Debt Payoff 101: The Basics of How to Get Out of Debt
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- Опубликовано: 29 сен 2024
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What's good fam!? Today I'm teaching all about how to get out of debt, including the tried-and-true steps to get out of debt, created by my friend, Dave Ramsey. I even share the truth about being debt free and debt-free living.
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Hey, fam! I’m Anthony. I’m fired up about meeting you where you are in a real, relevant, and relatable way. Here on this RUclips channel, we’ll be having honest conversations about finding our authentic selves by living life based on spiritual, financial, and mental freedom. At the age of 19-homeless and deep in debt-I turned my life around by becoming debt-free, and I decided to spend the rest of my life helping people avoid the same money mistakes I made. Today, by the grace of God, that’s what I’m doing every day with AO Enterprise. You can rock with me on Instagram @AnthonyONeal or online at anthonyoneal.com.
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🙌🏾 Steven
Thannnnnk you! Black ppl STOP! Blaming!!! And get the HELP ❤
A!@@stevenhardyjr.5948
Aa223
👋👋👋
🤚🏾$67,000 in student loans… was in $20,000 in consumer debt and I paid it down to $3,000 and I hope to pay this off by March 23
😂
Did you finish paying it off girl?? 😍😍
@@iriswhitehead9925 what's funny?
L
@@citygurl0105 i paid it off it!! Praise the Lord!!!
I will get out of debts and get my financial freedom for me and my loved ones. Amen
Your content is good # everyone who is broke should hear what you have to say. Thank you!
This is one of the realest videos we really need to hear! Thank you for this!!!
How To Get Out Of Debt: Allot two years to get out of debt. Write out all your debts on your phone notepad or on a paper pad from the lowest to highest. Pay off the lowest in one month even if you have to add a part-time job or business to pay it off.
Next month, pretend you still owe the paid off bill and add that monthly payment to the next highest bill on the list. Pay until the second bill is paid off.
Third month, pretend you still owe for 1st and 2nd bill. Add the monthly of these bills to the third bill. Pay until the third bill is paid off. Keep doing this for all of your bills until you are debt free.
For some of us, it takes more than 1 month to pay off one debt. My lowest debt is $5000 and I have several to pay off. I can’t wait until that first one falls. I think of it as the first domino to fall that gets the others going. It’s going to take a while and I am working on it every month until it’s gone.
@@susansauls8902 We have to sacrifice nails, hair, clothes and other luxuries to do this. When I was a Mortgage Broker, I helped people get their credit together in one month! It is very doable.
“Your Favorite Realtor’s,Favorite Realtor” Tapping in from Atlanta GA. Excited to get the game from you AO. ⚡️
thank you for your PASSION to help our people understand debt and how to get out of debt !!!!
When I took out my school loans I really didn't think it was a big deal back in the 2000's and I'm still paying on it, the subsidized and unsubsidized loans makes a difference in order to pay it off it keeps building up interest. My home has decreased balance I can see it, but my school loan has barely gone down. I know I will need to make double payments to get it paid off.
I feel you.
27 next month, I'm happy the way i'm stockin'💰🇯🇲🙏🏽🙏🏽
I will get out of debt to help myself and my love ones! ~ Alex
Thank you! This helps alot of masses out here.
👋🏾👋🏾👋🏾hope you see this months later and add me to the prayer for debt freedom.
I want to be financially free to travel and help my family such as my parents who are up in age and do not have a lot of income.
👋🏾🤲🏾 I will get out of debt and achieve financial freedom for myself and my loved ones…in Jesus Christ name. Amen 🙏🏾🙌🏾 Thank you sir.
"$150 gone, Red Lobster, all you can eat biscuits" 🤣
I think you should create a program to help people out of debt. Can help us tackle the problem.
You can't get debt free for free. It took money to get in debt and costs money to get out. The problem is you must make MORE money than you do now to pay your current debts AND to pay for debt freedom. The people who can REALLY teach you how to make more money to become debt free will NOT give it to you for free.
We got this y’all!! Let’s Gooooo!!!
Your from Oceanside
"all you can eat biscuits" got me in tears!!!
Good stuff Mr Anthony. I soooo agree
It bugs me because I'm in the situation. I really don't like owing anyone. I just don't make enough....trying
Spooo good. It does rob us
Okay so I got got completely lots on the break down
👏🏽👏🏽👏🏽....this is 🔥... I see the vision. It getting started
I am in debt🙌🏽🙏🏽💗...thank you
👋🏼
44k CC
30K + SL
On my way to live a debt free life for myself and my family. And to build the kingdom
👋🏾 48,000 in student loans
Trying to get out of debit and start a business.
