Thank you for the information especially as you’re back to using English Language for us non Hindi speakers that loves you and your channel 🤩👌🥰😅. Happy Friday my beautiful people in Saskatoon.
Thank you for sharing this information. It is very much helpful for people like me, who’s going to be in Saskatchewan soon. Hope IRCC process my PR sooner.
There's one more way. U can have account with rbc or td n with saving and chequing account, u can get tfsa account. U just need to maintain minimum $550 in it and banks won't charge u for having accounts. You also won't need to maintain minimum balance as u have multiple products with bank. Tfsa is a good way of saving money as there won't b any tax on these saving.
Great great video ji Phir to dekhna zarrori hai because lot of information...my memory is not sharp...but great info about banks I hope this help.. thankyou ji.. Bilkul sahi boleya i also dont use credit cards here in India faaltu tension hondi But in Canada i think its mandatory Koi nahi ji.. Cash max kina carry kar sakde 5 to 7 k dollars ya zyada vi.. please suggest Great info...i will ask more questions going forward Guru sahib mehar rakhan ji🙏 thankyou ji🙏
Great advice on the banking. One question : Do employers not offer you zero balance accounts with banks that they have a tie up with? And every video I look forward to the special guest appearance by my friend Arya.
Here there no tie up between employer and banks, employees have all the rights to choose whatever bank they want and then provide the banking information to the employer for payroll. I hated the employer tie up with banks, and they won't let you use your own. I am so glad it does not work this way here.
@@gulatifamilyincanada318 i m regularly watching your videos and like so much. When watching your videos, i realy feel like we are there with you. I feel very Good. Thank you soo much for making videos. God belss you and your family.
Very useful information. Thank you very much. I thought before watching this video to open an bank account in Saskatoon from india before coming to Canada but you suggested for bank draft. May i ask what kind of problem or risk may i face if i open an account before coming to Saskatoon?
Yes there is one, the organization that deals with this is called CDIC (Canada Deposit Insurance Corporation). Your deposits are covered upto certain amounts ($100,000 for most banks). In my last 11 years here i have not seen bank going as a defaulter.
Very informative video.. that's a very good thing when in the end you are informing and sharing your bank experience..can you please tell that simpli financial is tied up with which bank ??
Can u also make a video on "Where does Canadian invest his savings like we do Fixed deposit or recurring deposit month on month, Public provident fund, Voluntarily pf. I am comparing to India, but u guide what is practice there so that we can save n purchase house"
Sir in my 10th class marksheet my mom's name is with her surname but in 12th class marksheet it's only first name without surname. So can it be the reason of Visa rejection or PR rejection????
Good info, I have a few questions, hope you don't mind answering them.. 1) can we open a savings only account in a physical bank, if yes is there any charge for maintaining the same. 2) cant we pay our bills using a savings account? 3) so there is no charge for having a chequing account in online banks? 4) in online bank can we do any number of transactions? 5) is bank draft = to India's Demand draft?
1- yes you can open just the savings account in regular banks. There is a limit on number of transaction you can do, and you cannot withdraw money out of savings. you will have to first transfer the funds from savings to chequing and then withdraw, withdrawing from savings can be very expensive (without chequing account) 2- Nope, you need chequing account for your day to day transactions 3- no charge for online banks for any number of transactions 4- bank draft is same as demand draft
Informative video, as usual. How is HSBC there, wouldn’t it be easy to transfer funds internationally if we already have an account in the home country with HSBC?
There is HSBC branch here in downtown. But to be honest with you, I deal with so many people and their bank accounts, I have never ever seen anyone person with an account with HSBC. But yes there is an HSBC here, don't know why no one uses that here, may be they don't advertise much. Also i have not seen their ATMs around. So I can't say
depends on the bank, the mainline banks like Scotia, rbc, cibc, TD they all charge monthly fee and fixed number of debit transaction. Other than this there are no other charges.
Nice Vlog! Very informative, thank you both Neha ji n Jas ji..
Much love to cute Aaira!!
Thanks my family...
Can't forget you guys in a hurry.
