Brenda, I have established My Pantry to a point, where all of My Weekly Food purchases are a minimum of 50% off. The Cashier is always shocked when I have saved more than I have Spent. God Bless Your Sharing. You are making it clear that it’s not all about how much Money, but how the Money is Managed.
I retired early, and to save money in my retirement I moved to a whole different country!.. my pension and social security here give me the lifestyle of a Queen! I have a gardener, a housekeeper who's also my cook, a driver..I was able to build a home and guest house.. I have access to fresh inexpensive fruits, vegetables, and fish.. for those that choose this lifestyle it's very possible and doable! Blessings! 🐝
Wow! That is very incredible! I have heard your money goes a longer way in several countries. America makes survival for its citizens very hard, starting with the healthcare system. Thank you for sharing!❤️
Absolutely! I seldom dry clean anything, even if it's dry clean only. Unless it's a fragile material or wool, I wash on the delicate cycle in cold water, even 2 piece suits. I then line dry. I've never ruined anything.
Two things: When you mentioned SNAP for seniors and when you said trust God, I was literally brought to tears. I recently retired and I've been struggling financially to make ends meet. You gave a lot of meaningful helpful tips in this video, some I already do but many I will now implement. Thanks so much for sharing, I believe God sent your video in my feed to help restore my hope. God bless you! Just subscribed!
Hello, and welcome, welcome to my channel! I am so glad you were able to get inspiration from my video. Just know that God is a provider. Trust Him with all of your heart. He will work things out for you. Go after each and every benefit, discounts, etc. We worked hard and deserve all the breaks we can get. Be blessed, at peace, and full of God's joy. Please keep coming back! I'll be praying for you.🙏❤️
I don't need to go the thrift shop that much because my home is already a thrift shop. I just shop my home and move stuff around, repaint stuff to change it up, I do what needs to be done.
Thx so much for sharing. You " young ladies" are amazing. I am 90yrs old & started restoring my grandmother's 100+ yrs dilapidated house 3 yrs ago. I faced many obstacles along the way which only added fuel to the passion to complete my God assigned project. This is the legacy I'm leaving my children & grands. I once received this in my spirit one day when I was feeling a bit low.... Rest in piece while yr still alive. That is exactly what I aspire to each day especially at this chapter in my life. So kudos to all my sharp ambitious sisters, yr best yrs are yet to come. I'm also a thrifter which is my favorite sport 😊👍. Blessings to each of you & make happiness yr goal
wow, I love to hear that. I intend to live my life just like that. Ninety and still motivated. God bless you. Many people do not know this is possible.
Thank you so much mam for sharing your wonderful wisdom and experiences with us! It's such a blessing that you're spending time creating a legacy for your family. So many of us can learn from you. I pray others will read your comment and glean from your light. Again, thank you for teaching us to build a legacy while we have life in us. I treasure your input with all of my heart. Peace and many blessings to you lovely matriarch. ❤️❤️🙏🙏
Brenda, I love thrifting & have been thrifting for years. Due to my physical limitations, I’m unable to go as much as I used to, so I really enjoy thrifting with you every time you go. I love, love a bargain. I love watching all of your hauls & DIYs. “YOU DO YOU” ❤ Blessings to you!!!!
Thank you for being so down to earth. We need more good Christian ladies with good common sense❤.(Common sense is not so common anymore) GOD bless you 🙏
Hi Brenda, I almost didn't subscribe to your channel because I thought it would only be about going to thrift shops and diys. But I subscribed today because I really enjoyed your video on this topic. You stressed that thrifting is also about being frugal in our daily lives. I'm 60 and have only been retired about a year and I'm single. I also only have an Android phone, stream channels, don't use my dryer but instead I hang my clothes. I have natural hair and only go to the salon to get my hair trimmed. These are some of the things that I do to save money. I'd love to hear more topics from your channel. You have a down to earth, pleasant and funny personality. I thought the story about your granddaughter singing in the shower and running alot of water was funny. I look forward to hearing more of your videos.❤
You are a woman after my own heart. Everything I have in my home is either thrifted, given to me free, or bought on a drastic sale. I am single and live in a 2800 sq ft home on 8 acres. A lot of area for a single person. But I love it. I do all my own work with help from my adult son when he’s in town. So I get your point of the use of your home. Love your videos. New subscriber ❤
Ms Brenda it’s better to keep your doors open to force your system to shut on and off more efficiently. Don’t close the vents please. Solar curtains really work and in the winter take advantage of the sun to heat your home.God Bless you.
