Totally crazy. I had cash to buy my car. and I was told by everyone to lease that car. I said "that's so stupid, I have cash" ! When my mom died, I got her house. (hoarded and falling apart ) Same people who told me to lease a car that I could pay cash for, said I needed to get all new windows. (this is true) and very snotty, said "get the windows and make payments" I'm like, I'll get new windows when I can afford new window, and until than, I will hang thermal curtains and put plastic on the windows" Rolling my eyes as they are so deep in debt, they will be lucky to pay it off before they retire. I, however, am 5 years away from retiremnt and have ZERO debt, a paid for car and house. And a nice 401 from work.
@@tavari4498I’m friends with a senior citizen who is retired yet leases her car. I keep telling her that she would be better off buying a car to keep than leasing it. She doesn’t hear me so I’ve stopped talking about it…She’s also starting to struggle with the high cost of everything. If she got rid of that leased car, it would keep more money in her pocket!
❤ I’m happy to say I paid off my mortgage the 1st of this month and I’m officially totally debt free.☺️ I’m 68 and work full time and I love my job. I have chosen to wait till I’m 70 to collect my old age pension which will benefit me significantly financially. Then I plan on working part time just because I enjoy working. I love the way you think and you inspire a senior like me. ❤️
The moment you try to be cool you have definitely failed it. I consider Prepper Princess the epitome of cool. I personally am not a prepper at all, but this channel helped me to reconsider spending decisions twice. The thing I like most about this channel is that Prepper Princes has no issue admitting mistakes and seems to be thoroughly honest. Compare that to self proclaimed experts on main stream media or in academia!
I am 63, disabled. Had to give up work at 54. Ended up divorced yet I am still living debt free. I might not have lots of saving but I have no debts and enough for a few ' extras'. Also have a food store and fuel store. So I don't think I am doing too bad considering.
I LOVE THIS SO MUCH! When you do these videos they are my absolute favorite. Especially since I started living on less and saving more. You have been such an asset to me! THANK YOU!
Retired and living in my paid for 1200 sq ft house, driving my paid for 7 year old Prius that gets 50.4 mpg, cooking from scratch, and doin' alright. Prepper Princess gives good advice.
My husband and I are about to retire. We own our home, we own older cars, we are nervously watching the stock market, we have no credit card bills. Where we live its not only the high cost of living it's the high property taxes that are especially hard to figure into a fixed budget. I find you to be an inspiration Prepper Princess! I love that you are not motivated by others but content in your own values. There are times when I feel self conscious about my 20 yo car (with peeling paint!) but then I sleep easy at night without worry about a car payment. I am concerned about the big push away from gas to all electric vehicles too soon before it's practical or feasible for the average American. After all those expensive electric car batteries exploding and catching fire after the Florida hurricane I'm not eager to pay the high price for an electric car!
No debt here but no pension or 401k either. Some, gold, some stock and own our home, cars. Can't retire due to High utilities, property tax and insurances. 😞
The price of a new car has always amazed me! I look for the oldest running car on the lot. The most I ever paid was $4000. Most we just over $1000. I'm currently driving my son's 1997 Honda at 353000 miles. With regular maintenance and a few minor repairs, they served their purpose well.
I still live like you. When my children were younger we went camping every week end from Easter to November. It was cheaper than living at home for the same weekend. People thought we were richer than them. Our expenses were 50p per week and a drive for 18 miles we ate the same food but had so much more fun and the kids were healthy.
Very well stated. When you get older and are in the autumn of your years and with plenty of money you think you will find the following: 1) You will be actively looking to establish a legacy with your money your wealth that makes a real difference in peoples lives. In other words you will be giving a lot more money to charities. 2) You can afford the house that you always dreamed of and are able to easily afford it cash., and its maintenance, insurance, and taxes. You won't worry about living in it and enjoying it or whether you can make money if you need to sell it. 3) You will be able to buy whatever car you want new or used within reason.and pay cash $) You will use your credit card and pay it off as soon as the bill is posted (unless a cash discount if offered) and thank the "Joneses" for the CC points or cash back. 5) You will still hate wasting money on things like cable TV, expensive restaurants, other clutter that you can get from a library. 6) You may find as I have that my life is cluttered with all the junk you have bought and hoarded yet find difficult or impossible to part with and actually buy more simply because I have the wealth to do so. Your major concerns will become: 1) Your health and if your health care will destroy most or all of your wealth. 2) Taxes and how you can legally and ethically reduce the burden while paying your fair share. 3) What will be your estate plan, funeral and memorial, physical and mental wellbeing with or without money. I am 72 years old and have been where you are now.
I too remember as a kid our friends got a brand new 95 Ford f150. I asked my dad about it and he said the difference was we didn't have a car payment. I'm reminded of it whenever I see others with new cars and know they most likely have payments.
Exactly, I drive a 2010 and my partner drive a 2005. No car payments in our home. We recently bought a brand new manufactured home that will be paid for in the next 5 years.
