The Best Prepaid Debit Card With No Fees (2021)
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- Опубликовано: 5 авг 2024
- Prepaid debit cards can be an alternative option to a bank checking account. They can be expensive if you don’t know how to do your research and compare different cards. I’ve done all the research for you and came across some cards that take advantage of customers by hiding their fee schedules.
Green Dot is just one example. It’s normal to charge monthly maintenance fees, but there was one pay-as-you-go card that charged fees PER TRANSACTION! There are cards from other companies that do the same! So don’t just pick any card.
By law, companies are required to disclose their fees, so I show you where to find it.
I concluded that the American Express Bluebird Card and American Express Serve Card are the best cards out there today. But watch the entire video, because I am here to teach you how to critically think and approach the decision-making process.
✦✦✦TIME STAMPS✦✦✦
00:00 Why You Need To Do Your Own Research On Prepaid Debit Cards
01:26 How To Find The Fee Schedule (Green Dot Example)
05:12 American Express Bluebird Card
06:11 American Express Serve Card
08:05 Final Thoughts
✦✦✦LINKS✦✦✦
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Buy Book: bit.ly/1001SAVE
✦✦✦TEAM✦✦✦
Graphic Designer: Victoria Horng
www.vyhcreative.com/
English Transcriptionist: Maureen Wawira
wawiranjeru452@gmail.com
✦✦✦CREDITS✦✦✦
“Walmart” by Mike Mozart is licensed under CC BY 2.0 flic.kr/p/JpeuDE
✦✦✦CONTACT✦✦✦
For business inquiries: Hello@AnnieMargaritaYang.com 
Хобби
Thanks . Signed up for Bluebird to use as a card that’s isn’t linked to anything . Great work!
Very helpful for Canadian travelers like me. I figured this out on my own 2 years ago when I was at a Walmart in New York State. I literally spent 40 minutes looking at all the prepaid debit cards. It's easier to compare the different cards in person because they are forced to list all hidden fees. The only downside to the Bluebird Amex is there are some places that do not accept American Express.
You really opened my eyes about Green dots, at first I thought it was pretty cool but you are right there was a lot of fees that I never paid attention to until you pointed it out
Thank you for the research you did. And a big thank you for sharing. 🎉
Thanks Annie, loved your advice ❤️
Really good vid. Thank you.
Very helpful video. Thank you for posting it.
Great review! Thanks!!🙏
thank you so much for this!
You are really good at this Annie. Great job. And Thank You.
Thank you
Needed this great thanks
Thank you Annie, you've been very helpful 😊😊😊😊😊. Peace.
ANNIE, SUPER REVIEW, THANKS!
Thx u 4 sharing very informative 👍
Thanks for the information I love it
This was really helpful. Thank you for taking the time to explain how to critical research and analyse the best prepaid debit cards and why! Very great video! Thank you
Love your videos and thank you for sharing
Looking forward to your next video!
Thanks 🙏 for everyone who posted cardmanager01cc on telegram, he’s very fast and reliable vendor 💯 I got my card ✅
just had a green dot cash back card. My experience is that I hate the monthly 10$ fee and how it charges you it every month. It also costs 5$ to reload money into it and it just sucks.
Thank you! 🙏🏽🙏🏽
This is so helpful!
Helpful content thanks
I have to get a prepaid card for my daughter for a school trip. Thanks for this content, because now I know which one I’ll be going with.
Great video thank you
thank you for this information...it helped me to make a wise decision on prepaid re-loadable card...thank you...
great value!!!
WOW Annie. 👍 Thank you for this awesome deep dive into prepaid debit cards. Yours is a massive & much appreciated humanitarian endeavor. Do you have an audio version of the book? If not, do it yourself. No one could or should fill in for that wonderful, power punching, articulative orchestra that is your voice. 😃🥳😊🥰😇👍
Haha! That's a lot of reading to do! But maybe someday I would make the audio version, with extra commentary.