she can close vents but not too much for risk of choking the system since it will force to send out the energy it was calculated for. That causes the fan in the motor to burn out. I am a heating and air conditioning tech so I know ths.
I strongly recommend keeping that Uninsured Motorist Add On Coverage. This coverage protects you against drivers who do not have enough insurance or no insurance at all (and in Ga a lot of people are driving around with no coverage or just the minimum 25k coverage). This means that if someone rear ends you and injures you, the at fault driver’s insurance only has to pay you $25k and you may have a huge hospital bill. If you have the Uninsured Motorist Add On, you can get an additional $25k settlement (or whatever your policy limit is) on top of what you get from the at fault insurance for your injuries. I personally recommend keeping that UM Add On and increasing your policy limit to at least $100k especially if you are doing a lot of driving because Atlanta is one of the states with the most amount of car accidents. All that coverage for $10 more a month sounds like a good deal to me.
Hello, and thank you very much for the advice! I really appreciate it. I worked near and around downtown Atlanta for different law firms over 35 years. After retiring, my driving has cut in half. I rarely leave my small suburban town. I primarily worked for insurance defense attorneys for major insurance companies in their trial division offices, like Nationwide, The Hartford, and a private insurance defense firm. Our job was to defend the insurance company when our insured was sued. We handled tons of auto accident claims, many involving uninsured/underinsured motorists. So, I'm very familiar with the purpose of the UM coverage and the risk of not having enough coverage. I do not take it lightly. It was an economic choice I made. Prayerfully, I won't ever need to use the standard UM coverage that I still have. Prayerfully. Again, thank you very much, and thanks for watching!
Great tips Brenda, I feel like you are my next door neighbor and I stopped by your house for conversation, coffee and prayer. 🙏🏾 keep the videos coming. I just retired on August 30th from New York to Myrtle Beach. However, I am very tech savvy and always kept up the technology word. I plan to do some part time online work. I wrote a book in 2020 and it’s still selling today it hit five stars on Amazon so I like money coming in. 😊
Thank you so much! That's so sweet! How awesome that you wrote a book that's doing well! Congratulations! Also, Happy Belated Retirement! Peace and blessings to you!
Hello, Brenda! I'm with you sister, I can relate! For cable I have firestick and Roku, I will for the new month pay 0 for my cell phone service, as opposed to paying 25.00. I pay a set amount for energy and gas, less than 100.00... I am a thrift shopper too. I bought a beautiful white dresser and a beautiful mohogany chest taller than I and wide and looks new, all for less than 300.00 on marketplace. I'm like you, I buy used stuff and l refurbish. You gave us a lot of good nuggets today. Thank you and keep up the good work!! Btw, LOVE your home and God bless you❣️
I have found if I keep my temperature at 68 degrees & use a heated lap blanket when I sit down to read or watch tv I stay very warm. My summer inside temp is set at 78 degrees & I use ceiling fans but my power bill is still about $500. I live in Anderson County in SC.
