I been subscribing to you for a while na, and sobrang dami ko na din pong natutunan. Can you teach us po pano namin malalaman kung align ang aming insurance policy sa needs namin? Ano po ang nakainclude sa policy, ano ang mga dapat namin alamin?
Awesome! Medyo wag lng mag agawan ng ssbihin ksi may mga instances natatabunan yung gustong sbihin ng bawat isa - bigayan para mas klarong pakinggan..😉
Thankyou so much for this video. super dami kong natutunan. insured nako 1yr ago. and this helps me a lot para mas maintindihan yung policy ng VUL ko. Thankyou so much guys ❤️
Thanks for these insights regarding Life Insurance. A very useful info in choosing a Personal Right Insurance and to avoid of being over/under insured. Kudos Wealtharki :)
Marley Mae hi all three have their own uses and it depends on the purpose. We can give an accurate recommendation through a consultation as we need to take into consideration your financial needs. For the general public we can create a video discussing health insurance policies and personal accident and how it can be used. Thank you for your suggestion!
M Joseph Cleofe hi as mentioned in the video we acknowledge that there are funds that provide face amount + fund value. :) The former is usually the standard internationally. Thanks!
Minsan po kasi wala budget. Kaya nagbi-based na lang sa budget ni client na willing ibayad monthly. Kasi di nila ung 5 years to 10 years na computation. Kaya kung magkanong face amount na lang aabutin ng budget nila.
Reyman David Urbina for those that have limited budgets, yes; but for those who are able to pay VULs ably and sustainably w/o impairing other fin’l goals, we recommend such. It really is on a case to case basis. Just like types and dosage of medicines.
we can give a more accurate comment on that given more info on your financial needs, goals and resources. we can do that thru our Insurance Review services. kindly visit our website, wealtharki.com for more details.
Hi Josephine, money 8 is a good product, yet we cannot say if it fits your financial plan or not. It will be best to have a consultation session so that we can give an accurate recommendation that takes into consideration your goals, financial assets, needs, and among others for an accurate recommendation. You can check our website at www.wealtharki.com to know more of our services.
that would largely depend on your financial needs an resources, among other factors. for a more accurate recommendation, we can do that through our Insurance Planning Service. kindly go to our website, wealtharki.com for more details. Thank you.
5 yrs to pay. Insured for 1 million. 245,000 yearly premium for 5 yrs. Can be terminated after 5 yrs locked in period. Parang sobra yung binayad na premium for 5 years. But the catch is guarranteed fixed income of 40,000 every 2 yrs. Up to 100 yrs old coverage.
Myrian Valenzuela hi myrian, most insurance policies do not have a lock in period. Kindly get in touch with your agent if there is a lock in period or not as this is against IC regulations. You have the right to terminate your insurance policy at any given time if it doesn’t suit your needs. We can review your insurance coverage if in case you cannot reach out to your agent, kindly send us an email at admin@wealtharki.com or kindly visit our website at www.wealtharki.com to know more about our services. Thanks!
maling-mali pala ko. yung nakuha kong life insurance, face amount 200k lang pala pero yung sinabi ng agent sakin 2M daw. yung hinuhulog ko monthly pg x12 for 1 year, tapos pg x10 dahil 10years babayaran, P229,800. lugi pa ko. kakalungkot. ☹️ salamat sa mga videos nyo mga sir.napakalaking tulong po n mabuksan mga isip ng mga tao pagdating sa ganyang bagay.sana alam ko na to una palang.
Hello po 😊 i have a question po. Ang insurance po ba coverage until 70-88 years old, okay na po ba yun or mas mabuti po kung until 100 yrs old? 10-15yrs po to pay po yung payment ng premiums.
@@WealthArki if it is limited to that age po ba, is it still called term insurance? Sana po may video kayo comparing term and whole insurance and kung ano better between the two 😊
Viclyn Love Mesagrande we have videos on tha in our Insurance Playlist. Please check them out. This is one: ruclips.net/video/T0UAdojLe9U/видео.html Thanks!
Hi new FA po ako and I want to know more on how to be an effective FA not just an agent., So if may client po ba na want to be insured and to have an investment pero not literate pagdating sa investment like stocks anu pong magandang advise for them?
We can give you a more accurate and precise recommendation once we have done a through analysis of your situation. You can set an appointment through our financial consultation through this link--> www.wealtharki.com/consultation/ Thanks!
Eduard Bactong yes they are. But as to whether they are the best fit for you is another matter altogether. For that, we would have to undergo our financial consulration. Please visit our website, wealtharki.com for more details. Thanks!