A Mobil house is a real house!! I just sold mine, it for a nice amount of money!! Plus the 3.75 acres and the double car garage that was included! So you’re wrong!!
One of the most important things you said was at 10:14, near the end - "If you believe that you can or you believe that you can't, you are right." So people, believe in yourself and remember that you get what you say.
You are such an inspiration to me. Your video on it's easier not to spend money than spend it really hit home. I regularly binge watch your videos. You and living on a dime are my most favorite you tubers.
Absolutely love your videos...both the content and the delivery! Sharing everything that you have learned in your life journey so far demonstrates being a good steward of your resources! I appreciate the reminders! Gotta say too that I enjoy your grocery shopping and cooking videos as well...keep em coming!
Unfortunately I didn't learn my lesson till my 40's.. But once became debt free and started saving, I could really see a difference.. Although no short term gratitude, I can see the benefits in the long scheme of things. One thing I've noticed, the more money I save, the more stressful I've become.. Maybe ignorance is bliss? Anyway, thanks for the video, I agree with you 100%.
The only time I was in debt was when getting a house put down a lot on it and it took 3 years to pay off that felt so good to not to think about a payment any more.
I'm 27 I own my home through a healthy inheritance and saving. A small 2 bed £120k (dunno what it's worth now). I'm gonna continue towards hopefully financial freedom got decent savings and 35k in investments. I wish they taught financial responsibility in schools. I'm here with my 13 year old car I bought used and everybody my age has credit card debt and car payment. Things have to change especially with the state of the UK at the moment.
I'm currently on my way to being debt free & I can't wait to see what that feels like. I've pared down my spending. I don't have cable, just internet, I have the Firestick, I signed up for Mint Mobile a few months ago & I food shop every two weeks instead of every week. I'm already seeing a difference in my cash flow. The other day I had to have my roof repaired because water was leaking into the house, and I was able to pay cash. Prior to making these changes, I saw no problem with having a car payment, and now I no longer want to have one. My 2006 Toyota is working just fine for me. Thanks for sharing 🙂
I started over from scratch with two kids at 32, six years later I am debt free besides my mortgage and on track to pay that off 15years early and save myself about $70,000 in interest vs if I only paid the min for 30 years. I shop clearance and thrift stores. I drive a 21year old truck and do not eat out. It’s not always fun but it is doable! My new goal is to pay the house off before my youngest is out of high school. 🤞🏻
And don’t forget June - wedding and graduation month! Everyone you know has their hands in your pockets for those occasions too. Not to mention the amounts of money spent by the celebrants is downright frightening.
Preper Princess I agree with you 100% on that assessment, and I personally don't care about the Jones either because at the end of the day I'm living for Myself and not for no one else!
I went to get my haircut today. But they put in parking meters. So basically I had to pay to park my car to go spend my money. Whoops. I’ll wait and go somewhere else if I don’t cut it myself first.
I used to work at Starbucks. The secret to that perfect smooth frappuccino is adding food thickener it's called something else at Starbucks but that's what it is basically. Sometimes customers would want it extra strong so we would add shots of espresso in the frappuccino. For the whip cream Starbucks actually makes really good whip cream you can youtube how to make homemade whip cream and it's a lot better than store bought. Also you can buy the sugar pump flavor bottles when i worked there they cost $16.00 I don't know what it cost now but you can make IDENTICAL Starbucks Frappuccinos at home for super cheap and probably even make a side hustle out of it.
AWESOME VIDEO! People need to watch and LEARN! Here's the sad part TOO MANY people want the $300k+ home and $60k car to impress people? WHY? Things are not impressing me anymore (my beginning career years were in the 80s when "greed was good"). I retired last year (57yo). I LOVE doing what I want to do - when I want to do it. THAT'S what's important! BTW - I drive a 2008 car with just under 65k on it. I truly love the car and pray to God that it can last me 6 or so more years.
Hey I'm a Jones!! However, we live like you. My pretty little Benz is an 05'. She was totally maintenanced and well kept. Bought six acres with a three bedroom house on repo. Paid cash and gutted it. The Jones' got skills. 😂😂😂
The phrase originates with the comic strip Keeping Up with the Joneses, created by Arthur R. "Pop" Momand in 1913. The strip ran until 1940 in The New York World and various other newspapers. The strip depicts the social climbing McGinis family, who struggle to "keep up" with their neighbors, the Joneses of the title.
You learned about the value of being frugal and non-materialistic early in life. I didn't until my forties. When I was living in a McMansion in a gated community, driving a top of the line Avalon, and realizing none of it was making me happy at all. Quite the opposite in fact. All that monthly overhead to maintain such a lifestyles puts needless pressure on you to just meet all the monthly payments. I'm currently in the process of getting divorced, and am moving to a Midwestern city where my apartment rent will only be $470 a month. In a really cool historical building with hardwood floors, built in the 1930's. I will be driving a fully paid off $5k car. I will have zero debt and money in the bank. And I have no doubt that I will have much more joy and peace of mind living that way than I ever did in that McMansion.
