4 Mistakes You Don't Want To Do With Navy Federal

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  • Опубликовано: 16 ноя 2024

Комментарии • 70

  • @JustMoneyish
    @JustMoneyish  Месяц назад

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  • @cjcamaro24.2ss
    @cjcamaro24.2ss 7 месяцев назад +22

    I've been banking with Navy Fed for 6 months and have the flagship credit card, more rewards and platinum card. Best bank to me so far. Give higher limits than my other banks

    • @Shiitalker
      @Shiitalker 6 месяцев назад

      Bet they won’t give u a home loan

    • @Bapu4President
      @Bapu4President 6 месяцев назад +2

      @@Shiitalkerwhy would you even buy a home in this current market? 😂

    • @rodrigocruz501
      @rodrigocruz501 6 месяцев назад +1

      @@Shiitalkerget that VA home loan

  • @mikedesrosiers1219
    @mikedesrosiers1219 4 месяца назад +7

    Been a member for 38 years and have never taken advantage of any of their services or products, but since I’ve been watching your videos I’ve picked up an N Rewards card and upgraded my account to a flagship checking account and added some CD,s (save first) accounts. Credit was down in the 400,s but in less than 90 days it’s in the 600,s I’m hoping and working towards an unsecured credit card, I’ll just keep watching and enjoying your videos.

  • @JazzyMarineVet
    @JazzyMarineVet 5 месяцев назад +6

    Been with Navy Fed since June 1996 as active duty Marine-they are the best banking place on the planet.. I did 'em so derty as an E2 up to my azz in check cashing and title pawns. I was bouncing checks, overedrawns on bank, maxed credit card making a total mess of my account. The bankers helped me out, closed my checking and walked with me to get out of these checking cashing places and a score of 500. Since then they financed cars for my family, personal loans, and two houses. I am a navy fed fan girl for life.

  • @bigjay8895
    @bigjay8895 7 месяцев назад +7

    I love my Charles Schwab account and they are number one for me, but Navy FCU is the best number two anyone could hope for!

  • @vikkivibes5257
    @vikkivibes5257 7 месяцев назад +6

    I've been a member with them for at least 12 years. I🧡'NFCU! 😊

  • @donnaaladenoye4617
    @donnaaladenoye4617 7 месяцев назад +4

    Great information
    I have been with nfcu for a few months now… I have taken your advice and established a relationship with nfcu…. And last month got my first cc with them… 👍🏾

  • @debbienelson7685
    @debbienelson7685 7 месяцев назад +7

    Been banking with them for 1year as of 4/22/24. I love them !!! 🕉🤙🏽

  • @meeksmiinkboutique1681
    @meeksmiinkboutique1681 7 месяцев назад +3

    Wow good information! I’m
    A new member for like two weeks just have a checking/savings about to setup my direct deposit from both my incomes so long BofA 😩

  • @lynnewman3107
    @lynnewman3107 6 месяцев назад +3

    Since 1984 when I worked for the Navy and got my first vehicle loan!

  • @cambodiatownlbc1309
    @cambodiatownlbc1309 7 месяцев назад +1

    bro i remember seeing you at mcbride skating all the time

  • @tomjohnson5700
    @tomjohnson5700 2 месяца назад +1

    I have an account with Pentagon Federal. I get 5% credit every month for gasoline purchase paid at the pump.

  • @redzonellc3071
    @redzonellc3071 7 месяцев назад +2

    One year! Loving NF!

  • @wblake22
    @wblake22 7 месяцев назад +2

    Is there any advice or tips we can do with our current credit union? It’s a lot of us that’s not able to bank with navy federal

  • @vvshxnk
    @vvshxnk 7 месяцев назад +3

    I just became a member of navy federal about 3 weeks ago. I have a 680 credit score. I got pre approved for all the navy federal credit card and I want a car loan of at least $25,000 do you think I should wait to do that or should I do it.

  • @DrMK-sy3wq
    @DrMK-sy3wq 6 месяцев назад +7

    I've been banking with NFCU since 1986! The best not even close!

    • @ItsReallyCed
      @ItsReallyCed 5 месяцев назад

      Just started wasn’t sure if I should leave PNC

    • @DrMK-sy3wq
      @DrMK-sy3wq 5 месяцев назад +1

      @@ItsReallyCed I don't think that you need to leave leave. Keep account open. No harm there. But I can speak on anything NFCU.

    • @ItsReallyCed
      @ItsReallyCed 5 месяцев назад

      @@DrMK-sy3wq yeah I was 50/50 on keeping it as a back up bank. Or use it for bills tbh.
      But I wanted Navy to be my main where my direct deposits goes.

  • @charlesschmuckatelli7888
    @charlesschmuckatelli7888 5 месяцев назад +1

    Been with navy fed since 01...but didnt go hard until bank of america pissed me off in 2012...never looked back.

  • @bobbyalvarado3195
    @bobbyalvarado3195 4 месяца назад +1

    WHAT IF YOU SETTLE 2 CREDIT CARDS WITH THEM CAN YOU STILL ASK TO GET UNFLAGED?

  • @subiendoelmonte
    @subiendoelmonte 6 месяцев назад +2

    I just joined Navy Federal

  • @JustMoneyish
    @JustMoneyish  7 месяцев назад +7

    How long have you been banking with navy federal ?

    • @Prosperous8532
      @Prosperous8532 7 месяцев назад +1

      6 months; Please do a vid on NFCU business loans. I've only seen 2 YTs that basically said nothing.

    • @EricJSmith-qe7cn
      @EricJSmith-qe7cn 7 месяцев назад

      3 months in one week!