Hello po! Advisable po ba ang life insurance or VUL for singles like me (24 years old)? Or should I just invest monthly on mutual funds then get a term insurance when I have my own family? Thank you!
that would depend on a lot of factors such as your cash flow, your financial needs and resources, among other things. to give you a more accurate recommendation, we suggest that we do a financial consultation. please do visit our website, wealtharki.com for more info. thanks!
Sir tama po ba yung Life Insurance product na VUL for a long term period? Nag avail po ako nito at ang premium ko for a year is 30K payable for 5years. Ang fund basket po ay PDEF at PFIF. Riders naman po na YES sakin ay Born of Child. Death of Spouse/Child. Pero yung sa education ay wala. One claim avail per policy year. Ang projected death benifits ay 150K tataas po kasabay ng fund value ng investment 8-10years onwards.
jeffrey urbano hi we can give you a more accurate recommendation via a consultation. Kindly email us at admin@wealtharki.com if you haven’t done so. If you already sent an email kindly wait for a reply as the team is currently finishing their activities for 2019. Thanks!
Ang di ko gusto dito sa mga nagbebenta ng insurance ay hinde naman talaga nila inaalam o tinatanong man lang kung financially literate yung mga potential clients nila. Isa ko dito dati. Nakakuha ako ng VUL at sa totoo lang halos wala talaga akong alam sa ibay ibang financial products. Kalaunan ay nakakuha na ren ako nito kase kapatid ko nagbenta sa ken. Pero kung pwede lang ibalik ang panahon ay hinde siguro ako kukuha ng VUL. Sa palagay ko ay sa katapusan ng policy ay break even lang siguro ako at masama nito ay nakatali ako sa pagbayad o pag iimpok sa loob ng 15 taon.
Tender offer ay yung offer ng companies na na-delist sa stock exchange para bilhin nila yung shares na hawak mo. Pwedeng ang offer price ay higher o lower sa last traded price ng stock bago ito na-delist. For example, si Company A ay na-delist noong Dec. 2 at ang last traded price ay 1.50. May hawak kang 2000 shares na average price ay 1.60. Dahil delisted na si Company A, bibilhin nila yung shares na hawak mo at ooferran ka ng halimbawa 1.45 per share. Nasa iyo iyon kung ibebenta mo sa kanila o hindi. Ganun ang tender offer. Public float naman ay yung dami ng shares na available sa bentahan at bilihan ng publiko sa stock exchange. For example, si Company A ay may 2,000,000 outstanding shares at ang public float ay 10%. Ibig sabihin, 10% lang ng 2,000,000 or 200,000 shares ang available sa public para sa bentahan at bilihan ng shares sa stock market. Sana ho ay nakatulong ang mga impormasyong ito.
sir gusto ko sana bigyan mama ko life insurance.. peru ala xa birthcertificate, if ever something happen to her ,, hihingian paba kami birthcertificate to claim ?
Hello ask ko lang po meron kc akong insurance and late ko na napanuod to gusto ko sanang malaman kung tama ba tong kinuha .gusto ko sa ng makuha ung opinion then i will consult my FA din.thank you in advance
Eplan is actually an online facility that will enable policy owners of Philam Life to view their policy information and make policy transactions online.It is not an investment.If you want a single VUL investment then you may do so by investing in the Money Tree- a one time payment investment.
Lizena Salvador- Calugay it would depend on the life insurance coverage and attached benefits (riders). We can compute for your insurance coverage via a consultation. Kindly email us at admin@wealtharki.com
Thanks for this informative topic mga sir😙 i would like to ask po if need ko po ba kumuha ng life insurance since i am single woman and not a breadwinner. If not, ano pong ika suggest nyo po na kunin ko. Thanks po☺️
Maribel Cabalit if funeral expenses are not covered, yes. We need to take a look into your current financial structure, assets, goals, etc to have an accurate product recommendation. We can do this via a consultation session. To know more about our services, please visit www.wealtharki.com. Thanks!
Mars Peralta education funds are meant to be built up through proper stock investing or pooled fund investing. We can design a program for you. Kindly email us at admin@wealtharki,com.
Hello po..ask lng po kng tma po ang nkuha kong insurance..isang VUL n ang premium ko 5,200 monthly at isa png life insurance n 2700 premium monthly.Single p poko..thank you.
Hello tanong ko lang po. is it a good idea na kumuha ng 2 insurance? I have a goal na makapag patayo ng bahay 10 years from now and I am 24 years old. saan po kaya maganda mag invest? yung alam kong may papatunguhan pag iinvest at ipon ko. help me po. I have already 1 life insurance. tapos kumuha ulit more on investment? or isa nalang po tapos mag invest ako sa iba? any idea po? thank you
Hi Amiel, it would be best if we could review the insurance policies you got before coming up with a decision. We also need to consider your current financial structure, assets, needs,goals, etc. in relation to your budget for insurance. Kindly check out www.wealtharki.com to know more about our consultation services. Thanks!
