🤚🏾I was in $146,000 in consumer debt, and now in $11k in debt... It took me 11 years to get this down and I plan to get rid of this in 3 more months! God has blessed me and soon it will be my time to bless others!
I paid up all my mortgages in 2yrs while working with a Financial Adviser. I’m 50 and my husband 54 we are both retired with over $3 million in net worth and no debts. We got to realize that the secret to financial freedom is making better investments.
@@martingiavarini Catherine Morrison Evans is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..
@@hermanramos7092 Thank you so much for your helpful tip! I was able to verify the person and book a call session with her. She seems very proficient and I'm really grateful for your guidance
$135,074.48 of debt, will be finished this week!!!! I'm already planning my trip to celebrate! For those out there starting the journey or in it, take it one day at a time. Remain focus, and surround yourself around people that will support/encourage you to achieve your goal.
I normally just watch your videos but have never commented on any of them. However, this one hit my soul!!!! I am convicted!!! I am a registered nurse with a great income. However, I am in approximately $550,000 of debt, including my home mortgage. My debts are drowning me. I have cried, prayed, and even bargained with God on how to fix my situation. GOD HAS ANSWERED EVERY ONE OF MY QUESTIONS THROUGH THIS VIDEO!!! I had already come to this same conclusion about my financial problems, but it is wonderful for it to be confirmed as my right path via your video. I am truly thankful for you sharing your wisdom, Anthony. May you continue to be blessed.
👋🏽 My daughter was murdered and I fought the system in another state to get my grandchildren. I lost everything but thank God I have full custody of my grandchildren. We are starting from ground 0 however, I know God is able and will do for me as he did for Job. I don’t give up. Pray for my family and myself please. Thank you.
Jesus Jesus! 🙏🏽 Proverbs 3:5-6. My heart goes out to you and your family. Trust God even when you can’t trace Him and know that He’s always with us. Sending big hugs and love to you from SC. 🙏🏽❤️🙏🏽
Two things can be true at the same time. Discrimination against African Americans exists (i.e., higher interest rates, repressed home values, etc.) and we can make personal changes to improve our individual situations by educating ourselves in financial literacy.
I don’t know why you think there is a special interest rate for specifically Black people. You can always negotiate. Your credit has to be able to get and your money can’t be funny.
I remember praying about continuing to pay off debt when the world shut down in March 2020. I was so close to the end, but worried about losing my job because of the pandemic. Prayer got me through. Kept the job and was debt-free within 2 months. No going back.
@@fabrizi7362 No, the plan was working. But having faith that you can keep your job long enough to finish paying it off - prayer definitely helps with that.
The Lord definitely led me to this channel I’ve read the money makeover and have been diligently working to get out of debt. Jesus wants us to prosper & multiply, with Him anything is possible! Loved this video! I receive miracles and will continue to be a great steward of my money☺️👋🏼
Getting off social media is KEY!!!!! People who are in debt should be reading self help book. Learning what the wealth do. One thing I can guarantee is that they are not wating time on social media.
👋 I have been losing sleep because of my credit card debts and watching your video gives me so much hope to tackle this major problem. Brought me to tears when you ended it with a scripture passage and a prayer. It really touched my heart when you said a prayer for us who are in debts. I do need a miracle🙏 God Bless you!
file bankrupt. There is a way out. I did it in 2019 and my credit score is at 688 now. I HAD A LOT OF CONSUMER DEBT AND MEDICAL BILLS. CHAPTER 7 BANKRUPTCY WIPED IT OUT. ITS NOTHING, GET RID OF THOSE SLEEPLESS NIGHTS
🙏No, don't do that. You got the stuff pay for the stuff. . Write down your debt( smallest to the largest). Pay the smallest first and when paid off use that payment and Add it (Combine it) to the next bill. Keep doing that and apply all and any extra $$ to the One you are working on and paying. Baby Steps! Snowball it. A Snowball (Pymnts) is little and when it rolls it gets bigger and bigger. Ĥope this helps. ❤👋🙏
Just reviewed this today and am ready to start my debt free journey, so if what you said is true, then I ask for your prayers as I commit to this process!! Thank you for your prayers in advance. May God continue to bless and keep you.
I have about 28,000 in credit cards, and about 14K in my car. Praying to be totally out of debt and building wealth heading towards financial freedom by this time next year!! Claiming it now its time to go get it done. 🙂
Thanks Anthony I started on my debt free journey in April 2020 with $36,000+, I now still owe approximately 19,000 and started working part-time with Spark and will be throwing all extra to debt. I am 56 years of age single gross income is 42,000 a year and I know my why!! Woohoo thanks for this information. I brought your college book for my great niece and nephew hoping it will give them some motivation!!
