In the Netherlands, when you rent a home you get in in the "original state" after building was completed. This means usually: no floors, no wall paper, nothing, just basics like heatings, toilet and shower/bath, taps, etc. When you move in you decorate it the way you like (and get your own furniture). When you leave again, you either 'sell it on' to the next tenant, or the landlord will expect you to remove everything. The school-bags at the flagpole are a celebration on "results day" showing someone in the home has passed their final exams.
They hang out the flag (when you are happy about something or sometimes sad and then it hangs half-mast) and because it´s about graduation, the schoolbag is hanged up there together with the flag. (You don't 'need' it anymore for school). It's like a milestone you reach and then you show it like that.
About creditcards: they are used here, but more in stores and not all stores accept them because there are costs to be made for the vendor. But debit cards are used often, also from Visa and Master Card. And we "pin" a lot in the Netherlands, you can also ONLY pin for bus, train or metro transportation. No cash! (no robbery...)
If your income is below a certain level then you can receive a supplement for your health insurance from the tax authorities that helps to pay for your health insurance, the same applies to housing allowance if you earn too little to pay your rent properly.
They actually invented these insurances for moments where you don't have the money to pay for the pitfalls that happen. So you save a bit each month by paying insurance for the probability something happens.
Renting a house is different from renting in the USA. In The Netherlands if you rent you are very well protected compared to the USA where who owns the house always has the most rights. If you rent in The Netherlands the house isn't furnished nor is there carpet on the floor or appliances in the kitchen. You all have to buy that yourself. In the U.S. people don't want to do that because the Landlord can evict you extremely easy compared to The Netherlands. In the Netherlands have a roof over your head is consider a basic right (like food and clothing), so it is very hard to take it away from someone. Also if you rent what you pay for is "is ownership of the place as long as you stay there", so the landlord cannot infringe on that with stuff like, " no pets allowed or no boyfriends sleeping over, or you cannot decorate, the landlord can't have a key to the place nor can he enter the house without the renters permission" Things that are all very common in the USA. In the Netherlands you can stay in the house as long as you 1) pay the rent 2) don't keep severely disturbing the neighbors 3) don't let the house become so filthy that the neighborhood starts to smell it or you causing something like a rat infestation 4) grow or sell drugs from inside the house 5) the neighborhood is old and gonna be teared down 6) last exception, and this is really rare, your landlord has only 1 house up for rent and his son/daughter marries and has no possible way to get a different house. So basically if you pay rent and act like a normal human being, you can live there as long as you like. That's why Dutch people don't mind paying for stuff in the house, in fact they enjoy making the house exactly to their own liking.
We do say i love you to familie , close friends and i even say i love you to my cat . If we have an emotional bond with some one ,we say i love you . We do not say it to strangers thought. The common way to answer the phone is by using your lastname and back in the days before we had cellphones we answered with *this is the house of ....who am i talking to or who are you calling for * then the other would ask is .... home and can he/she come to the phone * after the other person said who they are .
3:45 you can sell it to the next renter, or take it with you for your new home. It is not you have to pay for the floor, you just go to construction store and check the new trends in flooring styles and choose the one you like. And it is not the floor itself, it is the coating, like you choose carpet, wood, vinyl, linoleum... And your taste of beautyfull does not mena the next owner of your home likes your taste in colours, so he/she might want something else :)
A Rain insurance?! I am Dutch, i live in the Netherlands. I have never heard of this insurance 😮 Also, the alarm is not used for fires, only when there is war danger. When it goes off at another day then monday the first of the new month, you have to close all the Windows and Doors and turn on the tv or radio. The flag with the backpack is to let people know the kid is done with highschool. Its a celebration in the whole country. When you buy or rent a house or appartement, you have to pay for the floor. You can lay a new floor yourself, or pay someone to do it for you. If you leave your house and you want to leave the floor, you have to pay for it or the new owners of the house are paying it for you. If you have more questions, feel free to ask ❤️
The alarm is also used in case of big dangerous fires and incidents. To warn people to close windows and stay indoors. About a decade ago the alarm was used in my town when there was an incident with nitric acid in a neighboring village.
