The 5 Financial Goals To Achieve In Your 20s
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- Опубликовано: 15 сен 2024
- Here are the 5 financial milestones that everyone should aim to achieve in their 20’s - Enjoy! Add me on Instagram: GPStephan
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First, and the most reasonable goal that I think everyone should aim to hit in your 20s…is to get your credit score above 750:
For anyone who’s not aware…your credit score is just a calculation that shows how responsible you are in paying back money that you owe. That might include credit cards, auto loans, student loans, a mortgage payment…or, anything else where you aren’t paying for something with your own money, upfront. And this term known as a “Credit Score” is basically a grade that lenders use when determining how much of a loan you’ll get, and what interest rate you’ll pay.
Second, speaking of paying off debt…it would make me happy if, by the time you’re 30…you’ve gotten yourself, what I like to call…”BAD-DEBT FREE.” It’s like saying “Debt Free”…except it’s BAD DEBT FREE.
So, really - from the way I see it - it’s not necessary to want to call yourself entirely DEBT FREE by the age of 30….because, some types of debt can actually be really useful in terms of making more money and being financially responsible.
Third, by the age of 30, you should have at LEAST 1.5 years of your expenses invested.
That means, if you’re spending $3000 per month on rent, utilities, car payment, food, and smashing the like button…you should have, at MINIMUM, $54,000 invested in the markets. Or, if your spending $2000 a month…that equals $36,000 invested.
Fourth, I highly recommend that - by the age of 30 - you create a SECOND source of income in addition to your main job.
This is something I’m surprised isn’t mentioned more…because, as you get older and advance further in your career…it’s so important to use that as LEVERAGE to make even more money, and diversify your income into other areas. After all, when surveyed, it was found that nearly 2 out of 3 millionaires had at least ONE extra source of income - with the most common being real estate investing:
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Fifth, by the age of 30…I’d recommend that you aim to save at LEAST 25% of your income each year, and invest that amount towards your retirement.
For most people to save and invest 25% of their income, it takes skill. You need to be dedicated to tracking your expenses, you need to be disciplined when it comes to your spending, you need to live below your means, and you need to place an importance on the future…and investing 25% of your income just comes as a byproduct of doing all of those things, consistently. Not only that, but it also motivates you to increase your income, just so that you’re able to maximize the value of your own time - and then pocket the difference.
For business or one-on-one real estate investing/real estate agent consulting inquiries, you can reach me at GrahamStephanBusiness@gmail.com
*Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.
1. Credit above 750
2. Get out of bad debt (above 5% interest rate)
3. Have 1.5 years worth of expenses invested
4. Create a 2nd income source
5. Save 25% of your income
I Am Mars
Saved me a lot of time.
Thanks man
@David Castro not really
You know Graham posts this in the description right?
Save 75%
I didn’t start until my 30’s and I’m still in my 30’s, and got 5 out of 5, just hope it encourages someone that it doesn’t matter if you don’t have any of them right now, you can start TODAY regardless your age and change your future! Great video Graham! Thanks for sharing!
oh goodness, thank you steve. i'm 28 and I'm watching this video panicking that I've somehow failed life
Thank you so much
@@majia you haven’t failed I’m proud of you keep going❤️
Thank you so much!
The best time to plant a tree was always 20yrs ago...the 2nd best time is Today.
I'm already in my 30's but I'm going to pretend I'm in my 20's just for this video
Lol good one I’m 29 freaking out about turning 30 next year
S P net worth ?
Mitchell Merritt just around 46000$ so far I feel like I need to play catch-up
Am 80 and pretending to be 25
I became 30 at 16 years old...son of an immigrant yada yada yada. I'm well off but feel burnt out
“The first thing you need is good credit”.
Dave Ramsey “Im gonna have to stop you right there”
I love the dichotomy in philosophical views about credit. I think it's important to remember that credit is just a tool, and like any tool, can be used for good and evil.
My favorite Dave retort!
ALL LOANS ARE BAD. GET OUT OF DEBT. RICE AND BEAAAANSSS
28 yo
1. 2 properties in Miami
2. $160 K in savings
3. Saving 23% of my salary every month
4. Credit above 780
Congrats, happy for your success! I hope you have a fulfilling life, help spread some joy in these troubling times.
Excellence. proud of u
Let's date
5. rich dad
Nice !
Based Stephan taking the time for us 9-5ers to write detailed video descriptions so we can still read the content without audio. Thanks dude!
you got it!
