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Sir app jo 10℅ tds rate bta rhe hain wo senior ctz sav scheme mei bhi same rhega ya jaisa uss scheme mei btaya hai ki below 50thousand tak koi tds nhi katega?? Pls clarify this At 03:00 min video part
Thanks for the information! Please explain about bob short term fd which claims 4.5 % interest rate for 15 days. As you're one of the reliable sources on which we awakened people can trust😇
@labourlawadvisor it is so confusing some says if the interest amount is less than 40k in different bank or branches then the TDS will not be imposed & you are saying 10k. Which one is correct?
आपके त्थ्यात्मक और सुचारू विश्लेषण और जानकारी के लिए बहुत शुक्रिया। आर्थिक विशयों पर बहुत सारे गलतफहमियां युट्यूब मे चल रहा है, उसी परिदृश्य मे ऐसे प्रोग्राम बहुत ही सराहनीय है
Income-tax is a curse upon the middle class people. This rules should be withdrawn immediately for the welfare of the people of india. Instead 1% tax can be imposed upon all types of purchase by the people, as suggested by Sri Ashwini Upadhya, Sr. Advocate of the Honble Supreme Court of india.
If someone has interest of 9900, then no TDS will be deducted If someone has interest of 10200, then 1020 TDS will be deducted . It seems something unfair.
Thank you for your video; I had this question on keeping FD in different banks to ensure the interest generated is less than INR 10000 and avoid tax. I understand the income generated from FDs (Interests) is tracked through PAN against individuals and not the banks. This means that it would tax you as the interests irrespective of the number of banks that you have invested in, will be totaled and taxed. Can you please clarify?
The workaround is only to avoid TDS and not Tax. You will have to pay the tax but it won't be deducted at source, so you don't have to go through the hassle of filing returns if you've been taxed incorrectly at source.
Hi @@sanjograi4199 I need a help in calculation. Say a person earns 20 lakhs in a year and has fd interest as 1 lakh in a year. Then ofcourse tds will be deducted from this fd. Now while filing actual tax what is the scene. Does he need to pay tds + tax or he can show that already a portion of tax has been submitted.
TDS threshold for interest earned on bank and post office deposits have been increased to Rs 40,000 (Feb 2019) from the previous limit of Rs 10,000. Note that usually interest earned in a financial year from all FD's, RD's, Saving Account, etc in a particular bank are added together to check this limit (Source: Conformed from BOB, but to be more sure check with your respective banks!).
Sir if u can just update ur old videos (which are awesome) time to time by indicating new rules or changes then it will be very helpful! Need not make complete fresh video, just part 2 of every video with highlighting the changes! ❤️
एक व्यक्ति इन्कम पर टेक्ष देता है फिर बाकी पैसों में से बचत करके एफडी करवाता है तो टीडीएस फिर बाजार में से कुछ भी खरीदता है तो सीजीएटी +एसजीएसटी तो सही में व्यक्ति अपनी कमाई का कितना % पैसे का उपयोग कर सकता है? मतलब उसकी मेहनत का कितना पैसा मिलता है? 😜
Thanks for the information! Please explain about bob short term fd which claims 4.5 % interest rate for 15 days. As you're one of the reliable sources on which we awakened people can trust😇
I have made fixed deposits of Rs 10 lakh in nine banks for ten years(total 90 lakh). From this fixed deposit I will get about fifty to fifty five thousand rupees per month (according to the current rate of fixed deposit). Now my question is how much money will I have to deduct TDS per month for this? Please someone answer my question
Sir meri mother ko sirf FD ke interest se income hoti hai jo ki around 2,30,000 hai toh kya bank iss income amount pr TDs katega?? Kya hume form15G fill karna padega?? Please btao 🙏🙏🙏
Agar Senior Citizen ki property bechne ke 20 lacs milte hai aur uski FD Usi Senior Citizen ke Nam ki Karate hai, Unki Income NIL hai Aur Form 15H bhi Bank me fill karde to Uske bad to koi TDS nahi katega na? Please Reply
Sir i am planning to do 2 FDs of 50,000 each... For 18 months with 8% intreset in the same bank... My annual income is 4L 30k... My interest for both FDs will be around 10-12k... So i do i have to fill Form 15G so that bank doesn't cut my tds ?
