Buti nalang ngayon, may choice na para mag karoon ng peace of mind. Ang isang tao, lalo na kung isa lang ang afford na kunin. Nandyan ang Kaiser 3 in 1 napaka helpful po ng vedio nyo.. Thank You
hmo is prepaid. if your plan has a coverage of 100,000 maximum benefit limit (mbl), that is your consumable amount regardless of procedure or number or hospitalizations. medical insurance is thru medical reimbursement.
Medical Insurance is hospitalization coverage. Pacific Cross covers up to 100 years old and has coverage plan worldwide. My clients are well satisfied with the coverage plan mostly celebrity.
@@aubreybondoc there would be no problem if the diagnosis is covered it the same with other HMO there coverage exclusions but Pacific Cross has a higher coverage limit; their Liaison officers are attentive as well.
ano po masuggest nyo na hmo na for ages 45f and 46m na okay with preexisting conditions, free or mataas coverage for outpatient services (lab tests, check up, teleconsultation), at maraming hospital partners (bonus kung pwede reimbursement pag di hospital partner pinili)? thanks.
Thank you po sa npaka valuable info. Marami talaga na coconfuse between hmo and health insurance. Clear po pagka explain nyo.. ☺️ Bytheway, anu po ba video editor nyo? ☺️
Marzi Makenzie pag HMO meaning hospitalization benefits. Anjan un inpatient, emergency at outpatient. Kapag sinabing health insurance, eto naman un critical illness benefits.
We can give you a more accurate recommendation given more info on your financial goals, needs and resources. We can do that thru our Insurance Planning services. Our professional fee is P5k inclusive or review, research, and a written recommendation. Please email us, admin@wealtharki.com if you wish to set an appointment. Thank you.
My mga product na health insurance na kasama ang investment. Gaya ng inoofer ng img. Mganda ba ito o mas ok at makakatipid ka if kuha ng term insurance then bukod nalang ang investment?
Hi Edsel both health and life insurance protects your income should the unexpected happens, but they differ on the coverage. Life insurance covers your burial needs and any income that goes to the family. Life insurance is used to also pay for estate tax. Whereas Health insurance protects your income from health related expenses (Critical illness) such that you won't go into debt.
@@WealthArki i have second question. Actually wala pa kami both ng HMO and life insurance or health insurance. Pero me and my wife are very interested na kumuha both HMO and life insurance. And also we have Baby. But since sobrang dami ng HMO at life unsurance na nag ooffer. I want to ask for your professional advice or recommendation which to get or to consider. It's just good to know na nanjan kayo to guide us on this kind of matter. Thanks you so much for your help.
Edsel Mendoza hi we need to have a consultation session so that we can answer your inquiry above. We have to consider your financial needs, goals, and other concerns so that our recommendation would be suited to your profile. You can check out at www.wealtharki.com to know more of our services.
As this is an HMO issued by your company that relates to your employment, it is best to check with them as we do not have visibility on employment benefits given by your company. Thanks!
Okay naman ang Kaiser. We suggest that you list down all its benefits and see if those are things you need. Lastly, make sure that it's within your budget.
huawei Y8 yes, there are a lot in the market. We can assist you in scanning the market and find which one fits best for you. Please do visit our website, wealtharki.com for more info. Thanks!
What if for family man like? Though meron n akong life insurance but pagkmuha pko ng HMO baka po mgshort n budget ko. Nag aapply n din ak ng philhealth. TIA
Marchel Ranalan supplementary ang hmo. Iba kasi ang coverage ng life insurance kesa sa HMO. Ang philhealth naman ay discount lang ang makukuha mo, kaya maglalabas ka pa din ng pera once meron naospital sa family mo.
Sa PHILAMLIFE Sir 3 n 1 na siya, meron na hmo, insurance and retirement funds as low as 2500 per month until 65 yrs old but the coverage is until 80 y.o
Would you know of any health insurance policy that can be taken out for a whole family e.g. whoever is first diagnosed with a critical illness will be able to use it?
You don't have to. Mas maganda po na gamitin yung HMO Benefit ng company mo instead kumuha pa kayo ng ibang HMO. Mapapa gastos pa tuloy kayo kapag bumili ka ng ibang HMO. Siguraduhin nyo lang po na naglagay kayo ng dependents para your family will get the same HMO benefits that you have with little or no additional costs. Depende sa policy ni HMO company
Tanong ko lng po sa health insurance kapag na-hospital po, sila na po ba magbabayad sa bill po during hospitalization or ma-reimburse lamang eto kapag may bill na?
