I did these 30 years ago and retired early on my 55th birthday. 1. low flow aerator faucets in entire house 2. bricks in toilet 3. super insulated attic and attic stairs 4. insulated hot water tank 5. roof vent exhaust fan (expel summer heat) 6. change to pulse dialing...from touch tone saved a buck a month (before i cut landline in 2010) 7. made my own winter-summer blend windshield wash 8. cut my own hair since 1982 9. invested in reusable garage rags, to wash 10. invested in a reusable (cleaning) furnace filter 11. changed out all incandescent in 1989 to fluorescent lighting then to LEDs in 2017 12. protested my property taxes and got them substantially lowered several times 13. combined homeowners and car insurance 14. continuously changing electric companies to get the best deal. 15. used TV antenna...never cable 16. closed off rooms i'm not using for heat and A/C 17. operating same HVAC 1989 system....I fix my own systems 18. invested in high-efficiency thermal windows (wow, big difference) 19. I learned how to dismount-mount my own tires and balance them 20. i learned how to do vehicle alignments. 21. fix all your own equipment -appliances....if you can't fix ..only then do you buy new. 22. I stay healthy, i don't have a doctor, but if i need one i'll go to mexico (don't drink soda pop) 23. Wealth doesn't live in filth and disorganization...so be ORGANIZED, all tools, documents and equipment know where they are. 24. Stay positive and Believe that you ARE Wealthy and you become that. 25. Do not litter...litterbugs disrespect the land and themselves...and they can never become great land owners-land barrons. Most all Litterbugs will rent the land instead of owning it. 26. What you appreciate and take care of...you will get more of. 27. Fully know and understand how Jesus is your Savior. 28. The Truth , The Spirit will set you free. (many hear and heard this- in and out their ears-or they think they understand it...but "it" is not an "it"...it's an experience...you have to WAIT until you experience it)
I am curious how did you determine that you had enough saved to retire and if you don't mind what do you do about health insurance. I am currently working a job that I find exhausting mentally, and every other way it is possible. I feel this job is sucking the life out of me.I have never had a good salary but I have been careful and pretty responsible. I have never had dept and I own my home, have always paid cash for my cars. I have some stocks and mutual funds, Roth Ira,401k, and some cash. I have had the same job for 30 years and I am terrified to look for another I am also 55.
@@beckyshell4649 Looking for a different job is free, you do not have to accept just because you looked--who knows what you will find? We all have different levels of tolerance for soul-suck...mine is nil and I would live in a tent before putting up with BS. Do you really want for your entire life to have been dictated to you by fear? I think of it this way: when you die, you only get to keep what your soul learned and experienced in this life. Happy soul = happy healthy wealthy life.
Chrissy P this is such a brilliant idea! definitely going to do this the next time i’m low on groceries. rice, dry beans, potatoes, etc. are great with the little veggies i have left lol
We buy meat in bundles every other month from January until September. October through December, we only use what's left in the freezer. Canned goods and box goods (not staples like flour or rice) we buy the opposite months and then do the same at the end of the year. It saves from tossing expired food and means more money on hand for the holidays. We also limit our grocery budget to $200 a month all year long and extremely limit what processed foods we buy. (2 person adult household)
We mostly "go out" to activities at church. There are pot luck meals, concerts, classes, trips, other kinds of get-togethers that don't cost a lot. Its a good way to socialize and have fun without paying a high price at restaurants or other commercial venues. Staying home and watching Netflix is also pretty great!
Tips in the video: 1. Reusable cloth pads/cups/diapers 2. Join the minimalists (Project 333) 3. Eat rice/beans/potatoes 4. Cancel cable/landline 5. Selling car/house 6. Don't go out to eat/ take advantage of free family activities
One of many things i do is simple but helps when you empty a laundry soap bottle turn it completely upside down for about two hours and every time you will wind up with another capful for another load of laundry
Ive cancelled cable two years ago. We were paying over $130 a month. That saved us $1500 a year. I've never heard of Cloth pads before.learned something new today...
Daniella Moreno Try a Diva Cup instead. Theyre also reusable and last years. You dont have to take them out till you shower as they last 24hours and you wash them there too.
Daniella Moreno they have a layering that I think is charcoal cloth to prevent the smell, But I'd recommend to try a menstrual cup with some liners first.
Cloth pads are not extreme - it's better for the environment, saves money and create less trash. Women have said that they are better for their bodies too.
while I agree on the trash part, for me it soo does not save money, nor does a diva cup. I spend about 3$ a YEAR for tampons and everybody reacts different
I do not recommend trading in a reliable car for a junky car. How will a car that always need repairs save money? If your car is always broken down how will you get to work?
I agree. I drive a 2012 Nissan Versa with less than 40,000 miles. I could get like $6k for it if I was lucky. It is way more financially responsible for me to keep the car I have than to sell it to save maybe a grand or two to buy some car that may have mechanical problems that may eat the difference anyway.
I have a paid off 2010 Nissan. I also have small children and if it broke I would not get a junker. the stress of being stranded on the side of the road with my two babies and my husband working over an hour away would just be too much for my nerves. I wouldn't buy some new overpriced thing but I wouldn't buy $1,000 beater either oh. I did that when I was in my late teens early 20s but not now.
I've been doing all of these things with the exception of selling my house . What I did do with my house was buy a small older forclosed house that needed some tlc for the amount that I had originally saved as a down payment. I don't have a big house, my neigjborhood isnt prestigious, but I don't have a house payment or rent.
Such good ideas in your video! I use cloth pads and make my own too, yes it's not something that usually comes up in conversations is it :-). I also like using flannels (washcloths/facecloths) that I bought just for the kitchen, they are very absorbent, long lasting, and low cost.
Patricia McDonald we’ve been using dish cloths, washcloths and rags for paper towels and napkins for years. I also cut up old flannels and t shirts to be used as tissues.
I'm picking some low-hangin fruit here... but as my New Year's resolution this year, I paid off the student loan. Truly feels like a weight has been lifted off my shoulders... and I am an exercise guy!
After we went through a hurricane several years ago where we were out of power for 8 days I will always have a landline. The cell towers didn't work and even the cordless landline didn't so we have one phone with a cord for when the weather takes out the power
Here is something my friends and I do to save money. We share food with each other. This way there is no food waste. For example, I cut up a watermelon, and share half with a friend. That friend works at Panera and brings me food from there. I HATE food waste. I am always looking at what food I have in my home before I buy more.
I hate food waste too. Sometimes I've heard people give the advice of buying in bulk. I do the literal opposite. I buy only in small amounts, exactly what I will eat or drink within a few days. Same with the way I cook. I cook only inexpensive foods and exactly what I'm going to reasonably eat within the next couple of days. I'm not interested in eating leftovers forever or throwing away leftovers for a week. No $200 huge shopping trips for me, or even $100. Usually only one fairly good sized one around $20-30, then $10 or less if I need something to go along with that. I personally see more people waste more food when they buy or cook tons of food, even at restaurants or special events.
One good way to save by using less electricity is to wake and sleep with the sun. Living by the daily sunrise/sunset schedule saves not only your pocketbook, but also your eyes, since artificial lighting is considerably harder on the retina of the eyes than natural sunlight. I've also purchased a few solar powered lanterns/flashlights. I just leave them with the solar panel facing the direction of the Sun all day, then if I happen to need any light at night, it's free!
Michele Miller yes how they did 12-13 century before there was electricity & before lanterns wake up sun up do your chores, work have your supper before down go to bed how save on electricity bill
Taking the cutting cable idea a little further, we are a television free family and have been for 12 years. No annoying and subversive advertising, and instead of sitting on our backsides wasting time in front of a tv, we spend time as a family and work on projects in the evenings, which means we're more productive too :)
I saw a video of a guy who figured out much all these electronic devices costs just sitting there plugged in and running...of all things, the cable box cost him roughly $60 a month I think it was, so by unplugging it when not in use cut his electric bill drastically. I have found in 6 month of not having a cell phone, why do we need them? Most of the talking on a phone I do is at home anyway...through my computer with either Vonage or through Facebook - that is how I talk to my son overseas.
I mean, you have a computer and watch RUclips. Advertising is rampant on RUclips and you watch things on your computer like a TV. Saying you don't have a TV or that you're a "television free family" means nothing in 2018 when you're saying it on a video-streaming website that makes money through advertising
Yes! I cut out t.v. for Lent last year and haven't missed it. I go to bed earlier on weeknights, have time for hobbies...I won't go back. I was pleasantly surprised.
I love the minimalist lifestyle because it's SO much less to keep clean! After adopting the minimalist lifestyle I went from living paycheck to paycheck to living on just a little over 1/2 of my first paycheck of the month & saving the other 1/2 in my emergency fund. The 2nd paycheck of the month is put in my investment fund for retirement.
Growing up we only went to a restaurant maybe once a year. We had a huge vegetable garden (which I hated as a kid). Entertainment was Church groups and events, our cousins came over several times in the summer and fall. Neighbors would come over and play cards and the kids would play board games. Everyone brought a dish, the ladies could get pretty competitive over the pot luck dishes. No one really had much money but we had a great time. It was a lot of work but it taught me everything I needed to survive and thrive.
I've been using cloth pads and a cup for about 8 years and none of them are showing any signs of wear yet. We cloth diapered our daughter then sold all the diapers on our local buy and sell for $650. We've been using cloth napkins at the table for about 4 years and I carry cloth tissues in my purse (no more Kleenex lint in my purse). I'm also a huge fan of buying clothes second hand. It's not only a huge savings but like a fun scavenger hunt through the consignment store to find special pieces. And when kids clothes are outgrown we return them to the consignment store and resell them. Also, no one notices if you wear the same pair of black dress pants to work every day and the same pair of plain shoes.
Nikki AndNeysie What kind of absorbing material do you use for the cloth pad?!?! I have very heavy flow. I'm talking about most extreme absorbing tampon you can find in Walmart, for every 3 hours , for the first 3 days. My mom tried to make me cloths pad but it doesn't hold very well at all. I try to use more materials the pad become really thick and revealing when I wear pants.
Ivy Hays there are a lot of Etsy stores that sell cloth pads that are durable and I've not had any issue with leaking. They explain the absorbent material used in each.
Ivy Hays I have the same problem and switched to reusable cloth towels about 2 years ago. I got cheeky mama charcoal bamboo towels (the biggest size) - couldn't reccomend them more. Constant leeks are now rare (even over night!) and my chronic yeast infections are all completely gone now too :-D they literally changed my life - definitely give them a try xxx
Suzanne Ribas the backing of the pads is usually flannel or fleece which grips pretty good, but best bet is to have some nice snug panties like polyester spandex blend and they don't move. Lose cotton briefs they will move a round on you.
