Car Buying Tips - (Delivery fee, Extras, Shortfall and Loan terms)

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Комментарии • 273

  • @bosman_writes
    @bosman_writes 26 дней назад +58

    “I’m not here to tell you what to do with your money” should be trademarked by you sir 😂😂

  • @NKMoloi
    @NKMoloi 26 дней назад +131

    Never clicked on a video this fast!

  • @muziwamandlazaca3916
    @muziwamandlazaca3916 18 дней назад +12

    I watched only 3 videos of this guy. I did most the things he advised us about. I managed to get a VW Polo TSI base model at 13,75% fixed rate 72 months with 0 balloon payment. To sweeten the deal the sales lady offered free smash and grab, as well as mud flaps. Big one is I managed to convince them to scrap off delivery fee worth R6500. I did my best🤣🤣. Thanks Muzi

  • @DonTauriq
    @DonTauriq 26 дней назад +42

    Dude... I never got to thank you. In Dec 2023. I bought my first car and and got 20k off. Zero admin fees
    Free window tints
    Tank of fuel
    Learnt it all from you bro.

    • @views_by_mali
      @views_by_mali 11 дней назад +1

      I'm planning on buying my first car later this year and I'm still worried about getting ripped off even though I've watched so many of Muzi's vids😩😓

  • @luxolomdizo
    @luxolomdizo 26 дней назад +64

    My good Sir! I am a final year medical student. I need these videos more than ever! Thank you man

    • @Sphe_.g
      @Sphe_.g 26 дней назад +5

      Tamdizo❤😂

    • @luxolomdizo
      @luxolomdizo 26 дней назад +2

      @@Sphe_.g it’s my time to shine 😂🙌

    • @olwethungolotyi459
      @olwethungolotyi459 25 дней назад

      ​@@luxolomdizo 😂shine Ta Mdizo

    • @simlindilemyeza2076
      @simlindilemyeza2076 20 дней назад

      "Don't buy that BMW Dokotela" ...... that's what financial advisors had been telling us here at SMU😂 they know us very well😂😂

  • @Trajectoree
    @Trajectoree 26 дней назад +64

    Managed to use your buying tips to avoid so many shady things. Dealership wanted to add R32k worth of VAPS on my deal... On a used car! I told them to get real and remove that nonsense. Got the car recently and managed to get it for a deal I was happy with. I was happy to walk away though if they didn't move.

    • @moselantsasekhuthe8065
      @moselantsasekhuthe8065 24 дня назад

      Walking away feels so good till it's raining in the morning bt anyway I had one charging VAT ya 35k on a demo car with a few km's on it...kanti this VAT n sit is not included on the listed/sellng price na🤷‍♀️🤷‍♀️ Re tlo etsa di mistake mo

    • @Fezz016
      @Fezz016 22 дня назад +3

      ​@@moselantsasekhuthe8065 "...till it's raining"
      This is the exact mentality that this video is warning against. There was never rain before you bought your first car?😂😂

  • @minamwayiza9728
    @minamwayiza9728 26 дней назад +114

    "A whole 8 years paying for your first car"😂

  • @edgarmurungi163
    @edgarmurungi163 26 дней назад +29

    How is it a gift when I am paying for it? Good one!! 😂😂

  • @OwzaB
    @OwzaB 26 дней назад +183

    Here's a summary of what to watch for from my experience and some lessons from this channels videos.
    Dealer possible options to scrap and what salesman will say.
    1. Smash & Grab (it's on the car we can't remove)
    2. On the road fees/service and delivery (hardest to get them to remove this one, be prepared to walk away)
    3.Tracker (no problem they'll remove)
    4.Extended Warranty & service ( no problem they'll remove)
    5. Paint protection (see 1)
    6. Scratch/bumper insurance( no problem they'll remove)
    7. License and reg (They can remove, but I don't mind paying up to 1500 for it, the only extra I pay for in this whole list)
    Salesman pressure/negotiation tactices
    1. Let me speak to my manger (a classic, there's no manager they need to speak to. They will make another colleague call you to convince but it's not a manager)
    2. Another customer wants this car (another classic, creating urgency)
    3. Ask you what you want to pay per month (classic first question. Don't answer that. Point at the car you want, ofcourse you go there after seeing the price online. From there they will see your budget in terms of price of car, not monthly installment. I can't stress this enough, don't talk installments with salesman!)
    Lastly, check your emotions if you not feeling any of these and stop the process!
    1. I want this car as in today ( you will accept a crappy deal)
    2. If I don't accept that deal with that dealership I won't get another one soon because cars take long to order (the salesman got you good. They made you believe that. STOP!)
    3. I'm so exhausted I just want this whole thing to end (STOP, otherwise you will accept a crappy deal just to get over and done with it)
    Okay I'm done 🙂

