Full Show: Clark Stinks! and Loyalty Program Warning
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- Опубликовано: 8 июл 2024
- It’s time for "Clark Stinks!" Christa reads the latest "Clark Stinks!" submissions and Clark responds. Also, loyalty programs sound great, but they may actually encourage you to spend more. Clark explains everything you need to know.
All this and more on the May 10, 2024, episode of The Clark Howard Show.
00:00 - Intro
01:26 - Clark Stinks - Investing for Short Term
02:41 - Clark Stinks - Correct Code for Insurance - Treatment on Cruises
03:30 - Clark Stinks - Social Security Not Going Away
06:30 - Clark Stinks - SEP IRA
07:16 - Clark Stinks - Travelzoo
09:19 - Clark Stinks - Retiring Early
12:51 - Clark Stinks - Walmart Rocks
14:07 - Clark Stinks - Hot Water Heater
15:10 - Clark Stinks - Apple Reducing Image size
19:07 - Loyalty Program Warning
26:08 - Ask Clark - Toyota Sienna vs Honda Odyssey
28:31 - Ask Clark - Buying New Car or Pocketing Work’s Allowance
30:58 - Ask Clark - ARM - Adjustable Rate Mortgage
35:20 - David - Clarkie of the Week
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The problem with Social Security is that politicians are able to get there stcky, thieving, corrupt fingers on it. It was originally supposed to be set aside and not used for anything else.
Loved ur comment. So true.
I remember back in the early 1980's we were told that social security would be broke by 1990 !!
Wars, wars, and more wars. That’s the main reason US spending is out of control. Number 1 reason Switzerland has the most billionaires is…they don’t go to war. They have low taxes. Their people are happy because their country takes care of them.
You are right that the USA has taken on the debt of protecting the seas and stabilizing the globe. The one thing the last two presidents have agreed on is: ending globalization.
I wish Clark and team would expose the large MEGA FOOD INDUSTRY CORPORATIONS and the excess profits and price gouging.
Monopolies
I agree. Sadly $$ control our politicians .
Besides Clark and "team" is very tiny and can't really take massive issues.
None of those companies have especially high profit margins
I am not working a day past 60. I may actually retire at 54. I am glad some people have fulfilling jobs, I do not like most.
Loyalty programs. Reminds me when I had to take a job with an office supplier during the financial crisis to pay the bills. They would entice small business "buyers" with promotional items to snag sales. Boxes of cookies, small electronics items (ear buds)... The hitch of course was the box of paper, toner, etc was sold at full freight. A lotta trouble this caused for office admins. The company was banned by some 😂.
Ohio needs to get rid of Windfall tax.
Unfortunately that will never happen, it’s been talked about for years and no movement. It will put more stress on the Social Security system..
Unsustainable forever Wars. We need to fix that. Frivolous spending by the War Mongers. Do something about that.
True. And we need to stop sending billions $ year after year to apartheid. Bloody israHell. And ukerain.
The problem with Walmart is the quality varies wildly depending on the location, especially with meat and produce. I've been in some that had better quality than the best grocery stores in my area, and in others where I wouldn't feed the meat to my cat.
It's probably going to be easier to work while you're younger 65 to 80 than it will using up all your funds and then having to go back to work at 80 to supplement your SSI. ......speaking for us that failed to get an early start on saving or investing.
Social Security and living wages for people are not entitlements..Tax the ones dragging all economic gains to those at the very top.
Tax the rich fairly. That will help social security.
I think it’s awesome that Clark named his son after the President who’s on the fifty dollar bill! 💵
Talk about getting richest to pay taxes!
Amen
They've already done the math, you can take all of the money from the ultra wealthy and leave them with absolutely nothing, zero and the billions that you take from them won't fund the government for more than 2 years, so taxing them more on that amount isn't going to solve the problem either. The government needs the same budget that we have, if you don't have it, you don't spend it. Instead, they continue to spend out of control and kick the can down the road as to when it will eventually be paid for. All they care about is staying in their job today and if that means giving away free stuff, that's what they'll do.
Thank you Team Clark.
Great show 👍
As far as retiring at 70 goes, perhaps you may want to hire an independent actuarial firm to get their opinion on how long you will live. Something to add to the decision making process.
Thanks Clark & Team!!