Graham Stephan good try graham, I know it was for the algorithm 😎
Been following you for 2 years and still got fooled by that thumbnail. Shoulda known! Great tips though Graham. I'd advocate the multiple streams of income as THE most important that people need to really strive for!
haha thanks :)
Griffin Milks fooled me too!
Graham, I absolutely love how you spend the time to write a lengthy description in each video! That way I have something to review back too after watching the video! Thanks! Keep up the good work!
That's something I need to work on, on my RUclips videos talking about real estate investing!
I know you feel like you're talking to people in their early to mid 20s but I'm turning 31 and royally screwed myself and family in my 20s (-44000) and because of all your video, I'm cracking down on all my finance.
That's awesome to hear William! How are you doing it?!
Well it is a general spectrum of financial literlits. I'm 17, some are older then 20s others are younger
"Don't close old credit cards" - I hope people see this and see how much your credit score will drop if you close cards you've had for years. Some other financial experts advise closing credit cards - which is some of the worst financial advice out there. People who don't know any better end up closing old cards due to this advice, and heavily damage their credit as a result. If consumers have bad self-control issues when it comes to CRC's, they should just shred or cut up their physical cards.
Nefaria Adventures Right because then it ruins your average of years the credit has been open. Great post!
Why does it drop your credit? I’m only 19 so I don’t know much about credit
Damn, so my plan of getting 0% apr cards every couple years and cancelling old ones will damage my credit score? Any idea how much?
Average age of credit is about 15% of your score. The actual score difference will depend on your total credit profile.
The only cards you should close are ones with an annual fee, unless you get more value from the points or cash back than the cost to keep the card. Even then I'd only close a card if I had another card or 2 that is over 2 years old.
Or close them as soon as possible. So your soon to be ex wife don’t run up 7K without you knowing till she don’t pay the bill and it goes into collections. Aka what happened to me
Ok 23 right now.
• I make about $500 a month off of Turo renting out a few cars and $1000 a month from work.
• Credit Score at 765 (three credit cards)
• I recently got my real estate license last week.
• I get my tuition at Cal Poly Pomona 100% paid for by financial aid.
• I have $20,000 saved away.
That's where I stand today.
What cars do you rent out on turo?
@@cantae5149 A '15 Jag XF and a '08 Toyo Yaris.
Looking to get rid of the Jag since the Yaris rents better and just get 2 more of em to make $1.5 or $1k easily. Wouldn't have to worry about depreciation anymore.
I am a Turo customer , I rent vehicles from this Indian guy , They started it with 2 vehicles 2 years ago now they have a small fleet of 15 cars , most vehicles are mid size suvs.
I have no idea how much they make it after repairs, depreciation and taxes.
@@creativereinvestor writing it off helps.
I've been saving 30% of income since Jan 1 this year 😎
Awesome % to have! ;)
Mord Fustang not being critical do you live with you’re parents
If you make a lot of money and keep your expenses low this is pretty attainable.
And if you do what Graham suggests with house hacking. Boom
@@bradgreen5938 I save 35% living with 3 roommates
The school didn't teach us these things, Thanks, Graham!
I just turned 20 a month ago. My goal is to become a millionaire by 30. When my music career works out, I will be able to achieve that.
Multiple sources of income
keep up the positive mindset
Good luck
i see neither of our plans worked out from 2020... good luck
Killing it, man. 24 and staying frugal to hopefully pay off loans this year while practicing investing with a small account. Love your advice and mindset, keep it up!
Nice Blake! I'm 25 and I started real estate investing about 6 months ago! Two properties later, I cash flow $1100/mo! 1/3 of what I make from my normal job! I talk about my experiences and knowledge on my RUclips channel as well!
Me: yes i need to save money and live frugally Also me: I really want a race car
A lamborghini😂😂😂
same bro🤣
My goal for this summer is to buy my first house hack just like you! Then by the end of my 20s I hope to have achieved financial freedom! Wish me luck, and i hope everyones dreams come true too!!
You get it man!
The only one of those 5 that I achieved in my 20's was to be free of bad debt. And that's just because I never had any. I'm now halfway through my 30's and can proudly state that I've checked all of them! And I've been saving 70% of my income for two years in a row. It's never too late to become financially successful.
I wish I had discovered you sooner id be further ahead with my savings
I'm 31😭
I live with my parents and I’m 17. People in my family have always struggled with money and so I was terrified to have to rely on my parents at all times. Got a job at 16 and have saved just under 15k. I hope to get into trading when I’m 18 and do real estate.
