After watching, i think the problem the couple faced is more due to bad planning and the insistence of getting a flat in good matured locations. It has nothing much to do with competition from Singles as they are restricted to 2rm n non-matured. There are also priority given to family, so it is also a matter of luck. From the gov, the majority of families can get their BTO if they are not picky on the locations.
10:18 Very entitled couple. Singles can only apply at 35 and restricted to 2 room BTO in a non-mature estate, paying extra $15,000, no stay near parents grant. And you think your 6 applications are a big deal? Ratio for singles to 1 unit is 15.6:1, compared to couples is 1.5:1. Couples are given more priority with a lot more supply, singles applied 9-11 times that took up 4 years just for applications and 5 years to build, move in at age 44. You have no restrictions but yet you choose to be picky in terms of location, instead of a house for kids. Don’t make yourself even more privileged by denying others, singles pay taxes too.
The couple is just picky, just like anyone. Doesn't singles deserve a space (or home ) to call their own too? Ridiculous to think that Singles are like second class citizens. The whole point of "taking care" of married couples only just show how myopic the govt is. Pushing people to the brink of high real estate rental cost, especially for singles (not just couple or foreigners) will then make them unable to afford better healthcare for themselves especially with single income. To increase population with such policy is basically playing with fire. Exactly like one of the ministers comment "you need a very small space to have sex". Instead of trying to solve problems and understand the situation, they are sitting on their high horses and are totally either oblivious or have no solution. So why are they still making our poliicies?
You can type this because you have a very one dimensional view of policy making. in short, you are a simpleton. For instance, increasing the population can increase the economic output and collect more rents .at the same time, increasing the population can also cause housing competition problem , just like you mentioned. Either ways , is that a policy will have good and bad consequences and the policy maker will have to balance between the two. You can question the policymakers efficacy all you want , but at the end of the day , what is your remedy?Sitting here and critising and yet offering no solution is like a keyboard rat warrior. Yes , you are one of them
Only agree with your first sentence. The other points, you just sound like a taxi uncle, complaining for the sake of complaining, with reasons that doesn't hold water. If giving priority to married couples doesn't increase the chance of newborns, giving priority to singles will?? And with your own logic, if couples aren't given priority and must go for more expensive options, wouldn't they also have less for healthcare? You know how much money is needed for the children's healthcare? You want the bonus? Get married. It's a bonus, not an entitlement. Your entitlement is to go for resale or private.
Well. Above 35, u have a 7k cap. Can we have a survey... for couples that have gotten bto, at 35, are they still making less than 7k ceiling? 1. Singles over 35 making above 7k, is not able to bto. 2. Even if they can bto, they r only restricted to 2 room. 3. In other words, they are forced into resale market, which bto buyers have bot and are selling to make a capital gain, which is then, passed on to resale flat buyer. Really, it seems really unfair. It seems like single, above 35, making more than 7k, is forced to buy a 3room resale flat...which can range from 350k to 650k, one person shouldering this amount (depends how old the flats are). This 7k ceiling should be removed. And not just 35. Imagine u r 40, trying to buy a hdb, chances of u making less than 7k? And the hdb loan are only eligible to below 7k salary too. And all the subsidies...e.g. living near ur parents...also does not apply. I'm proud to be a Singaporean but when it comes to this, I feel less of a citizen. Its like I am forced to pay for the premium in resale flat, for bto folks (that have benefited from the gain). Choose to be single -> u mean u would rather couples just settle down for the sake of it for the house and divorce later? I think fairness of the policy needs to be review.