When it comes to ur cars, what I've done and has really helped was buying a new(er) car with low or no miles and just keep it until you need a new one! Right now I drive a 2003 BMW X5 with over 200,000 miles and it's still going strong! And I don't plan on getting rid of it anytime soon
Jenna JSN Also exploring less expensive alternatives. Some of the cheaper makeup has come a LONG way over the years. My very favorite mascara is ONE DOLLAR by ELF. NYX and Wet n Wild are both very good as well.
Also gals I have plenty of make up I diy'd so theres always that option... try multi use options as well... lipstick can be used as a blush... I use eyeliner on my brows and eyelids... etc
Congrats on transitioning to your beautiful silver hair! The expense was getting to me - well over $100 a visit. Even at that, it always faded to a brassy color with hints of red. Nine months ago I decided to embrace the gray....more money, more time, no toxic chemicals.
I love the cloth pads, very comfy. I find them too chunky to wear during the day under my regular clothes, so I still wear disposables during the day at work. But at home under sweatpants I wear the cloth pads. I'm figure I'm saving 50 % on pads. You don't have to go cloth 100% of the time, and you'll still save money.
Our family: We are reusing jars that came with food in. We re-use bread bags & other food bags. We don't purchase gift bags or paper, we wrap gifts using recycled paper, chip bags turned inside out, recycled boxes & fabric etc... We make birthday cards for each other.
I'm the same. And in an emergency where I can't be the one to get to the phone, I'd rather my child be able to just pick up the phone and dial "911" rather than finding my phone (wherever it may be, because I DON'T have it next to me all the time), having to swipe it to unlock it, then push the actual phone button, then push send...all while under the pressure of having to deal with an emergency big enough to dial "911" for to begin with. No thanks. Maybe when he's old enough for a cell. But not at 8 yrs old. lol
I had a land line when my kids were young because I did not allow them to have cell phones. So if they needed me when I was at work or school they could call me from home. Land lines aren't really that expensive if you be sure they don't add stuff to the bill, extras. One cell phone (a track phone) and a land line should do the job. (I'm not sure if it's tract or track, forgive me if I'm wrong.)
Krystal The Convert You can have a cell phone that stays at home. If everyone leaves together then you can take it with you. Or just have two. One always remaining home.
My kids are all young so I have a landline for safety as well. Easy for a 6 or 7 year old to use a landline phone to dial 911. When they are older I will drop it but I always think if I am passed out suddenly on the floor I want them to be able to call for help immediately.
Nice to hear from you Dana! I'm sixty so I've been practicing frugality for some time now. I was taught to sew my own clothes at fourteen and have been artistic and manual since I can remember. I have been doing many of the things you say for some time now. I gather rain water for cleaning and flushing. My roof is under trees and debris does fall in so I'm trying to get a filtration system so I can drink it too and am researching that. I have no cable and rely on an antena to get major channels. I have bought white mechanics hand towels in Sam's and use then instead of paper for over ten years now. I recycle my bed sheets into bags I can use for groceries and have several smaller versions. I cut my own hair and color it and used to cut my son's hair with a trimmer which I would use for my dogs also only after thorough cleaning and disinfecting. Tried planting fruit trees and vegetables though where I am now (garden apartment)+ things dont grow well. I tried the cup for my menstrual cycle put was not convinced back then with the material and was worried about it being germ free and not tearing at the wrong time. Even so you have given me new ideas and taught me several things about being frugal. There is a Dr. here in Puerto Rico that has his patients on a potato diet. His name is Norman Gonzalez Chacon. He cures diabetes arthritis heart disease with it. He has people that have been on it for ten years and are active and healthy having left many ailments behind. You might also want to look up Phyllis Stokes Southern Frugal here on RUclips. I'm sending you a big hug and a thank you for giving me new ideas and helping me survive.
My husband and I do date night @ breakfast instead of dinner. We walk to the local restaurant and enjoy this quality time. We double recipes whenever possible and freeze half for another time. Great video, love your channel!
I absolutely LOVE LOVE LOVE cloth pads! I've been using them for a few years now! lol. I actually made my own... I do agree with pretty much everything you said..the ONLY thing I don't agree with is selling your home as your home is one of your best investments and renting, to me, imo is throwing away your money and never getting anything in return...but yes to everything else! I just really wish I could get my husband on board with cutting cable. He's alll for everything else...but that. :(
my cup was the best thing i ever got =) go and check it out! but make sure to get the right one for you. i know a group on facebook where you post your data and they tell you what cup fits you (unfortunately it is a german group, but i am sure there are english ones as well)
Freedom In A Budget I do budget billing or look online to find other ways to cut electric bill cost I can be pretty cheap as someone that was almost became homeless due to job loss, I've learned to be frugal.
I do keto so no rice and beans for me. Used to love them with scrambled eggs and spinach thrown in. I pay less than 80 a month and the majority of my diet is vegetables, eggs, tuna, and salmon. The real key is finding stuff on sale and freezing it.
Me too!! And i rent out a room for 90% of my mortgage cost so i almost love free!! My house works cost 1200 at least in rent, and my mortgage is half of that! Even with home repairs i save a ton.
Wow! Out of curiosity, I wanted to look at the "Party in Your Pants" feminine products, but my first set of search results turned out to be of a sexual nature, and I won't go farther than that. : / So I tried again by adding the words, feminine products, and found them. It's not Party in Your Pants, but Party in MY Pants. LOL So if anyone is having a problem finding this website...there you go.
search for cloth menstrual pads on you tube and google. There are a bunch of tutorials on you tube, I make my own, easy to do, as a matter of fact I made 6 of them yesterday in 2 hours.
@WeMi Ci they sell disposable ones at Walmart that you can try before investing in a Diva cup, much less expense than trying it and hating it. I use those when I travel as well, and you can rinse them and reuse for a couple of days, they're just thinner and not meant for long term reuse.
Saving for adoption and I'm vegan, minimalist, Diva cup, eat at home girl :) I also will be cloth diapering. I sold a ton of stuff this past summer but I still have my car. I love my car so won't be getting rid of it anytime soon lol. Eating at home and being vegan have been the biggest cost savings for me.
Great ideas. I buy the big bag of pinto beans at Costco and a food storage container at Winco. I keep the beans in the pantry and always have some made in the fridge, making life easier. Love them!!!
I turn everything off on the wall when not in use, and kids share room in winter so only one heater is used. Electricity is expensive where I live and we get charged $200-$400 a month for a family of 4.
I sold my home and bought a travel trailer. I moved back to CA from SC and now I’m the Assistant Manager at an RV Park and I get free rent, cable, water, sewer and WiFi. Saving a bunch of money on those things and using it to pay off My debt...
I agree on everything except the part regarding eating the cheapest foods available at one's location, because these foods tend to be carbohydrate bombs that will make you sick, fat, and ugly in no time. It's not worth the money you'll save in the short term, because you'll end up diabetic or dead.
Not true about eating carbs. The meat and dairy industries would have you believing this. I am approaching 70 and people constantly tell me I look at least 20 years younger.
Hey Dana I'm still 23 and single and I started following you because Im desperate on my financial journey 😆 I got inspired by your videos for I know all of them were true to life experience not just google search 🤗 Keep up on inspiring others and im looking forward for your future videos ❤
We save money a little different when it comes to phones, we have a landline and no smartphones, we have one cell phone but only pay 10 dollars a year to keep minutes on it, and keep it in the car ( its a super old plan). In our rural area if we got internet w/o a landline it would of cost us more because the internet is provided through a different company but still goes through the phone company and they discount it hugely if you have a landline... its kind of nuts but its the only place to get internet. I really like having the landline since I work from home and in our town the electricity is always going out, and having a landline is great in that situation (all homes in our town have a backup phone line battery installed). I have been completely without a smart phone for 3 years and a year ago I convinced my husband to give up his, and it is literally so freeing..plus it saved us about 55 dollar a month, even with having the landline.
And don't forget 'scrag day' every week. Scrag day is the day before grocery shopping day where all family members eat all meals from leftovers in the fridge or something out of the pantry. The idea is to empty the kitchen of leftovers so there's a bit more room to put the new groceries the next day. It's amazing what flavours from the cupboard work together as scrag!
I have used a cup for over a year. I love it. You could also cancel the internet. In my city there is plenty of places to use it for free. If you have a landline you could choose to cancel your cell phone over the landline. Depending on where you live you could skip the car all together and use transit. I find 33 pieces of clothing still to be a lot. I think you need no more then 7 outfits for each season and some clothes can go between seasons. Eating out can definitely be sacrificed. For health reasons starchy foods can't be a staple in our home. But you can eat a well balanced diet for little money with proper planning.
Yes!! The library! We go to the library to play board games, get books and movies, etc. they usually have a play area for kids, so free socialization (and relaxation for mom!)
Cutting the cable is one of the best things I have done. I mean, 72 bucks to Dish every month was really hurting our repayment of credit cards. I put up an antenna for the cost of having one month of service (Antenna was $50 from Amazon and some hardware). I'm a lot better off after moving into a house from a rental. You have some GR8 tips to manage personal finance.
I know how u can change this. Instead of eating out, eat at home and get a volunteer activity where u can go to maybe help someone in some way or visit people who don’t get visitors or something like this
I love your idea, and some are indeed extreme. I'd like to try them all, except I'd probably 'reduce' instead of 'stop' doing something. I'm still human and young, and would like to enjoy the outside life. So I think an 'easier' option for other people is limit yourself to certain things. Thank you for the tips Dana!
Along the lines of cutting cable, I suggest getting HD antennas. we cut cable and placed indoor HD antennas on all of our TVs about 3 years ago, we receive all the primetime channels (Fox, NBC, CBS, etc.) without a monthly payment. No missing watching shows in real time, except for if I work, then I just watch on Hulu next day. It is a complete game changer. Rather than paying $75 a month for cable, we pay less than $20 for Netflix and Hulu. It's awesome!
We have an indoor digital HD antenna because we live in an apartment. If we owned our own house, we'd have a much more powerful rooftop (or attic mounted) digital antenna.
Kimberly Merrill. so true.also you can often download movies off the internet free.same with books.our area has book bins all over.I read a lot.can finish a six thousand page book in three days. for those with a e book reader libraries often allow you to download e books if you have a current card.
