like investing in close-end funds that pay monthly dividends. The trick is to hold long term and reinvest the monthly dividends plus buy more shares on a monthly basis or when ever you can afford to. This can be easily done because close-end funds are bought and sold on the stock market just like regular stock. That’d be enough to create a portfolio that would pay you between $50k to $70k in dividend income
Just because there are opportunities in the market doesn’t mean you should go in blindly. To understand the potential factors that contribute to your financial growth, I'll advise you to seek the help of a professional
True. I first came across investing in the market in 2019. Already stashed about $480k in savings then, and the free money from the Government was pouring in, increasing inflation rate. I just got an advisor and kept the money there, just because I didn't want to keep the value of the money depreciating in the bank. Tbh, it's the best investment decision I've made since then.
Could you provide guidance on how to reach out to this particular coach through their service? It seems like you might have the answer that others don’t.
"Rebecca Nassar Dunne" is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
Thank you so much! This is exactly what I needed right now. I wrote her an email and am waiting for her reply. Hopefully, she responds soon. I plan to start the year on a strong financial note.
Wow!! Could listen to these conversations for hours. Everybody is gentle, calm, professional, nobody interrupting, great questions (not one of those "gotcha" ones). Very rare these days...
What a great interview! It reminds me of why I liked Dave the first time I heard him on the radio. Excellent questions and great attitude by all parties. Thank you.
wow. one hell of an interview. it's refreshing to hear both viewpoints on certain things like Bitcoin. And the questions you asked him were spot on. I love the candle vs cake mentality at the end.
Love Dave! Thru his courses we gained the financial education we never had in our mid late 20s. 20 years later we still use almost all the tools and are way better off financially because of it. It works if you work it, before you alter it master the basics as taught for 5-7 years. It’s habitual for us now.
Fantastic interview with one of the most influential money experts of our time. However…his opinions on Bitcoin are coming from a foundation of ignorance. For instance, Dave completely ignored your point about the halving. He doesn’t understand the concept of stock to flow. The 21 million ceiling doesn’t matter to him, even as a contrast to the unlimited fiat supply. He ignored BTC’s basic fundamentals. He criticizes it without understanding a single Satoshi. He also ignored its 14 year track record, and then completely botched up the definitions of investing and speculation. Because ALL investing is speculation, by default. Whether you were investing in your small business, a mutual fund, or a piece of real estate to buy and hold onto long-term. It all involves risk, and historical price action does not guarantee future results. It is all speculative. He’s making up his own definitions to fit his own narrative. He is the epitome of someone criticizing something they know nothing about, even when you try to teach them. It’s called willful ignorance.
Yeah, he really is ignorant about it. Most smart people are still ignorant about Bitcoin. Let them be. It’s early. He calls Bitcoiners greedy. Bitcoin is built on honesty. Dave foundation is built on the worst shitcoin ever, the USD.
I like to think Dave is MUCH wiser in life than I am, and I don't want to belittle his intelligence on Bitcoin, even though I think he's wrong. He can afford to be wrong on it and I didn't press too hard to correct him because at the end of the day - he's right about being worried for people who invest their life savings into crypto thinking it's the solution. It could be... but it could also turn out wrong. No one knows for sure, and you have to diversify and be responsible. I don't disagree with him on that. -AJ
You are correct. He is very very ignorant and doesn't want to look into one of the biggest deals we have today. Bitcoin is much bigger than what we ever had or will have. It's sad that he is misleading so many people when it comes to this subject.
I am at crossroads in my "investment journey", planning to put 150K into dividend stocks so that I will be making up to 30% per year in dividend returns....Any advice or particulars?
you need a certified financial planner straight up! personally, I invest in ETF's and also love investing in individual stocks. yes it’s riskier but am comfortable in my financial environment
True. I’ve been investing in the stock market for 11 years now, last 5 years with the help of a financial advisor. Through this period of advisory support alone, I've been fortunate enough to achieve a 10x return compared to my previous efforts as a DIY investor, summing up nearly 85% ROI as of today. My best so far...