If you pay off your mortage you can use all those extra payments to spend as you want. Extra payment a month you can pay off your mortage in 7 yrs , eliminate all those interest payments ..All Lamps and other plug in's, i plug in a power strip, and click the button off when not using
Brenda, you have a beautiful home and I love the way you decorate. We moved to Georgia a few years ago and we are trying to decorate our home on a budget. I love thrift shopping and I’m trying to figure out Facebook marketplace. I love that you are fearless and willing to try new things. I’m learning to fix things around the house myself since my husband has a few medical issues and can’t do a lot these days. RUclips is my first stop when trying to fix things myself. I can’t cut grass - I tried - but just purchased a leaf blower and proudly blow leaves and do other things in the yard. Lowes clearance plants turned out beautiful this year. Love your videos.
I just love your beautiful home, and thanks for sharing. I just stumbled on your channel while looking for something else. Also, you hair is beautiful and I love the way it is styled.
Great show, Brenda! I had to tell you though that I struggled with car insurance for 2 cars until the last straw of a whopping $1200/half! I asked the agent, "What is the absolute lowest legal premium?" She said $350/half in NC! I'm 75, and I went from $1200/half to $350!!!!! I had to drop collision but kept roadside assistance. With the savings, I can cover possible fender benders myself, but so far, knock on wood, there have been none! I have no mortgage or car payments, which allow great flexibility!😻 Saving money is a GREAT ADVENTURE, isn't it? 😹Love to thrift like you!
Hello, and thanks for watching! Yes! We have to save reasonably and thoughtfully where we can without running risks. Yet stay protected sufficiently if we ever need protection.
Hey your channel came n my feed....i purchased a battery operated lawn mower. Subscribed to your channel.. we r the same age. Good tips. Still working. Waiting to 70 to retire...can't wait to see what's next...
I close vents too to save money, but still keeping in mind that my heating system may have been factored to service the capacity of the size of my house. So I don't turn off too many vents because I don't want to choke the system and cause other issues with the furnace.
Nice video. Don't forget the benefits of Senior discounts. I always ask for some kind of discount when I'm out. Either AAA or Senior discount. If I was military, I would ask for that as well.
Brenda, You are providing some excellent Advice. I actually just had a review preformed on My Home Insurance. When I had an Efficiency Study performed on My House. I was advised, due to the type of new Construction, I should not close the Vents indefinite.
Im always trying to save money. I just subscribed yesterday. So this is my first video as a subscriber watching. 😊also l love your decorating skills.🪑🪞🪑
For decades i brought all used items, this time, i got all new appliances and the companys discounted them by $300 each. So being retired all my appliances are brand new for less than $300- deep freezers for free, one big one at a second hand store was $75- i paid him to deliver, cause i don't have a truck..
One thing to add, we really should steer away from credit cards, but if you have a credit card balance that's charging interest, be sure to transfer that balance to a no interest credit card. Pay it off by the time the term ends. At the same time though, it's better to use a credit card that has perks like cash back, travel points, and other benefits than to use a debit card. The balance MUST be paid off each month.
I have brought a lawn mower and tools that run by battery now, i caught on sale to do my own yard work from now on-! LOL It took a while of saving up, but i'm on my way now! Georgia Look Out! Hahahaha!
Hello Brenda .I'm going to check this information out my insurance company I'm in the state of Mississippi and they definitely don't true to help you save on anything.
I got my car insurance down to $50 each car and the 3rd one is $48 a month. Cell phone was discounted by $5 every month , but for 4 months they didnt charge my card. Federal Homestead Act ( tax commissioners office and ask for the 1 page application) reduced from property taxes by over $500. $189 i pay . In Georgia you can be 59 and reduce your school taxes to $O.
My cable i called and they reduced my bill down to like $25 and now with the joey and internet my bill has been added on, but my internet i use to write merchandise reviews for a company and they send me free products to try for them. Right now, your turkeys are really cheap, buy and freeze. Catch your bundle sales . some things are like once or twice a year .
Thanks for the great info. I live in PA. My husband will be 65 in a few more years...but I'm in my 50's. Does anyone know if both of us have to be 65 in order to not have to pay school taxes?
If you have Medicare Part A & B, switc h over to the Advantage Plan which most comes with a debit card (money is added monthly) that can be used for Food, over the counter medicine, and to pay your utility bill.
