5 Reasons Why You Should Get an Auto Loan With Navy Federal

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  • Опубликовано: 16 ноя 2024

Комментарии • 142

  • @JustMoneyish
    @JustMoneyish  Месяц назад

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  • @BenaDiSenior
    @BenaDiSenior 8 месяцев назад +61

    Thanks to you I applied a couple days before my birthday and got approved instantly for 40k and only used 32k. Low interest rate with no money down for 5 years. The best decision I’ve ever made. Again, thanks to you channel that motivated me to apply. And I’ve had navy federal for just 5 months. I have direct deposit with them and also thank to you again, I used the same hard pull they used on the loan, I applied for a credit increase on my Flagship Credit card and was approved a day later of 14k + the 10k I already had making it 24k limit. I love this Bank so much. 😊😊😊
    I wish I could share a screenshot of this so it could be more clearer for others to understand.

    • @Evergladesbronco
      @Evergladesbronco 8 месяцев назад

      Recent loan approval??

    • @ProJvst
      @ProJvst 7 месяцев назад

      if i can ask, since you put no money down, is your monthly payments high?

    • @BenaDiSenior
      @BenaDiSenior 7 месяцев назад +1

      @@Evergladesbronco yes I applied on March 4th and was approved within minutes.

    • @ProJvst
      @ProJvst 7 месяцев назад

      @@BenaDiSenior how bout the interest rate? what did you get approved for?

    • @shawntevsshantajones928
      @shawntevsshantajones928 7 месяцев назад +1

      Hello, ? do they give you an option of what you want to pay monthly or tell you after you pay for the vehicle with they check. For example, they say your note will be 525 however if you put 3k down it can be $425.

  • @Johnnydoggs3
    @Johnnydoggs3 5 дней назад +3

    Nice video ❤ I just financed my new Camry after so much stress first was the money then is was paystubs and bank statements which I had to pay a vendor online

    • @Jazzmin554
      @Jazzmin554 4 дня назад +2

      Pls can you give me more information a name or something

  • @JJ-vw2fh
    @JJ-vw2fh 8 месяцев назад +15

    Your so right I banked with chase for over 15 years and never got anything with them joined Navy fed and very happy. I will go have to get a car with gas going up will get hybrid

  • @quackwoofjav
    @quackwoofjav 8 месяцев назад +10

    Everytime I see a new video, I get Excited waiting for that VA Loan process for an investment property video

  • @simplybeautifulvr
    @simplybeautifulvr 8 месяцев назад +14

    Got my Benz financed with NF. Super easy process

  • @tammybdaempress
    @tammybdaempress 7 месяцев назад +4

    I am so thankful I have found you ❤️❤️❤️ you have taught me so much, specially with me being a Navy Federal member. I really appreciate you for help people like myself.

  • @nskmusicgroup
    @nskmusicgroup 3 месяца назад +6

    I’m gonna apply tonight for auto loans. I have business and personal credit cards with navy federal already

  • @jmichael1157
    @jmichael1157 8 месяцев назад +3

    I’m down with the Porsche Cayenne! I’m applying for a auto loan with NFCU this summer!

  • @SayLessMahn
    @SayLessMahn 8 месяцев назад +3

    I’m new to all this, and somehow your video showed up and I’m so glad it did . Thank you for all these vids !! 🗣️❤️ rlly planning on getting a Lexus ES 300h

  • @SamSung-pq9lw
    @SamSung-pq9lw 4 месяца назад +3

    Whats the lowest credit score require to apply for the loan

  • @Truth845
    @Truth845 8 месяцев назад +5

    Got mine😊😊😊

  • @jc-ki3zn
    @jc-ki3zn 8 месяцев назад +3

    Nice m3!😊

  • @nancybrown9706
    @nancybrown9706 8 месяцев назад +1

    I am already working on it I everything you said from day one and I have a decent bank account with them and checking account