👋 I’m in debt . Thank you for your prayers love Sonia😇😍
Great show today!
Please pray for me to get out of debt!!!
👋🏾👋🏾👋🏾 thank you for this my brother!
I'll miss out on the other places but cabo 😬.
When I used my CC only for me it was cool but now I got the family the coolest isnt the same.
👋🏽 I think the universe had led me to your channel and I am thankful that I came across your channel 2 days ago. I am in major debt living paycheck to paycheck. I have never been in debt until last year from crypto scam. Now I have over $300k debt that’s not including my mortgage. I’m still on a mission to being debt free, watching your channel has made me more optimistic.There is an abundance of information you provide and your words of encouragement along with the guest on your show gave me a lot of insight. God bless you! 😇
Thank you for all of this information it’s a blessing to be informed about taking back control of our finances as a community. I am on my debt journey of repaying my student loans. I have no other debt.
Thank you AO!! 👋🏽
stick with the phone and use it... vs. be keeping up with the williams. Stick with your car and drive it until no more... I have 2 cars that have 600,000 miles total.
I’m joining your club. My debt free car is close to 400k miles.🎉
Is Prize Pool savings no longer available?
👋🏾In debt. Thank you🙏🏾❤️
👋🏽 I will get out of debt! I believe it!
I think the whole premise behind good debt is taking on debt to purchase assets that brings cash flow and appreciation and ultimately resulting in one building wealth overtime. For example someone like Grant Cardone probably has several hundred million dollars of debt however he also may have a networth of several hundred million dollars and may have over $1 billion in real estate. He could never probably achieve that without taking on debt in order to purchase those assets. Of course this example is on a large scale example but it can be done on something as simple as buying one or two rental properties using debt and overtime that debt gets paid down and ultimately you own those assets out right and meanwhile it provides a cash flow to sustain your lifestyle and build wealth.
True, so-called "good debt" is used to bring in a positive cash flow (the ROI is greater than the payments/interest rate of the debt), but the borrower has to enter into an extended/risky position that has them bound which can implode unexpectedly. It would only make sense if you have the discretionary funds to cover the debt at any time should the lender calls it in, but then in that case, you wouldn't need to go in debt in the first place.
They say using OTP is good debt.
Good debt is debt that makes you $$, like a rental property.
What’s your net worth AO?
👋
PREACH!!!!!🙏🏾
National Forensic League not FOOTBALL 😂
I paid up all my mortgages in 2yrs while working with a Financial Adviser. I’m 50 and my husband 54 we are both retired with over $3 million in net worth and no debts. We got to realize that the secret to financial freedom is making better investments.
That is so amazing, I’m trying to get onto the investing ladder at 40. I wish at 55 I will be testifying to similar success..
@@hermanramos7092 How can I reach this adviser of yours? because I'm seeking for a more effective investment approach on my savings
@@martingiavarini Catherine Morrison Evans is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..
@@hermanramos7092 Thank you so much for your helpful tip! I was able to verify the person and book a call session with her. She seems very proficient and I'm really grateful for your guidance
@@martingiavariniTry my investor, Ben Dover
🤚🏾I was in $146,000 in consumer debt, and now in $11k in debt... It took me 11 years to get this down and I plan to get rid of this in 3 more months! God has blessed me and soon it will be my time to bless others!
Wow! That's amazing. Keep up the great work
That's awesome. This inspires me to attack my debt.
Congratulations
$135,074.48 of debt, will be finished this week!!!! I'm already planning my trip to celebrate! For those out there starting the journey or in it, take it one day at a time. Remain focus, and surround yourself around people that will support/encourage you to achieve your goal.
I agree with that, 100 percent
I decree and declare that I will be out of debt and achieve financial freedom in Jesus name!!! Amen
Amen
Me & you both Queen!! Got 2 daughters I'm putting through college on a Texas teacher salary.
Amen
You have to be s.m.a.r.t. just affirming it aint enough
Why can't Jesus just pay my debt im jk i got no debt lol
Me stressing over being $1500 in debt then hearing what everyone else’s ammount is
I paid off 40,000 in 5 years,finally debt free
You got this. Stay focus.