Ja hoor bij brand met gevaarlijke stoffen gaat het luchtalarm af zodat je ramen en deuren sluit en dan op de tv of radio kan horen wat er aan de hand is. (sorry for using Dutch language here i did it just to prove i am Dutch! Translated it means she is mistaken air raid siren will go off if for example a fire contains toxic materials so people close windows and doors protecting them from most of the dangers while they get informed over radio or television on what to do or not to do. Rain insurance is mostly for events or for vacantions so if your destination has dangerous water problems you get compensated to book it for a better time or other destination for example.
Traffic, ..we are taught to always return to the right lane. Keeping left, tailgating and not using indicator lights are most hate in the Netherlands. And like everywere we also got idiot scum on the road...
In The Netherlands we don't use creditcard much, but we also use very little cash compared to other countries. So what do we use? Debitcard, smartphone or smartwatch. These are all connected to our bank-account, so we indeed pay with money we have in our bank-account and not on credit (with possibly having to pay interest).
A floor is to ones own taste. If you like it just offer some money. If they don't think it's enough money, haggle till you agree or simply let them get rid of it and buy a new floor. Mostly this is the case with a "wooden" parquet floor or laminate flooring, not fixed tiles (private owned home). Could be the same with something like window coverings or a shed in the back yard that originally did not come with the house etc... Sometimes a company or you yourself may rent a furnished home or apartement for a shorter period (work away from home). By the way, most rentals are not offered by private owners but companies that own thousends of homes and have to live up to strickt rules concerning safety, energy label etc. Mostly they offer a talk with the people not yet mved to come to some agreement over things like flooring. Other times the companie fixes up the place (new kitchen, batchroom etc.) when the previous family has lived there for years and stings are worn. Again, as the new tennant you can ask for things being renewed... You can always ask 😉.
The alarm goes off every first Monday of the month, at noon and all over the Netherlands, does not matter where you are, you will hear it! . It for testing the system. The alarm sound also sounds if there is danger e.g. a fire with hazardous damps. Greetings from Enschede, eastern part of the Netherlands
The mandatory health insurance is about € 140 a month per person age 18 and above which is a lot to people with a low income. Since it is mandatory to have one the government provides a solution. If your income is below a certain level you can ask for a compensation which in some cases covers to total cost of the insurance, in other case at least a big part. This allows everyone to have health insurance.
The fun thing about that alarm is that you can really fool people who hear it for the first time. Grab all your stuff and get out of here we're all going to die
There is one insurance policy in the Netherlands that really makes sense and that you will definitely use and that is death insurance. The rain insurance is a joke, but you are assured that it will rain at some point in the near future.
The back pack was used for school books and is no longer needed (could be?) after graduating - I once had my bicycle, wind up alam clock, and school bag hanged way up high on the outer wall 😊.
Very simple, if you take over a floor that is dirty, broken or not to your taste, you simply buy new floor covering, which can be laminate, parquet or something else....this way you have your own taste and it also matches your remaining furniture
A fire or burglary insurance etc. is not mandatory... If one has money in plenty to replace stuff, don't bother. Otherwise better safe than sorry. Driving a car etc. uninsured is punishable by law, but something like being a pedestrian and bumping into a cyclist, who then breaks his bike is not covered unles one has a liable ensurance. Health insurance is mandatory and for quite some people it is getting more and more hard to pay. Until the 1990's it was more of a social construct of which money partialy was automatically withheld from ones income.
The alarm sirene is going to be replaced by NL- alert message on ones phone in 2025. It's not for a simply house being a blaze and such, but mayor events like something going wrong at a chemical plant and chemicals being airborne. One should turn the tv on and watch the info. Me personally have never heard it in actual use (except for the first monday of the month) during over 5 decades.
A sacola no mastro só é feita quando o adolescente passa nos exames finais do ensino médio. (Não para o ensino primário ou superior) O piso só permanece se o novo locatário/comprador desejar e pagar o valor solicitado por ele. (solicitado pelo antigo locatário/proprietário) Apenas o seguro de saúde é obrigatório, o resto é opcional, mas fortemente aconselhado. Pix é algo que nunca ouvi falar. Porém temos diferentes opções se se trata de pagamento por app. (Nem todos são aceitos em todos os lugares) Apple ou Google Pay são usados, mas não muito comuns. Muitas vezes você pode fazer pagamentos sem contato, com seu aplicativo bancário, se seu passe bancário estiver nele.
