“Keeping up with the Jones’” is what women do. Using masculine status markers as a way to flex on other women is what women do. A man’s best weapon is a weapon. A woman’s best weapon is a man with a weapon. Women use their man’s accomplishments as a way to flex on eachother. “Who has the best man?” is the game they play. Women will spend you out of house-and-home if you let them because they will use you and a lifestyle as a weapon to compete with her girlfriends. Competing with the Jones’ is a female frame. Always be in control of the frame.
My ex wife wanted a boat because her friend's husband just bought a boat and they were having so much fun. I bought a little ski boat off marketplace for $500 and got it running. We were separated 6 months later.
Nothing more embarrassing then seeing late 20 and 30-something year old women in Instagram buy brand new fashion clothing just so they can show off on an Instagram photoshoot.
After my divorce, I didn’t increase my lifestyle at all, even though I could have afforded to (no alimony!). Zero financial stress is an amazing feeling!
The 2008 crash taught me a lot, when I was in my mid 20s. I realized how much everyone was living off of usury, they owned nothing and were constantly stressed as they were one paycheck away from losing everything. At that time I was starting to see modern women for what they were.. I completely curbed my expectations of what I should have in life and what would truly make me happy. I built on and took advantage of family property that is paid for, I refuse to keep a car payment and invest. I had many make fun of me, women I dated would always try and shame me into a McMansion and at times I will admit I use to feel "less than" when compared to my peers.. But now, holy crap do I have it good!! No debt, no stress and I actually OWN more than most in my peer group today. It's insane, I have one couple I know, they easily make 150k together. They live in a trailer with a few used cars and don't even have good enough credit to get their teen daughter a car.. Life is good, avoiding modern women and living within my means...
Same boat. 23yo in 2008. Watch everyone crumble under pressure. Stay the course. Should be a millionaire by 50 or so. Tortoise beats hare. Marathon, not sprint.
The dumbest thing about trying to impress people with nice cars is most people don't really notice or care anyways (especially nowadays when everyone's on their phones). I used to drive around the Twin Cities suburbs all the time in my grandpa's Yukon Denali and it wasn't like hot girls rolled down their window blowing kisses lol. You probably had a chance of getting that in the 90's and earlier 00's with a cool convertible like a Mustang but nowadays you literally need to own a Ferrari and party mansion with a pool....
This country is so backwards. Everyone thinks they need so much, and the media will tell you that you can't raise a family on less then x amount of dollars. I am a single father with an 11y/o and 9y/o making 33k a year. I don't accept EBT or any government benefits. I have taught my kids the value of hard work and how to be financially responsible. We do not live beyond our means whatsoever and I teach gratefulness to my kids, because I had to teach myself that. I could have a better paying job, but I choose to actually raise my kids and spend time with them. I have a very small house and 1 car. My kids appreciate everything they have. They don't ever miss a meal, And they have a warm and safe bed to sleep in. I have Zero debt and my credit score is 810. 90% of Americans are just financially stupid. My kids will rise above all of these degenerate kids around them. Materialism is such a cancer in this society.
I’m 65, and I’m ashamed to admit I had a BMW stage in my life. BMW should change their name to “Break My Wallet”. Owned three 525s in my day. I now drive Toyotas!
This is 100% accurate. I had a buddy who managed a rental furniture store. His best customers weren't from the ghetto. They were the wealthy suburbs where the people were house poor. Holidays were crunch time. Everyone wanted furniture for those empty rooms to put on a show for the visitors and family. It's crazy
I have a wealthy cousin who owns a development comany. In the 80s anytime we visited his father he would take us n a tour of whatever development he was building, and this was before the open floor plans popular today. These houses were loaded with completely pointless rooms that existed for the sole purpose of the wife of the household to decorate and show off.
Man, my father knocked the status-seeking shit out of us kids when we were in kindergarten. If some guy drove by in a Cadillac (which was the prestige car back then), he’d sneer with absolute acid sarcasm, “look at the BIG man.” He didn’t even have to spit afterwards to make his point. He had comments like that about just about everything you’d ask for that had a hint of status-seeking about it. If you wanted 10 dollar Converse sneakers instead of the 3 dollar generics you got at Korvette’s, he’d say, “What for? So you can impress your friends? Who the hell are they? You wanna impress your friends with MY money? Get outta here!” Soon he had us doing it, which pissed off our mom, LOL. She’d say, What’s wrong with wanting something nice?” And Pop would say, “What’s nice about it?” which would end the argument.
That's absolutely awesome!!!! 😂😂😂😂 That's EXACTLY what I say driving around all the time. Closest my dad came to that was making fun of Camaros and Corvettes which I liked because of Need For Speed. We were a Ford family no Mustangs in NFS. "Bluhhhhh GM car yuck!!!" 😂 But also he raced a small 4 cylinder open wheel "Formula Ford" in SCCA as a hobby, my grandparents always wanted to buy him new stuff but he made parts by himself cobbed the body back together when he crashed did it cheaply.....and the doctors and lawyers that would show up to Lime Rock Park with a huge tractor trailer and a logo and a team of engineers....but they didn't really know their own car. My dad would beat them with his car, our Taurus wagon towing an open steel and plywood trailer. They hated it. But he always tried to help everyone else compete anyway 🙂 RIP
I can’t deal with people that constantly gripe about others and what others are doing. I have a friend that goes down that path once in a while. He’s doing well with finance through minimalism, investing, and not buying new vehicles. The problem is when he’s too damn cheap to have reliable or safe transportation.
The corporation uses my hard work to generate profits for shareholders. The wife uses my W2 revenue to compete for status over other women. In their eyes, that’s why we men exist.
there is one house around the corner from me that is in VA foreclosure, and has been for 10 years. I looked at his bankruptcy filing and he had income of 8000 per month and liabilities of 9000 per month! I don't know how to spend 8000 per month!
My boomer dad started out in a bank. For him it is always the net worth of everything after debts, loans and the only that counts are black or red numbers without bs. He knew all the tricks and social layers and camouflages from accounting and therefore never got scammed and could see the emperors without clothing in our town.
Dropped out of HS Jan 28 1986, halfway through 11th grade (coincidentally, the same day the space shuttle Challenger blew up). Went and sat for the GED. Then got 15 college credits. Went into the Air Force. The GI bill paid for the rest of college (joint major biology & mathematical statistics). Always been independent and self reliant. Thinking for one's self is genuine freedom.
One of my favorite hobbies is watching my friends and family "celebrate" their life achievements by purchasing $40k 2022 Toyota rav4 hybrids after college, or buying a 400k 3 bedroom house once they get a middle management promotion
@DS Sheppard yeah I got shit on for buying a $15k used hyundai tucson Limited with literally every option and AWD. I love the Western consumerist mentality it's really fun to watch. One of my favorite hobbies
$40k for a Rav4?? If I was willing to buy something that expensive and impress people I would go with a 5 year old Lexus LX. They are just as reliable, and they are much nicer SUVs.