  • @Joemommaas
    @Joemommaas 8 месяцев назад +3

    U should do a video on how to get an auto loan from navy fed and u want to trade your car in but your financing it

  • @fefeasp2697
    @fefeasp2697 7 месяцев назад +2

    1000% facts..👏🏾👏🏾

  • @clerjuste
    @clerjuste 7 месяцев назад +3

    Preciate the vid 🔥

  • @RICARDO-jx8ky
    @RICARDO-jx8ky 8 месяцев назад +4

    Yesterday was my 1rst day with Navy Federal I’m gonna open a flagship checking account, and from there any tips in how i can get a car loan in about 2-3 months?

  • @jasminepariz7643
    @jasminepariz7643 8 месяцев назад +1

    This video came right in time! Thank you

  • @louismeadors6283
    @louismeadors6283 7 месяцев назад +1

    I want to get a car for an errand service business. I have a relationship with Navy Federal since February 2022.

  • @acethesag
    @acethesag 27 дней назад

    This is a greatttt video!!!! So glad I came across this video!! I have a question, if you put an amount of stated income for an auto loan, then you want to apply for a cc do they look at the stated income for the car loan? …askingforafriend 🙂

  • @dopeboyp3487
    @dopeboyp3487 8 месяцев назад +8

    Can you lease thru NFCU?

  • @hassanraheem-sm7wi
    @hassanraheem-sm7wi 2 месяца назад +1

    I have a fico credit score of 735...I want to get a auto loan and will be dealing with navy fed in a few months....I want to get a 15 passenger van for business...do u have a idea on how much they will probably loan me being that this is my first loan ever. And u said it should b with no money down

  • @hassanraheem-sm7wi
    @hassanraheem-sm7wi 20 дней назад

    Thank u for the knowledge

  • @kwakuowusu6513
    @kwakuowusu6513 7 месяцев назад +1

    I’m military and have been with NFCU since 2021 (multiple accounts)…I plan on getting a loan with them next January when I get back from deployment. Credit score between 660-700 typically what do their interest rates look like?

  • @aldennelson8783
    @aldennelson8783 7 месяцев назад +1

    Is Navy Fed the best to refi with ? My current autolender are some unprofessional folks and im over paying for a car i didnt want upfront but given my circumstances at the time and being desperate i just wanted my own whip again.

    • @JustMoneyish
      @JustMoneyish  7 месяцев назад +1

      I refinanced both my cars with navy federal personally because to me it was easier being with them and I was paying less interest…so I would personally do it again if I had to

  • @Bankroll_Aj
    @Bankroll_Aj 28 дней назад

    How long should wait before applying for a 30k auto loan if you just started banking w them

  • @fhhfgj
    @fhhfgj 24 дня назад

    Thanks for the info. Subbed!

  • @Percentifyy
    @Percentifyy Месяц назад

    Navy Federal is closed on Sundays. Can I still apply on Sunday and get approved??????? Need to know asap please help Ish!

  • @smorz9039
    @smorz9039 Месяц назад

    what if you dont gave family or anything in the military?

  • @Dyland-m5d
    @Dyland-m5d 26 дней назад

    Ima sign up right now

  • @jojuancarey1547
    @jojuancarey1547 2 месяца назад +1

    Hey what if i just got a new credit card with them?

  • @mohamedkarboua1873
    @mohamedkarboua1873 8 месяцев назад

    Thanks so much for the professional valuable info. I got a quick question though. Where I work they dont do direct deposit. They write us checks instead. Do you think if I would cash my check with them they’d consider it as a payroll somehow? Thanks again.

    • @JustMoneyish
      @JustMoneyish  7 месяцев назад

      Yes just make sure to make consistent deposit 💪

  • @PN2Ross
    @PN2Ross 5 месяцев назад

    Great information planing on buying in sept

    • @PN2Ross
      @PN2Ross 5 месяцев назад

      What if the car amount is less than the check

  • @Quet49
    @Quet49 3 месяца назад

    I’ve been with Navy Fed since 2016 and have my credit card with them since 2017. Do you think I will be able to get an auto loan with them, also I do I have my disability va money direct deposited with them so I never stoped having direct deposit with them since 2016?