Bakit kami di pa nakakaclaims sa 2 insurances ng namatay kong anak. Hindi ko na memention ang mga insurances. I submitted all the requirements last june 23, 2020 but until now hindi pa rin kami nakakaclaims. Is this normal? Ganun ba talaga katagal mag claims?
Hi teresita, condolences to your family. please reach out to your insurance adviser regarding this as they would know more regarding the status of your claims. Thanks!
I do have a question, what if you didn't pay your premium policy full, say 7k yung premium policy mo yet u just only pay 4k, malaki ba ang effect nito sa insurance na kinuha mo?
Tanong ko na rin po nag simula na po akong mag stock market this year kung sakaling pangit ang stock market for long term dapat ko po bang hulugan pa rin or wait ko n lng po gumanda uli
Joana Vibal hi if the fund is for the short term around 1 year we have no problems with it. Otherwise kindly email us at admin@wealtharki.com to book a consultation session so that we can give you a more accurate recommendation for your financial goals. Thanks!
Hi po for example 31 na me.. Then 2500 premium ko how much po ang face amount good then il pay it by 10 yrs.. Coverage po 1K per day pag n ospital Accidental death 450K
Arnie ortiz hi it will depend on the insurance company. We can scout on your behalf. Kindly set an appointment with us by emailing us at admin@wealtharki.com and to know more about our insurance planning service kindly visit our website at www.wealtharki.com
Alvin Verga hi there is no straightforward computation for health insurance as it would depend on the critical illness. We can give estimates based on the illness through our financial consultation. Kindly check our website at www.wealtharki.com for more details. Thanks!
Sir, mayron po b kayo ma recommend na inurance product n hindi vul? Yung yearly pay lang para mas mura and at the same time mareach ko yung target face amount k. Salamat. And if posible anong companies po nagoofer neto.
Richard Pogi we have some in mind but we have to inspect first your financial goals as well as available financial resources. We can do that thru one of our financial consultation. You may visit this link for more details: www.wealtharki.com/consultation/ Thanks!
Hello Sir.. Tanong lang po ako. Ok po ba na may apat akong VUL. 2 for my kids and sa namin dalawa ni misis.... kailangan kong alising or palitan tung dalawang VUL ko. Salamat po ulit.
lyzander allen Montebon good day. We can give you a more accurate recommendation given more info on your financial goals and resources. We can do that thru our financial consultation. Please do visit this link for more details: www.wealtharki.com/consultation/ Thank you.
Panu po ba mag apply k sir ng insurance sir..puidi po ba pa assist sknya wla po kc aq alam sa pagkuha ng insurance now plng po sna mag uumpisa patulong naman po
Fedelyn Barja hi to apply you need to talk to an insurance agent. We can compute for your insurance needs prior to talking to one. Kindly send us an email at admin@wealtharki.com to book your consultation. Thanks!
Nelson Carbonell the downside of a term insurance is that come age of 65 (older in some cases), is that you cannot be insured anymore, such that your dependents would not have a source of income nor funding for your final bills. term insurance is best for people who have limited budget but with high insurance needs.
Okay lang po ba ung life insurance na may vul tapos 15k yearly ang bayad hanggang 60 o 65yo? Ung iba kasi 10years to pay lang okay na. Alin dun ung mas maganda?
Jason Laureta we can give you a more accurate recommendation given more information on your financial goals and resources. We can do that through our one on one financial consultation. Please do click on the link for more details: www.wealtharki.com/consultation/ Thank you.
Sir so advice nyo po ba na i continue ko payment Tama kapo continues po 100yrs nga ata yun insurance na nabili kopo..mas malakinapo ang payment ko kesa dun sa facevalue 450k yata ...meaning lugi pag na withdraw kopo..nakalagay 10 years term but continue til 100yrs..pls advice me ..shld i withdraw
bheng Mercado to give you a more accurate advice, we need more info on your financial goals as well as current and future cash flow. we can do that thru our financial consultation. Please email us admin@wealtharki.com to set an appointment. our professional fee is at P1.5k per hour, inclusive of a written recommendation. Thanks!
du 30 hi please delete your comment ASAP as financial information should be sent in private and should not be posted here as a comment for the world to see. We can discuss more via email or through a video call. Email the information above at admin@wealtharki.com
It depends on your need. Life insurance is purchased to help your family financially in case of your death or disability; money market fund is for money that you would need in one year or less. We can help you determine which one to go first in our financial consultation services. For more info, please visit our website, wealtharki.com. Thanks!
