I'm 54 and my wife and I are VERY worried about our future, gas and food prices rising daily. We have had our savings dwindle with the cost of living into the stratosphere, and we are finding it impossible to replace them. We can get by, but can't seem to get ahead. My condolences to anyone retiring in this crisis, 30 years nonstop just for a crooked system to take all you worked for.
I feel your pain mate, as a fellow retiree, I’d suggest you look into passive index fund investing and learn some more. For me, I had my share of ups and downs when I first started looking for a consistent passive income so I hired an expert advisor for aid, and following her advice, I poured $30k in value stocks and digital assets, Up to 200k so far and pretty sure I'm ready for whatever comes.
Very inspirational stories I’ve been living and working here in California for 36 years now and I too have a plan to retire early at my 60’s, All my children are currently in college and almost done, I have been contributing on my 401k for nearly 30 years now and that will be my money I could use and my pension to enjoy my retirement I plan to travel all over the Philippines and see all the wonderful places.
Good luck. Depends on what part of Philippines you are from, the change of environment could be overwhelming. Cost of living is very low, though. Dollar pension will go a long way.
I’m blessed, I can I work in the Philippines anytime. Every year I go to the Philippines and work there for 2 to 4 months. Nakababakasyon na ako sa Philippinas, naalagaan ko pa Nanay ko, tuloy tuloy ang sweldo at health benefits.
Retirement is something I'm nervous about. Retirement in the Philippines, even more so. But I gotta do what I gotta do. I wish to go back someday. Right now, I'm saving up and hope that I'll be somewhat ready when retirement time comes. This video give me hope. Thank you.
I’m fil-am retired in the Philippines for 3 years now. So happy with my decision retiring in my homeland. Less financial stress, plus spending the last years of my life with my family, relatives and childhood friends. Don’t want to get old in America lonely 🙏🏼
@@DoubleDollar-lo4wx why is money always have to be the basis of happiness? I'm assuming we're talking about a lot of money. A lot of people in the world can be happy without or have little or just enough money, and that's a fact!
I retired 2 yrs ago, thinking of retiring in the Philippines po. Questions: Better po ba mag apply for dual citizenship? Pano po kayo mag papadala ng malaking halaga ng Petra ($20k) sa Phil.?
Agree. To visit is ok but to live especially if your children are all here, they still need you to be around. We live in the Bay Area in California, the Pilipino and other Asian cultures here are strong.
I live in Canada and I won’t go back either. I want to live like a normal joe here and not some “high end” balik bayan in PI. I also like the lifestyle here without being pretentious but I’m very introverted and didn’t want attention to myself that’s why retiring there is not really my thing. It’s really nice to visit though and I miss the food and all kinds of fruits.
@@SamJone2024 And also if you have children here starting their own life, the more they need your presence. Our mindset is guiding them advice to how to start their own family in which is harder than babysitting toddlers. My daughters always ask their mother and myself how did we stayed married for so long, a very loaded question. Visiting Philippines is ok but not living there. God bless.
@@SamJone2024The ‘highend balikbayan’thing caught my attention. You know that only depends on how you project your self to the people around you, and how you respond to that (highend) if they got that notion. If you want to be everyone’s rich generous ninong/ninang then you are that to them…and as a result you feel the pressure. But if you just live according to your means without aiming to keep the appearances up, then you will have no problem.
@@maricorjoaquin8243not always..as long as they know you are fr abroad they expect more fr u..even when I haven't visited for a long time and I am here..they message me asking for donations or some sort..so how much more when I'm there..or u feel that maybe you're not in poor community back home so they don't bother u
I enjoy watching your videos/ story telling. I’m also into my six month of being retired early, at 51. Self insured, enjoying passive income while continue to invest in property building with the husband
Salamat Ate for such eye opening shared life experience. It really makes me think twice about retiring early instead of slaving ourselves here in the states. The lifestyle is the biggest factor to be able to retire early, happy and healthy. Just like your Ninong and Ninang. Future Centenarians! May God bless you and your family! 🙏
As for someone who just recently moved to the US for work, your videos make me miss the Ph even more... But, they also motivate me to work even harder so that someday, I, too, can come back home. 🇵🇭 Keep the videos coming! God bless you and your family!🙏🏻
I never thought about retirement until lately. I've been watching vlogs regarding retirement and thankful to discover your channel Ate Gi. I love watching your vlogs, and your humble personality. Salamat po.
Retired sa Pinas dyos ko po , bawal magka-sakit dyan, inuwi ko Nanay ko dyan kasi gusto nya daw, ng magka sakit napapabalik sa Amerika eh hindi na pwede magbyahe may sakit na eh, kada galaw mo sa hospital ikaw lahat ng bibili ng kailangan sa operasyon pati anesthesia sayo pinabibili , sinakay sya sa ambulance wala gamit loob kundi papag 😂😂 kaya kahit na marami ka pera ubos, nakita nyo si Kris Aquino ang yaman na dito pa nagpunta sa America para magpagamot, masarap lang sa Pinas magbakasyon pero ang mag retired never baka yung 20 years mo maging 10 years na lang dyan , yung iba kasi kaya gusto dyan kasi ang pera nila doble di katulong, pero hindi nila iniisip ang health nila, hirap ng buhay dyan maya maya may kakatok sayo, nag retired ang bayaw ko dyan nagpagawa ng malaking bahay for good sila , after 2 years bumalik ulit dito hayun binenta bahay nGayon nasa North Carolina, halos lahat ng kilala ko nagsiuwi dyan, at nag retired pero nag sibalik rin sa America. Ang number one priority mo kasi ang health mo hindi ang sarap lang.
that’s the reality i will only go home for vacation kapit may bahay ako sa philippines habang kaya bumiyahe to go home i go home pero pag as in hindi na kaya dito na ako Sa France kase health care is important libre lahat dito
I heard this concern from other retirees as well pero bakit may mga expats na matantada na din and yet they choose to retire in Phils kahit my health issue. Siguro gusto nilang maranasan ang sarap kahit sandali lang ang lifespan sa Phils. Kailangan siguro may tamang ipon and healthy living para mahaba ang buhay to enjoy life in Phils.
I strongly agree --- Lahat ng Barangay dito may ambulance - L300 Van pero wala namang equipment at trained na staff/EMS. Moreover wala pang advance na medical/ diagnostics equipments dito.
Ate G, I always waiting you to upload videos on your channel! Very inspiring specially us working in United States! Planning to retire in the Philippines by 2032 at ngayon pa lang naghahanda na to have a better life back home.
Thank you for sharing their lovely stories. The one I love the most was the last one. That is our plan. Night and day, my mind is in the farm. I actually started my project already, and I found it very enjoyable! I continue to learn everything in farming while we are still living in the USA. Hopefully you will post again your next trip. Very interesting!
Magaling po kayo mag narrate ng stories at very entertaining, Detailed and inspiring. Plus masarap pakinggan at malumanay pa ang boses ninyo. More stories po and God bless you maam
I’m 58 and stop working since 2014 and just enjoy life with my husband and planning to retire in the Philippines soon .I’m glad we don’t have to pay for our healthcare since my husband retired in military service . I been preparing for our future home. I also love to travel and meet new friends.May the Lord guide us through this journey together and enjoy the rest of life .
I appreciate your vlogs, high quality ang kuha ng mga videos, very creative and artistic, the contents are so informative and meaningful. The video is short but what it covers and shows are a lot. I feel like watching a true-to-life movie.
One should experience living in the Philippines for half a year before deciding to retire back in our country and then realize whether it’s really for you.
Really enjoyed your video. It’s well documented, informative and interesting. I recently retired at 62 and would like to visit the Philippines in possibly 3-4 months intervals so the health care info you provided was helpful. Thanks for posting.
Ang sarap ng kwento at boses nyo. Salamat sa pag share sa mga istorya. Ako ay 50 working sa Tennesse USA at planning mag retire. !st time ko nakita ang channel nyo at got interested manood then I subscribed. Sana lumaki pa ang channel nyo.
I love your content! I'm turning 29 this December, and I’ve been giving a lot of thought to my future. I've decided that 21 years from now, I want to retire and start enjoying life in a new way, especially considering that I don’t plan to marry or have kids. Your insights are inspiring me as I make these long-term plans focused on my personal goals and freedom.
