Hack When Buying New Car. Explaining Transfer Of No Claim Bonus In Simple Words.

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  • Опубликовано: 5 янв 2025

Комментарии • 907

  • @bhuvana3945
    @bhuvana3945 2 года назад +6301

    The interest of 70 lakhs swiped from credit card laughing in the corner waiting for next month 😂😂😂😂

    • @ridhamgoyal5855
      @ridhamgoyal5855 2 года назад +53

      @@googlegopi 🤣🤣😂Bhai 10 % discount cars pe kab milta hai 🤷

    • @pridhviraj6725
      @pridhviraj6725 2 года назад +45

      There's actually "credit cards" that have 70lacs credit limits?

    • @deepanshujindal9529
      @deepanshujindal9529 2 года назад +63

      @@pridhviraj6725 these are called open cards with no specific limit ….. provided to people with very high income groups like AMEX GOLD CARD ,AMEX BLUE CARD and one mastercard too . I can’t remember the exact name though

    • @itzlucky1610
      @itzlucky1610 2 года назад +4

      Gett Outt ..!! 😀

    • @GameChanger-ep3tf
      @GameChanger-ep3tf 2 года назад +4

      ​@@googlegopi bhai mangal bajaar se dhaniya thodi lere hai😐😐

  • @jaygupta555
    @jaygupta555 2 года назад +2820

    He literally revealed the strategy of so called instagram reelers who showcase their fake lifestyle by taking it for an hour😂😂

  • @prashantnegi4461
    @prashantnegi4461 2 года назад +234

    "Leave after you heard jaguar because you don't have one "

  • @cre.atorspace
    @cre.atorspace 2 года назад +1

    If someone buy such expensive car then surely he has a team for such suggestions

  • @nsyuvi0
    @nsyuvi0 2 года назад +604

    70 lakhs credit card limit🤣🤣 this man is mallya now

  • @shivanagappayaragunti8301
    @shivanagappayaragunti8301 2 года назад

    Dude I just subscribed for your video
    And your so rich $🤑😱

  • @rehanbhombal1007
    @rehanbhombal1007 2 года назад +1273

    'take my credit card also"

    • @s2g587
      @s2g587 Год назад

      839 likes and no replies?! Lemme fix this

    • @ChaosChuckler
      @ChaosChuckler Год назад

      919 likes and one comment? Lemme fox this

    • @rehanbhombal1007
      @rehanbhombal1007 Год назад +1

      @@ChaosChuckler haha ,thats so kind of you

  • @mohitchauhan2770
    @mohitchauhan2770 2 года назад +129

    Man is purchasing a car worth 70 lakh and looking for a discount of 50% on insurance. Even more surprisingly he is purchasing it with his credit card. Wow, he is living in different world.

    • @xavier2701
      @xavier2701 2 года назад +14

      More tips : only on finance with sharan

    • @jayeshj.640
      @jayeshj.640 Год назад +1

      Because he is Indian 😂

  • @shashankchaurasia6912
    @shashankchaurasia6912 2 года назад +1

    Man i am huge fan of yours though i am doctor by profession and I understand nothing about finances and short forms u says like SIP etc etc but i get the gist kf things u trying to teach…

    • @dayumn271
      @dayumn271 2 месяца назад

      be careful. I don’t know of the legitimacy of this content creator. However, I do know that many of the finance RUclipsrs use fake advice. Stay safe.

