Ask Basant : Property vs. Equity?
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- Опубликовано: 24 июл 2024
- Invest in our Smallcase :
Basant Maheshwari Smallcase: basantmaheshwari.smallcase.com
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Buy my book: The Thoughtful Investor only from our website:
www.thethoughtfulinvestor.in
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We take your questions on the most generic question of whether to buy a property or invest the surplus into equity.
Listen to this to know more.
0:00 Intro
0:31 EMI & Freedom
0:51 Low Yield Assets & High Yield Assets
1:55 INDIAN Old Mentality
2:33 Commercial Real Estate
3:04 Business ROE Vs Rental ROE
4:03 Can I get a 6-7% Return from commercial Real-Estate?
5:45 Property Jumps In Outskirts?
7:28 I'm surprised to hear you live on rent
9:19 Can one be happy without being rich?
10:34 Investing in stock markets by selling your business?
12:29 Land Legal Problems Suggestions?
13:59 Demat account stolen?
15:56 Are you rich because you bought a house?
16:58 REITS as Investment?
17:32 Equity Investment Vs Land Investment
18:30 REITS
18:52 Properties Getting Sold At Half Rate
19:50 CDSL Switch To HCL TECH
20:25 Buying Big House To Show Off ?
21:12 Leveraged investing?
22:19 GURGAON Rental Yield
23:25 50% Equity & 50% EMI
24:40 View On Commercial Real Estate Yielding 10% In Warehouse
25:34 Index Funds Vs Property Investment
26:45 Books on Economics?
27:17 CANADA Property Price Bubble?
28:04 Buying 70 Lakh Property
28:39 What to do with property?
29:55 Getting A Home Loan
#hcltech #cdsl #equity #indexfund
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Invest in our Smallcase : Basant Maheshwari Smallcase: basantmaheshwari.smallcase.com --- Buy my book: The Thoughtful Investor from my website www.thethoughtfulinvestor.in ---
Attempt-101
Kidding, just to get Attention
It's very difficult to get Attention with so many comments.
Hi Basant sir,
I have shortlisted with deep study and have conviction to hold them.
Hari Om pipes, ksolve, Jyoti resins, Carysil and DSSL as I think it's margin can expand.
I have invested 15 lacs in total for 10 Baggers atleast in each and then I'll rebalance the portfolio as I'm growth Invester.
Currently I'm with double the profit in Hari Om and ksolve.
What's your view?
Hello sir, I agree that property doesn't appreciate in metro like Delhi NCR I bought multiple flats but getting only 2% return,now I am happy doing FD at 7.75% for 3 cr.Have decided to put FD return only in equity to lead a peaceful life
Namaste
Basant Sir, I am a regular watcher of your Utube. Can u analyze Cholamandalam Finance pl?
Q😢@@fanofpeterlynch6474
Sir, sharing an interesting analogy / thought. I had done a 2 day in person workshop / training in 2018 for a course called Certified Scrum Master. Was fortunate to be trained by the pioneer in this field: Peter Stevens from Switzerland.
His own one-liner definition of Scrum Master role was: "One who activates the intelligence of the team"
I think it aptly defines you as well. You are a coach / guru who activates the intelligence of your viewers.
Thank you 🙏
Hats off to you sir for your consistency level❤
Bhut accha btaya sir apne Maine phle bhi apke interview dekhe h jb ap you tube me nhi the, mjhe pta ki Ghar kb lena kb nhi ye apki knowledge carore rupye ki hai bhut hi valuable hai log rat race me khud ko fasate h sirf dikhane liye jbki vo sach me itne capable nhi hote.
Agree sir Equity me Paisa bahot benta hai per logo k pass proper knowledge nahi hai share market ka,aur maine problem humare desh me language ka hai jo ki English samjh ne wale kafi Kam hai humare desh me
Sir apka bhi mann nhi lgta humare bina🎉😂❤
He is star of retail investors
@@nitinKumar-vm7gz Bilkul bhai big respect 🙏. His knowledge and experience is unmatched. He is Sachin Tendulkar of investing.
❤❤❤😂😂😂
Sahi kaha ....or hamara bhi
We r getting addicted to your educational & entertainment laced videos. 😅Really we get totally engrossed in ur videos.
Agree
Most of the people just want to know the name of the stock for becoming rich. I feel it is important to focus on two concepts, concept clarification with out of the box thinking and behavior management with money. You aptly are teaching the same. Thank you sir,
Thank you sir for views and making aware us🙏
Basant sir your explanation on property price increase happenstance because of land peice increase as comodities are not even making positive return is like a gold mine to understand how fundamental analysis should be done.
Because of auch fundamental explanation your channel is very different than so called finance influencers.
Just for entertainment purpose keep sharing such fundamental understandings with us. I think this was your one of the best episode/videos we have seen in recent times.
Thank You Sir…🙏 For Teaching Financial Management In Our Life…🙏
Thank you Sir for making one more video on Sunday.
Watching your videos have really helped me and my family to understand financial planning and how fixed assets like gold and real estate are not good in the long run.
Sir please if you could take my question regarding Aptus value housing Finance company, can we keep it for long-term.