@@neopalmenco hello! You’re the same age as my daughter 😊. I’m happy that my videos make an impact in terms of preparing for your retirement. Planning ahead and putting more time in the game will secure your future. Enjoy your journey!
i like this docu. i too retired at 49. i was a healthcare worker & before that, student & military. i'm a dual & i now live in the philippines. i've been here almost 2 years. in early 2025, i'm moving to boracay, my fav island.
New sub from Dubai! Love listening to your stories Ate Gi. You keep me hopeful that someday, and hopefully soon, me and my husband will get to enjoy our life in the Philippines. We’re in our early 40’s, no children. We’re saving since in our 30’s to be able to retire early. Sana soon para ma enjoy pa namin ng matagal all the fruits of our labor.😊
Thank you for sharing your story particularly your plans to retire in the Philippines. We're in Canada for more than 20 years, we're also planning to retire early. We can relate to your stories because we too are planning to stay in the Philippines, at least stay on a regular basis and the back to Canada. Please continue to share and wishing you well on your journey to retirement.
Worth watching and listening po....Lalo na may life and even my family are spending most of our lives here in Qatar po. My wife and I are both in early 40s with our grade 12 son who is also with us here. We often talk about retiring back in the Philippines also🤗
New subscribers here . I want to hear and watch all your journey living in America and its really one of my long dream though I've been there but permanently. I'm also ofw na naghahangad ng isang maayos na transition or retirement dito sa pinas .Mahirap ang tumanda ng walang ipon talaga
Your input regarding retirement is very informative … we are planning to retire this year at 59 and 57 , but since we can’t draw from social security until at least 63 , mag business muna kame doon para may monthly income na papasok aside from drawing from our 401K at 59.5 y/o without penalty dahil mahal ang healthcare cost kaya kailangan mapaikot ang savings through a business muna para may continuation ng monthly income. Kailangan pag handaan ang expensive na healthcare cost ng Pinas ..
Another great video from you! It's really a good thing that you tackled the topic of healthcare in the Philippines. Nag comment na ako sa isang video mo. I am 53 years old from California and I am planning to retire in 3 years time. But honestly, it scares me every time that family and friends would ask me, "pano yun healthcare mo dun?". Although I am in good health naman, we can never predict what will happen in the future. I am currently doing research on private health insurance in the Philippines. Hopefully I will find an option that I will find satisfactory. Kasi nakakatakot talaga ma ospital sa pilipinas. Mauubos ang pera mo kahit gaano kadami ipon mo. The issue of healthcare is a very grounding one for those of us who want to settle back in the Philippines. It really is a big reality check.
Im in my retirement age and much as I want to retire in the phils, I cant bear to leave my only daughter here. My priority is not my enjoyment but to see to it that when she needs a mother I am there for her. When Christmas comes, she has a home to go to. When she needs a parent, I am just close by.
Exactly, why I can't retire in the Philippines! I have only one child, I will not survive if I'm that far from him. What if he gets sick and he's not married yet? Besides, I don't want to go backwards since I'm used to the life here in the USA. I don't like their healthcare, inconveniences and the hot weather even we have considerable big house we built in the Phils. I'm just happy to go on vacation back home but after 3 weeks there, I'm bored and want to fly back lol..
Yup. Feel the same way. Am 45 y/o but the thought of leaving my 2 children here in US on their own when the time comes, without parents to turn to if they need us is unbearable. Wala naman kaming kamag-anak d2 sa US kundi kami lang. Actually i have one but she's far from us. So i can't as much as I want to eventually.
you are such a great storyteller. I have been working overseas the past 10 years. In my 30s, it is great to hear you sharing plans for retirement and what it looks like for people who have already retired. I pick up a thing or two watching your videos. Thank you. 😊
Hello Ate, We just returned from our 3 wks vacay the Philippine, Wife and I reconsidered not to retire in the PI. The infrastructure and social economic conditions were either extremely poor or very wealthy. The wife’s family and friends were either into politics or somehow involved in politics were overly pretentious and toxic, crab mentality and outdo the Joneses. Once my daughter finishes her studies in SoCal we can relocate back to Nevada or Arizona or once PI literally cleans up their act. Ps. Turnoffs were the garbage/ trash, especially in the water in the docks and waterways to Coron island.
I'm sorry to hear about your experience with the family. Retiring in the Philippines is not for everyone. You should be where you'll feel content and happy. Thanks for sharing.
@official_ate_gi_channel tama po kayo ma'am. Tlagang depende yan kung saan ka masaya. Like me, mag 8 years pa lang ako dito sa US pero minamadali ko na yung husband ko na magretire. Gusto ko na pong bumalik sa pinas at mamuhay ng simply. I'm very stress here in US and sometimes I get depressed. We went to philippines last month for vacation and ai don't really want to end and come back here in US. I was very happy when I was in PI and more relax. For me po ang pagreretired sa pinas depende naman po kasi yan kung anong klaseng buhay ang gusto mo. Dito rin naman sa US mga tao very political not just in PH. Masarap pa rin sa atin lalo na always fresh ang mga pagkain lalo na mga isda at gulay.
if your inlaws are a pain you can always choose a different island. Vietnam and Thailand is also cheaper. I am more worried about typhoons rather than relatives. I miss the fresh fish and vegetables. Sometimes the seafood is still breathing at the palenke. Fresh native manok is walking in the backyard.
@@annastuart1931 try your best to be happy wherever you are. There are lots of things to be thankful for in the States, too. We are blessed to have options where to live… in the States or in PI ❤️
2x kung pinanood ang video nyo ate Gi. Ang sarap pakingan ng boses nyo also sarap marinig mga retirees opinion nila. New subs from sf, awa ng diyos sa pinas din ako magreretire ilang na yrs na lng matatapos ng bunso ko. In god time makakaretire din ako. Im 56 na 3-4 yrs pa. God bless your family and your channel❤️🙏
Ate Gi, I love your vlogs! You’re a good writer, narrator, story teller, etc. This is a valuable information for us middle aged people in preparing for future retirement. It is scary just thinking about retirement since you will be on a steady income, relying on SS benefits and 401 K. But, we have to think about it so we won’t get surprised when that time comes for us to retire. Thank you so much!
napapaisip na din kami ni hubby san kami magreretire (pinas or canada) kaht nasa 30's pa lang kami. #1 consideration yung health care talaga sa pinas. baka hindi gnun kasapat ang magiging savings namin. its good to know yung mga stories ng mga kaibigan mo sa pinas Ate Gi!
hello! Just finished binge-watching all your videos and they're awesome! Love the minimalist look, super chill. You the one behind the camera too? Keep up the great work!
Hi Ate Gi! My husband and I have been watching your videos. It's so good to hear from someone who's wanting to live in the Philippines during retirement. We're in our early 50s but so looking forward to retiring to the Philippines. Our idea of retirement (from 8-5 job) is to maintain a small flowering and vegetable garden, live in a small but comfortable home, and get involve in the community by doing volunteer work. God willing, we'll use our time to give back! Good luck to you and please keep on creating and posting videos. Thanks!
Blessed morning maam..i have been retired for almost a year at d age of 60 for health reasons and other personal stuff..d 4 stages u have mentioned were correct but still depends on d kind and position u have upon ur retirement..anyway,i like ur channel,ur convincing and sweet voice..worth listening..gdluck to ur retirement in our beloved Phil.hope to meet u someday..❤👋🙏
I'm your new subscriber but i have watched many of your videos. You have a very soothing voice and great narration of stories! Very informative. Salamat po for sharing your knowledge and life experiences! God bless you po❤😊
Continue lng po ng content niyo po. Before i saw your videos im planning to retire in our beautiful country pinas. Pero i have a long way to go as a single dad. God bless ingat po kayo.
It's always nice to hear a very soothing voice and a relaxing sceneries in most if not all of your videos. A kind of feeling where you realize how short life is and appreciate the values of friendship, the family, relatives and our dear native land. Quite excellent youtuber you are! This video has very encouraging and helpful stories for most of us OFW and FilAms. Thanks and always looking forward to watch more of your videos with my wife. Hope and wish that the best is yet to come for both of you and your family. We are so far very impressed of your ability to replace Ate Charo Santos or Korina Sanches. 😃 Hi to our good friend Mr. LL.😃👍
we’ll be spending our Christmas this year in the Philippines, and your videos are one of few reasons I did not hesitate to wait for a lower fare because as you are well aware Christmas time has the most ridiculous air fare. The prices are so much higher than the altitude these airlines can fly.😅 It was over 6 yrs ago when we last visited the country although we had planned to visit at least every 2 yrs sana but Covid was a big factor. Lord willing, this will be the first time to spend Christmas in the Philippines since 2002.😀 c’mon let’s go!🎄🧑🎄🎉 oh that PTO at work you mentioned in your videos? They are really so precious!
