10 Avoidable Mistakes Of Retirement Planning

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  • Опубликовано: 4 окт 2024
  • #nri #nrimoneyclinic #financialplanning
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Комментарии • 56

  • @donaldlobo3112
    @donaldlobo3112 6 месяцев назад +8

    With due apologies to Mr Pai, I have had very bad experience with financial advisors who all seem to have vested interests to increase their commissions, incentives and targets to the obvious detriment of your finances.
    The worst scoundrels are the bank relationship managers.

    • @TheChromelover
      @TheChromelover 6 месяцев назад +1

      Yes. Choosing the right financial advisor is also important. Go for a SEBI Registered Investor Advisor. They are also called - Fee-only advisors. They will not have vested interests.

    • @sandhyagokhale247
      @sandhyagokhale247 2 месяца назад

      ❤️

  • @dipenchatterjee21
    @dipenchatterjee21 5 месяцев назад +1

    Very well explained sir....with a beautiful ending ....the society needs such lesson ....

  • @jaikishansmspl39
    @jaikishansmspl39 6 месяцев назад +2

    Thanks. You have covered the major points for Retirement Planning. God bless you and your team.

  • @milindkulkarni7478
    @milindkulkarni7478 6 месяцев назад +4

    Gold rates are increasing and given handsome returns in past 50 years. Can you please prepare video on gold investment it's benefits & disadvantages?

    • @harism2001
      @harism2001 4 месяца назад

      Exactly !!!! Hoping for a clip on this !!

  • @sid.kavalu
    @sid.kavalu 6 месяцев назад +4

    Valuable advice! Having a wife who is not financially literate can cost heavily.

  • @mnarayanaswami3262
    @mnarayanaswami3262 6 месяцев назад +2

    Sir..I am regularly watching your episodes. I am of the view that institutions, private or public should educate youngsters to watch, understand and benefit from these values. I think HR departments could send links so that at least 50% employees would listen and benefit.
    Please endeavour to tie up with HR departments of big organisations like Tatas/ Bajaj/ PSU and private sector banks etc
    All the best.

  • @veneeshsanthosh8011
    @veneeshsanthosh8011 23 дня назад

    Like your delivery of message, very clear communicatiom

  • @gowrinadkarni8997
    @gowrinadkarni8997 6 месяцев назад +1

    Please give a general idea how to plan a portfolio for retirement planning
    How to invest, in which funds,how much % in FD, how much % in SSCS, How much in Post, How much in Stocks
    How to plan a 2 crore portfolio

  • @narasimhansampath4374
    @narasimhansampath4374 2 месяца назад

    Really well articulated, I agree that not all that you have mentioned is a DIY

  • @parvathijilumudi1693
    @parvathijilumudi1693 6 месяцев назад +3

    Portfolio may be very handy as you build and grow by retirement
    25% (Gold + FD)
    25% (Mutual Funds SIP)
    25%(Real estate - own house + rental)
    25%(Retirement fund)
    Should be accessible as needed with decent growth potential.
    Adding health insurance could help you sleep peacefully 😂

  • @SOBY4K
    @SOBY4K 6 месяцев назад +1

    As usual something to learn..❤❤❤ love it and liked too. Thank u for the lovely content❤

  • @binoymathew9195
    @binoymathew9195 6 месяцев назад

    Good points ❤ Diversify Investment and avoid complexity. Keep simple life post retirement ❤

  • @satishkulkarni7054
    @satishkulkarni7054 6 месяцев назад

    Good words of real concern as always. Thank you sir ... Watching your videos will keep us in right track of financial planning...❤

  • @madikerirahman3201
    @madikerirahman3201 6 месяцев назад

    Really a very informative and well researched and a very useful video especially for someone like me who is on the verge of retirement. Thank you so much sir.

  • @balbhatt
    @balbhatt 6 месяцев назад

    If you If you deposit FD for 10 years, the return will be double then fix deposit rate if you put at today’s 8% FD after 10 years, the return will be around 14.4% due to compounding

  • @sanjeevmehra2987
    @sanjeevmehra2987 9 дней назад

    Very good suggestions. Thanks a lot.

  • @NagendraKumar-xp2qq
    @NagendraKumar-xp2qq 6 месяцев назад +6

    Great, please make a video to explain the mistakes age 45 to 55.

    • @RichiRich11
      @RichiRich11 6 месяцев назад

      I am 43... save 3cr for retirement it would just be worth 30Lacks in 20 years...
      Annuity is worthless option
      What to do??

    • @RichiRich11
      @RichiRich11 6 месяцев назад

      @@manojsuri007 I would differ.... Incase there is a war or nuclear bomb blast, expect 3cr to be 3L in 20 years... some exposure in gold is a must

  • @sex1now
    @sex1now Месяц назад

    Excellent advice. very realistic.

  • @balbhatt
    @balbhatt 6 месяцев назад +3

    How much you charge for retirement planning

  • @rkrisk888
    @rkrisk888 3 месяца назад

    Invest in some Index funds, some rental properties, land and some FDs for emergency cash. Keep your health is good shape..