very true, at age 35 our combined salary cannot even buy EC already which is capped at 16k, but we also dont have much cash on hand, hence we are stuck...salary only got to this level recent years
I don't know who you are I don't know where you are But I want you to know that you are God damn right~ Thank you for voicing out here, I really agreed to what you said as I am in such plight right now. 2 more years to 35, for single ,there's additional $15k impose,yes due to sole ownership but hello...it's only 2rm BTO...ok anyway, then my future spouse is a foreigner but we don't plan to have kid(s) first (because of money$) then PR is not immediate even application. Ok, putting these aside. Then~ let's say applying at 35 and took them to complete building ,ideally maybe 4 years,by then I'm 39 then reno cost is another new price tag,ok reno loan fine. But this 4 years,maybe we want to have kid...then I would it's still manageable because its still baby AND not forgetting kid(s) grow up fast...then adding 5 years MOP...wow...9 years then can sell but almost no way to profit or even buy a resale or back to a 4rm BTO since our kid is SC by then...so another 4,5 years to build ideally after applying. Then my kid would be 5,6years old and reno cost is a new higher level, by then I'm already close to 50 years old...then it didn't solve aging issue and baby matters...a non mature 2rm at kovan is $200k onwards when it's launched, so what's the price tag of a 2rm bto for me in next 2 years? (Not forgetting there's standard/plus/prime to consider) how much to really get chance of a 2rm bto? And how to really convince that everyone get a house of their own as what they said over the parliament ? Then giving couple with a newborn baby 5rm bto just simply because they can afford . Then there's really no point for public to apply and ballot, simply to say priorty goes to high nett PCI and family nucleus profile applicants then comes to the old and/or singles...seriously?
Now we know why more and more people chose to either stay single or without kids. Gov should walk the ground, come down from their castle to really look into the problems people are facing. They are suppose to help solve problem not creating more. 😢
Singles pay same tax rate so why are we penalised by restrictions and if i earn more, i pay more tax as well but yet i cannot qualify to buy hdb at the same level playing field? Because i am single and trying to be prudent to buy hdb to plan for my retirement, yet i am forced to look at higher cost housing. How is this fair?
Singles buying resale HDB at prices above BTO price rubs salt in the wound. You buy the resale BTO that other people don’t want; they use their BTO to earn quick bucks from your hard earning savings and upgrade. Singles clearly are discriminated. No idea why singles would vote for PAP. What are you hoping for when it is the same govt?
I also agree it is unfair to Singles. Gov wants to benefit family first. I would suggest building more BTOs and meahwile lower the restriction for Singles to solve this problem.
ya. They purposely build slow and restrict bto unit to drive up land price so that SLA can sell the free land for a higher profit from HDB for own profit & agenda, to achieve own benefit make married couple to bid so many times and wait so long, and worse deprive singles from own equal chance. Our gov sector n civil servants are abundant and one of most well paid in the world, cannot plan n build enough for the citizens but purposefully plan to create such bto scarcity situation for decades. Always in shortage? Cannot plan to let supply meet demands? Have all the age population marriage and demographic data n immigrants data all at finger tips. Even a primary school student can’t plan so far off within an hour.
actually property for staying ones, in SG, is worthless, merely hold it for a while after 25years value drops, Govt take back and build again. Singles with money maybe can just buy private, if not most of them are already lucky with parents having their own house, they can continue living in them.
I think people forgot that Singles can only get 2-room BTOs... if people would look at the number of 2-room BTOs offered in every exercise.... they would understand there's not much difference.... unless HDB offered a lot more 2-rooms BTOs in every exercise, then that will be benefiting Singles.... as of now, i really see no difference.... So don't understand what these Couples or Families are complaining about.
But there are also lots of married couples who are opting to be child-less? do you penalized couples who BTO-ed and are childless, or does HDB impose the higher price tag on them?
The whole system is unfair and discriminatory to singles. Basically, singles are forced to the resale markets to make the married couples rich from selling their BTOs. A lot of these BTO owners don't even live in those flats. They continue to stay with their parents and wait until the 5 years is up to sell and make a quick buck.
Don't assume everyone only thinks about money like you. And if you know anyone who bought and doesn't live in the unit, you can report and they'll get into trouble.
@@Slla-th5vt ya ya ya nothing else to say so resort to personal attacks, good job. Also, you think singles won't do the same, buy and don't stay? Your opinions are obviously biased and assumes couples are evil and singles are the all angels. Lol... Also, we don't see singles hogging BTOs because there are NO singles who have BTOs, not because singles are the best people in the world.
i totally agree that is really unfair to those singles. how long can we live in the new home after getting keys, renovation etc??? i believe that the age limit for single scheme should be flexible
Discrimination agaist single, The HDB policy can be perceived as a form of age and marital status discrimination. By restricting younger singles' access to affordable housing, it inadvertently creates a societal divide based on marital status and age. This could be viewed as an infringement on individual rights, where housing, a basic need, is tied to personal life choices.