You should party when in your 30's not thinking about retirement. If your 50's then that's the time. Enjoy while your young that is the greatest philosophy of life. Retirement can wait. I earned 12,000.000 pesos in my 50's. I'm a dialysis RN.
Thank you for sharing your retirement experiences and of others, Tita Gigi. As a 32 y old Pinoy, locally employed, I always wonder what would my family’s life be if I migrated to other countries and raise my daughter. What my wife and I will encounter by the time we wanted to retire. I am growing to love the sound of your voice. The way you narrate your stories, are so powerful. Definitely your new subscriber here! I wish you and your family good health! Mabuhay po kayo! 🎉🙏
First of all, thank you for subscribing. I, too, sometimes wonder how life would be had we not left the Philippines. But we learn in everything we do, be it right or wrong. I can only share my experiences here, and hopefully, some people can learn a thing or two from my experiences. Mabuhay din po kayo!! Salamat sa panonood!
Thank you Ate Gi.for sharing soo nice stories of Retiring early, you have very good voice sarap pakinggan, just hit the botton here, Im From.Paradise island of Siqjuijor Philippines, Im also retired Im in my 60 enjoying the 20% discount as Sr here in our country, soo peaceful here and like Paradise, no traffic fresh all fish and seafoods, white sand beaches, this is a tourist spot. Thank you and Godbless you all.🙏🙏🙏♥️♥️♥️♥️♥️😊
Nice content for a good discussion. Galing lng kmi sa Philippines this January with my wife and 3 kids for a month and we all enjoyed it. Pero that is vacation mode. There are lots of things to consider. We live here in the Bay Area (Fremont) for 30 years and our mortgage is done, so retirement planning is our main agenda . Our children have finish their college education with one of them just passed her California Bar exam. Our main concern is that none of our children wants to live in the Philippines. One is married and just starting her family. I know they are independent na (she just purchased a house in Dublin, CA) pero as a Pilipino culture its still our obligation to guide them building their own family. We raised them in this country so we cannot abandon them for our convenience. Most Sunday we have breakfast together with their partners and what more if they start to have children. My wife ( who is also an RN) is very close to our kids and she can't imagine being away from them, since we all live in the Bay Area also . Anyway this are just our opinion . God bless.
I have $$ here in the US and 3 lifetime medical insurances but decided to stay in the US the rest of my life. I had traveled to the Philippines and the rest of asian countries to play golf. I love my country Philippines but have no plan of retiring there.
I work in healthcare. For me, I don’t want to retire in a nursing home in America. I’ve seen my residents miserable and lonely in the US nursing home. I rather spend my time with family & relatives back home before I die.
Same! I’ll be 37 next month. Working in the healthcare in the US. It’s an eye opening na health is wealth. Napaka important tlg na healthy dahil lahat Nagagawa mo like to travel and work at the same time.
Hello Ate Gi! I am also a RN here in USA- im at young age, pero iniisip ko na ung retirement ko haha. Thank you for the tips para sa retirement plans in the future!
@@official_ate_gi_channel Ate Gi, halos kalat na ang pinoy sa mundo nasaan ka man naroroon dapat lang na masmarami tayong alam na languages ok lang paghaluin ang English at Tagalog mas naiintindihan din naman ng lahat.😊
Hello Ate Gi Im your new subscriber. dont know how this video shows up on my list. I even sent this to my mother who is a retired govt employee, Im a former OFW 10yrs and my parents having a hard time to understand how life abroad is both joys n pains. Im an empty nester now ( daughter will graduate next yr ) and asked by my parents which of the stories you featured --- is me hahaha sabi ko maybe the one who is alone not lonely. Hope to watch more of your videos. 💕🥰
You’re a great narrator, I wish I could retire in the Philippines din kasi I really miss our fruits and vegetables lalong- lalo na yung mga fresh see foods natin the best talaga😊
I have been in California for 63 yrs now, came here 1961, all my brothers and sisters are all here ,my cousins also, nieces , nephews, so we are what like nasa 100 na yata dito families ko , I cannot see myself retiring in the Philippines when everyone is here already my 9 siblings..cousins and all their kids. I hardly know anyone in the Phillipines na.
Spot on. Most of my aunts were teachers and retired as principals. They all took a lump sum worth millions. But in the end, their hard work took a toll on their health. My father was the eldest of 12. He made sure his siblings and his 6 children got an education and have degrees. Retired with 0 bank account and no properties. Because of the health programs in the Philippines, we decided to have our parents live with us in the US. Besides the care we are providing, my father wants to live in the Philippines. He died while his children were all in the US. My brother in laws ill father came to visit from the Philippines and to his doctor. He had enough time to see his children and grandchildren before passing. I keep on telling the younger generations, that our elders did the sacrifices so we can have a chance for a better life in a foreign land. Life in US is not easy but the chances of progress is way better than in the Philippines. In the Philippines, we don't stress that much because we are living poorly. Blackouts every week, no AC and no plumbing? We can still laugh and enjoy living. It's a 100 degrees where I live and I'm privilege to have AC and ice cream.
Cost of healthcare is the biggest constraint that made me reconsider in retiring for good in the Phil. Aside from the fact that my wife is so attached with our kids & the future apo's. Health insurance is costly & have limits & if one would want good health facilities then one should live in the heart of urban jungle, otherwise, settle for mediocre health service in rural areas. Still prefer to just regularly visit the country.
Me too, I will not miss the chance of enjoying the blessing of having grandkids near me. You have not really discuss the ill effects of the availability and accessibility of healthcare in the rural areas. You should have discuss how transportation to the nearest tertiary hospital is impossible ASAP unlike here in America, what will you do when you are having sudden cardiac problems and you live in the rural areas?
Just because our children here have finish their college schooling , they still need our guide for emotional and family support. If its just me and my wife retires sa Philippines, then we practically abandon them here sa US. Its not their fault to be born here, so they still need us here when they start their own family, that is our Pilipino culture. God bless.
parang magiging maganda nga po ang retirement ninyo, kasi ang mga circle of freinds and kamag-anaks ninyo ay masasabing mayayaman, can afford. isa kasi sa pangit sa Pilipinas ay yung kung magreretiro ka doon ay yung mga pabigat lahat ang mga kakilala, kamag-anak at kaibigan mo. yung tipong yayain mo lang magkape sa starbucks or kumain sa labas, yung tipong magpapalibre pa sa'yo, or yung wala man lang pamasahe papunta sa resto or cafe. hay buhay! pero kayo po, mukhang hindi ganun ang sitwasyon ninyo. napapanood ko lahat ng videos ninyo, puro pang mayaman ang mga kwento ninyo. ang galing! sana lahat ng pinoy, ay ganyan. but sadly, over 80% ng mga matatanda or senior sa Pinas, wala man lang pension. at nag-aagawan pa nga sa P500 na bigay ng DSWD monthly. marami sa matatanda sa Pinas, umaasa lang sa bigay ng mga anak. ginagawang RETIREMENT PLAN ang mga anak. hay buhay!
Totoo ang mga sinabi mo sa first few sentences mo. Yayayain mo, ikaw pa magbibigay ng pamasahe. Mukhang naplano na nila ang retirement nila. Mapapa-sana all ka na lang.
Wag ka na lang magyaya at ganun talaga mangyayari. Kesa gastusin sa Starbucks yung pera nila ibibili na lang nila ng ulam para sa buong pamilya. Isa pa pag balikbayan nag aya ng meet up expected na nila yun ang maglilibre😅
@@rayaisella6562, syempre, gusto mor ring makasama mga old friends mo. Pero ganun talaga eh. Noong maliit pa kami, kapag umuuwi ang auntie ko na nurse, pakakainin nya kami sa labas. Ngayon, ganun ang nangyayari sa amin. Bihira sa kaibigan ko ang makikipag-unahan sa akin magbayad. 😂😅🤣
I feel so fortunate that by a twist of fate I had the opportunity to be an immediate American citizen from my father's service in the USNavy inspite of being born in the Philippines. Being a FilAm is great being able to enjoy the best of both worlds. I appreciate being able to bask in the beauty of the islands and at the same time having the benefits of medical care, pension and stable sunny 65F northern California bay area weather.