Another thing I do is to just stop watching much TV or shows at all. I like a few things on RUclips, but I would rather read a book, or have a conversation with a friend. Since I got rid of cable seven years ago I am way out of the loop of what is popular on TV, and now feel like they are telling me what should entertain me. I can read books or articles online for entertainment, work on my hobbies, which help create content for my blog. Families could even start vlogging and have their own entertainment to share, like a family night game plan, etc.
I live in a metropolitan area and bought a $4 pair of rabbit ears on eBay. I get about 30 channels altogether. Buy a chromecast, apple tv, etc. and you can stream a lot for free on basic cable and network web sites.
another tips that id include: - take short showers. (1 minute)- keep electronic devices (TV, toaster, coffee machine, Chargers, and things like that) disconnected when not in use. - buy on Christmas or in summer time the clothes that you need for the whole year. - commute to work on bicycle or by using public transport.- don't have pets. They're quite expensive. - bring food and drinks from home to work or school. - if you want to enjoy and do something fun... Go to the free stuff that your city offers.- make your own cleaning products ( at the Internet you can see that people clean their hardwood floors with used tea bags and things like that). - use coupons and buy only when something is on sale. - when you buy fuits and vegetables, tell your kids to plant the seeds. It's a nice family activity and at the end your kids can enjoy delicious vegetables that you literally got them for free. I hope this could be useful to someone.
@@DopamineDecor bad advice. Pet ownership is very expensive potentially. Particularly fancy rats, they're very susceptible to respiratory issues and tumours in females.
I do not think my dog is that expensive. I have only animals I can afford, much like children. I have one rescued dog and one rescued cat. I bring my dog to the groomer three times a year for 30.00. I buy her relatively cheap dog food. She is a mixed collie. She eats leftovers. Her flea medicine and heartworm medicine costs an average of 25.00 a month. The cat costs virtually nothing, just food. When I go out of town, I pay a college kid 35.00 for the week to walk and water her. What she gives me is peace of mind. Do you know that a dog is a better deterrent to break ins than an alarm system and not as expensive, plus I love them.
I use a cup & cloth pads . Have been for 4 years now. It is a game changer . My period is a lot less heavy too. I think it helps not have chemicals so close to sensitive skin . We used cloth diapers with our son also & resold them after he was done . We don't have cable 6 years now . Lots of great tips , I hadn't heard about project 333 . I will definitely look into it .
I agree, a total game changer. When I think of how long I used tampons and commercial pads just because it's what everyone else did, it kinda grosses me out - they're dirty! Love my cloth pads and cup :)
People tell me cramps are less of an issue with cloth pads. I'm past needing those, but considering "Family Cloth" just for number one. If we were still washing diapers, I would do number 2 as well.
You mentioned used clothes. I used to do that. Well prices at thrift stores went up- so high- the clothes almost cost as much as new. If you work the sales, you can actually get new clothes cheaper then used.
Cloth pads: done cloth diapers: done clothes: I hate buying clothes. I probably need to buy more clothes LOL potatoes: weirdly eating them right now! I definitely agree about eating more rice, I thought of that myself, I need to get back into that! We cut back on eating out (from almost always to almost never) but our food bill is still very high! About $500 - 600 a month. cancel cable: done (never dropping internet! That's up there with things like food to me!) phone: We use some sort of internet phone thing that my husband found that's like $60 a year, and tracphone cell phones for emergencies that's $100 a year each. car/house: bought a 3 year old car for $11,000 in cash a few years ago then took out $100,000 in debt to buy a house last year. Yes that was probably a poor move! But we love it. Now we have to get out of debt again! Before we bought our house, we did own a condo outright, but had $439 a month HOA fees!
I use cloth pads from Pink Lemonade on Etsy. I’ve owned them for 3 years. I follow her instructions on washing and hang them to dry. The hang dry leaves them a bit tough, so just rub the fabric together before putting them away. I don’t think I’ll ever have to buy pads again, and when my daughter gets older, she’ll just use mine. Yes! It is sanitary if they are cleaned properly, just like cloth diapering (which I definitely recommend too! I got my cloth diapers from fruit of the womb on Etsy. Pricy but the best cloth diapers I have ever bought. They are still like new after 2 kids)
Cut down on toilet paper and wipe costs -- install an after-market BIDET toilet seat attachment. They start very basic for $15-30 and there are heated versions with dryers on the higher end of the scale of course. ✓🌼Bonus: more hygienic! 🤗✓ There are a ton of RUclips vids on this topic too.
I saved on pads too, I went on birth control every day and I've had no periods since August of last year 😂. It's been fantastic. I too bought a Roku and whatever isn't on that, I watch on RUclips. Huge savings! I also do the major majority of my shopping at Dollar Tree and all of my grocery shopping at Aldi, that too has been a huge savings.
Be careful with those pills as they are derived from antibiotics. Antibiotics are not good to use all the time. You can eventually be allergic to antibiotics from so much use of it.
Captcha C yes be very careful on birth control that haults your period. I had done the same thing for many years and after having major hormone issues I had to stop using birth control. The weight gain, skin issues, hormone imbalances etc for years & years afterwards was NOT worth not getting my period. Something to think about in the long run that I wish I had known.
Birth control pills have got nothing to do with antibiotics. But yeah, it's a good idea to have your period and to take breaks from the pills once in a while for the sake of your long term hormonal health.
i just got some reusable pads and im excited to try them... im a firm believer in saving money, especially on items like that, toilet paper is a big one for me.. i use rags and its been great
I've used cloth pads the past year and I love them!!! Also something that has helped us money wise is getting reusable sandwich and snack bags for lunch! Between having a hubby and four kids, you can save quite a bit!!
I Use Cotton Nappy inserts for Slight Urine Incontinence it works out cheaper than Commercial throw away ones I also cut Those Wire Ajax pads into Half as once wet they rust quickly As you would expect it lasts twice as long
we were a two car family and I sold my car-saved the car payment and on insurance and maintenance best thing ever!!!! I do public transport to go to work-use the truck to go to the grocery or other running I have on the weekend.
in the UK we have food sharing apps (I use olio) which is awesome because you can pick up surplus food from other people or restaurants for free. (if its too much we just freeze it for another day) We also shop around closing time in shops here as they reduce the fresh produce prices in quite a few shops. We usually get them for 1/7 of the price (and again freeze what we don´t need) Yesterday we got 7 different vegetables and 2 packs of bread for 0.80p (about a dollar)
Getting rid of cable tv, and streaming tv instead is a great way to go to save money, until you reach the 1 terabyte limit of data. The 1 terabyte limit is what we've got in the Seattle area. For us, it's meant returning to dvd watching, and just less tv watching in general to avoid hefty internet "overage" charges.
We eat a ton of fresh veggies, and we just realized how much money we can save growing our own. We live in Canada where the winter is harsh and long. We just learned how to grow super nutritious plant shoots to eat in the winter, on our window sill, for super cheap. Looking forward to it! It’s going to help us pay for our family vacation to see my side of the family on the other side of Canada :) haven’t seen them in many years. Gonna be great.
Ride a pushbike. As you get fitter you might choose to use it more and more. Every time you cycle somewhere instead of driving its not just fuel you're not burning, but also wear and tear on the car and your carbon footprint is reduced.
Hi, Dana. It is me again. I got the cloth pads already and was waiting on my period with anticipation. I have never wanted my period to come like this before, lol. I literally was "looking forward to" my period! 😂 My experience of cloth pads so far: you really don't feel anything there! It is so comfy! I calculated the cost of dispensable pads and got that you have to use cloth pads for over a year before you start saving money, which is quite long in my opinion. So money isn't the main upside, but more of the comfy and fun! Not sure if I will have the patience to wash them for a long time though. 😂 We will see. I might come here to share with you later how it goes. Lol. Thank you so much for your advice. It is always fun to try new things. 🙂 Have a nice day!
I've been watching a lot of these debt reduction videos lately. Someone always says eat beans and rice, potatoes, carb out to fill your menus. I am prediabetic, carbs are poison for me. I have high blood pressure, so ramen, soups, all that cheap stuff is full of salt. The doctors fuss at me all the time, to eat chicken, fish and fresh vegetables and guess what are the most expensive things in the world? Meat, fish, and raw vegetables which spoil quickly. And I shouldn't eat fruit hardly at all. I wish people realized that there is a huge population out there that should not carb out just to save money. You are screwing yourself over royally health wise if you have these health issues. I have tried some of these ideas such as cloth diapers and swear by them and am planning to switch to cloth pads when I have the free money to buy them. I also wanted to mention one issue about the car. To sell a good, running, fairly new car with no maintenance issues seems short-sighted to me, just to buy a $1000-2000 junker, that no matter how good it was when it was first made, is ancient now and will need a ton of work on it to keep it running.
Marquita Martin - Thank you for reminding us that eating cheap in the short term can cost much more in long term & not just financially but health wise too 😀
Yes, for a health condition, I eat fresh veggies, fruit and very little meat. (Look up the China Study book on eating). Be very mindful to know how/when to use your produce so it doesn't spoil (wasted money!). We have to adjust financial advice to our own lives, so don't stress it. :) Take care and God bless!
Marquita Martin I suggest you have a look at a book called How Not to Die by Dr Micheal Gregor. It has information on how a plant based diet can help with the management of health conditions including diabetes. My mother is diabetic, she had been following his recommendations including exercise and is being weaned off her medication she is mid 70’s and has been diabetic since her 40’s if it can work for her it is worth a try. And no I am not saying it is a cure just that whole foods work with regards to management of her condition. Also being mindful of the fats and oils in your food also helps. Please bear in mind that in areas of the world where whole food/high carb diets are still the norm, diabetes is much less common. Check out Dr Neal Barnard and Dr Mc Dougal as well. Even if you don’t go fully plant-based knowing the options that are available to you will help. Most GP’s have only a few hours training in nutrition and the focus won’t be plant-based so it will be difficult for them to advise you appropriately should you take this route.
Marquita Martin you could buy frozen veggies. They are just as healthy as fresh since they are flash frozen in the field shortly after picking. Relatively inexpensive and no waste..
My goal is to sell sell sell! Going to sell 5 things per week as I purge things from our house. In our area there is a lot of Facebook for sale groups which makes it easy to sell off my junk, haha!
+adaywithnj Great idea!!! I might take on Gary Vaynerchuks 2017 Flip Challenge to sell $20,170 worth of stuff this year. More on that later if I get brave enough to do it. LOL!
it's depressing to want something and not be able to buy it because you are trying to save money. I do consider myself a minimalist, but sometimes it gets depressing wanting something and stopping myself from buying it. If that makes sense.
I live three blocks from work, so I don't drive or buy a monthly bus pass. I walk, or occasionally use the bus. But if I ride the bus I get a day pass on my day off and ride all day getting stuff done.