I love this and thank you for taking us to another step further. I appreciate the Whiteboard it helps me visually see things and understand it better. You're shaking the ground and making people be different that's a good thing. My house is 1,000 ft many years I raised four children in it and one bathroom. Now I have a basement but for 15 years we didn't have bedrooms down there. Eventually we did when the fourth child was getting older our bedrooms are small. I think your house is amazing and you got a fantastic deal that is awesome. Your area sounds like so much fun I'm so glad for you isn't it awesome how God works things out. You're doing awesome keep being that world changer
Great video, Princess! I'd never pay $7 for a cup, have hard enough time spending that much on whole can of coffee. Love the cameo of Rocky. Hugs & bellyrubs to the pups 🥰 🐾 🐾
I thought you sold one of your cars. Maybe you were just thinking about it. I worked in banking for years. The flashy looks and cars are often deceiving. I also had customers who seemed very average, but they were millionaires. Go figure.
My neighbors try to keep up with us. We bought the ugly fixer upper. It has a curved brick walkway that works with it. They copied everything else. I know they will. They watched him work on it and raced over to check it out. My point is I guess we're the Jones'. My husband does most of the work, hence our house is super nice. I'm buying a router to cut the rental of the router cost. I believe my $30 router will save us about the same monthly. I want the coffee recipe. I'm going to miss that dog when he leaves this earth. He seems like a sweetheart.
I am on a limited fixed income and Im saving 300-400 a month. I love beinf frugal. Idont pay retail for anything but food, and when I bring something in something else has to leave. Cuts down on clutter. I get off saving. I cook all time never go out to eat. I dont like coffee except my own. Its easy to save when you really want to
My daughter is 13 and plays travel softball 🥎 I’m like your mom right now 😂 I make her pack her own nachos and cheese and whatever other food. She hates not eating from the concession stands. I hope she learns but sometimes, I know from experience, that we have do that the hard way😊
Yup! Lived that way all of my life. Worked since I was in my early teens. Dad taught me to save. Paid off my first and only house ( about 1200 Sq. Ft. ) in 11 1/2 years. By a BASIC car 1 to 2 years old cash, then drive it until it's scrap. NO credit card balance and 15 bucks a month for cell and 4 gigs a month. You can leverage your money, but I don't want the risk. Some people say " no risk, no reward." I say " no risk IS my reward." Dave Ramsey might sound like a broken record, but he's spot on!
Well done, Princess! Kids are a huge expense which might be on the Joneses list, and if there is a critical medical problem like cancer or autoimmune diseases that add tens of thousands in debt with a huge interrupt in ability to earn income. You are blessed to have had ongoing health and few essential expenses taking care of kids and extended family etc.
There was a commercial that aired a couple of times before it was taken off of a man that was talking about everything thing he had, but wasn't smiling and then he said that he was in debt up to his eyeballs. I loved that commercial. But the powers that be realized their error and snatched it quickly off the air.
I was just thinking of that commercial during this video. I think the guy was talking to his neighbor while he was mowing his lawn. I’d love to see that commercial again!
@@missreynolds3637 the commercial is on youtube. type in 'i'm in debt up to my eyeballs' and it comes up. it's a classic & so true of a majority of the US unfortunately
LOL, on just the coffee thing. I'd make the coffee at work in the morning. If I was not early enough, or off , no one would make it, but instead, drive across the street and pay for dunchin.
Great title!!!! 😉 Tip: with my daughters and daughters in law, we have a system. In Holland you have "too good to go". A lot of supermarkets, bakeries and butchers sell their products (close to due date) for € 3 to €5. You have to call the day before and claim it. When you are a member you can pick it up for other members. One team goes to supermarkt (lots of fruit and vegetables)Other team bakery and last team butchers. So for € 14 a week we do groceries (3 bags a store = 9 bags to unpack) The advantage is: we can exchange food we dont like amongst eachother. We freeze a lot of meat and vegetables. I only have to buy dogfood.
I’m one of the new age Jones’s too PP! That’s funny when you think about it 😂All these people in debt are just ridiculous to me. Such waste and sacrifice of security for the sake of “ look at me”.
You are spot on. I love when you do these types of videos. All your video are interesting, but you excel at explaining why changing our mindset towards money is important. Thank you for that!
PP, since you are one of those people that are like, the millionaire next door,( inconspicuously wealthy), have you had strangers or coworkers recognize you from RUclips and ask you for money? Just curious🙂 Love your channel! And you look fabulous, btw🤩 Thank you, as always!!
There is nothing wrong with a Manufactured Home. Ours is a 2022 home and built better than many stick homes I have seen. Of course we got it much cheaper than a stick home and are very happy with it.
