HOW I SAVED ENOUGH MONEY TO MOVE AND LIVE IN KAUAI - A MINI STORY OF MY JOURNEY
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- Опубликовано: 19 дек 2020
- #KAUAI #LIVING #MONEY #INVESTING
Hey guys! I made this video since a lot of people ask "How I made Kauai happen?" or "What do you do for work in Kauai?" This video will explain all that! From my journey in CA and losing almost everything during the financial crisis to moving and making a living today in Kauai! It's not been an easy journey, but I hope my story helps guide some of you to push through the difficult times in life - when you feel tired and like giving up - don't give up!
Thanks for watching and enjoy!
This was a great explanation of how you and your husband have been able to afford to live in Kauai on the North Shore. Not boring at all! I'm hoping to make the same move within the next 12 months. Even living in Newport Beach, California, the congestion of Southern California and the state politics have become overwhelmingly oppressive.
Thank you so much! I know I can talk a lot and I like to explain things in detail. Yes - SoCal and American in general is getting very wild and divided. I feel like there is no middle ground to anything. Everyone seems to have to be put on one side or another. Let me know if you have any questions that I can help with. Shoot me an email yourhostj@gmail.com if you'd like
@@YourHostJ A big thanks for your kind and interesting reply! Perhaps you know who the late neurobiologist Dr. Candace Pert was. I remember in an interview in a "Sounds True" CD recording some years back, when with regard to the dystopian culture we're now living in, she was asked: "what do we do now"?
Surprisingly, as an elite scientist whose husband just won the Nobel Prize, she said that the only advice she'd have is to get back to Nature. That Nature has the most light, not humans and their artifacts.
All that to say, you and your family made a great decision. I'm working on getting back into Nature too, this time in Kauai. I just sent you an email. In that email I explained that two of my friends may contact you about buying property on Kauai.
I hope Kevin will contact you right away. He lives in Kahala right now, but was raised, like me, in Laguna and Newport Beach. He's big into the Hawaiian watersports.
I loved this video! Dont be sorry , it's not too long at all😊I see so much love in your eyes . Thank younfor sharing ❤ I plan to go on Hawaii in September this year and I am so grateful for that! I feel like this sacrifice its a growth which is so important, its the preporation of my spirit
Congratulations on reaping the reward of your hard, long and painful work. Good luck living your life on the Garden Isle. Our favorite of all the islands.
Thanks so much, Robert! Thank you for watching as well ❤️
Thank you! Can't tell you how much I needed to hear this :) It really helped.
Hey Abbey! I'm so glad you found this helpful 😌 Thanks so much for watching and the kind comment
I came across your Kauai videos this morning. To be honest, I assumed that you could afford to live there because you married a rich guy. It turns out that I was wrong. You two have earned your slice of Paradise. I have my own slice of Kauai reserved for me (and some others)--you would be surprised if I told you where. Thanks for your videos and congratulations to you and your family.
Hey Matthew! You aren't the first to assume this. Maybe because I'm young or a woman or both 😂 But, yes...it was both of us then and now working those long crazy hours together to make a comfortable life for ourselves. Thank you so much for you kind comment and maybe we'll one day bump into each other...who knows. The island is so small! Also, thanks for watching. Very much appreciated ❤️
Congrats for your hard earned success! This is inspiring! Enjoy at your fulest satisfaction. Love Love Love
Thanks again for watching, Mama! ❤️ I hope my story does inspire others. It wasn't an easy road and at times I definitely wanted to give up - but pushing through it all was worth it.
Thank you very much for sharing your story! it's so inspiring, it hits home specially because I live in LA, currently studying to take my california real estate license exam. I came across your channel because I'm planning my first trip to Hawaii and I chose Kauai as my first island.
I really appreciate all the information you have put together, from breaking down the island by zones and listing what to expect from each area to the awesome itinerary that I will be fallowing 100% - Congrats on all your achievements
Hey Edgar! Thank you so much for your kind message! It really puts a smile on my face hearing that my video is offering a bit of inspiration for you. LA is a great market to get into for real estate - but you have to hustle! One thing I learned in my earlier days as an agent is always pick up the phone and always get back to clients if you do miss the call. I'm sure it will be different now with the pandemic - but knock door to door and hand out businesses cards - don't just throw them in the mailbox and always follow up a couple of months later to keep in touch. People love seeing a hard worker. You'll be great!
Glad you are coming to visit the island and I'm so happy to hear you'll be following my itinerary. Let me know your experience once you've done it. Would love to hear all about it. Thanks so much for watching and good luck on your exam! ❤️
Excellent planning and execution. Congrats on your 1 year anniversary in Kauai! Aloha!