I remember a place I worked in the nineties. I was a handyman after college for some years, and I was painting the inside of a relatively new house in the "suburbs" during the night. The neighborhood was made to look suburban, but the tiny, elegant looking McMansions were crammed together on the smallest lots allowable by law. You could open the second story window of your house and reach across to wash your neighbor's window. A tall man could lay across your front yard with the curb for a pillow and his feet on your doorstep. It felt unsafe walking on the sidewalk in that narrow canyon, with cars driving right past you, where they might hook your clothes on their door handles. I had to work at night, where I could hear the neighbors scream, and there were cops visiting domestic disturbances on every block at every hour of the night. The only open space was a drainage area behind every block of houses. Someone had put a swing set out there, but I doubt children ever visited the spooky place. The nearest shop was a gas station, outside the development and down the bare highway a few miles. I thought the place was a special sort of hell for people who wanted a house in the suburbs. The people living there only wanted to kill each other or themselves. How many neighborhoods like that were built to scam how many families? It was all appearance with no substance.
So true, running construction company in sweden, when we go work in these big houses many of those woman was out of shape and there man was never home always away working or they where divorce and totally look depressed just wanted to renovate the house planty of time just too feel better. One woman change the holy kitchen after just 6 month just because of feelings.
I had a friend from one of those Minneapolis suburbs that begins and ends in a vowel. His dad ran a business and drove the big fancy mercedes. They had a beautiful house, with a swimming pool in their basement! Dad's business went under and then he killed his wife. Dragged her under his mercedes for about a mile, left a streak of blood for blocks. He went to jail, both sons were messed up. All the money is gone.
Thanks for this video! It was nice to finally breath for once and not feel bad about my blue collard job making 50,000 a year. I save my money and don’t buy new things thinking women won’t come after me. Thanks for the insight
@@TechnoVikingAviation I am in the Penn Yan Flying Club. Right next the Penn Yan Aero. Most of our planes are based at KPEO with one at KIUA. We have five planes in the club.
There is so much freaking truth here. I learned so much selling mortgages. The funny thing is that even the bankers were living the same way. I felt like a foreigner in a strange land. It is a lot easier to rationalize debt when you are already in it.
I'm a 27 year old engineer. When it comes to wanting to buy expensive cars, houses, macbooks, watches, etc. my ego says "yeah" but my logic says "NOOOOOooooo"
We were forced to do some stupid project in high school where we were randomly selected a job/income, dependents, etc. I got assigned a below-median library job with a wife a two dependents. It also came with a bunch of mandatory expenses where we had to select not whether but which of the available options to spend money on. Like the option between the cruise or the road trip vacation which was still not cheap. I ran the math as I recall, I think the absolute _minimum_ expenditure with the stupid, materialist expenses and low income came out to less than a hundred dollars saved over the course of a year. It left me flabbergasted, as that was obviously _not_ their intended message, whereas I was like, "I do not need half this luxury crap and this job does not pay enough for a wife and twp children. What moron set these numbers up?"
100% on the money. Sometimes reality is tough to face, but you ignore it at your own peril. My parents tried tried pounding this into my head when I was a kid and it took awhile but I eventually caught on.
Stuff: Have only had 1 new car in my life. The rest have been used. The rest? We cruise estate sales. Have 12yo washer and dryer , do better than the new stuff, $200 total. Furniture in all the rooms is used but appear brand new. Most of my shop tools are used. its doable if you don't chase the Joneses. Well I will take that back. You chase the Joneses after their bankruptcy, all their stuff will be sold for 10c on the dollar.
Its simple. We know that most men (80%) are not particularly attractive to most women. We also know most men don"t have a lot of money, either through an inability to compete and earn in a free market (lack of skills) , or else laziness. So most men are stuck with a few choices. Either 1. they accept their fate and have no money and no "da girlz". or 2. They go into debt to entice "da girlz" to date them. Option 3. stop being "da lazy" is not popular
I told myself as a child if I could own an airplane and fly it, I would be forever happy. Fast forward 15 years: I'm flying my own airplane and crying because my girlfriend at the time cheated on me. Life's relative, I enjoyed working towards goals more than achieving them. No material possession will ever make you feel love and contentment, you need relationships for that
"I AM THE GREAT AND POWERFUL OZ! PAY NO ATTENTION TO THAT MAN BEHIND THE CURTAIN! If that wasn't one hell of a metaphor back in 1939, I don't know what is.
A lot of Gen Xers I know borrowed heavily to create the illusion that they were doing 'extra ' well . And it's had a detrimental effect on their offspring ,who've lived lives of abundance and indulgence, all paid for by credit. No valuable lessons to be learned in these households on saving , investing or the crazy concept of delayed gratification.. An accountant friend of mine recently remarked : "you've only got to look at the parents' attitudes towards their finances to know what their kidz are gonna be like ....!" For men ,at the end of the day ,there's always been a price to be paid for attracting ,maintaining and ultimately keeping a woman at your side . And that price has only gotten higher... Re the coffee date: I'm a fan of the relaxed, casual coffee date . It's all about getting to know someone to establish whether there's enough of a connection to advance to an eatery.. And If the vibe isn't there we can easily part company and go our separate ways..
Gen x here. Hubs and I barely made our mortgage and bills every month. Couldn’t understand my couple friends’ new car, pretty home stuff, and yes, having a kid. Turns out they were broke and writing bad checks. Marriage ended after second kid they couldn’t afford. Still hypercritical of stupid crap like countertops, window styles…..talking about job loss struggles them next sentence is trip to Caribbean….
I like your style with the coffee date. I’m 65, never married, and I lose no sleep over it. Back in the day, traditional men had it beat into our heads that we had to take a woman on a first date (and just like today, that was if we average Joes could even land a date with a dusty Becky who’d bother to show up) to a pricey restaurant (high carb unhealthy and overpriced entrees) followed by a (even additional expensive and mindless) chic flick at the mall theater. Peeing on your shoes (the sins of my youth). Unlike the garden variety crones and harridans out there today (in my big liberal midwestern city), if there’s a ray of hope, the rare mid-thirties millennial woman I can get a shot with (decent looking, fit, no baby daddies, no children) seems fine with an innocuous coffee at some hipster coffee house. This is sloppy seconds to younger men on these sites, but to an old guy like me, this is gravy.
Years ago women were usually enthusiastic about going on a date . Not so much these days ...The coffee date is like a half date. And they'll get the other half if they play nice ...
Man I make 43K a year and I can work remotely. Constantly traveling is cheaper than staying in one place honestly. And by traveling I mean getting on a plane and going somewhere outside of the US. I been at it for the last 6 years gents he is not wrong. I took the US military route to get to this type of freedom.
@@yirawls I do IT work remotely but there are lots of different ways you can make enough money to live and save. Online teaching (English or otherwise),translation (if you speak multiple languages.) IT work. Or if you have retirement military or otherwise so long as you live at your means and don't over spend you can do well on a fixed income. Just have to be willing to sacrifice a bit when I was living in korea. I lived in a very small apartment cost about 380 a month in rent and about 40 bucks for utilities and maybe 100 to 200 for food depending. If you can go outside your comfort zone there are many possibilities. Mind you post pandemic prices world wide have gone up but still there are many places cheaper than the US. American money goes farther outside of America (depending on the place your milage my vary)
Grew up poor. Never had anything fancy. First vehicle was a rusty truck almost as old as me. I loved that truck. I don't have any new flashy things other than my tools n toolbox but I use them every weekend and they only look good still cuz I take care of them. I built my vehicles I have now or pay cash for a beater. Maintain them myself too. My house is old n cheap. My cell phone is a $100 bare Essentials on a cheap network. I work trades so I make plenty to live off of n plenty left over, mainly for pew pews. Havin a simple life let's you live your life. Gf enjoys that I have plenty of time n that I'm not flashing money or things to get attention.