I know right. I'm over $6,500 in the hole
👋🏾 $26,000 left in student loans. Started off with $85,000. Thank you for your prayers and wisdom.
Good stuff! You got this sis!
Wow….that’s impressive!
This is the stuff people need to hear. Me included
🥳
Keep going! Don't give up. It's so worth it, I'm telling you :)
👋🏽 My daughter was murdered and I fought the system in another state to get my grandchildren. I lost everything but thank God I have full custody of my grandchildren. We are starting from ground 0 however, I know God is able and will do for me as he did for Job. I don’t give up. Pray for my family and myself please. Thank you.
Mercy!!!! ❤️🙏❤️🙏❤️🙏
Jesus Jesus! 🙏🏽 Proverbs 3:5-6. My heart goes out to you and your family. Trust God even when you can’t trace Him and know that He’s always with us.
Sending big hugs and love to you from SC. 🙏🏽❤️🙏🏽
I'm praying for you
God is ABLE! Bless you and the children ❤
Never give up ,God will make a way for you
Almost everyone, including the media, is anticipating a market catastrophe, and as a result, many are turning a blind eye to the opportunities in the market. I recently began investing in stocks and cryptocurrency, and it was the best choice I've ever made. If you genuinely want to be financially secure, disregard everything the media is suggesting. The market offers a lot of chances. Maximize your use of it.
I would suggest Francesca Wilson Financial, my current broker. For me, she is currently making a ton of money, and her services are excellent. I looked up Francesca Wilson Financial after seeing her on a CNBC market interview, and then we started working together.
Having a professional is essential for portfolio diversification . My consultant is " Francesca Wilson financial " who is easily searchable and has extensive knowledge of the financial markets .
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Thank goodness you brought this up! Truly, investing has changed my perspective on how one can succeed in life; working multiple jobs isn't the optimal way to attain financial freedom and unfortunately, we discover this later in life. Currently earn as much as 10 grand weekly and this has improved my financial life. Great piece!..
Wow, congratulations on your impressive investment success! Your discipline and focus on delayed gratification is truly inspiring. I'm curious, what are some of the key factors that you consider when making investment decisions? Do you have any tips for those of us who are just starting to dip our toes into the world of investing? Thanks for sharing your story!
She's OLIVIA SULLIVAN FINANCIALS
I'm definitely gonna check her out. Do yo have any idea if she manages family fund?
Getting Olivia Sullivan to help me really helped me clear all my debts. I started with what I have left and it's been the best decision I ever made
You're right! I have lost a lot trading all by myself without a guide. It's been an uneasy ride for me, not until I meet Olivia Sullivan
“Financial struggle is often the result of people working all their lives for someone else.” - Robert Kiyosaki
And also not having multiple streams of income
I will be DEBT FREE in Jesus Name! For my family and to be a blessing to the Kingdom of God.....
Two things can be true at the same time. Discrimination against African Americans exists (i.e., higher interest rates, repressed home values, etc.) and we can make personal changes to improve our individual situations by educating ourselves in financial literacy.
I don’t know why you think there is a special interest rate for specifically Black people. You can always negotiate. Your credit has to be able to get and your money can’t be funny.
So true
Well dang I’ve experienced this and I’m not even black 😂 it’s got all of us
🤚🏿
@@arleneaugustahair8393 So why does every loan app ask for race? It must matter...
I'm debt free. I'll tell you it's hard to make friends because of mindsets.
Good for you, nothing like being debt free
Same.
Facts!
👋🏽🙏🏽 I will get out of debt and achieve financial freedom for myself and loved ones , thank you for this , I needed to hear this . Amen
We gonna make it y’all! We gonna be alright and get out of debt! In Jesus name I believe it, I receive it. Amen
Amen
Amen!
Amen!
Yes
Amen
The Lord definitely led me to this channel I’ve read the money makeover and have been diligently working to get out of debt. Jesus wants us to prosper & multiply, with Him anything is possible! Loved this video! I receive miracles and will continue to be a great steward of my money☺️👋🏼
I remember praying about continuing to pay off debt when the world shut down in March 2020. I was so close to the end, but worried about losing my job because of the pandemic. Prayer got me through. Kept the job and was debt-free within 2 months. No going back.
So wonderful! Congratulations!
Prayer is not and I repeat NOT financial planning
@@fabrizi7362 No, the plan was working. But having faith that you can keep your job long enough to finish paying it off - prayer definitely helps with that.
