You always present info clearly so it's relatable and easily understood. Visually it is really good...so clean and neat! Great job! And 👀 at all the subscribers! I have loved watching your channel grow!
Missy, thank you for this fantastic video. I just introduced my sister to cash stuffing and sent her directly to this video. Love your delivery and content! Thank you for sharing your knowledge! ❤
Aww, that is amazing! Thanks so much for sharing this super kind comment - I am so glad it was helpful and I hope it helps your sister! Wishing you (and her!) the best on your journeys! ♥
Wow so very helpful Missy, and super easy to follow! Thank you again Missy! I am sending this video to my sisters. I am trying to convert them to cash budgeters 😂
This is a great video! My question is what about us people who are independent contractors and never know what we make? For example say I have 6 clients in a week. I can’t count on that because people cancel or reschedule. Then you have some people tip. Which I get the tips should be bonuses. Some weeks like Christmas week everyone cancels so no you have no pay.
It’s a great question! I would personally look at your past 2-3 month average (or a year ago if you are seasonal) and plan to the low end. Or once you are a month ahead, you could smooth out your planned income and just “pay” yourself a consistent amount (using the one month ahead buffer on lower income months and replenishing on higher months). But the principles are still the same! I hope this helps. 🖤🖤
I’ve been looking for a video like this so thank you for making it! My question is, with the one month ahead budget, does that mean keep one month in your checking account or do you split it between a checking and savings account? I have a good chunk of saving set up in my savings account already but I only keep a certain smaller amount in my checking account. It’s enough to cover my online bills and a slight buffer for online transactions but it’s definitely not a month ahead in there.
This is a great question! Yes, if you want to be one month ahead on your bills and debts, I would move the total amount of your bills and debt payments for a single month from savings into checking and then set up all those payments to be autodrafted from that account. You only need to make this move one time to cover bills and debts for the month you are in (or the month you begin), because as you save for your bills and debts over the month, you’ll be setting yourself up for the next month’s worth of payments. Does that answer your question? Thanks so much for watching! 🖤
And that's how u cash stuff .... Missy drops the mic and walks away leaving us in awe! 😊❤
@@OandLhere HA! That is so super sweet. 🖤🖤
This was the best explanation into cash stuffing I’ve watched. Very detailed not rushed and still very interesting!! ❤
Oh my gosh that’s so sweet of you! Thank you for watching and for such a kind comment! 🖤
You always present info clearly so it's relatable and easily understood. Visually it is really good...so clean and neat! Great job! And 👀 at all the subscribers! I have loved watching your channel grow!
Carolyn you are just the sweetest - thank you so much for your encouragement! 🖤🖤
Missy, thank you for this fantastic video. I just introduced my sister to cash stuffing and sent her directly to this video. Love your delivery and content! Thank you for sharing your knowledge! ❤
Aww, that is amazing! Thanks so much for sharing this super kind comment - I am so glad it was helpful and I hope it helps your sister! Wishing you (and her!) the best on your journeys! ♥
I wish I had this in January when I started. This was awesome!!! ❤
Oh my gosh that’s so kind! I hope it is still helpful for you. Thanks so much for watching! 🖤
Good Morning, great to be here watching. This is a great video, you really explained it well.
Aww thank you, and thanks so much for watching! 🖤
this was a great video for starting out and explaining! xxx
I’m so glad! Thanks for watching! 🖤
That was amazing! 🎉
So sweet!! Thanks for watching! 🖤🖤
You’re an awesome teacher! TYSM❤ this was extremely helpful 😊
That’s such a kind compliment! I’m so glad it was helpful! 🖤
Wow so very helpful Missy, and super easy to follow! Thank you again Missy! I am sending this video to my sisters. I am trying to convert them to cash budgeters 😂
Love this! Hope it works! 😅🖤
This is a wonderful guide for beginners! Job well done!😊🎉
@@lauragudgel477 Aww I’m so glad! Thanks so much for watching! 🖤🖤
I love this, I’m a teacher and get paid monthly but split it to bi-weekly.
@@candacebennett4107 That’s super smart! I would do the same if I was paid monthly. Thanks for watching! 🖤🖤
This is a great video! My question is what about us people who are independent contractors and never know what we make? For example say I have 6 clients in a week. I can’t count on that because people cancel or reschedule. Then you have some people tip. Which I get the tips should be bonuses. Some weeks like Christmas week everyone cancels so no you have no pay.
It’s a great question! I would personally look at your past 2-3 month average (or a year ago if you are seasonal) and plan to the low end. Or once you are a month ahead, you could smooth out your planned income and just “pay” yourself a consistent amount (using the one month ahead buffer on lower income months and replenishing on higher months). But the principles are still the same! I hope this helps. 🖤🖤
I can go back to last year for sure. Getting the month ahead seems harder. But, I think I understand what you’re saying thank you! ❤
I’ve been looking for a video like this so thank you for making it! My question is, with the one month ahead budget, does that mean keep one month in your checking account or do you split it between a checking and savings account? I have a good chunk of saving set up in my savings account already but I only keep a certain smaller amount in my checking account. It’s enough to cover my online bills and a slight buffer for online transactions but it’s definitely not a month ahead in there.
This is a great question! Yes, if you want to be one month ahead on your bills and debts, I would move the total amount of your bills and debt payments for a single month from savings into checking and then set up all those payments to be autodrafted from that account. You only need to make this move one time to cover bills and debts for the month you are in (or the month you begin), because as you save for your bills and debts over the month, you’ll be setting yourself up for the next month’s worth of payments. Does that answer your question? Thanks so much for watching! 🖤
@ Thank you so much for replying! That helped me out so much!
I have decided to leave starting a channel till Decembers payment cause at the moment most off my money will be going to the dog
I totally get it - you have to do whatever is best for you!
Hi Missy, this was very informative and helpful. Great job explaining everything 🩷
@@BudgetwithJessica Thank you so much for watching and for this super sweet comment! I am so glad it was helpful! 🖤