Christmas is coming soon and so many of us over spend. We need fresh ideas on how to be more sensible. Maybe you could help us with your input on that. Thanks so much.
These are facts, bought a townhouse in 2019 because it was a cheaper option, just sold my car with a high car payment and bought a used one for $10k less, and haven’t had any credit card debt in 5 months 🎉
5.34 lol Beautiful. Awesome. You did a fantastic job with your house. So many people have 2 jobs to buy bricks. In my view, a beautiful, large house is just a pile of stones. Nothing more and nothing less. By the way, that black looks really good on you. Sorry for my bad English, I'm from Amsterdam Netherlands. So not an American. I watch your videos a lot. I love it. People are often proud of "their" car. It's not their car, it's the bank's car. OK. Give your sweet dog a hug from me and you have a great day too!! One more thing: you saw that so well with the coffee. 7 dollars for 1 coffee. And you: lol lol lol
Love this vid! Most of my friends are still playing the game and also think they need to remodel their kitchens every 4 years . . .meanwhile many have put up gofundme's for life's emergencies. Ummmm, no ma'am, I am not donating =) Keep preaching prepper princess.
We live frugally. I cut and color my own hair and I also cut my husband’s hair. We eat at home and don’t buy alcohol. I don’t go to get pedicures either. I do my own. I always found them overrated anyway. We are retired and live comfortably but do not have the need to own an expensive car . It’s the little things that will save you money.
Prepper I admire your discipline so much, you are amazing! Especially having over 1M in savings for retirement and being disciplined enough at 40 years old to not dip into it
In 2004 I bought my 2002 Toyota Sequoia in beautiful condition with cash for $18,000. Had leather put in for $1200. That 20 year old car with 267,000 miles on it is still mine and going strong and I still love it as much as I did when I bought it. We don’t believe in financing cars. We put what we would have spent on a car payment in savings every month. We’ve saved thousands of dollars this way. New Sequoias today are $70,000.00-80,000.00. Unbelievable!
I own and drive a truck like you decried but it’s a 98 Ford F-150 I bought 14 years ago for $1500. air leak window, no air or heater. My second car is a 67 camaro bought 22 years ago for 14k, no air, but it does have a heater, this car draws a lot of attention.
Being out of debt feels sooo much better than having the fancy handbags, pedicures, fancy steakhouses etc.
Amen to that!!
Good for you. We're in the same situation and you are absolutely right.
Yes totally agree with you🌈
If you can't afford it don't buy it.
Especially since I don’t even know where I packed the fancy hand bag
Totally crazy. I had cash to buy my car. and I was told by everyone to lease that car. I said "that's so stupid, I have cash" ! When my mom died, I got her house. (hoarded and falling apart ) Same people who told me to lease a car that I could pay cash for, said I needed to get all new windows. (this is true) and very snotty, said "get the windows and make payments" I'm like, I'll get new windows when I can afford new window, and until than, I will hang thermal curtains and put plastic on the windows" Rolling my eyes as they are so deep in debt, they will be lucky to pay it off before they retire. I, however, am 5 years away from retiremnt and have ZERO debt, a paid for car and house. And a nice 401 from work.
That’s awesome, Amy! Keep moving forward!
@@tavari4498I’m friends with a senior citizen who is retired yet leases her car. I keep telling her that she would be better off buying a car to keep than leasing it. She doesn’t hear me so I’ve stopped talking about it…She’s also starting to struggle with the high cost of everything. If she got rid of that leased car, it would keep more money in her pocket!
Never listen to broke people!
❤ I’m happy to say I paid off my mortgage the 1st of this month and I’m officially totally debt free.☺️ I’m 68 and work full time and I love my job. I have chosen to wait till I’m 70 to collect my old age pension which will benefit me significantly financially. Then I plan on working part time just because I enjoy working. I love the way you think and you inspire a senior like me. ❤️
Great job!
Congratulations, Tracey!!! That’s awesome!!! 🎉
I never heard of waiting until 70 to take social security? I thought SS benefits maxed out if you waited until age 67?
@@jeffconsiglio1307 not in Canada.
You are amazing! I really admire your view of life. You inspired me to be more financially responsible, thank you.
The moment you try to be cool you have definitely failed it. I consider Prepper Princess the epitome of cool. I personally am not a prepper at all, but this channel helped me to reconsider spending decisions twice. The thing I like most about this channel is that Prepper Princes has no issue admitting mistakes and seems to be thoroughly honest. Compare that to self proclaimed experts on main stream media or in academia!
Be careful this is probably a scam and not her number
@@MFox-tu2co thanks, I would not have believed that Prepper Princess would publish her phone number given her experience with stalkers.
I’ve made my own frappe drinks and I really like it when I make the ice cubes outta coffee. This doesn’t dilute the drink.
Recipe and instructions please!😃
Recipe pretty please
I am 63, disabled. Had to give up work at 54. Ended up divorced yet I am still living debt free. I might not have lots of saving but I have no debts and enough for a few ' extras'. Also have a food store and fuel store. So I don't think I am doing too bad considering.