Sir, love hearing your thoughts which are practical and logical.
“A man without money is like a bow without an arrow”
First make money with legal means, then become a philosopher, like money is not everything and all.
Thank you very much sir, for uploading the video.🙏🙏🙏
One of the best discussion on property buying or investment.
Sir,
You are really doing great job by enlightening the common man through realization of importance of equity. Ultimately your thoughts are going to turn around CDSL.
As they say, "It is good to sit and discuss with open-minded people, and not with narrow-minded people", jokes apart, :)
as usual, a fantastic and very realistic discussion and point of view that we ordinary people really need in this current situation, thank you Basant sir.
We are getting really addicted to your experienced and to-the-point views.
Sir aap un logon mien se hain jo ek hi dil baar-baar jeet te hain
Thanks for sharing ur experience n knowledge
Ur approach is excellent....kuchh tow log kahenge,logon ka kaam h kehna
Sahi hai sir, emi yaani bandhuva mazdur. I saw this while I was in my previous job. People just don't only take loans for home, they take loans for phone and holidays!
As usual, a fantastic and realistic assessment of the issues in property market
Sir aapka vedio dekne se bahut saara knowledge gain kar lethe hai... thanks
Sir bohot aacha gyan mila... Thank you❤
Thank u sir for sharing ur Knowledge!!
Golden words of wisdom from a seasoned man like you.
Good to know that you’re from J&K. You’re amazing coach.
Very responsible and practical suggestions given by Basant Jee
Great learning sir thank you very much 🙏👍
Amazing video, after a long time I have heard this kind of video. Keep coming up with your videos sir.
Very practical content with some good insights ...
Thank you so much sir for your life changing information.🙏🏽
साधारण व्यक्ति ने आम जिंदगी में लोगो को रियल एस्टेट से संपति बनाते देखा है, ऐसे उसने बहुत सारे example देखे है और उसने इक्विटी/स्टोक से पैसा कमाया नही है और नाही देखा है सिर्फ सुना है तो वो प्रॉपर्टी पर ज्यादा विश्वास रखता है, और प्रॉपर्टी एक विश्वास भी देता है की मेरे पास कुछ है।
Flat 40 male pe uski kya ho value hogi city centre chodke
I wait for your videos....thank you so much
Thanks Sir
Realy very true explanation sirji thanks for being with us 🎉
Rental income is one part and second is estate appreciation and third is consolidation of money at one place
Fantastic explanation. I also thing that taking a loan in any form other than Business purposes is like committing sin and EMI is just a scam.
Hi, Basanji love watching you, the way you enlighten people with humor and knowledge combination is awesome. Please guide how to decide when to book profits in stock on expensive valuation or market condition
Thank you sir, Happy Sunday
Very nicely explained ❤
Thank you sir for video and your guidance. Thank you for answering my question.. it was a very important question for our family. I will make sure my brother follows your advice sir.🙏😁
Sir app Saab kuch itni simple language Mai samjadehthe❤aur practical bolthe ho .
Aap great ho sir mai 10yr se apki baato ko sunta aa rha hoo aur Manta bhi hoo...❤
sir apke vichar hame investing journey me aage badhne ki takat aur himmat dete hain 🙏🙏
Good evening sir 😊
Thanks for discussing my question.
Your comment are Always helpful
Big Fan of yours
Saurabh
Jai Hind 🇮🇳
Bahut Shukhriya for the Multibagger - Your insights & views were itself a multibagger in an indirect way.
amazing content .. it matches my view on properties what you said in 30 mins.. looks like i have the correct idea moving ahead .. thanks for the confirmation :).. good morning with jalebis.
Thanks for making videos on Sunday also..thanks a lot
True money is needed to meet all requirements. 😊
Thanks for advising sir
Great session.
Hi sir
Love your videos
My question is that jaise US ke promoters 1dollar salary lete hai aur ESOP ke through bhar ke company ka stock le lete hai
Toh us se number of shares badh jata hai aur usse stock price pr kuch effect hota hai kya?
Sir pls explain in detail and thanks for taking my question.
Beautiful video. Anyone can get full clarity after watching your morning and evening videos on property Vs Equity. Please take my question i already tweeted. Unable to put the question in youtube comment box because my question has attachment of my portfolio. Waiting to hear your reply in next youtube video, thank you. Please continue the show. The show must be continued......... for our help.
Thank you so much sir 🙏
Salute your commitment
Commercial rent n business yields concepts good👍
Very useful information, sir ❤
Sir I completely agree with you my father invested in 3 lands and court cases are going on since 20 years in these although the value is in crores but I dnt agree with this thought because that money is not yet received
शानदार रहा गुरुदेव...ज़िंदाबाद
Its wonderful🎉🎉🎉
I calculated land returns of a relative.
It was about 14.5.
Some didn’t grow
Agree with you on legal issues. It’s a headache.
I suggested let them be monetised.
Moksh kya hai ?
Ans- When you go for various trading strategies to make money in the stock market, get failure, dissatisfied, and then got to watch Basant Maheshwari videos.. Learned a lot sir, Thanks
Aur bhai Retail Investor ko pehle wo 10-15k monthly trading wala hi smjh ata hai. Pura Stock Market ka setup hi esa hai
@@shubhamdixit7909Very true sir 🙏
Ara Bihar, 1857 first war of independence, veer Kunwar Singh ki jagah hai...