oh Kaka jee, 5 saal vastai tusi dak khannai jama kar ditai byaaj jaira way har saal milai gaa ya 5 saal bad, kya dak khanna accrue byaaz quaterly, sr Citizen kya aasie har saal tax bhar sak dai yaan kyunki 5 L di choot har saal ya may be there are number of ways to find tax deductions. end of 5 yrs we end of paying very hugh amount of tax on the byaaj. what are the ways to minimize accured interest every year. kon kon se tareekai sai hum tax kaisai bachain,
2 साल पहेले tax deduct हूआ है तो ,दो सालबाद वो tax return मिल सकता है क्या?अगर tax returnमिला है लेकीन कम मिला है इस condition में दो साल बाद revised ITR form भर सकते है क्या?
Hi LLA, Could you please help me out with this. As far as I know, after crossing 40,000 limit, 10% of interest earned is deducted from FD. This 40, 000 limit is with per bank or total interest amount earned in case i have multiple fds in different banks with same pan number. Mixed information available on the internet. Some say total, some say per bank.
Sir hume NBFC me 20k ka FD May 2019 me karwaya tha uska interest Rs. 1937.00 /- may 2020 me mila koi TDS nahin kata gaya hai. Use hum ITR file karne me kahan show karna hai? Sir jarur bataye....
If I open a fixed deposit in October for one year.how my income tax will be calculated?will it be calculated on the interest between October to March next year ? If interest for entire year is slightly more than 40000,will the tds be deducted from October to October next year or no tds will be deducted on the basis of interest between October to March next year?
Saal me 10 lakh se zyaada paisa withdrawal ya transfer karney par bank tax dept ko inform karta hai. Kya saving account se FD karney par us paisey ko tranfer maana jaata hai.
नमस्ते सर, मेरा एक सवाल है आप से । मेरे बड़े भाई ने F.D किया है पंजाब नेशनल बैंक में 7 लाख रूपये की 2 साल के लिए। उसको तोड़ने की अवधि जून माह में 2020 में थी जो की अब वह Automatically बढ़ा गई है 2 साल के लिए क्यूँ कि भाई जी समय पर बैंक नही पहुंचे इस कारण वह बढ़ गई 2 साल के लिए। अब आज मै बैंक गया था उनके साथ और जो F.D का डिपार्टमेंट देखता है मैं उनसे बोला क्या करना होगा इसको पैसे को निकालने के लिए तो उन्होंने बताया की आप लिखित में मुझें दो कि आप का F.D चल रहा है इस शाखा से तो मुझे interest certificate दिया जाए । मेरे भाई ने लिख कर दिया Signature करके तो बैंक के कर्मचारी ने एक Certificate दिया है । जिसमे Gross paid और TDS collected लिखा है । आप से इतनी जानकारी चाहिए कि क्या 2017 के बाद जो F.D हो रहे है उनमे कुछ बदलाव किया गया है क्या । नोट- मेरे बड़े भाई का कमाने का कोई जरिया नही है उनकी पत्नी सरकारी हास्पीटल मे थी लेकिन वह अभी retired हो चुकी है और जो पैसा उनकी पत्नी को मिला था उसी पैसा मे से 7 लाख रूपये मेरे बड़े भाई ने F.D किया है । बैंक का कहना है कि आप को ITR फाइल करना होगा । क्या करना है कैसे करना है मुझे बताइए कृपया करके। Thank you. Self Vipul Tiwari
How can one say that In his next year income will be in the slab that will not be under tax deduction !! During form 15 G filling how can one declare that? So what to do should one submit 15 G if currently he or she has no income under income tax
I deposit 100000 Rs every 46 days as FD at ROI 3.9% pa, the interest that I get is 492 on maturity. TDS deducted is 10% flat by the bank [Rs 50]. I'm in taxable range of 30%, submitting Form 15G doesn't help. How can I avoid TDS?