It depends on your plan--some plans pay it already (subject to your policy limits), while with some, you have to reimburse it. Best to ask your agent which feature your plan has or the one you are eyeing to buy would have.
hi lalola, ang magandang health insurance ay yung policy na feel mo kailangan mo sa future. Pwede siyang HMO or Health insurance coverage. ang importante ay yung mga sakit na kailangan natin e.cover. Para mas maganda ang mga recommendations natin pwede mo kaming e.email at admin@wealtharki.com for a consultation.
Health insurance mganda kz minor or critical illness ay covered dpende Po sa plan n kukunin.my mga ksma pa investment yn Kya my savings kn covered p health mo insured pa mraming benifits Ang health insurance. Dpende n lng Po tlga sa Kya Ng budget Ng pgbbyad Ng plan.
Hi sirs meron pong medical insurance na covered ang dialysis, I just inquired on it sa AXA Global Healthcare Plan ang ganda sobra ng benefits..pero pang mayaman talaga siya hindi ko pa kaya or karamihan ng Pinoy..
Question po what if di nagamit si Health card sa hospital because it's not accredited due to emergency po is di na nakahanap ng accredited hospital and nagrequest ka ng reimbursement po then nanghingi rn sila ng requirements and you provided nmn po true po ba na di mo maavail un if naka pag file ka dn sa SSS sickness ? Dahil daw same sila ng insurance kahit seperate namn ang kaltas sa kanilang dalawa ?
Maganda maxicare, premium ko is 400k. Noong naospital ako sa medical city sinulit ko talaga tinanong ako ng room, food etc sabi yung pinakamahal na, haha. 5days yata 100k yung bill wala ako binayaran
Not all hospitals have hmo partners or they limit their partnerships with certain providers. that’s why there’s a need to check with the hospital which ones they are partnered with. Thanks!
Hi, maganda tong topic na to. Mga Sir, can I make a request can you give us your review or opinion regarding Kaiser International long term healthcare plans, is it worth it? Thank you in advance.
for me po, worth it po ma'am... ang kaiser ay HMO rin po na may short-term at long-term... 7 yrs. lang syang huhulugan, pag di nagamit ay mag turn into investment, at maliban sa maturity value na makukuha mo ay maibabalik pa sayo ang 85% na hinulog mo kapag di mo nagamit during paying period.. pero dapat po ma'am ay alam nyo po kung ano po talaga ang needs nyo, mas maganda na pag aralan nyo po ito...
Hi Sir Fitz, tama poba understanding ko na ang health insurance is Medical Reimbursement once diagnosed ng Critical Illness? So if I get life insurance w/ critical illness benefit, consider napoba siya as health insurance? Thank you.
Hindi po sya reimbursement. When you say reimbursement po kasi, kelangan mo ng resibo. Pag meron kang health insurance, the company will release the claims depende sa benefits ng policy mo for example: 500K or 1M etc. No need to wait for receipts. Just the diagnosis of the doctor is enough for the release of the claims
Covered po sa HMO ko sa company yung mother ko na turning 69 years old. May binabayaran akong additional since over 65 na sya. Ask ko lang po if pwede pa syang ikuha ng health insurance?
@@flordelizagomez2290 it would depend on your budget and financial needs. This can be discussed more via a consultation session. You can find out more regarding our services at www.wealtharki.com
Flordeliza Gomez we cannot comment on that as we have to have more info on your current financial resources as well as financial goals. You can set up an appointment with us in this regard. Kindly email admin@wealtharki.com. Our professional fee is P1.5k per hour of consultation. Thanks!
Vicente Auxilio Militante hi majority of the insurance companies listed under the insurance commission offers one. Please see their website www.insurance.gov.ph Thanks!
Hi Juana the best health insurance is the one you will need (Kung HMO or Critical Illness). It's best to schedule a consultation with us so that we can discuss further or email us at our admin email for your questions. Thank you!
shockaq sagun hi you can apply for any health insurance from any insurance company :) if you need help in scouting we can provide the service for you kindly check our website at www.wealtharki.com to know more about the service. Thanks!