I don't think Dave Ramsey meant literally to live on rice and beans. When he mentions to "live on rice and beans" I think he actually meant to live on the bare minimum to pay off debt and to save. Basically live frugally!
We had to be frugal with 3 undet 5 kids.i cooked from scratch. Bought 2nd hand clothes drove older cars. But life always gets better.i drove an old car to take the kids to school.they were embarrassed. But i put myself through college . And we have a more abundant life and my husband moved up in his job too.then i put my kids through college. We are all smarter and are still frugal. But they all know dinner is at 6 and i am grateful for the time we had meals together. It made us close and we have a really great time too when they come back to see us.
I add dock leaves to my green smoothies in place of kale and broccoli a couple times a week during the summer. Also dilute baking soda in water and use as shampoo, rinse with vinegar if you use conditioner. Also use baking soda to wash your teeth. Learn what weeds are edible. Use only if there is no toxic spray.
Going out to eat is definitely something that we do a lot. I've come to the conclusion that it's due to habit. We usually do a lot of things on the weekend that doesn't leave enough time to cook from scratch, so we inevitably go out to eat. So I'm experimenting with buying ready made foods that you can warm up in the oven to stop us from eating out. I know it's not as healthy as cooking, but it's still probably better than fast food.
Dont have a cell phone. We only have a landline as we recently disconnected from big city living and get no cell reception out in the mountains. Talk about saving money hahah
We canceled cable and haven't looked back. The only thing I missed was watching Anderson Cooper on NYE, dang it! But it's been worth saving so much $$$
Yes.. cable is outrageous!! We have antennas hooked up to our 2 tvs, and use Netflix.. when ppl come over they are so weirded out by the antennas... i guess normal ppl pay a fortune for cable that they dont use most of the time
I locate and look at the discounted items at the grocery store. Examine the expiration date. Usually it is still over-priced, but occasionally there's something that fits into my routine.
One thing that I do is meet up with a friend and we go for breakfast. We still get to meet and eat but breakfasts are always cheaper than lunches and not so tempted by alcohol so early either. It also means a social meal is a lot cheaper than it could be and it fits in well with people's busy lives.
We are currently trying to buy a house and looking to save. You had some great tips! I think the only we need to fix is eating out. My husband has a weird work schedule and always forgets his food from home. It's crazy how our mortgage is going to be $590 then Utilities and renting in our area is $900+ then utilities.
Our actual Utilities aren't super high. For renting or owning utilities are less than $300 for gas, electricity, and water. I was talking more about how to rent in my area it's at least $300-$500 higher than owning. Which is crazy if you aren't someone who could get a loan. There is no way we could afford rent of $900-$1,200. I always thought renting would be a cheaper option but apparently it's not unless we are willing to live in a bad area. I'm just not willing to live in a really bad area with my daughter being so little. So now we are trying to save money every where we can. We are buying an empty house that needs work and have nothing to put in it.
My husband does grocery shopping for himself for when he's at work, like he'll get a loaf of bread and peanut butter and crackers so he doesn't have to remember to take a lunch, but it's still cheap. He can buy a bag of apples and keep it in his office, things like that!
Hi i came upon your video and love it in 37 yrs. we have been married we never have had cable we just cut our land line. I have one phone hubby has a $10 a month phone and our wifi is $27 a month. house is paid off i own 8 credit cards called and cut them up and have been paying them off in 16 months all of them will be paid off. I dont buy anything unless I can earn it for free by doing surveys. We dont eat out I am retiring in 4 years hubby in 4 months and I am a new minimalist. we always eat healthy and cheap
garand bohn I haven't watched tv in over 6 years don't miss it at all, I pay cash for everything we buy or we don't buy it, I have one debt that costs me £50 per month the only other things I pay by direct debit is insurances for both of us and home cover car insurance is paid annually so it's cheaper. I retired last year my husband .4 years before me. We live very well on our state pension as both had sufficient work record for maximum pension. We never eat out but not because we're trying to cut back but because we are both excellent cooks and can produce everything from bread to baked Alaska state home we realised when we ate out the comment it was nice but often came up of course we do eat out at church related social activities. We don't own credit card haven't for years our combined contract phones are £30 per month unlimited use tariffs. We decided there was no point buying for buying some sake and have a very nice standard of living today
Wifi is my last bill to reduce/eliminate...I have been trying to figure it out for a year. I have the ap 'free wifi' and can't get it to work very well. I pay 61$ a mo. with CenturyLink and don't like them at all. How do you get wifi for 27$ a month? Pls
I put off buying the diva cup for years because it was "to expensive". I'm kicking myself for that now. I spent $35 one time one year ago and have not needed to waste gas going to the store and I haven't spent anything on boxes of tampons. It would be great if this cup lasted for years on that one time payment of $35.
It is so awful without a car!!! You ever go without a car and live out away from everything you will find out how much a car means! I live in a small town & we have nothing here except expensive stuff because they know it would cost to drive to a bigger town to get what we need. Insurance is insurance and it cost a lot even for the cheapest insurance. Now they have new rules concerning insurance. Say you do without a car for 6 months or a year and when you go to get insurance after that time they charge you major for a year because you haven't had insurance for a while! If the senior center car takes us someplace they only want you to go 1 or 2 places so what do you do to go to the other places you need to go to? They drop us off and then you wait & wait until they can come back and get you! I haven't been anyplace "fun" is so long! Years now! Such as to lake Michigan just to sit and look! I haven't been to Saugatuck (a resort town) to brows in 4 or 5 years. A movie, out of the question! Shopping? What's that? Sell my house to rent? My gosh you might not get to buy another house after you find out how awful it is to rent where you just throw your money away! The land lord goes to a great extent to keep your deposit. I can honestly say, I NEVER got my security deposit back when I rented!!! They want 20% down to buy a house and 20% down on the housing costs now are insane! To rent a place now most places want 1st month, last month & security deposit! We're talking $2,000 or $3,000 here!!! WOW!
One way I save it's couponing I coupon a lot specially for toiletries which is a expense for us I also just started doing food couponing just learning the ropes around that as well. Couponing has save me about $2,000 and I have only been doing it since March and I have even been stockpiling.
I prefer the diva cup over the cloth pads since they're internal instead of external. You have to buy one every 10 years but it is worth it! The material that they're made is better for the environment since it breaks down a lot easier. Plus, you only have to empty the cup twice a day depending on your flow :)
I did these 30 years ago and retired early on my 55th birthday.
1. low flow aerator faucets in entire house
2. bricks in toilet
3. super insulated attic and attic stairs
4. insulated hot water tank
5. roof vent exhaust fan (expel summer heat)
6. change to pulse dialing...from touch tone saved a buck a month (before i cut landline in 2010)
7. made my own winter-summer blend windshield wash
8. cut my own hair since 1982
9. invested in reusable garage rags, to wash
10. invested in a reusable (cleaning) furnace filter
11. changed out all incandescent in 1989 to fluorescent lighting then to LEDs in 2017
12. protested my property taxes and got them substantially lowered several times
13. combined homeowners and car insurance
14. continuously changing electric companies to get the best deal.
15. used TV antenna...never cable
16. closed off rooms i'm not using for heat and A/C
17. operating same HVAC 1989 system....I fix my own systems
18. invested in high-efficiency thermal windows (wow, big difference)
19. I learned how to dismount-mount my own tires and balance them
20. i learned how to do vehicle alignments.
21. fix all your own equipment -appliances....if you can't fix ..only then do you buy new.
22. I stay healthy, i don't have a doctor, but if i need one i'll go to mexico (don't drink soda pop)
23. Wealth doesn't live in filth and disorganization...so be ORGANIZED, all tools, documents and equipment know where they are.
24. Stay positive and Believe that you ARE Wealthy and you become that.
25. Do not litter...litterbugs disrespect the land and themselves...and they can never become great land owners-land barrons. Most all Litterbugs will rent the land instead of owning it.
26. What you appreciate and take care of...you will get more of.
27. Fully know and understand how Jesus is your Savior.
28. The Truth , The Spirit will set you free. (many hear and heard this- in and out their ears-or they think they understand it...but "it" is not an "it"...it's an experience...you have to WAIT until you experience it)
I am curious how did you determine that you had enough saved to retire and if you don't mind what do you do about health insurance. I am currently working a job that I find exhausting mentally, and every other way it is possible. I feel this job is sucking the life out of me.I have never had a good salary but I have been careful and pretty responsible. I have never had dept and I own my home, have always paid cash for my cars. I have some stocks and mutual funds, Roth Ira,401k, and some cash. I have had the same job for 30 years and I am terrified to look for another I am also 55.
Love this! So tired of the videos that say "Buy store brands instead of brand name" DUH. Thanks for the great tips!!
Great list! How did you protest your property taxes?
@@jbjb9131 it usually will tell you how to protest right on the bill itself.
@@beckyshell4649 Looking for a different job is free, you do not have to accept just because you looked--who knows what you will find? We all have different levels of tolerance for soul-suck...mine is nil and I would live in a tent before putting up with BS. Do you really want for your entire life to have been dictated to you by fear? I think of it this way: when you die, you only get to keep what your soul learned and experienced in this life. Happy soul = happy healthy wealthy life.
Shop my cupboard! Once in a while, I challenge myself to go a week without food shopping & use the food in my fridge & pantry.
Chrissy P: same here, I I try my best but my mother in law always buys takeout. It's not my money but it makes me cringe w/ all that money wasted.
We grocery shop once a week and I make a goal to use up leftovers and any non perishable items in an attempt to lower the cost at least for that week.
Chrissy P this is such a brilliant idea! definitely going to do this the next time i’m low on groceries. rice, dry beans, potatoes, etc. are great with the little veggies i have left lol
We buy meat in bundles every other month from January until September. October through December, we only use what's left in the freezer. Canned goods and box goods (not staples like flour or rice) we buy the opposite months and then do the same at the end of the year. It saves from tossing expired food and means more money on hand for the holidays. We also limit our grocery budget to $200 a month all year long and extremely limit what processed foods we buy. (2 person adult household)
I havent bought meat in about 50 years. @@michellecallahan9496
We mostly "go out" to activities at church. There are pot luck meals, concerts, classes, trips, other kinds of get-togethers that don't cost a lot. Its a good way to socialize and have fun without paying a high price at restaurants or other commercial venues. Staying home and watching Netflix is also pretty great!