You can make it you came this far, congratulations to you celebrate with something special to yourself when it is all over.Never go back there again you got this 👏🙌
I know it was The Lord that led me to you! I’m going to get out of debt this year and be a homeowner . No more procrastinating. Thank you for sharing with us
32:14 OKAAAAY! You are telling me off but I get it and I am grateful for it. I’m turning 50 this year and I said I want to get out of debt . This is so needed!!!!!
Im so STRESSED OUT! I made so many bad decisions...its so hard to undo and catch up at this time. Feels like I'm DROWNING!!! 😭😭 If you are getting a salary deduction to pay off a loan....its impossible to choose the smallest debt to pay off first. My largest debt automatically comes out of my salary each month. At this point getting a second job is my only option, which means I dont get much time spent with my kids. So at this point something has to be sacrificed! Its a hard decision on which should it be. My kids or my body!
I’ve been watching you from Dave Ramsey. Dave is awesome and you are awesome too. I love what you are doing for our people. God bless you and Dave for what you are doing!
Thanks for your passion and giving it to us straight. No need to sugar coat things. I definitely needed to hear this today. I need to make sure I am giving the Lord his first for sure. I know getting out of debt is going to take time and hard work, but I am willing to put in the hard work. Please pray that I can get my husband to get on this journey with me.
I needed to hear this whole entire messsge!!! I will be debt free and achieve financial freedom for myself and my loved ones!!! Thank you thank you thank you
It’s almost 5am, and I’m at work with a little more than 2 hours left, and, I just finished the podcast of this. I am in debt, and I can’t wait to be free of my debt. I’ll be asleep by the time this airs, so I just ask that I be included in your prayers, Mr. Anthony O’Neil. I receive the message of this show/podcast, thank you for your prayers, and claim that this is my season to become debt free!! 💪🏼💯
My university offer like a short money management course for like 2 months on Thursday nights and the first thing they said when it came to student loans is that don’t take out more than what you would make on a yearly wage.
🤚🏾 Yes, amen. In debt- conquering my debt but I thank you Lord for the miracles, signs, and wonders as we put in the work to be debt free and live FREE.
Paid off one of my Student loans during Covid-19. I focused on that one debt and put all extra payments to the Student Loan plus some of the Stimulus money definitely helped.
This was the perfect video to drop on a Monday to provide extra motivation to start off the week. I agree on everything you said brother and thank you for motivating us all on a regular basis.
Love this video already ! I'm 26 husband is 32 we only have 4k in debt thank God . We just paid our credit cards to 10 percent next is a collection and personal loan then debt free . Savings 10k for our first home by fall 2023 . New member to your channel!!
STRAIGHT FACTS! I am with you on this. The life we are living is a result of the choices we've made. Of course systemic oppression is real. However, our choices once we know what we are supposed to do is completely on us. We have to do better, period
I an new to the channel. Thank you for sharing your knowledge. DEBT is made because we need things that has a high cost but we just don't have the money to buy it outright! To buy a house you need a large sum of money to pay for it, so you have to borrow, boom you're in debt! Same with a car, who has an extra $50k laying around? House, education & cars are the top 3 debt holes..
I just paid off the rest of my consumer debt today, now its mortgage... It is hard, it is exhausting, SACRIFICE, and yes frustrating and at times lonley..61,300 paid off 03/2021.. I made many foolish purchases... NO MORE
👋 I'm going to try the snowball. I work two jobs and a few other things. Thanks for your prayers. Been chasing debt freedom for YEARS. But never gave up. I'm gonna keep on till I get right. I'm following you. I can do it! I'm going to do it!
👋🏽 Hey it's Kizzy here. Paying off consumer, car and student loan debt. I am believing God that this can be done in 5 years or less as opposed to the governments suggestion of 10 years :-/ I'm doing this by myself but celebrating my wins I've paid off 3 credit cards and a business loan so far, attacking the rest of my debt using debt snowball and have been paying for things with cash only. During my last work gig I challenged myself to not just save up 1k, but $2,500 and I did 🙂 I need all the prayer I can get. This has been far from easy and a test everyday. Your channel and content have definitely helped me on this journey thank you so much! I WILL BE DEBT FREE! 🙌🏽🙏🏽
Hello Mr. O'Neal Many blessing for this video. I start watching this video, this past Spring. And have been doing some of your advice. Staying off social media. Wish I don't check, as offen I used too. I have cut gorceries cost, by hitting food pantry more, finding a new home warranty insurance cheaper, cutting back on light and gas, inside my home. And paying monthly payments, on the highest credit cards first, and put more on the lowest one.