I LOVE THIS SO MUCH! When you do these videos they are my absolute favorite. Especially since I started living on less and saving more. You have been such an asset to me! THANK YOU!
Retired and living in my paid for 1200 sq ft house, driving my paid for 7 year old Prius that gets 50.4 mpg, cooking from scratch,
and doin' alright. Prepper Princess gives good advice.
I agree with you! I don’t care what other people think. I’m happy 😃
Amen! I have less than 2K left in consumer debt and I’ll never go into debt again! My goal is to pay that off by the middle of November!
Awesome job!
@@allisonmarcelle8627 thank you
My husband and I are about to retire. We own our home, we own older cars, we are nervously watching the stock market, we have no credit card bills. Where we live its not only the high cost of living it's the high property taxes that are especially hard to figure into a fixed budget. I find you to be an inspiration Prepper Princess! I love that you are not motivated by others but content in your own values. There are times when I feel self conscious about my 20 yo car (with peeling paint!) but then I sleep easy at night without worry about a car payment. I am concerned about the big push away from gas to all electric vehicles too soon before it's practical or feasible for the average American. After all those expensive electric car batteries exploding and catching fire after the Florida hurricane I'm not eager to pay the high price for an electric car!
No debt here but no pension or 401k either. Some, gold, some stock and own our home, cars. Can't retire due to High utilities, property tax and insurances. 😞
If you do what everybody does you will get what everybody gets.
You had a very smart mother! If only allll moms would teach their kids such life lessons❤
The price of a new car has always amazed me! I look for the oldest running car on the lot. The most I ever paid was $4000. Most we just over $1000. I'm currently driving my son's 1997 Honda at 353000 miles. With regular maintenance and a few minor repairs, they served their purpose well.
I still live like you. When my children were younger we went camping every week end from Easter to November. It was cheaper than living at home for the same weekend. People thought we were richer than them. Our expenses were 50p per week and a drive for 18 miles we ate the same food but had so much more fun and the kids were healthy.
Very well stated. When you get older and are in the autumn of your years and with plenty of money you think you will find the following: 1) You will be actively looking to establish a legacy with your money your wealth that makes a real difference in peoples lives. In other words you will be giving a lot more money to charities. 2) You can afford the house that you always dreamed of and are able to easily afford it cash., and its maintenance, insurance, and taxes. You won't worry about living in it and enjoying it or whether you can make money if you need to sell it. 3) You will be able to buy whatever car you want new or used within reason.and pay cash $) You will use your credit card and pay it off as soon as the bill is posted (unless a cash discount if offered) and thank the "Joneses" for the CC points or cash back. 5) You will still hate wasting money on things like cable TV, expensive restaurants, other clutter that you can get from a library. 6) You may find as I have that my life is cluttered with all the junk you have bought and hoarded yet find difficult or impossible to part with and actually buy more simply because I have the wealth to do so. Your major concerns will become: 1) Your health and if your health care will destroy most or all of your wealth. 2) Taxes and how you can legally and ethically reduce the burden while paying your fair share. 3) What will be your estate plan, funeral and memorial, physical and mental wellbeing with or without money. I am 72 years old and have been where you are now.
I too remember as a kid our friends got a brand new 95 Ford f150. I asked my dad about it and he said the difference was we didn't have a car payment. I'm reminded of it whenever I see others with new cars and know they most likely have payments.
Exactly, I drive a 2010 and my partner drive a 2005. No car payments in our home. We recently bought a brand new manufactured home that will be paid for in the next 5 years.
I see the beautiful car admire it and laugh I don't have the payments
A Mobil house is a real house!! I just sold mine, it for a nice amount of money!! Plus the 3.75 acres and the double car garage that was included! So you’re wrong!!
Thanks for putting things in perspective. It's not worth it to have lots of expensive things and have no money and no security.
One of the most important things you said was at 10:14, near the end - "If you believe that you can or you believe that you can't, you are right." So people, believe in yourself and remember that you get what you say.
You are such an inspiration to me. Your video on it's easier not to spend money than spend it really hit home. I regularly binge watch your videos. You and living on a dime are my most favorite you tubers.
Excellent advise! Wish I had the time back to have made better choices. 🤔
Absolutely love your videos...both the content and the delivery! Sharing everything that you have learned in your life journey so far demonstrates being a good steward of your resources! I appreciate the reminders! Gotta say too that I enjoy your grocery shopping and cooking videos as well...keep em coming!
You’re right cars are around 40,000. My husband’s coworkers bought trucks averaging 65,000. His 2007 truck looked real good to him.
Unfortunately I didn't learn my lesson till my 40's.. But once became debt free and started saving, I could really see a difference.. Although no short term gratitude, I can see the benefits in the long scheme of things. One thing I've noticed, the more money I save, the more stressful I've become.. Maybe ignorance is bliss? Anyway, thanks for the video, I agree with you 100%.