Thank you, Jorge! ❤️❤️❤️❤️
Just found your channel! My husband and i are looking to move to Hawaii in the next 5 years. These videos are giving us such insight on how to make that happens and truly what it is like. Love hearing your story! 🌈
Thank you so much, Ally! So kind of you to say. Thanks for watching ❤️
Great video! Definitely not too long or boring. We needed everything that was said. Thanks
Thank you! So kind of you to say - really appreciate it 😊
Absolutely AMAZING video! Wish you and family Happy Holidays and may your future years be great!!!
Wow! Thank you so much for the positive vibes and for watching, Jack! Same to you and your family! ❤️
I just discovered your channel after returning from a vacation to Kauai. Great travel recommendations and financial advice on your channel 👍🏼
Hey Felipe! You're so welcome and thank you for the kind comment. Thanks for watching as well, glad you enjoy my videos ❤️
I totally hope and pray to move there eventually! Making plans working towards it!!
Hi Larissa! Thanks so much for watching! Making a plan is the first step! Hopefully we'll be future neighbors. ❤️
I absolutely love you! this video is soo inspiring. Thank you for sharing it 💜
Thank you so much!! So sweet of you to say! Also - thanks for subscribing! ❤️
Yours is an great story! Your work ethic is amazing and you never gave up. And you’re a great business woman. Thanks for sharing.
My journey for moving to Hawaii is different than yours. But one of the things you said really resonated. And that is, spend some extended time on the island you want to move to.
Enjoy. You’ve definitely earned it!
Wow, thank you so much for the incredibly kind comment, Sharon ❤️ I appreciate it more than you know. Moments like these make me happy that I took the time to create these videos. So, thank you again and thank you so much for watching. Truly grateful ❤️❤️❤️
not too long at all and very interesting to hear about your journey! congrats on all your success!👍
Thank you so much. Lots of goals written down, lots of dedication, and focus. It paid off in the end. I really appreciate you taking the time to write this kind comment. Thanks for watching ❤️
Amazing story love your videos keep them coming happy new year to you & your.
Thanks again, William ❤️ I appreciate the positive vibes. Happy New Year to you as well.
Hi J, what a great video! This was so helpful because I'm in the same spot you were at in the beginning - on the long road of savings! I'm asking myself if it will ever end haha. I'm a software engineer in Phoenix Arizona and my dream is to move to Kauai and live a simple life in the jungle - trying to buy rental properties so I can do exactly what you did. This really spoke to me today.
I'm struggling to buy my first rental at current market rates but I have faith! You've given me hope to stay on the war path - thanks for all the great content. Cheers
Hey Logan! Just want to say thank you so much for writing the kind comment. It's funny how sometimes the universe throws us things that hit us because it's just perfectly timed. I'm so glad you enjoyed my video and it was motivational for you. It feels like a long road, trust me. There are times when it feels tough and you may wonder if it's all worth it, but I feel as though it is. We say we feel lucky to live here, but it wasn't luck that brought us here. If you keep pushing and stay focused - you'll get to your goal. Yes - you may find a diamond in the rough for an investment, but I'd wait a few months because I have a feeling these prices won't last forever. With lots of reading and listening to others who know their stuff - I think summertime is when home prices will start softening. Keep looking, keep your head up, and I look forward to hearing from you again when you buy your first place! You can always message me if you have any questions too - it would be my pleasure to help you out 😊
Superior! Thanks so much! Coming to Kauai for a retirement home or apartment this April 2023 on a 10G budget.😊❤
Thank you!! ❤️❤️❤️ Magical island to retire on
Awesome story! Thank you for sharing.
You're welcome, Arthur! Thank you for watching ❤️
Thanks for this video, you are an inspiring
woman. Best of luck
So sweet of you to say ❤️ Thank you!!
New to your channel and love it. Would LOVE a video as to how you look for good rental properties!
Hi! Thanks so much for the sweet comment and for tuning into my channel. I'm in Europe traveling with the family and have been trying to stay off the computer and social media to be present while the kids are out of school. Once we are back I'm buckling back down to start creating content again and I want to make more investment videos since I've had others also request more videos related to that topic. Thanks again ❤️
Oh man, what a good video. Thank you for being so honest about your journey. I taught school for 35 years and my salary was not great at all. By the time I could live on my own and buy a place by myself, I was about 34 years old. I worked 2 jobs for years to make it happen. I'm retired, but work here and there so I can do some things I like to do. Congratulations!