    • @puseletsotsoene4658
      @puseletsotsoene4658 26 дней назад +7

      🤞 On point!!!
      Screen grabbed for future reference.

    • @amgeycool7354
      @amgeycool7354 26 дней назад +10

      My brother Thank you for this you just did the lords work for me whos looking to buy in November this year. will definitely use this, so you said you only pay for license & reg fee out of all the things you mentioned? so you are able to cnvince them to waive off everything else

    • @OwzaB
      @OwzaB 26 дней назад

      @@amgeycool7354 Yes sirr. I insist they remove everything. Make it clear you won't pay more than the advertised price period. Tell them if they had additional costs, they should've added them in the price of the car.
      I've done over 7 vehicle quotes, not once have they refused. They try but they give in

    • @OwzaB
      @OwzaB 25 дней назад

      @@amgeycool7354 Yessir
      Just insist they remove the other stuff. Be prepared to walk away. Out of the 7 times I've done this I always succeeded removing all these things. Some salesman are harder but some can tell if you know your story and don't fight much.

    • @lungelomadiya7494
      @lungelomadiya7494 21 день назад +1

      I am training myself to buy my first car next year. This is a brilliant summary. Thank you brother

  • @thabangtshabalala8791
    @thabangtshabalala8791 26 дней назад +26

    My first car I bought at prime + 5%. 😂 I still feel like these banks should be investigated for this practice of charging high interest rates. I've seen in the UK some banks being fined for working with dealerships to charge clients high interest rates.

  • @Lee_Mathabe
    @Lee_Mathabe 26 дней назад +31

    And this is why I am beyond grateful for the ability to have bought mine cash. Ziyakhala!!! 😢

    • @lungelosikobi6980
      @lungelosikobi6980 26 дней назад +4

      congratulations, cash is king 🔥🔥🔥.. what car is it ?

    • @-Natefo-
      @-Natefo- 25 дней назад

      How did you negotiate?

    • @user-nb5go1uu6n
      @user-nb5go1uu6n 24 дня назад

      Wolla what car is it and how much?

  • @another_coding_channel_argh
    @another_coding_channel_argh 26 дней назад +11

    I am really a student of the channel. Literally avoided all the issues mentioned here. Thank you Muzi.

  • @Mzwandile_Makhowane
    @Mzwandile_Makhowane 26 дней назад +10

    Spoken like a real doctor! Incredible insights, very much on point!

  • @kgomotsodithebe
    @kgomotsodithebe 26 дней назад +13

    Sibonge Muzi, this is the daily information we need for our people..

  • @teboholenyatsa3746
    @teboholenyatsa3746 26 дней назад +6

    This should go down as one of the best videos MJ has ever done 👌🏻🔥👏🏻
    Very important and valid points touched on. I've argued the issue of delivery fee twice in the past and got away with it (never paid the fee). It's nonsense. In one of those instances i actually cancelled the deal then got a call 2 days later from the same dealership agreeing to my demand of scraping off delivery fee from the quote.
    And you are right about a legal case that once happened about dealers charging that fee. I once bought a car, private deal, but financed through Wesbank. A year or so down the line (after the outcome of that case, Wesbank called me to refund that delivery fee.
    Watch out people, at times dealerships include the cost of new number plates on registration fee, yet you get that demo/used car with the same number plate already fitted. Be brave enough to walk away from a deal.

