Great interview! I found TheBudgetMom in 2017 and we made the hard decision to sell our dream home to end the financial drowning. Watching Miko's progress has helped me to see that her system totally works! Our highest debt total was over $223k. We are now down to $50k. 💙💜💙
That is incredible progress!! I really enjoyed talking with Kumiko and learning from her. Kudos to you for making the hard decisions that will make your life easier to live.
I'm widowed with 2 children. It has been much more difficult than someone going through a divorce. I worked hard, because debt free, raised my children on my own, sold our home, paid cash for a brand new build home, have 2 paid for cars, and plenty of $$$ in savings and in retirement. Best advice is pay your bills, down size if you need to ( I actually upsized) only spend on needs until you are completely debt free, and make sure you save as much as possible, . If that means giving up bad habits ( i.e. smoking, alcohol, designer whatever, or any other nonsense spending) and/or getting a second job then that's what it takes.Marriage and divorce are choices , the death of a spouse isn't.
What a great testimonial momof2 -- It sounds like your hard worked paid off and prepared you for a tough moment in your life. Thank you for sharing with us.
People underestimate the power of WRITING THINGS DOWN! it's a mental declutter strategy. The feeling of crossing off debt after debt on a piece of paper is indescribable. A total confidence boost and a momentum trigger. I swear by that.
I LOVE the point about writing numbers down. It's amazing how powerful of a force it is when you are forced to put your pen to the paper, and hold yourself accountable. Really great channel here, I'm glad I found you! Hoping to see much more down the road, keep it up! 😊
I just graduated with my masters in nursing with 90k of student loan debt. LOL. I'm sooo glad I discovered TBM and Dave Ramsey. I take a little from both philosophies and plan on paying off my debt in the next 3 years by living at home and pinching pennies.
Are you working on paying off your debt like The Budget Mom?
Great interview! I found TheBudgetMom in 2017 and we made the hard decision to sell our dream home to end the financial drowning. Watching Miko's progress has helped me to see that her system totally works! Our highest debt total was over $223k. We are now down to $50k. 💙💜💙
That is incredible progress!! I really enjoyed talking with Kumiko and learning from her.
Kudos to you for making the hard decisions that will make your life easier to live.
I spend $270 - $300 per month on groceries for two adults. I shop only organic foods at Costco and Whole Foods. It can be done. I have had Celiacs
That’s incredible! We’re well over $900 lately with inflation (family of 4)
I'm widowed with 2 children. It has been much more difficult than someone going through a divorce. I worked hard, because debt free, raised my children on my own, sold our home, paid cash for a brand new build home, have 2 paid for cars, and plenty of $$$ in savings and in retirement. Best advice is pay your bills, down size if you need to ( I actually upsized) only spend on needs until you are completely debt free, and make sure you save as much as possible, . If that means giving up bad habits ( i.e. smoking, alcohol, designer whatever, or any other nonsense spending) and/or getting a second job then that's what it takes.Marriage and divorce are choices , the death of a spouse isn't.
What a great testimonial momof2 -- It sounds like your hard worked paid off and prepared you for a tough moment in your life. Thank you for sharing with us.
@@MarriageKidsandMoney You're welcome 🥰🍃🍂🍁🍎💗✝️
People underestimate the power of WRITING THINGS DOWN! it's a mental declutter strategy. The feeling of crossing off debt after debt on a piece of paper is indescribable. A total confidence boost and a momentum trigger. I swear by that.
I'm a big fan of a physical planner notebook too!
I LOVE the point about writing numbers down. It's amazing how powerful of a force it is when you are forced to put your pen to the paper, and hold yourself accountable. Really great channel here, I'm glad I found you! Hoping to see much more down the road, keep it up! 😊
Thank you! Yes, Kumiko is spot on. There’s something magical about writing down your numbers and goals. No app can take the place of that.
I just graduated with my masters in nursing with 90k of student loan debt. LOL. I'm sooo glad I discovered TBM and Dave Ramsey. I take a little from both philosophies and plan on paying off my debt in the next 3 years by living at home and pinching pennies.
Such great resources to be inspired by! I’ve learned a lot from both of them.
Good luck crushing that $90k of debt!
Great interview.
See you soon. God Bless.