Tips in the video:
1. Reusable cloth pads/cups/diapers
2. Join the minimalists (Project 333)
3. Eat rice/beans/potatoes
4. Cancel cable/landline
5. Selling car/house
6. Don't go out to eat/ take advantage of free family activities
One of many things i do is simple but helps when you empty a laundry soap bottle turn it completely upside down for about two hours and every time you will wind up with another capful for another load of laundry
Ive cancelled cable two years ago. We were paying over $130 a month. That saved us $1500 a year. I've never heard of Cloth pads before.learned something new today...
Delisa lyfe I worry it may stink!How do I go go about using this?
Daniella Moreno Try a Diva Cup instead. Theyre also reusable and last years. You dont have to take them out till you shower as they last 24hours and you wash them there too.
Daniella Moreno they have a layering that I think is charcoal cloth to prevent the smell, But I'd recommend to try a menstrual cup with some liners first.
Daniella Moreno
There are actually many videos on u tube on how to use them and which different ones there are!
Delisa lyfe h
Cloth pads are not extreme - it's better for the environment, saves money and create less trash. Women have said that they are better for their bodies too.
while I agree on the trash part, for me it soo does not save money, nor does a diva cup. I spend about 3$ a YEAR for tampons and everybody reacts different
@@roocknrollqueen I agree on that saving thing 🤔 It saves only with reasonably heavy period. With light ones it's just hustle but I will try ☺
So many women are allergic to the bleached cotton and latex lining of pads and don't even know it... It is often the reason for yeast infections
I kept having nasty reactions to pads, I switched to cloth and now my menstrual cycles are less painful.
I do not recommend trading in a reliable car for a junky car. How will a car that always need repairs save money? If your car is always broken down how will you get to work?
She means getting a used car that doesnt always need repairs instead of having payments wirh crazy intrest amounts
I agree. I drive a 2012 Nissan Versa with less than 40,000 miles. I could get like $6k for it if I was lucky. It is way more financially responsible for me to keep the car I have than to sell it to save maybe a grand or two to buy some car that may have mechanical problems that may eat the difference anyway.
I have a paid off 2010 Nissan. I also have small children and if it broke I would not get a junker. the stress of being stranded on the side of the road with my two babies and my husband working over an hour away would just be too much for my nerves. I wouldn't buy some new overpriced thing but I wouldn't buy $1,000 beater either oh. I did that when I was in my late teens early 20s but not now.
I'm still driving a 1998 maxima that I bought for 1800 dollars in 2007. Great car, of course with reg maintenance.
Even with a newer car outside of warranty you have repairs AND a car payment.
I've been doing all of these things with the exception of selling my house . What I did do with my house was buy a small older forclosed house that needed some tlc for the amount that I had originally saved as a down payment. I don't have a big house, my neigjborhood isnt prestigious, but I don't have a house payment or rent.
Use rags instead of paper towels
Nadine Chapman that's a good idea I never thought of 😯THANKS
Nadine Chapman I buy a pack of the small white towels mechanics use in bulk at Costco or other likewise stores and just wash them.
Use an old terry towel and cut into 6 or 8 cloths. zig-zag the edges, and you've got rags that will last a decade.
Such good ideas in your video! I use cloth pads and make my own too, yes it's not something that usually comes up in conversations is it :-). I also like using flannels (washcloths/facecloths) that I bought just for the kitchen, they are very absorbent, long lasting, and low cost.
Patricia McDonald we’ve been using dish cloths, washcloths and rags for paper towels and napkins for years. I also cut up old flannels and t shirts to be used as tissues.
I'm picking some low-hangin fruit here... but as my New Year's resolution this year, I paid off the student loan. Truly feels like a weight has been lifted off my shoulders... and I am an exercise guy!
After we went through a hurricane several years ago where we were out of power for 8 days I will always have a landline. The cell towers didn't work and even the cordless landline didn't so we have one phone with a cord for when the weather takes out the power
Here is something my friends and I do to save money. We share food with each other. This way there is no food waste. For example, I cut up a watermelon, and share half with a friend. That friend works at Panera and brings me food from there. I HATE food waste. I am always looking at what food I have in my home before I buy more.
Dawn Hunt awesome tip - high five!! :-D :-D
Dawn Hunt good idea or for my friends and I we do potluck for big get togethers such as baby shower lots of my friends are having babies.
amazing tip...
H
I hate food waste too. Sometimes I've heard people give the advice of buying in bulk. I do the literal opposite. I buy only in small amounts, exactly what I will eat or drink within a few days. Same with the way I cook. I cook only inexpensive foods and exactly what I'm going to reasonably eat within the next couple of days. I'm not interested in eating leftovers forever or throwing away leftovers for a week. No $200 huge shopping trips for me, or even $100. Usually only one fairly good sized one around $20-30, then $10 or less if I need something to go along with that. I personally see more people waste more food when they buy or cook tons of food, even at restaurants or special events.
One good way to save by using less electricity is to wake and sleep with the sun. Living by the daily sunrise/sunset schedule saves not only your pocketbook, but also your eyes, since artificial lighting is considerably harder on the retina of the eyes than natural sunlight. I've also purchased a few solar powered lanterns/flashlights. I just leave them with the solar panel facing the direction of the Sun all day, then if I happen to need any light at night, it's free!
Have you heard of winter?
Winter daytime is pretty short over here (in europe)
Haven't seen the sun in a week here in Canada😭😭
Michele Miller yes how they did 12-13 century before there was electricity & before lanterns wake up sun up do your chores, work have your supper before down go to bed how save on electricity bill
man thats pretty EEEXXXTREEEME!!!
Taking the cutting cable idea a little further, we are a television free family and have been for 12 years. No annoying and subversive advertising, and instead of sitting on our backsides wasting time in front of a tv, we spend time as a family and work on projects in the evenings, which means we're more productive too :)
yupe we don't have tv in our home as well
I saw a video of a guy who figured out much all these electronic devices costs just sitting there plugged in and running...of all things, the cable box cost him roughly $60 a month I think it was, so by unplugging it when not in use cut his electric bill drastically. I have found in 6 month of not having a cell phone, why do we need them? Most of the talking on a phone I do is at home anyway...through my computer with either Vonage or through Facebook - that is how I talk to my son overseas.
Honestly its just Garbage on tv anymore
I mean, you have a computer and watch RUclips. Advertising is rampant on RUclips and you watch things on your computer like a TV. Saying you don't have a TV or that you're a "television free family" means nothing in 2018 when you're saying it on a video-streaming website that makes money through advertising
Yes! I cut out t.v. for Lent last year and haven't missed it. I go to bed earlier on weeknights, have time for hobbies...I won't go back. I was pleasantly surprised.
I love the minimalist lifestyle because it's SO much less to keep clean! After adopting the minimalist lifestyle I went from living paycheck to paycheck to living on just a little over 1/2 of my first paycheck of the month & saving the other 1/2 in my emergency fund. The 2nd paycheck of the month is put in my investment fund for retirement.
Growing up we only went to a restaurant maybe once a year. We had a huge vegetable garden (which I hated as a kid). Entertainment was Church groups and events, our cousins came over several times in the summer and fall. Neighbors would come over and play cards and the kids would play board games. Everyone brought a dish, the ladies could get pretty competitive over the pot luck dishes. No one really had much money but we had a great time. It was a lot of work but it taught me everything I needed to survive and thrive.
I've been using cloth pads and a cup for about 8 years and none of them are showing any signs of wear yet. We cloth diapered our daughter then sold all the diapers on our local buy and sell for $650. We've been using cloth napkins at the table for about 4 years and I carry cloth tissues in my purse (no more Kleenex lint in my purse). I'm also a huge fan of buying clothes second hand. It's not only a huge savings but like a fun scavenger hunt through the consignment store to find special pieces. And when kids clothes are outgrown we return them to the consignment store and resell them. Also, no one notices if you wear the same pair of black dress pants to work every day and the same pair of plain shoes.
Nikki AndNeysie What kind of absorbing material do you use for the cloth pad?!?! I have very heavy flow. I'm talking about most extreme absorbing tampon you can find in Walmart, for every 3 hours , for the first 3 days. My mom tried to make me cloths pad but it doesn't hold very well at all. I try to use more materials the pad become really thick and revealing when I wear pants.
Ivy Hays there are a lot of Etsy stores that sell cloth pads that are durable and I've not had any issue with leaking. They explain the absorbent material used in each.
Ivy Hays I have the same problem and switched to reusable cloth towels about 2 years ago. I got cheeky mama charcoal bamboo towels (the biggest size) - couldn't reccomend them more. Constant leeks are now rare (even over night!) and my chronic yeast infections are all completely gone now too :-D they literally changed my life - definitely give them a try xxx
Cathy Lewis How do they stay in place???
Suzanne Ribas the backing of the pads is usually flannel or fleece which grips pretty good, but best bet is to have some nice snug panties like polyester spandex blend and they don't move. Lose cotton briefs they will move a round on you.
When it comes to ur cars, what I've done and has really helped was buying a new(er) car with low or no miles and just keep it until you need a new one! Right now I drive a 2003 BMW X5 with over 200,000 miles and it's still going strong! And I don't plan on getting rid of it anytime soon
cutting down on how much makeup and perfume you buy can be a HUGE money saver
+Jen Nah Great tip!! I don't wear makeup at all so I didn't think of that. ☺👍🏻
Jenna JSN Also exploring less expensive alternatives. Some of the cheaper makeup has come a LONG way over the years. My very favorite mascara is ONE DOLLAR by ELF. NYX and Wet n Wild are both very good as well.
Also gals I have plenty of make up I diy'd so theres always that option... try multi use options as well... lipstick can be used as a blush... I use eyeliner on my brows and eyelids... etc
Or color you hair! I'm 60 and am letting it gray naturally.
Congrats on transitioning to your beautiful silver hair! The expense was getting to me - well over $100 a visit. Even at that, it always faded to a brassy color with hints of red. Nine months ago I decided to embrace the gray....more money, more time, no toxic chemicals.
Library for free entertainment!
I love the cloth pads, very comfy. I find them too chunky to wear during the day under my regular clothes, so I still wear disposables during the day at work. But at home under sweatpants I wear the cloth pads. I'm figure I'm saving 50 % on pads. You don't have to go cloth 100% of the time, and you'll still save money.
Our family:
We are reusing jars that came with food in.
We re-use bread bags & other food bags.
We don't purchase gift bags or paper, we wrap gifts using recycled paper, chip bags turned inside out, recycled boxes & fabric etc...
We make birthday cards for each other.
