रूम रेंट कैपिंग🤔🤔🛌🛏️🚪,वेटिंग पीरियड कलॉज़🤔🤔🤔,सबलिमिट🤔🤔💴💵,कैशलैस नेटवर्क🤔🤔🤔,CSR हेल्थ इंश्योरंस🤔🤔🤔 का डेटा,ISR🤔🤔🤔🤔,बहुत he achi जानकारियां😊😊😊👌🏻👌🏻👌🏻👌🏻👌🏻👌🏻👌🏻,धन्यवाद स्वाति जी और तेजस जी😊😊🇮🇳🇮🇳🇮🇳🙏🏼🙏🏼🙏🏼
Hello Swati .Very good summary of key points to look for when buying health insurance with even minor and practical details to avoid unpleasant surprise in case someone unfortunately (god forbid) need to use their health policy. Many thanks to you and your guest. Regards. Rajiv S
Thanks. For reminding important point for health insurance. Though many things we were knowing, still forgotten. WHAT IS ISR ? This is real help for society. Thanks again.
Ma'am what an eye opener this video is. I loved it to the core and thank you sir for explaining the technical terms in such a lucid manner. God bless u both.
Best idea 1) don't go for private company 2) go with any national bank which provides health group health policy for account holder, which is much cheaper, then directly any insurance company.3) don't opt for co - pay,4) better get policy before 50 age. 5) opt for family floater I have health insurance policy for 4 members for 5 lakhs, yearly 10,000/(PNB oriental) That guy is having limited knowledge.
Hello Satiji, Very good information received from Mr. Tejas.via u. Thanks for it. But Last question about Govt. Employees asked by u is not correctly answered because he could not get it clearly. Kindly provide the information about Govt employees if u get it. Once again thanks.
Sincerely appreciate your work. If it is possible for you can you make any Video on Mental Illness Disease Health insurance. There is less information available on RUclips. Many people in India now facing Mental Illness. For Public awareness you must make this video. Looking forward to hearing from you. Ignore the people comments. Your voice is clear..
Madam ham ne sbi ka family floater policy Lia he 5 lac ka . Ham Kaise pats Karen ye policy me for each 5 lac coverage he yan dono Keliye 5 lac coverage he ? 0:46
Choose your plan as per your pocket affordability with more features. Better to look coverage for Brand name, Room catogory, Daycare procedure, No claim bonus & hospital network.
Hi ma'am can u please suggest any best trem insurance for security forces . becouse I am a para military person and bajaj does not insur to the security person. Thank you
Plz answer if I m taking treatment in network hospital,still the company can partially pay my claim if reasonable and customary charges is applicable in policy wording
Hdfc has increased its premium approx 45% for its My Health Suraksha plan so now it's very expensive that's why you should go for optima restore plans of hdfc ergo or star health (if you want to buy any health insura policy I will provide you at best price please comment
Hello Madam, Thanks for this very informative video but can you please share your view on whether Max Bupa reassure and HDFC ergo optimal plan which will be a better option
Tejas sir ne bahut briefly explain karke bataya hai,but aap ek baar fir se ek vedio aap , jo jo baate Tejas sir ne bataya usko achchhe se Hindi me,bataiye,
Dear mam first of all thanks for uploading this video . I have seen this conversation on insta live as I follow you there also and after that I have taken HDFC ergo Optima restore of 3 lacs for my family(3 members) in addition to my employer policy .please tell is it good or not.
Hi mam , I m Navneet from Jamshedpur. I have been watching your videos from last week and found very useful and informative... I have one question with my term insurance and health insurance. My age 33 now and living in jharkhand state. I have purchased max life term insurance of 50 lac in 2018 and Religare health insurance - care of 5 lac in this month .. Is the above both policy is good for long term purpose or should I have to switch to other company.?? I have
नमस्कार मैडम.... बहुत अच्छी जानकारी.....मगर आवाज सही नहीं होने से संतुष्टी नहीं हुई...कृपया आप इसे क्लियर आवाज में प्रस्तुत करें....मेरी उम्र 50 वर्ष है...हमें आपका प्रोग्राम देखकर एक अच्छी हेल्थ पालिसी बहुत जल्द लेनी है...आप पर भरोशा है...आप जो भी प्रस्तुत करती हैं फिल्टर करके...जिससे हम सबको गलत जगह फंसने का चांस कम रह जाता है। धन्यवाद मैडम....
