5 Bad Money Habits to break

Поделиться
HTML-код
  • Опубликовано: 22 янв 2025

Комментарии • 59

  • @SeedTime
    @SeedTime  6 лет назад +4

    ★★ LINKS MENTIONED IN THE VIDEO ★★
    (2:09) 12 Side Hustles that pay well - www.youtube.com/watch?v=iJ-lR...
    (2:26) The top credit card balance transfer offers - seedtime.com/2/balancetransfe...
    (2:53) 11 Things you should stop paying money for - www.youtube.com/watch?v=35-yP...
    (3:39) Personal Capital - seedtime.com/2/personalcapita...
    (3:55) Review of Personal Capital - www.youtube.com/watch?v=frYbU...
    (5:00) Acorns - seedtime.com/2/acorns.php
    (5:03) Review of Acorns App - www.youtube.com/watch?v=EVGJvv...
    (6:02) 5 Ways to be More Generous - www.youtube.com/watch?v=Gc5ZD...
    DISCLAIMER: This video and description may contain affiliate links, which means that you can support the channel by clicking those links (at no additional cost to you). This allows us to continue to eat and live indoors, so thank you for your support!!

    • @JosephLee2012
      @JosephLee2012 3 года назад

      You are very brave to mention God on RUclips. Personally, I don't understand why anyone should invest $500 on a passive income business when the End is so near. I would just buy a bunch of high quality study Bibles for $500 instead.

  • @MsTinaDiane
    @MsTinaDiane 6 лет назад +19

    You covered everything my husband and I started doing 30 years ago. Now, we are just retiring. Put God first in all areas of your life and He is faithful to provide all your needs.

  • @amiller5885
    @amiller5885 6 лет назад +23

    1. Paying the minimum each month on your credit card. Thus, wasting money do to high interest on your purchases.
    2. Paying for things you don't need or use. (E.g. gym memberships, unnecessary insurance or unneeded snacks from grocery store.)
    3. Not knowing what is going on with your money. See app. Posted in link or anything that helps you be aware of the details with your money. Pay attention and learn what generally comes in and out of budget each month. (BTW, this includes knowing deductions from paychecks, what they mean, and how to take advantage of benefits offered by employers).
    4. Not making savings regular and automatic. Don't rely on your will power. Do some kind of automatic withdraw, e.g. pulling a set amount out of your checking account, or paycheck, and putting it in savings account or something like that.
    5. Not giving regularly. Become cheerful givers. 1 Corinthians scripure. Basic principle of attitude towards giving, gratefulness towards blessings received and understanding principles stewardship.

    • @beautifulme5522
      @beautifulme5522 6 лет назад +1

      Thx u

    • @Virgo73Nikkie
      @Virgo73Nikkie 6 лет назад +3

      Two weeks ago I paid 200 on my friends light bill to keep them on. One week later my boss called me not only giving me a promotion, but she also gave me a 3000 bonus!

  • @mariannesailus2339
    @mariannesailus2339 6 лет назад +13

    Also, beware of charities calling you and asking for donations. Choose your charities wisely, and check them out before you give.

  • @ecarrillo71
    @ecarrillo71 6 лет назад +8

    I think your content is spot on and considering you're trying to keep it short it works. I also believe that we should not only focus on things we don't use but also add things we can do without: like no cable TV, Internet (doesn't help you with subs... Lol) or my personal Achilles heel buying coffee at Starbucks.
    I believe these can save cash quickly for someone needing relief.
    Maybe later on they can be readded.

    • @SeedTime
      @SeedTime  6 лет назад

      Thanks for sharing Efrain!

  • @angie1299
    @angie1299 5 лет назад +1

    I'm finally investing and it comes out automatically. I'm glad YOU talked about tithing. I give not yet "cheerfully" but not "grudgingly" either and yep I'm reaping in the same fashion. I'm thankful for this video, I'm trying to get back in control of my finances.

  • @ritagonzalez1370
    @ritagonzalez1370 6 лет назад +6

    Eccellent Video young man. I appreciate that you incorporate the Bible in your videos... God gave us the Book of Life so each chapter teaches us everything we need to know in life and obviously there is a chapter for Health Etc but there's also the chapter about money so thank you for not being afraid to speak of God.💜

  • @carmenjackson774
    @carmenjackson774 5 лет назад +1

    One thing I do to save if when I feel the need to buy something that I don’t need, instead I put that n my savings I opted to not get a atm card so I can’t get the money. By doing this I have saved almost $500 so fast! It made me see how much money I really was wasting!