Oh my gosh, Janet! Thank you so much for taking the time to write such a sweet comment and also sharing your story. Sometime people look at our life and lifestyle and think we were given it and it definitely wasn't that easy. Yes, I had the opportunity and advantage to get a good education, etc but that's because my parents (who are immigrants) also sacrificed so much to be able to give me and my brothers a better life than they had growing up. So, congratulations to you as well and to all the hard workers out there. Thank you again ❤️❤️❤️
Thank you for sharing your story! It's very informative and gave me motivation. All about "Determination." I would love to learn more about investment in Kauai :)
Thanks so much, Mari for watching! I have a few different videos I'm trying to put together for my channel and I'll definitely be eventually doing one on my investments in Kauai. Thanks again!
Great story ..I'm born and raised on Oahu ..Aloha Love your channel
Thank you so much, Eric! I appreciate the kind comment and thanks for watching. Aloha 🌺
@@YourHostJ Malama Pono, stay beautiful and stay blessed!
Aloha from beautiful tropical garden island 🏝 of Kauai. Many thanks for the video for sharing. I am European from Estonia 🇪🇪 Tallinn and I living in Kauai island since 1990 .one of the most safest place living in the world 🌎... No one asking for money .Covered tick rainforest, very green year around .
Estonia! A friend of mine is from Estonia! I've never been there, but it's on my list of European destinations. We travel to Portugal every summer and always try to visit an additional country in Europe when we are there. Thanks again for watching! ❤️
What an inspired story. Thanks for sharing
So sweet of you to say. Thank you for watching ❤️
Man I'd love to live there, I really loved it when I visited. The atmosphere there is just perfect for me, I long for it. No idea if I have the skill sets though to get a job there that pays enough to make ends meet. Lord willing 🙏🙏 also vanilla ice blended and coffee bean is 💯 sounds kinda like you went with Dave Ramseys money plan. Congratulations, hope you're really loving it there
Hi Sling and Stone! I believe that if you truly want something - you can make it happen. There are many jobs out there even now through the pandemic. I actually just made a video about finding jobs! There are lots of remote jobs or local jobs you can find. I talk about even finding "side hustles" you can do on top of the job while you build your nest egg. Life isn't always easy, but I believe in dreaming big and going for it! Thanks for watching ❤️
@@YourHostJ amen 🙏 thanks for the encouragement and you're right, just takes hard work and sometimes longer than you would've hoped for
Oh my goodness - ain't that the truth! Definitely can take much longer than we would like, but it makes it that much more amazing when it finally happens ❤️
I just want to point out that with leverage comes risk. Great video!
Hey Jason! Yes! Absolutely comes with risk, but I bought all my properties at a great discount and if I ever got into a bind and needed to pay off the mortgage - I could definitely sell the properties and pay them off. You never want to overextend yourself too much. Thanks for watching ❤️❤️❤️❤️
I enjoy your channel! I’m moving to Kauai next month and have been doing some research and stumbled upon your advice. Great stuff. Maybe I’ll run into you. Will be on the south side! Ps I’m looking to invest in real estate this year.
Hey Jay! So glad you're enjoying my channel! South Side has lots of investment properties to look into. If you need a realtor - shoot me an email at yourhostj@gmail.com and I can' put you in touch with someone who I work with and recommend to everyone. Thanks for subscribing and watching! ❤️
How is it going for you so far Jay?
Good video about budgeting. You have to sacrifice if you want anything worthwhile. The bad thing is that real estate might not work anymore. They really wrecked it with all these covid rules.
Hey Jeff! Thanks so much for the message. Yeah, real estate has its ups and downs for sure. Great time to sell though! Not the best time to be a landlord. Then again, so many businesses have been affected because of Covid. That's why I believe you shouldn't have all your investment in one basket and try to diversify a bit. Thanks for watching ❤️
Love your story and planning to move to Kauai in the near future, we in California and wife and I are both are retired .We watch all your videos and we are interested in Kapaa area.
Hi! Thanks so much for watching! Maybe we'll be neighbors in the near future! Happy Holidays! ❤️
Thank you for sharing. Great advice.
You are so welcome! Thanks for watching! ❤️
You are my Angel-helper😊🙏🏻🦋💜🥰
Awesome... Thank You ❤️
Thank you for watching, Nethra and you're welcome 😊
Inspiring and very helpful
Thank you, Steve ❤️
Hi, J! Wonderful video! Thank you for this content. My husband and I fell in love with Kauai and we are seriously thinking about moving there. However, our son is autistic. He is on the higher end of the spectrum, but he is receiving lots of therapy and has an IEP from his school. I feel like Kauai can bring him so much sensory experiences that probably can't be attained here as much. Can you possibly do a video for families in this situation? I know there's an Easterseals in Lihue, but it looks more like a house than an office like they have here in the mainland. Mahalo nui loa!
