Siri 4 Za Kujenga Nidhamu Ya Kutoa Pesa.

[@kdmongi]

Kuweka bajeti maalumu kwa ajili ya kusaidia ndugu na marafiki ni nidhamu nzuri sana changamoto ikiwa umefikia ukomo wa bajeti ako ya kusaidia na ikatokea dharura ugonjwa au ajali sio rahis sana kuacha kusaidia so nashauri mbali na kuwa na bajeti maalum ni muhimu kuwa na emergency fund ya kwako personally inayojitegemea..Asanteh sana kwa somo zuri,Mungu azidi kukutunza ili tuendelee kufaidika na elimu unayotupa🙏

[@abelntobi382]

Na utoaji wa pesa NI kitu ambacho kinawashinda wengi hasa kumunyima mtu unaemupenda Kama mke au wazazi inahitajika moyo mugumu Sana thanks bro

[@annamtewele5453]

Mafunzo mazuri

[@abdulrazackkipingu5437]

Hiyo no.3 nimeipenda na nitaifanyia kazi kwakua nimekua siendani na kanuni hiyo shukrani Sana

[@FURAHAbest]

Kabisa

[@jenipherrio7941]

Kaka ahsante. Mungu akubariki Mimi napata hela Sanaa Ila Sina nidhamu ya pesa nimejifunza pia naomba uzidi kunishauri ahsante naitwa jenifa riwa

[@reginaldipeter2272]

Asante kwa somo zuri Waefeso 3:20

[@nicholaussemfukwe6283]

Mungu aendeleh kuku maisha malefu daima Ili vijan tuendeleh kuelimika Zaid kifikra au katika mambo mengi yanaytuzunguka katika jamii tunayo ishi

[@citymaxbookshoptanzania2924]

Asante sana Joel wewe ni zawadi kwetu toka kwa Mungu.

[@noeldismas7340]

Thanks Joel I got something, be blessed & continue changing people's lives

[@aminatundondege9384]

"Respond promptly",Kaka Joel imenikuta,mpaka ikawa kama deni,siyo siri nilikereka.Asante kwa somo hili,nimejifunza.

[@jackychebet7593]

Asante Sana kaka joel ubarikiwe kwa ushauri wako mzuri.nimejifunza mengi kutoka kwako Asante Sana.

[@franksamson4693]

Hapo ni zote tu maana duuh Asante Kaka Joel nanauka

[@judithsalvatory2892]

Asante ili somo ni kwa ajiri yangu.

[@richardmartin6429]

Mimi naona Siri zote nne ni Muhimu, ila namba Moja nimeipenda zaidi. Mambo yanayoturudisha nyuma kimaendeleo ni yale yanayofanyika bila mipango maalum, naamini kuwa na Budget maalum kutanisaidia kuepuka Matumizi yasiyo ya lazima. Ahsante

[@jordanmakere126]

Broo nanaukaa me nahisii zotee n muhimu mnooo nmefungukaaa Zaid your blessed

[@williamandrea7940]

Kaka Joel Nakushukuru sana hizo tabia zote mimi ninazo ninakama aina fulani ya huruma kwa watu hebu nishauri nifanyeje kaka Mungu akubari sana kaka

[@severinebagenyi4745]

Hiyo namba nne ipo vizuri sana maana Kama watu hawajui details zako za hela siyo rahisi kukusumbua mara kwa mara hasa pale unapopata pesa nyingi

[@HoseaNambari]

Asante sana kaka nimekuelewa sana mungu akubariki

[@deviijackii1293]

Mm nahic wew Joel unayajua maisha yangu

[@Justinmax-p7n]

Kaka mngu tu akuoe maisha malefu najifunza sana kupitia wew one love

[@roselynerwiza9383]

Asante sana kaka Mungu akubariki sana

[@mensonayoub7820]

Nimejifunza somo zuri sana...asante sana mtaalam

[@MichaelJordan-t3v]

God bless you

[@hamiduhamisi2457]

Sawa kaka Joel Mungu akuzidishie umri mref

[@eugenlukuze3187]

Real mr nanauka you spoken fact

[@happinesjovinary7867]