Hello shockaq sagun! I am Jonathan Armes, a licensed Insurance Advisor. It's my pleasure to share with you how our company can help with your needs. I am conducting free consultations. Please message me either here or through Messenger: Jonathan Henry Armes Or you may visit my Facebook page: facebook.com/Advice-ni-Nathan-105416947884479/ Thank you and have a nice day!
kathleen savellano hi there are products with critical illness riders. Whether or not it fits your plan is subject to our consultation service. Kindly check out our website at www.wealtharki.com to know more of our services. Thanks!
kathleen savellano yes . Actually part ang health insurance sa life insurance. Ibig sabihin pag kumuha ka ng health insurance automatic may kasama na din na life insurance un policy
Sir sana matulongan niyo po Ako paano po ba mag pa member sa HMO nails ko po KC mag pa opera hirap po Ako makalad dahil sa injury Wala po aKong pera pam pagamot,,,😢
Mario Manlupig Jr yes, we did. we really cannot comment if it is the best fit for you unless we see your financial goals and resources clearly. We can do that thru our financial consultation. You may go to our website, wealtharki.com for more info. Thanks!
mico mariñas medical insurance ay para din HMO. Ang kaibahan ay limit or coverage. Mas malaki ang limit na binibigay ng Medical Insurance kesa sa HMO. Example for individual application, normally gang 200k ang limit for HMO while pag sa medical insurance ay pede umabot ng Milyon ang coverage sa Inpatient and emergency
Bats Jordan hi we cannot disclose our personal information such as our HMO provider for safety and privacy. Moreover, the company that we chose are based on our financial needs. It may not apply to your current situation as we have different needs, goals, and resources.
We can give you a more accurate recommendation on which HMO is best for your mother given more info on your and your mother’s financial goals, needs and resources. Our financial planning consultation services can do that for you. Our professuonal fee for that is P1.5k per hr inclusive of research or a written recommendation. Email us admin@wealtharki.com to set an appointment. Thanks!
HEALTHCARE IS THE MOST IMPORTANT Kaiser Ultimate builder plan by KAISER HMO, 3 in 1 na sya may 1.healthcare short term care pede magamit habang nag babayad ka pa may long term pede pa magamit pag retirement, 2.may life insurance just in case n may mangyari sayu at 3.investment Accredited on all major hospitals at halos lahat ng SM malls nilalagyan n ng kaiser clinics, KAISER the no. 1 and only HMO in the philippines where you can get longterm healthcare for more info you can call mr joey ros conde 09611567693 if your in the philippines, but if your in DOHA QATAR you can add me on fb alden caro/mobile 30980830 and we will discuss with you why kaiser is the best investment when you want to plan for your retirement.
Hi Bheng, Kaiser is a good product but whether or not it will fit your health insurance needs is another question altogether. Kindly visit our website at www.wealtharki.com to view our services so that we can help you with your concern. Thanks!
iam boydreamer hi we cannot disclose our HMO providers/or where we got our HMOs for our safety and privacy. Moreover, we got our HMO products as it suits our financial lan and needs and our providers might not be the best fit for you as we have different goals, needs, and resources. Hopeful for your kind consideration. Thanks!
Hello po pwd ko po magamit po yung videos nyu po i updload ko po sana sa page ko isa po sa advocate ko to educate filipinos regarding financial literacy. Hope okay lng po
Kala ko may sumasabay na ibang audio dahil sa intro. Dito pala talaga. Hahahaa!
Ganda, dami ko nanaman natutunan 👌
Ako rin eh tinignan ko iyong ibang tabs. Ang kulit noong bata!
Buti nalang ngayon, may choice na para mag karoon ng peace of mind. Ang isang tao, lalo na kung isa lang ang afford na kunin. Nandyan ang Kaiser 3 in 1 napaka helpful po ng vedio nyo.. Thank You
AIA Phils (formerly Philam Life) have products that offer both medical assistance and life coverage benefits combined in one policy.
Sir Ritz, ang ganda ng insurance coverage computation nyo. Found it on you blog. Thank you!
what site is that?
hmo is prepaid. if your plan has a coverage of 100,000 maximum benefit limit (mbl), that is your consumable amount regardless of procedure or number or hospitalizations. medical insurance is thru medical reimbursement.
HMO and health insurance yan ang Meron sa kaiser International Health Group, Inc. proudly policy holder IMG
Medical Insurance is hospitalization coverage. Pacific Cross covers up to 100 years old and has coverage plan worldwide. My clients are well satisfied with the coverage plan mostly celebrity.
Ang daming negative reviews ng Pacific Cross. Do you have it? How was it?
@@aubreybondoc there would be no problem if the diagnosis is covered it the same with other HMO there coverage exclusions but Pacific Cross has a higher coverage limit; their Liaison officers are attentive as well.
@@isabellemercado4029hi po. Accredited ba ang pacific cross sa peivate hospitals sa mindanao? Any details po. Tnx
@@Sghetypwbckl i check nyo muna kung may condition un contract na "pay the medical expenses first then reimburse later."
Kasulungat ata yung sinasabi mo sa REVIEWS ng mga client nyo.. NEVER AGAIN.. 😅😅
Informative and straight to the point. Thank you po.