How you doing
@@dawsen1855I agree here how you doing?
Hows it been going man
This video needs to be shown in every high school/college/university.
All of his videos need to be taught in school!
No they shouldn’t. I’m 18 and glad the pot is small. If they WANT to learn this there’s sources available.
@@AfterFurtherReviewCFB we share the same mindset. Wouldn't want too much competition 🤣
I smashed the like button and now my credit score is 851 😰😰😰
noiceeeee
LOL I like it
I am 23 this year and I happy that I accomplished 4/5, now I really need to go get a credit card ASAP.
This is probably one of the only Chanels I make sure to smash the like button on. Great work Graham! 👍🏻
I'm a year from 40 so this be what I need before 50!
I’m 18 so I’m gonna so I started my expense tracking as soon as I received income :) hehe (the way to win the RAT RACE is by not racing at all)
Very true.
Im 25 and left the rat race a year ago. Good for you
Jesse's Domain what do you do instead of the rat race?
@@daylight1440 i adopted minimalism and living below my means
Jesse's Domain I’m 18 too. Let’s network bro ig: that_one_ricky_kid
Snap: thatonerickykid
Well I just got my first real fulltime job at 26....and I already reached most of these goals.....im 26....lol I save over 50% of my income right now, but will be moving out soon so it'll be tougher.
I mean, when you're not paying rent, it's relatively easy to save that amount 😂
Wow , late start
Nice! Currently 25, save 39% of my income, have two rental properties that cash flow $1100/mo and save all of that towards my next rental property
@@danielberens7715 long story. I had to start school system a year later. Did community college before 4 year school, changed major 3 times. Went to grad school and failed. Jut a lot has happened.
@@AdonisGaming93 I can relate to this. Did you get a job with a degree?
How about a part 2 video for those that are already 30 and way behind 😂 ... we need 5 steps to catch up.
Probably the same steps. Biggest things would be to increase income quickly and limit expenses any way you can(sounds obvious but it's no joke). Cancel those subscriptions for a year and pick up a side hustle. Then, since you have a late start, probably save 35% of your income or more instead of 25%.
Thanks for being a POWERHOUSE of useful information to help many of us get out of financial struggles. We love you Graham Stephan!
Listen. This was TRULY one of the most informative and helpful videos I've ever watched on financial planning and management. These tips were practical, and the way you broke everything down made it easy to understand. You are truly awesome! Thank you so much for your help.
Thanks!!
Great video Graham! I am 38 and did the late start. Started watching your vids a couple of months ago and always great info. Wake up call was 2017 when I bought my house and had to raise my credit as fast as possible. Have been helping my young employees doing exactly what you just put in this video
These are excellent advice as usual. And I really like that you stressed living expenses instead of percentage of your income
Graham, the markets are seeing almost record drops all across the board. I'm guessing you would already know about this but are you thinking about covering this sometime soon?
@@TheJackOfAllTrades777 GRANT
He said in an Instagram post that he isn't. Reason being, he's made many videos on it and the response is the same: buy, hold, do nothing.
Long term investing basically, keeping for many years before selling off. Invest now if you can afford the cash since prices are lowered.
And as always, keep investing in like button smashes
@@TheJackOfAllTrades777 Ah, autocorrect. I'll get that fixed.
@@XxBakerxX72 Thanks for letting me know 👍
I literally put my first thousand euros (I'm 21) on the stock market last Wednesday. Every day I see its value drop (already -13%), i kinda laugh it off for now as this is not money I need to live but i start to think I started investing at the worst possible moment. But in my head i'm like "Buy and hold... then buy and hold then buy.... and hold". Just hope it pays off in the end.
Having a second income source by 30 is a fantastic goal! That is one of our favorite things you said in this video. If you have a second income source, you can have freedom to have peace of mind knowing that if you lost your job or wanted to quit, you wouldn't be up a creek. You could still get by because you are getting income from another source.
30 years old, 3 properties (1 for living, 2 for investment).Some Vanguard ETF on hands. I believe I am on the right track, but still have a long way to go. Thank you, Graham, for the inspiration & knowledge!
Me: I’m going to crush this list
Also Me: 0/5 on this list 🤦♂️
:/
Think Money 😂😂
💀
At least we know what to work on! haha
I just took the first step, just opened a discover it Credit card to start my credit score 😁
Nice! I had discover secured for just under 7 months and got 750 credit score on experian and 767 on transunion.