The only time I was in debt was when getting a house put down a lot on it and it took 3 years to pay off that felt so good to not to think about a payment any more.
I'm 27 I own my home through a healthy inheritance and saving. A small 2 bed £120k (dunno what it's worth now). I'm gonna continue towards hopefully financial freedom got decent savings and 35k in investments. I wish they taught financial responsibility in schools. I'm here with my 13 year old car I bought used and everybody my age has credit card debt and car payment. Things have to change especially with the state of the UK at the moment.
I'm currently on my way to being debt free & I can't wait to see what that feels like. I've pared down my spending. I don't have cable, just internet, I have the Firestick, I signed up for Mint Mobile a few months ago & I food shop every two weeks instead of every week. I'm already seeing a difference in my cash flow. The other day I had to have my roof repaired because water was leaking into the house, and I was able to pay cash. Prior to making these changes, I saw no problem with having a car payment, and now I no longer want to have one. My 2006 Toyota is working just fine for me. Thanks for sharing 🙂
I started over from scratch with two kids at 32, six years later I am debt free besides my mortgage and on track to pay that off 15years early and save myself about $70,000 in interest vs if I only paid the min for 30 years. I shop clearance and thrift stores. I drive a 21year old truck and do not eat out. It’s not always fun but it is doable! My new goal is to pay the house off before my youngest is out of high school. 🤞🏻
Talk to someone about refinancing for a shorter loan, you’ll be paying so much less that way.
@@kaesch2770 already did that, got a 2.25 interest rate(pre-pandemic time)
This time of year. October, November and December is my time to people watch. When I am out people are so stressed out spending money.❤ brindles❤
And don’t forget June - wedding and graduation month! Everyone you know has their hands in your pockets for those occasions too. Not to mention the amounts of money spent by the celebrants is downright frightening.
There goes Prepper Princess, hitting it out of the park AGAIN! Love the whiteboard talks :)
Preach it sister!!! You are one of the smartest people I know.
Brilliant! my new fave Money guru!
Preper Princess I agree with you 100% on that assessment, and I personally don't care about the Jones either because at the end of the day I'm living for Myself and not for no one else!
I went to get my haircut today. But they put in parking meters. So basically I had to pay to park my car to go spend my money. Whoops. I’ll wait and go somewhere else if I don’t cut it myself first.
I used to work at Starbucks. The secret to that perfect smooth frappuccino is adding food thickener it's called something else at Starbucks but that's what it is basically. Sometimes customers would want it extra strong so we would add shots of espresso in the frappuccino. For the whip cream Starbucks actually makes really good whip cream you can youtube how to make homemade whip cream and it's a lot better than store bought. Also you can buy the sugar pump flavor bottles when i worked there they cost $16.00 I don't know what it cost now but you can make IDENTICAL Starbucks Frappuccinos at home for super cheap and probably even make a side hustle out of it.
Xanthan gum works to thicken blended drinks!
Thanks for your encouraging words. You are so appreciated and needed!💕
AWESOME VIDEO! People need to watch and LEARN! Here's the sad part TOO MANY people want the $300k+ home and $60k car to impress people? WHY? Things are not impressing me anymore (my beginning career years were in the 80s when "greed was good"). I retired last year (57yo). I LOVE doing what I want to do - when I want to do it. THAT'S what's important! BTW - I drive a 2008 car with just under 65k on it. I truly love the car and pray to God that it can last me 6 or so more years.
Hey I'm a Jones!! However, we live like you. My pretty little Benz is an 05'. She was totally maintenanced and well kept. Bought six acres with a three bedroom house on repo. Paid cash and gutted it. The Jones' got skills. 😂😂😂
Actually it goes back to the 1800s I believe. An affluent New York family with new money, was the start. It was actually a snob snub. 😁
The phrase originates with the comic strip Keeping Up with the Joneses, created by Arthur R. "Pop" Momand in 1913. The strip ran until 1940 in The New York World and various other newspapers. The strip depicts the social climbing McGinis family, who struggle to "keep up" with their neighbors, the Joneses of the title.
He is a lovely boy! Best boy ever! Love your sensible videos! Aussie Lady!
you had a smart Mama...
sounds like me. We were taught to "Pay as you go or we don't go".
You learned about the value of being frugal and non-materialistic early in life. I didn't until my forties. When I was living in a McMansion in a gated community, driving a top of the line Avalon, and realizing none of it was making me happy at all. Quite the opposite in fact. All that monthly overhead to maintain such a lifestyles puts needless pressure on you to just meet all the monthly payments.
I'm currently in the process of getting divorced, and am moving to a Midwestern city where my apartment rent will only be $470 a month. In a really cool historical building with hardwood floors, built in the 1930's.
I will be driving a fully paid off $5k car.
I will have zero debt and money in the bank.