There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Kristin Amber Landis” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look her up.
I love that abundance mentality. I have found that to be true as well. I've heard so many people complain that they can't make it in life because of ________________ when reality is just be the best at what you know and you will do amazingly well in your space. You can make excuses or you can just keep improving at what you do until you are successful yourself.
Andrei....great vid! I am a huge Dave fan and listen to him and follow his philosophy. I haven't had a credit card for prob 25 years!! I am also a crypto guy...he says you can only buy crypto with money that you can afford to set on your kitchen table and set it on fire...if it doesn't cause you any harm...then you can use that money for crypto...that is kinda how I do it. But I disagree with him on it over all...but you can't buy it when you have other investment needs and bills, etc. But love your work...keep up the good work and thanks for the Dave vid as I love him and his crew!
Taxes & Inflation keep you from financial freedom. You have to learn to invest, not just have a professional invest your money. You have to be alert, learn and do for yourself. No one is more concerned with your money than you.
It was really quite obvious that Dave has done little to no research on Bitcoin and yet insists that investing in it is a bad idea. To boot, he was completely unwilling to listen to anything you said about the topic. Your patience was amazing though. Keep at it Andrei!
Exactly. But when you're rich like him, you can have a gigantic sum in equity that will produce 8% and more ROI. It's also crazy to think that it's easy to make 12% ROI with a mutual fund.
I agree that Bitcoin is absolutely speculation and not investing. It's for that exact reason why Andrei doesn't have it make up his entire portfolio. He understands that it's riskier than his other investments.
I am that guy who put my money into speculative assets instead of paying of my debt & my student loans, for a time. Then with the 2021 bull run I paid off all my debt, including all my student loans and bought a business. Now I am doing very well and happy. If I had taken advice such as Dave offers, I'd still be in debt and wage-slave. Since then I stopped trading crypto and other speculative stocks have a more passive investing style. I would never suggest to do what I did, because I am no genius, I just got very very lucky.
The fact that Andre Jikh says that 'he doesn't;'t have a lot of money' when the guy is clearly a multi-millionaire just shows how out of touch some people get when they make money.
@@amireallythatgrumpy6508 that’s exactly my point! Just because someone has more than you doesn’t mean you are any less rich! Andre still has A LOT of money by any measure!
I will gladly accept your bitcoin on Dave’s behalf. :) I’ve sold equipment in my business to be able to purchase more bitcoin based assets, so I have skin in he game, and will happily accept your generous gift. I believe bitcoin will change the future of many peoples lives that see it now. When countries are getting in on it and is not just some thing that has no history, it has 15 years of history and basically no issues. It’s better than gold or stocks and will continue to go up in value for probably the next 50+ years. Saw the short version of this interview look forward to watching the whole thing! Awesome job!!
@@amireallythatgrumpy6508 I believe you are probably right because the new millennium will probably be here by then. (…millions of people disappear (rapture, anytime now but only God knows), endtimes start sometime after that (7 year peace treaty), world is basically almost completely destroyed by end of 7 years (Jesus comes back just in time), Jesus resets the world and the remaining living humans repopulate for 1000 years while Jesus rules. Those who disappeared help run the world with Jesus or just chill in heaven?:) Blessings
Dave's advice offers a practical approach to navigating the challenges of homeownership in today's market. Taking the time to plan, choosing a career path wisely, and avoiding overextending financially are key steps toward achieving long-term financial stability and homeownership goals. 🏡
Would be interesting to know if Dave really believes inflation has averaged ~ 4%. That is the official number the government gives us but it’s pretty obviously much higher than that, making most of his 11% ROI just nominal returns that aren’t really increasing overall purchasing power. If you measure the stock market in terms of gold, they’ve returned 0% over the last 30 years. The “returns” are deceptive and really just retaining your purchasing power.