  • @Dsosax290
    @Dsosax290 7 месяцев назад +2

    If I was was denied for an auto loan what can be some reason or do yu have a video on why

    • @Bapu4President
      @Bapu4President 6 месяцев назад +1

      They send you a letter in the mail of why you were denied. My response is a b it late so you probably have received that letter already

    • @darylhowell2806
      @darylhowell2806 6 месяцев назад

      BMW and a Toyota Prius? Talk about extremes,lol.

  • @jonijones5590
    @jonijones5590 5 месяцев назад

    Just subscribed, I'm lotto get a car and I'm nervous. Thanks for this

  • @louiswilliams4657
    @louiswilliams4657 7 месяцев назад +1

    Thank you! Another great job !

  • @tanialopez2892
    @tanialopez2892 4 месяца назад

    Do I need to have family members in the military or something??

  • @TheRollingCoinStore
    @TheRollingCoinStore 8 месяцев назад

    Does Navy offer loans on land? I would really not prefer to take out a 15.29% personal loan.

  • @TheeOnlyDerrick
    @TheeOnlyDerrick 7 месяцев назад

    FYI, go with a local CU will definitely be worth it!! I was approved with my local CU with no money down!! 👀

  • @Louwilleats
    @Louwilleats 8 месяцев назад +1

    Do you do credit repair ? If so how can i contact you?

  • @BENBOYDIII
    @BENBOYDIII 3 месяца назад

    About to apply to get my cyber truck now !

  • @lennymontana8787
    @lennymontana8787 6 месяцев назад

    Hey man, I appreciate this video. Thank you.

  • @Emma-33
    @Emma-33 6 месяцев назад

    Thanks this was very informative. I will try not to mention I have pre approved loan until I get out the door price. My thinking is they may give in more during car price haggle if they think there’s one more department in finance to eat from.

  • @nicholeblassingame6686
    @nicholeblassingame6686 5 месяцев назад

    what if you were approved but said you would put 1k down, however lets say you find a car under the loan amount and the loan covers it, would you still need a deposit?

  • @Sevenduece
    @Sevenduece 6 месяцев назад

    Do I need a good relationship with navy federal if I have an 800+ credit score and a very good debt to income ratio? Will I qualify for their lowest rates if I join and apply for the loan on the same day?

  • @HennyMeh
    @HennyMeh 4 месяца назад

    Do I have to be a member to apply for a loan?

  • @baileylindall3304
    @baileylindall3304 3 месяца назад

    Love it, very helpful!!!!!

    • @JustMoneyish
      @JustMoneyish  3 месяца назад

      @@baileylindall3304 thanks for watching!

  • @youjers
    @youjers 8 месяцев назад +1

    Is NFCU offer refinancing an existing car from a vendor machine ?

    • @audreymay9378
      @audreymay9378 4 месяца назад

      They can refinance an existing car loan even from a vending machine like Carvana

  • @honeybadgerfx710
    @honeybadgerfx710 7 месяцев назад

    How do you check your internal score?

  • @B1G_LIL
    @B1G_LIL 8 месяцев назад +4

    If you get pre-approved for a personal vehicle loan with navy federal make sure that vehicle is not considered “ COMMERCIAL” because when it comes to validating the check at the dealer. They will deny you for that vehicle you were pre-approved for on the application. Call them and make sure the vehicle you’re interested in getting will fall under a PERSONAL vehicle. Wasting an inquire is worst then getting denied 😭.
    * talking to the Truck/van guys**

  • @fiverocktrading681
    @fiverocktrading681 Месяц назад

    2008 Viper coupe

  • @JoanHealthWize
    @JoanHealthWize Месяц назад

    Thank you bro

  • @shawntevsshantajones928
    @shawntevsshantajones928 7 месяцев назад

    Please someone anyone answer this for me So typically car places will say this is how much your monthly payments will be. When i get approved does navy fed give you an option of what the payments will be? Or they just tell you your payment is (700) because i paid your loan for you. How does this part work. Looking to get a 25 to 30k loan.