Mam i want to ask about my portfolio. Mam i am depositing 47000/- mth in diffrent MF. HDFC TOP 100 -2000, HDFC Mid cap- 2000 HDFC tax Saver-3000, IDFC Mid cap- 2000, DSP top 100 equity- 2000, HDFC Equity fund-1000, HDFC Infrastructure fund-2000, ICICI Pru. Equity& debt fund-2000, Nippon india large cap-9000, Nippon India Multicap- 5000, Nippon India Growth- 2000, Nippon India small cap-6000, Nippon India Tax saver-2000, Franklin India opp - 5000, Sundaram Mid Cap-2000. Mam pl guide me about my portfolio. And now i want a top up of Rs 5000/- mth more i am intrested in Pharma -2000, Axis blue chip -3000. Pls guide
हेल्थ इन्शुरन्स लेते वक्त ओ किसी भी TPA का होणा जरूरी होता है क्या, अगर हा तो TPA कैसे चूने, अगर ना तो वलेम सेटेल क्या डायरेक्ट इन्शुरन्स कंपनी करतो है.PLS बताये.
Madam, Mere pas Bajaj Allianz ki health policy thi. Meri health policy Mene 15 din me cancel karne ke liye email kiya tha. IRDAI ke rules ke anusar muje pure 100% refund milna chahiye. Muje aaj refund ₹29718 ke bajay ₹19316 mila hai. Aisa kyu? Company koi response nahi de rahi hai. Main kya karu? Please Reply Thank You 🙏
I have a patient who gets an heart attack in 2004 but he was not operated means no surgery done and he recovered, doctors concluded the out of two veins transferring the blood to hearts, one gets blocked and transferring blood through other veins is working so now he don't required surgery(this is current senario). can he get the health insurance without saying policy co. About all these things?
If you hide you can face problem in claim that's why never hide medical history to your health insurance company..Agent can suggest you to hide for his commission but you don't
Health insurance tips. 1) don't go to any insurance company directly, they charge more. 2) most of nationalised bank provides health insurance cover for account holder in a very cheap rate as it comes under group policy.so ask bank or search. 3) don't opt for co -opt option. 4)5 lakh cover for best for family of 4 5) don't search on policy bazar,as they won't tell true 6) fill the form and save the copy. 7) some bank provides cover for parents also. 8) don't go for any private company as they charge more and also avoid claims. 8) don't opt for critical ilness rider.it is useless because all disease are already covered.
Good information..... Thanks... Give some tips for term insurance.. Term insurance. 1) Kaha se buy karna chahiye (direct website, policy Bazar etc.) 2) Agar policy Bazar se kiya to kya process raheta hey clam kar ne ke time par 3) Agar company clam reject kare to (hot questions because wo time par policy holder nai hoga to bada problem ho sakta hey) BAHOT NEGATIVE REVIEW HEY TERM INSURANCE PAR AESA KYO? 4)agar company medical nai kare to kya karna chaiye mostly company tele medical bol deti hey to uska issue clam karne time par to nai hota hey na. 5) Max Life term insurance ka review bahot kharab kyo hey and uska clam settlement ratio to achha hey but customer happy nai hey 6) why we were trust on policy Bazar type 3rd party app
Yes I do agree with you my dear bajaj allianz has best ICR & CSR ratio even I was so impressed looking at these ratio but if u do more research of these health insurance policy they have imposed lots of restrictions. they have imposed restrictions on room rent & icu capping I.e they will pay 1% of sum insured on room rent I.e upto 5000 Rs on room rent & 2% on ICU charges I.e 10,000 which ever the amount is lowest. Bajaj allianz has put restrictions on ambulance charges also i.e upto 1000 Rs only which I believe is very low. They are not paying u for modern surgeries etc etc and lots more to go the list go on ....the more u read their terms & conditions the more you u will come to know. In my case I was looking for health insurance for my senior citizens father at first I was so impressed of bajaj allianz I have gone through many other health insurance brand read their terms & conditions also but unfortunately even other health insurance brand are more or less have same similar features which 1 brand gives u certain features which the other brand dont give ultimately I have decided to go for 2 to 3 different brand health policy of lower sum insured amount because incase of emergency we can't just rely on single health insurance policy incase the claim get rejected we are in trouble. These health insurance company are very smart and are just waiting for a chance of how to reject the claim or settle the claim for very low amount incase of emergency ultimately it's our own hard earned money we need to reap the benefits we deserve the best.