Ganda ng kwento te Gi.. Been researching about retiring early about couple of years now. But tulad nung isang example mo, I love my work and realized that the most I can do probly is work part time 2x/week. (As if naman kakayanin ng savings ang full retirement 😂). It’s always a question din yung magkano ba ang kailanganin to retire or work part time comfortably. Baka naman meron ka ganun vlog in the future hehe.. Salamat sa pag share. 🤗
@@official_ate_gi_channel 😂 Matagal ko na gusto itanong yan.. Nahihiya lang ako, baka masyado personal dahil financial ung question 😅. Abangan ko yan.. 👍
@@official_ate_gi_channel Saka working part time works perfectly dahil sa trabaho ko benefited p din pag part time, work 2x/week, 5 days off. May med, vision, dental and pto benefits. Malaki bagay ung medical lalo na sa mga bata pede ko sila covered til 26yrs old (i think) as long as dependent ko sila. Unlike full retire, wla na income na papsok (besides sa investment income) tapos right off the bat at least $2K + na agad sa monthly medical expenses.. It just make sense in my opinion work part time if I want to slow down na, hopefully in 5 years siguro pede na 🤞🤞Sana 😂. Depends on your next video, will look at the numbers 😂.
Your such a good vlogger. Im retired also from gov job but cant afford to retire in the Philippines because of health problems since we don't have good health insurance there maybe philhealth but hospitalizations is not covered.
I spent 1 month in the Philippines and was totally disappointed due to hot weather and pollution. Every time I go back I get sick with cough and cold. Also, having problems with the food makes me have diarrhea. I don't know what to do for retirement.
Preparation for hospitalization can possibly be a self fulfilling prophecy. Hope anyone reading this can find support groups that teach and cultivate spiritual strength. There's lots of these kinds of groups in western countries.
so weird last night i was thinking where i want to be when im old. and scrolling to my utube saw this video. im based here in UK and UK thought me how to be independent and make me feel safe (countryside) but never wanted to retire in Ph. mainly because the healthcare here in Uk kahet wala kang pera d mo iisipin ang pambayad sa hospital and living here change in a way na u don't want anyone to burden when ur old. nice in Ph pag may ipon ka. thanks for this video by the way. take care
There's no place like home.kahit gaano kadami ang pera mo dto s US di masaya ang buhay.sa pinas kht di gaano madami ang pera masaya ang buhay saya n galing sa puso.and bonus nlng ung makakain m ung mssrap n pgkaing pinoy.i will going back pinas maybe 42 to 45 yrs old ako.mgnda mg for good pg bata2 pa kesa matanda n di m n maenjoy gumala.
SA akin bata pa kami Ng pumunta kami dito MGA Kapatid ko 1950 Dumating dito me 1961, so we don't know any place but here now. This is what we call home. My mom 1947 pa NAGPUNTA NG America and we followed in 1950s 😅
My late parents retiring in the Philippines was the WORST MISTAKE they ever did. My late dad became a Victim of HIS Predatory Family and Relatives and my late mother was a weak woman who could not stop it. It was HIS MONEY and not THEIRS as he always told her and she went along with it. Basically he was emptied of his Lump Sum Retirement money. We his children had No Clue until it was too late.
I agree, when it comes to money I witness my friend’s aging auntie got milked by relatives. My advise, stay away from relatives locally grounded in the Philippines.
I'm 54 and my wife and I are VERY worried about our future, gas and food prices rising daily. We have had our savings dwindle with the cost of living into the stratosphere, and we are finding it impossible to replace them. We can get by, but can't seem to get ahead. My condolences to anyone retiring in this crisis, 30 years nonstop just for a crooked system to take all you worked for.
I feel your pain mate, as a fellow retiree, I’d suggest you look into passive index fund investing and learn some more. For me, I had my share of ups and downs when I first started looking for a consistent passive income so I hired an expert advisor for aid, and following her advice, I poured $30k in value stocks and digital assets, Up to 200k so far and pretty sure I'm ready for whatever comes.
@@FernandoBowen-78 That's actually quite impressive, I could use some Info on your FA, I am looking to make a change on my finances this year as well
@@VioletJessica- My advisor is VICTORIA CARMEN SANTAELLA;
You can look her up online
Nah I Can't say I can relate, VICTORIA CARMEN SANTAELLA charge is one-off and pretty reasonable when compared to what I benefit in returns.
Very inspirational stories I’ve been living and working here in California for 36 years now and I too have a plan to retire early at my 60’s, All my children are currently in college and almost done, I have been contributing on my 401k for nearly 30 years now and that will be my money I could use and my pension to enjoy my retirement I plan to travel all over the Philippines and see all the wonderful places.
Ang pinoy talaga kahit san mkarating sa pinas pa rin talaga ang huling byahe :)
Thanks for sharing :)
I’m 30 years in USA but for good I’m going back to our beautiful country 🇵🇭🇵🇭🇵🇭🇵🇭🙏🏻🙏🏻
@@houseoffavorwithtita nothing like home sweet home! MAY IT BE so humble nothing like home!
Good luck. Depends on what part of Philippines you are from, the change of environment could be overwhelming.
Cost of living is very low, though. Dollar pension will go a long way.
I’m blessed, I can I work in the Philippines anytime. Every year I go to the Philippines and work there for 2 to 4 months. Nakababakasyon na ako sa Philippinas, naalagaan ko pa Nanay ko, tuloy tuloy ang sweldo at health benefits.
Anung work po yan?
@@jellamaza-wn6vw what kind of work do you do. Please share.
As a new immigrant in the US, watching this made me smile because we also plan to retire and return to the Philippines.
We retired early and back in the Philippines for 2 years now.
Everyone wishes to return, it's in the bloodline.
You have a long way to go.
But the flood is getting worse to worst.
8 more years for me for the 62 yrs old early retirement. I wish I'm 62 already.
Retirement is something I'm nervous about. Retirement in the Philippines, even more so. But I gotta do what I gotta do. I wish to go back someday. Right now, I'm saving up and hope that I'll be somewhat ready when retirement time comes. This video give me hope. Thank you.
avoid this country.....Only problems..
ruclips.net/video/y41Ghiou-Dk/видео.html
I’m fil-am retired in the Philippines for 3 years now. So happy with my decision retiring in my homeland. Less financial stress, plus spending the last years of my life with my family, relatives and childhood friends. Don’t want to get old in America lonely 🙏🏼
It's hard being by yourself in the US or any other place. you need your immediate family with you.
malamang may pera ka jan sa pinas kaya masaya ka talaga
@@DoubleDollar-lo4wx why is money always have to be the basis of happiness? I'm assuming we're talking about a lot of money. A lot of people in the world can be happy without or have little or just enough money, and that's a fact!
I retired 2 yrs ago, thinking of retiring in the Philippines po. Questions: Better po ba mag apply for dual citizenship? Pano po kayo mag papadala ng malaking halaga ng Petra ($20k) sa Phil.?
@@vinceordonez5878 padala mo sa akin hati tayo
I left PI in 1978 and am glad I did. Not everyone enjoy retirement in Philippines. Wish you all the best!
Agree. To visit is ok but to live especially if your children are all here, they still need you to be around. We live in the Bay Area in California, the Pilipino and other Asian cultures here are strong.
I live in Canada and I won’t go back either. I want to live like a normal joe here and not some “high end” balik bayan in PI. I also like the lifestyle here without being pretentious but I’m very introverted and didn’t want attention to myself that’s why retiring there is not really my thing. It’s really nice to visit though and I miss the food and all kinds of fruits.
@@SamJone2024 And also if you have children here starting their own life, the more they need your presence. Our mindset is guiding them advice to how to start their own family in which is harder than babysitting toddlers. My daughters always ask their mother and myself how did we stayed married for so long, a very loaded question. Visiting Philippines is ok but not living there. God bless.
@@SamJone2024The ‘highend balikbayan’thing caught my attention. You know that only depends on how you project your self to the people around you, and how you respond to that (highend) if they got that notion. If you want to be everyone’s rich generous ninong/ninang then you are that to them…and as a result you feel the pressure. But if you just live according to your means without aiming to keep the appearances up, then you will have no problem.
@@maricorjoaquin8243not always..as long as they know you are fr abroad they expect more fr u..even when I haven't visited for a long time and I am here..they message me asking for donations or some sort..so how much more when I'm there..or u feel that maybe you're not in poor community back home so they don't bother u
Im on my 40's and planning to retire at 55. Kaya ipon2x ngyn pra hndi maghirap pagtanda lalo na solo din ako..