Thank you!
I had a green dot cards years ago. I got tired of them depleting my card with the fees
Thanks 🙏 for everyone who posted cardmanager01cc on telegram, he’s very fast and reliable vendor 💯 I got my card ✅
green dot is the worst bluebird is the best one no monthly fees
I can clear the fees off for you
@@disastersupportandservices4175 bluebird is my favorite one
@@angelpaige2143 have you tried Walmart money card
Great video Annie.
Blue bird doesn't work walmart card doesn't work 😢 can I know why
You was very very helpful
I have a Rushcard and they charge a dollar for every transaction. It used to be the first ten transactions of every month and now it is for every single one
Thanks for sharing with us sister! GBU !
Thanks 🙏 for everyone who posted cardmanager01cc on telegram, he’s very fast and reliable vendor 💯 I got my card ✅
Shouldn’t it be GBY?
great advice..
What do you think of capital one 360?
Thanks for the information.....
You’re so amazing 🙏🏽like they advertise you on here,thanks💯💯 for the prepaid card cardmanager01cc on telegram
Green Dot was complete garbage. My account was hacked and they never did a thing to help me. I took a loss and learned my lesson.. you make great content thank you
Thank you so much!! You make it easy to understand prepaid card!!
Thanks 🙏 for everyone who posted cardmanager01cc on telegram, he’s very fast and reliable vendor 💯 I got my card ✅
Is bluebird still
available? I never
had any problems
with credit or
bad checks or late
payments. Fico 746.
But with bluebird
and serve it’s always
bad news?
Any ideas?
Thanks
Can you transfer funds to a bank account (an account that is not yours) using a prepaid debit card?
I tried to get both bluebird and serve and was denied ? Don’t understand 756 fico never
any bad checks,never late?
Any advice appreciated.
I had a green dot card and I am very happy with that card Michael
Thank you! Agree with you 1000% either way the banks r still going to make money 🤑💰! Visa sucks assphault! If u want to dispute a charge visa will side with the seller not u the customer! This was helpful!
You’re so amazing like they advertise you on here,thanks for the prepaid card * plugman11CC* on telegram
Thank u
What cards would be available to use for 13 y/o? I’m wanting to buy things online and irl without having to carry cash but i’m not sure if i’m old enough to use those cards.
Ask your parent to get the card in this video for themselves and then make a sub user for you so you get your own card. Or straight up ask to keep their card for yourself like the other teenagers who have commented here. It doesn't affect your parents' credit and it denies transactions if you don't have enough money, so there really aren't any fees your parent will have to worry about.
❤thank You I Wish That I Would Had Lear’s This 2 Days, I Bought A Green Dot and I Had Troubles Just Registering It.
A/E serve...hmmm. Got to try it. Greater review ....
I also live in the State of New York on Long Island, and I've been enjoying free reloads at 7-11's as well as $0.00 monthly fees for the passed ten years. An added benefit to the Green Card is cash withdraws at Walmart for uptown $2,200.00 U.S.
I just bought one about 90 minutes ago at Walmart and they only had one left so I was lucky. Do you recommend registering and getting the personalized card? Or is this temporary card ok for reloading and making online purchases which is the only thing I'm going to use it for?
I can't say because I got mine directly online so the personalized one, but since you already got the one in store, just activate it online so you can keep reloading it.
@@AnnieMargaritaYang They're asking for my Social Security # - is this typical?
@@bluracer766 yes
@@bluracer766 ANY card like these will ask that. It's an anti-fraud and age-gate thing.
@@AnnieMargaritaYang Hello what is the best card for online purchases that doesn't get declined by very many websites?
I have a green dot card I purchased Dec 23. I cant get I registered or activated and nobody does anything when you call. They say technical difficulties. One man told me he couldn't try to help me any longer he is limited to time hespends with a customer! Wtf?
Does the green card work internationally?