Love how Cappy takes it to the next level by giving Becky an Audi A10. That nagging wife's poor husband can't ever hope to beat the Joneses, because they own something that doesn't even exist. 😂
What else is hilarious is that the numbering of car models has nothing to do with their newness or power. So Becky has no clue what she actually wants. The further joke is that there is no A10 model.
As a Swede I can conclude that Minnesota was the place were most swedes settled and found their roots during the great emigration period to America from Sweden in 1800s. Because of the harsh/ cold weather conditions at the time which made it impossible for most Swedes (who were farmers) to live, many traveled to America. Swedes are also one of the most self loathing people on the entire planet. They love other peoples cultures (usually minorities) and hate their own. Sweden has an unwritten law called "jantelagen" which is ingrained in the Swedish peoples mind and part of the culture. The Jantelagen puts into words the unwritten law, which says that you must not stand out and think that you are better than others in any way. It basically discourages individuality and encourages conformism/ group think.
3 generation rule... does "buys" and "build" have to be switched though? “The father builds, the son buys, the grandchild sells, and his son begs.” I was told this: "The grand father builds it, the father maintains it, and the son blows it all away"
This might seem odd but I’ve researched Christian communities that live a communal life. They refuse to have loans, make use of usury or have more than they need. They end up living very simply, often well below what is considered the poverty line but their energy can be committed to serious matters and genuinely helping the destitute. These people are able to move and do things that most that are trying to keep up with the Jones could not even contemplate. For those interested, reading the biography of Eberhard Arnold who founded the Bruderhof communities who went from upper middle class and the German equivalent of McMansions to building homes from scratch in the Paraguayan wilderness and setting up a self sufficient farm. Eberhard Arnold was quite brilliant and ran a publishing house which continues to this day.
Truth is somewhere in the middle. If you worked hard and you want something nice for yourself, save your money and buy shit all cash as opposed to maxing out all your credit cards or opening a new line of credit. Not every loan is evil. Instead of worthless condos in trendy locations, buy single residential homes in good school districts (the sooner the better, you will thank me later). And of course, kids, no hard drugs, gambling, extreme sports, lap dances at strip clubs, buying expensive wine in restaurants.
Whilst I certainly didn't appreciate it at the time, growing up in poverty was probably the best thing that ever happened to me financially because it meant I never got on the Keeping Up with the Jones's treadmill. I have zero debt now and the only debt I ever had was my mortgage, which I cleared ten years ago. My neighbour has three fancy cars (probably on finance), I have an 03 plate Ford that I own free and clear .. and oddly enough we both get to not walk :lol: I would like to do the retire early thing and I nearly did pull the trigger on that last year but I saw the economic uncertainty coming (my first degree is in Economics :)) so I hung fire on that until I see just how deep the mire is going to get. If the whole fiscal structure falls down then I am as messed up as everyone else, which will be annoying given that I have been good and done the right things - but if it just wobbles and then recovers then I reckon I shall execute the retirement plan in a couple of years.
@@dxtwo I am slowly starting the climb up the ladder of years that start with a six, so 'early retirement' for me is just clipping five years off the normal retirement age.
I didn't get my First car until I was 20. Walked a mile to the mall. In South Jersey you see many broke people living in a big house. Those Atlantic city suburbs exploded in the 90s.
Circa 13:50: Wyoming... Awesome flag, border signs, license plates... Boring state. My kinda-gf bff died of COVID last year, but she joked that she was going to die of boredom in Laramie. I miss ya, Elliot/Ness. You'll always be a part of me.
Wow, Cappy, you keep churning out great ones here. By the way, I like your nickname because it reminds me of the nicknames of my grandfather's generation - born prior to 1900. They all seemed to go by nicknames like that, and they called my uncle "Punky", which was nothing like his name, Joe.
Just about all the kids got cars when they were sixteen. I didn't get one until I was in my twenties, and it was an old K-car, which I had to repair often until the accumulation of rust finally claimed it.
I saw the same things Cappy describes, without being able to read people's income statements. They were as anxious as they were in school, where they were often cheating, and they acted as stupid and as obsessed with popularity as they had acted in high school. I was equally disappointed to find that it was high school forever. I saw it as a scam - a confidence scam. if you could look good enough and put on a big enough show, you were in, and you could make the deals and sell the companies. I didn't want to be a scammer. Not even for the love of money. You could see what it did to them.
What he says about legitimate millionaires is true too. I knew people who weren't only very wealthy, but more powerful than anyone would guess, because they lived in decent, but normal sized houses, and drove cars that would never attract attention. My grandfather expressed contempt for the young lawyers who worked for him because they spent every penny they had to build mansions on the North Shore area of Chicago. You will see the kid on Risky Business driving past their mansions in his expensive, flashy car. He called them house poor and thought they were stupid. Going into debt. But he was a WASP, and the influence of his generation of WASPs was declining in America. They considered the Kennedy's a low-class embarrassment.
They all used to have nicknames. My father had three brothers and they never called each other by their real names, just their childhood nicknames. My father was called “Whitey” because of his hair color. There was even still some of this around when I was a kid. I knew a number of kids who we hardly even knew what their real names were, but it was disappearing even then.
The washed up dude bro and has been cheerleader, in debt up to their eyeballs. Always talking about high school 20 years later, never left their hometown, and owe their job to nepotism. Yeah that's the majority of ppl in my county in PA. Life is all about "keeping up with the joneses", and wanting to be like the boomers for them.
If somebody asks me what I want, I'm going to tell them I want to ride across the American West. I want to backpack across Europe. I want to take the train from St Petersburg to Vladivostok. I want to fly a biplane. I want to dive the Great Barrier Reef. But more then any of that, I want the peace of mind that comes from living debt free and being at the level of f*ck you, and I want to be left alone.
15:50 - 16:05 - I don't know what's supposed to pass for adulthood, but I've dealt with "adults" who still behave that way, they still think it's so important. "Everybody must conform" - and for what?
The funniest thing about self loathing people is that they believe that their self loathing makes them better than everyone else....I think that is called irony...or maybe just dishonesty?
I went into pretty bad debt to buy my car, I would say it was my biggest mistake but I have made 3 mistakes even bigger. It's $600 a month, bene paying ng on it for 4 years, the principle has only gone down $5000. CRAZY. it's a secure loan so I can't get out of it either. I'm on the path to recovery now though. Thank god. In 2 years I will be debt free, here's hoping
Unless you have an "old style' job and have to live in the suburbs to commute to your job my advice is-don't. We were a working class family of 4 ( 3 adults and myself) who moved to the Westchester suburbs from a Bronx "project' in the upper Western Bronx, N.Y. (P.S.-It wasn't a "project" in today's understanding-It was positively beautiful wehn it was built in 1951! > Our basic Cape Cod house(with two car garage cost "28,000 to my father . mother and brother(I was 16 years old then! The suburb we moved to had been a working class suburb-with an Anaconda plant next to the Hudson -but was becoming something other than that then. When my brother and i left the house sold for $ 225,000 in 1994 and now has an "estimated" value of 1,1000,000 approximately in 2019? Cheap money, crazy people, or what? It was an awful, sterile place for "working "class people to live! In the 32 years we lived there it was always the "Townies" vs. the "Intruders" Most of the village housiing looked old and shabby even then! I was 16 when I graduated hgh school-and i can tell you that your"classmates" don't visit for long when you don't have a car!