You are 65, you SHOULD NOT be paying property taxes! There's something called Homestead! Go to your courthouse and ask the and Homestead. Being Exempt from paying property taxes.
I applied for homestead when i purchased my house. You don't get exempt from paying property taxes in Georgia, no matter your age, just school taxes after 65. Trust me, I'm well aware. Every state and county is different.
Brenda, I have established My Pantry to a point, where all of My Weekly Food purchases are a minimum of 50% off. The Cashier is always shocked when I have saved more than I have Spent. God Bless Your Sharing. You are making it clear that it’s not all about how much Money, but how the Money is Managed.
Awesome!! 👌
I retired early, and to save money in my retirement I moved to a whole different country!.. my pension and social security here give me the lifestyle of a Queen!
I have a gardener, a housekeeper who's also my cook, a driver..I was able to build a home and guest house.. I have access to fresh inexpensive fruits, vegetables, and fish.. for those that choose this lifestyle it's very possible and doable!
Blessings!
🐝
Wow! That is very incredible! I have heard your money goes a longer way in several countries. America makes survival for its citizens very hard, starting with the healthcare system. Thank you for sharing!❤️
Sounds wonderful, but what country may I ask?
yes , what country is it , mexico.......................
@mizfrenchtwist No!..Ghana, West Africa!..I live in the Central Region, on the coast..beautiful beaches everywhere!
🐝
@@hiyellagal
Ghana, West Africa.. Central region, on the coast!
Blessings!
🐝
Great advice! Buying clothes that are washable as oppose to cleaners helps also!
Absolutely! I seldom dry clean anything, even if it's dry clean only. Unless it's a fragile material or wool, I wash on the delicate cycle in cold water, even 2 piece suits. I then line dry. I've never ruined anything.
@@barbarawoodward9970 Almost everything I wear is washable. Makes good sense to me.
Two things: When you mentioned SNAP for seniors and when you said trust God, I was literally brought to tears. I recently retired and I've been struggling financially to make ends meet. You gave a lot of meaningful helpful tips in this video, some I already do but many I will now implement. Thanks so much for sharing, I believe God sent your video in my feed to help restore my hope. God bless you!
Just subscribed!
Hello, and welcome, welcome to my channel! I am so glad you were able to get inspiration from my video. Just know that God is a provider. Trust Him with all of your heart. He will work things out for you. Go after each and every benefit, discounts, etc. We worked hard and deserve all the breaks we can get. Be blessed, at peace, and full of God's joy. Please keep coming back! I'll be praying for you.🙏❤️
@retiredbargainlady1959Thank you so much!
Had to subscribe.
Greetings! Thank you, and welcome to my channel! I appreciate it!❤️
I don't need to go the thrift shop that much because my home is already a thrift shop. I just shop my home and move stuff around, repaint stuff to change it up, I do what needs to be done.
I hear you!
😂
Thx so much for sharing. You " young ladies" are amazing. I am 90yrs old & started restoring my grandmother's 100+ yrs dilapidated house 3 yrs ago. I faced many obstacles along the way which only added fuel to the passion to complete my God assigned project. This is the legacy I'm leaving my children & grands. I once received this in my spirit one day when I was feeling a bit low.... Rest in piece while yr still alive. That is exactly what I aspire to each day especially at this chapter in my life. So kudos to all my sharp ambitious sisters, yr best yrs are yet to come. I'm also a thrifter which is my favorite sport 😊👍. Blessings to each of you & make happiness yr goal
wow, I love to hear that. I intend to live my life just like that. Ninety and still motivated. God bless you. Many people do not know this is possible.
Thank you so much mam for sharing your wonderful wisdom and experiences with us! It's such a blessing that you're spending time creating a legacy for your family. So many of us can learn from you. I pray others will read your comment and glean from your light. Again, thank you for teaching us to build a legacy while we have life in us. I treasure your input with all of my heart. Peace and many blessings to you lovely matriarch. ❤️❤️🙏🙏
You're a lovely woman. Keep doing what you're doing. ❤❤❤❤❤❤❤❤❤❤
Thank you so much!