Good suggestions. I personally still have a landline though and want to keep it because I dont want my kids having cell phones
I'm the same. And in an emergency where I can't be the one to get to the phone, I'd rather my child be able to just pick up the phone and dial "911" rather than finding my phone (wherever it may be, because I DON'T have it next to me all the time), having to swipe it to unlock it, then push the actual phone button, then push send...all while under the pressure of having to deal with an emergency big enough to dial "911" for to begin with. No thanks. Maybe when he's old enough for a cell. But not at 8 yrs old. lol
I had a land line when my kids were young because I did not allow them to have cell phones. So if they needed me when I was at work or school they could call me from home. Land lines aren't really that expensive if you be sure they don't add stuff to the bill, extras. One cell phone (a track phone) and a land line should do the job. (I'm not sure if it's tract or track, forgive me if I'm wrong.)
Krystal The Convert You can have a cell phone that stays at home. If everyone leaves together then you can take it with you. Or just have two. One always remaining home.
I do this it's a tracfone flip phone and minutes are good for 3 months so you pay $19.99 for 3 months.
My kids are all young so I have a landline for safety as well. Easy for a 6 or 7 year old to use a landline phone to dial 911. When they are older I will drop it but I always think if I am passed out suddenly on the floor I want them to be able to call for help immediately.
I just made my own pads: #1 for the environment and #2 to save money, and I love them
Nice to hear from you Dana! I'm sixty so I've been practicing frugality for some time now. I was taught to sew my own clothes at fourteen and have been artistic and manual since I can remember. I have been doing many of the things you say for some time now. I gather rain water for cleaning and flushing. My roof is under trees and debris does fall in so I'm trying to get a filtration system so I can drink it too and am researching that. I have no cable and rely on an antena to get major channels. I have bought white mechanics hand towels in Sam's and use then instead of paper for over ten years now. I recycle my bed sheets into bags I can use for groceries and have several smaller versions. I cut my own hair and color it and used to cut my son's hair with a trimmer which I would use for my dogs also only after thorough cleaning and disinfecting. Tried planting fruit trees and vegetables though where I am now (garden apartment)+ things dont grow well. I tried the cup for my menstrual cycle put was not convinced back then with the material and was worried about it being germ free and not tearing at the wrong time. Even so you have given me new ideas and taught me several things about being frugal. There is a Dr. here in Puerto Rico that has his patients on a potato diet. His name is Norman Gonzalez Chacon. He cures diabetes arthritis heart disease with it. He has people that have been on it for ten years and are active and healthy having left many ailments behind. You might also want to look up Phyllis Stokes Southern Frugal here on RUclips. I'm sending you a big hug and a thank you for giving me new ideas and helping me survive.
My husband and I do date night @ breakfast instead of dinner. We walk to the local restaurant and enjoy this quality time. We double recipes whenever possible and freeze half for another time. Great video, love your channel!
I absolutely LOVE LOVE LOVE cloth pads! I've been using them for a few years now! lol. I actually made my own... I do agree with pretty much everything you said..the ONLY thing I don't agree with is selling your home as your home is one of your best investments and renting, to me, imo is throwing away your money and never getting anything in return...but yes to everything else! I just really wish I could get my husband on board with cutting cable. He's alll for everything else...but that. :(
Wow so many use cloth pads and cups. I might look into using a cup
my cup was the best thing i ever got =) go and check it out! but make sure to get the right one for you. i know a group on facebook where you post your data and they tell you what cup fits you (unfortunately it is a german group, but i am sure there are english ones as well)
anyone from UK can buy Mooncup here, just google it
So many great tips! I unplug everything right after I am done using it and it saves me SO much money on my electric bill! :)
Freedom In A Budget I do budget billing or look online to find other ways to cut electric bill cost I can be pretty cheap as someone that was almost became homeless due to job loss, I've learned to be frugal.
I unplug my things too, but it only saved me 8 dollars.
I need to try this. I'm trying to get my electric bill down. I wonder if it will really amount to much- unplugging everything.
Freedom In A Budget same here.
Actually love rice with beans and sometimes throw in an avocado, chopped tomato or some other veggie to change it up.
+Rosemary Alexander YES! Yummy!!! 👍🏻😊
portion size means a lot with carbs...and throw in a fresh veg or two.
Omg yes!yes!😋
Rosemary Alexander absolutely! my favorite. quick, easy, and affordable🙈😋
I do keto so no rice and beans for me. Used to love them with scrambled eggs and spinach thrown in. I pay less than 80 a month and the majority of my diet is vegetables, eggs, tuna, and salmon. The real key is finding stuff on sale and freezing it.
In my area it's a lot more expensive to rent a house than it is to have a mortgage
Me too!! And i rent out a room for 90% of my mortgage cost so i almost love free!! My house works cost 1200 at least in rent, and my mortgage is half of that! Even with home repairs i save a ton.
Wow! Out of curiosity, I wanted to look at the "Party in Your Pants" feminine products, but my first set of search results turned out to be of a sexual nature, and I won't go farther than that. : / So I tried again by adding the words, feminine products, and found them. It's not Party in Your Pants, but Party in MY Pants. LOL So if anyone is having a problem finding this website...there you go.
search for cloth menstrual pads on you tube and google. There are a bunch of tutorials on you tube, I make my own, easy to do, as a matter of fact I made 6 of them yesterday in 2 hours.
I went through menopause. OH HAPPY DAY!!!! I got party in no pants!!! LOL.
Yes, I don't miss that part of the last 50 years....
@WeMi Ci they sell disposable ones at Walmart that you can try before investing in a Diva cup, much less expense than trying it and hating it. I use those when I travel as well, and you can rinse them and reuse for a couple of days, they're just thinner and not meant for long term reuse.
Check groupon for a menstrual cup you can often find one for a great price.
do meatless meals, they are super cheap and you get to explore different flavors as well!
Michelle Fowlkes yes I've almost gone meatless I feel better in my gut to because of cutting down on.meat.
I do keto so that's not really an option but I dont eat nearly as much as I used to
Go vegan! Easy and so much healthier and better for our one planet.
Saving for adoption and I'm vegan, minimalist, Diva cup, eat at home girl :) I also will be cloth diapering. I sold a ton of stuff this past summer but I still have my car. I love my car so won't be getting rid of it anytime soon lol. Eating at home and being vegan have been the biggest cost savings for me.
I also have no cable and no landline :) recently cancelled Netflix too and just watch RUclips and Drama Fever
never heard of Drama Fever but will ck it out
It's like Netflix but with Korean shows
same here saving for adoption and also started eating at home and cooking more i found that only by eating at home am saving lots of money
Atta girl, you go!
Great ideas. I buy the big bag of pinto beans at Costco and a food storage container at Winco. I keep the beans in the pantry and always have some made in the fridge, making life easier. Love them!!!
I turn everything off on the wall when not in use, and kids share room in winter so only one heater is used. Electricity is expensive where I live and we get charged $200-$400 a month for a family of 4.
I'm with you! I love seeing this period as an "adventure" so funny that you said that because that's how I've always seen it!
I sold my home and bought a travel trailer. I moved back to CA from SC and now I’m the Assistant Manager at an RV Park and I get free rent, cable, water, sewer and WiFi. Saving a bunch of money on those things and using it to pay off
My debt...
I agree on everything except the part regarding eating the cheapest foods available at one's location, because these foods tend to be carbohydrate bombs that will make you sick, fat, and ugly in no time. It's not worth the money you'll save in the short term, because you'll end up diabetic or dead.
Spicy Sith l
Not true about eating carbs. The meat and dairy industries would have you believing this. I am approaching 70 and people constantly tell me I look at least 20 years younger.
Excess calories cause weight gain, regardless of where they come from. Carbs and protein have the same number of calories per gram
Hey Dana I'm still 23 and single and I started following you because Im desperate on my financial journey 😆 I got inspired by your videos for I know all of them were true to life experience not just google search 🤗 Keep up on inspiring others and im looking forward for your future videos ❤
We save money a little different when it comes to phones, we have a landline and no smartphones, we have one cell phone but only pay 10 dollars a year to keep minutes on it, and keep it in the car ( its a super old plan). In our rural area if we got internet w/o a landline it would of cost us more because the internet is provided through a different company but still goes through the phone company and they discount it hugely if you have a landline... its kind of nuts but its the only place to get internet. I really like having the landline since I work from home and in our town the electricity is always going out, and having a landline is great in that situation (all homes in our town have a backup phone line battery installed). I have been completely without a smart phone for 3 years and a year ago I convinced my husband to give up his, and it is literally so freeing..plus it saved us about 55 dollar a month, even with having the landline.
And don't forget 'scrag day' every week.
Scrag day is the day before grocery shopping day where all family members eat all meals from leftovers in the fridge or something out of the pantry.
The idea is to empty the kitchen of leftovers so there's a bit more room to put the new groceries the next day.
It's amazing what flavours from the cupboard work together as scrag!
I have used a cup for over a year. I love it. You could also cancel the internet. In my city there is plenty of places to use it for free. If you have a landline you could choose to cancel your cell phone over the landline. Depending on where you live you could skip the car all together and use transit. I find 33 pieces of clothing still to be a lot. I think you need no more then 7 outfits for each season and some clothes can go between seasons. Eating out can definitely be sacrificed. For health reasons starchy foods can't be a staple in our home. But you can eat a well balanced diet for little money with proper planning.
Support your local library. Buy less that way. Check out movies. Some have downloading services as well. I am traveling right now on the cheap.
Yes!! The library! We go to the library to play board games, get books and movies, etc. they usually have a play area for kids, so free socialization (and relaxation for mom!)
Cutting the cable is one of the best things I have done. I mean, 72 bucks to Dish every month was really hurting our repayment of credit cards. I put up an antenna for the cost of having one month of service (Antenna was $50 from Amazon and some hardware). I'm a lot better off after moving into a house from a rental. You have some GR8 tips to manage personal finance.
I live alone, so going out to eat helps me be with people....I usually go a diner where I know all the waitresses. It's my therapy.
I know how u can change this. Instead of eating out, eat at home and get a volunteer activity where u can go to maybe help someone in some way or visit people who don’t get visitors or something like this
Same with me and waffle house!! 💜💜 there are hacks you can do at any restaurant to save money!
I love your idea, and some are indeed extreme. I'd like to try them all, except I'd probably 'reduce' instead of 'stop' doing something. I'm still human and young, and would like to enjoy the outside life. So I think an 'easier' option for other people is limit yourself to certain things. Thank you for the tips Dana!
Before my hysterectomy I used cloth pads and loved them. I even made and sold them on Etsy for some time. I felt so much better physically using them!