AXA company health insurance sir maganda
Mga thank sr thank you very much po
Ano po yung card for outpatient and consultation?
ano po masuggest nyo na hmo na for ages 45f and 46m na okay with preexisting conditions, free or mataas coverage for outpatient services (lab tests, check up, teleconsultation), at maraming hospital partners (bonus kung pwede reimbursement pag di hospital partner pinili)? thanks.
Hi mam ask lng po what if meron kna maxicare health card na issue ng company.Pwd ba dn mag avail ng maxicare e ready advance under pa dn ng same name?
Thank you po sa npaka valuable info. Marami talaga na coconfuse between hmo and health insurance. Clear po pagka explain nyo.. ☺️
Bytheway, anu po ba video editor nyo? ☺️
Marzi Makenzie pag HMO meaning hospitalization benefits. Anjan un inpatient, emergency at outpatient. Kapag sinabing health insurance, eto naman un critical illness benefits.
ano po mas maganda sunlife fit and well or bpi vitality? my suggestion kayong mas maganda?
We can give you a more accurate recommendation given more info on your financial goals, needs and resources. We can do that thru our Insurance Planning services. Our professional fee is P5k inclusive or review, research, and a written recommendation. Please email us, admin@wealtharki.com if you wish to set an appointment. Thank you.
Try niyo po ipa take ung barley sa father noyo po, maganda para sa mga may diabetes.
Sir arki could you share your hmo company po? Thanks in advance
My mga product na health insurance na kasama ang investment. Gaya ng inoofer ng img. Mganda ba ito o mas ok at makakatipid ka if kuha ng term insurance then bukod nalang ang investment?
What HMO Yan sir na pwede mag add Ng defendants? With 3k additional?
500 per consult vs additional 3k? Parang di sulit
they consult multiple times a year according sa video.
salamat po sa ideas na shinashare ninyo.. Question lang po.ano naman po pinag kaiba pa ng life insurance sa health insurance. Thank you.
Hi Edsel both health and life insurance protects your income should the unexpected happens, but they differ on the coverage. Life insurance covers your burial needs and any income that goes to the family. Life insurance is used to also pay for estate tax. Whereas Health insurance protects your income from health related expenses (Critical illness) such that you won't go into debt.
@@WealthArki Maraming salamat. 🍻
Edsel Mendoza you’re welcome!
@@WealthArki i have second question. Actually wala pa kami both ng HMO and life insurance or health insurance. Pero me and my wife are very interested na kumuha both HMO and life insurance. And also we have Baby. But since sobrang dami ng HMO at life unsurance na nag ooffer. I want to ask for your professional advice or recommendation which to get or to consider. It's just good to know na nanjan kayo to guide us on this kind of matter. Thanks you so much for your help.
Edsel Mendoza hi we need to have a consultation session so that we can answer your inquiry above. We have to consider your financial needs, goals, and other concerns so that our recommendation would be suited to your profile. You can check out at www.wealtharki.com to know more of our services.
Anong hmo nyo lods? Un nag dagdag lang kayo ng 3k?
sir pwede po malaman office nin u kung san
very informative. thanks 🙂👍
Sir forticare ok po ba yun
Good day po sir fitz pwede po ba malaman under what company po ung HMO nyo?
Hello, ask ko lang po, for example check up/treatments para sa mental health family member covered po kaya sya ni HMO? From BPO ang HMO ko. Thanks.
As this is an HMO issued by your company that relates to your employment, it is best to check with them as we do not have visibility on employment benefits given by your company. Thanks!
OK po ba ang Kaiser health insurance? Thanks
Okay naman ang Kaiser. We suggest that you list down all its benefits and see if those are things you need. Lastly, make sure that it's within your budget.
Ano po HMO nyo sir,3T/yr po b dagdag,mukhang ok kasi.
Hello Sir! Ask ko lng ok po ba yong Pioneer Life Inc?
Can u compare sa HMO long term care like kaiser 3in1 na
May plans ba or company na life x health insurance na para is ang hulugan
huawei Y8 yes, there are a lot in the market. We can assist you in scanning the market and find which one fits best for you. Please do visit our website, wealtharki.com for more info. Thanks!
hi can you review the Kaiser hmo?
Sana nga ei ksi prang ok dn sya 3 in 1 na
Sir ano po yang hmo mo?
What if for family man like? Though meron n akong life insurance but pagkmuha pko ng HMO baka po mgshort n budget ko. Nag aapply n din ak ng philhealth. TIA
Marchel Ranalan supplementary ang hmo. Iba kasi ang coverage ng life insurance kesa sa HMO. Ang philhealth naman ay discount lang ang makukuha mo, kaya maglalabas ka pa din ng pera once meron naospital sa family mo.