What's the best pre paid cards that I can use to pay my car insurance with. All these other cards don't work when I want to pay automatically every month without having to ring them up and pay. Rather the companies automatically take the money out themselves if that makes sence
I'm not really sure. I actually think the problem is not the card but the car insurance you choose. Every car insurance company uses a different payment processor and software. Like for example, with Arbella, I couldn't even schedule a future payment. If I wanted to pay, the payment date had to be today. But with Geico, I could schedule it. There is no standard. Some companies might have turned on the setting to reject prepaid cards for autopay, so there might not even be a card out there that would work for what you want to do.
Can I load the card via my online banking app?
So I researched both the bluebird and serve (I live in one of the free no fee states) and they are basically the same except serve has more places to reload other than Walmart? Is that the difference?
For you, yes
I live in CT and need an international prepaid card for my daughter who lives in another county Gambia West Africa. Would American Express bluebird work for in this case, if not can you recommend another card without all the fees? Please advise. Thanks!
It could work. There's no foreign transaction fees and the FAQ says as below. But I don't really know your situation. Do your own research.
For the prepaid debit card:
"Your Bluebird® American Express® Prepaid Debit Card can be used for purchases virtually anywhere American Express is accepted internationally. At this time you cannot use international ATMs. Additionally, international use is not available to accountholders who are Vermont residents or to subaccount users."
For the bluebird bank account (not the prepaid card):
"The Visa® debit card issued with your Bluebird® Bank Account can be used anywhere Visa debit cards are accepted internationally, including at international ATMs."
You’re so amazing like they advertise you on here,thanks for the prepaid card * plugman11CC* on telegram
Amazing & informative video 🙌
Thank you !
Thank you
Hiii I recently (like today😅😭) had tried to make an blue bird account to get my blue bird card but ITS NOT GOING THROUGH 🥺and I don’t why I NEED HELPPPP🥺🥺🥺I didn’t insert any wrong information everything was correct I’m 18 in a half and I don’t have any credit per se and not a bank account yet ( I am opening one soon for college)but it’s not going through at all PLEASE HELPPPP🥺🥺🥺
VERY Iinformative...
Like your video
But American Express is not accepted everywhere ?
I just brought your book, hopefully I'll learn something new
Thank you so much for buying a copy, Al! Leave a review when your finished please :)
Hi can the Amex be used internationally to withdraw money or make puchases...or its only for US. Also, how easy is to cancel this card if I dont need it anymore?
Thanks
I don't know the answer about internationally, but to cancel it should be as easy as canceling a credit card. Just withdraw all the money out first before calling customer service.
Thanks 🙏 for everyone who posted cardmanager01cc on telegram, he’s very fast and reliable vendor 💯 I got my card ✅
You’re so amazing like they advertise you on here,thanks for the prepaid card * plugman11CC* on telegram
Love this girl.
so how does this exactly work because I would like to buy the card at my local safeway and I had a prepaid PayPal card which the monthly fee was 4.95 which was a lot for me because the min reload amount is $20 so I had to pay for some apple bills too.. if I get this card at my local Safeway is there any fees I should look out for and if so which ones...thank u for this because I don’t wanna spend so much every month on something I might use only sometimes!
If you get the card at your local Safeway, you'll have to pay a purchase fee. Get it online for free and AMEX ships it to you. You have to look at the fee schedule for the Blue Bird and Serve card to see how much is the cash reload fee at a store that isn't included for free. That's explained in the video.
@@AnnieMargaritaYang Thank you so much I’ll be purchasing the card soon is their anything I should look out for that’s a negative side
You’re so amazing 🙏🏽like they advertise you on here,thanks💯💯 for the prepaid card cardmanager01cc on telegram
@@Lesleevc2017 if you load at Walmart no fees it's a good card
"I literally spent 2 hours researching..."
me who spent 48 hours: interesting...
hahah!!