hello ma'am, I am looking to buy super top-up of max bupa for 95 lakh. But they allowed only single private room upto sum assured. Should I go for it. KIndly advice
Go for Super Top Up 20 lakhs HDFC ERGO Medisure AND 100 lakhs Liberty My Supra policy combination, it will be cheaper than Max Bupa and without any capping, sub limits or co payments 7227986900
HDFC ERGO is increasing premium in the name of policy upgration for existing customers who are paying premium for last 3 years, please guide if this fair from HDFC ERGO
Not only HDFC ERGO but so many Companies have revised their premium rates. Even though HEFC ERGO Health Insurance policies are better than any other policies 7227986900
Dear Swati Mam I bought Health Insurance from New India Insurance Limited so kindly let me know whether It's good and bad and I took 5 lakh Insurance so kindly let me know whether I Should increase the 5 lach cover to 10 lac cover or I should continue with this and my age is 38.
There is a capping in govt policy like new India, national, United and Oriental 1% of sum insured on room rent and 2% on ICU that is not called 100% cashless policy
रूम रेंट कैपिंग🤔🤔🛌🛏️🚪,वेटिंग पीरियड कलॉज़🤔🤔🤔,सबलिमिट🤔🤔💴💵,कैशलैस नेटवर्क🤔🤔🤔,CSR हेल्थ इंश्योरंस🤔🤔🤔 का डेटा,ISR🤔🤔🤔🤔,बहुत he achi जानकारियां😊😊😊👌🏻👌🏻👌🏻👌🏻👌🏻👌🏻👌🏻,धन्यवाद स्वाति जी और तेजस जी😊😊🇮🇳🇮🇳🇮🇳🙏🏼🙏🏼🙏🏼
Mam very nice explain thanks a lot😊😊😊😊
Very Informative Video Madam...
There are lots of hidden things came to know about insurance from this video..
Thank you so much and God Bless You
Hello Swati .Very good summary of key points to look for when buying health insurance with even minor and practical details to avoid unpleasant surprise in case someone unfortunately (god forbid) need to use their health policy. Many thanks to you and your guest. Regards. Rajiv S
बहुत ही अच्छी जानकारी स्वाति जी हेल्थ इन्सुरेंस के बारे में अच्छी बातें सीखने को मिली👍👍👌👌
Very good video madam you have shared such a great information , thanks to madam and Tejas sir
Great video. Keep uploading such in-depth videos
Mam Very Nice...Bahut kuch naya pata chala is video se.You are doing Great Job👍
Thanks. For reminding important point for health insurance. Though many things we were knowing, still forgotten.
WHAT IS ISR ?
This is real help for society. Thanks again.
SUPERB INFORMATION. THANK YOU MAMA
Ma'am what an eye opener this video is. I loved it to the core and thank you sir for explaining the technical terms in such a lucid manner. God bless u both.
Finallly can u summarise which top 5 option to buy. So we can finally decide thnaks
Very very informative and helpful. Thank you Mam and Sir
Thank You for this !
One of the best videos on health insurance technical points. Thanks Swati. I appreciate ur work.
Quite pertinent questions :)
Great
Great video! Mrs. Swati Kumari
Very informative.
