Understanding Health Insurance | Health Insurance Policy in Telugu

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  • Опубликовано: 28 авг 2024
  • 👇Buy Health Plan & Get Online Discount Upto 25%👇
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    Are you financially educated, or are you financially intelligent? In this eye-opening video, we delve into the critical topic of health insurance and why merely having coverage might not be enough.
    Imagine this scenario: you have a health insurance policy worth 10 lakh rupees, but when a family member needs urgent surgery costing 4 lakhs, you're shocked to find out that your insurance provider will only cover a fraction of that amount. Frustrating, right?
    This video walks you through the intricacies of health insurance claims, revealing common pitfalls like sub-limits on room rent, ICU charges, and proportionate deductions on surgical procedures and diagnostics. You'll discover why reading the fine print of your policy is crucial to avoid unexpected expenses during critical moments.
    But fear not! We've got solutions. Learn about key factors to consider when choosing a health insurance policy, including:
    1. **No Co-pay**: Ensure your policy doesn't require you to share costs (co-pay) when making a claim.
    2. **No Room Rent Restrictions**: Choose a plan that allows you to choose any room without limits, avoiding proportionate deductions on other expenses.
    3. **No Sub-limits on Diseases**: Some policies cap coverage for specific illnesses. Look for comprehensive coverage without disease-specific limits.
    4. **Pre and Post-Hospitalization Care**: Opt for policies that cover expenses incurred before and after hospitalization.
    5. **Restoration Benefit**: Find out if your policy offers automatic restoration of sum insured after a claim.
    6. **Shortest Waiting Period**: Select a policy with minimal or no waiting period for pre-existing diseases.
    7. **Daycare Treatment Coverage**: Ensure your policy covers daycare procedures.
    Don't fall prey to high-premium, low-benefit policies! Learn how to navigate these complexities and make informed decisions using trusted resources like Policy Bazaar.
    Discover the advantages of purchasing health insurance online, with up to 25% discounts and plans starting from just Rs. 390 per month. Take control of your health and financial well-being today.
    In the description below, find a direct link to Policy Bazaar where you can explore a range of health insurance plans tailored to your needs. Don't forget to share this vital information with your loved ones-healthcare decisions today can safeguard your family's future tomorrow. Click the link to get started!
    Stay informed, stay protected. Get the right health insurance plan today!
    Navigating Health Insurance, Decoding Health Insurance, Mastering Health Insurance, Health Insurance Claim Tips, Understanding Health Insurance Deductibles, Avoiding Health Insurance Co-Pays, Maximizing Health Insurance Benefits, Choosing the Right Health Insurance Policy, Room Rent Limits in Health Insurance, Navigating ICU Charges in Health Insurance, Proportional Deductions in Health Insurance, Importance of Pre and Post-Hospitalization Care, Comparing Health Insurance Policies
    #healthinsurance #policybazaar #healthinsurancetips #familyfloaterPolicy

Комментарии • 53

  • @TeluguAssets
    @TeluguAssets  3 месяца назад +2

    👇Buy Health Plan & Get Online Discount Upto 25%👇
    tinyurl.com/5ekb27tk

    • @nobelraju
      @nobelraju 3 месяца назад +1

      Practical gaa claim chesi చూపించండి sir urikee ఇలా ప్రమోట్ చేస్తే చాలా వరకు తెలియకుండా చాలా మంది ప్రీమియం కొట్టేస్తుంటారు.. Understood ?

    • @arunareddy6283
      @arunareddy6283 Месяц назад

      Oka vela policy kattina tharwatha yemi kakapothy money return esthara?

    • @SayannaMuddula
      @SayannaMuddula 11 дней назад

      ఎల్తు ఇన్సురెన్స ఎకంపిని నెంబర్ వన్ చెప్పండి

    • @SayannaMuddula
      @SayannaMuddula 11 дней назад

      11:23

  • @nobelraju
    @nobelraju 3 месяца назад +10

    Practical gaa claim chesi చూపించండి sir urikee ఇలా ప్రమోట్ చేస్తే చాలా వరకు తెలియకుండా చాలా మంది ప్రీమియం కొట్టేస్తుంటారు.. Understood ?

  • @prudvirajreddymuddasani7238
    @prudvirajreddymuddasani7238 3 месяца назад +4

    Meeru cheppe ee videos entho realistic ga untai. Thank you very much for educating.

  • @yerasivenkatasubbareddy7069
    @yerasivenkatasubbareddy7069 3 месяца назад +2

    Very good explanation and Valuable information
    Many many thanks sir.. ❤

  • @gudenarasimharao6623
    @gudenarasimharao6623 3 дня назад

    నేను Hdfc Ergo వాడుతున్నాను, వారి క్లెయిమ్ సెట్టిల్మెంట్ చాలా బాగుంది, నేను లక్ష రూపాయలు క్లెయిమ్ చేస్తే 99 వేలు సెట్టిల్ చేసారు

  • @keshavt6694
    @keshavt6694 25 дней назад +1

    Thank you so much sir

  • @VilluriGanesh426
    @VilluriGanesh426 16 дней назад

    Thanks for good information sir

  • @abhinandanpuli6493
    @abhinandanpuli6493 3 месяца назад +1

    Great Explanation.