Sa PHILAMLIFE Sir 3 n 1 na siya, meron na hmo, insurance and retirement funds as low as 2500 per month until 65 yrs old but the coverage is until 80 y.o
90% covered yong hospitalization bills sa hmo.
@@abigailcharlie9617 what’s the package name? Or do you have a link?
@@TroisDeuxUn321 sir you can message me in my Fb (bela bailey mike lima) philamlife advisor po ako for further queries. We call it AIA Med Assist
Would you know of any health insurance policy that can be taken out for a whole family e.g. whoever is first diagnosed with a critical illness will be able to use it?
Normally ang meron lang na ganyan ay 2-1 policy. Pero un whole family wala pa
AXA 2 in 1, Aia 2 in 1 din.
@@atekongkong4379 hi ano ang insurance name ni AIA na 2 n 1??
question po, since nire- renew ang mga HMOs every year, meaning to say, nagbabago din ba ang premiums (tumataas) ?
most probably, it would, as age is a factor in computing premiums.
Ask ko lng po may HMO po ako provided ni company. Do I still need papo ba kumuha or.bumili ng individual HMO?
You don't have to. Mas maganda po na gamitin yung HMO Benefit ng company mo instead kumuha pa kayo ng ibang HMO. Mapapa gastos pa tuloy kayo kapag bumili ka ng ibang HMO.
Siguraduhin nyo lang po na naglagay kayo ng dependents para your family will get the same HMO benefits that you have with little or no additional costs. Depende sa policy ni HMO company
Tanong ko lng po sa health insurance kapag na-hospital po, sila na po ba magbabayad sa bill po during hospitalization or ma-reimburse lamang eto kapag may bill na?
It depends on your plan--some plans pay it already (subject to your policy limits), while with some, you have to reimburse it. Best to ask your agent which feature your plan has or the one you are eyeing to buy would have.
@@WealthArki Thank you po.
i watched this a year ago, kasama ko pa si mommy ko now patay na..Feb 13, today is feb 12 2021
Hi sir! Anong hmo po yung kinuha nyo for your parents na diabetic? Im diabetic also po kasi.
Hi April kindly reach out to us via the consultation service at www.wealtharki.com
@@WealthArki hello sir,mahirap ata kumuha ng hmo sir kasi sa mindanao area po kami,not sure kung may accredited ba na hospital sa mindanao sa hmo ,
@@Miamor-pi5xk we recommend that you ask your hospital of choice which HMO they accredit. Thanks!
Anu pong magandang health insurance
hi lalola, ang magandang health insurance ay yung policy na feel mo kailangan mo sa future. Pwede siyang HMO or Health insurance coverage. ang importante ay yung mga sakit na kailangan natin e.cover. Para mas maganda ang mga recommendations natin pwede mo kaming e.email at admin@wealtharki.com for a consultation.
Hi, do you have podcasts on spotify??
guia lara hi you can follow Fitz’ podcast named the 80 percent. Thanks!
Sir paano.po ba pagbabayad ng 1 individual n hmo? monthly po b or yearly? at how much din po
How much po bayad
ano po pinag kaiba nito sa universal health care plan ng philhealth?
Health insurance mganda kz minor or critical illness ay covered dpende Po sa plan n kukunin.my mga ksma pa investment yn Kya my savings kn covered p health mo insured pa mraming benifits Ang health insurance. Dpende n lng Po tlga sa Kya Ng budget Ng pgbbyad Ng plan.
HMO is also very important. Agad agad magagamit agad ang HMO ang Health Insurance need muna isettle bago iclaim.
HMO not so good for dental procedures
Tama po. Yung mga basic lang naman covered. Like bunot, pasta. Pero yung mga expensive procedures na needed like RTC hindi na kino covered.
Hi sirs meron pong medical insurance na covered ang dialysis, I just inquired on it sa AXA Global Healthcare Plan ang ganda sobra ng benefits..pero pang mayaman talaga siya hindi ko pa kaya or karamihan ng Pinoy..
daming reklamo sa axa. normally ginagawa ko po tinatype ko sa fb AXA global complaints dun mo malalaman
Baka gusto nyo din tingnan ang Pacific Cross. Pede ko kau bigyan ng coverage at benefits
@@allantobias2569 pinakamagalung ang pacific cross.
Lumiko Komilu agent din po ako ng pacific cross
@@allantobias2569 i need one. How do i get in touch?
Just right in time.. thank you!!!
ano hmo company po kayo sir fitz?