👋🏾, $34K in debt, laid off from job on 11/22. However, I have faith that a better opportunity in my field is on the horizon. Getting my finances together now 🙏🏾
I stumbled across your video and instantly knew this was made for me. I'm going through the same thing with my business but just knowing that I'm not the only one who's experienced this just pushes me to go harder. Continue to put out informational content and sharing your story, THAT is what separates you from the rest. Much gratitude sir and *Fire* *wall* *tech* was so helpful during the process of boosting my credit.
OK, now that you are done decreeing and declaring what are you going to do? There is a difference between the words pray, praying, and prayer. Some people like to pray and some people love praying but those people rarely receive results. However, the word prayer is a verb that describes a person who after they pray or finish praying they get up off their knees and do something. Two thirds of GOD's name spelled forward is GO and two thirds of GOD's name spelled backward is DO. Therefore, GOD always expects you to go and do. The word "worship" is comprised of two words: word and ship. Rather than standing around just praising GOD's name HE expects you to take the word and go somewhere with it. This is why GOD told Abraham in Genesis 12:1 "Get out of your father's house and GO to a land that I will show you (when?) as you GO. You don't receive answers to your prayers when you are NOT doing something to get them.
@@zerotomillions1016 the Bible also says "faith without works is dead" and "without vision my people perish." Both of these are vital and I say Amen to your post here. So many pray and declare to get out of circumstances, many parts of which we've created on our own, but do not implement steps to enact and clear what is going on. This is part of my problem with the "name it and claim it" modern day Christians. You have to do something whether it is simply an act of faith like Daniel in the lions den or doing something like Jesus overturning the money changers tables in the temple.
Great video/message. I found myself literally drowning in debt at this moment and I’m so upset at myself for doing this. I’m so focused right now to pay everything off. I’m looking for a second job temporarily to help me get out of this mess I created. I have to be grateful though that I have a better plan for myself once I pay everything off.
One quick way to get out of mortgage quicker is to pull an amortization statement. Pay your normal mortgage for wherever you are on the statement. Then pay the principal portion for the next statement at the same time. By doing that, you will not have to pay for the interest associated with that principal. This saves money and gets you down your amortization schedule faster.
👋🏻👋🏻👋🏻👋🏻👋🏻 I've watched, followed DR for YEARS, but I've NEVER been as convicted to do something about my debt as strongly as I have watching this video. I was in tears... PLEASE pray for me. I'm praying for all that are in the same situation as well. Thank you... ❤️🙏❤️🙏❤️
Thank You AO. Playing victim has never gotten me anywhere. Taking accountability, now that’s a conversation I am willing to have and act on. It’s HARD but definitely possible.❤️
Finally stopped playing the lottery after 11 years of wasting money on it. It was hard to stop. A real addiction... but I'm done. I've also reduced a few other unnecessary bills. Feel a little closer to being debt free
👋🏾👋🏾I am working towards paying off my debt!! My friends and family hear it so often because I am constantly saying I can’t buy that because I’m on a debt free journey lol I truly believe it will happen!! God is able🙏🏾🙏🏾
Being a single mom with student loans is a nightmare. I’m so ready to purchase a home for us, but the student loans MUST GO FIRST!! Don’t want to completely wipe out my savings just in case something happens. Needing motivation 😢
Go slow. Pay a little at a time. Create a savings for your rent, utilities and stuff for the babies. Then pay off little by little. You will have a house one day (I desire it too for myself and my boys) getting out of debt first is important too.
Anthony this podcast is so valuable! I listen every morning now as part of my daily routine. Just hearing the knowledge, expertise and testimonials keeps me focused on my financial goals. Keep preaching the good message brother! 💪🏽🖤🙏🏽
👋🏽 Hey Anthony, I thank you man of God for encouraging, teaching, and helping us ALL to become debt free! I went from married in debt with a child a couple years ago, to becoming a Single mother still struggling with debt, even after filing bankruptcy chapter 7. 😭 I even gave my PAID OFF car to my ex husband a couple years ago in exchange for owed debt, per his suggestion to free up money etc. I paid off many bills during the pandemic 2019 and have unfortunately fell back into debt recently after having surgery and being out of work for 6 weeks. I am STILL hopeful that God will see me through. I’m determined to get back to a better place financially, and create wealth for myself and the kingdom of God too! I am breaking the generational curses off of my bloodline! In Jesus name.