@@fabrizi7362 Pray helps you get through all life’s plans.
Thanks for the encouragement!
Man, I love this channel, watch it every morning during the week, but your opening statement, which is probably click bait, irks me. Also, I would like to preface this comment with: This is absolutely no hate to white people, they have done great things and also bring great progression, it is just unequivocally true, that they had a head start on creating the wealth gap in this country.
However, black people aren't blaming white people for their financial mistakes. But it is undeniable that there were systems, laws, etc. put in place that gave white people a financial head start in this country. That's facts. The younger generations are getting hip to knowledge that older generations didn't have so easily accessible like we do now. So Black and Browns (people of oppressed lines of heritage) are catching up now, and watch what we do with the knowledge we've been acquiring. We didn't get passed down any land or property. All of that was stolen from us. You said it yourself, Black women are the #1 rising entrepreneur. Black and brown generations of today aren't 'blaming whites for financial mistakes.' We're not playing the victim, we're playing catch up.
👆👆ʟᴇᴛ'ꜱ ᴛᴀʟᴋ💬 ɴᴏᴡ
Tʜᴀɴᴋꜱ ғᴏʀ ᴡᴀᴛᴄʜɪɴɢ 📺
Thank you! Thiss!
I am debt free to the glory of God and for my peace and joy!
Please start learning about HSAs (Health Savings Accounts). A lot of people don’t know about it. I stay on my kids about financial things.
Yesss; that Part💯💯💯!!!
👋 I'm decreeing and declaring that my husband and I will be debt free and achieve financial freedom in Jesus name!!!
I am Jamie B. - put a date on it & make your vision board in increments and cross it out each month
OK, now that you are done decreeing and declaring what are you going to do? There is a difference between the words pray, praying, and prayer. Some people like to pray and some people love praying but those people rarely receive results. However, the word prayer is a verb that describes a person who after they pray or finish praying they get up off their knees and do something.
Two thirds of GOD's name spelled forward is GO and two thirds of GOD's name spelled backward is DO. Therefore, GOD always expects you to go and do.
The word "worship" is comprised of two words: word and ship. Rather than standing around just praising GOD's name HE expects you to take the word and go somewhere with it.
This is why GOD told Abraham in Genesis 12:1 "Get out of your father's house and GO to a land that I will show you (when?) as you GO. You don't receive answers to your prayers when you are NOT doing something to get them.
@@zerotomillions1016 the Bible also says "faith without works is dead" and "without vision my people perish." Both of these are vital and I say Amen to your post here. So many pray and declare to get out of circumstances, many parts of which we've created on our own, but do not implement steps to enact and clear what is going on. This is part of my problem with the "name it and claim it" modern day Christians. You have to do something whether it is simply an act of faith like Daniel in the lions den or doing something like Jesus overturning the money changers tables in the temple.
Amen I agree in Jesus name!!!
Amen and I stand with you for you and your family! Blessings!
Getting off social media is KEY!!!!! People who are in debt should be reading self help book. Learning what the wealth do. One thing I can guarantee is that they are not wating time on social media.
But your on social media
@Douglas-ws1fj do you know what season Im in?? Ive gotten off social media in the season I needed to be off!
What if my social media viewing is only financial and motivational channels to accommodate my debt.
Lord, help me to be a good steward of everything you give me. 🙏🏾
👋🏾 I decree and declare that I will get out of debt before I get married in March 2024! $43,376 of auto and student loans GONE ! In Jesus name!!
👋 I have been losing sleep because of my credit card debts and watching your video gives me so much hope to tackle this major problem. Brought me to tears when you ended it with a scripture passage and a prayer. It really touched my heart when you said a prayer for us who are in debts. I do need a miracle🙏 God Bless you!
file bankrupt. There is a way out. I did it in 2019 and my credit score is at 688 now. I HAD A LOT OF CONSUMER DEBT AND MEDICAL BILLS. CHAPTER 7 BANKRUPTCY WIPED IT OUT. ITS NOTHING, GET RID OF THOSE SLEEPLESS NIGHTS
🙏No, don't do that. You got the stuff pay for the stuff.
.
Write down your debt( smallest to the largest). Pay the smallest first and when paid off use that payment and Add it (Combine it) to the next bill. Keep doing that and apply all and any extra $$ to the One you are working on and paying. Baby Steps! Snowball it. A Snowball (Pymnts) is little and when it rolls it gets bigger and bigger. Ĥope this helps. ❤👋🙏
Please pray for me. I'm praying for us all.