@@maggiejauh Hi we cannot disclose that information for our own safety and privacy. Hopeful for your kind consideration.
@@WealthArki im grateful to meet you sir Fritz last Convention Sa taiwan. thank you very much sa photo
Sir maapekthan ba ng crisis yung mp2
Raymund Erispe hi it would depend on the loan earnings of pag-ibig. Thanks!
I have the same question. Pls let me know if may info kayo about this. Thanks
Question po what if di nagamit si Health card sa hospital because it's not accredited due to emergency po is di na nakahanap ng accredited hospital and nagrequest ka ng reimbursement po then nanghingi rn sila ng requirements and you provided nmn po true po ba na di mo maavail un if naka pag file ka dn sa SSS sickness ? Dahil daw same sila ng insurance kahit seperate namn ang kaltas sa kanilang dalawa ?
As this is a servicing issue involving specific company policies, kindly forward your concern to your HMO’s Customer Services Dept. Thank you.
Well explained . Thank you
Hello! Nice video, can I share this to my FB account and page?
Charmaine Macasero hi, thank you for your compliment! Yes you may share it :D
Maganda maxicare, premium ko is 400k. Noong naospital ako sa medical city sinulit ko talaga tinanong ako ng room, food etc sabi yung pinakamahal na, haha. 5days yata 100k yung bill wala ako binayaran
Ano klase po maxicare yan?
Anung klaseng prepaid yan sa maxicare
Paano yongnpayment pag maxicare? Annually ba or monthly
Hello po yung hmo po ba pwede gamitin sa cavite lassale hospital?
Hi Arlyn kindly check with the hospital which HMOs they are accepting. Thanks!
@@WealthArki aahh are you saying hindi lahat nang hmo ay accepted sa lahat nang hospital?
Not all hospitals have hmo partners or they limit their partnerships with certain providers. that’s why there’s a need to check with the hospital which ones they are partnered with. Thanks!
Hi, maganda tong topic na to. Mga Sir, can I make a request can you give us your review or opinion regarding Kaiser International long term healthcare plans, is it worth it? Thank you in advance.
for me po, worth it po ma'am... ang kaiser ay HMO rin po na may short-term at long-term... 7 yrs. lang syang huhulugan, pag di nagamit ay mag turn into investment, at maliban sa maturity value na makukuha mo ay maibabalik pa sayo ang 85% na hinulog mo kapag di mo nagamit during paying period..
pero dapat po ma'am ay alam nyo po kung ano po talaga ang needs nyo, mas maganda na pag aralan nyo po ito...
Worth it sya mam..7 yra to pay my healthcare, life insurance and investment
Hi Sir Fitz, tama poba understanding ko na ang health insurance is Medical Reimbursement once diagnosed ng Critical Illness? So if I get life insurance w/ critical illness benefit, consider napoba siya as health insurance? Thank you.
Hindi po sya reimbursement. When you say reimbursement po kasi, kelangan mo ng resibo. Pag meron kang health insurance, the company will release the claims depende sa benefits ng policy mo for example: 500K or 1M etc. No need to wait for receipts. Just the diagnosis of the doctor is enough for the release of the claims
@@mavictoriaacuna MAAM ANO PO MA SUGGEST NYONG HEALTH INSURANCE? I am 26 years old po at motorcycle rider.
Ahahahahaha.. Kakatawa po ang intro nyu.. Aahahahah
Covered po sa HMO ko sa company yung mother ko na turning 69 years old. May binabayaran akong additional since over 65 na sya. Ask ko lang po if pwede pa syang ikuha ng health insurance?
Mark Denver Villones yes, there are some that can accomodate her age.
Ang health insurance po ba ay kelan po siya effective gamitin upon purchasing one? Pwede po ba magamit agad?
Jenzen Guising Agasen most of the products, yes.
Hi Jenzen! From day 1 insured ka na. Licenced financial advisor form Axa Philippines. You may contact me at 09274140504 to share with you the benefit
my 2 daughters work sa bpo, i have 2 maxicare hmo,sad lng kc hangang december ns lng ang coverage kc 67 na ako sa january
hmo is limited time
ano po ang hmo mo sir? and magkano po ang bayad mo annually?
ChrisTetay Vlog we have discussed the concept of HMO in the video, so please do watch it again should you have missed some points. thanks!
Ano naman yong long term healthcare?
You can watch our vid on that:
ruclips.net/video/ULsFKFRF_5I/видео.html
Thanks!
Bakit po ung bill so kpatid ko sa hospital HMO in was added on bill Hindi deducted please pwede po explain po un
As this is a servicing issue, please ask directly ask your HMO instead. Thank you.