And I have no doubt that I will have much more joy and peace of mind living that way than I ever did in that McMansion.
Rocky zen at the end always warms my heart🥰
I love this and thank you for taking us to another step further. I appreciate the Whiteboard it helps me visually see things and understand it better. You're shaking the ground and making people be different that's a good thing. My house is 1,000 ft many years I raised four children in it and one bathroom. Now I have a basement but for 15 years we didn't have bedrooms down there. Eventually we did when the fourth child was getting older our bedrooms are small. I think your house is amazing and you got a fantastic deal that is awesome. Your area sounds like so much fun I'm so glad for you isn't it awesome how God works things out. You're doing awesome keep being that world changer
Great video, Princess! I'd never pay $7 for a cup, have hard enough time spending that much on whole can of coffee. Love the cameo of Rocky. Hugs & bellyrubs to the pups 🥰 🐾 🐾
I constantly get the keeping up with the Jones jokes lol. Funny thing is I’m more frugal than most people I’m around.
Thank goodness we have no one to keep up with🙂🙃😉. I love being frugal and debt free.
I am not doing that great with the retirement savings.... but I continue to love your channel for encouragement.
I thought you sold one of your cars. Maybe you were just thinking about it. I worked in banking for years. The flashy looks and cars are often deceiving. I also had customers who seemed very average, but they were millionaires. Go figure.
My mom worked at a bank and said the same thing. Most of the people with a lot of money dressed normal and had average cars.
I love it when you break out the white board!
My neighbors try to keep up with us. We bought the ugly fixer upper. It has a curved brick walkway that works with it. They copied everything else. I know they will. They watched him work on it and raced over to check it out. My point is I guess we're the Jones'. My husband does most of the work, hence our house is super nice. I'm buying a router to cut the rental of the router cost. I believe my $30 router will save us about the same monthly. I want the coffee recipe. I'm going to miss that dog when he leaves this earth. He seems like a sweetheart.
Love you! Best video's and common sense to live a better life out of debt!!!!!
every one is a gem, coffee and showers before bed what next.
10:23 for dawg inner eye lid, i am so chilled/happy action.
I am on a limited fixed income and Im saving 300-400 a month. I love beinf frugal. Idont pay retail for anything but food, and when I bring something in something else has to leave. Cuts down on clutter. I get off saving. I cook all time never go out to eat. I dont like coffee except my own. Its easy to save when you really want to
Same here. 100% agree.
I sent this video to my two teenage daughters, they need to hear this as do I. Live within your means and avoid debt.
My daughter is 13 and plays travel softball 🥎 I’m like your mom right now 😂 I make her pack her own nachos and cheese and whatever other food. She hates not eating from the concession stands. I hope she learns but sometimes, I know from experience, that we have do that the hard way😊
40k for a car is like 1 to 1.5 years of income! Not worth it at all.
OMG...LOL I love watching you. Very entertaining and educational, thank you:)
Yup! Lived that way all of my life. Worked since I was in my early teens. Dad taught me to save. Paid off my first and only house ( about 1200 Sq. Ft. ) in 11 1/2 years. By a BASIC car 1 to 2 years old cash, then drive it until it's scrap. NO credit card balance and 15 bucks a month for cell and 4 gigs a month. You can leverage your money, but I don't want the risk. Some people say " no risk, no reward." I say " no risk IS my reward." Dave Ramsey might sound like a broken record, but he's spot on!
Well done, Princess! Kids are a huge expense which might be on the Joneses list, and if there is a critical medical problem like cancer or autoimmune diseases that add tens of thousands in debt with a huge interrupt in ability to earn income. You are blessed to have had ongoing health and few essential expenses taking care of kids and extended family etc.
I freeze leftover coffee that has sugar and cream in it and make my frappuccinos out of that
Not all people who have expensive cars and houses are in debt.
True. Statistically it’s just most of them.
Great Video!! Thanks
I have never believed in keeping up with the Joneses, either. But probably just because it seemed like way too much work hahaha.
There was a commercial that aired a couple of times before it was taken off of a man that was talking about everything thing he had, but wasn't smiling and then he said that he was in debt up to his eyeballs. I loved that commercial. But the powers that be realized their error and snatched it quickly off the air.
OMG, I remember that commercial!! That was classic!
I was just thinking of that commercial during this video. I think the guy was talking to his neighbor while he was mowing his lawn. I’d love to see that commercial again!
@@missreynolds3637 the commercial is on youtube. type in 'i'm in debt up to my eyeballs' and it comes up. it's a classic & so true of a majority of the US unfortunately
Now, a lot of fancy cars on the road are leased. Yowwww!!!
I am debt free but still live like a college student... single parent with 2 kids here
LOL, on just the coffee thing. I'd make the coffee at work in the morning. If I was not early enough, or off , no one would make it, but instead, drive across the street and pay for dunchin.