NICE! Great pick with discover, that was my first as well :)
Opened mine a few months ago and my credit score is already pretty good thanks to watching Graham’s videos 👍
💳
I did this too a year ago starting with 0 credit history and now my score is 750. Thanks graham :p
2 months before 20 and already hit 750! I think that’s cool af 😂
That's awesome
I'm 20 as well and would like to connect
I'm 20 as well and would like to connect
GRAHAM YOU'RE IN JUBILEE'S new episode ahhhhh
Im 18 and doing everything possible that will set me better financially😤
I really like the point of having 18 months worth of expenses! I think it is an excellent starting point for anyone to achieve!
When your income equals expenses and tax , savings becomes a second thought.
Woah I was just shocked seeing the apartment at 3:17. I was involved with the sale of that penthouse, that's awesome to see in your video!
I love how you put a summary of the 5 milestones in the end, nice work!!
Right, having just a single source of income makes you vulnerable. It's better to be prepared. Who knows what expects us in the future.
*Me:* Been subbed here for a year, never miss a video, most I watch a few times, I'm subbed, the bell is on, I know this guy and channel so well.
*Also me:* 5 seconds in and I realize I was totally baited by the thumbnail like it's my first time here. 🤣😂🤣😂
ahhh thank you :P
Incredible video. I love the distinction between good and bad debt.
My biggest Takeaway is to have 1.5 years of expenses invested. I also enjoyed the fact that you spoke about how expenses DO NOT need to change just because your salary goes up. That’s something I express a lot on my own channel.
Amazing job, Graham!!
Back in my 20s My financial Goal was Beer money for the weekend 👌 love your videos man
Been watching you since you had 200-300k and I was 16. I’m 21 now. I saved 10k then lost it at 18/19 and tanked my credit being a dummy. I’m 21 now making close to 100k a year saving 2500$/month while going to school debt free. My net worth is back at that 10k mark. I’m heavily considering RUclips (Finance/Career Docs) as a side gig.
Just want to say thanks. You helped me a lot so far. When it comes to financial education you were one of my only teachers.
I’m so glad he makes these videos! There is too many people who don’t know ANYTHING about the real world until they are thrown into the real world with out the tools to build their net worth!!
Did y’all know it’s impossible to breathe while smiling?? 👀 🤧
Kidding just wanted y’all to smile. If you’re reading this bruv (or bruvette), understand that you are amazing bro, have a blessed day and don’t let nobody ruin your day bro. Stack and act broke. Get ya bread and all the crumbs too. 💰💯🙏🏾
Owolabby Azeez awesome comment man!!
The internet/world needs more people like you
I wish the like would smash me
With a stream of income? ;)
sit on it
Bored Guy lmaoooooo
@@slimjym4396 would that be a new bad dragon though? 👀
no homo?
Dear algorithm, I am forever in your service
my current position for these goals.
1. 729 credit score
2. working on refinancing my car loan. (currently at 11% rate for being young and stupidly buying a new car)
3. I have 1 year of expenses invested currently
4. Swing Trading on the side of my career position
5. saving 20% of my income
I am 22 years old. Live in Tennessee! just recently started though and glad to be here :]
Graham is the grandpa we don’t have but the one we need.
Graham... you should make a video about financial goals to have when you graduate college or while you're in college.
Too many ads interrupting that sweet video content! Would rather have just one ad at the beginning and one at the end
I believe having multiple streams of income while you sleep is the true game changer to growing wealth 🚀📈😎
This works great if you're single and have no kids. For someone like me who is married, has a son, and is the only income in the household, this is far easier said than done. As far as getting a second job goes, that isn't possible for me. I have a full time job and work from 10 PM to 8 AM so I have to try to sleep during the day plus I do a lot of errand running on my days off and it takes me longer to do because we don't have a car. Combine that with doing the house cleaning and my days off are pretty much booked. While I agree that everyone should have money saved up for emergencies and for retirement, I think that you may be putting a little too much emphasis on money. I mean, how much money is enough? I don't see the need for someone who is classified as a millionaire to be working around the clock with the focus on making more money. Money is a tool to help make life easier but it shouldn't be the sole focus. But what do I know at 47 years old? Not much I suppose. I'm surprised you didn't mention getting an education. Unless these five goals are assuming one has already gotten a degree. Maybe getting an education is overrated and not very important when it comes to making more money. And lastly, what's up with the fancy car being in the thumbnail? Sure, I'll never be able to buy one of those but that doesn't matter to me. What matters is spending as much time with my son and making sure his needs are met. Material things fade away but time spent with family creates memories that will last forever. Good luck to you and all who are achieving or who have achieved these financial goals before 30.