Brenda, I love thrifting & have been thrifting for years. Due to my physical limitations, I’m unable to go as much as I used to, so I really enjoy thrifting with you every time you go. I love, love a bargain. I love watching all of your hauls & DIYs. “YOU DO YOU” ❤ Blessings to you!!!!
Oh my!! How wonderful that I can bring you along with me to help you keep up with what you love!
Great tips, Brenda. Most of us can cut back and do more to save $$. So happy your channel is growing ❤😊
Hello Gwen! Thank you so much!
Thank you for being so down to earth. We need more good Christian ladies with good common sense❤.(Common sense is not so common anymore) GOD bless you 🙏
Hello Mary! Thank you so much! I appreciate your kind words!
Hi Brenda, I almost didn't subscribe to your channel because I thought it would only be about going to thrift shops and diys. But I subscribed today because I really enjoyed your video on this topic. You stressed that thrifting is also about being frugal in our daily lives. I'm 60 and have only been retired about a year and I'm single. I also only have an Android phone, stream channels, don't use my dryer but instead I hang my clothes. I have natural hair and only go to the salon to get my hair trimmed. These are some of the things that I do to save money. I'd love to hear more topics from your channel. You have a down to earth, pleasant and funny personality. I thought the story about your granddaughter singing in the shower and running alot of water was funny. I look forward to hearing more of your videos.❤
Hello, and thank you so much for subscribing! I will be doing more topics like this in the future for sure!
I love food pantries sometimes if you go there before shopping with your EBT card you might get some things that you might have bought
You are a woman after my own heart. Everything I have in my home is either thrifted, given to me free, or bought on a drastic sale.
I am single and live in a 2800 sq ft home on 8 acres. A lot of area for a single person. But I love it. I do all my own work with help from my adult son when he’s in town. So I get your point of the use of your home.
Love your videos.
New subscriber ❤
Thank you, and welcome to my channel! I'm so glad you're here, my thrifting friend!
Ms Brenda it’s better to keep your doors open to force your system to shut on and off more efficiently. Don’t close the vents please. Solar curtains really work and in the winter take advantage of the sun to heat your home.God Bless you.
she can close vents but not too much for risk of choking the system since it will force to send out the energy it was calculated for. That causes the fan in the motor to burn out. I am a heating and air conditioning tech so I know ths.
Thank you for all the information on how to save money, I also love British shows and older movies and shows, God bless you for sharing ❤️
Thank you so much for watching! Peace and blessings!
I strongly recommend keeping that Uninsured Motorist Add On Coverage. This coverage protects you against drivers who do not have enough insurance or no insurance at all (and in Ga a lot of people are driving around with no coverage or just the minimum 25k coverage). This means that if someone rear ends you and injures you, the at fault driver’s insurance only has to pay you $25k and you may have a huge hospital bill. If you have the Uninsured Motorist Add On, you can get an additional $25k settlement (or whatever your policy limit is) on top of what you get from the at fault insurance for your injuries. I personally recommend keeping that UM Add On and increasing your policy limit to at least $100k especially if you are doing a lot of driving because Atlanta is one of the states with the most amount of car accidents. All that coverage for $10 more a month sounds like a good deal to me.
Hello, and thank you very much for the advice! I really appreciate it. I worked near and around downtown Atlanta for different law firms over 35 years. After retiring, my driving has cut in half. I rarely leave my small suburban town. I primarily worked for insurance defense attorneys for major insurance companies in their trial division offices, like Nationwide, The Hartford, and a private insurance defense firm. Our job was to defend the insurance company when our insured was sued. We handled tons of auto accident claims, many involving uninsured/underinsured motorists. So, I'm very familiar with the purpose of the UM coverage and the risk of not having enough coverage. I do not take it lightly. It was an economic choice I made. Prayerfully, I won't ever need to use the standard UM coverage that I still have. Prayerfully. Again, thank you very much, and thanks for watching!