Best idea 1) don't go for private company 2) go with any national bank which provides health group health policy for account holder, which is much cheaper, then directly any insurance company.3) don't opt for co - pay,4) better get policy before 50 age. 5) opt for family floater
I have health insurance policy for 4 members for 5 lakhs, yearly 10,000/(PNB oriental)
That guy is having limited knowledge.
Hello Satiji,
Very good information received from Mr. Tejas.via u. Thanks for it. But Last question about Govt. Employees asked by u is not correctly answered because he could not get it clearly. Kindly provide the information about Govt employees if u get it.
Once again thanks.
Sincerely appreciate your work. If it is possible for you can you make any Video on Mental Illness Disease Health insurance. There is less information available on RUclips. Many people in India now facing Mental Illness. For Public awareness you must make this video.
Looking forward to hearing from you.
Ignore the people comments. Your voice is clear..
All time favourite 👍
Madam ham ne sbi ka family floater policy Lia he 5 lac ka . Ham Kaise pats Karen ye policy me for each 5 lac coverage he yan dono Keliye 5 lac coverage he ? 0:46
Nice info.. mam itne sare company se koi v le sakte hai kya
Choose your plan as per your pocket affordability with more features. Better to look coverage for Brand name, Room catogory, Daycare procedure, No claim bonus & hospital network.
Hi ma'am can u please suggest any best trem insurance for security forces . becouse I am a para military person and bajaj does not insur to the security person. Thank you
Hi Swati ma'am, could please suggest which is the best Super Topup Health insurance in market? Will be really helpful. Thanks! - Shanks S
Mam please suggest any book for mf of a to z information
Bahut achchi jaankare thank you
Mam, kindly tell us the Dynamic bond fund and the risks involved to it. Mam, FD rates are nothing now so, where to park money for 1 to 4 years.
Plz answer if I m taking treatment in network hospital,still the company can partially pay my claim if reasonable and customary charges is applicable in policy wording
Reliance health insurance ka video bana kar jankari dijiye
Mem term insurance mex life 50 lac for 80 ईयर लिया है केसी hai
Thank you so much
Star or hdfc? Which should be bought?
Hdfc has increased its premium approx 45% for its My Health Suraksha plan so now it's very expensive that's why you should go for optima restore plans of hdfc ergo or star health (if you want to buy any health insura policy I will provide you at best price please comment
Hello Madam,
Thanks for this very informative video but can you please share your view on whether Max Bupa reassure and HDFC ergo optimal plan which will be a better option
Tejas sir ne bahut briefly explain karke bataya hai,but aap ek baar fir se ek vedio aap , jo jo baate Tejas sir ne bataya usko achchhe se Hindi me,bataiye,
Dear mam first of all thanks for uploading this video . I have seen this conversation on insta live as I follow you there also and after that I have taken HDFC ergo Optima restore of 3 lacs for my family(3 members) in addition to my employer policy .please tell is it good or not.
It's a good plan options,and your SA value not 3 lac but 5 lac is must for family floater..
Hi mam , I m Navneet from Jamshedpur.
I have been watching your videos from last week and found very useful and informative...
I have one question with my term insurance and health insurance.
My age 33 now and living in jharkhand state.
I have purchased max life term insurance of 50 lac in 2018 and
Religare health insurance - care of 5 lac in this month ..
Is the above both policy is good for long term purpose or should I have to switch to other company.??
I have
Thanks for the information mam, please explain on the policies where 5+15 lacs(total 20 lacs) cover is shown couldn't understand that...
All time best
नमस्कार मैडम....
बहुत अच्छी जानकारी.....मगर आवाज सही नहीं होने से संतुष्टी नहीं हुई...कृपया आप इसे क्लियर आवाज में प्रस्तुत करें....मेरी उम्र 50 वर्ष है...हमें आपका प्रोग्राम देखकर एक अच्छी हेल्थ पालिसी बहुत जल्द लेनी है...आप पर भरोशा है...आप जो भी प्रस्तुत करती हैं फिल्टर करके...जिससे हम सबको गलत जगह फंसने का चांस कम रह जाता है।
धन्यवाद मैडम....