👋🤲 I'm almost there but feel like I can always be more strict with my debt. I'm one of your older listeners and wish I had this advice when I was younger. I have a lot of hefty goals for the next 6 years and by the grace of God I will see it all manifest
![Seungmin "그렇게, 천천히, 우리(As we are)" | [Stray Kids : SKZ-PLAYER]](http://i.ytimg.com/vi/kAzmhLHePqU/mqdefault.jpg)
Try Ramsey+ FREE Today: anthonyoneal.com/ramsey+
🙌🏾 Steven
Thannnnnk you! Black ppl STOP! Blaming!!! And get the HELP ❤
A!@@stevenhardyjr.5948
Aa223
👋👋👋
🤚🏾$67,000 in student loans… was in $20,000 in consumer debt and I paid it down to $3,000 and I hope to pay this off by March 23
😂
Did you finish paying it off girl?? 😍😍
@@iriswhitehead9925 what's funny?
L
@@citygurl0105 i paid it off it!! Praise the Lord!!!
🤚🏾I was in $146,000 in consumer debt, and now in $11k in debt... It took me 11 years to get this down and I plan to get rid of this in 3 more months! God has blessed me and soon it will be my time to bless others!
Wow! That's amazing. Keep up the great work
That's awesome. This inspires me to attack my debt.
Congratulations
I paid up all my mortgages in 2yrs while working with a Financial Adviser. I’m 50 and my husband 54 we are both retired with over $3 million in net worth and no debts. We got to realize that the secret to financial freedom is making better investments.
That is so amazing, I’m trying to get onto the investing ladder at 40. I wish at 55 I will be testifying to similar success..
@@hermanramos7092 How can I reach this adviser of yours? because I'm seeking for a more effective investment approach on my savings
@@martingiavarini Catherine Morrison Evans is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..
@@hermanramos7092 Thank you so much for your helpful tip! I was able to verify the person and book a call session with her. She seems very proficient and I'm really grateful for your guidance
@@martingiavariniTry my investor, Ben Dover
$135,074.48 of debt, will be finished this week!!!! I'm already planning my trip to celebrate! For those out there starting the journey or in it, take it one day at a time. Remain focus, and surround yourself around people that will support/encourage you to achieve your goal.
I agree with that, 100 percent
Facts
I normally just watch your videos but have never commented on any of them. However, this one hit my soul!!!! I am convicted!!! I am a registered nurse with a great income. However, I am in approximately $550,000 of debt, including my home mortgage. My debts are drowning me. I have cried, prayed, and even bargained with God on how to fix my situation. GOD HAS ANSWERED EVERY ONE OF MY QUESTIONS THROUGH THIS VIDEO!!! I had already come to this same conclusion about my financial problems, but it is wonderful for it to be confirmed as my right path via your video. I am truly thankful for you sharing your wisdom, Anthony. May you continue to be blessed.
I decree and declare that I will be out of debt and achieve financial freedom in Jesus name!!! Amen
Amen
Me & you both Queen!! Got 2 daughters I'm putting through college on a Texas teacher salary.
Amen
You have to be s.m.a.r.t. just affirming it aint enough
Why can't Jesus just pay my debt im jk i got no debt lol
👋🏾 $26,000 left in student loans. Started off with $85,000. Thank you for your prayers and wisdom.
Good stuff! You got this sis!
Wow….that’s impressive!
This is the stuff people need to hear. Me included
🥳
Keep going! Don't give up. It's so worth it, I'm telling you :)
👋🏽 My daughter was murdered and I fought the system in another state to get my grandchildren. I lost everything but thank God I have full custody of my grandchildren. We are starting from ground 0 however, I know God is able and will do for me as he did for Job. I don’t give up. Pray for my family and myself please. Thank you.
Mercy!!!! ❤️🙏❤️🙏❤️🙏
Jesus Jesus! 🙏🏽 Proverbs 3:5-6. My heart goes out to you and your family. Trust God even when you can’t trace Him and know that He’s always with us.
Sending big hugs and love to you from SC. 🙏🏽❤️🙏🏽
I'm praying for you
God is ABLE! Bless you and the children ❤
Never give up ,God will make a way for you
Two things can be true at the same time. Discrimination against African Americans exists (i.e., higher interest rates, repressed home values, etc.) and we can make personal changes to improve our individual situations by educating ourselves in financial literacy.
I don’t know why you think there is a special interest rate for specifically Black people. You can always negotiate. Your credit has to be able to get and your money can’t be funny.
So true
Well dang I’ve experienced this and I’m not even black 😂 it’s got all of us
🤚🏿
@@arleneaugustahair8393 So why does every loan app ask for race? It must matter...