Aisee Mr binafsi nakukubari saana. Hiyo kumwambia mtu kiwango chako imetufelisha Wengi sànà

[@carrencatherine2018]

Asante bro Joel Nanauka

[@AlexJefwa]

Barikiwa sana coach Joel 🙏

[@allyshabani7791]

Mungu akubaliki sana brother kwa elimu niliyoipata kwenye mafunzo yako

[@harmonizefans3783]

Much respect bro @nanauka

[@nassormakwaya5970]

uko vzr sana Kamanda Joel ngoja tuendelee kukufuatilia

[@sheddykayanda4369]

Aisee niko vizuri zaidi ktk hili

[@deokarithomas1243]

Thank you kaka joel umenifungua,, keep it up.

[@ummuhsalamah7128]

Nimejifunza Jambo kiongozi mungu akubariki

[@visiongirl]

Hii clip imenisaidia sana sana kudevelop nlkuwa napata shida kumwambia mtu ukweli kwamba sitaweza kumpa kiwango anachohitaji
Saivi nimeweza imenifanya niwe na furaha na akiba nzuri

[@stevengoodluck4581]

Nmekuelewa sana nitham ya pessa

[@martinnsuhuje7821]

Asante sana.Be blessed

[@amanibayo1915]

Huwa namuelewa sana brother

[@cleophacematogo8239]

Ahsante umenipa Tiba

[@aash4145]

Aksante kaka kwa ushaur❤️❤️🌹👍

[@emmanuelmkopekwa1751]

Dah bro asante kwa somo zurii kwakwelii hiyoo ya 3[respond promptly ]ilikuwa ikinisumbua sanaa I think from now ntakuwa naujasiri wa kutoa jibu kwa mda huo huo ndan ya 24hrs

[@samiraomari1222]

Asante masomo yako yananisaidia sana kaka

[@frankplatinam]

Mungu akubariki kwa elimu unayo tuelewesha broo

[@josephboniface7506]

Thanks Broh# umenifungua Sana hasa Hiyo ya 4

[@mbarakasalumu7122]

Ahsante nimejifunza kitu bro

[@saimonmaluli3251]

Be blessed brother

[@abraham1528]

Safi sana nimeridhika.

[@sarahkaray1891]

Thanks Namba 1 imenigusa sana

[@hamisinyakitina9313]

Be blessed

[@frankmaginga3459]

shukran, u provide gud explaination

[@kamaratsalimsafari8838]

Point 👌

[@habibismael4937]

Kwangu ni kutokusema details ya pesa zangu from Burundi my mentor

[@inyasiinvestment18]

Umenijenga kwenye maisha mapya sana broo mungu akubariki sana

[@edson2450]

Asante sana kaka, umenisaidia sana sana sana kwenye Maisha yangu na elimu unayotupatia. May God bless you!

[@kamaratsalimsafari8838]

Iyo ya discussing financial details 👍Yes

[@eliachilonwa5056]

Mungu akubariki Kaka Joel

[@sephaniachaula1030]

Tabia hiyo nanayo sana huwa nashindwa kujizuia nashukulu kwa mafunzo yako

[@geophreygwarasa6789]

Asante nimepata kitu kizuri

[@owenmlagala8717]

Nimeipenda Point sana

[@saidagalu2914]

Ahsante sana umenifanya niwe respond promptly itanifikisha mbali God bless you 😘

[@danielshekiyao706]

Wewe ndio menta wangu na naamini nikikufuatilia sana nitafikia uhuru wa kifedha no 4 nimeipenda

[@ndolaismail45]

Shukrani sana kaka ang! Imenigusa sana🤝

[@emanuelavaleriani8646]

Wao so nice

[@josephisinta6606]

Yes it's good

[@salviuskamaza4501]

*TO BECOME SUCCESSFUL YOU NEED TO DO THE FOLLOWING*🙏🙏🙏💪💪💪💪
*● BELIEVE - while others are doubting.*
*● PLAN - while others are playing*
*● STUDY - while others are sleeping*.
*● DECIDE - while others are delaying*.
*● PREPARE - while others are daydreaming*.
*● BEGIN - while others are procrastinating*
*● WORK - while others are wishing*
*● INVEST - while others are wasting*.
*● LISTEN - while others are talking*
*● SMILE - while others are frowning*
*● COMMEND - while others are criticizing*.
*● PERSIST - while others are quitting*.
*☑️ JOIN while others are still thinking*

[@AdamBilali-d5x]

Big up bro nimejifunza vitu

[@AdamBilali-d5x]

Can you give me other rules my brother?