Have you heard of Kaiser?
Flordeliza Gomez yes, we have
@@WealthArki opinion nyo po abt their product?
yes po if sa opinion nyo mas secure cyang kunin vs sa sunlife vul para sa anak ko?
@@flordelizagomez2290 it would depend on your budget and financial needs. This can be discussed more via a consultation session. You can find out more regarding our services at www.wealtharki.com
Flordeliza Gomez we cannot comment on that as we have to have more info on your current financial resources as well as financial goals. You can set up an appointment with us in this regard. Kindly email admin@wealtharki.com. Our professional fee is P1.5k per hour of consultation. Thanks!
Hi! What companies offer health insurance? Thanks
Vicente Auxilio Militante hi majority of the insurance companies listed under the insurance commission offers one. Please see their website www.insurance.gov.ph Thanks!
Vicente Auxilio Militante halos lahat ng life insurance may inooffer na health insurance.
Hello po we do offer health insurance in FWD po. I can assist you if you're interested
Ali nmpo ang Mas magandang health insurance kindly give idea please
Alin po
Hi Juana the best health insurance is the one you will need (Kung HMO or Critical Illness). It's best to schedule a consultation with us so that we can discuss further or email us at our admin email for your questions. Thank you!
San po pwede mg apply tnx po
shockaq sagun apply for what?
Wealth Arki health insurance po
shockaq sagun hi you can apply for any health insurance from any insurance company :) if you need help in scouting we can provide the service for you kindly check our website at www.wealtharki.com to know more about the service. Thanks!
shockaq sagun thru HMO officer or their agents. Thanks!
Hello shockaq sagun!
I am Jonathan Armes, a licensed Insurance Advisor. It's my pleasure to share with you how our company can help with your needs. I am conducting free consultations.
Please message me either here or through Messenger:
Jonathan Henry Armes
Or you may visit my Facebook page:
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Iba pa ba yung coverage ng Philhealth?
JamesCloud yes the coverage from philhealth is different, though there are some overlaps.
JamesCloud yes.
Hi po. Yung additional niyo po na 3k for your dependents sa HMO. Is it monthly po?
Hi Majorie, increases or additional payments are typically yearly or annual. Thanks!
Covered po ba sa intellicare ang inject para sa kagat ng aso?
Best to check your Intellicare package if it includes that as they offer different ones. Thanks!
Where is Rienzie?
During this time, may meeting pa. We were waiting for him actually.
sir paano po ba ang pagbabayad ng isang individual na hmo? monthly po ba or yearly? at how much po
Gwapo ni Adriel!
Sir Fitz ano po hmo nio?
Pwede po ba kumuha ng hmo & then babayaran na po yung annual premium, makukuha po ba yung maximum coverage kapag nagamit agad for surgery?
Yes, you can do that. Just check with your HMO agent on the particulars of the policy. Thanks!
Ano ung hmo mo fitz? Maganda.
Jocelyn Bergado hi we can not disclose our personal hmo for safety reasons. Thanks!
Sa Philippines naman, walang totoong health insurance e. Life insurance pa din, iba lang yung marketing.
Insurance companies has health focused policies. Your just not checking.
meron po bang life insurance na included na din po ang health insurance
kathleen savellano hi there are products with critical illness riders. Whether or not it fits your plan is subject to our consultation service. Kindly check out our website at www.wealtharki.com to know more of our services. Thanks!
Meron po ma'am.. Critical illness coverage po.. Jeng from pru life uk
@@WealthArki thank you
kathleen savellano yes . Actually part ang health insurance sa life insurance. Ibig sabihin pag kumuha ka ng health insurance automatic may kasama na din na life insurance un policy
@@allantobias2569 pwede po bang maka avail kahit nasa abroad po ako
Sir sana matulongan niyo po Ako paano po ba mag pa member sa HMO nails ko po KC mag pa opera hirap po Ako makalad dahil sa injury Wala po aKong pera pam pagamot,,,😢
sana tagalugin nyo pra maintindihan ng di nkapagtapos pero willing n malaman ang topic nyo
Thanks
Hello Sir. Is it wise to get a Hospital stocks ? How can we compare it to health insurance and HMO ?
Hi. Have you heard of BPI-Philam’s Build Life Plus product? Is it worth it?
Mario Manlupig Jr yes, we did. we really cannot comment if it is the best fit for you unless we see your financial goals and resources clearly. We can do that thru our financial consultation. You may go to our website, wealtharki.com for more info. Thanks!
Sa anong kind ng individual niyo po ma re-recommend ang BPI-Philam's Build Life Plus product?