  • @mycreations8048
    @mycreations8048 3 года назад

    Beautiful video. Thank you!

  • @joshipp761
    @joshipp761 6 лет назад +11

    Bob, thank you so much for all that you do. Your such an encouragement. I praise God for you.

    • @SeedTime
      @SeedTime  6 лет назад

      Thanks Jo, that means a lot!!

  • @iKnowYoureBusyBut...
    @iKnowYoureBusyBut... 5 лет назад

    U rock. Subscribed.

  • @leticiac52
    @leticiac52 6 лет назад +12

    I need to set up my savings to be taken out automatically😥😣😖Lord help me😭😂

  • @rachelle_banks
    @rachelle_banks 6 лет назад

    This is great! I just found out about your channel this morning and this is the second video I've watched... And I think it's absolutely wonderful. This is so needed and important so that we in the kingdom of God can be in a position to be a particular type of blessing to other people. And I love the strategy❤. I believe that there is a reference to and an answer for everything under the sun (and above/around/beyond it) in the Word of God. I love that we are able to share practical things with everyone from any Walk of Life and show them that the wisdom is not from ourselves, but it is from the Lord and point them not only to the Bible but to the Word Himself! I am seeing Mat 5:16 manifest in this way. Glory to God.

    • @SeedTime
      @SeedTime  6 лет назад +1

      Awesome Ra'Chelle - so glad to have you!!! Thanks for the encouragement!

  • @thefarmersdaughter8235
    @thefarmersdaughter8235 5 лет назад +3

    No doubt tithing is important. No seed no crop.

  • @thecherishedlife
    @thecherishedlife 5 лет назад

    I loved this video, especially the last tip! Thank you very much!

  • @Grammapama
    @Grammapama 6 лет назад +3

    This is awesome. I gave away a nice table once and ended up w 3 tables. Then I gave those away and yep... got 5 tables. Then I said ok God I get it. Gave those away and it stopped. Lol

    • @SeedTime
      @SeedTime  6 лет назад

      Thanks for sharing Pamela!

  • @bradmitchell7182
    @bradmitchell7182 6 лет назад +3

    Keep it up man!

  • @Mindsetolympics
    @Mindsetolympics 6 лет назад +2

    Awesome Bless you and your family and your ministry. So glad you’re doing videos now too! I would add stop ignoring student loan repayment. You can get the payments down to $0 per month (depending on your income!) the lower your income, the less you pay!

    • @SeedTime
      @SeedTime  6 лет назад

      thanks for sharing Kianna!

    • @amiller5885
      @amiller5885 6 лет назад +1

      1. Paying the minimum each month on your credit card. Thus, wasting money do to high interest on your purchases.
      2. Paying for things you don't need or use. (E.g. gym memberships, unnecessary insurance or unneeded snacks from grocery store.)
      3. Not knowing what is going on with your money. See app. Posted in link or anything that helps you be aware of the details with your money. Pay attention and learn what generally comes in and out of budget each month. (BTW, this includes knowing deductions from paychecks, what they mean, and how to take advantage of benefits offered by employers).
      4. Not making savings regular and automatic. Don't rely on your will power. Do some kind of automatic withdraw, e.g. pulling a set amount out of your checking account, or paycheck, and putting it in savings account or something like that.
      5. Not giving regularly. Become cheerful givers. 1 Corinthians scripure. Basic principle of attitude towards giving, gratefulness towards blessings received and understanding principles stewardship.

    • @joyebriggs
      @joyebriggs 6 лет назад

      There are different types of student loan repayment plans. The plan you are referring to is the Income-Based repayment plan.
      The smartest way to repay your student loan is to be on the basic repayment plan (not sure of the actual name) and pay extra. If you are paying MORE than the required payment a month, you drop the principal faster, thus reducing the interest more quickly.

  • @JeepTJWheelin
    @JeepTJWheelin 6 лет назад +8

    The only thing we should ever be somewhat materialistic about is our Bible. And even that should be shared or given to anyone. The rest of our stuff is meaningless. I thank God every day and asked him to help me grow closer to him. And boy did he answer me. I love donating all the stuff I thought was important at one time. They're just items but can be sold at Christian thrift stores so that they can help people get food and money for rent, etc. The term God is good always seemed highly inadequate. God is everything. He's our heavenly father.