[@mmbarikiwa6987]

Nimekuelewa sana

[@cleopatraadolf6492]

Joel nakuelewa saana

[@ramadhansawa9901]

Somo nimelielewa sana,shukrani mkuu

[@YohanaMpambi]

Asante sana kaka

[@annamwananjela5594]

Umenifungua akiri yng mungu akubariki naimana sasa nimejitabua

[@JacklineShao-g1w]

Napenda mafundisho yako

[@shemsiahemed3204]

Asante sana namba moja taizingatia kuanzia ss

[@johnsaidy803]

Mungu awe nawe mi lele daima

[@mussamigeke9843]

Thnx , jambo nililojifunza kwanza nikuwa Na bajeti ya kusaidia jamaa ndg Na nk
Pili kuwa muwazi kujibu in 24 hrs pia Na syo kuahidi ukijua uwezekano haupo

[@mohammedrashid2906]

Tunakuchukuru sana

[@yusuphmashaka659]

Dah kweli kabisa kaka hapo kwenye kumwambia mutu ukweli nipagum

[@burudikotv1953]

Namba nne kiboko kwa bongo yetu❤

[@mahirfauz1993]

Asante sana kaka

[@194summer]

Bwana Yesu asifiwe,
Habari mtumishi wa Mungu
Naomba namba zako nina jambo la muhumu la kukueleza

[@mariamayoob8734]

Asante

[@zabronsuleiman664]

asant bro!

[@noelbudeba3173]

Somo zuri ila naona wengi wetu huomba kuliko wanaoombwa hvo ningependa utuandalie somo litakalotufundisha njia nzuri ya kuomba au tuachane na kupungua idadi ya waombaji

[@alexandermluge7886]

Kaka hii point ya mwisho imebeba nyama zote👍

[@edgerchristopher4691]

Waoh, thank you.

[@FURAHAbest]

Mm naona ya kumwambia mtu kwamba Huna au unayo ila hauitaji kumpa hiyo iko good sana

[@damianmakala2913]

Kwangu mimi be clear , kuwa muwazi ni silaha muhimu Sana ! Na kwa kuwa huwezi kujitenga na jamii yako ama ndugu pia kutenga bajeti ni muhimu !

[@noarkalelo6963]

Asante kwa ushauri mzr kaka

[@omarimadiva5352]

Ni darasa zuri kaka Joel,ubarikiwe sana

[@halifaiddy8497]

Thanks

[@michaelemmanuel117]

Ok sawa

[@paulkomba9972]

Asante..kwa somo

[@MichaelErnest-do5yc]

Hii inanihusu mimi kabisa kaka

[@tatuali1379]

4 umenifaa 🤝

[@givenjackson5449]

Wale tuliofuata link kutoka Kwa Mheshimiwa Nanyumbu tujuane Kwa like hapa

[@sahachi397]

Ndio

[@rahmahamisi7604]

Zote nzuri yan kwenye namba 3 ndio nilikuwa siwez kuongea ukweli najikutaga hata kukopa ili nimpe mtu ila sasa nimejifunza

[@rahimaaziz8970]

Hii imenitesa sana kwa mda mrefu,be clear,huwa naona aibu kumbe inanirudisha nyuma kimaendeleo

[@abdoulkarim2964]

Bwana Nanauka Mimi ni z
oote

[@breshnyanjwa3102]

Like that pacy

[@mbwanadaraja8230]

Asante kaka

[@ayubuhamad9451]

Hizi 3 za mwanzo zinanigusa moja kwa moja,natamani kuziacha

[@rashidkombo5847]

SeeYouAtTheTop

[@michaelkyaruzi5175]

Yote uliyoyaongea yananigusa nashukuru elimu nzuri!