I remember praying about continuing to pay off debt when the world shut down in March 2020. I was so close to the end, but worried about losing my job because of the pandemic. Prayer got me through. Kept the job and was debt-free within 2 months. No going back.
So wonderful! Congratulations!
Prayer is not and I repeat NOT financial planning
@@fabrizi7362 No, the plan was working. But having faith that you can keep your job long enough to finish paying it off - prayer definitely helps with that.
@@fabrizi7362 Pray helps you get through all life’s plans.
Thanks for the encouragement!
The Lord definitely led me to this channel I’ve read the money makeover and have been diligently working to get out of debt. Jesus wants us to prosper & multiply, with Him anything is possible! Loved this video! I receive miracles and will continue to be a great steward of my money☺️👋🏼
I will be DEBT FREE in Jesus Name! For my family and to be a blessing to the Kingdom of God.....
AO I'm a Gen X 'er and 152,000 in debt. My plan is to pay it off in 4 to 5 years .Keep teaching cause we are listening thanks bro
👋🏽🙏🏽 I will get out of debt and achieve financial freedom for myself and loved ones , thank you for this , I needed to hear this . Amen
Getting off social media is KEY!!!!! People who are in debt should be reading self help book. Learning what the wealth do. One thing I can guarantee is that they are not wating time on social media.
But your on social media
@Douglas-ws1fj do you know what season Im in?? Ive gotten off social media in the season I needed to be off!
What if my social media viewing is only financial and motivational channels to accommodate my debt.
👋 I have been losing sleep because of my credit card debts and watching your video gives me so much hope to tackle this major problem. Brought me to tears when you ended it with a scripture passage and a prayer. It really touched my heart when you said a prayer for us who are in debts. I do need a miracle🙏 God Bless you!
file bankrupt. There is a way out. I did it in 2019 and my credit score is at 688 now. I HAD A LOT OF CONSUMER DEBT AND MEDICAL BILLS. CHAPTER 7 BANKRUPTCY WIPED IT OUT. ITS NOTHING, GET RID OF THOSE SLEEPLESS NIGHTS
🙏No, don't do that. You got the stuff pay for the stuff.
.
Write down your debt( smallest to the largest). Pay the smallest first and when paid off use that payment and Add it (Combine it) to the next bill. Keep doing that and apply all and any extra $$ to the One you are working on and paying. Baby Steps! Snowball it. A Snowball (Pymnts) is little and when it rolls it gets bigger and bigger. Ĥope this helps. ❤👋🙏
We gonna make it y’all! We gonna be alright and get out of debt! In Jesus name I believe it, I receive it. Amen
Amen
Amen!
Amen!
Yes
Amen
Just reviewed this today and am ready to start my debt free journey, so if what you said is true, then I ask for your prayers as I commit to this process!! Thank you for your prayers in advance. May God continue to bless and keep you.
“Financial struggle is often the result of people working all their lives for someone else.” - Robert Kiyosaki
And also not having multiple streams of income
I'm debt free. I'll tell you it's hard to make friends because of mindsets.
Good for you, nothing like being debt free
Same.
Facts!
Please start learning about HSAs (Health Savings Accounts). A lot of people don’t know about it. I stay on my kids about financial things.
Yesss; that Part💯💯💯!!!
I have about 28,000 in credit cards, and about 14K in my car. Praying to be totally out of debt and building wealth heading towards financial freedom by this time next year!! Claiming it now its time to go get it done. 🙂
Preach!!!We cannot leave a legacy while building the world's legacy!
Not everyone has the means to pay down debt, but if you can, do it!!! No debt = freedom!
Me stressing over being $1500 in debt then hearing what everyone else’s ammount is
I paid off 40,000 in 5 years,finally debt free
You got this. Stay focus.
I know right. I'm over $6,500 in the hole
Perspective
Yes!! Love this, stop blaming others. I get tired of hearing this from my family members. Stop making excuses and take accountability
I am debt free to the glory of God and for my peace and joy!
Thank You for praying for your viewers. Blessings to you as well.
Thanks Anthony I started on my debt free journey in April 2020 with $36,000+, I now still owe approximately 19,000 and started working part-time with Spark and will be throwing all extra to debt. I am 56 years of age single gross income is 42,000 a year and I know my why!! Woohoo thanks for this information. I brought your college book for my great niece and nephew hoping it will give them some motivation!!