I own a two bedroom one bath house. It’s needed some maintenance here and there but I can afford it. Between my mortgage and truck I’m only about $42k in debt. There’s people maxed out so badly they can’t miss a week of work from being sick or they can’t afford something.
Can't say much but I may be able to quit working this year. 32 in December. My first and biggest goal is to drive around the country, just not on a motorcycle.
GREAT MINDS THINK ALIKE! I have 4 vehicles, all paid off except for my 2014 Toyota Prius! I am still paying student loans, but generally, I live a modest life! i couldn't care less about "keeping up with the Joneses'!!!!
@@censoredeveryday3320 Because there are many different uses for them. Easily could be useful to have a small and bigger truck, suv, van, a beater car, a nicer car, etc. Of course many steps beforehand are necessary though.
@@chriscunanan Got it. I have 2 myself. A car and a Truck. I use the car most days at it has really good fuel economy. The truck is parked for most of the year and I even remove insurance from it until I need to haul something. Both are 10+ yr old vehicles.
The greatest joy is ruining her for other men. Experience not stuff. If it doesn't hurt like hell emotionally and physically it is a no gain. Remember many ridge tops at altitude sucking air and feeling semi dead but no parties or other "good times". Real wealth begins with integrity.
I disagree I’d still like to live that suburbanite princess lifestyle I was DENIED as a child, I just refuse to do it on debt. I’ll live frugally graduating, build my business then live the mcmansion dad lifestyle. I refuse to BE POOR. My parents didn’t buy me a car at 16 or even now that I’m 21 and it makes life worse. I can’t get a job because I don’t have transportation and I can’t build a resume because of that. So I’m in college going to graduate in a year (5 year stem program) and I am hoping I can get a vehicle to get an internship this summer. All my classmates in highschool their parents bought them jeeps like in the movie clueless. The jeep kids were so real (we live in a wealthy atlanta mcmansion suburb). But no we never bought a mcmansion and upsized our mediocre house like our neighbors did (they bought a 6000 sqft home when their 3 kids became teenagers) , me and my sister never got cars as teenagers, and we didn’t even get cellphones until highschool. The ONE good thing is my college is paid for (thank god) but I REFUSE to let my kids live in such conditions. My future children will live in a mcmansion, they will have their own cars, they will be hard working and well behaved and they’ll know the comforts of each having their own en-suite bathroom. Theyll have their college paid for. I refuse to raise my kids wanting all these things I missed out on in my life :(. I won’t finance it with debt but I refuse to live like crap or to let my future family live like crap
$5K or one month of expenses in the bank puts you in the top 20 percent. Most families can’t put $1K together in 90 days! $50K investable puts you rarified air, in financial services you would be considered a high net worth investor. Put $25K in your banking account and you will start getting calls from your bank lol.
Most people don't have shit. They have expensive objects that they are financing. Most people couldn't put their hands on $5k in liquid assets. I can walk over to my gun safe and pull that out in 10 seconds and I make $21/hr. People who make double and triple what I do are less wealthy than me in most cases bc they are upside down in debt and mortgages.
@@oldscratch3535 Yes, I l know a lot of two income families who can't even do something like move for a better job or to be closer to family because they are so underwater on their homes, and have no real savings. They are literally stuck paying for all the thing they've financed for the next 10-15 years.
The are two things that I will never understand about humanity and they’re substance abuse whether it be alcoholism or drug addiction and the other is keeping with the Jones. Both ruin your life and finances and could potentially put you in serious trouble. Also are McMansions still around? Seems like after 2009 they became a footnote in history or just forgotten and not because I’m upset, I’m glad they’re gone.
“Keeping up with the Jones’” is what women do. Using masculine status markers as a way to flex on other women is what women do. A man’s best weapon is a weapon. A woman’s best weapon is a man with a weapon. Women use their man’s accomplishments as a way to flex on eachother. “Who has the best man?” is the game they play. Women will spend you out of house-and-home if you let them because they will use you and a lifestyle as a weapon to compete with her girlfriends. Competing with the Jones’ is a female frame. Always be in control of the frame.
My ex wife wanted a boat because her friend's husband just bought a boat and they were having so much fun. I bought a little ski boat off marketplace for $500 and got it running. We were separated 6 months later.
@@robotomales42069 Should of just gone on their boat. The best boat is one somebody else owns lol.
But I thought women don’t need no man
That was a game-winning home-run, Rick...foley HUCK!
Nothing more embarrassing then seeing late 20 and 30-something year old women in Instagram buy brand new fashion clothing just so they can show off on an Instagram photoshoot.
People spend their lives working jobs they hate to buy stuff they don't need to impress people they don't even know.
Golden :)
Things you own, end up owning you.
I know SO many women who are miserable because they are trapped into working forever based on the two income lifestyle they committed themselves to.
After my divorce, I didn’t increase my lifestyle at all, even though I could have afforded to (no alimony!). Zero financial stress is an amazing feeling!
Even with alimony, just living on your own you still save a ton of money
@@TOCC50 No
:)
The 2008 crash taught me a lot, when I was in my mid 20s. I realized how much everyone was living off of usury, they owned nothing and were constantly stressed as they were one paycheck away from losing everything. At that time I was starting to see modern women for what they were..
I completely curbed my expectations of what I should have in life and what would truly make me happy. I built on and took advantage of family property that is paid for, I refuse to keep a car payment and invest. I had many make fun of me, women I dated would always try and shame me into a McMansion and at times I will admit I use to feel "less than" when compared to my peers..
But now, holy crap do I have it good!! No debt, no stress and I actually OWN more than most in my peer group today. It's insane, I have one couple I know, they easily make 150k together. They live in a trailer with a few used cars and don't even have good enough credit to get their teen daughter a car..
Life is good, avoiding modern women and living within my means...
Those same women who made fun of you back then are probably getting their 3rd cat now and getting botox on a monthly basis
This is the way...
Same boat. 23yo in 2008. Watch everyone crumble under pressure. Stay the course. Should be a millionaire by 50 or so. Tortoise beats hare. Marathon, not sprint.
The dumbest thing about trying to impress people with nice cars is most people don't really notice or care anyways (especially nowadays when everyone's on their phones). I used to drive around the Twin Cities suburbs all the time in my grandpa's Yukon Denali and it wasn't like hot girls rolled down their window blowing kisses lol. You probably had a chance of getting that in the 90's and earlier 00's with a cool convertible like a Mustang but nowadays you literally need to own a Ferrari and party mansion with a pool....
8 out of 10 new cars are financed. Most can't afford.
I get lots of compliments on my 07 mustang I bought in cash. I love the car and the price of a new or newer one isn’t worth it to me
Hoeflation is a real thing
This country is so backwards. Everyone thinks they need so much, and the media will tell you that you can't raise a family on less then x amount of dollars. I am a single father with an 11y/o and 9y/o making 33k a year. I don't accept EBT or any government benefits. I have taught my kids the value of hard work and how to be financially responsible. We do not live beyond our means whatsoever and I teach gratefulness to my kids, because I had to teach myself that. I could have a better paying job, but I choose to actually raise my kids and spend time with them. I have a very small house and 1 car. My kids appreciate everything they have. They don't ever miss a meal, And they have a warm and safe bed to sleep in. I have Zero debt and my credit score is 810. 90% of Americans are just financially stupid. My kids will rise above all of these degenerate kids around them. Materialism is such a cancer in this society.