@@amireallythatgrumpy6508 your looking at CPI which quite obviously misleading and underestimated. I’m looking at m2 supply increases YoY which average 8-12%.
I'll be honest. This is a show. The young blood & the seasoned vet. Every week these guys talk about this week's news in the market. Capture such a huge audience that both sides can learn from.
I appreciate you doing this interview! Thank you! It saddens me to see Mr. Ramsey so deliberately ignorant about bitcoin and that he deliberately mischaracterizes bitcoin so that it doesn't fit within his "investing" framework. He is doing his audience a major disservice by lying to him.
The reason "Money is not like cake it's more like candles" is because we left the gold standard 50 years ago, and we are now seeing the collapse and consequences of trying to turn cake into candles.
I agree with Ramsey for declining 1 free BTC because it would be hypocritical. But... Ramsey could say that it being a gift, he will hold on to it as a souvenir of this interview. Even if 1 BTC goes to 10 million, its would still be less than 1% of his net worth 🙂
Bitcoin is the anti-inflationary bank. It’s an asset that will rise because of more people using it over time because it will protect you against inflation.
Dave Ramsey comes off as an intelligent guy, but then he talks about being where he’s at because of “God’s plan.” As an atheist, I just cannot understand how people think this way, and it makes me question their intelligence.
Bitcoin has been around since the Great Recession with a 15-year history of continuous growth. At what point does it stop becoming speculation? 30 years from now? 40 years? The opportunity to hold any has passed by then, because it's deflationary.
You can't come to this conclusion about Ramsey by just watching this video. You have to read his books or listen to his content to fully understand. You don't work like a slave your whole life. You work like a slave to pay off consumer debt and student loans. After that, you are just intentional with your money.
He always talks about his mutual fund making 12% for 80+ years but has not once ever said what that mutual fund is lol "They're amazing employees. They work like animals." Lol
Negative net worth: Dave Ramsey is an out of touch moron 0-100k: Dave Ramsey is a genius who changed my life 101k-5million: Dave Ramsey was a brilliant first few steps in my 20s but i went differently on these specific points 10 million+: Im so glad my parents and grandparents listened to Dave Ramsey
like investing in close-end funds that pay monthly dividends. The trick is to hold long term and reinvest the monthly dividends plus buy more shares on a monthly basis or when ever you can afford to. This can be easily done because close-end funds are bought and sold on the stock market just like regular stock. That’d be enough to create a portfolio that would pay you between $50k to $70k in dividend income
Just because there are opportunities in the market doesn’t mean you should go in blindly. To understand the potential factors that contribute to your financial growth, I'll advise you to seek the help of a professional
True. I first came across investing in the market in 2019. Already stashed about $480k in savings then, and the free money from the Government was pouring in, increasing inflation rate. I just got an advisor and kept the money there, just because I didn't want to keep the value of the money depreciating in the bank. Tbh, it's the best investment decision I've made since then.
Could you provide guidance on how to reach out to this particular coach through their service? It seems like you might have the answer that others don’t.
"Rebecca Nassar Dunne" is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
Thank you so much! This is exactly what I needed right now. I wrote her an email and am waiting for her reply. Hopefully, she responds soon. I plan to start the year on a strong financial note.
This needs to have way more views
It will
You can watch it multiple times
True
Problem is no one cares about David he is clueless
Don’t sweat it
Wow!! Could listen to these conversations for hours.
Everybody is gentle, calm, professional, nobody interrupting, great questions (not one of those "gotcha" ones). Very rare these days...
Love this! Older & Newer…Dave & Andrei…both icons! 🙌🏼🙌🏼
Thank you! You're too kind! -AJ
What a great interview! It reminds me of why I liked Dave the first time I heard him on the radio. Excellent questions and great attitude by all parties. Thank you.