Great tips Brenda, I feel like you are my next door neighbor and I stopped by your house for conversation, coffee and prayer. 🙏🏾 keep the videos coming. I just retired on August 30th from New York to Myrtle Beach. However, I am very tech savvy and always kept up the technology word. I plan to do some part time online work. I wrote a book in 2020 and it’s still selling today it hit five stars on Amazon so I like money coming in. 😊
Thank you so much! That's so sweet! How awesome that you wrote a book that's doing well! Congratulations! Also, Happy Belated Retirement! Peace and blessings to you!
I’m a new subbie to your YT channel and just moved to Ga. I want to Thank you so much for this information.❤👍🏾
Thank you and welcome to my channel! Also, welcome to Georgia! You'll love it here!❤️
With the new administration we need to figure out how to live cheaply.
I know that's right.
Does your comment insinuate that bidenomics has worked for you?
With the new one and the next ones.
Hello, Brenda! I'm with you sister, I can relate! For cable I have firestick and Roku, I will for the new month pay 0 for my cell phone service, as opposed to paying 25.00. I pay a set amount for energy and gas, less than 100.00... I am a thrift shopper too. I bought a beautiful white dresser and a beautiful mohogany chest taller than I and wide and looks new, all for less than 300.00 on marketplace. I'm like you, I buy used stuff and l refurbish. You gave us a lot of good nuggets today. Thank you and keep up the good work!! Btw, LOVE your home and God bless you❣️
You are on it indeed! That's what I'm talking about! Keep up the great savings! Thanks for watching!❤️
I have cut the cost on everthing! I've always lived below my means. Now Ive been unemployed for a Year and was able to live frugaly during this time.
Awesome!
I have found if I keep my temperature at 68 degrees & use a heated lap blanket when I sit down to read or watch tv I stay very warm. My summer inside temp is set at 78 degrees & I use ceiling fans but my power bill is still about $500. I live in Anderson County in SC.
Wow! $500! That's a lot, especially after your energy saving efforts. I hope somehow you can get the cost down.🙏❤️
This is so good!!! Thank you! 🙏🏾🤎💜
Thank you for watching!
If you pay off your mortage you can use all those extra payments to spend as you want. Extra payment a month you can pay off your mortage in 7 yrs , eliminate all those interest payments ..All Lamps and other plug in's, i plug in a power strip, and click the button off when not using
Hello, and thanks for the tips!
Brenda, you have a beautiful home and I love the way you decorate. We moved to Georgia a few years ago and we are trying to decorate our home on a budget. I love thrift shopping and I’m trying to figure out Facebook marketplace. I love that you are fearless and willing to try new things. I’m learning to fix things around the house myself since my husband has a few medical issues and can’t do a lot these days. RUclips is my first stop when trying to fix things myself.
I can’t cut grass - I tried - but just purchased a leaf blower and proudly blow leaves and do other things in the yard. Lowes clearance plants turned out beautiful this year. Love your videos.
Thank you so much for watching Brenda! Yes! Home maintenance is a challenge, but one well worth it when it's all yours!❤️
Good afternoon, my first time watching this channel. Thank you 👍🏾❤️
Greetings, and thank you so much for watching! Please keep coming back!
Great advice! Many of the things I already do🙏
❤️❤️❤️
Ms. Brenda, i so enjoy your videos. So much knowledge you impart. Thank you!🙏🏽
Thank you very much!
I just love your beautiful home, and thanks for sharing. I just stumbled on your channel while looking for something else. Also, you hair is beautiful and I love the way it is styled.
Greetings! I am so glad you clicked on my video and watched it! Please keep coming back! Thank you so much!