  • @thewanderingbong3632
    @thewanderingbong3632 2 года назад +13

    NCB will be 50% until the end of the insurance period, generally 1 year
    I have claimed NCB 3 times in the past

  • @gladwinfredyson9868
    @gladwinfredyson9868 2 года назад

    Saran bro.....I'm not going to invest or do anything with money because I don't have that but watching your videos are so interesting, informative,funny and useful.....evry video I watch 6 -7 times just to enjoy it

  • @heckersfather4889
    @heckersfather4889 Год назад +30

    Bro got the whole insurances department behind his ass 😂😂💀💀

    • @vivekbhinde
      @vivekbhinde Год назад

      Its always been there also on medical insurance its called no claim bonus nevery company has different bonus

    • @Darkness1344-t6l
      @Darkness1344-t6l Год назад +1

      Even Josh OVUVEUVEUVEUHEHE

  • @ehanshihabudeen3066
    @ehanshihabudeen3066 2 года назад +2

    Legend says that’s they still say “ it’s because I follow (someone)”

  • @spymadmax584
    @spymadmax584 2 года назад +483

    BTW the discount is only for insurance lol not for the car 😂😂

    • @tuffnutvalo6717
      @tuffnutvalo6717 2 года назад +9

      SCAM ALERT ^

    • @jyotirmaymehta5102
      @jyotirmaymehta5102 2 года назад +9

      Still somewhere it reduces the scam that insurance company does

    • @hs_747
      @hs_747 2 года назад +3

      And that too only on own damage and not on whole insurance amount. Third party damage amount is much higher as compared to od so overall discount is not that much

    • @abhisheksumanAS
      @abhisheksumanAS 2 года назад +6

      Hence the cost 70.5Lakhs mentioned at the end.

    • @shlokprajapati7798
      @shlokprajapati7798 Год назад

      Arre ye dhoti khol ra ha

  • @ethangaming2619
    @ethangaming2619 Год назад

    Because I follow trade traveller Abijith ..🤣🤣🤣🤣

  • @hasio4215
    @hasio4215 2 года назад +3

    Bro started doing a supermove at the end💀

  • @aminshorts2798
    @aminshorts2798 Год назад +1

    I love this man I laugh so much

  • @-JUNIOR26
    @-JUNIOR26 2 года назад +20

    Sharan:How do you know this
    Me:I follow Josh otusanya mayaya

  • @YPMR286
    @YPMR286 Год назад

    You should have made reels when you had your Jaguar ❤❤😂😂😂😂

  • @prateeksingh8815
    @prateeksingh8815 4 месяца назад +1

    This 1di0t is why RBI has banned these so called finance influencers! 😅

  • @lohiths24
    @lohiths24 2 года назад +3

    The energy he gets to say "I follow my man"

  • @beautyexpose9623
    @beautyexpose9623 Год назад

    Yes but only on own damage coverage
    U hv to pay tp premium at full and other charges as well

  • @madgfx9902
    @madgfx9902 2 года назад +241

    Explain yourself - josh otusanya “meh eh eh"

  • @mrosmgaming
    @mrosmgaming Год назад +1

    Man this guy just casually flexes his bundle in every video

  • @itzlucky1610
    @itzlucky1610 2 года назад +13

    The last line always kill me 😆😆😆

  • @ankitsoni2312
    @ankitsoni2312 2 года назад

    Well congratulations for new car ❤️🙏

  • @skg2171
    @skg2171 Год назад +16

    His card limit is more than 70lakhs 💀

  • @ncertuncle5254
    @ncertuncle5254 2 года назад

    The previous videos make it look more realistic than now

    • @ncertuncle5254
      @ncertuncle5254 2 года назад

      U think u can make fool from your words 🤨😒😒
      I don't give a shit about you
      🤢🤮

  • @surveyorstudy3868
    @surveyorstudy3868 2 года назад +8

    NCB is only for own damage cover only. Not on full amount of insurance🤣

  • @NANk7511
    @NANk7511 2 года назад +1

    You can't get 50% reduction in new insurance payment in case carrying 50% NCB. NCB is not applied on Add on coverage, liability premium which constitutes more than 65% of the premium

  • @Youtube50yearsagoedite18
    @Youtube50yearsagoedite18 Год назад +21

    *ഓ... ഇവിടുന്നാണല്ലേ.. Abhijith* 🤐🤣

    • @whaspme
      @whaspme Год назад

      Appreciate your feedback.⬆️⬆️ What’sap me with the number showing above for consultation and more profitable updates.