    • @brandondickerson4564
      @brandondickerson4564 7 месяцев назад

      16 years my mom got me a navy federal account when I got my first job as a teenager

    • @rfp6526
      @rfp6526 7 месяцев назад

      1 month

    • @icecrystal8545
      @icecrystal8545 7 месяцев назад

      @@Prosperous8532If your LLC is structured correctly and your credit is good/excellent you can apply for a business credit card immediately after opening a business bank account.😊

  • @derek2073
    @derek2073 6 месяцев назад +2

    Ive been with the for 1yr

  • @agony-o9e
    @agony-o9e 4 месяца назад +1

    I just enlisted in the army and I leave July 21st my recruiter set up my navy federal account but I have no credit and I don’t know where I should start!!

  • @deterioquinn8861
    @deterioquinn8861 6 месяцев назад +1

    Will they allow fanduel sports gambling deposit winnings?

  • @rfp6526
    @rfp6526 7 месяцев назад +1

    Hi Ish, New sub. I had asked a question regarding the Pledge Loan hack on one of your older videos. Seeking some clarification to the process. If I have $10k in my Savings that I convert to a Pledge Loan does that get put into my checking account? If yes, are those the funds used 4 or 5 days to pay the 90% or do I need another source for the funds?

    • @LevelupwithLanie
      @LevelupwithLanie 6 месяцев назад +1

      Yes the NF will hold your 10k and give you a 10k "loan" in checking then you use that 10k to unlock your 95% of your 10k basically

  • @barbieamica2023
    @barbieamica2023 7 месяцев назад +3

    Nice video
    What other credit unions and credit card do you recommend?

    • @JustMoneyish
      @JustMoneyish  7 месяцев назад +3

      Thank you! The other good credit union I have is PenFed and other than navy federal credit cards I like my chase credit cards tbh

    • @barbieamica2023
      @barbieamica2023 7 месяцев назад

      @@JustMoneyish thank you 🙏🏾

  • @AllyMoe
    @AllyMoe 6 месяцев назад

    i been with navy federal for 2 and half years but my credit has been low. I just recently got it back up.Hopefully they start sending offers on my cards.

  • @melvingualdarrama8874
    @melvingualdarrama8874 7 месяцев назад +1

    Hey what's up with you so I wanted to ask you something so I got a invite in the mail So I called Navy Federal to see if it was specific to me.Or if it was a promotion being sent out to everyone that Navy Federal deals with they told me it was Specific to me, do you think I should apply for it?Or how does that work?

    • @AskSamPugh
      @AskSamPugh 2 месяца назад

      Depending on if the product is something you are interested in and you have a purpose for it.

  • @moestackz9443
    @moestackz9443 3 месяца назад +1

    There one bank better national credit union I think it’s called lol but navy fed top 2

  • @lacresheac.4307
    @lacresheac.4307 7 месяцев назад +1

    Can a veterans get an account with them

  • @nskmusicgroup
    @nskmusicgroup 3 месяца назад

    I’ve been with Navy Federal since January of 2022!! Have Flagship 37k Cash Rewards 11k GoBiz 15k and auto loan for 37,400!

  • @mrhrcollins
    @mrhrcollins 7 месяцев назад +1

    Can you have a balance on the card and still do a product change?

  • @skyhawkfilms40
    @skyhawkfilms40 5 месяцев назад

    just got an account today

  • @Brilliantick99
    @Brilliantick99 7 месяцев назад

    Nice

  • @itzrlymeman
    @itzrlymeman 7 месяцев назад +2

    My only gripe is that every mo for the last 3 mos my debit card keeps getting compromised. This has never happed before with any other bank and none of my other cards have been affected, just my NFCU card. So weird.

    • @Redemption21
      @Redemption21 6 месяцев назад

      I concur: I was shocked when it happened the first time. although I don’t keep much in my checking account anyways. I always move money around I would advise moving it to a MM savings and just transfer out as you need the funds. Also try not to use ur debit card if u can help it. I add cash to my cashapp card. It’s no telling if when u use the card at places it’s being skimmed or recorded. Especially at drive through and gas stations. Sucks we have to be on defense but that’s the world we live in

    • @Bellababe777-in2jp
      @Bellababe777-in2jp 5 месяцев назад

      This is why Navy Federal isn’t my primary checking account!

  • @coedshowers
    @coedshowers 7 месяцев назад +1

    I had 750 and got flagship 25K after 3 months, I have 4 other 25k cards so I think they just matched those.
    when should I apply for a platinum? Its been about 2 months since I got the flagship.

    • @ONeal397
      @ONeal397 7 месяцев назад

      I got 2 months in with NF and I'm looking to get the flagship how long have you been with them?

    • @codysstudy5151
      @codysstudy5151 7 месяцев назад +2

      Follow the 91/3 rule. Wait 91 days and 3 full statements since your last approval.

    • @coedshowers
      @coedshowers 7 месяцев назад

      @@ONeal397 it was a little over 2 months 1 pled loan and auto deposit from work

    • @Fuerya
      @Fuerya 2 месяца назад

      Why would you want to get a platinum if you have the flagship?

  • @Vinny8El611
    @Vinny8El611 7 месяцев назад

    I have USAA love them.

  • @charleswaddey2558
    @charleswaddey2558 7 месяцев назад

    WHATS CONSIDERED BAD CREDIT????

    • @marthelemur2858
      @marthelemur2858 7 месяцев назад +1

      anything up to 600 i believe.

    • @audreymay9378
      @audreymay9378 5 месяцев назад

      Scores 720 and above are considered excellent, while scores 630 to 689 are considered fair. Scores below 630 fall into the bad credit range.

  • @lacresheac.4307
    @lacresheac.4307 7 месяцев назад +2

    I don't have them ...what is another good bank