Great show, Brenda! I had to tell you though that I struggled with car insurance for 2 cars until the last straw of a whopping $1200/half! I asked the agent, "What is the absolute lowest legal premium?" She said $350/half in NC! I'm 75, and I went from $1200/half to $350!!!!! I had to drop collision but kept roadside assistance. With the savings, I can cover possible fender benders myself, but so far, knock on wood, there have been none! I have no mortgage or car payments, which allow great flexibility!😻 Saving money is a GREAT ADVENTURE, isn't it? 😹Love to thrift like you!
Hello, and thanks for watching! Yes! We have to save reasonably and thoughtfully where we can without running risks. Yet stay protected sufficiently if we ever need protection.
Hey your channel came n my feed....i purchased a battery operated lawn mower. Subscribed to your channel.. we r the same age. Good tips. Still working. Waiting to 70 to retire...can't wait to see what's next...
❤️❤️❤️
Ms Brenda T you are an inspiration to listen to. You make me wish that l had kept my home. Keep on doing your thing and enjoying life be Blessed 😊
Thank you!
Enjoyed your video. It was very informative. I am 71.i retired in 2018 .I just subscribed to your channel. I am from SC.
Thank you so much for subscribing! I really appreciate it! Please keep coming back.
Thank you soo much for this education! God bless you!
You are so welcome!
Valuable tips thank you Brenda
I close vents too to save money, but still keeping in mind that my heating system may have been factored to service the capacity of the size of my house. So I don't turn off too many vents because I don't want to choke the system and cause other issues with the furnace.
Thank you for sharing. I appreciate the information. ❤️
Nice video. Don't forget the benefits of Senior discounts. I always ask for some kind of discount when I'm out. Either AAA or Senior discount. If I was military, I would ask for that as well.
Absolutely 💯
66 yrs old. Thanks for the information about the school taxes ❤❤❤
You're welcome! Check with your state or county. It may be different.
New subscriber here! Love your energy and enthusiasm. Yep we can do a lot to help ourselves and save money.
Hello, and welcome to my channel! Thank you so much!
Hi Brenda you popped up on my page. Enjoyed this video so much and I subscribed, too.
Greetings! Welcome to my channel! I'm so glad you joined me! Thank you, and please keep coming back!❤️
Thank you sweet lady. Thrifting is great, we don't need new stuff all the time. God is good🎉 blessings to you and all✨️❄️🎄
Absolutely!
Brenda, You are providing some excellent Advice. I actually just had a review preformed on My Home Insurance. When I had an Efficiency Study performed on My House. I was advised, due to the type of new Construction, I should not close the Vents indefinite.
Thank you! Thanks for sharing that information. Blessings to you!
❤❤❤ very motivating
Thank you!
Im always trying to save money. I just subscribed yesterday. So this is my first video as a subscriber watching. 😊also l love your decorating skills.🪑🪞🪑
Thank you so much! Welcome to my channel!
For decades i brought all used items, this time, i got all new appliances and the companys discounted them by $300 each. So being retired all my appliances are brand new for less than $300- deep freezers for free, one big one at a second hand store was $75- i paid him to deliver, cause i don't have a truck..
👌👌👌
Came across your channel 😂 A 66 year old me 😂I’m 51 and a thrifty and I budget. Great video.
Thank you so much for watching! I really appreciate it!
Your Awesome Ms. Brenda! Great savings tips!
Thank you!
A house is never a waste 🎉
Thanks for all of the advice.
You are very welcome.
One thing to add, we really should steer away from credit cards, but if you have a credit card balance that's charging interest, be sure to transfer that balance to a no interest credit card. Pay it off by the time the term ends.
At the same time though, it's better to use a credit card that has perks like cash back, travel points, and other benefits than to use a debit card. The balance MUST be paid off each month.
Great advice! Thank you!