    • @nickyt151
      @nickyt151 Год назад +1

      enikkum toni 🤣🤣

    • @Zoro_here__yaaaaahhhh
      @Zoro_here__yaaaaahhhh Год назад +1

      Enikkum🙂

    • @4FOUReye5
      @4FOUReye5 Год назад +1

      Enikum

    • @Antomulakupadam
      @Antomulakupadam Год назад +1

      😂

  • @Shivamsanjaylohar
    @Shivamsanjaylohar Год назад +2

    I liked how he used Hitar's moustache for a german car brand owner

  • @DARLING_PLAYS
    @DARLING_PLAYS Год назад +5

    every time I open RUclips
    :new adviser spawned 💀

  • @GEOSHROSHAN
    @GEOSHROSHAN Год назад

    NCB can be transferred from a Maruti 800 as well... From a pvt car to another pvt car.

  • @sumanghosh9389
    @sumanghosh9389 Год назад +2

    moral of the story - have to own a jaguar first and then sell it

  • @deshbhakt2947
    @deshbhakt2947 Год назад +1

    Bro aap acting bariya kartey ho 😘😘

  • @prajwalsontakke2611
    @prajwalsontakke2611 2 года назад +38

    For this First we need a Jaguar 😂😂

  • @revanthallenki3577
    @revanthallenki3577 2 года назад

    bro the money you show is a real money

  • @Fahab-ry1xz
    @Fahab-ry1xz 2 года назад +3

    70 lakes from credit card can’t even buy a car with credit car me sitting here as a 13 yo 😂😂😂😂😂

  • @Mohammedsaad-t7k
    @Mohammedsaad-t7k 3 дня назад

    The last reaction of sharan is performing kamehameha wave of Goku

  • @vaishalipawar1848
    @vaishalipawar1848 2 года назад +9

    Make a collaboration with Tejas Joshi and Pratik Chauhan

    • @arpanb89
      @arpanb89 2 года назад

      Both are stupid actually

  • @Dheerajkumar-gx5ty
    @Dheerajkumar-gx5ty Год назад +2

    Floral shirts👔....... Wat a creative presentation

  • @goldy5553
    @goldy5553 2 года назад +3

    Oh my I just remember you were in my dream yesterday 😅

  • @AbirPalDev
    @AbirPalDev Год назад

    Anyone thinking which credit card ?
    Chase and AMEX Gold will let you swipe up to 1Cr .. but firstly you have to show you have at least 10.times the amount you have in your account.

  • @shortshub2019
    @shortshub2019 2 года назад +7

    Digits that he was telling were not at all any 97% middle class Range boundaries. 70L, Jaguar credit card that has 70 L🤣🤣🤣🤣

  • @monkmind7
    @monkmind7 2 года назад

    You are acting skill is too good 😊

  • @vishverma420
    @vishverma420 2 года назад +29

    70 Lakh limit on ICICI Coral card? 😂😂😂

  • @lokeshloki7407
    @lokeshloki7407 2 года назад

    50% NCB on (NO claim bonus) it's calculated on Idv (insurance declared value) amount only . Only they can give discount on your insurance premium.
    If your car IDV 70 LAKS if OD cost wil be around 1 lac . Ncb can given on OD AMOUNT.
    ONLY IF NOT CLAIMED IN LAST 5 YEARS 5 YEARS

  • @sportstours24
    @sportstours24 2 года назад +8

    They won't accept a card for such a big amount, because of the fees.

  • @abhisheksah5066
    @abhisheksah5066 Год назад

    Samjh tho nahi aaya Lakin sun kar Acha laga 😊

  • @ramees5524
    @ramees5524 2 года назад +4

    appo ividunnan idinte ulbavam njangalde keralathilum ethi ttvo😮‍💨😮‍💨

  • @vjjohn7997
    @vjjohn7997 2 года назад +1

    A small doubt I work in an General Insurance company and the NCB is only available for OD premium means Own Damage.. and usually an Insurance cover OD, TP and PA so technically it's not your total premium discount it's 50% discount on your OD premium...