@@WealthArki1. Designation is irrevocable AND 2. beneficiary should not be the estate, executor, or administrator of the deceased = the insurance proceed will not be included sa gross estate nung namatay; hence di ksma s pagcocompute ng tax due or estate tax (tax free)
Jesus Jr. Mosa hi it would depend on the client’s needs and resources. We do not have a preference as to which product whether if it is term, whole life, and VUL. What matters more is finding the right product that would fit the client’s insurance needs. :)
Hi. Baka mas ok na mag english nalang ung new guy kasi mas hirap ako intindhin sa pag tagalog nia 😁 parang ako, pag nag salita ako ng english ng diretso eh di ko narin maintindhan sarili ko hahahha
Thanks po sir fitz and sir Adriel for the very well explained regarding buying life insurance..so very clear and slowly.
A Pleasant Good Day Po
Sir pwede po ba kayong gumawa ng example video sa pg-compute ng isang insurance?
Sa Sunlife, makukuha mo both face value and fund value
I been subscribing to you for a while na, and sobrang dami ko na din pong natutunan.
Can you teach us po pano namin malalaman kung align ang aming insurance policy sa needs namin? Ano po ang nakainclude sa policy, ano ang mga dapat namin alamin?
Hi Angelica, thank you for your topic suggestion. We’ll keep this in mind when making new videos for our channel. :D
Awesome! Medyo wag lng mag agawan ng ssbihin ksi may mga instances natatabunan yung gustong sbihin ng bawat isa - bigayan para mas klarong pakinggan..😉
Thankyou so much for this video. super dami kong natutunan. insured nako 1yr ago. and this helps me a lot para mas maintindihan yung policy ng VUL ko. Thankyou so much guys ❤️
Thank you mga Sir.. Ganda and clear ng paliwanag.. Madami aq natutunan.. God Bless Sir!
Thanks for these insights regarding Life Insurance. A very useful info in choosing a Personal Right Insurance and to avoid of being over/under insured.
Kudos Wealtharki :)
Sir. Please have some discussion about HMO, health insurance, and medical insurance. Ano po bang pinagkaiba ng mga iyan and alin ang mas maganda?
Marley Mae hi all three have their own uses and it depends on the purpose. We can give an accurate recommendation through a consultation as we need to take into consideration your financial needs. For the general public we can create a video discussing health insurance policies and personal accident and how it can be used. Thank you for your suggestion!
Awaiting for your video posting for that.. More power and God bless @wealth arki
@@WealthArki Maghihintay po kami sa video tungkol diyan po. Salamat.
Good...lookin' forward to your SP VUL episode. Merry Christmas WArki!!!.
sir ano po yung group of life insurance orGLI
I'm about to share the vid. Though masyadong generalized. Meron po face amount plus fund value upon death. Hindi lahat which ever is higher.
M Joseph Cleofe hi as mentioned in the video we acknowledge that there are funds that provide face amount + fund value. :) The former is usually the standard internationally. Thanks!
Better than Sanjay Tolami, imo! Good job guys!
Thank you po mga sir its very informative po.
Ngayon ko lang nalaman kung kailan nakakuha na ko.
Minsan po kasi wala budget. Kaya nagbi-based na lang sa budget ni client na willing ibayad monthly. Kasi di nila ung 5 years to 10 years na computation. Kaya kung magkanong face amount na lang aabutin ng budget nila.
Thanks Fitz and Adriel for this topic..cheers!
So its better to have a term life insurance separating your investment instead of buying a VUL?
Reyman David Urbina for those that have limited budgets, yes; but for those who are able to pay VULs ably and sustainably w/o impairing other fin’l goals, we recommend such.
It really is on a case to case basis. Just like types and dosage of medicines.
Thank you. Very good topic.
bought 1 whole life, 2VUL, and 1 medical .. for retirement, protection and savings
What can u say about axa life basix? 2017.65 premium ko with 450k life isurance
we can give a more accurate comment on that given more info on your financial needs, goals and resources. we can do that thru our Insurance Review services. kindly visit our website, wealtharki.com for more details.
how about BDO life Money 8?any recommendation?
Hi Josephine, money 8 is a good product, yet we cannot say if it fits your financial plan or not. It will be best to have a consultation session so that we can give an accurate recommendation that takes into consideration your goals, financial assets, needs, and among others for an accurate recommendation. You can check our website at www.wealtharki.com to know more of our services.