Looking forward to joining you guys in Saskatoon soon, God's willing.
Thank you for the information especially as you’re back to using English Language for us non Hindi speakers that loves you and your channel 🤩👌🥰😅. Happy Friday my beautiful people in Saskatoon.
Thanks for watching.
Very informative video regarding banking system in Canada thanks mom & Deda & specially Aria incharge of closing the video
Thank you AP ji,
@@gulatifamilyincanada318 deda simplii financial service available in Newfoundland Labrador
Nice video! Thanks for sharing.
Hello !! Lots of love from Hyderabad India. Your brand new subscriber 😄
Very important .. Thank u so much.. ❤️
It's really very informative and will help us.
Superb video... lot of information gained
Thanks for watching.
Thank you for sharing this information. It is very much helpful for people like me, who’s going to be in Saskatchewan soon. Hope IRCC process my PR sooner.
Very informative information...👍👍
Thanks a lot for watching
Very good information tq so much... Lv from India...
Thanks for watching.
Thank u Mam for very useful information. It’s really superb videos Mam/sir
Thanks for watching.
You are welcome Mam
Very useful information. Thanks for sharing 👍👍👍
Thank you for providing such detailed important information about the Online Banks.
Definitely review the online Banks Websites as well.
Tq very much for giving valuable information to us and as soon as I will meet u in Saskatchewan
Thank You soo much sir for making informative video. Will be switching to Simpli Financial soon as I am getting charged 16$ since 3 months.
👍👍 Thanks Guys..
There's one more way. U can have account with rbc or td n with saving and chequing account, u can get tfsa account. U just need to maintain minimum $550 in it and banks won't charge u for having accounts. You also won't need to maintain minimum balance as u have multiple products with bank. Tfsa is a good way of saving money as there won't b any tax on these saving.
Great great video ji
Phir to dekhna zarrori hai because lot of information...my memory is not sharp...but great info about banks
I hope this help.. thankyou ji..
Bilkul sahi boleya i also dont use credit cards here in India faaltu tension hondi
But in Canada i think its mandatory
Koi nahi ji..
Cash max kina carry kar sakde 5 to 7 k dollars ya zyada vi.. please suggest
Great info...i will ask more questions going forward
Guru sahib mehar rakhan ji🙏 thankyou ji🙏
An amazing video!!!!
It was really important information.
It is indeed a very informative video............
Great advice on the banking. One question : Do employers not offer you zero balance accounts with banks that they have a tie up with? And every video I look forward to the special guest appearance by my friend Arya.
Here there no tie up between employer and banks, employees have all the rights to choose whatever bank they want and then provide the banking information to the employer for payroll. I hated the employer tie up with banks, and they won't let you use your own. I am so glad it does not work this way here.
@@gulatifamilyincanada318 i m regularly watching your videos and like so much. When watching your videos, i realy feel like we are there with you. I feel very Good. Thank you soo much for making videos.
God belss you and your family.
Thanks you Jim..
Dear sir
Kindly making a any one video for sending a money from Canada to India from there any bank.
Thanksgiving
Wa bank ka video banaya aapne
Very useful information. Thank you very much.
I thought before watching this video to open an bank account in Saskatoon from india before coming to Canada but you suggested for bank draft. May i ask what kind of problem or risk may i face if i open an account before coming to Saskatoon?
Great advice but is there any insurance available if in case bank goes default.
Yes there is one, the organization that deals with this is called CDIC (Canada Deposit Insurance Corporation). Your deposits are covered upto certain amounts ($100,000 for most banks). In my last 11 years here i have not seen bank going as a defaulter.
Absolutely thumbs up to you Gulati family and I really feel connected with you
If by god's grace someday I will reach there definitely I will meet you
Very informative video.. that's a very good thing when in the end you are informing and sharing your bank experience..can you please tell that simpli financial is tied up with which bank ??
Sir like We will be coming with our kids...so like in India, can we also open up their account as well?