Thanks 🙏 for everyone who posted cardmanager01cc on telegram, he’s very fast and reliable vendor 💯 I got my card ✅
again sis, thanks for the information I am a senior and I do not like to carry any cash on me.
Thanks 🙏 for everyone who posted cardmanager01cc on telegram, he’s very fast and reliable vendor 💯 I got my card ✅
I have a credit union for my paychecks and a cash app card to transfer to when I pay my bills. It comes directly off so I don't have to wait for the CU to clear it. No fees with my cash app card...lol I'm good.
Thanks 🙏 for everyone who posted cardmanager01cc on telegram, he’s very fast and reliable vendor 💯 I got my card ✅
thanks you
I got a netspend and time to fly the nest $3.95 to reload, $2 plus every purchase
Is there a Good debit card that has visa or Mastercard logo? Everyone doesn't accept AMEX
None that I know of that are zero fees like this
I have a question, do you know anything about the visa pay as you go card the have from serve. I live in AZ, Not sure what card I should go with
www.serve.com/legal/PAYG-cardholder-agreement
There's a fee for everything. Not sure you want that.
@@AnnieMargaritaYang i mean! What is the average you spent taking your dog to the vet so far so i can get an idea and maybe i can save up
I live in NY, I am unemployed studying but I want to do small sitting gigs (to pay for my exam fees) so will my client be able to pay me through Prepaid debit card? Like can they pay from their bank account into my prepaid account?
If i use BlueBird, how much will it take for salary payment? Which one is good for me? I can't afford many fees cutting into my money, since the gigs are small and I need money for my studies
For you, my best recommendation is VENMO. From Venmo, "We allow credit, debit and >>>PREPAID
@@AnnieMargaritaYang to further add to this question, what if you want to remain anonymous? For example, if you have or want to open up a shop but not want customers to know your personal info? Like email, name etc…
I wish u make video on virtual prepaid debit card for other continents like Middle East , Asia
Can we reload (or initially load) prepaid card with Apple Card?
Thank you.
That I'm not sure
I just received my FREE Bluebird card today in the mail and I'm hoping I can pay my bills with it and not have any problems with AMEX not being accepted. That's the only complaint I keep seeing about American Express is that it's not accepted at certain places but my question is WHERE is it not accepted. I wanna load this up for free at Walmart and pay bills only with it.
All your bills should take it. A place that doesn’t take Amex is usually a small business because they cannot afford the higher merchant processing fees.
@@AnnieMargaritaYang thank you and I love your channel!
Thanks 🙏 for everyone who posted cardmanager01cc on telegram, he’s very fast and reliable vendor 💯 I got my card ✅
So hey Jeremy, how many days in the mail did they take to send you the card?
@@joecornejo944 It was exactly 7 days I'm pretty sure. Very good card you'll love it. I pay all my bills with it and also use it for Amazon and haven't been charged one cent from any hidden fee. I just fill it up at Walmart and I'm set for the month
Is there anything I can do if I just purchased a Walmart Money Card for just making online purchases without compromising my regular Bank card. I put $500.00 on it, but I discovered that I have to disclose my SS#, which I don't want to do, and the card is non-refundable. I have not activated it yet. Please advise me on what to do. I didn't do enough research before hand!Thanks!
Go to Walmart customer service and ask if you can withdraw. You might have to pay a fee. Or you can withdraw the money from an ATM but you need to pay ATM fee
Are there any no fee prepaid cards besides Amex? Excellent videos!
From all the research I did a few years back, no. Amex was the only one on the market.
@@AnnieMargaritaYang does the bluebird prepaid card have to have your name on it? I want no info about me related to the card, basically be anonymous, so I am hoping that bluebird is like that.
And if we apply online, do we have to put our personal information in or something like that?
what can i do if i don’t have a social security ?it’s required for me to check my identity,is there a way to go around that?
SSN is required for registering them as an Anti-fraud and Age-gate.