Hi J C! My son is also autistic and on the high-end of the spectrum. He's been on an IEP since kindergarten and I've loved how amazing the school has been. He's made huge leaps since the beginning. I feel as though Kauai - in terms of environment - has been wonderful for him. He gets all his services as school - does your son get services off campus or at home? I'm not too familiar with those settings, but can say the team on island has been wonderful. Why don't you reach out to the Easter Seals on island and see how you feel about just a phone meeting? Maybe they can answer many of your questions better than I can. Thanks so much for watching! ❤️
@@YourHostJ @Your Host - J Ahhh! Mahalo for answering my questions, J! 🙏 It's so nice to know your son is doing well and thriving in Kauai, especially you guys have a great team! As for the environment, I want that for my son, too. The slower pace seems so great in encouraging to learn more at their time rather than the fast-paced environment that mainland mostly brings. Your answers gave me hope in the possibilities of my family and I moving there. My son gets both in-home/office therapies through Easterseals (through Kaiser) along with public school here. I already tried contacting Easterseals Kauai and no one answers. I can try again, though. Maybe they'll be responsive once Kaiser gets into play. Hope you and your family are doing well! Love the videos -- keep 'em coming! 🙌🙌🙌
@@jc9303 😂 That's Kauai for you! You have to be persistent sometimes with getting ahold of people - no matter what the company/profession is. I'd try contacting all three Kauai locations: www.eastersealshawaii.org/locations/
If that doesn't work - contact via social networks (located at the bottom of their website)
Lastly - call & email corporate: www.eastersealshawaii.org/contact-us/
If you move here - you'll start getting used to this type of system. But - once everything is setup and good to go - they are all super on it. We have our yearly meeting and everyone is truly just amazing.
Thanks again so much for watching and if you ever have any questions - don't hesitate to reach out!
One day we'll get back to Kauai... I'll have to get with you then and see what you have for rent then. My wife and I went there a couple years ago and absolutely loved it and had planned on coming back this year actually until covid happened last year.
Hi Stacey! Yes - I think we are looking forward to traveling once it's safe enough. What a rollercoaster this pandemic has been for everyone. We always spend our summers in Portugal since that's where our family lives and it's hard not being able to see them. Can't wait for us to get back to semi-normal life. Thanks for watching ❤️
Wow! Impressive
Thank you ❤️
Very interesting, thank you! Why not keep one or more properties in California? Is it too expensive, too complicated to have someone manage the property for you while you live in another state?
How can I find a bank owned property on the islands? thx
Do you have a link to your vacation rentals? We visit every few months and would love to rent from you on our future trips :) We also hope to move from Washington State to Kauai in the next couple years
Hi Cherylee! Thanks for reaching out. Here is a link to my rentals: www.airbnb.com/users/show/52681481
Would love to host you some day. Who knows, maybe we'll be future neighbors too! 🙂 Thanks for watching! ❤️
I am wanting to move to Kauai and am willing to make sacrifices but I’m also a Type 1 diabetic and therefore have to have things like juice and buy supplies
Me and my wife are thinking about moving to Maui . And we think we are more
Thanks for the great video. FYI: I live on the Big Island. I agree that not eating out is one of the best ways to save money. Likewise no alcohol. I eat a LOT of rice but need to add beans to my diet. Can you tell me what kind of beans you use and how you prepare them? Thanks!
Thanks for watching, John! Yeah - eating out in our family is considered a luxury. I know restaurants have to make a profit - but everything is marked up so high - especially in Hawaii!
We've been digging this brand "Hunza" lately. Here is a link to the lentils that we always buy:
www.amazon.com/gp/product/B07RGLMQ6L/ref=ppx_yo_dt_b_search_asin_image?ie=UTF8&psc=1
I can't vouch for all of their beans - but the lentils, garbanzo, and cannellini ones are great! I have an instant pot and use it almost every single day and always cook my beans in it. What's great about beans too - especially garbanzo - they are versatile!
@@YourHostJ Great. Thank you so much. Also for the tip about the instant pot which I had never heard of. I'd like a no-brainer way of cooking beans like a rice maker is for rice.
@@johnfraser8116 Oh my goodness - Instantpot changed my life! 😂I cook rice in it too! Getting one during the holidays will get a nice discount on one. Here is the link to them: instantpot.com/
@@YourHostJ Thanks. If I may, which model would work for one person using it for beans and rice? I guess it would replace my rice cooker?