Is it okay to just do Investing instead of Insurance or VUL?
that would largely depend on your financial needs an resources, among other factors. for a more accurate recommendation, we can do that through our Insurance Planning Service. kindly go to our website, wealtharki.com for more details.
Thank you.
Thank you so much po naliwanagan ako.
5 yrs to pay. Insured for 1 million. 245,000 yearly premium for 5 yrs. Can be terminated after 5 yrs locked in period. Parang sobra yung binayad na premium for 5 years. But the catch is guarranteed fixed income of 40,000 every 2 yrs. Up to 100 yrs old coverage.
Myrian Valenzuela hi myrian, most insurance policies do not have a lock in period. Kindly get in touch with your agent if there is a lock in period or not as this is against IC regulations. You have the right to terminate your insurance policy at any given time if it doesn’t suit your needs. We can review your insurance coverage if in case you cannot reach out to your agent, kindly send us an email at admin@wealtharki.com or kindly visit our website at www.wealtharki.com to know more about our services. Thanks!
maling-mali pala ko. yung nakuha kong life insurance, face amount 200k lang pala pero yung sinabi ng agent sakin 2M daw. yung hinuhulog ko monthly pg x12 for 1 year, tapos pg x10 dahil 10years babayaran, P229,800. lugi pa ko. kakalungkot. ☹️ salamat sa mga videos nyo mga sir.napakalaking tulong po n mabuksan mga isip ng mga tao pagdating sa ganyang bagay.sana alam ko na to una palang.
Initially po dapat pina clarify nyo po sa agent niyo kasi kung ganun ang nanyare meron sort of misrepresentation which is mali po talaga yun.
Salamat po sa pagresponse sir.
Hello po 😊 i have a question po. Ang insurance po ba coverage until 70-88 years old, okay na po ba yun or mas mabuti po kung until 100 yrs old? 10-15yrs po to pay po yung payment ng premiums.
Viclyn Love Mesagrande it really depends on the person’s genetics, lifestyle and life expectancy, among other factors.
@@WealthArki if it is limited to that age po ba, is it still called term insurance? Sana po may video kayo comparing term and whole insurance and kung ano better between the two 😊
Viclyn Love Mesagrande we have videos on tha in our Insurance Playlist. Please check them out.
This is one:
ruclips.net/video/T0UAdojLe9U/видео.html
Thanks!
Hi new FA po ako and I want to know more on how to be an effective FA not just an agent., So if may client po ba na want to be insured and to have an investment pero not literate pagdating sa investment like stocks anu pong magandang advise for them?
Johndy Trillana you can watch our vids on investing and share the knowledge.
Or, you can have your client watch them, too☺️
Hello po. Need your advice po sana. Best insurance policy for 8yo kid? Thanks po.
We can give you a more accurate and precise recommendation once we have done a through analysis of your situation. You can set an appointment through our financial consultation through this link--> www.wealtharki.com/consultation/
Thanks!
Hi Sir ask ko lang po okay po ba ang Insurance product ng Prulife Traditional at Variable?
Eduard Bactong yes they are. But as to whether they are the best fit for you is another matter altogether. For that, we would have to undergo our financial consulration. Please visit our website, wealtharki.com for more details. Thanks!
Hello po! Advisable po ba ang life insurance or VUL for singles like me (24 years old)? Or should I just invest monthly on mutual funds then get a term insurance when I have my own family? Thank you!
that would depend on a lot of factors such as your cash flow, your financial needs and resources, among other things. to give you a more accurate recommendation, we suggest that we do a financial consultation. please do visit our website, wealtharki.com for more info. thanks!
Sir tama po ba yung Life Insurance product na VUL for a long term period? Nag avail po ako nito at ang premium ko for a year is 30K payable for 5years. Ang fund basket po ay PDEF at PFIF. Riders naman po na YES sakin ay Born of Child. Death of Spouse/Child. Pero yung sa education ay wala. One claim avail per policy year. Ang projected death benifits ay 150K tataas po kasabay ng fund value ng investment 8-10years onwards.
jeffrey urbano hi we can give you a more accurate recommendation via a consultation. Kindly email us at admin@wealtharki.com if you haven’t done so. If you already sent an email kindly wait for a reply as the team is currently finishing their activities for 2019. Thanks!
Ang di ko gusto dito sa mga nagbebenta ng insurance ay hinde naman talaga nila inaalam o tinatanong man lang kung financially literate yung mga potential clients nila. Isa ko dito dati. Nakakuha ako ng VUL at sa totoo lang halos wala talaga akong alam sa ibay ibang financial products. Kalaunan ay nakakuha na ren ako nito kase kapatid ko nagbenta sa ken. Pero kung pwede lang ibalik ang panahon ay hinde siguro ako kukuha ng VUL. Sa palagay ko ay sa katapusan ng policy ay break even lang siguro ako at masama nito ay nakatali ako sa pagbayad o pag iimpok sa loob ng 15 taon.