Much much needed
🎉🎉🎉❤❤
❤️❤️🙏🙏
Great tips, thanks for sharing 😊
Hi Brenda yes I'm doing well it was 18° in Missouri today got everything taken care of for my grandchildren mailed off to them for Christmas
Hello Cheryl! My goodness! I thought it was cold here, but ya'll have us beat! Sounds like you had a productive day in spite of the cold.❤️
I have brought a lawn mower and tools that run by battery now, i caught on sale to do my own yard work from now on-! LOL It took a while of saving up, but i'm on my way now! Georgia Look Out! Hahahaha!
Love you!❤
Thank you!❤️❤️
God is in charge ❤❤❤
Good tips!
Thanks!
Snaps you can buy seeds and food plants from like walmart with those benefits.
Just started watching a month ago.I love your channe.
Wonderful! Thank you for following my channel!
In Columbia County they say it is 70 years old.
I love second hand and I definitely love me a good thrift store I was in them Thursday
Absolutely 💯
Hello Brenda .I'm going to check this information out my insurance company I'm in the state of Mississippi and they definitely don't true to help you save on anything.
Hi there! It's never hurts to try. I wish you well!❤️🙏
I got my car insurance down to $50 each car and the 3rd one is $48 a month. Cell phone was discounted by $5 every month , but for 4 months they didnt charge my card. Federal Homestead Act ( tax commissioners office and ask for the 1 page application) reduced from property taxes by over $500. $189 i pay . In Georgia you can be 59 and reduce your school taxes to $O.
Awesome!! 👌
Hola from. Mexico.. ❤❤❤
Hola!! Thank you!
2 phones paid for ...unlimmted for 50$ for 2 @ spectrum..have senior internet for 30$ flat
Awesome 👌
My cable i called and they reduced my bill down to like $25 and now with the joey and internet my bill has been added on, but my internet i use to write merchandise reviews for a company and they send me free products to try for them. Right now, your turkeys are really cheap, buy and freeze. Catch your bundle sales . some things are like once or twice a year .
Thank you for sharing how you're able to save $$$.
What company did you go through for merchandise reviews?
Just subscribed to your channel, what car insurance do you have. I tried the safety course but Usaa didnt accept it😢
Hello, and thank you so much for subscribing! It may be by state. I'm not sure. I'm in Georgia.
shop around. USAA is very expensive. It used to have the best rates. Not any more. I bundle car and home. I have Travelers insurance.
Thanks for the great info. I live in PA. My husband will be 65 in a few more years...but I'm in my 50's. Does anyone know if both of us have to be 65 in order to not have to pay school taxes?
Check with your state or county. I'm sure it varies state by state and county by county.
I sold stuff out my house in NY , to get a down payment on my house from a pawn store, LOL
Hey, we do what we have to do!😊
I have no cable it's been years I do everything with my Roku
❤️❤️❤️
Too many commercials. Great advice.
I can't control the number of commercials. Thanks.
❤❤❤❤❤❤
Home warranty
👍
I think it might have been cleaning and got distracted I see a towel hanging on one of your displays on your table behind you
It's a decorative cloth napkin. There's one hanging from candle holders on both sides. I had 2 left and used them this way.
@retiredbargainlady1959 oh ok 👍
If you have Medicare Part A & B, switc h over to the Advantage Plan which most comes with a debit card (money is added monthly) that can be used for Food, over the counter medicine, and to pay your utility bill.
Greetings! Great tip! Thanks for sharing 👍
I share Netflix with my My pleasure son, it’s a higher price.
I share Netflix with my son, it’s a higher price.
You are 65, you SHOULD NOT be paying property taxes! There's something called Homestead! Go to your courthouse and ask the and Homestead. Being Exempt from paying property taxes.
I applied for homestead when i purchased my house. You don't get exempt from paying property taxes in Georgia, no matter your age, just school taxes after 65. Trust me, I'm well aware. Every state and county is different.
@@retiredbargainlady1959I’m in SC & am 66 & still have to pay thousands of dollars in school tax. It’s awful!
Visible cell phone service $25 monthly unlimited internet, unlimited text, unlimited talk
Good to know. Thank you!