I love listening to Andy and Kamiko. I have also searched to watch other budgeters for encouragement to keep going. I have come across those who say they are budgeters but continually go back into debt. They teach us nothing. If your doing this way of life properly, you create an emergency fund and sinking funds and don’t purposefully go back into debt. You have a car replacement fund created the day you pay for your “new to you” car. The only thing I would go into debt is for is a house and only with a descent sized down payment. If you can’t control yourself with credit cards, you shouldn’t have one. And just because your bored, stop going into stores. If you have a weakness, buying what you can’t afford, stores are a dangerous place for you. Saying that is as easy as saying “don’t do drugs”, if you have no self control. Because that saying never worked for the addicted. Too bad the indebted don’t actually watch your channel because they could learn some important facts.
This is very interesting. I agree that you need to have an emotional connection to your finances. Knowing your current "why" is a gamechanger. Kumiko explains this so well in just 12 minutes.
I love listening to Andy and Kamiko. I have also searched to watch other budgeters for encouragement to keep going. I have come across those who say they are budgeters but continually go back into debt. They teach us nothing. If your doing this way of life properly, you create an emergency fund and sinking funds and don’t purposefully go back into debt. You have a car replacement fund created the day you pay for your “new to you” car. The only thing I would go into debt is for is a house and only with a descent sized down payment. If you can’t control yourself with credit cards, you shouldn’t have one. And just because your bored, stop going into stores. If you have a weakness, buying what you can’t afford, stores are a dangerous place for you. Saying that is as easy as saying “don’t do drugs”, if you have no self control. Because that saying never worked for the addicted. Too bad the indebted don’t actually watch your channel because they could learn some important facts.
Glad you enjoyed the interview!
This is very interesting. I agree that you need to have an emotional connection to your finances. Knowing your current "why" is a gamechanger. Kumiko explains this so well in just 12 minutes.
She is inspiring for so many people! It was awesome to have her on the podcast
Great video, Andy! Thanks for sharing. So much good info.
Glad you enjoyed it!!