Go any product of HDFC ERGO Health Insurance 7227986900
Mam i want to ask about my portfolio. Mam i am depositing 47000/- mth in diffrent MF. HDFC TOP 100 -2000, HDFC Mid cap- 2000 HDFC tax Saver-3000, IDFC Mid cap- 2000, DSP top 100 equity- 2000, HDFC Equity fund-1000, HDFC Infrastructure fund-2000, ICICI Pru. Equity& debt fund-2000, Nippon india large cap-9000, Nippon India Multicap- 5000, Nippon India Growth- 2000, Nippon India small cap-6000, Nippon India Tax saver-2000, Franklin India opp - 5000, Sundaram Mid Cap-2000. Mam pl guide me about my portfolio. And now i want a top up of Rs 5000/- mth more i am intrested in Pharma -2000, Axis blue chip -3000. Pls guide
Please review max bupa health insurance company with its Reassure plan.
Swati ji bagut khub
हेल्थ इन्शुरन्स लेते वक्त ओ किसी भी TPA का होणा जरूरी होता है क्या, अगर हा तो TPA कैसे चूने, अगर ना तो वलेम सेटेल क्या डायरेक्ट इन्शुरन्स कंपनी करतो है.PLS बताये.
GOOD
Madam, Mere pas Bajaj Allianz ki health policy thi.
Meri health policy Mene 15 din me cancel karne ke liye email kiya tha. IRDAI ke rules ke anusar muje pure 100% refund milna chahiye. Muje aaj refund ₹29718 ke bajay ₹19316 mila hai.
Aisa kyu? Company koi response nahi de rahi hai.
Main kya karu? Please Reply
Thank You 🙏
Religare Health Insurance company is offering good plans...
Tell me mam Royal sundaram Heath insurance
Go for Religare Health insurance
Nyc
मैम टर्म इन्सुरेंस पर भी वीडियो विथ name लाइये।
धन्यवाद जी।
1din phle policy le h. Ryder hatana h. Ho jayga. Bond, medical nhai hua.
I have a patient who gets an heart attack in 2004 but he was not operated means no surgery done and he recovered, doctors concluded the out of two veins transferring the blood to hearts, one gets blocked and transferring blood through other veins is working so now he don't required surgery(this is current senario). can he get the health insurance without saying policy co. About all these things?
If you hide you can face problem in claim that's why never hide medical history to your health insurance company..Agent can suggest you to hide for his commission but you don't
Always disclose all medical history while buying insurance policy. Star Health may provide and it is only Company who have such policy 7227986900
Health insurance tips.
1) don't go to any insurance company directly, they charge more.
2) most of nationalised bank provides health insurance cover for account holder in a very cheap rate as it comes under group policy.so ask bank or search.
3) don't opt for co -opt option.
4)5 lakh cover for best for family of 4
5) don't search on policy bazar,as they won't tell true
6) fill the form and save the copy.
7) some bank provides cover for parents also.
8) don't go for any private company as they charge more and also avoid claims.
8) don't opt for critical ilness rider.it is useless because all disease are already covered.
Good information..... Thanks... Give some tips for term insurance..
Term insurance.
1) Kaha se buy karna chahiye (direct website, policy Bazar etc.)
2) Agar policy Bazar se kiya to kya process raheta hey clam kar ne ke time par
3) Agar company clam reject kare to (hot questions because wo time par policy holder nai hoga to bada problem ho sakta hey)
BAHOT NEGATIVE REVIEW HEY TERM INSURANCE PAR AESA KYO?
4)agar company medical nai kare to kya karna chaiye mostly company tele medical bol deti hey to uska issue clam karne time par to nai hota hey na.
5) Max Life term insurance ka review bahot kharab kyo hey and uska clam settlement ratio to achha hey but customer happy nai hey
6) why we were trust on policy Bazar type 3rd party app
We can buy online also?
Mam, I checked from sources and found that Bajaj is having the best ICR as well as CSR values.Do you agree?