Please suggest
Can u also make a video on "Where does Canadian invest his savings like we do Fixed deposit or recurring deposit month on month, Public provident fund, Voluntarily pf. I am comparing to India, but u guide what is practice there so that we can save n purchase house"
Noted, Thanks for your suggestion.
Can You Do One On Tax & Refunds and Process Too 😊
Will switch to Simply Financial Bank 🏦 after 1 year 👍, thanks for the information🙏.
Thanks for watching. If you are interested to switch to simplii just message me once, i will give you code for free $50
Sir in my 10th class marksheet my mom's name is with her surname but in 12th class marksheet it's only first name without surname. So can it be the reason of Visa rejection or PR rejection????
I dont think so,
@@gulatifamilyincanada318 during your PR process
the immigration officer asked your 12 marksheet or only your passport??
Great important information thanks
Glad it was helpful!
Thanks for information
Thanks for watching.
My sinp process on the way may be on may I will be land in Saskatoon, Prince Albert
Same as me, which visa did you applied may I know?
@@Eeshwar_videos I applied for sinp work visa
What about u bro
@@srinivas4449 through which consultant you approached? I approached through bombay receptive solutions, I also applied for sinp work visa
Can I get your phone number
@@Eeshwar_videos I will let u know once visa will be approved
How to save money in Canada?
In which investment we can get more interest income and how much?
Like in India we have FDs or PPF
Credit card kitna charge karate hai end of the month?
No charge for majority of the credit cards, there are some with fee. We can make a detailed video on this topic too.
Good info, I have a few questions, hope you don't mind answering them..
1) can we open a savings only account in a physical bank, if yes is there any charge for maintaining the same.
2) cant we pay our bills using a savings account?
3) so there is no charge for having a chequing account in online banks?
4) in online bank can we do any number of transactions?
5) is bank draft = to India's Demand draft?
1- yes you can open just the savings account in regular banks. There is a limit on number of transaction you can do, and you cannot withdraw money out of savings. you will have to first transfer the funds from savings to chequing and then withdraw, withdrawing from savings can be very expensive (without chequing account)
2- Nope, you need chequing account for your day to day transactions
3- no charge for online banks for any number of transactions
4- bank draft is same as demand draft
Informative video, as usual. How is HSBC there, wouldn’t it be easy to transfer funds internationally if we already have an account in the home country with HSBC?
There is HSBC branch here in downtown. But to be honest with you, I deal with so many people and their bank accounts, I have never ever seen anyone person with an account with HSBC. But yes there is an HSBC here, don't know why no one uses that here, may be they don't advertise much. Also i have not seen their ATMs around. So I can't say
@@gulatifamilyincanada318 thanks for the prompt response
What's about Scotia Bank
Its a great bank just like any other regular bank.
Can we get a one to now se
Forex card has many hidden charges
You won't have told how to send money from Canada to India. Pl let me know that.
Thanks
Welcome
@@gulatifamilyincanada318 please you and your family are doing good job.... For new immigrants You are like brother and Bhabhi...
💚
Thanks for watching.
Can I open account in simply financial from india
you need SIN number to open the bank account these days.. so I don't think that can be done.
@@gulatifamilyincanada318 thanks paji for quick update.your videos are very helpful for us
Debit card charge नाही हैं?am i right?
depends on the bank, the mainline banks like Scotia, rbc, cibc, TD they all charge monthly fee and fixed number of debit transaction. Other than this there are no other charges.
Can you send the same details on my mail in excel format
sorry too busy..
all you do is complain about bank fees
Dear sir&mam can i contact with u i want apply my study spouse visa together. But want to take some information how can we do travel together
Please place 1 order for me.., my wrist is 44 mm
Can i speak with you
Email would be a better option, familygulati@outlook.com
Khatoon
Dear beautiful couple, kindly give us any information in Hindi/Urdu... In native language we can easily understand complex and technical issue as well
Sorry Rabia Ji, we will include this in next video in hindi.
My sea sister and brother please no need to say sorry .... I am really thankful for your concern and understanding....
How to save money in Canada?
In which investment we can get more interest income and how much?
Like in India we have fixed deposit or PPF