I seems you’ll do a better job then any single mother… keep it going brother greets from Croatia 🇭🇷💪🏻
The best part about a Range Rover are the Connelly Leather Seats for waiting for a tow truck in!
I’m 65, and I’m ashamed to admit I had a BMW stage in my life. BMW should change their name to “Break My Wallet”. Owned three 525s in my day. I now drive Toyotas!
yep
This is 100% accurate. I had a buddy who managed a rental furniture store. His best customers weren't from the ghetto. They were the wealthy suburbs where the people were house poor. Holidays were crunch time. Everyone wanted furniture for those empty rooms to put on a show for the visitors and family. It's crazy
This can't be real.... probably woman-run households too
I have a wealthy cousin who owns a development comany. In the 80s anytime we visited his father he would take us n a tour of whatever development he was building, and this was before the open floor plans popular today. These houses were loaded with completely pointless rooms that existed for the sole purpose of the wife of the household to decorate and show off.
@@stephenshelton4267 nice beard my man
Man, my father knocked the status-seeking shit out of us kids when we were in kindergarten. If some guy drove by in a Cadillac (which was the prestige car back then), he’d sneer with absolute acid sarcasm, “look at the BIG man.” He didn’t even have to spit afterwards to make his point. He had comments like that about just about everything you’d ask for that had a hint of status-seeking about it. If you wanted 10 dollar Converse sneakers instead of the 3 dollar generics you got at Korvette’s, he’d say, “What for? So you can impress your friends? Who the hell are they? You wanna impress your friends with MY money? Get outta here!” Soon he had us doing it, which pissed off our mom, LOL. She’d say, What’s wrong with wanting something nice?” And Pop would say, “What’s nice about it?” which would end the argument.
That's absolutely awesome!!!! 😂😂😂😂 That's EXACTLY what I say driving around all the time. Closest my dad came to that was making fun of Camaros and Corvettes which I liked because of Need For Speed. We were a Ford family no Mustangs in NFS. "Bluhhhhh GM car yuck!!!" 😂
But also he raced a small 4 cylinder open wheel "Formula Ford" in SCCA as a hobby, my grandparents always wanted to buy him new stuff but he made parts by himself cobbed the body back together when he crashed did it cheaply.....and the doctors and lawyers that would show up to Lime Rock Park with a huge tractor trailer and a logo and a team of engineers....but they didn't really know their own car. My dad would beat them with his car, our Taurus wagon towing an open steel and plywood trailer. They hated it. But he always tried to help everyone else compete anyway 🙂 RIP
Haha smart dad
I am 58. My dad is 84. Gotta love old school dads!
He was jealous because he was low status
I can’t deal with people that constantly gripe about others and what others are doing. I have a friend that goes down that path once in a while. He’s doing well with finance through minimalism, investing, and not buying new vehicles. The problem is when he’s too damn cheap to have reliable or safe transportation.
Pure god damn gold finding this channel.
You should check out his books
@@timmellow1353 Will do !!!
Get it through your head! If she wants dinner, not you, she wants dinner, NOT YOU!
🤣🤣🤣⚰️
YUP so we effin' or not? Ok bye
The corporation uses my hard work to generate profits for shareholders.
The wife uses my W2 revenue to compete for status over other women. In their eyes, that’s why we men exist.
No compliant..... my girlfriends meat sweater is bigger.
Society ain't worth impressing 😂
The financial crash also taught me that people that look rich may not be rich and getting into tooo much debt for stupid shit isnt worth it.
I was a volunteer tax rep for several years when I was in the Military. It was a train wreck including the Officers.
there is one house around the corner from me that is in VA foreclosure, and has been for 10 years. I looked at his bankruptcy filing and he had income of 8000 per month and liabilities of 9000 per month! I don't know how to spend 8000 per month!
That damn StarCard🤣🤣🤣
My boomer dad started out in a bank. For him it is always the net worth of everything after debts, loans and the only that counts are black or red numbers without bs. He knew all the tricks and social layers and camouflages from accounting and therefore never got scammed and could see the emperors without clothing in our town.
Banks make money by doing deals and lending money. The hard part about lending is structuring the deal.
Dropped out of HS Jan 28 1986, halfway through 11th grade (coincidentally, the same day the space shuttle Challenger blew up).
Went and sat for the GED. Then got 15 college credits. Went into the Air Force. The GI bill paid for the rest of college (joint major biology & mathematical statistics).
Always been independent and self reliant. Thinking for one's self is genuine freedom.
One of my favorite hobbies is watching my friends and family "celebrate" their life achievements by purchasing $40k 2022 Toyota rav4 hybrids after college, or buying a 400k 3 bedroom house once they get a middle management promotion
@DS Sheppard yeah I got shit on for buying a $15k used hyundai tucson Limited with literally every option and AWD. I love the Western consumerist mentality it's really fun to watch. One of my favorite hobbies
$40k for a Rav4?? If I was willing to buy something that expensive and impress people I would go with a 5 year old Lexus LX. They are just as reliable, and they are much nicer SUVs.
@DS Sheppard and you could have gotten something nicer the only issue is that you would have to keep paying for it
I remember a place I worked in the nineties.
I was a handyman after college for some years, and I was painting the inside of a relatively new house in the "suburbs" during the night. The neighborhood was made to look suburban, but the tiny, elegant looking McMansions were crammed together on the smallest lots allowable by law. You could open the second story window of your house and reach across to wash your neighbor's window. A tall man could lay across your front yard with the curb for a pillow and his feet on your doorstep. It felt unsafe walking on the sidewalk in that narrow canyon, with cars driving right past you, where they might hook your clothes on their door handles.
I had to work at night, where I could hear the neighbors scream, and there were cops visiting domestic disturbances on every block at every hour of the night.
The only open space was a drainage area behind every block of houses. Someone had put a swing set out there, but I doubt children ever visited the spooky place. The nearest shop was a gas station, outside the development and down the bare highway a few miles.
I thought the place was a special sort of hell for people who wanted a house in the suburbs.
The people living there only wanted to kill each other or themselves.
How many neighborhoods like that were built to scam how many families?
It was all appearance with no substance.
Immediately calls to mind the Rush song
So true, running construction company in sweden, when we go work in these big houses many of those woman was out of shape and there man was never home always away working or they where divorce and totally look depressed just wanted to renovate the house planty of time just too feel better. One woman change the holy kitchen after just 6 month just because of feelings.
They'll all have fancy new granite countertops but no food to prepare on them.
@@Torgo1001 They eat out in town anyway.
@@Torgo1001 No kids to serve the food to either!
I had a friend from one of those Minneapolis suburbs that begins and ends in a vowel. His dad ran a business and drove the big fancy mercedes. They had a beautiful house, with a swimming pool in their basement! Dad's business went under and then he killed his wife. Dragged her under his mercedes for about a mile, left a streak of blood for blocks. He went to jail, both sons were messed up. All the money is gone.
Thanks for this video! It was nice to finally breath for once and not feel bad about my blue collard job making 50,000 a year. I save my money and don’t buy new things thinking women won’t come after me. Thanks for the insight
Do you work in Aviation?