Ang haba ng paying period. Ang laki ng tutubuin ng agent.
Good day sir itatanong ko lng po kung ano ba ang tender offer at public float? thanks advance po.
Tender offer ay yung offer ng companies na na-delist sa stock exchange para bilhin nila yung shares na hawak mo. Pwedeng ang offer price ay higher o lower sa last traded price ng stock bago ito na-delist. For example, si Company A ay na-delist noong Dec. 2 at ang last traded price ay 1.50. May hawak kang 2000 shares na average price ay 1.60. Dahil delisted na si Company A, bibilhin nila yung shares na hawak mo at ooferran ka ng halimbawa 1.45 per share. Nasa iyo iyon kung ibebenta mo sa kanila o hindi. Ganun ang tender offer.
Public float naman ay yung dami ng shares na available sa bentahan at bilihan ng publiko sa stock exchange. For example, si Company A ay may 2,000,000 outstanding shares at ang public float ay 10%. Ibig sabihin, 10% lang ng 2,000,000 or 200,000 shares ang available sa public para sa bentahan at bilihan ng shares sa stock market.
Sana ho ay nakatulong ang mga impormasyong ito.
Maganda kung magkasama ang face amount at fund value or income from investment
With Sunlife both
Renee Rose Legaspi hi not necessarily as it will depend on the face amount, and the client’s necessary. We treat the investment amount as a bonus.
sir gusto ko sana bigyan mama ko life insurance.. peru ala xa birthcertificate, if ever something happen to her ,, hihingian paba kami birthcertificate to claim ?
what they normally require is the death certificate. you may talk to your agent, in this regard. thanks!
Can we withdraw money if I need it ?
Eleanor Moreno it would be subject to holding periods, depending on the product, if there is a fund value.
Hello ask ko lang po meron kc akong insurance and late ko na napanuod to gusto ko sanang malaman kung tama ba tong kinuha .gusto ko sa ng makuha ung opinion then i will consult my FA din.thank you in advance
Jose Edison Pring here’s our vid when we receive such product queries:
ruclips.net/video/DaoIkV7ejRA/видео.html
Thanks!
Hello sir ano po ang pHIlam eplan envisment insurance po ba ito?
What do you mean?
Eplan is actually an online facility that will enable policy owners of Philam Life to view their policy information and make policy transactions online.It is not an investment.If you want a single VUL investment then you may do so by investing in the Money Tree- a one time payment investment.
sir Magkano po ba ang life insurance. monthly payment, years to pay. thank you po..
Lizena Salvador- Calugay it would depend on the life insurance coverage and attached benefits (riders). We can compute for your insurance coverage via a consultation. Kindly email us at admin@wealtharki.com
Thanks for this informative topic mga sir😙 i would like to ask po if need ko po ba kumuha ng life insurance since i am single woman and not a breadwinner. If not, ano pong ika suggest nyo po na kunin ko. Thanks po☺️
Maribel Cabalit if funeral expenses are not covered, yes. We need to take a look into your current financial structure, assets, goals, etc to have an accurate product recommendation. We can do this via a consultation session. To know more about our services, please visit www.wealtharki.com. Thanks!
So di pala ako nag lisa na bumili lang ng life insurance pero hindi naintindihan😂
Saan po ba magandang kumuha ng educational fund... Puro VUL kasi binibigay sa akin...
Mars Peralta education funds are meant to be built up through proper stock investing or pooled fund investing. We can design a program for you. Kindly email us at admin@wealtharki,com.
Hello po..ask lng po kng tma po ang nkuha kong insurance..isang VUL n ang premium ko 5,200 monthly at isa png life insurance n 2700 premium monthly.Single p poko..thank you.
Christine Bearneza we have a video guide on that one. Please do watch it:
ruclips.net/video/DaoIkV7ejRA/видео.html
Thanks!
Pano po maging registered financial planner?
Hi sir you can check the website of the RFP and reach out to them on how to start. rfp.ph
Hello tanong ko lang po. is it a good idea na kumuha ng 2 insurance? I have a goal na makapag patayo ng bahay 10 years from now and I am 24 years old. saan po kaya maganda mag invest? yung alam kong may papatunguhan pag iinvest at ipon ko. help me po. I have already 1 life insurance. tapos kumuha ulit more on investment? or isa nalang po tapos mag invest ako sa iba? any idea po? thank you
Hi Amiel, it would be best if we could review the insurance policies you got before coming up with a decision. We also need to consider your current financial structure, assets, needs,goals, etc. in relation to your budget for insurance. Kindly check out www.wealtharki.com to know more about our consultation services. Thanks!
what is rider?