Thank you! Dave was very kind in person and I tend to agree with a lot of his points - AJ
Epic Interview
wow. one hell of an interview. it's refreshing to hear both viewpoints on certain things like Bitcoin. And the questions you asked him were spot on. I love the candle vs cake mentality at the end.
So much wisdom in this episode. Thanks guys!
Love Dave! Thru his courses we gained the financial education we never had in our mid late 20s. 20 years later we still use almost all the tools and are way better off financially because of it. It works if you work it, before you alter it master the basics as taught for 5-7 years. It’s habitual for us now.
This was a long time coming!! Great interview!!
I’ve never seen someone challenge Dave Ramsey like this awesome work
Nice interview Gents, probably the best one yet!
Glad you enjoyed it!
Waited for this for so many years
-Jikh follower
Same. Same vibes.
Love it congratulation for meeting uncle Dave .
Amazing Andrej.. Like this podcasts.. especially this one.. deep and many lessons.. Keep up.. 👍
I love Dave Ramsey saying he built his building with cash!!! True flex!
Thanks for the interview
Fantastic interview with one of the most influential money experts of our time. However…his opinions on Bitcoin are coming from a foundation of ignorance.
For instance, Dave completely ignored your point about the halving. He doesn’t understand the concept of stock to flow. The 21 million ceiling doesn’t matter to him, even as a contrast to the unlimited fiat supply. He ignored BTC’s basic fundamentals. He criticizes it without understanding a single Satoshi.
He also ignored its 14 year track record, and then completely botched up the definitions of investing and speculation. Because ALL investing is speculation, by default. Whether you were investing in your small business, a mutual fund, or a piece of real estate to buy and hold onto long-term. It all involves risk, and historical price action does not guarantee future results. It is all speculative. He’s making up his own definitions to fit his own narrative.
He is the epitome of someone criticizing something they know nothing about, even when you try to teach them. It’s called willful ignorance.
Yeah, he really is ignorant about it. Most smart people are still ignorant about Bitcoin. Let them be. It’s early.
He calls Bitcoiners greedy. Bitcoin is built on honesty. Dave foundation is built on the worst shitcoin ever, the USD.
I like to think Dave is MUCH wiser in life than I am, and I don't want to belittle his intelligence on Bitcoin, even though I think he's wrong. He can afford to be wrong on it and I didn't press too hard to correct him because at the end of the day - he's right about being worried for people who invest their life savings into crypto thinking it's the solution. It could be... but it could also turn out wrong. No one knows for sure, and you have to diversify and be responsible. I don't disagree with him on that. -AJ
You are correct. He is very very ignorant and doesn't want to look into one of the biggest deals we have today. Bitcoin is much bigger than what we ever had or will have. It's sad that he is misleading so many people when it comes to this subject.
I am at crossroads in my "investment journey", planning to put 150K into dividend stocks so that I will be making up to 30% per year in dividend returns....Any advice or particulars?
you need a certified financial planner straight up! personally, I invest in ETF's and also love investing in individual stocks. yes it’s riskier but am comfortable in my financial environment
True. I’ve been investing in the stock market for 11 years now, last 5 years with the help of a financial advisor. Through this period of advisory support alone, I've been fortunate enough to achieve a 10x return compared to my previous efforts as a DIY investor, summing up nearly 85% ROI as of today. My best so far...
@curbalnk I've been looking to get one, but have been kind of relaxed about it. Could you recommend your advis0r? I'll be happy to use some help.
There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Kristin Amber Landis” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look her up.
I looked up her name online and found her page. I emailed and made an appointment to talk with her. Thanks for the tip
Love this channel! Keep it up man!
I wish Andrei understood the concept of safe withdrawal rates so he could properly discuss the withdrawal rate reasons with Dave.
🤦♂️🤦♂️ andre just wanted to hit the bullet points.
@@aarg2609 Right, why bring it up if you are not prepared to discuss it?