Estimated total income of the P.Y. in which income mentioned in column 16 to be included --. sbi बैंक के इस कॉलम में कौनसी राशि भरनी हैं। ब्याज वाली या fd maturity पर मिलने वाली राशि।।. Please suggest
Hi, एक salaried person hai अगर उस को FD पर interest मिला है salary पर जो टैक्स कटा है वो तो Form 26AS पर दिखला रहा है पर FD का amount Form 26AS me नहीं दिखला रहा है (कि इतना amount as a interest मिला है।) तो क्या करें।
Actually my mom age 65 yrs old having annual income ₹90000 as income from Senior citizens saving scheme . But on 31st March and 1st July TDS is deducted from interest. What to do.???
Sir 3:20 pe aapne jaise bola ki agar TDS 15000 bnta hai to bank 10% ke hisab se 1500 kaat lega pr 10000 tk to exempted hai, to TDS 5000 pe lgna chahiye. Ya fir TDS total pe lgta hai?
Sir mein ne 20000 ki FD ki kotak 811 a/c mein , total a/c balance 30,000 hein, but TDS applicable bol Raha hein , aur Mera new khata khol to uspar 10 lac to 25 lac annual income show ho Raha hein but under 2-3lac hein what I do
Sir mera father ka15 Lakh ka FD tha. Maturity pe dhekha about 1.5 Lakh Tds cut hua. Ab dekha fy 17-18 me 40000 cut hua tha. Unaka 9000 per month pension hai or senior citizen Vi hai. Ab kaise 17-18 Sal ka refund Karu. Please help
Hi sir, it is a very good info provided by you. Thanks I have a question, agar PF amount 50,000 Rs. Se jyada hai toh kya TDS cut hoga? For Example :- Employee share - 43000 Rs. Employer share - 26000 Rs. Pension share। - 13000 Rs. Iss condition me kya TDS cut hoga, agar cut hoga toh isko (TDS) cut hone se kese bachaya jaye please give a genuine answer.
kaunsa development kiya aajtak kisi bhi sarkar ne? School sab private ja rhe hai majbori mein aur wahaan loot machi huyi hai Hospital private jana padhte hai Clean water ke liye RO lagane padhta hai Bijli ke liye inverter Police ko ghus deni padhti Govt offices mein bina Rishwat diye kaam nhi hota Hotel mein khao to tax, Ghar mein koi bhi saman repair karwao to usmein bhi tax Highway Roads banane se bachne ke liye sarkar ne us pr bhi unlimited TOLL-PLAZA laga diye TAX ke liye Koi plot kharido to usmein bhi tax aur use becho to usmein bhi tax aur na becho ghar banao to us par bhi tax Koi bhi saman kharido us pr bhi tax MEDICINES tax pr 18% tax laga rkha hai Iske baad Income pr bhi TAX Bachao to usmein bhi tax Bank mein dalo to usmein bhi tax Stock ya Mutual fund mein lagao to nuksan ho gya to public bhare nuksan pr agar kamai ho gyi to usmein se sarkar ko tax do Tax tax TAX!!!! Aur is tax se neta khud ko malamal krte hai croro ki properties bna lete hai aur public ko bola jaata hai aur TAX DO. Pta nhi government ki is HAFTA-WASOOLI ke liye protests kyu nhi hote hai !!!!!!
"The PF money is taxable?" - PF is not taxable If the withdrawal is after a period of five years of continuous employment, it attracts no TDS or any tax. "Plz suggest something for investment retirement money" - PPF/VPF
*please don't ignore* Sir I have a question.. If I make a FD of 5 lakh.. Then should i have to pay TDs amount even after submitting 15G form ? And how the total income calculated for Charging TDS ? Is the total income calculated on interests ? Or on Deposits I made. Please reply I need the answer
Depends on your duration of the FD as well as rate of interest that u are getting post maturity. If the interest post maturity is greater than 10k ,then u will have your tds 10% cut on the interest amount from the bank itself.