AO I'm a Gen X 'er and 152,000 in debt. My plan is to pay it off in 4 to 5 years .Keep teaching cause we are listening thanks bro
👋🏽 Hey it's Kizzy here. Paying off consumer, car and student loan debt. I am believing God that this can be done in 5 years or less as opposed to the governments suggestion of 10 years :-/ I'm doing this by myself but celebrating my wins I've paid off 3 credit cards and a business loan so far, attacking the rest of my debt using debt snowball and have been paying for things with cash only. During my last work gig I challenged myself to not just save up 1k, but $2,500 and I did 🙂 I need all the prayer I can get. This has been far from easy and a test everyday. Your channel and content have definitely helped me on this journey thank you so much! I WILL BE DEBT FREE! 🙌🏽🙏🏽
Great work! You will be do it.
I just paid off the rest of my consumer debt today, now its mortgage... It is hard, it is exhausting, SACRIFICE, and yes frustrating and at times lonley..61,300 paid off 03/2021.. I made many foolish purchases... NO MORE
Thanks Anthony I started on my debt free journey in April 2020 with $36,000+, I now still owe approximately 19,000 and started working part-time with Spark and will be throwing all extra to debt. I am 56 years of age single gross income is 42,000 a year and I know my why!! Woohoo thanks for this information. I brought your college book for my great niece and nephew hoping it will give them some motivation!!
You can make it you came this far, congratulations to you celebrate with something special to yourself when it is all over.Never go back there again you got this 👏🙌
@@denisejulien4841 Thanks
The way you broke down EMERGENCIES 😅😂❤ why are we like this lol 😂. Listen Black People dates and weaves aren’t emergencies. Anthony we are lucky to have you, thanks for your patience. Watching this, I couldn’t be happier that I downsized and cut my rent in half. When I calculated this yearly I’m in position to be pay off at least $9,000.00 in debt this year. 🎉🎉🎉
Damnnn I’m glad AO is solo. Now he can really speak FACTS TO OUR PEOPLE!!!
Im so STRESSED OUT! I made so many bad decisions...its so hard to undo and catch up at this time. Feels like I'm DROWNING!!! 😭😭 If you are getting a salary deduction to pay off a loan....its impossible to choose the smallest debt to pay off first. My largest debt automatically comes out of my salary each month. At this point getting a second job is my only option, which means I dont get much time spent with my kids. So at this point something has to be sacrificed! Its a hard decision on which should it be. My kids or my body!
👋🏿👋🏿 I will get out of debt and be financially free in Jesus name!
Amen
I came here to learn how to trade after listening to a guy on radio talk about the importance of investing and how he made $460,000 in 4 months from $100k. Somehow this video has helped shed light on some things, but I'm confused, I'm a newbie and I'm open to ideas.
Investing in crypto is a good idea, a good trading system would puts you through many days of success.
I've been making passive income monthly from crypto for over a year tho' I prefer trading with the help of a professional broker Nora Hendrix because she saves me time and reduces the risk of losing funds in trading as we all know how volatile the market is.
@@calebsarah9985 Interesting. I've a huge sum of money doing absolutely nothing at all in my bank account, i wanna gets something started with it. You seem to be doing excellent for yourself, how do you achieve this?
@@edersonglee4774 Am trading with expert Nora Hendrix, a regulated broker in US, Met her sometime early last year at a start up funding event. She has some interesting things to say about the state of algorithmic trading today. Obviously I'm seeing the results.
Exactly, the trick is to diversify your investment, don't panic when everyone else do and invest consistently.
Poor financial decisions fix our own problem. be a good steward of the Money God has given us.
👋🏾, $34K in debt, laid off from job on 11/22. However, I have faith that a better opportunity in my field is on the horizon. Getting my finances together now 🙏🏾
You got this!!
I 💯 approve this video. There’s nothing I didn’t agree with.
Thanks for your passion and giving it to us straight. No need to sugar coat things. I definitely needed to hear this today. I need to make sure I am giving the Lord his first for sure. I know getting out of debt is going to take time and hard work, but I am willing to put in the hard work. Please pray that I can get my husband to get on this journey with me.
Too many black folks I know are more concerned about trying to look rich by wasting money on impressing people they don't even like.