@@annyer262 yes
@@TechnoVikingAviation I participate in general aviation as a Private Pilot! A good way to empty the bank account of spare cash!
@@annyer262 trust me buddy I def know the fuel prices your paying! I’m a helicopter A&P mechanic. Where do you fly out of?
@@TechnoVikingAviation I am in the Penn Yan Flying Club. Right next the Penn Yan Aero. Most of our planes are based at KPEO with one at KIUA. We have five planes in the club.
There is so much freaking truth here. I learned so much selling mortgages. The funny thing is that even the bankers were living the same way. I felt like a foreigner in a strange land. It is a lot easier to rationalize debt when you are already in it.
Disgusting false display of wealth is Esteem-o-flage. I love watching the Suburban Self-Proclaimed Aristocracy. They're hilarious.
Esteem-o-flage. I'm stealing that. Suburban self proclaimed aristocracy hilarious also. Funny cause its true.
Bowling for soup "High School Never ends"
Got to go listen to that now, it's an awesome song.
I'm a 27 year old engineer. When it comes to wanting to buy expensive cars, houses, macbooks, watches, etc. my ego says "yeah" but my logic says "NOOOOOooooo"
Cocaine follows
48 year old engineer. Buy used cars. Stay low profile and do not share how well you are doing. Stealth Wealth.
I would cut the car, the watches, and the expensive house.
get a nice apartment in Arlington VA than I am set
I'm a third of the way in, I think this is one of Cappy's best. I like it when he goes off reciting things we personally experienced.
We were forced to do some stupid project in high school where we were randomly selected a job/income, dependents, etc. I got assigned a below-median library job with a wife a two dependents.
It also came with a bunch of mandatory expenses where we had to select not whether but which of the available options to spend money on. Like the option between the cruise or the road trip vacation which was still not cheap.
I ran the math as I recall, I think the absolute _minimum_ expenditure with the stupid, materialist expenses and low income came out to less than a hundred dollars saved over the course of a year. It left me flabbergasted, as that was obviously _not_ their intended message, whereas I was like, "I do not need half this luxury crap and this job does not pay enough for a wife and twp children. What moron set these numbers up?"
Those people didn't really have access to money, they had access to debt.
100% on the money. Sometimes reality is tough to face, but you ignore it at your own peril. My parents tried tried pounding this into my head when I was a kid and it took awhile but I eventually caught on.
I am from the grosse pointe you mentioned and you have nailed the psychology of it
good one
Stuff: Have only had 1 new car in my life. The rest have been used. The rest? We cruise estate sales. Have 12yo washer and dryer , do better than the new stuff, $200 total. Furniture in all the rooms is used but appear brand new. Most of my shop tools are used.
its doable if you don't chase the Joneses. Well I will take that back. You chase the Joneses after their bankruptcy, all their stuff will be sold for 10c on the dollar.
Its simple. We know that most men (80%) are not particularly attractive to most women. We also know most men don"t have a lot of money, either through an inability to compete and earn in a free market (lack of skills) , or else laziness. So most men are stuck with a few choices. Either 1. they accept their fate and have no money and no "da girlz". or 2. They go into debt to entice "da girlz" to date them. Option 3. stop being "da lazy" is not popular
Pretty much the whole state of FL!!
Great clip man....I'm 56 ....took this road and philosophy 20 years ago....life is very good to me...
I told myself as a child if I could own an airplane and fly it, I would be forever happy. Fast forward 15 years: I'm flying my own airplane and crying because my girlfriend at the time cheated on me. Life's relative, I enjoyed working towards goals more than achieving them. No material possession will ever make you feel love and contentment, you need relationships for that
If it F--ks floats or flies you are better off renting. I am a member of a flying club. They should put some kookers in the basement of the club room!
True Love, true friendship, true family, and adventure and mystery and suspense. And humor.
"I AM THE GREAT AND POWERFUL OZ! PAY NO ATTENTION TO THAT MAN BEHIND THE CURTAIN! If that wasn't one hell of a metaphor back in 1939, I don't know what is.
Lived in Edina. His stories are too true
A lot of Gen Xers I know borrowed heavily to create the illusion that they were doing 'extra ' well . And it's had a detrimental effect on their offspring ,who've lived lives of abundance and indulgence, all paid for by credit. No valuable lessons to be learned in these households on saving , investing or the crazy concept of delayed gratification..
An accountant friend of mine recently remarked : "you've only got to look at the parents' attitudes towards their finances to know what their kidz are gonna be like ....!"
For men ,at the end of the day ,there's always been a price to be paid for attracting ,maintaining and ultimately keeping a woman at your side . And that price has only gotten higher...
Re the coffee date: I'm a fan of the relaxed, casual coffee date . It's all about getting to know someone to establish whether there's enough of a connection to advance to an eatery..
And If the vibe isn't there we can easily part company and go our separate ways..
Gen x here. Hubs and I barely made our mortgage and bills every month. Couldn’t understand my couple friends’ new car, pretty home stuff, and yes, having a kid. Turns out they were broke and writing bad checks. Marriage ended after second kid they couldn’t afford. Still hypercritical of stupid crap like countertops, window styles…..talking about job loss struggles them next sentence is trip to Caribbean….
I like your style with the coffee date.
I’m 65, never married, and I lose no sleep over it. Back in the day, traditional men had it beat into our heads that we had to take a woman on a first date (and just like today, that was if we average Joes could even land a date with a dusty Becky who’d bother to show up) to a pricey restaurant (high carb unhealthy and overpriced entrees) followed by a (even additional expensive and mindless) chic flick at the mall theater. Peeing on your shoes (the sins of my youth).
Unlike the garden variety crones and harridans out there today (in my big liberal midwestern city), if there’s a ray of hope, the rare mid-thirties millennial woman I can get a shot with (decent looking, fit, no baby daddies, no children) seems fine with an innocuous coffee at some hipster coffee house. This is sloppy seconds to younger men on these sites, but to an old guy like me, this is gravy.
Years ago women were usually enthusiastic about going on a date . Not so much these days ...The coffee date is like a half date. And they'll get the other half if they play nice ...
PORN is a LOT CHEAPER!!!
Man I make 43K a year and I can work remotely. Constantly traveling is cheaper than staying in one place honestly. And by traveling I mean getting on a plane and going somewhere outside of the US. I been at it for the last 6 years gents he is not wrong. I took the US military route to get to this type of freedom.
What do you do?
@@yirawls I do IT work remotely but there are lots of different ways you can make enough money to live and save. Online teaching (English or otherwise),translation (if you speak multiple languages.) IT work. Or if you have retirement military or otherwise so long as you live at your means and don't over spend you can do well on a fixed income. Just have to be willing to sacrifice a bit when I was living in korea. I lived in a very small apartment cost about 380 a month in rent and about 40 bucks for utilities and maybe 100 to 200 for food depending. If you can go outside your comfort zone there are many possibilities. Mind you post pandemic prices world wide have gone up but still there are many places cheaper than the US. American money goes farther outside of America (depending on the place your milage my vary)
Grew up poor. Never had anything fancy. First vehicle was a rusty truck almost as old as me. I loved that truck. I don't have any new flashy things other than my tools n toolbox but I use them every weekend and they only look good still cuz I take care of them. I built my vehicles I have now or pay cash for a beater. Maintain them myself too. My house is old n cheap. My cell phone is a $100 bare Essentials on a cheap network. I work trades so I make plenty to live off of n plenty left over, mainly for pew pews. Havin a simple life let's you live your life. Gf enjoys that I have plenty of time n that I'm not flashing money or things to get attention.