OFW :)
@@gilbertlobos4149 good decision
Di namana po sa nakikialam but pwede kayo mag asawa if nalaman you are OFW. I mean kahit hindi OFW ay madami sa Pinas na makikita.
@@ryanrhea1madami nga pera lng nmn ang habol
I enjoy watching your videos/ story telling. I’m also into my six month of being retired early, at 51. Self insured, enjoying passive income while continue to invest in property building with the husband
Salamat Ate for such eye opening shared life experience. It really makes me think twice about retiring early instead of slaving ourselves here in the states. The lifestyle is the biggest factor to be able to retire early, happy and healthy. Just like your Ninong and Ninang. Future Centenarians! May God bless you and your family! 🙏
As for someone who just recently moved to the US for work, your videos make me miss the Ph even more... But, they also motivate me to work even harder so that someday, I, too, can come back home. 🇵🇭
Keep the videos coming! God bless you and your family!🙏🏻
God bless us all! Thanks for watching my videos!💚
I never thought about retirement until lately. I've been watching vlogs regarding retirement and thankful to discover your channel Ate Gi. I love watching your vlogs, and your humble personality. Salamat po.
Retired sa Pinas dyos ko po , bawal magka-sakit dyan, inuwi ko Nanay ko dyan kasi gusto nya daw, ng magka sakit napapabalik sa Amerika eh hindi na pwede magbyahe may sakit na eh, kada galaw mo sa hospital ikaw lahat ng bibili ng kailangan sa operasyon pati anesthesia sayo pinabibili , sinakay sya sa ambulance wala gamit loob kundi papag 😂😂 kaya kahit na marami ka pera ubos, nakita nyo si Kris Aquino ang yaman na dito pa nagpunta sa America para magpagamot, masarap lang sa Pinas magbakasyon pero ang mag retired never baka yung 20 years mo maging 10 years na lang dyan , yung iba kasi kaya gusto dyan kasi ang pera nila doble di katulong, pero hindi nila iniisip ang health nila, hirap ng buhay dyan maya maya may kakatok sayo, nag retired ang bayaw ko dyan nagpagawa ng malaking bahay for good sila , after 2 years bumalik ulit dito hayun binenta bahay nGayon nasa North Carolina, halos lahat ng kilala ko nagsiuwi dyan, at nag retired pero nag sibalik rin sa America. Ang number one priority mo kasi ang health mo hindi ang sarap lang.
that’s the reality i will only go home for vacation kapit may bahay ako sa philippines habang kaya bumiyahe to go home i go home pero pag as in hindi na kaya dito na ako Sa France kase health care is important libre lahat dito
I heard this concern from other retirees as well pero bakit may mga expats na matantada na din and yet they choose to retire in Phils kahit my health issue. Siguro gusto nilang maranasan ang sarap kahit sandali lang ang lifespan sa Phils. Kailangan siguro may tamang ipon and healthy living para mahaba ang buhay to enjoy life in Phils.
you have a young wife at the same time a caregiver yun yon. Real talk.
I strongly agree --- Lahat ng Barangay dito may ambulance - L300 Van pero wala namang equipment at trained na staff/EMS. Moreover wala pang advance na medical/ diagnostics equipments dito.
AVOID AVOID AVOID PHILIPPINES.
Ate G, I always waiting you to upload videos on your channel! Very inspiring specially us working in United States! Planning to retire in the Philippines by 2032 at ngayon pa lang naghahanda na to have a better life back home.
@@kuyakiko4591 Salamat Kuya Kiko. Trabaho, tipid, at laging magdasal lang. darating tayo doon sa awa ng Diyos. Thanks for always watching!!
Higit na maige ang buhay sa Pilipinas!! Problema ay masyadong maraming Tao- salamat sa mga simbahan Katoliko!!
You nailed it. Againts ako sa Overpopulation kaya crowded poor 3rd world country tayo. 1 child policy is a must starting this year dapat.
The problem is the Private health care It is rather expensive
Thank you for sharing their lovely stories. The one I love the most was the last one. That is our plan. Night and day, my mind is in the farm. I actually started my project already, and I found it very enjoyable! I continue to learn everything in farming while we are still living in the USA. Hopefully you will post again your next trip. Very interesting!
Magaling po kayo mag narrate ng stories at very entertaining, Detailed and inspiring. Plus masarap pakinggan at malumanay pa ang boses ninyo. More stories po and God bless you maam
@@proudILOCANO2022 Salamat po. God bless you too.
Your new Sub in NY. I plan to retire next year at 76. Better late than never. Thank you for sharing your stories.
Thank you po for subscribing and for watching! Enjoy retirement!!
I’m 58 and stop working since 2014 and just enjoy life with my husband and planning to retire in the Philippines soon .I’m glad we don’t have to pay for our healthcare since my husband retired in military service . I been preparing for our future home. I also love to travel and meet new friends.May the Lord guide us through this journey together and enjoy the rest of life .
Love your vlogs pls continue as a guide for our kababayans who loves our homeland. Here’s to more! Cheers! 🎉🍾🥂
@@nathandeleon5229 cheers!!!
I appreciate your vlogs, high quality ang kuha ng mga videos, very creative and artistic, the contents are so informative and meaningful. The video is short but what it covers and shows are a lot. I feel like watching a true-to-life movie.
@@riamac6010 thank you❤️I try my best to create something you’d like so as not to waste your the viewers’ time. Thank you for your kind words.
One should experience living in the Philippines for half a year before deciding to retire back in our country and then realize whether it’s really for you.
Hello, Ate Gi!
I love listening to your voice.. parang nakikinig ng letter-readings and dula sa radio
You're a God sent!
@@dragonfangs7646 Salamat po! I thank the Lord for the gift of voice. Thanks for watching!
@official_ate_gi_channel looking forward to your journey when you retire in the Phils.
Really enjoyed your video. It’s well documented, informative and interesting. I recently retired at 62 and would like to visit the Philippines in possibly 3-4 months intervals so the health care info you provided was helpful. Thanks for posting.
Ang sarap ng kwento at boses nyo. Salamat sa pag share sa mga istorya. Ako ay 50 working sa Tennesse USA at planning mag retire. !st time ko nakita ang channel nyo at got interested manood then I subscribed. Sana lumaki pa ang channel nyo.
I love your content! I'm turning 29 this December, and I’ve been giving a lot of thought to my future. I've decided that 21 years from now, I want to retire and start enjoying life in a new way, especially considering that I don’t plan to marry or have kids. Your insights are inspiring me as I make these long-term plans focused on my personal goals and freedom.
@@neopalmenco hello! You’re the same age as my daughter 😊. I’m happy that my videos make an impact in terms of preparing for your retirement. Planning ahead and putting more time in the game will secure your future. Enjoy your journey!
i like this docu. i too retired at 49. i was a healthcare worker & before that, student & military. i'm a dual & i now live in the philippines. i've been here almost 2 years. in early 2025, i'm moving to boracay, my fav island.
Boracay is one of my happy place in the Philippines 💜 It's wonderful that you are able to move there.
New sub from Dubai! Love listening to your stories Ate Gi. You keep me hopeful that someday, and hopefully soon, me and my husband will get to enjoy our life in the Philippines. We’re in our early 40’s, no children. We’re saving since in our 30’s to be able to retire early. Sana soon para ma enjoy pa namin ng matagal all the fruits of our labor.😊
Thank you for sharing your story particularly your plans to retire in the Philippines. We're in Canada for more than 20 years, we're also planning to retire early. We can relate to your stories because we too are planning to stay in the Philippines, at least stay on a regular basis and the back to Canada. Please continue to share and wishing you well on your journey to retirement.
AVOID AVOID PHILIPPINES ! SCAMM SYSTEM. SCAMM PEOPLE.
You will be my inspiration on how to start a RUclips/vlog. Thank you for sharing
Worth watching and listening po....Lalo na may life and even my family are spending most of our lives here in Qatar po. My wife and I are both in early 40s with our grade 12 son who is also with us here. We often talk about retiring back in the Philippines also🤗
When my husband and I talk about retirement, it always makes our heart full. Kasi pareho kaming excited. My best to you!!
Your vlogs are really nice, light and enticing. Talagang tatapusin mo hanggang dulo. May future for kayo dyan sa vlogging, Ate Gi. Congrats!