But apparently a video made by other expats say that a debit card from Mastercard isn’t accepted so be aware. Yet digital pay is commonly accepted overal
@@ruuddhont2098 good for you but what are you trying to say with that. No offense, I’m just stating that even MasterCard has debit cards but those are not commonly accepted. Its not a bank like ing or Rabo.
@@angelusdraco907 In the Netherlands we are making the slow transition from Maestro and Vpay to Mastercard and Visa. My digital debitcard is already a mastercard in Google Wallet. The fysical one (never using it) is still a Maestro card. I have no problems using this card or my visa debetcard. But these are all debetcards. Overall creditcards are too costly for entrepreneurs and in the end also for consumers.
In the Netherlands, when you rent a home you get in in the "original state" after building was completed. This means usually: no floors, no wall paper, nothing, just basics like heatings, toilet and shower/bath, taps, etc. When you move in you decorate it the way you like (and get your own furniture). When you leave again, you either 'sell it on' to the next tenant, or the landlord will expect you to remove everything.
The school-bags at the flagpole are a celebration on "results day" showing someone in the home has passed their final exams.
2:30 it is not just a bagpack, it is the schoolbag that is on the flagpole.
They hang out the flag (when you are happy about something or sometimes sad and then it hangs half-mast) and because it´s about graduation, the schoolbag is hanged up there together with the flag. (You don't 'need' it anymore for school). It's like a milestone you reach and then you show it like that.
About creditcards: they are used here, but more in stores and not all stores accept them because there are costs to be made for the vendor. But debit cards are used often, also from Visa and Master Card. And we "pin" a lot in the Netherlands, you can also ONLY pin for bus, train or metro transportation. No cash! (no robbery...)
If your income is below a certain level then you can receive a supplement for your health insurance from the tax authorities that helps to pay for your health insurance, the same applies to housing allowance if you earn too little to pay your rent properly.
09:40 In fact, you can get a huge fine of 270 euro if you continue to drive on the left for no reason
They actually invented these insurances for moments where you don't have the money to pay for the pitfalls that happen. So you save a bit each month by paying insurance for the probability something happens.
Renting a house is different from renting in the USA. In The Netherlands if you rent you are very well protected compared to the USA where who owns the house always has the most rights. If you rent in The Netherlands the house isn't furnished nor is there carpet on the floor or appliances in the kitchen. You all have to buy that yourself. In the U.S. people don't want to do that because the Landlord can evict you extremely easy compared to The Netherlands. In the Netherlands have a roof over your head is consider a basic right (like food and clothing), so it is very hard to take it away from someone. Also if you rent what you pay for is "is ownership of the place as long as you stay there", so the landlord cannot infringe on that with stuff like, " no pets allowed or no boyfriends sleeping over, or you cannot decorate, the landlord can't have a key to the place nor can he enter the house without the renters permission" Things that are all very common in the USA. In the Netherlands you can stay in the house as long as you 1) pay the rent 2) don't keep severely disturbing the neighbors 3) don't let the house become so filthy that the neighborhood starts to smell it or you causing something like a rat infestation 4) grow or sell drugs from inside the house 5) the neighborhood is old and gonna be teared down 6) last exception, and this is really rare, your landlord has only 1 house up for rent and his son/daughter marries and has no possible way to get a different house. So basically if you pay rent and act like a normal human being, you can live there as long as you like. That's why Dutch people don't mind paying for stuff in the house, in fact they enjoy making the house exactly to their own liking.
The housing situation you mention only counts for rent control housing (social housing), not for free rent housing or short rent housing.
We do say i love you to familie , close friends and i even say i love you to my cat . If we have an emotional bond with some one ,we say i love you . We do not say it to strangers thought. The common way to answer the phone is by using your lastname and back in the days before we had cellphones we answered with *this is the house of ....who am i talking to or who are you calling for * then the other would ask is .... home and can he/she come to the phone * after the other person said who they are .