Gotta have money for the pew pews. 👍
Sounds like you have a good lady. I hope it all works out.
This is a lot of pure truth. My dad, an immigrant, spoke of these things as you do. 100% correct worldview.
Love how Cappy takes it to the next level by giving Becky an Audi A10. That nagging wife's poor husband can't ever hope to beat the Joneses, because they own something that doesn't even exist. 😂
What else is hilarious is that the numbering of car models has nothing to do with their newness or power. So Becky has no clue what she actually wants. The further joke is that there is no A10 model.
I love you Aaron..you are my mental health provider 😂🙏🕉️
Love the hat, lol. They should make more like "English", "History", "Tech Ed", and "Home Ec".
As a Swede I can conclude that Minnesota was the place were most swedes settled and found their roots during the great emigration period to America from Sweden in 1800s. Because of the harsh/ cold weather conditions at the time which made it impossible for most Swedes (who were farmers) to live, many traveled to America.
Swedes are also one of the most self loathing people on the entire planet. They love other peoples cultures (usually minorities) and hate their own.
Sweden has an unwritten law called "jantelagen" which is ingrained in the Swedish peoples mind and part of the culture.
The Jantelagen puts into words the unwritten law, which says that you must not stand out and think that you are better than others in any way. It basically discourages individuality and encourages conformism/ group think.
Annoying part of it is that people in Minnesota seem to not want to be Americanized and cling to the Old World nonsense.
Well it is a very good thing. Sweden is doing pretty good beside politics. Conformism is the best thing ever in an healthy society
Love the movie "Fun With Dick & Jane", both the 1977 and 2000 version which is a great parody of the whole "Keeping Up With The Joneses" lifestyle
Great illustrations Cappy.
“The father buys, the son builds, the grandchild sells, and his son begs.”
3 generation rule... does "buys" and "build" have to be switched though?
“The father builds, the son buys, the grandchild sells, and his son begs.”
I was told this: "The grand father builds it, the father maintains it, and the son blows it all away"
@@marcburns508 I'm the fourth of my name and I'm not begging at all. Thank goodness our fathers drove the "build" into their son's heads.
There should be a simple cap with the simple phrase, "Math will set you free".
This was extremely sad, yet unfortunately soothing to hear, thank you!
You mean fortunately
@@dxtwo Ya you could frame it that way. .. soothing relief amidst a giant tragedy
This might seem odd but I’ve researched Christian communities that live a communal life. They refuse to have loans, make use of usury or have more than they need. They end up living very simply, often well below what is considered the poverty line but their energy can be committed to serious matters and genuinely helping the destitute. These people are able to move and do things that most that are trying to keep up with the Jones could not even contemplate. For those interested, reading the biography of Eberhard Arnold who founded the Bruderhof communities who went from upper middle class and the German equivalent of McMansions to building homes from scratch in the Paraguayan wilderness and setting up a self sufficient farm. Eberhard Arnold was quite brilliant and ran a publishing house which continues to this day.
Truth is somewhere in the middle. If you worked hard and you want something nice for yourself, save your money and buy shit all cash as opposed to maxing out all your credit cards or opening a new line of credit. Not every loan is evil. Instead of worthless condos in trendy locations, buy single residential homes in good school districts (the sooner the better, you will thank me later). And of course, kids, no hard drugs, gambling, extreme sports, lap dances at strip clubs, buying expensive wine in restaurants.
The problem is to find a good women
I got my Women Studies Degree from Professor Cappy!!!
Whilst I certainly didn't appreciate it at the time, growing up in poverty was probably the best thing that ever happened to me financially because it meant I never got on the Keeping Up with the Jones's treadmill. I have zero debt now and the only debt I ever had was my mortgage, which I cleared ten years ago. My neighbour has three fancy cars (probably on finance), I have an 03 plate Ford that I own free and clear .. and oddly enough we both get to not walk :lol:
I would like to do the retire early thing and I nearly did pull the trigger on that last year but I saw the economic uncertainty coming (my first degree is in Economics :)) so I hung fire on that until I see just how deep the mire is going to get. If the whole fiscal structure falls down then I am as messed up as everyone else, which will be annoying given that I have been good and done the right things - but if it just wobbles and then recovers then I reckon I shall execute the retirement plan in a couple of years.
Curious to know how old you are
@@dxtwo I am slowly starting the climb up the ladder of years that start with a six, so 'early retirement' for me is just clipping five years off the normal retirement age.
I didn't get my First car until I was 20. Walked a mile to the mall. In South Jersey you see many broke people living in a big house. Those Atlantic city suburbs exploded in the 90s.
Circa 13:50: Wyoming... Awesome flag, border signs, license plates... Boring state. My kinda-gf bff died of COVID last year, but she joked that she was going to die of boredom in Laramie. I miss ya, Elliot/Ness. You'll always be a part of me.
Wow, Cappy, you keep churning out great ones here.
By the way, I like your nickname because it reminds me of the nicknames of my grandfather's generation - born prior to 1900.
They all seemed to go by nicknames like that, and they called my uncle "Punky", which was nothing like his name, Joe.
Just about all the kids got cars when they were sixteen. I didn't get one until I was in my twenties, and it was an old K-car, which I had to repair often until the accumulation of rust finally claimed it.
I saw the same things Cappy describes, without being able to read people's income statements. They were as anxious as they were in school, where they were often cheating, and they acted as stupid and as obsessed with popularity as they had acted in high school.
I was equally disappointed to find that it was high school forever.
I saw it as a scam - a confidence scam.
if you could look good enough and put on a big enough show, you were in, and you could make the deals and sell the companies.
I didn't want to be a scammer.
Not even for the love of money.
You could see what it did to them.
What he says about legitimate millionaires is true too.
I knew people who weren't only very wealthy, but more powerful than anyone would guess, because they lived in decent, but normal sized houses, and drove cars that would never attract attention.
My grandfather expressed contempt for the young lawyers who worked for him because they spent every penny they had to build mansions on the North Shore area of Chicago. You will see the kid on Risky Business driving past their mansions in his expensive, flashy car.
He called them house poor and thought they were stupid.
Going into debt.
But he was a WASP, and the influence of his generation of WASPs was declining in America.
They considered the Kennedy's a low-class embarrassment.
They all used to have nicknames. My father had three brothers and they never called each other by their real names, just their childhood nicknames. My father was called “Whitey” because of his hair color. There was even still some of this around when I was a kid. I knew a number of kids who we hardly even knew what their real names were, but it was disappearing even then.
@02:38 : Rare unmuted cappy cough.
That's always the way. A few teachers that are alright and the rest can go to hell.
The washed up dude bro and has been cheerleader, in debt up to their eyeballs. Always talking about high school 20 years later, never left their hometown, and owe their job to nepotism. Yeah that's the majority of ppl in my county in PA. Life is all about "keeping up with the joneses", and wanting to be like the boomers for them.
If somebody asks me what I want, I'm going to tell them I want to ride across the American West. I want to backpack across Europe. I want to take the train from St Petersburg to Vladivostok. I want to fly a biplane. I want to dive the Great Barrier Reef.