  • @carla47713
    @carla47713 8 месяцев назад +1

    How to bill a you tube channel

  • @Tahvyy
    @Tahvyy 8 месяцев назад +5

    Nice Beemer 🤩

  • @doublemcoop
    @doublemcoop 4 месяца назад

    helped me a lot

  • @ddear2009
    @ddear2009 6 месяцев назад +1

    What about getting an auto loan through navy federal under my llc?

    • @audreymay9378
      @audreymay9378 4 месяца назад

      Have you established a business relationship with them?
      call them and ask

  • @joepipher6884
    @joepipher6884 8 месяцев назад

    Can you get more than one auto loan at a time with NFCU?

  • @floww88
    @floww88 4 месяца назад +1

    How long do you have to have navy fed like if i open it today can i get a auto loan tomarrow ?

    • @capitolbity
      @capitolbity 2 месяца назад

      Did u get any info on this ??

    • @floww88
      @floww88 2 месяца назад

      @capitolbity only info I got was being denied lol

    • @capitolbity
      @capitolbity 2 месяца назад

      @@floww88 damn sorry to hear that bros. Did they tell you why ? If u don’t mind me asking how was ur credit and how much was the car you wanted ?

    • @floww88
      @floww88 2 месяца назад +1

      @capitolbity score was 700 and car was 20k but I did already have a car loan out so I thibk that was why and I barly had navy fed for a month so that to

    • @MKBristhee
      @MKBristhee Месяц назад

      ⁠​⁠@@floww88Any update? Damn near in the same boat but w/o the additional car loan.. waitin for denial letter b4 callin for reconsideration. what did yours say ¿

  • @Basethagod
    @Basethagod 5 месяцев назад

    Good video my g

  • @DesmondBlair-d6v
    @DesmondBlair-d6v 7 месяцев назад

    BMW M6 or M8

  • @theheatmagazine
    @theheatmagazine 7 месяцев назад

    Nice

  • @houseofhunter
    @houseofhunter 7 месяцев назад

    I'm wondering how long I need to wait before attempting to refinance my auto loan with them

    • @audreymay9378
      @audreymay9378 4 месяца назад +1

      I refinanced my car with them after one year

  • @johnnysantos3997
    @johnnysantos3997 7 месяцев назад

    i have got denied twice. Im appealing atm and waiting for a manual review

  • @lucidkap3279
    @lucidkap3279 6 месяцев назад

    I work for McDonald’s and get paid 2,100 a month and trying to get a loan for a car that 44,900 and have a credit score of 720 and I am 20 well I get approved?

    •  6 месяцев назад +1

      smh

    • @rodrigocruz501
      @rodrigocruz501 6 месяцев назад +2

      Why do you need a $44K car working at McDonald’s 🤦🏻‍♂️. You got your priority’s wrong my guy, no hate I used to work there but you might as well get a $20k car trust

    • @WaccCartel1
      @WaccCartel1 5 месяцев назад +1

      Bro what u want a hell kitty probably smh go work a factory build your way up and start a business but at McDonald’s hell nawl u be broke forever with 44k car u don’t make that in a year x2 I make 4k month and I don’t think I would enjoy paying 44k on car wit them payment ur bond see 1000k a month payments I just want nice Camaro ss or used hell cat lol

  • @Dyland-m5d
    @Dyland-m5d 26 дней назад

    I have nobody i know in the navy for me to sign up

  • @victoriaspruill7287
    @victoriaspruill7287 3 месяца назад

    Even if your score is in the 500's and have the n rewards.