@@nel2484 Salamat po. I’m glad you enjoyed it.
New subscribers here . I want to hear and watch all your journey living in America and its really one of my long dream though I've been there but permanently. I'm also ofw na naghahangad ng isang maayos na transition or retirement dito sa pinas .Mahirap ang tumanda ng walang ipon talaga
Your input regarding retirement is very informative … we are planning to retire this year at 59 and 57 , but since we can’t draw from social security until at least 63 , mag business muna kame doon para may monthly income na papasok aside from drawing from our 401K at 59.5 y/o without penalty dahil mahal ang healthcare cost kaya kailangan mapaikot ang savings through a business muna para may continuation ng monthly income. Kailangan pag handaan ang expensive na healthcare cost ng Pinas ..
@@MelO1987YOU that’s an idea! To have a business til our SS kicks in. Thanks for suggesting that! And thanks for watching!
awesome plan! This is our plan as well when my husband retires at 60 in 2 yrs. Pwede naman mag negosyo muna.
me too. passive income from America and planning business sa Pinas
Another great video from you! It's really a good thing that you tackled the topic of healthcare in the Philippines. Nag comment na ako sa isang video mo. I am 53 years old from California and I am planning to retire in 3 years time. But honestly, it scares me every time that family and friends would ask me, "pano yun healthcare mo dun?". Although I am in good health naman, we can never predict what will happen in the future. I am currently doing research on private health insurance in the Philippines. Hopefully I will find an option that I will find satisfactory. Kasi nakakatakot talaga ma ospital sa pilipinas. Mauubos ang pera mo kahit gaano kadami ipon mo. The issue of healthcare is a very grounding one for those of us who want to settle back in the Philippines. It really is a big reality check.
Such a touching stories; we are in our 50's and planning to retire in the Philippines! thank you for this vlog
Thank you Ate Gi
You seem to be a nice lady, calm person.
Im in my retirement age and much as I want to retire in the phils, I cant bear to leave my only daughter here. My priority is not my enjoyment but to see to it that when she needs a mother I am there for her. When Christmas comes, she has a home to go to. When she needs a parent, I am just close by.
Exactly, why I can't retire in the Philippines! I have only one child, I will not survive if I'm that far from him. What if he gets sick and he's not married yet? Besides, I don't want to go backwards since I'm used to the life here in the USA. I don't like their healthcare, inconveniences and the hot weather even we have considerable big house we built in the Phils. I'm just happy to go on vacation back home but after 3 weeks there, I'm bored and want to fly back lol..
@@jingwills6267whatever makes you happy do it.
@@jingwills6267very true. I feel the same way too.
Yup. Feel the same way. Am 45 y/o but the thought of leaving my 2 children here in US on their own when the time comes, without parents to turn to if they need us is unbearable. Wala naman kaming kamag-anak d2 sa US kundi kami lang. Actually i have one but she's far from us. So i can't as much as I want to eventually.
you are such a great storyteller. I have been working overseas the past 10 years. In my 30s, it is great to hear you sharing plans for retirement and what it looks like for people who have already retired. I pick up a thing or two watching your videos. Thank you. 😊
Hello Ate, We just returned from our 3 wks vacay the Philippine, Wife and I reconsidered not to retire in the PI. The infrastructure and social economic conditions were either extremely poor or very wealthy. The wife’s family and friends were either into politics or somehow involved in politics were overly pretentious and toxic, crab mentality and outdo the Joneses.
Once my daughter finishes her studies in SoCal we can relocate back to Nevada or Arizona or once PI literally cleans up their act.
Ps. Turnoffs were the garbage/ trash, especially in the water in the docks and waterways to Coron island.
RIGHT CHOICE. its not about infrastructure and social economic conditions. whole system, and people mentality will Kill you.
I'm sorry to hear about your experience with the family. Retiring in the Philippines is not for everyone. You should be where you'll feel content and happy. Thanks for sharing.
@official_ate_gi_channel tama po kayo ma'am. Tlagang depende yan kung saan ka masaya. Like me, mag 8 years pa lang ako dito sa US pero minamadali ko na yung husband ko na magretire. Gusto ko na pong bumalik sa pinas at mamuhay ng simply. I'm very stress here in US and sometimes I get depressed. We went to philippines last month for vacation and ai don't really want to end and come back here in US. I was very happy when I was in PI and more relax. For me po ang pagreretired sa pinas depende naman po kasi yan kung anong klaseng buhay ang gusto mo. Dito rin naman sa US mga tao very political not just in PH. Masarap pa rin sa atin lalo na always fresh ang mga pagkain lalo na mga isda at gulay.
if your inlaws are a pain you can always choose a different island. Vietnam and Thailand is also cheaper. I am more worried about typhoons rather than relatives. I miss the fresh fish and vegetables. Sometimes the seafood is still breathing at the palenke. Fresh native manok is walking in the backyard.
@@annastuart1931 try your best to be happy wherever you are. There are lots of things to be thankful for in the States, too. We are blessed to have options where to live… in the States or in PI ❤️
2x kung pinanood ang video nyo ate Gi. Ang sarap pakingan ng boses nyo also sarap marinig mga retirees opinion nila. New subs from sf, awa ng diyos sa pinas din ako magreretire ilang na yrs na lng matatapos ng bunso ko. In god time makakaretire din ako. Im 56 na 3-4 yrs pa. God bless your family and your channel❤️🙏
Ate Gi, I love your vlogs! You’re a good writer, narrator, story teller, etc. This is a valuable information for us middle aged people in preparing for future retirement. It is scary just thinking about retirement since you will be on a steady income, relying on SS benefits and 401 K. But, we have to think about it so we won’t get surprised when that time comes for us to retire. Thank you so much!
I really love watching your videos po ma'am, they are soothing and comforting at the same time.
Awww..! Thank you.
napapaisip na din kami ni hubby san kami magreretire (pinas or canada) kaht nasa 30's pa lang kami. #1 consideration yung health care talaga sa pinas. baka hindi gnun kasapat ang magiging savings namin. its good to know yung mga stories ng mga kaibigan mo sa pinas Ate Gi!
hello! Just finished binge-watching all your videos and they're awesome! Love the minimalist look, super chill. You the one behind the camera too? Keep up the great work!
@@SidebySide-vw8rk thank you so much!
Very nice life stories. My wife a Filipino too. Greetings from Texas
@@robelybailey2773 I hope you pretty much understood it😊 Its in Tag-lish.
your videos about retirement takes some worries off my chest. thank u
Hi Ate Gi! My husband and I have been watching your videos. It's so good to hear from someone who's wanting to live in the Philippines during retirement. We're in our early 50s but so looking forward to retiring to the Philippines. Our idea of retirement (from 8-5 job) is to maintain a small flowering and vegetable garden, live in a small but comfortable home, and get involve in the community by doing volunteer work. God willing, we'll use our time to give back! Good luck to you and please keep on creating and posting videos. Thanks!
Hello! Parang na-e-envision ko na din yung retirement idea nyo. That's wonderful! My best to you!
Blessed morning maam..i have been retired for almost a year at d age of 60 for health reasons and other personal stuff..d 4 stages u have mentioned were correct but still depends on d kind and position u have upon ur retirement..anyway,i like ur channel,ur convincing and sweet voice..worth listening..gdluck to ur retirement in our beloved Phil.hope to meet u someday..❤👋🙏
Thank You for another great video, Ate Gi! nice stories too.
@@rhodalyncastro6434 thank you po for watching.
I'm your new subscriber but i have watched many of your videos. You have a very soothing voice and great narration of stories! Very informative. Salamat po for sharing your knowledge and life experiences! God bless you po❤😊
salamat din po for always watching, and for subscribing!
How very inspiring and encouraging. Thank you for sharing 🇵🇭🥰
Continue lng po ng content niyo po. Before i saw your videos im planning to retire in our beautiful country pinas. Pero i have a long way to go as a single dad.
God bless ingat po kayo.