Sir Mera SBI me 125000 ka FD(senior citizen) tha ,for 4yr 11 month ke liye uska maturity amount 188900 tha ,but hme maturity pura hone par 184600 Mila baaki ka Paisa kaat liye,Meri galti ye thi ki Maine 15 H , 1 baar hi jma kiye sirf maturity amount nikalte time ,bank wale bol rhe hai ki aapne 15 H nhi jma uska 10% kta hai aur baaki ka Jo kta hai ,Uske baare me Bolta hai ki aapka PAN nhi jma Kiya hua tha, but Maine PAN no. FD ke form me bhara tha. PAN link na hone par Mera kta hua paise ITR me bhi show nhi kar rha Mai Kya kru bataye plz
Please somebody answer, if for example the principle is huge for example 1 -2 crore, let's say 2 crore Fd in that with 6 % interest the amount of interest is 12 lakhs if the person's income is zero in that specific year that means he has NIL income tax slab ...... What will be the tax and tds that would be cutted
If a person's income is only "interest on Fixed deposits and Savings account interest and no other source of income should he or she has to pay income tax. ?. if his income is around 2 to 2.5 lakhs per annum. (mostly the persons who worked in private sector and do not have any pension facility at their old age and the ALL FDS are their life time savings and interest is his or her livelihood )
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Bank Interest rates: link not working
Sir app jo 10℅ tds rate bta rhe hain wo senior ctz sav scheme mei bhi same rhega ya jaisa uss scheme mei btaya hai ki below 50thousand tak koi tds nhi katega?? Pls clarify this
At 03:00 min video part
Thanks for the information!
Please explain about bob short term fd which claims 4.5 % interest rate for 15 days.
As you're one of the reliable sources on which we awakened people can trust😇
@labourlawadvisor it is so confusing some says if the interest amount is less than 40k in different bank or branches then the TDS will not be imposed & you are saying 10k. Which one is correct?
2:50 TDS exemption limit on FD has been raised to 40k
Has it been raised in this latest budget ? And this 40 new limit is for both banks and NBFCs?
@@navneet2649 Don't know about NBFC's but for banks the limit is 40k from FY19-20
@@ajay2552 thanks buddy! 👍❤️
Sir agar hum 1 lakh ka FD kare 1 year ke liye, then tds, tax kuch nahin katega to ?? Pnb bank
आपके त्थ्यात्मक और सुचारू विश्लेषण और जानकारी के लिए बहुत शुक्रिया। आर्थिक विशयों पर बहुत सारे गलतफहमियां युट्यूब मे चल रहा है, उसी परिदृश्य मे ऐसे प्रोग्राम बहुत ही सराहनीय है
I just wanna say you are awesome u make it so simple guys… to understand… big thumbs up… u r a life saver and a face saver too…
Income-tax is a curse upon the middle class people. This rules should be withdrawn immediately for the welfare of the people of india. Instead 1% tax can be imposed upon all types of purchase by the people, as suggested by Sri Ashwini Upadhya, Sr. Advocate of the Honble Supreme Court of india.
Yah current system is unnecessarily complicated
Option D: 8.5 years
(Using Rule of 72)
The answer is 8.5 years...! As for calculation of interest to be double of our principle amount we need to divide by 72 always...!
Pl updated this according to new income tax .
In short government doesnt want you to become rich!😂😔🤣
Harami Gov sab black money Vijay Mallya Nirav Modi k pas hain
@@nikhilprabhudeva1303 so you want to die poor
@@nikhilprabhudeva1303 then dollar would be fall below rupaya
Govt chor hai saali
Sahi kaha kyuki neta log kabhi apni pensan nai chhodte or gov employee ka PF bhi band kr diya
*Question #44*
Ans.:- 72/8.5%=8.47(8.5 years) will get doubled.
Correct ans.:- D) 8.5years👍
Rule 72
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Option D 8.5 years
Paytm no.-8384077536
D
If someone has interest of 9900, then no TDS will be deducted
If someone has interest of 10200, then 1020 TDS will be deducted .
It seems something unfair.
I think it is fair. Earlier there was no such rs 10000 and below exemption. But few years back it was added.
Thank you for your video; I had this question on keeping FD in different banks to ensure the interest generated is less than INR 10000 and avoid tax. I understand the income generated from FDs (Interests) is tracked through PAN against individuals and not the banks. This means that it would tax you as the interests irrespective of the number of banks that you have invested in, will be totaled and taxed. Can you please clarify?
Correct
The workaround is only to avoid TDS and not Tax. You will have to pay the tax but it won't be deducted at source, so you don't have to go through the hassle of filing returns if you've been taxed incorrectly at source.