  • @kdselarka
    @kdselarka 5 месяцев назад

    Thanks for the details and guidance. Can we have some guidance on type of investment options for those between age group is 45-55, staying in UAE or other gulf countries?

  • @shabnambhuinya3502
    @shabnambhuinya3502 6 месяцев назад

    EXcellent explanation on retirement planning.

  • @sanjeevathani5581
    @sanjeevathani5581 6 месяцев назад +1

    Excellent eye opener Sir. Keep it up

  • @biplabbanerji5336
    @biplabbanerji5336 5 месяцев назад

    Really appreciate your representation,but can you suggest a blanket plan which we can follow and please send me the link for joining your channel.
    Thanks.

  • @sundarnarayanan3511
    @sundarnarayanan3511 6 месяцев назад

    Great advise. Please make a video or an expert interview on creation of trust for the needs of special need children

  • @sohanchakraborty3995
    @sohanchakraborty3995 6 месяцев назад +2

    Excellent

  • @RajeshKapoor-n8u
    @RajeshKapoor-n8u 6 месяцев назад +2

    Many of us are waiting to exit their holdings in stock markets and real estate and dreaming of investing in longer duration fixed income instruments. Alas interest rates are waiting to take a drastic u turn after elections and this will diminish our planned monthly cash flows by 10-20-30%, God only knows Rbi!!

  • @bhavanikanugula6576
    @bhavanikanugula6576 3 месяца назад

    Thank you

  • @shahanawazshaikh2330
    @shahanawazshaikh2330 5 месяцев назад

    Dear Sir,
    To repay home loan early, it is advisable to make 1 or 2 EMI extra per year to principal amount... But instead of 1 EMI amount paying per year,can I pay that is equally small amounts per month to principal o/s amount? Will it make same impact?
    Pls assist

  • @narasimhansampath4374
    @narasimhansampath4374 2 месяца назад

    Do you have shortlisted partial real estate investments that are legally verified and ready for investment?

  • @TubSuper
    @TubSuper 6 месяцев назад +1

    Expense is inversely proportion to your age during most of post-retirement period, except in the domain of health.

  • @natarajanravi6973
    @natarajanravi6973 6 месяцев назад

    For a. 60 year old with about 2 crores retired, how much to invest in fixed income and Mutual funds.

  • @pappubhogarao
    @pappubhogarao 6 месяцев назад

    Very good

  • @vikramlimaye9655
    @vikramlimaye9655 6 месяцев назад +1

    Thank you Mr. Bhat as always!

  • @thomasgeorge9049
    @thomasgeorge9049 3 месяца назад

    What is your fees..?

  • @aksket2000
    @aksket2000 6 месяцев назад

    Sir, I have a health insurance from care for Rs 5 L for couple. Can I increase to 10 L now?

  • @girijeshmehta6816
    @girijeshmehta6816 15 дней назад

    How much your advisors charge for giving advice

    • @NRIMoneyClinic
      @NRIMoneyClinic  15 дней назад

      You send WhatsApp message on the number given in the video

  • @anoopverma9226
    @anoopverma9226 6 месяцев назад

    Please recheck Nifty rolling returns w.r.t. your analysis

    • @NRIMoneyClinic
      @NRIMoneyClinic  6 месяцев назад

      Can you give me your calculation please . Let me have a look

    • @anoopverma9226
      @anoopverma9226 6 месяцев назад

      @@NRIMoneyClinic If you look at rolling returns of Nifty 50 since 1999, average returns is15.37% with median of 13.3, but while discussing you were quoting much lower figures

  • @SantoshMishra-gb3kr
    @SantoshMishra-gb3kr 6 месяцев назад

    I will appreciate if solution are given my age is 58 please suggest

    • @pda1935
      @pda1935 6 месяцев назад

      Do watch one of his past video on retirement income generation strategies. It talks about how to have a mix of different sources of income to fund your retirement cash flow.

  • @SantoshMishra-gb3kr
    @SantoshMishra-gb3kr 6 месяцев назад

    You only give mistakes but what about solusion

    • @NRIMoneyClinic
      @NRIMoneyClinic  6 месяцев назад +3

      Reverse of mistake is solution.

    • @maneesha1681
      @maneesha1681 6 месяцев назад +1

      😂​@@NRIMoneyClinic

  • @Parul-o9q
    @Parul-o9q 6 месяцев назад

    Bakwas video. No concrete solution.

    • @kishore314
      @kishore314 6 месяцев назад +1

      Solutions cannot be same for all. Be aware and think about the solutions for you.

    • @anilbakshi4505
      @anilbakshi4505 4 месяца назад

      Even if you don't like the content please don't give comments like Banwas It may be useful for someone Or let us take it only for educational purposes

  • @febsnoopy
    @febsnoopy 29 дней назад

    Dear sir i tried to have retirement planning through you after watching many of your videos.
    I contacted you with the whats app number. Unfortunately what your people replied is they dont do any retirement planning. They only manage my assets through NRI money clinic. I was disappointed as it is contrary to your videos.

  • @MUHBEEN
    @MUHBEEN 6 месяцев назад

    Excellent