If the federal government would stop borrowing from the social security system, then there would be sufficient funds to continue paying out to the people who have contributed to it over the years.
I remember back in the early 1980's we were told that social security would be broke by 1990 !!!
Re: Silverado. I love the way they drive. I hate that the lights randomly quit working and it isn't a burned-out bulb.
. . . I, too, am a biased Android fan exactly for the same reason....that Apple has too much proprietary products attached to it... luv you, Clark & Krista... 🥰
I would vote Clark for president in a nano second 😃 hip hip hooray 👍😎👍
Clark is very smart and fudiciary but would not be tough enough to stand up agaisnt the lobbyist and corrupt politicians. He does not have the personality for that job.
I wouldn't; he does so much more good for the nation than he could ever do in politics.
Social Security us not an entitlement program! We paid into that program. Are savings accounts entitlement programs too?
Say "See you same Bat time, Same Bat channel"!!!
Kia made millions of cars from 2011 - 2020 with faulty engines and lied about it
Good advice
You take SS at 62 because you need to look at the statistics... By the age of 76 the majority of older adults will have a debilitating disease or on their way into a nursing home. There is only a VERY small portion of the population that will have the longevity to have waiting be worthwhile to fully enjoy the extra money, which, BTW, if you add it all up is not life-changing in any way.
Maybe some day you will be one of my 92 year old mom’s neighbors in Vicars Landing.
Clarks always saying he shops at and a member of so many places.just 2 questions for clark how do you ever find so much time. And what frugal person will spend so much money and time on endless memberships.?
Simply put more people are pulling money out of SS and not enough are putting in aka working full time. Get the kids out of the basement and start working! 😂
😊
- There are two kinds of recirculating water systems. One (maybe both) does not store hot water in your pipes. Also, both are timer adjusted so you wake up with hot water. Then when back in evening, you have it again. But at night and when out, it is off. Technology saves money, not dumb letters to you!
- I like Apple BECAUSE it just works and is safe and sandboxed which is GOOD! But I am no Apple fanboy and they do UI and UX stuff that drives me crazy. Clark, if you need more dangerous junk tech, I mean variety, just use ANDROID! That IS the free market! Going after a company that makes an alternative to the deadly jungle you prefer, is not free market cool at all! BTW: People are sick of tech whining about Apple. The happy rest of us want you and the DOJ to wake up and leave us alone. It is like insisting that all car brand parts - engines, hvac, door handles - should be interchangeable! Last time I checked, that is either a monopoly or Communism.
#BonusTerm - "Mildly Miles-Obsessive" - Someone who is (mildly?) obsessed with earning miles and free flights. (Most people go through this stage at some point.) Lol. #HappyFriday
Just a pedantic note: It's a water heater that heats cold water; it does not heat hot water so it's not a hot water heater, except in the continuously circulating system.
I like "shikata ga nai" Nothing you can do about it
Get a clue John. Stop defending the indefensible Apple. I'm an Apple user too, but they need to get with the standards.
We don’t want the largest monopoly, Android, to force Apple to match thier insecure system.
The deficit is a direct result of Republicans cutting the marginal income tax rate for the rich and cutting capital gains tax rates, which primarily benefits the oligarchy
So you say we need to get rid of SS and Medicare. Long time follower here- I decided to get rid of you. Unsubscribing and blocking. Sometimes you have to think of the people and not the cash of the wealthy.
Blocking? LOL, it's not like he's going to be sending you a message
We’re getting worse in debt because of Biden
Untrue! Under Trump the deficit was 8 trillion dollars!!!
Untrue. The federal debt under Trump administration was 8 TRILLIAN dollars!
Not true. Biden inherited the Trump tax cuts that increased the debt to record levels at a record rate.
No one would owe "a dime" of federal taxes if other companies would paid their fair share.
-- Warren Buffett @ 2024 Berkshire Hathaway annual meeting.
ruclips.net/video/VJzTsTU1xL8/видео.html
You believe Biden is solely responsible for the US Debt?
The Constitution gave the power of the purse - the nation's checkbook - to Congress.
Because of Biden or because of voters that vote for this extremely old man? Clark needs to run for office and quit hiding behind this notion he has that he is too old. He is younger than Biden or Trump and if elected could get voters behind his agenda. In my opinion he doesn’t want the hassle and is hiding behind the age thing. Step up Clark!!