Excel: Fully Dynamic Loan Amortization Schedule with the SCAN Function

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  • Опубликовано: 4 ноя 2024

Комментарии • 26

  • @--SubZer0--
    @--SubZer0-- 7 месяцев назад +1

    Love it! How do you factor in extra monthly payments when using PPMT and IPMT while still keeping the spill ranges and dynamic arrays?

  • @juanlazarde
    @juanlazarde 7 дней назад

    Great explanation. How do you add an Extra Principal Payment column using Dynamic Arrays? I'm getting Circular References. Thanks.

  • @GSC-zz8zt
    @GSC-zz8zt 9 месяцев назад

    This is excellent and thank you very much for this video! Short, sweet and to the point.

    • @ExcelU
      @ExcelU  9 месяцев назад

      Glad you enjoyed it!

  • @johnstelma5461
    @johnstelma5461 5 месяцев назад

    This is really cool! However unfortunately you can’t use it within a table, is there anyway set this up to where you can also use filter feature?

  • @rnunez047
    @rnunez047 9 месяцев назад +1

    Excellent. Maybe, if you have enough latin followers, in little corner of the video, you should write the function name in spanish. Actually, I understand, but you can increase the scope of the channel. i like a lot the fast explanation. thank so much 🙏👏👍

  • @Abbtube
    @Abbtube 9 месяцев назад

    I loved your approaches

  • @ReadySetGoGo
    @ReadySetGoGo 2 месяца назад

    This is a great tutorial. However, I'm having a huge issue with the "Ending Balance" formula. When I type in "SUM", it wants me to add more information within the formula. If I simply close to brackets, I get "#NAME" error. I've been trying for 3 hours to fix this. But I just can't figure out what I'm doing wrong. My formula mimics yours to the letter. What am I doing wrong???

    • @ExcelU
      @ExcelU  2 месяца назад +1

      It is likely that your version of excel doesn't support such 'eta reduced lambda' functions (eg, using SUM as a function argument). In these cases, you can use LAMBDA(a,b,SUM(a+b)) instead of SUM as that argument, and it should provide the desired results. Hope it helps!

    • @ReadySetGoGo
      @ReadySetGoGo 2 месяца назад

      @@ExcelU That would make sense.

  • @jdonica6354
    @jdonica6354 9 месяцев назад +1

    I am doing the Scan formula exactly as shown (=SCAN(0,B10#,SUM)) and all I can get in the scan column is "#NAME?" I cannot figure out what I am doing incorrectly. After doing some internet research, I replaced the word SUM with LAMBDA(a,b,SUM(a+b) and then it worked perfectly. Does this mean that I have a different or older version of excel? Or really, what does this indicate?
    Thanks.

    • @suzannecpa
      @suzannecpa 9 месяцев назад

      it happens to me too.

    • @ciaucia156
      @ciaucia156 9 месяцев назад +3

      form of "eta reduced lambda" is used here (currently available only in beta chanell).
      btw, you could use just LAMBDA(a,b,a+b)

    • @jdonica6354
      @jdonica6354 9 месяцев назад +1

      Thanks, yes, I replaced with the shortened formula and it still worked fine.@@ciaucia156

    • @mikehodkinson9901
      @mikehodkinson9901 9 месяцев назад

      @@ciaucia156 Same here - currently if you F1 on =SCAN it tells you to use =LAMBDA. Yet again this is still in Beta or Insiders only availability and it will be several months before this is in "Live / General" release Excel. Wish all experts would qualify such post with "This is available only in Beta / Insider Excel versions and may therefore not be available to you yet".

    • @LauraParducci
      @LauraParducci 9 месяцев назад

      I have that same problem, but using LAMBDA just returns #REF. :(

  • @maryluw9915
    @maryluw9915 9 месяцев назад

    why am i coming back with a #NAME? for the running balance???

  • @josealvesferreira1683
    @josealvesferreira1683 9 месяцев назад

    very good

  • @85MA
    @85MA 9 месяцев назад

    perfect, please create a dynamic amortization table with Interest only payment option. it would be great help. Thanks in advance
    Eg. Loan Amount 1,200,000
    Loan Rate 12% Annually
    Loan Term 20
    Interest Only Payment Period 10
    Extra payment 3000
    Following option are required in column
    0 Payment No. 1 Opening Balance. 2 Principal. 3 Schudel Monthly Payment 4 Interest. 5 cumulative Interest. 6 Extra Payment. 7 Ending Balance.

  • @jongroeneweegen4160
    @jongroeneweegen4160 9 месяцев назад

    Tried to replicate your amortisation spreadsheet but my version of Excel does not support the SCAN function. Is the SCAN function still in beta mode?

    • @ExcelU
      @ExcelU  9 месяцев назад

      Yes ... in other words SCAN is not fully rolled out at this time to 365 subscribers.

  • @kumarmukesh8782
    @kumarmukesh8782 6 месяцев назад

    show value error, please help

  • @thomasfox6876
    @thomasfox6876 9 месяцев назад

    I can't get the scan function to work. I enter =SCAN(0,the array,sum) and I get #Name?

    • @ExcelU
      @ExcelU  9 месяцев назад +1

      At the time of this video, the SCAN function is in the process of being rolled out to Excel 365 users. It won't be retroactively added to perpetual license versions of Excel such as Excel for Windows 2016, 2019, and so on. So, the #Name? error most likely means your version of Excel doesn't have the SCAN function or doesn't support eta reduced lambdas. You may be able to replace the SUM argument with the LAMBDA equivalent.

    • @datapoolwatersadvisory5477
      @datapoolwatersadvisory5477 2 месяца назад

      in the function syntax, use LAMBDA(a,b,a+b), it will work