Modernong Pepe it would depend on the person’s need, budget and financial goals. Thanks!
Meron ba company na nagoofer ng HMO at Insurance?
Jefferson Ruz yes, there is.
@Jefferson yes po Sir, you can email me at rmcsabuero@gmail.com thanks!
Minsan kasi yung agent sinungaling din. Makabenta lang.
Agree!
hahahahahahahahaha yung bata!!!!! pasaway!
batang pasaway..hahaha..tnx sa info mga sirs..
Much better get a LONGTERM HMO or Healthcare which is KAISER Longterm HEALTCARE.. 3 in 1 na siya may HEALTHCARE + INSURANCE + INVESTMENT.
Sir if you don't mind anong HMO or company po yung gamit nio?
Hi eRsn, we cannot disclose our HMO company for our own safety and it might not match what you need. Hopeful for your kind consideration.
Good day po tanong ko lang po Kung ano po Yung HMO ni sir Fitz. Thanks and Godbless
Sir ano name mo sa mssrg?
Pm Kita sa messenger sir. Ano name mo?
sir gawa din po kayo ng topic about medical insurance. kung ano pinagkaiba ng 3.
mico mariñas medical insurance ay para din HMO. Ang kaibahan ay limit or coverage. Mas malaki ang limit na binibigay ng Medical Insurance kesa sa HMO. Example for individual application, normally gang 200k ang limit for HMO while pag sa medical insurance ay pede umabot ng Milyon ang coverage sa Inpatient and emergency
habang nanunuod ako na right side mga maliliit na youtube...kita ko si money growers.ph medoy may hawig pala sila hehehe
Nagulat ako mga sir bakit ganun ung music sa umpisa parang pang horror eh gabi na. Yun pala may bata sa likod lol.
Sir Fitz, pede malaman ano HMO mo?,, un na rin gusto ko kunin para wala na ko duda kung maganda o hindi ung makukuha kong HMO,
Bats Jordan hi we cannot disclose our personal information such as our HMO provider for safety and privacy. Moreover, the company that we chose are based on our financial needs. It may not apply to your current situation as we have different needs, goals, and resources.
Hi sir Bats Jordan...if you want a Free HMO proposal and assessment, I can send you one. PM me and I can send it via email. Thanks.
Mag img kaiser kau sir.msg me for more info
Naghahanap ako nang hmo para sa nanay ko.
We can give you a more accurate recommendation on which HMO is best for your mother given more info on your and your mother’s financial goals, needs and resources. Our financial planning consultation services can do that for you. Our professuonal fee for that is P1.5k per hr inclusive of research or a written recommendation. Email us admin@wealtharki.com to set an appointment. Thanks!
haha sakto nung pinag uusapan na yung dependents and children, biglang may batang pasaway na lumabas sa background haha 5:49
Yung totoo... the guy on left screen seemed unsure of his information.
Can one of you speak English for Expats? I think 85% of Filipinos speak English
Yung bata!!! hahaha
How about Kaiser is HMO pero may investment di.cya health insurance po...good po ba cya sir?
HEALTHCARE IS THE MOST IMPORTANT
Kaiser Ultimate builder plan by KAISER HMO, 3 in 1 na sya may 1.healthcare short term care pede magamit habang nag babayad ka pa may long term pede pa magamit pag retirement, 2.may life insurance just in case n may mangyari sayu at 3.investment Accredited on all major hospitals at halos lahat ng SM malls nilalagyan n ng kaiser clinics, KAISER the no. 1 and only HMO in the philippines where you can get longterm healthcare for more info you can call mr joey ros conde 09611567693 if your in the philippines, but if your in DOHA QATAR you can add me on fb alden caro/mobile 30980830 and we will discuss with you why kaiser is the best investment when you want to plan for your retirement.
Hi Bheng, Kaiser is a good product but whether or not it will fit your health insurance needs is another question altogether. Kindly visit our website at www.wealtharki.com to view our services so that we can help you with your concern. Thanks!
Sir anu po HMO nyu?
iam boydreamer hi we cannot disclose our HMO providers/or where we got our HMOs for our safety and privacy. Moreover, we got our HMO products as it suits our financial lan and needs and our providers might not be the best fit for you as we have different goals, needs, and resources. Hopeful for your kind consideration. Thanks!
Hello po pwd ko po magamit po yung videos nyu po i updload ko po sana sa page ko
isa po sa advocate ko to educate filipinos regarding financial literacy. Hope okay lng po
Hi yes you may share our videos in your FB page. Thanks!
Thank you po Sir God bless :)