Great title!!!! 😉 Tip: with my daughters and daughters in law, we have a system. In Holland you have "too good to go". A lot of supermarkets, bakeries and butchers sell their products (close to due date) for € 3 to €5. You have to call the day before and claim it. When you are a member you can pick it up for other members. One team goes to supermarkt (lots of fruit and vegetables)Other team bakery and last team butchers. So for € 14 a week we do groceries (3 bags a store = 9 bags to unpack) The advantage is: we can exchange food we dont like amongst eachother. We freeze a lot of meat and vegetables. I only have to buy dogfood.
Oeps! Misstake..... for € 11 a week we have 9 bags of food for each family.
I’m one of the new age Jones’s too PP! That’s funny when you think about it 😂All these people in debt are just ridiculous to me. Such waste and sacrifice of security for the sake of “ look at me”.
You are spot on. I love when you do these types of videos. All your video are interesting, but you excel at explaining why changing our mindset towards money is important. Thank you for that!
Only problem with 401k is that these funds are going broke, and simply won't be there in 10 years.
PP, since you are one of those people that are like, the millionaire next door,( inconspicuously wealthy), have you had strangers or coworkers recognize you from RUclips and ask you for money?
Just curious🙂
Love your channel! And you look fabulous, btw🤩
Thank you, as always!!
Ha ha no. I have had people recognize me but they know better than to ask for money. I only give help to those that don’t ask for it
@@PrepperPrincess Thank you for the reply!
I like your prepping of food. I like how you prep food. You do a excellent job
There is nothing wrong with a Manufactured Home. Ours is a 2022 home and built better than many stick homes I have seen. Of course we got it much cheaper than a stick home and are very happy with it.
A face only a mother can love. I love you ROCKY! 😅
Christmas is coming soon and so many of us over spend. We need fresh ideas on how to be more sensible. Maybe you could help us with your input on that. Thanks so much.
I always look forward to seeing Rocky at the end 😊
A penny saved is a penny earned!!)
These are facts, bought a townhouse in 2019 because it was a cheaper option, just sold my car with a high car payment and bought a used one for $10k less, and haven’t had any credit card debt in 5 months 🎉
5.34 lol Beautiful. Awesome. You did a fantastic job with your house. So many people have 2 jobs to buy bricks. In my view, a beautiful, large house is just a pile of stones. Nothing more and nothing less. By the way, that black looks really good on you. Sorry for my bad English, I'm from Amsterdam Netherlands. So not an American. I watch your videos a lot. I love it. People are often proud of "their" car. It's not their car, it's the bank's car. OK. Give your sweet dog a hug from me and you have a great day too!! One more thing: you saw that so well with the coffee. 7 dollars for 1 coffee. And you: lol lol lol
Love this vid! Most of my friends are still playing the game and also think they need to remodel their kitchens every 4 years . . .meanwhile many have put up gofundme's for life's emergencies. Ummmm, no ma'am, I am not donating =) Keep preaching prepper princess.
Great point !! I’ve been seeing that also recently
If your car payment is more than your mortgage/rent payment...you might be trying to keep up with the Jones's! 😉
You are so right and I love your dog
We live frugally. I cut and color my own hair and I also cut my husband’s hair. We eat at home and don’t buy alcohol. I don’t go to get pedicures either. I do my own. I always found them overrated anyway. We are retired and live comfortably but do not have the need to own an expensive car . It’s the little things that will save you money.
40K for a car these days?! Holy shitzoid! The world's gone crazy.
You can say that again!😔
You are so right. LOL They think we just can,t afford it. LOL
Great message! Keep your videos coming!
Right on the mark with this one! Great advice.
I knew it-You understand the wonder of team play-when it all just works-no need to settle for what is currently normal-when you only see disfunction !
You became the Jones's...was not an accident. You earned it!
I love this video, it's common sense but sadly common sense left the building due to myopic greed and the mind numbing of the world.
Awesome video!!!
LOL! You ARE the Jones's!! You live a simple and uncluttered life.
🎉Love the video Thank you. Encouraging
What Jones???!! 🤣🤣🤣 exactly! Best lesson my folks ever taught me. Who cares what the neighbors think, you live your own life!
Prepper I admire your discipline so much, you are amazing! Especially having over 1M in savings for retirement and being disciplined enough at 40 years old to not dip into it
In 2004 I bought my 2002 Toyota Sequoia in beautiful condition with cash for $18,000. Had leather put in for $1200. That 20 year old car with 267,000 miles on it is still mine and going strong and I still love it as much as I did when I bought it. We don’t believe in financing cars. We put what we would have spent on a car payment in savings every month. We’ve saved thousands of dollars this way. New Sequoias today are $70,000.00-80,000.00. Unbelievable!
I agree 100%.
I own and drive a truck like you decried but it’s a 98 Ford F-150 I bought 14 years ago for $1500. air leak window, no air or heater. My second car is a 67 camaro bought 22 years ago for 14k, no air, but it does have a heater, this car draws a lot of attention.