  • @ibudoggy4701
    @ibudoggy4701 2 года назад +5

    Jaguar owner is ✌️Ratan Tata 🇮🇪🇨🇮🇨🇮

    • @Kxrtik
      @Kxrtik 2 года назад +2

      Btw he is 🇮🇳 Indian not Irish...😅
      (The logo you have used is of Ireland)

  • @GHOSTJCJ
    @GHOSTJCJ 2 года назад +1

    Sharan: "Explain yourself"
    * Josh enters the chat *
    Josh Otsusanya: "mwehahahhehwha"

  • @judemichael8370
    @judemichael8370 Год назад +28

    T HAVE INCURRED SO MUCH LOSSES
    TRADING ON MY OWN...I TRADE WELL ON
    DEMO BUT I THINK THE REAL MARKET IS
    MANIPULATED... CAN ANYONE HELP ME
    OUT OR AT LEAST TELL ME WHAT I'M DOING
    WRONG?

    • @jacobinsstephen8217
      @jacobinsstephen8217 Год назад

      Same here, My portfolio has been going
      down the drain while l try trading.I just
      don't know whatI do wrong.

    • @fatimagarba2676
      @fatimagarba2676 Год назад

      Who have little or no time to monitor
      Trading with an expert is the best
      strategy for newbies and busy investors

    • @stonesjessica2498
      @stonesjessica2498 Год назад +1

      ​@Isreal Paul I'm just shock you
      mentioned and recommended Expert
      Mrs Alisa Herbert,l thought I'm the only
      trading with her.

    • @judemichael8370
      @judemichael8370 Год назад

      ​@@stonesjessica2498
      You don't need to be
      shock because I'm also a huge
      beneficiary of expert Mrs Alisa.

    • @anthonycollins5505
      @anthonycollins5505 Год назад +1

      Here in Canada Expert Mrs Alisa
      Herbert carries out the both orientation
      ...

  • @bengaluruhulk4341
    @bengaluruhulk4341 2 года назад +2

    Dear Sharan,
    It's called as "NCB reserving letter".

  • @subhmaypatra5562
    @subhmaypatra5562 2 года назад +6

    Today's end wasn't so energetic, why ?

  • @MechTech17
    @MechTech17 2 года назад +1

    I was waiting for "kya fook aye ve" 😂 please add this line.

  • @luludu7443
    @luludu7443 2 года назад +5

    C’est la masdak Indien où c’est moi😂

    • @financew-sh9028
      @financew-sh9028 2 года назад

      ⬆️⬆️ Reach me with the what'sap line above for more information, guidance and consultation. Thanks for the feedback..🇮🇳🇮🇳

    • @kaniska12
      @kaniska12 2 года назад

      what can't understand

    • @luludu7443
      @luludu7443 2 года назад +2

      @@kaniska12 oh its a french guy that givs tips about life that are very funny so i said this men was the Indian tips guy

    • @vemanthreddy4210
      @vemanthreddy4210 2 года назад

      Ok.

    • @vemanthreddy4210
      @vemanthreddy4210 2 года назад

      Noice

  • @sathya5057
    @sathya5057 Год назад

    I was kinda puzzled when this happened to me the insurance bit

  • @mrironic6964
    @mrironic6964 Год назад +3

    Cars Are Just Destroying Environment...Still Some Stupid People Are Invest in Depreciating Asset!!

    • @harshkishorkhadse
      @harshkishorkhadse Год назад +2

      Are they buying cars from your money😒

    • @mrironic6964
      @mrironic6964 Год назад

      @@harshkishorkhadse They Didn't Buy From My Money BuT Cars Are Just Destroying Environment In Which You An Me All The People Living In...Are You Like To Live In Polluted Gas Chamber??