  • @michaelyork7844
    @michaelyork7844 4 месяца назад

    Everybody just can't join Navy Federal righr?

  • @marlonnoble2011
    @marlonnoble2011 5 месяцев назад

    The interests are not good I got 2.9 % interest on my 60, 000 dollar loan. So, 4. Anything is too much for me.

  • @BrandDept
    @BrandDept Месяц назад

    Y’all say navy fed like it’s so easy to get in

  • @Evergladesbronco
    @Evergladesbronco 8 месяцев назад

    Any one got approved lately? Or have auto loans slowed down?

    • @arnaudvodounou3238
      @arnaudvodounou3238 8 месяцев назад +5

      Got approved for 30,449 7.58% APR Transunion Fico Score 770

    • @stkbloc9717
      @stkbloc9717 8 месяцев назад

      @@arnaudvodounou3238is that the amount you applied for or that’s biggest amount they would give you

    • @jameltanderson
      @jameltanderson 8 месяцев назад

      ⁠@@arnaudvodounou3238 is 7.58 good?

    • @MirandaN407
      @MirandaN407 7 месяцев назад

      @@arnaudvodounou3238that's too high

  • @JustMoneyish
    @JustMoneyish  8 месяцев назад +11

    What's your Dream car you're trying to get soon?

    • @rogeranderson1081
      @rogeranderson1081 8 месяцев назад +4

      F-150 pick up

    • @dark6soldier
      @dark6soldier 8 месяцев назад +1

      Not soon but I do want a Nissan GTR metallic green

    • @dopeboyp3487
      @dopeboyp3487 8 месяцев назад

      @@dark6soldier Not soon??? 🤔

    • @jasminepariz7643
      @jasminepariz7643 8 месяцев назад

      CLA 250 😊

    • @TheRollingCoinStore
      @TheRollingCoinStore 8 месяцев назад +4

      I would never get a $30k+ loan for a depreciating asset. A $5k cash toyota or honda is all I need.

  • @henryjohnson2568
    @henryjohnson2568 8 месяцев назад +5

    First here

  • @mac469
    @mac469 7 месяцев назад +1

    Save your money in a navy fed save first account and when you have the money buy the car. Out of debt you will find a freedom you have never know. I would never borrow money I didn’t have to purchase something I don’t really need. Just me for my life. I understand everybody has different priorities and that ok. At least consider this way. Screw interest and banks making decisions for you.

    • @kamikaze140-prg
      @kamikaze140-prg 5 месяцев назад +2

      💀 man. that didn’t make any kind of sense he teaching people how to get low interest rates which is the trade for them lending you the money with no credit checking and no proof of income it’s a win if you have a job and the apr rate is lower than you can afford obviously don’t get a huge loan get something manageable and you can pay over time that’s the difference between a “bank” and a “credit union” stop leaving comments like this to stop people from becoming finically free.

  • @reginaldlewis07
    @reginaldlewis07 7 месяцев назад

    Wow! You have to be an active or non active member of military. 😢

  • @Mirandabrown-z6b
    @Mirandabrown-z6b 3 месяца назад

    Wow

  • @MT-ey7sm
    @MT-ey7sm 7 месяцев назад

    Yea keep the hair on your face looks nice

  • @alibea6186
    @alibea6186 4 месяца назад

    @justmoneyish roughly how much do ur monthly car payment be when u financing with navy federal and u have a good score, because I just got an account and plan on getting an car through them worth 80-90k and I have a paid off auto loan worth same amount

  • @1SniperJones
    @1SniperJones 3 месяца назад +1

    Can you get pre approved for car loan from navy fed? Even you got repossessed before.

  • @alibea6186
    @alibea6186 4 месяца назад

    @justmoneyish roughly how much do ur monthly car payment be when u financing with navy federal and u have a good score, because I just got an account and plan on getting an car through them worth 80-90k and I have a paid off auto loan worth same amount