    • @robinluich5576
      @robinluich5576 4 года назад

      Honestly ,Things depress me.
      I get sick to my stomach over all I have. If I can't use it up or wear it out it's unnecessary.
      I never sell anything I give it away since I was blessed to have it in the first place and got my use out of it.

  • @dianadaughterofthemosthigh2610
    @dianadaughterofthemosthigh2610 6 лет назад

    My husband and I both stopped smoking!! Hugh savings on our pocketbook not to mention Our Health!

  • @ermisbeltran2446
    @ermisbeltran2446 6 лет назад +3

    Awesome 👏🏼 thanks for these financial tips.!

  • @Zachthelucas
    @Zachthelucas 2 года назад

    Personal Capital only seems to work with US banks I'm from the Caribbean and they don't have my bank i have put in my stuff manually.

    • @SeedTime
      @SeedTime  2 года назад

      yea I think they are US only unfortunately

  • @adamlawler5952
    @adamlawler5952 6 лет назад +4

    The financially savvy do not use credit cards.

  • @sheryls7782
    @sheryls7782 5 лет назад

    I would live to give. I have been burned by so many scammers, including the church. Any suggestions?

  • @keithboyd655
    @keithboyd655 5 лет назад +1

    Man, this video was SOOO good.
    Hi. I'm trying to become a more financially responsible steward. One way that I'm doing this is going to my favorite source for education: RUclips. You are one of my favorite channels on RUclips, and maybe the only channel that is specifically Biblically minded and broadly finance oriented. What I love about this video was that it was like outlining a course load, giving me a series of videos for me to go check out that are all related to a specific topic.
    Now I know we have playlists on channels, but those just ARE the videos and there is no commentary connecting the ideas and that work must be done within each video (often successfully, but sometimes not). So videos like this that take us on a tour of your content is SOOO helpful.
    This opens the door for another request: Could you do a video that points us to some other awesome content creators that have the biblical approach to finances? This video could lead to more partnerships on videos in the future. And if you actually had interviews with a series of creators then that could yield some more ideas for you to do videos on in the future (the gold is in the conversations that aren't on camera when it comes to content creation).
    Thirdly, I know you have some videos with other people already. Maybe you could do a video like this one where you have a narrated tour through all of your "interview" videos. The narration could build up to the ideas that sometimes feel like they come on cold because your often siting in the room with the person and really want to give them the floor. It could also give you an opportunity to lead us through how a lot of those interviews connect extremely well and give an over-arching theme. The guided tour style is very useful and I would like to see you capitalize on it more. :-) I'm praying for your ministry.

    • @SeedTime
      @SeedTime  5 лет назад

      Keith, I appreciate these comments and suggestions far more than you know. So, so helpful. Marking them down now... stay tuned...

  • @tommy11sixorozco9
    @tommy11sixorozco9 6 лет назад +3

    great content.

  • @katewizer2736
    @katewizer2736 5 лет назад +1

    I refuse to have a credit card. . EVER.

  • @lovefromdrey
    @lovefromdrey 5 лет назад

    I only ever have credit card on 0 interest.

  • @kristannestone1748
    @kristannestone1748 Год назад

    Giving doesnt have to mean money. Jesus gave loaves and fishes. Some people give loving kindness, which is priceless. Time, care giving, a helping hand with a project, expert advice... these all have real value.

  • @Abcd-xo4qn
    @Abcd-xo4qn 6 лет назад +3

    Calm your hands down in 2019!!!!

    • @SeedTime
      @SeedTime  6 лет назад

      LOL - not sure I am going to be able to beat that one!

    • @kittymiya5091
      @kittymiya5091 6 лет назад +1

      SeedTime Money I personally LOVE your hand gestures❣️it is soooo obvious that you are a genuinely good person! Keep being you! Thank you for all you do! Very wise you are❤️

  • @Godfavorabletome
    @Godfavorabletome 6 лет назад +4

    pay day loans ughv

  • @michaeltewes7833
    @michaeltewes7833 5 лет назад

    Get w friends and family members to get cell phone deals.

  • @vickiechandler4816
    @vickiechandler4816 6 лет назад

    To paid your self .as side put some thing a side

  • @mimilarue2111
    @mimilarue2111 6 лет назад +4

    Stop not tithing

  • @georgetaylor1063
    @georgetaylor1063 6 лет назад

    Beware of people telling you how to save money and improve your financial position on RUclips videos.

  • @2261greg
    @2261greg 5 лет назад

    Starts off with borrowing money that you have a problem paying back. Don’t borrow money dummy!