Hi @@sanjograi4199
I need a help in calculation. Say a person earns 20 lakhs in a year and has fd interest as 1 lakh in a year. Then ofcourse tds will be deducted from this fd. Now while filing actual tax what is the scene. Does he need to pay tds + tax or he can show that already a portion of tax has been submitted.
1:38 in example 2 where is the calculation of surcharge and cess?
TDS threshold for interest earned on bank and post office deposits have been increased to Rs 40,000 (Feb 2019) from the previous limit of Rs 10,000. Note that usually interest earned in a financial year from all FD's, RD's, Saving Account, etc in a particular bank are added together to check this limit (Source: Conformed from BOB, but to be more sure check with your respective banks!).
So if i open various FDs in say 5 different banks..i get TDs relief till 2 lacs ?
@@mrsam1999 It's linked to your PAN, so the govt knows how much interest you have earned even if it's in different banks.
@@eminem2088tax is not deduce on fd till now, still I've to mention fd interest while filling itr.
@@mrsam1999In this case TDS will not be deducted by banks but You have to pay tax on it depending upon the tax slab in which you are.
Valuable information...muje is bare mai pta hi ni ta...Aj hi 15G bharta hu
Sir if u can just update ur old videos (which are awesome) time to time by indicating new rules or changes then it will be very helpful! Need not make complete fresh video, just part 2 of every video with highlighting the changes! ❤️
Sir
Pls update and shoot the video 🙏
Rule 72 as you as said earlier. 72/8.5. = 8.4~ 8.5 the amount will be doubled
9 year
एक व्यक्ति इन्कम पर टेक्ष देता है फिर बाकी पैसों में से बचत करके एफडी करवाता है तो टीडीएस फिर बाजार में से कुछ भी खरीदता है तो सीजीएटी +एसजीएसटी तो सही में व्यक्ति अपनी कमाई का कितना % पैसे का उपयोग कर सकता है? मतलब उसकी मेहनत का कितना पैसा मिलता है? 😜
Option D..8.5 years
rule 72
Paytm cash mil gaya kya ??
A new video on this topic as per current rules and regulations will be helpful.. thank you
Sir
I want to know,
If I have earned interest of more than 10000/- but my income is less than 2.5 lakh , then TDS is refundable?
Yes, best is to fill 15G in advance to avoid TDS
@@LabourLawAdvisor thank you
Thanks for the information!
Please explain about bob short term fd which claims 4.5 % interest rate for 15 days.
As you're one of the reliable sources on which we awakened people can trust😇
First comment 😋😋
8.5 years
Abhi Raj RR bglb VM mmnfc f. b
Fgjbgjff
Ans D - 8.5℅ Formula 72/8.5=8.47 Year
Sir your video are so much imp in life thank you very much sir 🙏🙏🙏🙏
Please make an updated video on FD tax since many rules have changed now.
It will be helpful if you show us calculations like you show in FD video
Thanks sir
Apki all videos bahut hi useful hota hai.
Sriram Finance mein ek fd kia 5000 ka usme kya 15g fill karna padega?
Very well explained. Hum chahte hai ki aap best fd savings plan batai sabko..
d 8.5 yrs (with yearly compounding)
Answer is option D - 8.5 years (72÷8.5)
I have made fixed deposits of Rs 10 lakh in nine banks for ten years(total 90 lakh). From this fixed deposit I will get about fifty to fifty five thousand rupees per month (according to the current rate of fixed deposit). Now my question is how much money will I have to deduct TDS per month for this? Please someone answer my question
Option D: 8.5 years (using 72 rule)
Please explain interest paid and accural interest
Which should be reported
Sir meri mother ko sirf FD ke interest se income hoti hai jo ki around 2,30,000 hai toh kya bank iss income amount pr TDs katega?? Kya hume form15G fill karna padega?? Please btao 🙏🙏🙏
72 / interest rate = double amount.....so, given question ans to be option D. 8.5 years
Agar Senior Citizen ki property bechne ke 20 lacs milte hai aur uski FD Usi Senior Citizen ke Nam ki Karate hai, Unki Income NIL hai Aur Form 15H bhi Bank me fill karde to Uske bad to koi TDS nahi katega na?