  • @vanitharam317
    @vanitharam317 Месяц назад +1

    Good information

  • @user-bavgis.
    @user-bavgis. Месяц назад +1

    సార్ నాకు 4 ఇయర్స్ బ్యాక్ chest pain వచ్చింది అన్ని హాస్పిటల్ తిరిగి చూపించిన ఏమి లేదు నార్మల్ అన్నారు నా ఏజ్ జస్ట్ 27 మరి నేను ఎలాంటి పాలసీ కొనాలి చెప్పండి ఫ్యూచర్ లో ఇలాంటి ప్రాబ్లెమ్ వస్తే ఉస్ అవ్వడానికి

  • @pagidyalagovardanreddy120
    @pagidyalagovardanreddy120 3 месяца назад +1

    Sir, Pls suggest best policy for middle class

  • @rameshsuresh1337
    @rameshsuresh1337 Месяц назад +1

    Maximum tenure of health insurance usually?

  • @Gangagktr
    @Gangagktr 3 месяца назад +1

    Good INFORMATION

  • @anilkumar-rc9zn
    @anilkumar-rc9zn 3 месяца назад +1

    Infarmatve video really

  • @Bittu_Tillu
    @Bittu_Tillu Месяц назад +1

    Sir Recently nenu oka health insurance tisukuna Dantlo Prathidi kuda Insurance company pay chesthundi ani cheparu Exp:- Room rent and ambulance bill and doctors use chesey Consumables and everything ala options anni select chesaka kuda fraud chesthara sir please reply to my comment 😊

    • @TeluguAssets
      @TeluguAssets  Месяц назад

      Meeru policybazar lo teesukunte expert to mottam discuss cheyandi

  • @Mr.facts-88
    @Mr.facts-88 12 дней назад

    beautiful

  • @samudralavinaykumar1119
    @samudralavinaykumar1119 3 месяца назад

    Room Rent Capping and Sublimits anedhi ..based on plan ...not for all cmnys...

  • @rajugurugubelli5267
    @rajugurugubelli5267 3 месяца назад

    Sir Care health insurance gurinchi complete video velithe cheyyandi😂plz

  • @priyalazarus9444
    @priyalazarus9444 3 месяца назад +1

    tnq u, good infor

  • @suraraju4807
    @suraraju4807 26 дней назад

    Na policey lo room rent limited udhi

  • @sindusbhanu659
    @sindusbhanu659 3 месяца назад

    Police bazar promotion super

  • @sapavathuramunaik8402
    @sapavathuramunaik8402 Месяц назад

    Sir health insurance policy Baguntundhi

  • @harishbolakonda375
    @harishbolakonda375 3 месяца назад

    Hi sir,
    Can I convert existing Corporate plan to Individual plan once I stop working? is this a good idea? Please suggest.

    • @TeluguAssets
      @TeluguAssets  3 месяца назад

      No such option available sir

    • @harishbolakonda375
      @harishbolakonda375 3 месяца назад

      @@TeluguAssets I meant option to switch from Group policy to an Individual policy.

    • @dinakar3517
      @dinakar3517 2 месяца назад

      Not possible

  • @lifelineyoutubechannel9728
    @lifelineyoutubechannel9728 3 месяца назад

    Good evening sir me melo evaru kotishawarulu Telugu book kavali sir Naku Ela konali. Cheppandi sir please

    • @TeluguAssets
      @TeluguAssets  3 месяца назад

      Twaralo book release avutundi

  • @shyamp425
    @shyamp425 3 месяца назад

    Best health insurance policy family floter plan cheppandi sir

    • @Backviewstudio
      @Backviewstudio 2 месяца назад

      Care supreme ( Care Health insurance ) Message me for policy

    • @gudenarasimharao6623
      @gudenarasimharao6623 3 дня назад

      Hdfc ergo is best, I am using their claim settlement is super, care health insurance have less net work Hospital

  • @nagarajumanda173
    @nagarajumanda173 3 месяца назад

    Hello sir
    Naaku already oka health insurance policy undi.
    2nd health insurance policy tesukovacha?

    • @TeluguAssets
      @TeluguAssets  3 месяца назад

      Enduku?

    • @samudralavinaykumar1119
      @samudralavinaykumar1119 3 месяца назад

      Buy top-up... primary cover ni based chesi.. secondary insurance add cheyandi..it's better..

  • @bullip4
    @bullip4 3 месяца назад +2

    Sutti lekunda sutiga 3 mukkalo cheppeseru bro 😂

  • @primarypolicyllp
    @primarypolicyllp 3 месяца назад +3

    Brother are you insurance agent don’t cheat public without proper knowledge. Will do compliant in IRDAI. Don’t cheat people

    • @psuresh444
      @psuresh444 3 месяца назад +2

      Babu eeyana cheppevi anni nijale... Insurance agents ye mosam chesedi

    • @TeluguAssets
      @TeluguAssets  3 месяца назад +1

      Shall I give contact details of IRDAI? I will WhatsApp to your number 8142290909

    • @primarypolicyllp
      @primarypolicyllp 3 месяца назад

      Brother are insurance agent or not

    • @rajugurugubelli5267
      @rajugurugubelli5267 3 месяца назад +2

      Sir care health insurance lo Day care treatment untunda?

    • @abhinandanpuli6493
      @abhinandanpuli6493 3 месяца назад

      Psuredh444 garu please🙏 don't argue with this genius. He is giving s valuable information to the common people like us. Jai Hind.