Dr Rajendra Prasad Siwan Bihar se thy..
Good very useful information thank you sir
Sir aapke investment ideas life changing hai🙏
Maheshwari Ji, i watch regulary. Now Home vs Equity, Best part in this video was 30:03 Please include that in your next discussions of same topic.
For salaried people, Ghar kharidna hein toh Home loan lo aur woh bhi sirf minimum down cash payment pe, Baki sara loan & Non EMI regular cash ko invest karo.... Issein appreciation bhi milega aur woh bhil chalte jayega.. Baki aapn jaante ho kaise bolna hein
Mera koi question nahi kyuki aap cover kar hi dete ho, phir bhi liya ho toh bata dena. Metal Steel sector ki small cap companies mein Sixer lag sakta hein kya Govt ke Infra boom sein?
Excellent analysis sir
To be successful in life, you need to be focused on your goal
Sir aapka video regular watch karta hun aap Jo explain karte hain na sir mere Dil Ko chhu jata life changing aapko life ka bahut jyada experience🎉🎉🎉🎉
You are right sir
SIR JAI SHREE KRISHNA APNA AASHIRVAD HUM PAR BANAYE RAKHNA AAPSE BAHUT SIKHANE KO MIL RAHA DHANYAVAD SIR
Excellent anlasys sir.
Sir, very interesting analysis and perspectives with subtle humour. I request you to share your views on whether one should do prepayment of home loan or whether one should invest in stocks or mutual funds instead of pre-paying the home loan.
Amazing basant ji
Great Sir
i loved the opening statement sir
Excellent
Yes , u r absolutely 💯 taka true
Sir watched your video 1st time marvelous piece of work. Plz try to make some more videos particularly on property
You are great teacher sir 🙏🙏🙏🙏
Sir IT IS DIFFICULT to imagine life without you
Mumbai residential rental yeild is around 2-3 % and commercial property has yeild around 5-6%. But price appreciation is 15-17% over long term. Older houses earn more because it have better floor ratio. Also tax rebates and capital gains discounts are also beneficial.
House are different from flats or builder floor...these are depreciating asset
Sirji
Happy Father’s Day
I was recently planning to buy a office in my city for 1.4 Crores. I planned to take a commercial loan and use up my fixed deposits for making down payment.
I have luckily decided to avoid this investment as I will have to spend a lot of time to manage the property and it will also not provide better yield.
Today’s video from you confirmed my conviction. Thank you for this knowledge.
Sir, I want to learn. Please do a youtube video on valuation of different type of companies for rough idea of how things work.
Good Evening Sir,
The major problem in North India is that in effect people buy properties at way more than registered value .You know what I mean .This information must be treated as sarcasm.
😊😊😊
Great sir ,jabardast thought process hai aapka , thank you for comnucating to us .sir I have to put lumpsum investment in mutual fund.i am confused on two aspects, should I put all investment in small cap funds or go for flexicap type fund .second should I put all right now or go for STP and investment in next two months. Sir please help me in this matter. Investment is for long term
Good morning sir,
Har bar aapke video se kuchh Na kuchh naya sikhane Ko milta hai.
Agar aap pahle mile hote to Bahut sari galtiyan karne se baccha jate!!!
Sir, please kindly explain,
Ab ki bar fed interest rate cut karegi to voh fir se use 0-0.25 Tak layegi
Ya use 2.25 Tak hi niche le jayegi?
Aur ye total kitne time me hoga?
Lover from Darbhanga sir. Happy that you took name of Darbhanga.
😂 ... Khane ka ROI/ROE was really funny!!! But seems this thought process was initiated due to weekend discussion in your family!!!
Myself also from marwari community but I must say madam is quite patience nature and cool else nowadays first priority is house!!!!
Sir Yogesh from delhi.. I stay in small 2 bhk house and invested my hard earn money in equity.
God bless you
Good.
Good evening sir... Mein bhi aapke tarah.... 100% equity me yakeen rakhta hu.... Aur apna sara paisa stock markat me hai.... 👈👈😜😂😂agar paisa banane me risk na liya to fir life me kya kiya.... 🤟🤟😎😎😎
Sir, please take care of health. Excess sweating can be reason for specific issues. Just want to thank you for all your guidance. God bless !!
Sir, appreciate your views and commentary on the market. It is really insightful..
May I request you to share your views on SUBEX and MIRAE Global Artificial Intelligence ETF?
Sir i am the best example of stuck in real estate. I pay emi and not able to invest. I am try to exit but not able to get out from it.. 40k emi paid from last 4 yrs and now i want to exit at any cost. I understand this real estate check mate game. I request all 25 to 35 yr people dont trap in this game. Invest for first 15 yrs of earning and you will be great place after 15 yrs..
I was also stuck for a decade in property investment. Last year only I could get out of it after booking losses.
@@samirkale1570 i am in profit now due to lots of option available i am not able to get exit...
really great sir
Great content
Thanks sir 🙏