  • @Pure_African
    @Pure_African 26 дней назад +13

    Excitement is the enemy of logical decisions.
    As soon as you see that machine and approval. You forget about all those car-buying mistakes and you don't even even go through those papers.

  • @emilyilukena5773
    @emilyilukena5773 26 дней назад +17

    Learning from the best. End of this month I will walk away with the new Jolion City that was launched few weeks ago, I will use the Toyota Urban Cruiser (2024) as a comparison because there are certain features that it has that the Haval doesn’t and that’s where I’ll base my negotiating skills 😂 Both the quotes are at N$ 355k currently, I will come back with an update beginning of August. My budget is N$ 348 000

    • @shonangava8701
      @shonangava8701 25 дней назад

      Will be eagerly waiting

    • @ntshembomashaba2937
      @ntshembomashaba2937 15 дней назад

      i am replying so i can see(God willing) your update. all the best

    • @lilree_1
      @lilree_1 3 дня назад

      Beginning of August is in Thursday bro, we are waiting for you....by the way I am based in Windhoek so maybe we can link up😂

  • @OwzaB
    @OwzaB 26 дней назад +21

    On point!
    The biggest problem I've had when helping friends with this stuff is the excitement of getting a new car.
    I've found that the hard part is fighting against them from accepting a crappy deal. Me negotiating with the delearship is the straightforward part.
    4 ladies I've helped with this and all 4 were fighting me saying they tired of this whole process they just want to accept that deal coz "It's not that bad" 😮😂
    Yoh ay car buying excitement is a hell of a drug and salesman prey on this

  • @kamogelomatsepane1443
    @kamogelomatsepane1443 26 дней назад +5

    Morena you know a day don't pass without me watching your videos 😅💯

  • @ozemsadventureofrandomstuf252
    @ozemsadventureofrandomstuf252 26 дней назад +10

    always on point with the videos. im sure you are helping many first time owners but i think the desperation to get a new car and also best makes some want to take anything. personally, save save save get a nice demo if you can and try buy car cash finish! if a car is under R150K and used save and buy it outright and move on with life (only insurance and your tracker and fuel, albeit maintenance always!). keep the videos coming baba🦅

  • @thandosilwana945
    @thandosilwana945 26 дней назад +5

    Great insight in layman's terms, much appreciated. Please do keep on educating our Nation.

  • @chanceoder207
    @chanceoder207 26 дней назад +19

    " That's how the mind of a human being works" 😂😂

  • @puseletsotsoene4658
    @puseletsotsoene4658 26 дней назад +5

    Eish listening on today's lesson I realise a few mistakes I made in January 2024 on my new Baleno GL
    1. Smash and grab
    2. Delivery and registration fees but atleast the car was delivered on my door step with a full tank
    3. Desparation due to 2010 old A4 lemon with constant repairs
    4. Interest rate not so bad at fixed 13% on 72months, no residual.
    Next buy ba nyele new or second hand I'll be more pobop 🤟
    Thanks Mr Sambo 🎉

  • @nicholsonngulube
    @nicholsonngulube 25 дней назад +1

    I love how most of the cars correlate with the topic you are talking about. It's that little attention to detail that makes it more exciting to watch😅🙏

  • @afikamaliwa8290
    @afikamaliwa8290 26 дней назад +17

    Hey, please do a Mazda CX-3 review 🙏🏾🙏🏾🙏🏾

  • @franzkersten1266
    @franzkersten1266 26 дней назад +4

    You must be the minister of basic education, our children can learn a lot from you

  • @Reyes.Hermosas-Cejas
    @Reyes.Hermosas-Cejas 6 дней назад

    Listen to the cadence of Muzi’s voice when he says “A whole 8 years” 😂😂😂😂 no wonder I have watched almost every video since the beginning of the channel

  • @Manuqtix.Manuqtix
    @Manuqtix.Manuqtix 26 дней назад +16

    New cars are too expensive!
    New cars are too expensive!
    The only thing that makes sense is getting a used car

    • @koketsondikandika8440
      @koketsondikandika8440 25 дней назад

      THAT'S WHAT I ALWAYS TELL PEOPLE. YOU GET EXPENSIVE CAR ON GOBIT CAR AUCTION CLOSE TO NOTHING.