Huebert Macalalad riders are extra benefits that you can add up to the life insurance that you will buy-usually with corresponding additional costs.
It’s an additional feature of a policy
Bakit kami di pa nakakaclaims sa 2 insurances ng namatay kong anak. Hindi ko na memention ang mga insurances. I submitted all the requirements last june 23, 2020 but until now hindi pa rin kami nakakaclaims. Is this normal? Ganun ba talaga katagal mag claims?
Hi teresita, condolences to your family. please reach out to your insurance adviser regarding this as they would know more regarding the status of your claims. Thanks!
I do have a question, what if you didn't pay your premium policy full, say 7k yung premium policy mo yet u just only pay 4k, malaki ba ang effect nito sa insurance na kinuha mo?
aldus austria it would depend on the policy product, kindly reach out to your respective agent as he/she would know more, thanks!
Tanong ko lang po maganda ba mag long term sa stock market sa 2020
Cristine Cruz hi please wait for our 2020 outlook video thanks!
Tanong ko na rin po nag simula na po akong mag stock market this year kung sakaling pangit ang stock market for long term dapat ko po bang hulugan pa rin or wait ko n lng po gumanda uli
@@cristinecruz9327 please do watch this video of ours:
ruclips.net/video/mYH1vPxuWOg/видео.html
thanks!
Hello ask ko lang po sana if maganda po ba mag invest sa BPI PERA MONEY MARKET FUND?
Joana Vibal hi if the fund is for the short term around 1 year we have no problems with it. Otherwise kindly email us at admin@wealtharki.com to book a consultation session so that we can give you a more accurate recommendation for your financial goals. Thanks!
Hi po for example 31 na me.. Then 2500 premium ko how much po ang face amount good then il pay it by 10 yrs..
Coverage po 1K per day pag n ospital
Accidental death 450K
Arnie ortiz hi it will depend on the insurance company. We can scout on your behalf. Kindly set an appointment with us by emailing us at admin@wealtharki.com and to know more about our insurance planning service kindly visit our website at www.wealtharki.com
How about health insurance mga sirs. How do you compute the right face amount?
Alvin Verga hi there is no straightforward computation for health insurance as it would depend on the critical illness. We can give estimates based on the illness through our financial consultation. Kindly check our website at www.wealtharki.com for more details. Thanks!
Sir, mayron po b kayo ma recommend na inurance product n hindi vul? Yung yearly pay lang para mas mura and at the same time mareach ko yung target face amount k. Salamat. And if posible anong companies po nagoofer neto.
Richard Pogi we have some in mind but we have to inspect first your financial goals as well as available financial resources. We can do that thru one of our financial consultation.
You may visit this link for more details: www.wealtharki.com/consultation/
Thanks!
Hello sir..check mo sir Yung MOST18 mblife..term insurance 😁
Hi Sir, i can assist you if you are interested. I am a Sunlife Financial Advisor. Let me know. God bless.
Hello Sir.. Tanong lang po ako. Ok po ba na may apat akong VUL. 2 for my kids and sa namin dalawa ni misis.... kailangan kong alising or palitan tung dalawang VUL ko. Salamat po ulit.
lyzander allen Montebon good day. We can give you a more accurate recommendation given more info on your financial goals and resources. We can do that thru our financial consultation. Please do visit this link for more details: www.wealtharki.com/consultation/
Thank you.
Sir ano ang magandang life insurance.. Na my anak na PWD. It's concerd na forever na sya na Naka dipinde sa Akin salamt po
May Roselo we can advise you to get Philfirst empower. Please email us admin@wealtharki.com so we can send you some details. Thanks!
Thank you!
Salamat mga Sir
I love your Videos
Hello po,
Need po ba ng life insurance pag single at walang dependents? Thanks
if his funeral expenses are still not covered, yes.
@@WealthArki Salamat po. How about po health insurance for single and no dependents?
Dexter Picardal likewise if the medical expenses are not covered.
@@WealthArki Salamat po. Ang dami pong natutunan sa channel nyo. God bless po.
Dexter Picardal yes, also needed.
Good stuff
Panu po ba mag apply k sir ng insurance sir..puidi po ba pa assist sknya wla po kc aq alam sa pagkuha ng insurance now plng po sna mag uumpisa patulong naman po
Fedelyn Barja hi to apply you need to talk to an insurance agent. We can compute for your insurance needs prior to talking to one. Kindly send us an email at admin@wealtharki.com to book your consultation. Thanks!