@@johnfraser8116 There are so many options! I have the Duo Nova instantpot.com/portfolio-item/duo-nova/
But I'd take a good look at all the features of the other ones in case they may have something different that you'd like
So you're saying the secret to success is consistent sacrifice over time while compounding income from diversified sources?
@Matt McManiac You literally put it together way better than I did 😂 But - budgeting and writing down all your expenses is a big first step. One of my old tenants bought my CA property she was living in. I helped her with looking at all her expenses and we trimmed down everything quite a bit and she was able to buy my place. She still owns it all these years later ❤️
No pain, no gain!
That's right!
You said in another video that you are from Mass. It could not have been east Mass. You don't have Bostonian accent. Sounds more like western Mass.
I'm born and raised Fall River - very East MA. All my friends have a strong Bostonian accent. Mine only comes out when I'm upset or back home for a while. Then again, my friend on island said he heard it yesterday when we were at dinner. Maybe because Portuguese was my first language I didn't get the accent as heavy. Who knows! Thanks for watching ❤️
Wow✅ Very inspiring 👍 Best Wishes and prayers to GOD for your successful life🙏If you have chance please visit Kauai Hindu Monastery. This will definitely give you more peace.
Thank you so much, Sanjay for the kind message and for watching ❤️ The Monastery is on my list for sure
Great 🙏 This will definitely give you peace 🙏
How many vacation rentals do you have?
Hey Enas - I have two.
@@YourHostJ I just acquired my third and was thinking about doing the same.
@@enassalberg5378 Are you currently doing long-term renting? As i mentioned in the video - I did that for a long time and was so happy to let go of those and do short-term.
@@YourHostJ vacation rentals. I’m looking to pick up a few more to manage for income.
So you did it because you were rich to begin with; Thanks for the insight. in contrast,, as a poor senior citizen, once my dog dies, I will buy a one way ticket to Lihue, and take it from there
Hey Jim, did you watch my video in full? I wasn't rich to begin with, actually had to build from nothing to get there. It wasn't easy, but that's why I wanted to share my story because I want people people to reach for their goals and learn you have to sacrifice and be driven to achieve those goals.
Confused? Is the "we" mentioned so often might be your husband or boss or lover or all three? Maybe a friend because you don't want to be a bad example for impressive young women or violate the Ten Commandments or end up old without anyone except alot.of chickens.
Hey Tom - "we" is my partner. We aren't married, but definitely been together too long to call boyfriend. We also have kids together - so again - strange to call boyfriend,. We are definitely life partners, lovers, and nobody is the boss of anyone. I've worked very, very hard on my own things and he has worked very hard on his own things. We've both been through the life of working late, little to no sleep, sacrifice, etc. I hope I do set an example to young women, I've definitely violated the Ten Commandments, and won't end up alone....but will end up old like all of us. Only 2 chickens for me. Thanks for watching
Do you have an Instagram?! Would love to follow 😊
I sure do! instagram.com/YourHostJ Thank you ❤️❤️❤️
Do you have Instagram?
Hey Kelly, responded to you on Insta. Thanks for reaching out!
Stop saying “partner!”
It doesn’t make sense, Jesus Christ.
Surprised it upsets you so much. Many parts of the world call their husbands/boyfriends partner. We have been together way too long to be calling each other boyfriend/girlfriend and we have children together and we aren't married so.... I call him "partner", my man, my dude, whatever. He's my life partner and we are actual legal partners in everything (business partners and "domestic partners" in many states). Anyway, 🤷♀️ Thanks for watching....I think 🤔😂
TLDR; I'm a hot chick that married a rich dude 🤣
Wow, really? If you watched the video you'd realize I worked my ass off for years. No rich guy, but thanks for misogynistic and sexist comment 🙄 Pretty women can be "hot chicks" AND hard working. Not the 1950's anymore spearson
i lived in honolulu for 12 years and experienced right away how expensive everything was becoming. after college, i left to visit paris, hooo, i came back wishing i had never lived in hawaii. nah! hawaii is beautiful. sadly, one say i did end up leaving. will i ever go back? neva'! sad to say but i just know i cannot afford to live there. age is or has now become the issue. tada! no longer employable, wether i like it or not. doing so much better in new york, even if cost of living is the sane. no moa' beautiful beaches or kalua pork (luaus). traveling the world costs me half. et cetera. thank you auntie for sharing your truths. smart you, eh? 🌴🌴 ALOHA! *my apartment in diamond head quadrupled in price. crazy!