Please Reply
Another Option is Open an account in any of family member senior citizen who has no source of Income .Make an FD and submit Form15 G/H Online
Answer:[option] D: 8.5 Years
Ans D, 8.5 yrs. Ravi Kumar Paul, hsp
Thank you so much sir😊 .May god bless you 😊😊😊
Thank you so much LLA ❣
10k interest or 40k interest exempted from TDS?
40 k and for senior citizen 50k
Sir i am planning to do 2 FDs of 50,000 each... For 18 months with 8% intreset in the same bank... My annual income is 4L 30k... My interest for both FDs will be around 10-12k... So i do i have to fill Form 15G so that bank doesn't cut my tds ?
Method : 408.5 ÷ 400 × Principal amount
Answer is option D 8.5 Saal
Answer is C. Ashok Kumar Paul, hsp
quistion#44
ans is (D) 8.5years
oh Kaka jee, 5 saal vastai tusi dak khannai jama kar ditai byaaj jaira way har saal milai gaa ya 5 saal bad, kya dak khanna accrue byaaz quaterly, sr Citizen kya aasie har saal tax bhar sak dai yaan kyunki 5 L di choot har saal ya may be there are number of ways to find tax deductions. end of 5 yrs we end of paying very hugh amount of tax on the byaaj. what are the ways to minimize accured interest every year. kon kon se tareekai sai hum tax kaisai bachain,
Rule of 72.....
According to this rule it will require 8.47 years ....!
D option 8.5 year
2 साल पहेले tax deduct हूआ है तो ,दो सालबाद वो tax return मिल सकता है क्या?अगर tax returnमिला है लेकीन कम मिला है इस condition में दो साल बाद revised ITR form भर सकते है क्या?
7:54 I freaked out for a second when he was stretching.
Hi LLA, Could you please help me out with this. As far as I know, after crossing 40,000 limit, 10% of interest earned is deducted from FD. This 40, 000 limit is with per bank or total interest amount earned in case i have multiple fds in different banks with same pan number. Mixed information available on the internet. Some say total, some say per bank.
Total...
2019 ke bad ₹10000/- ₹40000/- ho gaya for general people & ₹50000/- senior citizen..
Good information accurate 👍🏻
Sir, agar 10 साल की FD post office main karai hai 50000 Rs ki to Muture amount 1lakh milega ki TAX lag जाएगा usme भी???????? Please sir batay 🙏
Sir year ki incam pr is sala tax nhi kta. Or income jyada h. Koi problm to nhi hogi
Sir hume NBFC me 20k ka FD May 2019 me karwaya tha uska interest Rs. 1937.00 /- may 2020 me mila koi TDS nahin kata gaya hai. Use hum ITR file karne me kahan show karna hai? Sir jarur bataye....
Thanks a lot sir for the formula of 72. Answer is option D) 8.5years
If I open a fixed deposit in October for one year.how my income tax will be calculated?will it be calculated on the interest between October to March next year ? If interest for entire year is slightly more than 40000,will the tds be deducted from October to October next year or no tds will be deducted on the basis of interest between October to March next year?
Sir agar fix deposit monthly insterest de raha hai to kab tds katega ?
What about RD ??
Is this 10k limit for a financial year ?
Saal me 10 lakh se zyaada paisa withdrawal ya transfer karney par bank tax dept ko inform karta hai. Kya saving account se FD karney par us paisey ko tranfer maana jaata hai.
Now rule changed from Rs 10000 to Rs 40000 for TDS slab.