Hello sir I'm a 16 year old and I have started learning codeing I plan to build a tech company and invest in real estate. God bless you and your family.Who ever is reading this I hope you all achieve your wildest dream.
I'm in the mid twenties and I haven't achieved any of what you mentioned 😭 but now I swear I have the dedication to do this and I'm gonna do it and I'll keep coming back to this video to help me achieve it, thanks Graham for a great video 😊👍
How are you doing now?
U straight? 😂
"Watching cat videos - yeah, me neither"
Thumbs. Up.
You forgot
Sixth: by the age of 30 you should aim to have smashed all the like buttons of G P Stephans videos!
I’m 24 and should be bad debt free next year. Then on to investing! Thanks for a great video!
AWESOME!
I smashed the like button last year and then the RUclips algorithm rained financial advice down on me. Now I have a plan for financial stability after graduating college.
Just saw you on the "do all millionares think the same?" Video, I really like the way you carried yourself in the video. You earned a subscriber!
Love the thumbnail
happy to say I've achieved these goals by 26 :)
AWESOME
I like #3. I’m always very skeptical of rules of thumb where salary is the yard stick. Even retirement calculators use your salary for retirement planning. I think the problem is that most people know their salary, but very few people actually track their spending and expenses.
Graham is so genuine and helpful for these tips! I am inspired to get rid of my bad debts in the first place!
Graham: You should save 25% of your income.
Me: *Disappointed when I miss my 80% savings goal*
I like your approach.
Me: getting annoyed everytime Graham tells me to smash the like button
Also me: smashes like button
Great content!
As a 16 year old im getting ready for all of these goals early..... AND smashed the like button for the yt algorithm
Same! Best to be prepared because it’s not like school is gonna teach us :)
@@bessiebuddy7951 very true
Im taking every high risk with money until im near my 30s, worse case scenario ill make more money from my career and actually save a good amount for retirement. I think a lot of people should take risks while theyre in their 20s (before having kids and a family) because youll never get a chance like that again
Nobody around me has known how to get a grip on money so
I am VERY thankful that you post videos!
Investing money that is not needed to cover expenses is the primary method for accruing wealth faster than any other single strategy, Ultimately, that's the secret of getting Rich! as a beginner I kept losing money but so far I’ve made $360,000 net profit from my $100,000 its been a gradual process but I’m getting better each day and your videos really put me on the right path to success.
Can’t wait to be at this point 🙏🏻 I have been doing things myself and i'm not happy with my portfolio so what strategy and pattern did you apply in order to start making consistent profit from your investment?
i'm actually still developing my own strategy, but for now i'm investing with the guidance of a SEC regulated investment adviser Caroline Kelly Sarin, she has been guiding me on how to make consistent profit. I am comfortable as I have increased exposure as well my investment adding profit.
I hope it's not a drug deal
Hmm this new.. How much amount should we have to invest with her?
Also apart from investments what is your broker's fee or cut with the profits? thanks
oh wow😮 I read about her on commentary on Tim Sykes video her teaching focuses on rules-based strategies and analysis and how to approach trading "properly" and holistically. I didn't know she offer these services.. can i get more information about her and how can i reach her?
Had to demolish the like button for that Smash the like button shot!
Why were you so quiet in the Jubilee video?
Ranedom I'm getting the sum of 10,000 USD dollars every single day with the help of a blank ATM CARD given to me by hacker Justus
You’re the only RUclipsr that I would gladly hit the like button for just because of how happy you are when you say to hit the like button.
You're the man Graham. Easy to understand & more importantly.. I believe what you say. You seem honest. I'm not much of a RUclipsr but i watch you.
You’re a Graham fan when you smash that like button within 20 minutes of being uploaded! 👌🤑
thank you!
😥
2 minutes
No, i was sleeping, i can’t like and sleep at the same time
Mom: Take out the trash and then you can watch TV.
Graham: Smash the like button and then I got a nice vid for ya.
:P
Wow, I actually feel like I'm on track to hit all of these before 30. I feel good!
EPICCC
That is impressive. I see that you also put out RUclips content - will check out your channel and subscribe!
@@TheGolfClan thank you so much!
@@GrahamStephan WOO!
@@AboutAysha of course, just subbed! I'm also on the road to 500 subs, but you're much closer. Keep at it!
I smashed the like button because everything you said is pure gold.