  • @gauravsawant5801
    @gauravsawant5801 2 года назад +1

    You can only avail on OD premium

    • @financew-sh9028
      @financew-sh9028 2 года назад

      ⬆️⬆️Thanks For Watching.Reach out the whatsap line for Financial Coaching For Consultation and Investment Plans..

  • @drupathdharan7792
    @drupathdharan7792 2 года назад +4

    Bro in my college they made me to pay insurance amount of 2000 rupees in 2nd sem now I am getting graduated can i get it refunded
    If they don't refund what actions can I take

  • @wayof_annu
    @wayof_annu Год назад

    Whenever I open yt, new influencer take birth

  • @neerajthakur5970
    @neerajthakur5970 Год назад +17

    Bro which credit card offers a 70L credit limit?
    Pls let me know😂

  • @Tushar_Dhanke
    @Tushar_Dhanke 2 года назад +2

    He looks like CA Sahil Jains lite version 😂😂😂

  • @mukalpa
    @mukalpa 2 года назад +6

    At last the timing for while saying finance with Sharan work

  • @dankkkka14
    @dankkkka14 2 года назад

    the car dealer looked like titu mama😂😂😂😂

  • @kandhikatlachaitanya239
    @kandhikatlachaitanya239 2 года назад +4

    Sir what about 2 wheeler insurance?

    • @financew-sh9028
      @financew-sh9028 2 года назад

      ⬆️⬆️ Reach me with the what'sap line above for more information, guidance and consultation. Thanks for the feedback..

  • @tejas238
    @tejas238 Год назад

    How to get a real discount on a Benz/BMW/RR:
    1) Create a company
    2) Show taxes of at least 15% the cost of the car per year (so for 70L car show 10.5L). So your revenue should be around 30L per year.
    3) Purchase the car on company name
    4) keep repair/fuel/maintenance bills for personal use on the car
    3) Claim 15% tax deduction for depreciation of car EVERY year
    4) In 7 years you will recover 70% of the cost of the car so 49L
    5) You got a 70L Benz for 21L

  • @jollyxlr3956
    @jollyxlr3956 Год назад +4

    First 70 lacks then 70.5 lacks

    • @Singh3511
      @Singh3511 Год назад

      Including insurance premium

  • @moviehunt3524
    @moviehunt3524 Год назад

    I thought the 50% discount is on tha car's price...but later I realised that the discount was on insurance cost 😳 !!

  • @system.970
    @system.970 2 года назад +4

    hamare yaha to jute chapal marke bahar nikalenge 50% discount magega to🤣🤣🤣🤣🤣

    • @FinanceW-Sha
      @FinanceW-Sha 2 года назад

      ⬆️⬆️ Reach me with the what'sap line above for more information, guidance and consultation. Thanks for the feedback..

  • @shashankks1962
    @shashankks1962 Год назад

    This man is giving us BT.

  • @SalmanKhan72281
    @SalmanKhan72281 2 года назад +8

    Where is the "Kya Phuk ke Aya hai Bai?"😭😭

    • @youcompleteme2602
      @youcompleteme2602 2 года назад +1

      Wo sb chod kitne dino baad itna energetic ending mila aye Sharan pls make ur ending very much energetic my lil bro is complaining that part when u shout at the end he also come out to see u when u says I ffoooollllll mmmyy maaaa mannnnn regards
      ~ small brother of ......☻️

  • @masumaalom9133
    @masumaalom9133 2 года назад +1

    The problem is that the car seller is also watching this vedio 🤦

  • @NsOneRider
    @NsOneRider 2 года назад +5

    bro the ncb discount will applicable only od primeum

  • @Safegamer91
    @Safegamer91 Год назад +1

    No one's gonna talk that he swiped the card for 70.5 lakhs and even he took the money 😅😅