You can make it you came this far, congratulations to you celebrate with something special to yourself when it is all over.Never go back there again you got this 👏🙌
@@denisejulien4841 Thanks
I know it was The Lord that led me to you! I’m going to get out of debt this year and be a homeowner . No more procrastinating. Thank you for sharing with us
As a 56 year old Grandmother Thank you for walking in Your Purpose👏🏾👏🏾🙌🏾🙌🏾
32:14 OKAAAAY! You are telling me off but I get it and I am grateful for it. I’m turning 50 this year and I said I want to get out of debt . This is so needed!!!!!
Im so STRESSED OUT! I made so many bad decisions...its so hard to undo and catch up at this time. Feels like I'm DROWNING!!! 😭😭 If you are getting a salary deduction to pay off a loan....its impossible to choose the smallest debt to pay off first. My largest debt automatically comes out of my salary each month. At this point getting a second job is my only option, which means I dont get much time spent with my kids. So at this point something has to be sacrificed! Its a hard decision on which should it be. My kids or my body!
I’ve been watching you from Dave Ramsey. Dave is awesome and you are awesome too. I love what you are doing for our people. God bless you and Dave for what you are doing!
Thanks for your passion and giving it to us straight. No need to sugar coat things. I definitely needed to hear this today. I need to make sure I am giving the Lord his first for sure. I know getting out of debt is going to take time and hard work, but I am willing to put in the hard work. Please pray that I can get my husband to get on this journey with me.
I will get out of debts and get my financial freedom for me and my loved ones. Amen
I needed to hear this whole entire messsge!!! I will be debt free and achieve financial freedom for myself and my loved ones!!! Thank you thank you thank you
It’s almost 5am, and I’m at work with a little more than 2 hours left, and, I just finished the podcast of this. I am in debt, and I can’t wait to be free of my debt. I’ll be asleep by the time this airs, so I just ask that I be included in your prayers, Mr. Anthony O’Neil. I receive the message of this show/podcast, thank you for your prayers, and claim that this is my season to become debt free!! 💪🏼💯
My university offer like a short money management course for like 2 months on Thursday nights and the first thing they said when it came to student loans is that don’t take out more than what you would make on a yearly wage.
🤚🏾 Yes, amen. In debt- conquering my debt but I thank you Lord for the miracles, signs, and wonders as we put in the work to be debt free and live FREE.
I love this for you! You better claim your freedom.
I found your video. I'm listening in. I'm learning. I'm appreciating so much and you're an excellent speaker and fun to listen to.
Paid off one of my Student loans during Covid-19. I focused on that one debt and put all extra payments to the Student Loan plus some of the Stimulus money definitely helped.
My husband and I are in debt, and listening to you give me hope. I truly believe that blessing is coming our wa way. ❤
This was the perfect video to drop on a Monday to provide extra motivation to start off the week. I agree on everything you said brother and thank you for motivating us all on a regular basis.
Love this video already ! I'm 26 husband is 32 we only have 4k in debt thank God . We just paid our credit cards to 10 percent next is a collection and personal loan then debt free . Savings 10k for our first home by fall 2023 . New member to your channel!!
STRAIGHT FACTS! I am with you on this. The life we are living is a result of the choices we've made. Of course systemic oppression is real. However, our choices once we know what we are supposed to do is completely on us. We have to do better, period
I an new to the channel. Thank you for sharing your knowledge. DEBT is made because we need things that has a high cost but we just don't have the money to buy it outright! To buy a house you need a large sum of money to pay for it, so you have to borrow, boom you're in debt! Same with a car, who has an extra $50k laying around? House, education & cars are the top 3 debt holes..
Love your content! Especially how you put God first! We are supposed to be the lender not the borrower.. you are so right
I just paid off the rest of my consumer debt today, now its mortgage... It is hard, it is exhausting, SACRIFICE, and yes frustrating and at times lonley..61,300 paid off 03/2021.. I made many foolish purchases... NO MORE
You are helping people because your helping me. Keep up the good work
I will get out of debt and achieve financial freedom for myself and my loved ones!
Love your personality and thank you for your honesty
👋 I'm going to try the snowball. I work two jobs and a few other things. Thanks for your prayers. Been chasing debt freedom for YEARS. But never gave up. I'm gonna keep on till I get right. I'm following you. I can do it! I'm going to do it!
Damnnn I’m glad AO is solo. Now he can really speak FACTS TO OUR PEOPLE!!!
Crazy thing is.....MOST will not hear this amazing advice spiritually....or Listen with intent to follow.