One of the best interviews I've listened to.
Love the interview
Great topics
I love that abundance mentality. I have found that to be true as well. I've heard so many people complain that they can't make it in life because of ________________ when reality is just be the best at what you know and you will do amazingly well in your space. You can make excuses or you can just keep improving at what you do until you are successful yourself.
Dave is so old school and I gotta love his integrity. My "investment" thesis is more in line with Andrei's though.
One of the most valuable hours of the week I spent by listening to Dave's interview. Thank you!
Love the interview! Inspiring
he finally got to do the thing, congrats & great episode! Been following your mock interviews since you started doing them (:
Ikr😂
I've been waiting for this for several years now. Huge gratz to Jikh
Awesome interview.
Fantastic interview!!! 👏🏾👏🏾👏🏾👏🏾👏🏾
Andrei is asking all the questions everyone else was too afraid to ask!
fantastic interview
Andrei....great vid! I am a huge Dave fan and listen to him and follow his philosophy. I haven't had a credit card for prob 25 years!! I am also a crypto guy...he says you can only buy crypto with money that you can afford to set on your kitchen table and set it on fire...if it doesn't cause you any harm...then you can use that money for crypto...that is kinda how I do it. But I disagree with him on it over all...but you can't buy it when you have other investment needs and bills, etc. But love your work...keep up the good work and thanks for the Dave vid as I love him and his crew!
Taxes & Inflation keep you from financial freedom. You have to learn to invest, not just have a professional invest your money. You have to be alert, learn and do for yourself. No one is more concerned with your money than you.
Learning part is key to success and limiting your blind spots.
Thank you for the goat advice and information.
Dave is absolutely right about the candle. I never heard of this podcast until Kamel came on. Now I've watched several shows.
It was really quite obvious that Dave has done little to no research on Bitcoin and yet insists that investing in it is a bad idea. To boot, he was completely unwilling to listen to anything you said about the topic.
Your patience was amazing though. Keep at it Andrei!
Dave is wrong about the 10% withdrawal rate. Its been shown time and time again you'll run out of money during retirement.
Yes. He's 9% too high.
ONly 39,000 views? Rookie numbers😎 great interview
I love how Andrei can finally provide a FOIL to Dave, even if they'll never be able to convince each other of the other's perspective.
By definition how many years is a long term track record? Or how long does something have to have history to base something off of said history?
25
Andrei with showing off to Dave Ramsey (and anyone else) his portfolio!!
Amazing!!
He was impressed and that's hard to do. 😂
Love your content
Great show
Loved this episode
The main issue with his withdrawal rate is that he’s saying he gets a 12% return. No one in retirement has 100% equities to get that type of return
Exactly. But when you're rich like him, you can have a gigantic sum in equity that will produce 8% and more ROI. It's also crazy to think that it's easy to make 12% ROI with a mutual fund.
Dave recommends that people have 100% equities even after retirement.
he addresses this in the video. stop beating a dead horse and do what serves you best which is what he says
I agree that Bitcoin is absolutely speculation and not investing. It's for that exact reason why Andrei doesn't have it make up his entire portfolio. He understands that it's riskier than his other investments.
I am that guy who put my money into speculative assets instead of paying of my debt & my student loans, for a time. Then with the 2021 bull run I paid off all my debt, including all my student loans and bought a business. Now I am doing very well and happy. If I had taken advice such as Dave offers, I'd still be in debt and wage-slave. Since then I stopped trading crypto and other speculative stocks have a more passive investing style. I would never suggest to do what I did, because I am no genius, I just got very very lucky.
Finally 😅
The fact that Andre Jikh says that 'he doesn't;'t have a lot of money' when the guy is clearly a multi-millionaire just shows how out of touch some people get when they make money.
Compared to the prerson he's talking to, he doesn't have a lot of money.
@@amireallythatgrumpy6508 that’s exactly my point! Just because someone has more than you doesn’t mean you are any less rich! Andre still has A LOT of money by any measure!