3:45 you can sell it to the next renter, or take it with you for your new home. It is not you have to pay for the floor, you just go to construction store and check the new trends in flooring styles and choose the one you like. And it is not the floor itself, it is the coating, like you choose carpet, wood, vinyl, linoleum... And your taste of beautyfull does not mena the next owner of your home likes your taste in colours, so he/she might want something else :)
A Rain insurance?! I am Dutch, i live in the Netherlands. I have never heard of this insurance 😮
Also, the alarm is not used for fires, only when there is war danger. When it goes off at another day then monday the first of the new month, you have to close all the Windows and Doors and turn on the tv or radio.
The flag with the backpack is to let people know the kid is done with highschool. Its a celebration in the whole country.
When you buy or rent a house or appartement, you have to pay for the floor. You can lay a new floor yourself, or pay someone to do it for you. If you leave your house and you want to leave the floor, you have to pay for it or the new owners of the house are paying it for you.
If you have more questions, feel free to ask ❤️
Rain insurance is for events.
The alarm is also used in case of big dangerous fires and incidents. To warn people to close windows and stay indoors. About a decade ago the alarm was used in my town when there was an incident with nitric acid in a neighboring village.
Ja hoor bij brand met gevaarlijke stoffen gaat het luchtalarm af zodat je ramen en deuren sluit en dan op de tv of radio kan horen wat er aan de hand is. (sorry for using Dutch language here i did it just to prove i am Dutch! Translated it means she is mistaken air raid siren will go off if for example a fire contains toxic materials so people close windows and doors protecting them from most of the dangers while they get informed over radio or television on what to do or not to do. Rain insurance is mostly for events or for vacantions so if your destination has dangerous water problems you get compensated to book it for a better time or other destination for example.
@@JelmerStienstra never knew that. Thanks for sharing
@@JelmerStienstra ik heb het nog nooit meegemaakt
Traffic, ..we are taught to always return to the right lane. Keeping left, tailgating and not using indicator lights are most hate in the Netherlands. And like everywere we also got idiot scum on the road...
or in case you are a woman..... they tend to stay on the middle lane
In The Netherlands we don't use creditcard much, but we also use very little cash compared to other countries. So what do we use? Debitcard, smartphone or smartwatch. These are all connected to our bank-account, so we indeed pay with money we have in our bank-account and not on credit (with possibly having to pay interest).
A floor is to ones own taste. If you like it just offer some money. If they don't think it's enough money, haggle till you agree or simply let them get rid of it and buy a new floor. Mostly this is the case with a "wooden" parquet floor or laminate flooring, not fixed tiles (private owned home). Could be the same with something like window coverings or a shed in the back yard that originally did not come with the house etc... Sometimes a company or you yourself may rent a furnished home or apartement for a shorter period (work away from home). By the way, most rentals are not offered by private owners but companies that own thousends of homes and have to live up to strickt rules concerning safety, energy label etc. Mostly they offer a talk with the people not yet mved to come to some agreement over things like flooring. Other times the companie fixes up the place (new kitchen, batchroom etc.) when the previous family has lived there for years and stings are worn. Again, as the new tennant you can ask for things being renewed... You can always ask 😉.
If you cannot afford health insurance you get ‘ zorgtoeslag ‘ from the government. It is mandatory but for less rich people they get it paid for it
The alarm goes off every first Monday of the month, at noon and all over the Netherlands, does not matter where you are, you will hear it! . It for testing the system. The alarm sound also sounds if there is danger e.g. a fire with hazardous damps. Greetings from Enschede, eastern part of the Netherlands
The mandatory health insurance is about € 140 a month per person age 18 and above which is a lot to people with a low income. Since it is mandatory to have one the government provides a solution. If your income is below a certain level you can ask for a compensation which in some cases covers to total cost of the insurance, in other case at least a big part. This allows everyone to have health insurance.
My son just became 18, and with the subsidies he only has to pay 5 euro's a month
You are obliged to keep right. You can get a fine for not keeping right.
The fun thing about that alarm is that you can really fool people who hear it for the first time.
Grab all your stuff and get out of here we're all going to die
😂
😂😂😂😂
Of je kan nu zeggen *de Russen komen*😂😂😂😂
@@moontje1979 of dat rutte weer terug komt 😄
@@thedutchhuman Dat is de ultieme haha
One of the main reasons why credit cards are not very common, is the cultural aspect. The aspect of only spending money what you have.
No, we use debet cards and now on our phone.
There is one insurance policy in the Netherlands that really makes sense and that you will definitely use and that is death insurance.