But more then any of that, I want the peace of mind that comes from living debt free and being at the level of f*ck you, and I want to be left alone.
Ostentacious maybe? (word for the status obsessed people)
That's the one
That explains a lot of Tom Griswald from B&T loving Michigan. He frequently ask the quests how many children they have. Thanks Aaron
15:50 - 16:05 - I don't know what's supposed to pass for adulthood, but I've dealt with "adults" who still behave that way, they still think it's so important. "Everybody must conform" - and for what?
The funniest thing about self loathing people is that they believe that their self loathing makes them better than everyone else....I think that is called irony...or maybe just dishonesty?
Behind the Housing Crash is a GREAT read men! Read and heed!
TrendingNow "Aaron didn't go on yachts much in his 20's." ;-)
Act rich stay poor, act poor stay rich
You're my new favourite youtuber
I went into pretty bad debt to buy my car, I would say it was my biggest mistake but I have made 3 mistakes even bigger. It's $600 a month, bene paying ng on it for 4 years, the principle has only gone down $5000. CRAZY. it's a secure loan so I can't get out of it either. I'm on the path to recovery now though. Thank god. In 2 years I will be debt free, here's hoping
Dude I’m literally you!! ❤
CS, Accounting, AS, Dentistry, Cobbler.
Another Cappy master piece
Unless you have an "old style' job and have to live in the suburbs to commute to your job my advice is-don't. We were a working class family of 4 ( 3 adults and myself) who moved to the Westchester suburbs from a Bronx "project' in the upper Western Bronx, N.Y. (P.S.-It wasn't a "project" in today's understanding-It was positively beautiful wehn it was built in 1951! > Our basic Cape Cod house(with two car garage cost "28,000 to my father . mother and brother(I was 16 years old then! The suburb we moved to had been a working class suburb-with an Anaconda plant next to the Hudson -but was becoming something other than that then. When my brother and i left the house sold for $ 225,000 in 1994 and now has an "estimated" value of 1,1000,000 approximately in 2019? Cheap money, crazy people, or what? It was an awful, sterile place for "working "class people to live! In the 32 years we lived there it was always the "Townies" vs. the "Intruders" Most of the village housiing looked old and shabby even then! I was 16 when I graduated hgh school-and i can tell you that your"classmates" don't visit for long when you don't have a car!
Best video of the channel
Family, friends and neighbors, a hometown or village and enlightenment. Maybe comfortable living conditions.
I live in Brainerd, MN.... I kinda hate how you know how stupid Minnesota really is. Lol
I own a two bedroom one bath house. It’s needed some maintenance here and there but I can afford it. Between my mortgage and truck I’m only about $42k in debt. There’s people maxed out so badly they can’t miss a week of work from being sick or they can’t afford something.
Can't say much but I may be able to quit working this year. 32 in December. My first and biggest goal is to drive around the country, just not on a motorcycle.
9:33 gluttonous? I am still curious as to what the word you're looking for is.
GREAT MINDS THINK ALIKE! I have 4 vehicles, all paid off except for my 2014 Toyota Prius! I am still paying student loans, but generally, I live a modest life! i couldn't care less about "keeping up with the Joneses'!!!!
Why 4 vehicles?
@@censoredeveryday3320 Because there are many different uses for them. Easily could be useful to have a small and bigger truck, suv, van, a beater car, a nicer car, etc. Of course many steps beforehand are necessary though.
@@chriscunanan Got it. I have 2 myself. A car and a Truck. I use the car most days at it has really good fuel economy. The truck is parked for most of the year and I even remove insurance from it until I need to haul something. Both are 10+ yr old vehicles.
The greatest joy is ruining her for other men. Experience not stuff. If it doesn't hurt like hell emotionally and physically it is a no gain. Remember many ridge tops at altitude sucking air and feeling semi dead but no parties or other "good times". Real wealth begins with integrity.
Just saw that movie "Blue Jasmine" and it was hilarious.😂
38:05 - DUDE! BRO! 😅😅😅😅😅😅
I've been working at all level's of banking since the last 20 years... I confurm...
You just described my family lol
For years Cappy , it's been said about me " Ahh.yeah . Pauly does what he wants" Including the BigBossGaffer 🤣🤣🤣
I disagree I’d still like to live that suburbanite princess lifestyle I was DENIED as a child, I just refuse to do it on debt. I’ll live frugally graduating, build my business then live the mcmansion dad lifestyle. I refuse to BE POOR. My parents didn’t buy me a car at 16 or even now that I’m 21 and it makes life worse. I can’t get a job because I don’t have transportation and I can’t build a resume because of that. So I’m in college going to graduate in a year (5 year stem program) and I am hoping I can get a vehicle to get an internship this summer. All my classmates in highschool their parents bought them jeeps like in the movie clueless. The jeep kids were so real (we live in a wealthy atlanta mcmansion suburb). But no we never bought a mcmansion and upsized our mediocre house like our neighbors did (they bought a 6000 sqft home when their 3 kids became teenagers) , me and my sister never got cars as teenagers, and we didn’t even get cellphones until highschool. The ONE good thing is my college is paid for (thank god) but I REFUSE to let my kids live in such conditions. My future children will live in a mcmansion, they will have their own cars, they will be hard working and well behaved and they’ll know the comforts of each having their own en-suite bathroom. Theyll have their college paid for. I refuse to raise my kids wanting all these things I missed out on in my life :(. I won’t finance it with debt but I refuse to live like crap or to let my future family live like crap
Same, I want my kids to be wealthy Chad n' Stacy. Life is easy for Chad and Stacy.
U said fresh bought you some shoes? Fresh from freshnfit? Cappy be on the scene!
The new Hollywood thing is bleeding from the mouth. Shot in the belly? Bleed out the mouth. Cut off your foot? Bleed from the mouth.
Cappy, what would you say puts one in the top 10 percent, 5 percent, 2 percent, based on what you have seen behind the proverbial curtain?
$5K or one month of expenses in the bank puts you in the top 20 percent. Most families can’t put $1K together in 90 days! $50K investable puts you rarified air, in financial services you would be considered a high net worth investor. Put $25K in your banking account and you will start getting calls from your bank lol.
@@JGComments I guess the paycheck to paycheck life is real after all. I always thought it was a metaphor. Awkward...
Most people don't have shit. They have expensive objects that they are financing. Most people couldn't put their hands on $5k in liquid assets. I can walk over to my gun safe and pull that out in 10 seconds and I make $21/hr. People who make double and triple what I do are less wealthy than me in most cases bc they are upside down in debt and mortgages.
@@oldscratch3535 Yes, I l know a lot of two income families who can't even do something like move for a better job or to be closer to family because they are so underwater on their homes, and have no real savings. They are literally stuck paying for all the thing they've financed for the next 10-15 years.
I used to drink Rumple Minze too.🤣
Cappy, what color is your Bugatti?
the suburbs is a necropolis.
When you talk about the excessive personal debt many people borrow to look "rich", the name Trump popped into my head.
The are two things that I will never understand about humanity and they’re substance abuse whether it be alcoholism or drug addiction and the other is keeping with the Jones. Both ruin your life and finances and could potentially put you in serious trouble. Also are McMansions still around? Seems like after 2009 they became a footnote in history or just forgotten and not because I’m upset, I’m glad they’re gone.
DRIZZLE DRIZZLE!!!!!!!!