    • @ntshembomashaba2937
      @ntshembomashaba2937 15 дней назад

      2 year old car especially, depreciation will do the Lord's work

  • @veero_promise2152
    @veero_promise2152 26 дней назад +11

    He is back and on 🔥🔥. Reading us like we are his neighbours yeer wow

  • @thabanendou3568
    @thabanendou3568 26 дней назад +1

    Proper stuff Dr. Sambo, those with ears shall hear and apply this wisdom when buying a car. 🐐

  • @Chif_GT
    @Chif_GT 26 дней назад +4

    This video should be shown on Enews channel and Newsroom

  • @stanleyrudzani1592
    @stanleyrudzani1592 25 дней назад +2

    Who else love this guys ...i mean the guy speak straight to the point

  • @mthokozisimyende787
    @mthokozisimyende787 26 дней назад +2

    Dankie Muzi, knocking some sense back into us!!

  • @GregoryMkhaya
    @GregoryMkhaya 25 дней назад +1

    You and mrHowMuch uploading same day it's a bonus for us as fans

  • @Geraldo_Arends12
    @Geraldo_Arends12 25 дней назад +4

    Could you please take us through a process you'd follow if you were buying a car cash. Preferably something under R400K used and/or brand new.

  • @GivenKhoza-kv4fg
    @GivenKhoza-kv4fg 24 дня назад

    Here in nelspriut we are proud of having someone like you keep up the good work Thank you MJ

  • @leratomoahloli7373
    @leratomoahloli7373 25 дней назад +1

    I remember on my first car VW charged me 10K delivery coz I allowed them to handle to whole finance application process and stuff for me. This series made me realise how the much they scammed me at that place to inflate the cost of a second hand car. The previous owner probably already had the smash and grab installed which they charged me for

  • @leratomphahlele5431
    @leratomphahlele5431 26 дней назад

    I was so excited to see you uploaded today... And as usual, you didn't disappoint.❤

  • @amgeycool7354
    @amgeycool7354 26 дней назад +1

    Siyabonga Mr Sambo for another video.

  • @Orion_DeepSA95
    @Orion_DeepSA95 26 дней назад +1

    Thank you for the enlightenment muzi 🤲🏾🍻 i’ll buy you two nyana

  • @josh3221ify
    @josh3221ify 26 дней назад +5

    I would rather save and buy a suzuki spresso cash than get an 8 year old car loan with a baloon payment.
    Some people are brave, a whole 8 year sentence to prove a point to people who dont care

  • @elvisndobe3063
    @elvisndobe3063 11 дней назад

    Your content is top notch man

  • @dingulwazihadebe5428
    @dingulwazihadebe5428 20 дней назад

    You are educating us young professionals, siyabonga

  • @moptab
    @moptab 26 дней назад +3

    Morena is back 😂😂i missed 4:40 "um not here to tell people what to do with their money" asipho lapha😂

  • @gavazamoabelo4060
    @gavazamoabelo4060 26 дней назад +1

    Hai, these days gona o can't get, look how ridiculously happy we look when we see you video

  • @tapelongwenya
    @tapelongwenya 26 дней назад

    Bro you made valid points 😂 and jokes that actually reflect how we are in 8 minutes

  • @nkambulemsutfu
    @nkambulemsutfu 26 дней назад

    Your videos are very educational. Thanks for sharing the info

  • @tlokz850
    @tlokz850 25 дней назад

    Keep up the content creation, you have a good talent.

  • @Joe-Mosh
    @Joe-Mosh 26 дней назад

    Doctor Sambo, Thank you for good education no class can offer. To avoid the mistake of using the heart over head approach when buying a car🙌🏽🙌🏽

  • @bonganimathebula5780
    @bonganimathebula5780 25 дней назад

    Muzi continue to educate us, we need more of these kinds of videos, thank mfowethu

  • @cyasya9668
    @cyasya9668 25 дней назад

    Your insights are the best....