It's always nice to hear a very soothing voice and a relaxing sceneries in most if not all of your videos. A kind of feeling where you realize how short life is and appreciate the values of friendship, the family, relatives and our dear native land. Quite excellent youtuber you are! This video has very encouraging and helpful stories for most of us OFW and FilAms. Thanks and always looking forward to watch more of your videos with my wife. Hope and wish that the best is yet to come for both of you and your family. We are so far very impressed of your ability to replace Ate Charo Santos or Korina Sanches. 😃 Hi to our good friend Mr. LL.😃👍
@@jessecortez9070 thank you for your kind words, Jesse! Mr LL says hi too.
we’ll be spending our Christmas this year in the Philippines, and your videos are one of few reasons I did not hesitate to wait for a lower fare because as you are well aware Christmas time has the most ridiculous air fare. The prices are so much higher than the altitude these airlines can fly.😅 It was over 6 yrs ago when we last visited the country although we had planned to visit at least every 2 yrs sana but Covid was a big factor. Lord willing, this will be the first time to spend Christmas in the Philippines since 2002.😀 c’mon let’s go!🎄🧑🎄🎉 oh that PTO at work you mentioned in your videos? They are really so precious!
@@jessecortez9070 enjoy kayo!! That’s the best season to visit in terms of getting together with families.
Very informative. Good to know how they respectively handle their healthcare requirements. Hope to see more in your future videos 🙏
Love love all the stories! We all have our own life story to tell. Thank you Ate Gi for the new video.
Thank you, Ate Gi. I always look forward on your video posts. Very inspiring. Hoping that me and my husband will get there shortly 🥰❤️
@@RanetteO thank you! We’ll get there soon! May awa ang Diyos. Thanks for always watching!!
im so happy i found your channel! Full of wisdom and gives off calm positive vibes, please make more vlogs ❤️
thank you!! will try to produce more videos..💙💜
As I am in my 30’s been inspired to work hard for my retirement soon. Thank you Tita Gi.
You should party when in your 30's not thinking about retirement. If your 50's then that's the time. Enjoy while your young that is the greatest philosophy of life. Retirement can wait. I earned 12,000.000 pesos in my 50's. I'm a dialysis RN.
@@wattssantiago9409 wanna start early partys waste of my money
Ang Ganda po ng speaking voice ninyo. I’m from Canada also retired at 60 and enjoying it
Thank you for sharing your retirement experiences and of others, Tita Gigi.
As a 32 y old Pinoy, locally employed, I always wonder what would my family’s life be if I migrated to other countries and raise my daughter. What my wife and I will encounter by the time we wanted to retire. I am growing to love the sound of your voice. The way you narrate your stories, are so powerful.
Definitely your new subscriber here! I wish you and your family good health! Mabuhay po kayo! 🎉🙏
First of all, thank you for subscribing. I, too, sometimes wonder how life would be had we not left the Philippines. But we learn in everything we do, be it right or wrong. I can only share my experiences here, and hopefully, some people can learn a thing or two from my experiences. Mabuhay din po kayo!! Salamat sa panonood!
Thank you Ate Gi.for sharing soo nice stories of Retiring early, you have very good voice sarap pakinggan, just hit the botton here, Im From.Paradise island of Siqjuijor Philippines, Im also retired Im in my 60 enjoying the 20% discount as Sr here in our country, soo peaceful here and like Paradise, no traffic fresh all fish and seafoods, white sand beaches, this is a tourist spot. Thank you and Godbless you all.🙏🙏🙏♥️♥️♥️♥️♥️😊
I was there few months ago and I planned to go back because the place is like Hawaii but quieter!
@@salvacionsumalpong3043 I’ve watched videos on Siquijor lately. Ang ganda nga po!! Well try to visit next time.
I want to see Siquijor
Nice content for a good discussion. Galing lng kmi sa Philippines this January with my wife and 3 kids for a month and we all enjoyed it. Pero that is vacation mode. There are lots of things to consider. We live here in the Bay Area (Fremont) for 30 years and our mortgage is done, so retirement planning is our main agenda . Our children have finish their college education with one of them just passed her California Bar exam. Our main concern is that none of our children wants to live in the Philippines. One is married and just starting her family. I know they are independent na (she just purchased a house in Dublin, CA) pero as a Pilipino culture its still our obligation to guide them building their own family. We raised them in this country so we cannot abandon them for our convenience. Most Sunday we have breakfast together with their partners and what more if they start to have children. My wife ( who is also an RN) is very close to our kids and she can't imagine being away from them, since we all live in the Bay Area also . Anyway this are just our opinion . God bless.
Surprised to see you have a you tube channel….watched your vlogs last night…you are a good story teller😊
@@margaritabrillantes6236 Ate Girlie!! Kamusta na?? Thanks for watching ha.
@@official_ate_gi_channel I’m good…retired at 70
@@margaritabrillantes6236 70??!! You don’t look it. 😊
Your editing skills ang galeng po! So beautiful at so enjoyable to watch while at the same time very informative.
Salamat po! Glad to hear they keep you entertained and informed.
I really find your videos relaxing. Thank you for the wonderful insights. Dami ko na learn po sa inyo. 😊
I have $$ here in the US and 3 lifetime medical insurances but decided to stay in the US the rest of my life.
I had traveled to the Philippines and the rest of asian countries to play golf.
I love my country Philippines but have no plan of retiring there.
ruclips.net/video/y41Ghiou-Dk/видео.html
I work in healthcare. For me, I don’t want to retire in a nursing home in America. I’ve seen my residents miserable and lonely in the US nursing home. I rather spend my time with family & relatives back home before I die.
Thanks Ate Gi! Their stories are inspiring. Lapit na din kami may awa si Lord. 🙏🏻
Yes..may awa ang Diyos, we'll get there soon.
Inspiring talaga mga videos mo.
I'm 37 now and planning to retire at 50 in the province.
Same! I’ll be 37 next month. Working in the healthcare in the US. It’s an eye opening na health is wealth. Napaka important tlg na healthy dahil lahat Nagagawa mo like to travel and work at the same time.
Love your Video. It made me fall in love with LIFE more. Thanks!
@@cebuanonglaagan awww! Thank you!
Hello Ate Gi! I am also a RN here in USA- im at young age, pero iniisip ko na ung retirement ko haha. Thank you for the tips para sa retirement plans in the future!
It's good to plan for retirement. The earlier you start, the better. Thanks for watching!
Ang galing naman ng kuwento mo Ate Gi iba talaga ang pagdeliver ng kuwento ng pinoy. Maraming salamat sa information. ❤❤❤
Salamat! ng sarap magkwento sa Tagalog or Taglish. Natural lang. Lol!!
@@official_ate_gi_channel Ate Gi, halos kalat na ang pinoy sa mundo nasaan ka man naroroon dapat lang na masmarami tayong alam na languages ok lang paghaluin ang English at Tagalog mas naiintindihan din naman ng lahat.😊
Hello Ate Gi Im your new subscriber. dont know how this video shows up on my list. I even sent this to my mother who is a retired govt employee, Im a former OFW 10yrs and my parents having a hard time to understand how life abroad is both joys n pains. Im an empty nester now ( daughter will graduate next yr ) and asked by my parents which of the stories you featured --- is me hahaha sabi ko maybe the one who is alone not lonely. Hope to watch more of your videos. 💕🥰
A very inspiring stories.
Mount Pulag is in the Cordillera. It’s good you take time to take your vacation in the Philippines.
You’re a great narrator, I wish I could retire in the Philippines din kasi I really miss our fruits and vegetables lalong- lalo na yung mga fresh see foods natin the best talaga😊
Thanks for this segment Ate G.
salamat po for always watching!
I have been in California for 63 yrs now, came here 1961, all my brothers and sisters are all here ,my cousins also, nieces , nephews, so we are what like nasa 100 na yata dito families ko , I cannot see myself retiring in the Philippines when everyone is here already my 9 siblings..cousins and all their kids. I hardly know anyone in the Phillipines na.
Retiring in the Philippines is not for every Filipino. Ang saya nyo dito sa States, nandito na lahat ng pamilya nyo! Nakakatuwa naman.
Ya the reason why you retire there is to be with family
Very Interesting! I enjoyed it. God bless.❤
Ang galing ng storytelling nyo po, Tita. Inspiring din po.👌
@@travelwithedz Salamat po at nag enjoy kayo!!
Spot on. Most of my aunts were teachers and retired as principals. They all took a lump sum worth millions. But in the end, their hard work took a toll on their health. My father was the eldest of 12. He made sure his siblings and his 6 children got an education and have degrees. Retired with 0 bank account and no properties. Because of the health programs in the Philippines, we decided to have our parents live with us in the US. Besides the care we are providing, my father wants to live in the Philippines. He died while his children were all in the US. My brother in laws ill father came to visit from the Philippines and to his doctor. He had enough time to see his children and grandchildren before passing. I keep on telling the younger generations, that our elders did the sacrifices so we can have a chance for a better life in a foreign land. Life in US is not easy but the chances of progress is way better than in the Philippines. In the Philippines, we don't stress that much because we are living poorly. Blackouts every week, no AC and no plumbing? We can still laugh and enjoy living. It's a 100 degrees where I live and I'm privilege to have AC and ice cream.