@@davidpaterson7142 Not by any measure. Only by some measures. The perms "rich" and "poor" are relative and not clearly defined.
@@amireallythatgrumpy6508 Unfortunately you seemed to have missed the point!
@@davidpaterson7142 False. I have pointed out the only relevant point here.
awesome!
I will gladly accept your bitcoin on Dave’s behalf. :) I’ve sold equipment in my business to be able to purchase more bitcoin based assets, so I have skin in he game, and will happily accept your generous gift. I believe bitcoin will change the future of many peoples lives that see it now. When countries are getting in on it and is not just some thing that has no history, it has 15 years of history and basically no issues. It’s better than gold or stocks and will continue to go up in value for probably the next 50+ years. Saw the short version of this interview look forward to watching the whole thing! Awesome job!!
It will not exist in 50 years.
@@amireallythatgrumpy6508 I believe you are probably right because the new millennium will probably be here by then. (…millions of people disappear (rapture, anytime now but only God knows), endtimes start sometime after that (7 year peace treaty), world is basically almost completely destroyed by end of 7 years (Jesus comes back just in time), Jesus resets the world and the remaining living humans repopulate for 1000 years while Jesus rules. Those who disappeared help run the world with Jesus or just chill in heaven?:)
Blessings
Chacho Andrei!!!!! didn't know you have a Podcast as well! Obviously you have it easier to Grow it haha. Its more fun than soloyoutuber ahh?? ;)
Dave's advice offers a practical approach to navigating the challenges of homeownership in today's market. Taking the time to plan, choosing a career path wisely, and avoiding overextending financially are key steps toward achieving long-term financial stability and homeownership goals. 🏡
Too bad his advice doesn’t work for most people in America today. Advice that isn’t actionable isn’t good advice no matter how many times you say it.
Would be interesting to know if Dave really believes inflation has averaged ~ 4%. That is the official number the government gives us but it’s pretty obviously much higher than that, making most of his 11% ROI just nominal returns that aren’t really increasing overall purchasing power. If you measure the stock market in terms of gold, they’ve returned 0% over the last 30 years. The “returns” are deceptive and really just retaining your purchasing power.
Inflation was practically zero for the first two decades of this century dude.
@@amireallythatgrumpy6508 your looking at CPI which quite obviously misleading and underestimated. I’m looking at m2 supply increases YoY which average 8-12%.
I'll be honest. This is a show. The young blood & the seasoned vet. Every week these guys talk about this week's news in the market. Capture such a huge audience that both sides can learn from.
Oh no, it was an educated young man and an old total con.man who has been fooling the uneducated
Are you being honest?
Dave is great. I really like his perspective on life.
I love DR and his advices except when it comes to housing. At least not 100%
What about it do you disagree with?
Most of his advice is terribly outdated.
great video! but the title is so clickbaity. Where did you confront him in the whole video?
im only here for the card magic trick! where do
i need to stop the Video?
I appreciate you doing this interview! Thank you!
It saddens me to see Mr. Ramsey so deliberately ignorant about bitcoin and that he deliberately mischaracterizes bitcoin so that it doesn't fit within his "investing" framework. He is doing his audience a major disservice by lying to him.
dave and the ramsey solution have helped more people than anyone one walking the earth rn
The reason "Money is not like cake it's more like candles" is because we left the gold standard 50 years ago, and we are now seeing the collapse and consequences of trying to turn cake into candles.
I'm just leaving a "bitcorn" here for the algorythm, nice magic trick at the end I bet it's the first time for Dave lol
Why does this guy look like Graham Stephan?