  • @Johnson_Gee
    @Johnson_Gee 26 дней назад

    I get strangely happy whenever I see a new Muzi video 😂

  • @user-bq2xc6su1b
    @user-bq2xc6su1b 26 дней назад

    Always informative, thank you 🙏

  • @ntshembomashaba2937
    @ntshembomashaba2937 15 дней назад

    for those who still don't believe you can negotiate scrapping some of the fees, reducing interest rate etc take it from me. i did it. when i bought my car( 2nd hand cruze- price R149 000 in 2019) i was quoted R3 600+ on finance. i kept telling them it's a lot and they kept reducing amount bit by bit call after another until it was rigid at R3 100. it seems like very little money but over the term it's R 36 000 that i'd have to pay. so negotiate everything and when you're done, negotiate again.

  • @IloveMzansi1
    @IloveMzansi1 21 день назад

    The best automative content creator in south Africa

  • @azwimaestro
    @azwimaestro 25 дней назад

    Great content as always 🎉🎉🎉

  • @miltonmashaba7832
    @miltonmashaba7832 26 дней назад

    Always on point Dr.

  • @fezekasabelo1117
    @fezekasabelo1117 26 дней назад +3

    He's back ppl🔥🔥🔥😈

  • @GeorgeTheweli
    @GeorgeTheweli 26 дней назад +5

    I'm ready to negotiate that delivery fee. If they refuse, I walk away

  • @thabomiya2307
    @thabomiya2307 26 дней назад

    Love your work 😂continue to expose🎉

  • @sindisiwemazibuko4059
    @sindisiwemazibuko4059 16 дней назад

    Thanks for the vlog.. very informative

  • @njabulondlovu6732
    @njabulondlovu6732 26 дней назад

    Very informative brother🤝🏽

  • @adrianshikwambana3274
    @adrianshikwambana3274 26 дней назад

    NICE ONE DR 👍

  • @marvinramatsitsikhangwelo
    @marvinramatsitsikhangwelo 26 дней назад +2

    Avoid balloon payment. If you require the balloon payment to finance a car then you don’t afford it.
    It’s true that new car excitement wears off quickly, for most people it’s around the second instalment.
    Any first time buyer should not be alone at the stealerships aka dealerships. Take an experienced trusted friend. Salesman’s are too convincing if you are weak 😂

  • @mogadimetsosanele2285
    @mogadimetsosanele2285 25 дней назад

    I think one of the most important things in car ownership is to be greatful for what you have, then you will keep yourself out of more unecesarry debt.

  • @nodolomihlenene6065
    @nodolomihlenene6065 26 дней назад +1

    Please do also about Volvo v40 t5
    Weaknesses and reliability

  • @_ChumaNtsomi
    @_ChumaNtsomi 26 дней назад

    Proper content

  • @sanelekhayelihlegumede3759
    @sanelekhayelihlegumede3759 25 дней назад

    Good one bro!!

  • @michaelhattia4644
    @michaelhattia4644 25 дней назад

    Muzi!
    Please do a video on the guaranteed buyback.
    For people who enjoy to lease a car and never own a car, it makes sense. But the dealers are obviously targetting the newbies and they are falling for it because of affordability!

  • @musawenkosisangweni3689
    @musawenkosisangweni3689 21 день назад

    Thanks to your videos and lessons, I got my smash and grab for free...

  • @SA_Twala
    @SA_Twala 25 дней назад

    Iyoo! Shocking! Some people are really not afraid of bad debt

  • @BryanSinqadu
    @BryanSinqadu 26 дней назад +12

    Lol that last "push button start" was funny 😃

  • @nkking4844
    @nkking4844 26 дней назад

    Muzi The Legend 😊...

  • @ZBKB
    @ZBKB 24 дня назад

    The extended warranty may be optional but I would advise you get the service plan, especially with a second car. It will save you a lot of stress down the road.