But the Green American Express serve card has a monthly fee of 6.95, don't see the difference if someone loads it twice a month for free? If already getting charged by just having it. No good.
It depends on your state
Do they sell the bluebird card at cvs if not where?
Pay $5 at Walmart for the temporary kit which you then have to register. Or get permanent one directly from bluebird website for free.
Thanks 🙏 for everyone who posted cardmanager01cc on telegram, he’s very fast and reliable vendor 💯 I got my card ✅
It says that I must pay a fee of 6 dollars before I’m signing up but it also says that thing about living in Texas and having no fees. Since I live in Texas, I don’t have to pay any monthly fee even thoug it says on the chart?
Yes that’s right, for the serve card
@@AnnieMargaritaYang Thanks! I believe this card will help me for multiple uses and trading. 0 monthly fees so for this one I can have it activated for months without doing anything with it and still not having to pay a monthly fee
I got the personal one and I got the gold one pay as you go debit card they need to really add more features because they will not it will not let you it will and it will let you add money to the cash app but it won’t let you cash out to it and they say their sisters with Cash App
Is there a set time that their websites go down ? ( It gave me a notification that they couldn’t be approved for a Account right now *Currently 10:07pm* 😭💁♂️)
Not sure
Anne, telll meyour thoughts on visa vinella debt cash card Please reply ASAP thank you
Please do your own research
And if so how much?
Are prepaid cards bank cards? Is there a way to receive direct deposit to a prepaid card? Any prepaid cards without foreign transaction fees?
Yes it can receive direct deposit. Look at the fee schedule regarding foreign transaction fees.
Gracias por la información 👍
de nada
You’re so amazing 🙏🏽like they advertise you on here,thanks💯💯 for the prepaid card cardmanager01cc on telegram ✊🏾✊🏾✊🏾
But on June 1 2023 wal mart is gonna charge for cash reloaded 3.95
for canada are they avai
My question is can you get account history or statement from these cards ?
You can get an account history online like any card. I don't remember if you get official statements.
Can you do cash deposits at an atm or it’s just at Walmart You can reload ?
No ATM. Must be a cashier register.
@@AnnieMargaritaYang can you do cash withdrawals at a atm ?
@@kimberlykataleya5470 yes
@@AnnieMargaritaYang ok last question lol .., umm is there a limit in how much money you can load in the card ? Or you can los as much as you w at ...?
You’re so amazing 🙏🏽like they advertise you on here,thanks💯💯 for the prepaid card cardmanager01cc on telegram
Amx is a great, though not all merchants accept the card and that is one of the cons.
Anyone here ever used CVC Wallet Virtual Cards? Hows their service? I want to make a payment to fiverr using their cards. Please let me know your review if you ever user CVC Wallet
Yes I just got one and do not know how to close my green dot card account?
Spend all the money on the card and then close it in the app
Thanks 🙏 for everyone who posted cardmanager01cc on telegram, he’s very fast and reliable vendor 💯 I got my card ✅
Can you deposit money to the bluebird card from paypal?
I've never tried it. Sorry. The card is free if you get it online so doesn't hurt to get it and try.
Can you find a legitimate gift cards you can customize ? I can’t seem to find one that doesn’t have one star reviews😿I would love to have my business photo on a gift card for my customers
The company I work for uses VanillaGift.com but the reviews are poor. We never had a problem ordering from them though.
Do they also charge for every perchuse transaction ?
No they dont
the fifth third access 360 may be the best prepaid card.
You’re so amazing 🙏🏽like they advertise you on here,thanks💯💯 for the prepaid card cardmanager01cc on telegram
✊🏾✊🏾✊🏾✊🏾
The fifth third prepaid card
Can you get a statement when using the card?
I don't remember. I closed my account last year.
I have debit cards for my bank accounts who do not charge fees. why would I need a preloaded debit card?
Some people cant open bank accounts due to bad history
Plus sports betting has denied lots of bank cards so for me I’m looking into pre paid cards
What about international use