Yes I do agree with you my dear bajaj allianz has best ICR & CSR ratio even I was so impressed looking at these ratio but if u do more research of these health insurance policy they have imposed lots of restrictions. they have imposed restrictions on room rent & icu capping I.e they will pay 1% of sum insured on room rent I.e upto 5000 Rs on room rent & 2% on ICU charges I.e 10,000 which ever the amount is lowest. Bajaj allianz has put restrictions on ambulance charges also i.e upto 1000 Rs only which I believe is very low. They are not paying u for modern surgeries etc etc and lots more to go the list go on ....the more u read their terms & conditions the more you u will come to know. In my case I was looking for health insurance for my senior citizens father at first I was so impressed of bajaj allianz I have gone through many other health insurance brand read their terms & conditions also but unfortunately even other health insurance brand are more or less have same similar features which 1 brand gives u certain features which the other brand dont give ultimately I have decided to go for 2 to 3 different brand health policy of lower sum insured amount because incase of emergency we can't just rely on single health insurance policy incase the claim get rejected we are in trouble. These health insurance company are very smart and are just waiting for a chance of how to reject the claim or settle the claim for very low amount incase of emergency ultimately it's our own hard earned money we need to reap the benefits we deserve the best.
sound of sir not clear..it will be better if u clearly tell in a seperate video what sir said..don't understand what he said
hello ma'am, I am looking to buy super top-up of max bupa for 95 lakh. But they allowed only single private room upto sum assured. Should I go for it. KIndly advice
Yes...Health Recharge TOP-UP PLAN of Max bupa is very good If you want to buy please comment you can get at best price
Go for Super Top Up 20 lakhs HDFC ERGO Medisure AND 100 lakhs Liberty My Supra policy combination, it will be cheaper than Max Bupa and without any capping, sub limits or co payments 7227986900
Mam kripya aap parsonally iska ek alag video detail mein banaye
Is video ko acha krne k liye aap ek kaam kr sakti hai Subtitle daal dijiye...Voice clear nahi hai kyunki
HDFC ERGO is increasing premium in the name of policy upgration for existing customers who are paying premium for last 3 years, please guide if this fair from HDFC ERGO
Not only HDFC ERGO but so many Companies have revised their premium rates. Even though HEFC ERGO Health Insurance policies are better than any other policies 7227986900
Good morning
Aavaj saf nahi he inki please swati Ji Aap ki voice me samjaiye
3 lakh policy me best compny kai hai
Religare Heath Insurance company ka le lijiye....Call Kare main aapko details bata sakta hu...9823211515
Punjab National Bank health policy
HDFC ERGO & BHARTIYA AXA LIFE INSURANCE
PER-POST,
+CORONA
MINIMUM PREMIUM..
HEALTH INSURANCE-9579669933
Tejas bhai sab se kese contact kare
Resp. Ma'am
TMT test report base bna kr mere
Max Life Term Insurance Policy postpone kr di
Kya krna chye mujhe?
You age.. For hdfc life term plan 7020385056
आवाज मैं क्लेरिटी नही है आवाज साफ समझ मैं नही आ रही है स्वाति ।
Mam health insurance pura hone par agar hum hospitals nhi hote hain toh kya hmeim kuch Paise vapis milte hain
No
Nahin, koi paisa vapas nahin milta 7227986900
Quality video banaye pls, do some investment
madam voice clear karke upload karein
Audio not clear
Dear Swati Mam I bought Health Insurance from New India Insurance Limited so kindly let me know whether It's good and bad and I took 5 lakh Insurance so kindly let me know whether I Should increase the 5 lach cover to 10 lac cover or I should continue with this and my age is 38.
There is a capping in govt policy like new India, national, United and Oriental 1% of sum insured on room rent and 2% on ICU that is not called 100% cashless policy
12:45 summary
Please share CSR
Audio is not clear.
Person voice is not veryclear so could not hear it properly. He was using wired earphones so it caused
Didi apka sounds quality accha nahi hai ....
Ye angreji billa Kaha se pakad layi
His voice is not so clear in this conversasation to understand all his advices. Better not try to hear forcly just time wasted.
थैंक्स इस वीडियो के लिए।
Increase premium by 40 percent
Audio problem
Really bad audio
MADAM
Bakwash talk ,