👋🏾I will get out of debt. Sacrifices are definitely gonna be made for this🔥
Not quite long I started investing. I'm very curious and need help on how to enhance and increase my returns. Any good investment tips would be appreciated..
@@eadad4371 Alright so generally, investing requires higher knowledge. For this reason, It's important to have a solid support structure (financial consultant) to guide you through especially in asset picking. I operate with (REGINA LOUISE COLLARO) an investment advisor who partners with a licensed wealth management firm. For the record, the experience has been the best for my finance. She is quite popular for her services so you might have heard of her.
She made me financially stable investing through her help, now I earn on a monthly basis through her passive income strategy...So I’ll advise you do get a good Investment advisor for yourself.
I an new to the channel. Thank you for sharing your knowledge. DEBT is made because we need things that has a high cost but we just don't have the money to buy it outright! To buy a house you need a large sum of money to pay for it, so you have to borrow, boom you're in debt! Same with a car, who has an extra $50k laying around? House, education & cars are the top 3 debt holes..
Preach!!!We cannot leave a legacy while building the world's legacy!
0:00 passionate yet factual introduction
32:17 🏦 SAVINGS ACCOUNT - you should be ready for a $1,000 emergency
33:15 📝 A ZERO-BASED MONTHLY BUDGET - [ (income) - (expenses + savings) = 0 ] and track EVERYTHING
37:33 🚶🏿LIVE BELOW YOUR MEANS - Use cash, and envelopes for specific allowances. Use prize pool
39:07 📵 AVOID SOCIAL MEDIA - It tempts us to buy more
42:17 👣 DAVE RAMSEY'S 7 STEPS
1) Savings (as mentioned)
2) Debt Snowball Method: A) List Debt from smallest to largest B) make minimum payments C) add more to smallest Debt D) as one is paid off, continue paying that amount on the next debt! (HOLY SH** this is genius! 😲)
3) save that amount for 3 to 6 months (you should save a year's worth)
4) save %15 for retirement
5) saved for kids' college fund (s)
6) pay-off your home early
7) become wealthy and give generously
Just reviewed this today and am ready to start my debt free journey, so if what you said is true, then I ask for your prayers as I commit to this process!! Thank you for your prayers in advance. May God continue to bless and keep you.
Being a single mom with student loans is a nightmare. I’m so ready to purchase a home for us, but the student loans MUST GO FIRST!! Don’t want to completely wipe out my savings just in case something happens. Needing motivation 😢
You got this sweetie
Go slow. Pay a little at a time. Create a savings for your rent, utilities and stuff for the babies. Then pay off little by little. You will have a house one day (I desire it too for myself and my boys) getting out of debt first is important too.
STRAIGHT FACTS! I am with you on this. The life we are living is a result of the choices we've made. Of course systemic oppression is real. However, our choices once we know what we are supposed to do is completely on us. We have to do better, period
😩 I’m trying so hard to get debt free! It’s hard being disabled with limited income. I’m trying to figure out ways to increase my income!!
Try searching remote jobs
✋🏾✋🏾✋🏾✋🏾 The Holy Spirit is giving me ideas and I’m almost done with my book of poetry. This is the year for breakthurs and the wealth changing hands.
Paid off one of my Student loans during Covid-19. I focused on that one debt and put all extra payments to the Student Loan plus some of the Stimulus money definitely helped.
I am in on clearing up all the debt! The prayers are appreciated! God is able! 🙌🏾🎉
👆👆ʟᴇᴛ'ꜱ ᴛᴀʟᴋ💬 ɴᴏᴡ
Tʜᴀɴᴋꜱ ғᴏʀ ᴡᴀᴛᴄʜɪɴɢ 📺
🤚🏾 Yes, amen. In debt- conquering my debt but I thank you Lord for the miracles, signs, and wonders as we put in the work to be debt free and live FREE.
I love this for you! You better claim your freedom.
Love your personality and thank you for your honesty
Yes!! Love this, stop blaming others. I get tired of hearing this from my family members. Stop making excuses and take accountability
As a 56 year old Grandmother Thank you for walking in Your Purpose👏🏾👏🏾🙌🏾🙌🏾
Long-term emergency fund, short-term emergency fund, savings account,
family operating account, checking account.
In Jesus name, I will get out of debt and achieve financial freedom. If He did it before, He can do it again!
Amen 🙏🏾