He's the discount version
I agree with Ramsey for declining 1 free BTC because it would be hypocritical. But... Ramsey could say that it being a gift, he will hold on to it as a souvenir of this interview. Even if 1 BTC goes to 10 million, its would still be less than 1% of his net worth 🙂
And many more reasons Dave is soooo out of touch with reality and likes to just flex over and over and over.
put everything in crypto like i did the past decade...that's right, trends and history on my side
At 1:11:10 Dave Ramsey is describing himself regarding Bitcoin. 🎉
Dave: debt burns calories
Me: *signs up to lose 10 pounds with a 39% $1,000 loan
Beans and 🍚
Debit card cannot do everything that a credit card can do - Dave Ramsey is wrong about that, that is for sure!
Your health is the 1 in front of all those zeros 🙂
Tell the average person to save money and get out of debt while the rich live off debt and pay no taxes. How does that make sense? 😑
Not asking him about Sequence of Returns risk!?!!?! 😭
The case for Bitcoin has been proven in history for decades and centuries.
The hardest money always wins wins.
Then why is Bitcoin the softest money of all?
What's a rocket surgeon?
Is this that the OMI homey?
I’m so confused! I thought I watched this? But it was Ina different channel!😅
❤❤❤
Bitcoin is the anti-inflationary bank. It’s an asset that will rise because of more people using it over time because it will protect you against inflation.
There's nothing in the universe that can protect you from inflation. Nothing is anti-inflationary.
3:56 bro is copeing so hard 😂😂 Ramsey getting COOKED
at no point was Ramsey "cooked" in this video
Never trust a guy that believes in fairytales with your finance
Pay off your home with 4% over
30 year loan?
Talking about yourself in the third person is concerning
Finally, a good guest. You don't need the other guy/host. He doesn't contribute anything worthwhile.
Fixed principal and interest doesn’t increase on a mortgage but taxes and insurance does DAVE
Those are not part of the mortgage. Those are SEPARATE payments dude
@@amireallythatgrumpy6508 most people have it rolled in together. It’s called an escrow
Also that’s what most people end up not being able to afford
@@MrJules409 No, it's called an e-screw because that's how you get screwed. Dumbest arrangement possible.
Dave Ramsey comes off as an intelligent guy, but then he talks about being where he’s at because of “God’s plan.” As an atheist, I just cannot understand how people think this way, and it makes me question their intelligence.
Dude how does this video get
Bitcoin has been around since the Great Recession with a 15-year history of continuous growth. At what point does it stop becoming speculation? 30 years from now? 40 years? The opportunity to hold any has passed by then, because it's deflationary.
It cannot be deflationary. If it exists, it's inflationary.
Dave be watching your troll 🤣🤣🤣
I guess Dave knows Willis Johnson.
He in fact does not understand Bitcoin. Confirmed.
Nobody does.
If you listen to Dave suggestion, you will be working like slave your whole life, good luck, to who ever watch this till the end.
Who do you suggest to listen to?
Most people will be whether they listen to him or not.
Absolutely
You can't come to this conclusion about Ramsey by just watching this video. You have to read his books or listen to his content to fully understand. You don't work like a slave your whole life. You work like a slave to pay off consumer debt and student loans. After that, you are just intentional with your money.
He always talks about his mutual fund making 12% for 80+ years but has not once ever said what that mutual fund is lol
"They're amazing employees. They work like animals." Lol
Because that would technically be officially financial advice. These RUclips videos are not that
I came to see you doing card magic for Dave…don’t lie to me I see the bicycles out there on the table.
Do you think Bitcoin will go to $1 million dollars someday? 10:05 😂
Wish i never got into crypto. Blockfi and FTX rekt me. And dividend stocks make your taxes go up.
Negative net worth: Dave Ramsey is an out of touch moron
0-100k: Dave Ramsey is a genius who changed my life
101k-5million: Dave Ramsey was a brilliant first few steps in my 20s but i went differently on these specific points
10 million+: Im so glad my parents and grandparents listened to Dave Ramsey
Loved it!
My DEI score will most likely deny you the truth of YOUR reality!!
Our Patents sold us out $