Cost of healthcare is the biggest constraint that made me reconsider in retiring for good in the Phil. Aside from the fact that my wife is so attached with our kids & the future apo's. Health insurance is costly & have limits & if one would want good health facilities then one should live in the heart of urban jungle, otherwise, settle for mediocre health service in rural areas. Still prefer to just regularly visit the country.
Things here in 🇺🇸🇺🇸🇺🇸 we also have it 🇵🇭🇵🇭🇵🇭
Things here in 🇺🇸🇺🇸🇺🇸 we also have it
Me too, I will not miss the chance of enjoying the blessing of having grandkids near me. You have not really discuss the ill effects of the availability and accessibility of healthcare in the rural areas. You should have discuss how transportation to the nearest tertiary hospital is impossible ASAP unlike here in America, what will you do when you are having sudden cardiac problems and you live in the rural areas?
Just because our children here have finish their college schooling , they still need our guide for emotional and family support. If its just me and my wife retires sa Philippines, then we practically abandon them here sa US. Its not their fault to be born here, so they still need us here when they start their own family, that is our Pilipino culture. God bless.
@@Enzo-td8rv Doctors in the provinces lack medical knowledge & hospitals are ill equipped.
parang magiging maganda nga po ang retirement ninyo, kasi ang mga circle of freinds and kamag-anaks ninyo ay masasabing mayayaman, can afford. isa kasi sa pangit sa Pilipinas ay yung kung magreretiro ka doon ay yung mga pabigat lahat ang mga kakilala, kamag-anak at kaibigan mo. yung tipong yayain mo lang magkape sa starbucks or kumain sa labas, yung tipong magpapalibre pa sa'yo, or yung wala man lang pamasahe papunta sa resto or cafe. hay buhay! pero kayo po, mukhang hindi ganun ang sitwasyon ninyo. napapanood ko lahat ng videos ninyo, puro pang mayaman ang mga kwento ninyo. ang galing! sana lahat ng pinoy, ay ganyan. but sadly, over 80% ng mga matatanda or senior sa Pinas, wala man lang pension. at nag-aagawan pa nga sa P500 na bigay ng DSWD monthly. marami sa matatanda sa Pinas, umaasa lang sa bigay ng mga anak. ginagawang RETIREMENT PLAN ang mga anak. hay buhay!
Totoo ang mga sinabi mo sa first few sentences mo. Yayayain mo, ikaw pa magbibigay ng pamasahe. Mukhang naplano na nila ang retirement nila. Mapapa-sana all ka na lang.
Its called enabling them to depend on others
Ok lang yan, LEARN TO SAY NO. sa KAMAG ANAK
Wag ka na lang magyaya at ganun talaga mangyayari. Kesa gastusin sa Starbucks yung pera nila ibibili na lang nila ng ulam para sa buong pamilya. Isa pa pag balikbayan nag aya ng meet up expected na nila yun ang maglilibre😅
@@rayaisella6562, syempre, gusto mor ring makasama mga old friends mo. Pero ganun talaga eh. Noong maliit pa kami, kapag umuuwi ang auntie ko na nurse, pakakainin nya kami sa labas. Ngayon, ganun ang nangyayari sa amin. Bihira sa kaibigan ko ang makikipag-unahan sa akin magbayad. 😂😅🤣
I feel so fortunate that by a twist of fate I had the opportunity to be an immediate American citizen from my father's service in the USNavy inspite of being born in the Philippines. Being a FilAm is great being able to enjoy the best of both worlds. I appreciate being able to bask in the beauty of the islands and at the same time having the benefits of medical care, pension and stable sunny 65F northern California bay area weather.
Ganda ng kwento te Gi.. Been researching about retiring early about couple of years now. But tulad nung isang example mo, I love my work and realized that the most I can do probly is work part time 2x/week. (As if naman kakayanin ng savings ang full retirement 😂). It’s always a question din yung magkano ba ang kailanganin to retire or work part time comfortably. Baka naman meron ka ganun vlog in the future hehe.. Salamat sa pag share. 🤗
@@Guzman_Family_Vlogs bakit mo alam na yun ang next video ko??? Hahaha!!! Salamat for always watching!!
@@official_ate_gi_channel 😂 Matagal ko na gusto itanong yan.. Nahihiya lang ako, baka masyado personal dahil financial ung question 😅. Abangan ko yan.. 👍
@@official_ate_gi_channel Saka working part time works perfectly dahil sa trabaho ko benefited p din pag part time, work 2x/week, 5 days off. May med, vision, dental and pto benefits. Malaki bagay ung medical lalo na sa mga bata pede ko sila covered til 26yrs old (i think) as long as dependent ko sila. Unlike full retire, wla na income na papsok (besides sa investment income) tapos right off the bat at least $2K + na agad sa monthly medical expenses.. It just make sense in my opinion work part time if I want to slow down na, hopefully in 5 years siguro pede na 🤞🤞Sana 😂. Depends on your next video, will look at the numbers 😂.
Your such a good vlogger. Im retired also from gov job but cant afford to retire in the Philippines because of health problems since we don't have good health insurance there maybe philhealth but hospitalizations is not covered.
@@rebeccarivera8366 hello! Stay where you feel assured to receive the healthcare that you need. Take care of yourself. Thanks for watching!
I spent 1 month in the Philippines and was totally disappointed due to hot weather and pollution. Every time I go back I get sick with cough and cold. Also, having problems with the food makes me have diarrhea. I don't know what to do for retirement.
Nice to watch you from Calgary. We’re retired now.
Love the stories po, I wanted to share to my american partner, hope there’s english subtitle 😍🥰
great suggestion! i'll try next time.
Preparation for hospitalization can possibly be a self fulfilling prophecy. Hope anyone reading this can find support groups that teach and cultivate spiritual strength. There's lots of these kinds of groups in western countries.
so weird last night i was thinking where i want to be when im old. and scrolling to my utube saw this video.
im based here in UK and UK thought me how to be independent and make me feel safe (countryside) but never wanted to retire in Ph. mainly because the healthcare here in Uk kahet wala kang pera d mo iisipin ang pambayad sa hospital and living here change in a way na u don't want anyone to burden when ur old. nice in Ph pag may ipon ka.
thanks for this video by the way. take care
Planning to retire also in Philippines we bought a farm house six years ago so let’s see how well it goes on my FRA
There's no place like home.kahit gaano kadami ang pera mo dto s US di masaya ang buhay.sa pinas kht di gaano madami ang pera masaya ang buhay saya n galing sa puso.and bonus nlng ung makakain m ung mssrap n pgkaing pinoy.i will going back pinas maybe 42 to 45 yrs old ako.mgnda mg for good pg bata2 pa kesa matanda n di m n maenjoy gumala.
SA akin bata pa kami Ng pumunta kami dito MGA Kapatid ko 1950 Dumating dito me 1961, so we don't know any place but here now. This is what we call home. My mom 1947 pa NAGPUNTA NG America and we followed in 1950s 😅
I’m 61 and ready to retire na been in Hawaii for 44 years na. We travelled to the Philippines 2x a year to visit family. We really enjoyed it.
Hi po suddenly clicked your channel sa pakikinig ko naging interesado ako sa topic, mag shared ako next time babalik ako dito 😊
@@tzitzinghk359 Salamat!!
My late parents retiring in the Philippines was the WORST MISTAKE they ever did. My late dad became a Victim of HIS Predatory Family and Relatives and my late mother was a weak woman who could not stop it. It was HIS MONEY and not THEIRS as he always told her and she went along with it. Basically he was emptied of his Lump Sum Retirement money. We his children had No Clue until it was too late.
AVOID AVOID PHILIPPINES ! SCAMM SUSTEM. SCAMM PEOPLE.
I agree, when it comes to money I witness my friend’s aging auntie got milked by relatives. My advise, stay away from relatives locally grounded in the Philippines.
Came across your video and found it interesting. Am in the same category. I like your well modulated voice.
The British resident couple, they couldn't get private global health insurance in the UK as well?
ate gi, once again thank you, ingat❤
Madam ganda ng blog niu po nd boring…ganda mga shot at voice over niu perfect❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