  • @drupathdharan7792
    @drupathdharan7792 2 года назад +90

    ಕನ್ನಡ ರಾಜ್ಯೋತ್ಸವದ ಶುಭಾಶಯಗಳು

  • @5MinTube
    @5MinTube Год назад

    "Interest" entered the chat

  • @akashtandale7562
    @akashtandale7562 2 года назад +4

    Ye video kiske liye banaya bhai 🌝 middle class family ke liye

    • @financew-sh9028
      @financew-sh9028 2 года назад

      ⬆️⬆️ Reach me with the what'sap line above for more information, guidance and consultation. Thanks for the feedback..🇮🇳🇮🇳

  • @Jonathanvaiphei1983
    @Jonathanvaiphei1983 Год назад

    Bro flexing his money with ease

  • @manvithgbangerra3497
    @manvithgbangerra3497 Год назад +3

    I'll swipe 70.5 lakhs at the end...😂😂😂

  • @ssaihtc8922
    @ssaihtc8922 2 года назад

    Superb information ℹ️

  • @king_braveofficial
    @king_braveofficial 2 года назад +5

    My man doing 'kame hame ha' 😂😂

  • @lighteditz103
    @lighteditz103 2 года назад +1

    Ultra instinct goku🤣🤣

  • @khushchandra6570
    @khushchandra6570 Год назад +1

    I Have a Question is this Offer Available for those Insurance who Change his insurance Company for saving insurance bills.

  • @ahmarsiddiqui3419
    @ahmarsiddiqui3419 2 года назад +4

    That *explain yourself* from *JOSH OTUSANYA*

  • @rupalsadh3470
    @rupalsadh3470 2 года назад

    The discount is only on base 1st party premium
    The insured still have to pay the whole for add ons and 3rd party

  • @darkbro4721
    @darkbro4721 2 года назад +4

    അവസാനം പറഞ്ഞ ഡയലോഗ് എവിടെയോ?

  • @muzzafarnazirbhat530
    @muzzafarnazirbhat530 Год назад

    NCB is given to own damage premium only, TP and GST would not be included. So one lakh would never come to 50k.

  • @mohammedrehanshaikh8782
    @mohammedrehanshaikh8782 2 года назад +6

    kahan se itna padhai kiya hai bhai tu??

    • @Alcatraz19940
      @Alcatraz19940 2 года назад +2

      padhai se nahi ata yeh....sirf terms and conditions padhne se

  • @saulgoodman6252
    @saulgoodman6252 2 года назад

    "Mom can we have Josh Otusanya"
    "We have Josh Otusanya at home"
    Jost Otusanya at home:

    • @begula7866
      @begula7866 2 года назад

      Go and watch josh American kid

    • @begula7866
      @begula7866 2 года назад

      Don't comment if you don't want to

    • @saulgoodman6252
      @saulgoodman6252 2 года назад

      @@begula7866 cant even make a joke?

  • @vaishalipawar1848
    @vaishalipawar1848 2 года назад +3

    Bro but i can't bro mother and father did not allow me to join your WhatsApp but aa please bro make a video in Marathi or Hindi please bro please

  • @bandaraltheban2137
    @bandaraltheban2137 Год назад

    Me just watching for the entertainment🤣🤣🤣

  • @mallumachan7037
    @mallumachan7037 2 года назад +3

    നല്ല നാടൻ മലയാളി 😂

  • @bhanupandit2287
    @bhanupandit2287 2 года назад

    Simple question what about taxes.
    I think 10% - 30 % taxes on car.

  • @SOLORUSHYT119
    @SOLORUSHYT119 Год назад +1

    Bro the car was for 70 laks and he charge you 70.5 lakhs 😅😂😂

  • @shreyyadav9430
    @shreyyadav9430 2 года назад

    BTW C Class is not that expensive, 70 lakhs approx is the 'Ex-Showroom' pricing of the E Class.

  • @robinccc
    @robinccc Год назад +1

    No Claims Discount can be transferred from one insurance provider to another. But there are many caveats if its a totally different car.