  • @keamogetsweizaac8530
    @keamogetsweizaac8530 26 дней назад +6

    One lady on TikTok said said she is paying R7.2k with a balloon of R90000, guess what car, a Vivo!! Women are just scammed Shem, one was paying R6.7 for a Vivo too

    • @ttmkhari
      @ttmkhari 26 дней назад

      7k for a vivo? Yeah neh

    • @mathomesamuel801
      @mathomesamuel801 19 дней назад

      I will run away from that deal. 😢😢😢😢😢

  • @kamogelosekhukhune8583
    @kamogelosekhukhune8583 26 дней назад +10

    Almost half a Million for a Ford Fiesta is crazy.😢 3:54

  • @jandombambara
    @jandombambara 26 дней назад

    This is very well received 😂😂🎉

  • @Sharyberry_M
    @Sharyberry_M 21 день назад

    I live for the videos…I know I can never go wrong

  • @averageslinger
    @averageslinger 10 дней назад

    😂 as for “I’m not here to tell people what to do with their money” Mara you just told us we deserve to be scammed 😂

  • @wiopodcast
    @wiopodcast 26 дней назад +1

    Where were you when I was buying my car😮‍💨. Moes we’re getting hustled out here

  • @amadazembe
    @amadazembe 26 дней назад

    Muzi can you please review the Suzuki fronx, i love to hear your opinion

  • @reabetsoemoroka8526
    @reabetsoemoroka8526 26 дней назад

    In Lesotho, our smash and grab is around R250

  • @guyubangu150
    @guyubangu150 26 дней назад

    Thank you Mr. Sambo

  • @alexhadebe4079
    @alexhadebe4079 23 дня назад

    Thanks uncle

  • @smellsamazing
    @smellsamazing 25 дней назад

    Hey Dr. Got any tips on buying a used, cheap LR Disco 4 or Amarok?

  • @JohnDoe-vz7cl
    @JohnDoe-vz7cl 26 дней назад +3

    Mazda CX-5 and CX-3 review anytime soon Muzi?

  • @JohannesNgoako
    @JohannesNgoako 26 дней назад

    Damn, long time men.

  • @JamesBrown-lq5nn
    @JamesBrown-lq5nn 26 дней назад +2

    Ahhh extended cover advice coming too late sold my vivo with extended cover, selling price excluded extended cover so I lost 15K 😢

  • @cele.thulani1318
    @cele.thulani1318 25 дней назад

    Hi is fixed interest rate a better option? Please help

  • @usisiphofani5135
    @usisiphofani5135 26 дней назад

    Yoh hayi ngekhe you are not nice on this video, you are coming for us 🤣🤣🤣

  • @KINGSMANMNDENI
    @KINGSMANMNDENI 25 дней назад

    we want more!!!

  • @BrianHonde
    @BrianHonde 25 дней назад +2

    Muzi is a comedian guys lol.

  • @karabomphahlele6936
    @karabomphahlele6936 26 дней назад +1

    Please make a video about rent to own.🙏🏿

  • @Reyes.Hermosas-Cejas
    @Reyes.Hermosas-Cejas 6 дней назад

    “That’s how the mind of a human being works!” 💀

  • @athenkosinkunzi9142
    @athenkosinkunzi9142 25 дней назад +1

    Sure Muzi
    Next year am planning to get myself Suzuki Baleno GL Brand new.. I am planning to get it cash. I need tips on how I can negotiate for a good discount. My budget is R250 000 all in...including smash and grab, delivery fee with NO extras and VAPS....How can I initiate all this to the dealership to score a nice deal?

  • @alphafox552
    @alphafox552 26 дней назад +2

    Day 1 of asking for a mazda 3 review🙏🙏

  • @jayjay6239
    @jayjay6239 24 дня назад

    What is your take on Koos and Mike cars.

  • @samenterprise1343
    @samenterprise1343 23 дня назад

    super

  • @koketsomatlakala869
    @koketsomatlakala869 26 дней назад

    Team notification ❤

  • @user-io1tr9dx9d
    @user-io1tr9dx9d 16 дней назад

    I have been watching or following your page from last year, and I thought I'm ready to buy a car 😢😢😢 no imagine, now ,we must 8 years ,no I'm going for a second-hand car