The rain insurance is a joke, but you are assured that it will rain at some point in the near future.
It’s called funeral insurance 😊
Wrong, the sirenes on every first monday of the month at 12 hours are only for testing. For other dangers we have Amber Alert.
The back pack was used for school books and is no longer needed (could be?) after graduating - I once had my bicycle, wind up alam clock, and school bag hanged way up high on the outer wall 😊.
Very simple, if you take over a floor that is dirty, broken or not to your taste, you simply buy new floor covering, which can be laminate, parquet or something else....this way you have your own taste and it also matches your remaining furniture
A fire or burglary insurance etc. is not mandatory... If one has money in plenty to replace stuff, don't bother. Otherwise better safe than sorry. Driving a car etc. uninsured is punishable by law, but something like being a pedestrian and bumping into a cyclist, who then breaks his bike is not covered unles one has a liable ensurance. Health insurance is mandatory and for quite some people it is getting more and more hard to pay. Until the 1990's it was more of a social construct of which money partialy was automatically withheld from ones income.
..Never heard of a 'rain insurance', but I bet against premium pay everything is posible 😂.
Air alarm❤
Best monday of the month😂
Floors can be removed. A good floor can be worth 10k.
Don'y worry. If you are in the Netherlands and the sirens go off. We will help you and inform there is nothing going on. 😄
there is no rain insurance considering a vacation it was just a joke
There certainly exist a rain insurance, look it up 🙂
Not as private insurance, but a rain insurance does exist for events.
The alarm sirene is going to be replaced by NL- alert message on ones phone in 2025. It's not for a simply house being a blaze and such, but mayor events like something going wrong at a chemical plant and chemicals being airborne. One should turn the tv on and watch the info. Me personally have never heard it in actual use (except for the first monday of the month) during over 5 decades.
Borrelen, ..kaasplankje, stukjes frikandel, bami hapjes, kip nuggets, vlammetjes, een mandje friet. Stokbroodje met kruidenboter, biertje erbij (..Belgisch trapistje met grenadine of een wijntje) Lekker hoor!
A sacola no mastro só é feita quando o adolescente passa nos exames finais do ensino médio. (Não para o ensino primário ou superior)
O piso só permanece se o novo locatário/comprador desejar e pagar o valor solicitado por ele. (solicitado pelo antigo locatário/proprietário)
Apenas o seguro de saúde é obrigatório, o resto é opcional, mas fortemente aconselhado.
Pix é algo que nunca ouvi falar. Porém temos diferentes opções se se trata de pagamento por app. (Nem todos são aceitos em todos os lugares) Apple ou Google Pay são usados, mas não muito comuns. Muitas vezes você pode fazer pagamentos sem contato, com seu aplicativo bancário, se seu passe bancário estiver nele.
..A bank app can be used, just like a regular bank card or cash.
As ragras de trânsito são acordos que fizemos uns com os outros. Na minha opinião, quem não o cumpre não é confiável.
Here Tom from the netrherlands how you doing?
they dont take the floor with them
If you cant pay your mentetory insurance you go to Townhal there is the sociale dienst the pay it for you ( of course you most proof you,re not lying)
Is it possible to talk to you with response?
❤Groetjes uit Nederland
Very nice comment video ❤️👍
We use debetcards...and there are fights in traffic our roads are verry busy
But apparently a video made by other expats say that a debit card from Mastercard isn’t accepted so be aware. Yet digital pay is commonly accepted overal
@@angelusdraco907 I'm from the netherlands
@@angelusdraco907 master, and visa debet cards are 100% accepted . But creditcard,s almost never.
@@ruuddhont2098 good for you but what are you trying to say with that. No offense, I’m just stating that even MasterCard has debit cards but those are not commonly accepted. Its not a bank like ing or Rabo.
@@angelusdraco907 In the Netherlands we are making the slow transition from Maestro and Vpay to Mastercard and Visa. My digital debitcard is already a mastercard in Google Wallet. The fysical one (never using it) is still a Maestro card. I have no problems using this card or my visa debetcard. But these are all debetcards. Overall creditcards are too costly for entrepreneurs and in the end also for consumers.
Well moving to another house cost a lot of money....
Do you have a mail adress
Do you have email i dont use instagram