नमस्ते सर,
मेरा एक सवाल है आप से ।
मेरे बड़े भाई ने F.D किया है पंजाब नेशनल बैंक में 7 लाख रूपये की 2 साल के लिए।
उसको तोड़ने की अवधि जून माह में 2020 में थी जो की अब वह Automatically बढ़ा गई है 2 साल के लिए क्यूँ कि भाई जी समय पर बैंक नही पहुंचे इस कारण वह बढ़ गई 2 साल के लिए।
अब आज मै बैंक गया था उनके साथ और जो F.D का डिपार्टमेंट देखता है मैं उनसे बोला क्या करना होगा इसको पैसे को निकालने के लिए तो उन्होंने बताया की आप लिखित में मुझें दो कि आप का F.D चल रहा है इस शाखा से तो मुझे interest certificate दिया जाए ।
मेरे भाई ने लिख कर दिया Signature करके तो बैंक के कर्मचारी ने एक Certificate दिया है । जिसमे Gross paid और TDS collected लिखा है ।
आप से इतनी जानकारी चाहिए कि क्या 2017 के बाद जो F.D हो रहे है उनमे कुछ बदलाव किया गया है क्या ।
नोट- मेरे बड़े भाई का कमाने का कोई जरिया नही है उनकी पत्नी सरकारी हास्पीटल मे थी लेकिन वह अभी retired हो चुकी है और जो पैसा उनकी पत्नी को मिला था उसी पैसा मे से 7 लाख रूपये मेरे बड़े भाई ने F.D किया है ।
बैंक का कहना है कि आप को ITR फाइल करना होगा ।
क्या करना है कैसे करना है मुझे बताइए कृपया करके।
Thank you.
Self Vipul Tiwari
How can one say that In his next year income will be in the slab that will not be under tax deduction !! During form 15 G filling how can one declare that? So what to do should one submit 15 G if currently he or she has no income under income tax
I deposit 100000 Rs every 46 days as FD at ROI 3.9% pa, the interest that I get is 492 on maturity. TDS deducted is 10% flat by the bank [Rs 50]. I'm in taxable range of 30%, submitting Form 15G doesn't help. How can I avoid TDS?
Agar m retirement bala paisa ko fd krta hu to kitna tax tds katega bataiye jaise 50 lakh ki fd par tax tds ki calculator kar samjhaiye
Estimated total income of the P.Y. in which income mentioned in column 16 to be included --. sbi बैंक के इस कॉलम में कौनसी राशि भरनी हैं। ब्याज वाली या fd maturity पर मिलने वाली राशि।।. Please suggest
What to do by a Sr. Citizen, when even after submission of 15 H form in bank, bank employees do not upload it in computer system.
Plz update this according to new income tax
Option - D 8.5% Interest rate.
Hi,
एक salaried person hai अगर उस को FD पर interest मिला है salary पर जो टैक्स कटा है वो तो Form 26AS पर दिखला रहा है
पर FD का amount Form 26AS me नहीं दिखला रहा है (कि इतना amount as a interest मिला है।)
तो क्या करें।
thank you, very helpful :)
Actually my mom age 65 yrs old having annual income ₹90000 as income from Senior citizens saving scheme . But on 31st March and 1st July TDS is deducted from interest. What to do.???
File the ITR
Sir, Option D- 8.5 years
Sol- 72/8.5=8.47
#lla.#llb
Good information about
The tax process should be more simplified..this is very complex ..
Question 44
Answer is option D
8.5 years
Sir 3:20 pe aapne jaise bola ki agar TDS 15000 bnta hai to bank 10% ke hisab se 1500 kaat lega pr 10000 tk to exempted hai, to TDS 5000 pe lgna chahiye. Ya fir TDS total pe lgta hai?
I think sirf intrest pe he lagta hai
@@iiiiisse haan, lgta to mujhe bhi aisa he h. Intrest to income mein count kiya jata h pr fir bhi clarify kr lete hain
Sir mein ne 20000 ki FD ki kotak 811 a/c mein , total a/c balance 30,000 hein, but TDS applicable bol Raha hein , aur Mera new khata khol to uspar 10 lac to 25 lac annual income show ho Raha hein but under 2-3lac hein what I do
Sir mera father ka15 Lakh ka FD tha. Maturity pe dhekha about 1.5 Lakh Tds cut hua. Ab dekha fy 17-18 me 40000 cut hua tha. Unaka 9000 per month pension hai or senior citizen Vi hai. Ab kaise 17-18 Sal ka refund Karu. Please help
If my income is 2.45 lakh and interest from FD is less than 10000. Then should I pay tax?
Lic housing finance how much would be the limit 5000 or 10000
Punjab National Bank housing finance and Bajaj finance
Hi sir, it is a very good info provided by you. Thanks
I have a question, agar PF amount 50,000 Rs. Se jyada hai toh kya TDS cut hoga?
For Example :-
Employee share - 43000 Rs.