Along the lines of cutting cable, I suggest getting HD antennas. we cut cable and placed indoor HD antennas on all of our TVs about 3 years ago, we receive all the primetime channels (Fox, NBC, CBS, etc.) without a monthly payment. No missing watching shows in real time, except for if I work, then I just watch on Hulu next day. It is a complete game changer. Rather than paying $75 a month for cable, we pay less than $20 for Netflix and Hulu. It's awesome!
We have an indoor digital HD antenna because we live in an apartment. If we owned our own house, we'd have a much more powerful rooftop (or attic mounted) digital antenna.
Kimberly Merrill. so true.also you can often download movies off the internet free.same with books.our area has book bins all over.I read a lot.can finish a six thousand page book in three days. for those with a e book reader libraries often allow you to download e books if you have a current card.
Another thing I do is to just stop watching much TV or shows at all. I like a few things on RUclips, but I would rather read a book, or have a conversation with a friend. Since I got rid of cable seven years ago I am way out of the loop of what is popular on TV, and now feel like they are telling me what should entertain me. I can read books or articles online for entertainment, work on my hobbies, which help create content for my blog. Families could even start vlogging and have their own entertainment to share, like a family night game plan, etc.
I live in a metropolitan area and bought a $4 pair of rabbit ears on eBay. I get about 30 channels altogether. Buy a chromecast, apple tv, etc. and you can stream a lot for free on basic cable and network web sites.
another tips that id include: - take short showers. (1 minute)- keep electronic devices (TV, toaster, coffee machine, Chargers, and things like that) disconnected when not in use. - buy on Christmas or in summer time the clothes that you need for the whole year. - commute to work on bicycle or by using public transport.- don't have pets. They're quite expensive. - bring food and drinks from home to work or school. - if you want to enjoy and do something fun... Go to the free stuff that your city offers.- make your own cleaning products ( at the Internet you can see that people clean their hardwood floors with used tea bags and things like that). - use coupons and buy only when something is on sale. - when you buy fuits and vegetables, tell your kids to plant the seeds. It's a nice family activity and at the end your kids can enjoy delicious vegetables that you literally got them for free.
I hope this could be useful to someone.
Tiny pets don't cost much, as in chihuahua or fancy rats.
@@DopamineDecor bad advice. Pet ownership is very expensive potentially. Particularly fancy rats, they're very susceptible to respiratory issues and tumours in females.
I do not think my dog is that expensive. I have only animals I can afford, much like children. I have one rescued dog and one rescued cat. I bring my dog to the groomer three times a year for 30.00. I buy her relatively cheap dog food. She is a mixed collie. She eats leftovers. Her flea medicine and heartworm medicine costs an average of 25.00 a month. The cat costs virtually nothing, just food. When I go out of town, I pay a college kid 35.00 for the week to walk and water her. What she gives me is peace of mind. Do you know that a dog is a better deterrent to break ins than an alarm system and not as expensive, plus I love them.
Tomer Guy. You made some wonderful points and all people can do is criticize about the pet comment!
@@donnaleeclubb119 also a pet costs less than a therapist or meds. They're my 4 legged antidepressants.
I use a cup & cloth pads . Have been for 4 years now. It is a game changer . My period is a lot less heavy too. I think it helps not have chemicals so close to sensitive skin . We used cloth diapers with our son also & resold them after he was done . We don't have cable 6 years now . Lots of great tips , I hadn't heard about project 333 . I will definitely look into it .
+tuttle Tice I couldn't agree more! I'll never go back to disposables and I'll be introducing my daughters to the cloth way too. 👍🏻💕
tuttle Tice It has been proven that tampons and maxi pads have toxic chemicals to cause cancer. Surprise surprise.
I agree, a total game changer. When I think of how long I used tampons and commercial pads just because it's what everyone else did, it kinda grosses me out - they're dirty! Love my cloth pads and cup :)
tuttle Tice I ordered some cloth pads and Cup this week. I'm so hopeful!
I tried the cloth pads since you recommended them and I LOVE them!!! I wish I would have heard about them years ago!!
People tell me cramps are less of an issue with cloth pads. I'm past needing those, but considering "Family Cloth" just for number one. If we were still washing diapers, I would do number 2 as well.
I have a $20 a month landline. It used to be $4. We keep it because we had this number forever and I don't want to give business my cell number.
You mentioned used clothes. I used to do that. Well prices at thrift stores went up- so high- the clothes almost cost as much as new. If you work the sales, you can actually get new clothes cheaper then used.
Cloth pads: done
cloth diapers: done
clothes: I hate buying clothes. I probably need to buy more clothes LOL
potatoes: weirdly eating them right now! I definitely agree about eating more rice, I thought of that myself, I need to get back into that! We cut back on eating out (from almost always to almost never) but our food bill is still very high! About $500 - 600 a month.
cancel cable: done (never dropping internet! That's up there with things like food to me!)
phone: We use some sort of internet phone thing that my husband found that's like $60 a year, and tracphone cell phones for emergencies that's $100 a year each.
car/house: bought a 3 year old car for $11,000 in cash a few years ago then took out $100,000 in debt to buy a house last year. Yes that was probably a poor move! But we love it. Now we have to get out of debt again! Before we bought our house, we did own a condo outright, but had $439 a month HOA fees!
You can eat really cheap without all of the starchy empty carbs...mix rice with veggies instead...beans are at least proteins...:)
Crystal Hogg But rice is a starchy carb. Especially white rice.
@ghgfd All the best
I use cloth pads from Pink Lemonade on Etsy. I’ve owned them for 3 years. I follow her instructions on washing and hang them to dry. The hang dry leaves them a bit tough, so just rub the fabric together before putting them away. I don’t think I’ll ever have to buy pads again, and when my daughter gets older, she’ll just use mine. Yes! It is sanitary if they are cleaned properly, just like cloth diapering (which I definitely recommend too! I got my cloth diapers from fruit of the womb on Etsy. Pricy but the best cloth diapers I have ever bought. They are still like new after 2 kids)
Oh god
@@lix88440000 You cracked me up! Thank you.😊
Cut down on toilet paper and wipe costs -- install an after-market BIDET toilet seat attachment. They start very basic for $15-30 and there are heated versions with dryers on the higher end of the scale of course.
✓🌼Bonus: more hygienic! 🤗✓
There are a ton of RUclips vids on this topic too.
I saved on pads too, I went on birth control every day and I've had no periods since August of last year 😂. It's been fantastic. I too bought a Roku and whatever isn't on that, I watch on RUclips. Huge savings! I also do the major majority of my shopping at Dollar Tree and all of my grocery shopping at Aldi, that too has been a huge savings.
Be careful with those pills as they are derived from antibiotics. Antibiotics are not good to use all the time. You can eventually be allergic to antibiotics from so much use of it.
Captcha C yes be very careful on birth control that haults your period. I had done the same thing for many years and after having major hormone issues I had to stop using birth control. The weight gain, skin issues, hormone imbalances etc for years & years afterwards was NOT worth not getting my period. Something to think about in the long run that I wish I had known.
Birth control pills have got nothing to do with antibiotics.
But yeah, it's a good idea to have your period and to take breaks from the pills once in a while for the sake of your long term hormonal health.
i just got some reusable pads and im excited to try them... im a firm believer in saving money, especially on items like that, toilet paper is a big one for me.. i use rags and its been great
I've used cloth pads the past year and I love them!!! Also something that has helped us money wise is getting reusable sandwich and snack bags for lunch! Between having a hubby and four kids, you can save quite a bit!!
I Use Cotton Nappy inserts for Slight Urine Incontinence it works out cheaper than Commercial throw away ones I also cut Those Wire Ajax pads into Half as once wet they rust quickly As you would expect it lasts twice as long
If you are carb intolerant such as a diabetic, the best least expensive non-carb foods would be cabbages, most greens and frozen veggies.
we were a two car family and I sold my car-saved the car payment and on insurance and maintenance best thing ever!!!! I do public transport to go to work-use the truck to go to the grocery or other running I have on the weekend.
in the UK we have food sharing apps (I use olio) which is awesome because you can pick up surplus food from other people or restaurants for free. (if its too much we just freeze it for another day) We also shop around closing time in shops here as they reduce the fresh produce prices in quite a few shops. We usually get them for 1/7 of the price (and again freeze what we don´t need) Yesterday we got 7 different vegetables and 2 packs of bread for 0.80p (about a dollar)
Love my cloth pads , been using them for 4 years :)
Getting rid of cable tv, and streaming tv instead is a great way to go to save money, until you reach the 1 terabyte limit of data. The 1 terabyte limit is what we've got in the Seattle area. For us, it's meant returning to dvd watching, and just less tv watching in general to avoid hefty internet "overage" charges.
We eat a ton of fresh veggies, and we just realized how much money we can save growing our own. We live in Canada where the winter is harsh and long. We just learned how to grow super nutritious plant shoots to eat in the winter, on our window sill, for super cheap. Looking forward to it! It’s going to help us pay for our family vacation to see my side of the family on the other side of Canada :) haven’t seen them in many years. Gonna be great.
I like the minimalist viewpoint. Ive been trying to get rid of extra stuff and save money. I like this mindset.
Ride a pushbike. As you get fitter you might choose to use it more and more. Every time you cycle somewhere instead of driving its not just fuel you're not burning, but also wear and tear on the car and your carbon footprint is reduced.
I paused in the middle of your video to order cloth pads online! It is a good inspiration. I will try this new way and see if I like it.
+Alexis Chen Awesome!! Good luck with them. 👍🏻😊
Hi, Dana. It is me again. I got the cloth pads already and was waiting on my period with anticipation. I have never wanted my period to come like this before, lol. I literally was "looking forward to" my period! 😂 My experience of cloth pads so far: you really don't feel anything there! It is so comfy! I calculated the cost of dispensable pads and got that you have to use cloth pads for over a year before you start saving money, which is quite long in my opinion. So money isn't the main upside, but more of the comfy and fun! Not sure if I will have the patience to wash them for a long time though. 😂 We will see. I might come here to share with you later how it goes. Lol. Thank you so much for your advice. It is always fun to try new things. 🙂 Have a nice day!
Disposable, not dispensable. So sorry for my poor English. By the way, maybe I should try handkerchief too!
I've been watching a lot of these debt reduction videos lately. Someone always says eat beans and rice, potatoes, carb out to fill your menus. I am prediabetic, carbs are poison for me. I have high blood pressure, so ramen, soups, all that cheap stuff is full of salt. The doctors fuss at me all the time, to eat chicken, fish and fresh vegetables and guess what are the most expensive things in the world? Meat, fish, and raw vegetables which spoil quickly. And I shouldn't eat fruit hardly at all. I wish people realized that there is a huge population out there that should not carb out just to save money. You are screwing yourself over royally health wise if you have these health issues. I have tried some of these ideas such as cloth diapers and swear by them and am planning to switch to cloth pads when I have the free money to buy them. I also wanted to mention one issue about the car. To sell a good, running, fairly new car with no maintenance issues seems short-sighted to me, just to buy a $1000-2000 junker, that no matter how good it was when it was first made, is ancient now and will need a ton of work on it to keep it running.