👋🏽 Hey it's Kizzy here. Paying off consumer, car and student loan debt. I am believing God that this can be done in 5 years or less as opposed to the governments suggestion of 10 years :-/ I'm doing this by myself but celebrating my wins I've paid off 3 credit cards and a business loan so far, attacking the rest of my debt using debt snowball and have been paying for things with cash only. During my last work gig I challenged myself to not just save up 1k, but $2,500 and I did 🙂 I need all the prayer I can get. This has been far from easy and a test everyday. Your channel and content have definitely helped me on this journey thank you so much! I WILL BE DEBT FREE! 🙌🏽🙏🏽
Great work! You will be do it.
Great show and very motivated to get out of debt. In debt for business 150k and personal debt 75k. The prayers of the righteous do avail much!!! ❤
👋🏾I will get out of debt. Sacrifices are definitely gonna be made for this🔥
Hello Mr. O'Neal
Many blessing for this video.
I start watching this video, this past Spring. And have been doing some of your advice. Staying off social media. Wish I don't check, as offen I used too.
I have cut gorceries cost, by hitting food pantry more, finding a new home warranty insurance cheaper, cutting back on light and gas, inside my home.
And paying monthly payments, on the highest credit cards first, and put more on the lowest one.
👋🏾, $34K in debt, laid off from job on 11/22. However, I have faith that a better opportunity in my field is on the horizon. Getting my finances together now 🙏🏾
You got this!!
17:00 minutes was a good topic on why I am glad I listen to the whole thing from the beginning
I stumbled across your video and instantly knew this was made for me. I'm going through the same thing with my business but just knowing that I'm not the only one who's experienced this just pushes me to go harder. Continue to put out informational content and sharing your story, THAT is what separates you from the rest. Much gratitude sir and *Fire* *wall* *tech* was so helpful during the process of boosting my credit.
Today is Friday, June 2, 2023 and I am in debt. I have a plan. I will be out of debt and will reach financial freedom for myself and family.
👋 I'm decreeing and declaring that my husband and I will be debt free and achieve financial freedom in Jesus name!!!
I am Jamie B. - put a date on it & make your vision board in increments and cross it out each month
OK, now that you are done decreeing and declaring what are you going to do? There is a difference between the words pray, praying, and prayer. Some people like to pray and some people love praying but those people rarely receive results. However, the word prayer is a verb that describes a person who after they pray or finish praying they get up off their knees and do something.
Two thirds of GOD's name spelled forward is GO and two thirds of GOD's name spelled backward is DO. Therefore, GOD always expects you to go and do.
The word "worship" is comprised of two words: word and ship. Rather than standing around just praising GOD's name HE expects you to take the word and go somewhere with it.
This is why GOD told Abraham in Genesis 12:1 "Get out of your father's house and GO to a land that I will show you (when?) as you GO. You don't receive answers to your prayers when you are NOT doing something to get them.
@@zerotomillions1016 the Bible also says "faith without works is dead" and "without vision my people perish." Both of these are vital and I say Amen to your post here. So many pray and declare to get out of circumstances, many parts of which we've created on our own, but do not implement steps to enact and clear what is going on. This is part of my problem with the "name it and claim it" modern day Christians. You have to do something whether it is simply an act of faith like Daniel in the lions den or doing something like Jesus overturning the money changers tables in the temple.
Amen I agree in Jesus name!!!
Amen and I stand with you for you and your family! Blessings!
Every American should listen to this Baby step process.. Many Americans cannot plan to budget so they will get to the positive cash flow.
👋 believing I will get out of debt and achieve financial freedom for myself and my loved ones!!! Thanks for this video!
Great video/message. I found myself literally drowning in debt at this moment and I’m so upset at myself for doing this. I’m so focused right now to pay everything off. I’m looking for a second job temporarily to help me get out of this mess I created. I have to be grateful though that I have a better plan for myself once I pay everything off.
Amen!!! I’m finally became debt free about 8 months ago!!! It’s amazing now how much I can save and only live off cash!🙏🏿. Amen to your messages !!
Thank you so much for this message! I will be financially free this year! I believe it and I’m trusting God!
🙌🏽 I WILL get out of debt and achieve financial freedom for myself and my loved ones! 👋🏽
Pause at 8:55. I was about to say Anthony. Had to go talk to your Priest/Pastor. Spiritual coach tho. Very good. Ma Man!
One quick way to get out of mortgage quicker is to pull an amortization statement. Pay your normal mortgage for wherever you are on the statement. Then pay the principal portion for the next statement at the same time. By doing that, you will not have to pay for the interest associated with that principal. This saves money and gets you down your amortization schedule faster.