Employer share - 26000 Rs.
Pension share। - 13000 Rs.
Iss condition me kya TDS cut hoga, agar cut hoga toh isko (TDS) cut hone se kese bachaya jaye please give a genuine answer.
Should be non-taxable. Because its PF
kaunsa development kiya aajtak kisi bhi sarkar ne?
School sab private ja rhe hai majbori mein aur wahaan loot machi huyi hai
Hospital private jana padhte hai
Clean water ke liye RO lagane padhta hai
Bijli ke liye inverter
Police ko ghus deni padhti
Govt offices mein bina Rishwat diye kaam nhi hota
Hotel mein khao to tax,
Ghar mein koi bhi saman repair karwao to usmein bhi tax
Highway Roads banane se bachne ke liye sarkar ne us pr bhi unlimited TOLL-PLAZA laga diye TAX ke liye
Koi plot kharido to usmein bhi tax aur use becho to usmein bhi tax aur na becho ghar banao to us par bhi tax
Koi bhi saman kharido us pr bhi tax
MEDICINES tax pr 18% tax laga rkha hai
Iske baad Income pr bhi TAX
Bachao to usmein bhi tax
Bank mein dalo to usmein bhi tax
Stock ya Mutual fund mein lagao to nuksan ho gya to public bhare nuksan pr agar kamai ho gyi to usmein se sarkar ko tax do
Tax tax TAX!!!!
Aur is tax se neta khud ko malamal krte hai croro ki properties bna lete hai aur public ko bola jaata hai aur TAX DO.
Pta nhi government ki is HAFTA-WASOOLI ke liye protests kyu nhi hote hai !!!!!!
QUESTION#44 :
Answer D 8.5
The PF money is taxable??? If we invest it somewhere like FD, RD or any such instruments. Plz suggest something for investment retirement money.
"The PF money is taxable?" - PF is not taxable If the withdrawal is after a period of five years of continuous employment, it attracts no TDS or any tax.
"Plz suggest something for investment retirement money" - PPF/VPF
Sir I have an fd of 18000 in HDFC Bank for 1.5 years
Is there any tds charges applicable ?
*please don't ignore*
Sir I have a question..
If I make a FD of 5 lakh..
Then should i have to pay TDs amount even after submitting 15G form ?
And how the total income calculated for Charging TDS ?
Is the total income calculated on interests ? Or on Deposits I made.
Please reply I need the answer
Depends on your duration of the FD as well as rate of interest that u are getting post maturity. If the interest post maturity is greater than 10k ,then u will have your tds 10% cut on the interest amount from the bank itself.
Sir
Mera SBI me 125000 ka FD(senior citizen) tha ,for 4yr 11 month ke liye uska maturity amount 188900 tha ,but hme maturity pura hone par 184600 Mila baaki ka Paisa kaat liye,Meri galti ye thi ki Maine 15 H , 1 baar hi jma kiye sirf maturity amount nikalte time ,bank wale bol rhe hai ki aapne 15 H nhi jma uska 10% kta hai aur baaki ka Jo kta hai ,Uske baare me Bolta hai ki aapka PAN nhi jma Kiya hua tha, but Maine PAN no. FD ke form me bhara tha.
PAN link na hone par Mera kta hua paise ITR me bhi show nhi kar rha
Mai Kya kru bataye plz
8.5 years d option rule of 72
72/interest rate
Please somebody answer, if for example the principle is huge for example 1 -2 crore, let's say 2 crore Fd in that with 6 % interest the amount of interest is 12 lakhs if the person's income is zero in that specific year that means he has NIL income tax slab ...... What will be the tax and tds that would be cutted
If a person's income is only "interest on Fixed deposits and Savings account interest and no other source of income should he or she has to pay income tax. ?. if his income is around 2 to 2.5 lakhs per annum. (mostly the persons who worked in private sector and do not have any pension facility at their old age and the ALL FDS are their life time savings and interest is his or her livelihood )
Strange thing is even though we pay tds still hs to pay tax. System is not good
Jiska yearly FD pr 10 lac se jayda interest ho use kitna tax dena hoga or kitna TDS milega ??? Please reply
Answer is 8.5 years for Bank Interest
Option D) 8.5 Years