@@WealthArki slamat po nag send po aq ng email message sa inyo
good advice
Term insurance Ang pinakamaganda versus whole life insurance,PERIOD.
Nelson Carbonell the downside of a term insurance is that come age of 65 (older in some cases), is that you cannot be insured anymore, such that your dependents would not have a source of income nor funding for your final bills. term insurance is best for people who have limited budget but with high insurance needs.
25 versus 125 = 100 I can save a month just put the 100 SA tax free savings account.
What's your email add Sir for questions?
Hi Ezekiel our email is admin@wealtharki.com. Thanks!
Okay lang po ba ung life insurance na may vul tapos 15k yearly ang bayad hanggang 60 o 65yo? Ung iba kasi 10years to pay lang okay na. Alin dun ung mas maganda?
Jason Laureta we can give you a more accurate recommendation given more information on your financial goals and resources. We can do that through our one on one financial consultation.
Please do click on the link for more details: www.wealtharki.com/consultation/
Thank you.
Sir anong life insurance po kayo
@@femiebajao1109 prulife uk
Sir so advice nyo po ba na i continue ko payment
Tama kapo continues po 100yrs nga ata yun insurance na nabili kopo..mas malakinapo ang payment ko kesa dun sa facevalue 450k yata ...meaning lugi pag na withdraw kopo..nakalagay 10 years term but continue til 100yrs..pls advice me ..shld i withdraw
bheng Mercado to give you a more accurate advice, we need more info on your financial goals as well as current and future cash flow. we can do that thru our financial consultation. Please email us admin@wealtharki.com to set an appointment. our professional fee is at P1.5k per hour, inclusive of a written recommendation. Thanks!
Anong insurance company na may healthcare insurance +hmo rider+critical illness rider na fair lng din ang premium 😊
Annie Ni Pot none, if strictly insurance company
@@WealthArki sir required ba mo undergo ng medical exam ang medyo aged client bago makakuha ng insurance?
Annie Ni Pot it would depend on the agent’s non-medical limits and underwriting guidelines of the insurance company. Thanks!
Ano yong rider? .. Daming terms na di naintindihan ng ordinaryong tao..
this vid of ours might help you:
ruclips.net/video/T0UAdojLe9U/видео.html
thanks!
mga sir yung pong universal life plus investment daw po safe po ba yun? tapos ang liit lang po ng premium ang laki ng coverage. tnx
du 30 we have to see first the specific proposal before we can give an accurate comment. Thanks!
du 30 hi please delete your comment ASAP as financial information should be sent in private and should not be posted here as a comment for the world to see. We can discuss more via email or through a video call. Email the information above at admin@wealtharki.com
@@WealthArki 😦😭
sir ask ko lng po kung pwede po ba bayaran yun premiums na pang 5 or 10 years to pay ng isang bayaran lng?
mico mariñas hi it would depend on the policy. Kindly ask your agent as he/she would know more regarding your query. Thanks!
Mas matalino bang mag-invest na lang sa Money Market fund instead of getting a life insurance
It depends on your need. Life insurance is purchased to help your family financially in case of your death or disability; money market fund is for money that you would need in one year or less. We can help you determine which one to go first in our financial consultation services. For more info, please visit our website, wealtharki.com. Thanks!
Ask lang po, tax free ba ang lahat na life insurance?
Tax free po yata.
@@catarina2289 thank you po sa info.followup lang po.Ano kaya ang mga life insurance na may taxes?
As per insurance code, it is tax free if your beneficiaries are set to irrevocable. Thanks!
@@WealthArki1. Designation is irrevocable AND 2. beneficiary should not be the estate, executor, or administrator of the deceased = the insurance proceed will not be included sa gross estate nung namatay; hence di ksma s pagcocompute ng tax due or estate tax (tax free)
Much better pa rin ang whole life insurance with riders and VUL👍💯
Jesus Jr. Mosa hi it would depend on the client’s needs and resources. We do not have a preference as to which product whether if it is term, whole life, and VUL. What matters more is finding the right product that would fit the client’s insurance needs. :)
Financial "advisors" are the only ones who say this.
Hi. Baka mas ok na mag english nalang ung new guy kasi mas hirap ako intindhin sa pag tagalog nia 😁 parang ako, pag nag salita ako ng english ng diretso eh di ko narin maintindhan sarili ko hahahha
pahingi po ng email adress ninyo,
Michael Tiu please do email us, admin@wealtharki.com. Thanks!
Ampogi nman ni Sir Adriel... san n po.ung dati nyo partner Sir Fitz?