👋🏾 God is working on me... God answered my prayer today 🙏🏾
👋🏻👋🏻👋🏻👋🏻👋🏻
I've watched, followed DR for YEARS, but I've NEVER been as convicted to do something about my debt as strongly as I have watching this video. I was in tears... PLEASE pray for me. I'm praying for all that are in the same situation as well. Thank you... ❤️🙏❤️🙏❤️
This is one of the realest videos we really need to hear! Thank you for this!!!
Lord, help me to be a good steward of everything you give me. 🙏🏾
You are simply amazing and straight forward may God keep and bless you I tell my clients about your channel
I am in on clearing up all the debt! The prayers are appreciated! God is able! 🙌🏾🎉
👆👆ʟᴇᴛ'ꜱ ᴛᴀʟᴋ💬 ɴᴏᴡ
Tʜᴀɴᴋꜱ ғᴏʀ ᴡᴀᴛᴄʜɪɴɢ 📺
Your content is good # everyone who is broke should hear what you have to say. Thank you!
Thank You AO. Playing victim has never gotten me anywhere. Taking accountability, now that’s a conversation I am willing to have and act on. It’s HARD but definitely possible.❤️
I Love your comment and honesty. We need more Travis Thomas! Tk you so much ❤️
Finally stopped playing the lottery after 11 years of wasting money on it. It was hard to stop. A real addiction... but I'm done. I've also reduced a few other unnecessary bills. Feel a little closer to being debt free
That lottery will take you down, I see my BBF playing if,and borrowing money to play the lottery
👋🏾👋🏾I am working towards paying off my debt!! My friends and family hear it so often because I am constantly saying I can’t buy that because I’m on a debt free journey lol I truly believe it will happen!! God is able🙏🏾🙏🏾
Being a single mom with student loans is a nightmare. I’m so ready to purchase a home for us, but the student loans MUST GO FIRST!! Don’t want to completely wipe out my savings just in case something happens. Needing motivation 😢
You got this sweetie
Go slow. Pay a little at a time. Create a savings for your rent, utilities and stuff for the babies. Then pay off little by little. You will have a house one day (I desire it too for myself and my boys) getting out of debt first is important too.
I will get out of debt and achieve financial freedom for my self
Anthony this podcast is so valuable! I listen every morning now as part of my daily routine. Just hearing the knowledge, expertise and testimonials keeps me focused on my financial goals. Keep preaching the good message brother! 💪🏽🖤🙏🏽
I don't blame anyone for my 800+ credit score ,it was hard work and I thank you for this video
“Your Favorite Realtor’s,Favorite Realtor” Tapping in from Atlanta GA. Excited to get the game from you AO. ⚡️
Long-term emergency fund, short-term emergency fund, savings account,
family operating account, checking account.
👋🏽 Hey Anthony, I thank you man of God for encouraging, teaching, and helping us ALL to become debt free! I went from married in debt with a child a couple years ago, to becoming a Single mother still struggling with debt, even after filing bankruptcy chapter 7. 😭 I even gave my PAID OFF car to my ex husband a couple years ago in exchange for owed debt, per his suggestion to free up money etc. I paid off many bills during the pandemic 2019 and have unfortunately fell back into debt recently after having surgery and being out of work for 6 weeks. I am STILL hopeful that God will see me through. I’m determined to get back to a better place financially, and create wealth for myself and the kingdom of God too! I am breaking the generational curses off of my bloodline! In Jesus name.
Amen GOD be with YOU
YOU CAN DO IT!! Stay on the path!!
Yes this was a great video. I am in debt and am starting my debt free journey
🖐 In debt here and working to get out of it. Thank you Anthony for what you do.
And you will do it!
👋🏾 Thank You AO!! I will get out of debt and achieve financial freedom for myself and my family
👋🤲 I'm almost there but feel like I can always be more strict with my debt. I'm one of your older listeners and wish I had this advice when I was younger. I have a lot of hefty goals for the next 6 years and by the grace of God I will see it all manifest
W O W ! When the last 5mins are the most powerful of the entire hour! Thank you.
Please pray for me. I'm praying for us all.
Yes get out of debt. Stop the blame game. U said it my friend.
🙋I'm getting there, debt can really put a strain on a family, I know God wants better for all of us. Thank you for the amazing content. God bless
I am in tears after watching this. My name is Felishia Brown and I want to get out of debt.
🙌🏾🙏🏾On my debt free journey! Thank you for praying for us, we are grateful for you and your willingness to serve us in this capacity. ❤️
👆👆ʟᴇᴛ'ꜱ ᴛᴀʟᴋ💬 ɴᴏᴡ
Tʜᴀɴᴋꜱ ғᴏʀ ᴡᴀᴛᴄʜɪɴɢ 📺