I recommend growing some of your veggies from seed to save money.
Marquita Martin - Thank you for reminding us that eating cheap in the short term can cost much more in long term & not just financially but health wise too 😀
Yes, for a health condition, I eat fresh veggies, fruit and very little meat. (Look up the China Study book on eating). Be very mindful to know how/when to use your produce so it doesn't spoil (wasted money!).
We have to adjust financial advice to our own lives, so don't stress it. :)
Take care and God bless!
Marquita Martin I suggest you have a look at a book called How Not to Die by Dr Micheal Gregor. It has information on how a plant based diet can help with the management of health conditions including diabetes. My mother is diabetic, she had been following his recommendations including exercise and is being weaned off her medication she is mid 70’s and has been diabetic since her 40’s if it can work for her it is worth a try. And no I am not saying it is a cure just that whole foods work with regards to management of her condition. Also being mindful of the fats and oils in your food also helps. Please bear in mind that in areas of the world where whole food/high carb diets are still the norm, diabetes is much less common. Check out Dr Neal Barnard and Dr Mc Dougal as well.
Even if you don’t go fully plant-based knowing the options that are available to you will help. Most GP’s have only a few hours training in nutrition and the focus won’t be plant-based so it will be difficult for them to advise you appropriately should you take this route.
Marquita Martin you could buy frozen veggies. They are just as healthy as fresh since they are flash frozen in the field shortly after picking. Relatively inexpensive and no waste..
My goal is to sell sell sell! Going to sell 5 things per week as I purge things from our house. In our area there is a lot of Facebook for sale groups which makes it easy to sell off my junk, haha!
+adaywithnj Great idea!!! I might take on Gary Vaynerchuks 2017 Flip Challenge to sell $20,170 worth of stuff this year. More on that later if I get brave enough to do it. LOL!
it's depressing to want something and not be able to buy it because you are trying to save money. I do consider myself a minimalist, but sometimes it gets depressing wanting something and stopping myself from buying it. If that makes sense.
A Functional Mess yep that's what I do or donate it!
OMG, I don't even have $20,000 worth of stuff :D :D :D
You mean, your valuable items. LOL
Reusable items are so great for reducing plastic waste😄
I live three blocks from work, so I don't drive or buy a monthly bus pass. I walk, or occasionally use the bus. But if I ride the bus I get a day pass on my day off and ride all day getting stuff done.
I don't think Dave Ramsey meant literally to live on rice and beans. When he mentions to "live on rice and beans" I think he actually meant to live on the bare minimum to pay off debt and to save. Basically live frugally!
I've been using reusable pads for a year now too & it is an awesome savings!
We had to be frugal with 3 undet 5 kids.i cooked from scratch. Bought 2nd hand clothes drove older cars. But life always gets better.i drove an old car to take the kids to school.they were embarrassed. But i put myself through college . And we have a more abundant life and my husband moved up in his job too.then i put my kids through college. We are all smarter and are still frugal. But they all know dinner is at 6 and i am grateful for the time we had meals together. It made us close and we have a really great time too when they come back to see us.
I add dock leaves to my green smoothies in place of kale and broccoli a couple times a week during the summer. Also dilute baking soda in water and use as shampoo, rinse with vinegar if you use conditioner. Also use baking soda to wash your teeth. Learn what weeds are edible. Use only if there is no toxic spray.
Going out to eat is definitely something that we do a lot. I've come to the conclusion that it's due to habit. We usually do a lot of things on the weekend that doesn't leave enough time to cook from scratch, so we inevitably go out to eat. So I'm experimenting with buying ready made foods that you can warm up in the oven to stop us from eating out. I know it's not as healthy as cooking, but it's still probably better than fast food.
Dont have a cell phone. We only have a landline as we recently disconnected from big city living and get no cell reception out in the mountains. Talk about saving money hahah
We canceled cable and haven't looked back. The only thing I missed was watching Anderson Cooper on NYE, dang it! But it's been worth saving so much $$$
+OurFamilyBalancingAct Haha! Yeah. I miss watching the Bachelor in real time and following the twitter feed as I watch.
The New Years Eve broadcast with Anderson Cooper isn't fake news at all, unless you believe he's lying about the new year approaching... :/
Yes.. cable is outrageous!! We have antennas hooked up to our 2 tvs, and use Netflix.. when ppl come over they are so weirded out by the antennas... i guess normal ppl pay a fortune for cable that they dont use most of the time
Already did all of that when I retired. We have no car payment. But without a tenant I am buying nothing and eating from the food pantry. Kathy B.
I locate and look at the discounted items at the grocery store. Examine the expiration date. Usually it is still over-priced, but occasionally there's something that fits into my routine.
One thing that I do is meet up with a friend and we go for breakfast. We still get to meet and eat but breakfasts are always cheaper than lunches and not so tempted by alcohol so early either. It also means a social meal is a lot cheaper than it could be and it fits in well with people's busy lives.
i need to read the books i have before getting more. reading is a great way to save money. the best way is natural light as well
We are currently trying to buy a house and looking to save. You had some great tips! I think the only we need to fix is eating out. My husband has a weird work schedule and always forgets his food from home. It's crazy how our mortgage is going to be $590 then Utilities and renting in our area is $900+ then utilities.
+Nicole Smith-Wilson Wow! That's high utilities!! But great mortgage!! 😊
Our actual Utilities aren't super high. For renting or owning utilities are less than $300 for gas, electricity, and water. I was talking more about how to rent in my area it's at least $300-$500 higher than owning. Which is crazy if you aren't someone who could get a loan. There is no way we could afford rent of $900-$1,200. I always thought renting would be a cheaper option but apparently it's not unless we are willing to live in a bad area. I'm just not willing to live in a really bad area with my daughter being so little. So now we are trying to save money every where we can. We are buying an empty house that needs work and have nothing to put in it.
My husband does grocery shopping for himself for when he's at work, like he'll get a loaf of bread and peanut butter and crackers so he doesn't have to remember to take a lunch, but it's still cheap. He can buy a bag of apples and keep it in his office, things like that!
Homebirth Homeschool Homestead That should be something super easy for my husband to do. He runs a grocery store.
Hi i came upon your video and love it in 37 yrs. we have been married we never have had cable we just cut our land line. I have one phone hubby has a $10 a month phone and our wifi is $27 a month. house is paid off i own 8 credit cards called and cut them up and have been paying them off in 16 months all of them will be paid off. I dont buy anything unless I can earn it for free by doing surveys. We dont eat out I am retiring in 4 years hubby in 4 months and I am a new minimalist. we always eat healthy and cheap
garand bohn nice way to go friend!!
garand bohn
I haven't watched tv in over 6 years don't miss it at all, I pay cash for everything we buy or we don't buy it, I have one debt that costs me £50 per month the only other things I pay by direct debit is insurances for both of us and home cover car insurance is paid annually so it's cheaper. I retired last year my husband .4 years before me. We live very well on our state pension as both had sufficient work record for maximum pension. We never eat out but not because we're trying to cut back but because we are both excellent cooks and can produce everything from bread to baked Alaska state home we realised when we ate out the comment it was nice but often came up of course we do eat out at church related social activities. We don't own credit card haven't for years our combined contract phones are £30 per month unlimited use tariffs. We decided there was no point buying for buying some sake and have a very nice standard of living today
Wifi is my last bill to reduce/eliminate...I have been trying to figure it out for a year. I have the ap 'free wifi' and can't get it to work very well. I pay 61$ a mo. with CenturyLink and don't like them at all. How do you get wifi for 27$ a month? Pls
I put off buying the diva cup for years because it was "to expensive". I'm kicking myself for that now. I spent $35 one time one year ago and have not needed to waste gas going to the store and I haven't spent anything on boxes of tampons. It would be great if this cup lasted for years on that one time payment of $35.
Thank you for your encouragement! I've done all these things either currently or in the past to save $. Also, buy used whenever you can.
Cloth pads are a game changer and I absolutely love them. These tips are so simple and so effective. Thank you for sharing 😊
It is so awful without a car!!! You ever go without a car and live out away from everything you will find out how much a car means! I live in a small town & we have nothing here except expensive stuff because they know it would cost to drive to a bigger town to get what we need. Insurance is insurance and it cost a lot even for the cheapest insurance. Now they have new rules concerning insurance. Say you do without a car for 6 months or a year and when you go to get insurance after that time they charge you major for a year because you haven't had insurance for a while! If the senior center car takes us someplace they only want you to go 1 or 2 places so what do you do to go to the other places you need to go to? They drop us off and then you wait & wait until they can come back and get you! I haven't been anyplace "fun" is so long! Years now! Such as to lake Michigan just to sit and look! I haven't been to Saugatuck (a resort town) to brows in 4 or 5 years. A movie, out of the question! Shopping? What's that? Sell my house to rent? My gosh you might not get to buy another house after you find out how awful it is to rent where you just throw your money away! The land lord goes to a great extent to keep your deposit. I can honestly say, I NEVER got my security deposit back when I rented!!! They want 20% down to buy a house and 20% down on the housing costs now are insane! To rent a place now most places want 1st month, last month & security deposit! We're talking $2,000 or $3,000 here!!! WOW!
I recently stoped using a dryer. It saves a lot of money over the course of the year.
Sweet potatoes, pineapples and finely chopped almonds with fresh ginger! HEAVENLY!!!!
On the pads I usually coupon for the pads. And that helps me keep a good stock.
And I actually have cut cost down alot by buying a washable air filter for my home. It has saved me tons so far
I do the minimalist stuff too, but I've combined several different things that help me save money
One way I save it's couponing I coupon a lot specially for toiletries which is a expense for us I also just started doing food couponing just learning the ropes around that as well. Couponing has save me about $2,000 and I have only been doing it since March and I have even been stockpiling.
I prefer the diva cup over the cloth pads since they're internal instead of external. You have to buy one every 10 years but it is worth it! The material that they're made is better for the environment since it breaks down a lot easier. Plus, you only have to empty the cup twice a day depending on your flow :)
the pad idea is GENIUS!!! How am I just learning about this?!?!
Is it weird that I'm excited about trying out the cloth pads and Cup? Ordered stuff online this week lol