Graham what on earth made you think I was already financially savvy? Like button smashed- self esteem raised
My credit score is 750 :) and have $10,700 line between 4 cards and i JUST turned 21
Ruben Carrillo Well done!
All jokes aside though, do you think the market is in for a crash/recession due to the coronavirus? Everything is plummeting and all my investments are taking hits, but I just gotta stick with it and buy when everything's low because it's basically on sale. I'm just nervous cus I don't exactly know what to do as of right now.
i don't even know man, my portfolio is tanking.
I subscribed to you to watch them stock updates and to see where to possibly put mine. Hoping everything goes well for us and coronavirus can be taken care of.
As I heard a saying, be greedy when everyone's scared and be scared when everyone's greedy
@@angelabarnard929 Ahhh, I love it. Are you invested in the market? If so what are you thinking of doing right now as my portfolio is down 20%.
If you’re investing in index funds, keep investing as if nothing happened. If you’re investing in individual stocks, make sure the companies you are holding have high ROE (10% of more) and a reasonably low amount of debt (cash to debt ratio at least .50). The market will recover quicker than you think.
I'm definitely taking all this advice! I opened a Discover IT card a year ago and I've just been charging small things (like lunch or car tools) under 20% my limit and paying it off as soon as possible. I also got a second card that gives me perks on car parts spending which is handy because I do that a lot more than most people lol
I am an engineering major so I plan to live with my folks for a year or two until I have enough saved up to look for buying property. Not before I buy my dream AE86 tho (big personal goal of mine, the cars are always going up in price so best to do it as soon as possible, shouldn't cost more than $10k hopefully)
I got 750+ credit score in 6 months with discover it secured. PS I like your plan.
Buy that car with cash lol
Very happy to announce I just booked my first FREE trip due to credit card churning. I wouldn't have known about it if it werent for you, Graham. Thank you!
One of the best videos so far! I’m just sorry that I’m 31 already but will work towards the same goal!
These rules are SOOO much better, love the create a 2nd income addition as well. On track right behind you Graham!
And of course smashing the like button for financial reasons ;)
Dang, Im gonna do well.
Cos I smashed the like button! 😂
Can u do a video over what you should do when you turn 18 with about 2,000 in a bank account
yeah good idea
Aahil Zahir flip things on eBay, learn a trade, getting a sales job.. just a few options for you young one
Hm, that was kinda me too. Depends on what you wanna do with the money but definitely get a credit card. The sooner the better. You can get a secured credit card with any amount you choose. I put 500 in and I’m just building my credit. Another thing you can do is put a small amount of it (however much you want) into the stock market and see what you do. I think Graham made a similar video before called how to invest your first 1k. He mentions buying books too like think and grow rich and 4 hour work week. I’m a college student but I’m also a board member of the financial literacy club at UCI so I’ve done some research.
I’m not giving financial advice btw, so dyor. Gl :)
How does anyone dislike this? Fantastic valuable advice, and strongly admire that youre frugal, despite your riches. Youve helped me a lot, even from my home country Nigeria. Started investing since i listened to you, save/invest all my bonuses and allowances. All the best
My 24yr old son said he was watching your channel and thought you were the real deal and asked me to check your channel out. I must say you are hitting it out of the park and are a great inspiration to our younger generation! My wife and I made our first million in real estate and can not recommend it enough. Keep up the good work Graham. BTW #6 could be "DO EPIC SH*T".
I love watching Dean Graciosi pay Graham for being on his ads
He's the one who's paying for all this 20 cent iced coffee now!
I just got a 57 minute ad usually i watch the ads for graham but that’s too much time
Ima failure.. lack of financial literacy/ homeless and jail in my 20’s fml. Graham’s my hero.
We are all in control of our live from here on my friend! :)
Nick Scuderi - RealLife Money definitely ! 😎 👍👍💰💰
I prefer jail in us than living in morocco with 300 dollars a month guys you have the opportunity and the advantage living in us ( be grathful Plz ) :/
SoS CaT your not gonna make money in jail in the us lmao, move to the United States if you hate living there so much, more opportunities here definitely but you can barely live here in California making 2000 a month
@@kiwizlucks4947 i have 10000$ in my bank Account i hope moving To us but it s impossible
These goals will take some grit but it’s good they’re out in the open. Useful. Good luck people. I’m 29 and have 700 score, about 20k in markets per se, 2 businesses one of which is a real estate brokerage , and save about 10% of income. I am behind on this list but feels good to continue to work toward a worthy ideal!
love the content but the placement of your ads feels like im watching a damn reality tv show xD