Buy BTO at age 35++, get the house at age 40 to 45, then suddenly u meet the right one and get married while waiting bouse, but u cannot sell small house becos u stay less than 5 years or house havent even build. life is unfair
I heard 3 cases from different people on how 3 families own 2 hdb flats. They live in 1 one then rent out the other whole flat for rental. Is this legal. Is this morally right. I even have property agent sughest i rent out a room to tourist for several weeks under pretext of friend. I have another neighbor who told me about such lonang. And a few neighbprs who told me its alright to rent out 2 rooms for 3 roon hdb flat. And ok to rent out the extra room built by hdb under major upgrading. Its not ok. Dont mess with hdb and run the risk of kena flat confiscation. Dont try to outsmart govt. Ignprance doesnt mean can go scottfree.
The main reason for allowing couples to apply for BTOs is for the formation of family units (having children). For the mature couple gunning for high demand BTOs waiting till their late 30s to get a home, with statistically much lower chances of conceiving, why should they have priorities over singles ? Govt should revise OUTDATED policies to combat the profiteering of DINKS.
I can understand from govt point of view to let couple buy BTO (for family planning) compare to single getting smaller BTO. But now the times has change, more couples do not want to have kids and sell their BTO flat to earn more money to upgrade to Condo. If couples not planning to have kids they also do not need a 4 rooms or 5 rooms bto which they can sell as a super profit later. So i think govt plan should change. everyone will pay the market rate for bto and once the couple have a kid the govt will refund the subsidy rate to offside their housing loan. For single, i think min they can allow to buy 3 room bto, so if they happen to find a partner, they can already stay in the house and dont need to sell their smaller 2 room or wait another 5 yr to get a better house
By age 35, salary less than 7000 should be a problem already, now fresh grad 5000-6000 sgd... u tell me 10 yrs u cannot hit 7k? Should make the celling higher and minimal salary as well like between 6k-10k
Please build more 2 room flats then. You see the high application rate from singles. It means a huge number of singles still haven’t got their 1st flat.
One of the main reason for married couple to get a BTO so that they can quickly settled down and start making babies. However, a lot of couples nowadays are not planning to have baby, they are just waiting for MOP and sold the flat for a 100% profit. To achieve the target of more babies, we should impose a baby tax, those selling flat after MOP and without any baby should impose a 20% tax on profit, alternatively, a baby tax can be included in purchase price for married couple, within 3 years if they have baby, the tax will be refunded. There should be measures to ensure couple getting BTO are those that really want to start a family, otherwise they should be seen as just two single staying together and therefore should be treated the same as single since they do not contribute to more babies like the single. of course, exemption should be given for those who are not able to conceive due to medical reason.
I am Single but I don't agree should allow below 35 to enter HDB market, just imagine if 25yrs old single can start buying HDB resale or BTO, property price sure goes up drastically, supply low demand high. If resale market goes up, BTO prices will go up also and this will lead to domino effect in time to come, let us think long term, don't get offended just because Singles want privacy.
One of the problem why is the government allowing PR to buy resale flat... Many PR i knew , after buying resale the flat, they get the money and go back to their old country... Are we Singapore dumb or what................ This also push the property prices to shoot up so ridiculously...
Given that Singapore doesn't allow same sex marriage, so it's BS to say it's about family, because same sex can adopt kids. Everyone is a taxpayer, therefore, they should be all be treated equally. I would say regardless which is fair, it's a fact that this is an age and gender discrimination. The only way the current setup is morally right is if and only if married couples are forced to pay higher income tax rate, and homosexual have lower income tax rates. no service = no taxation.
The lack of Land mass in Singapore is the root issue and there is also the problem of people preferring flats located in certain areas. To add on, land are also used in the development of migrant domitories. At this rate, no matter what kind of public policy is implemented, it will not solve the problem. Worse still, the 35 year old policy is causing a segregation between Singles and Married Couples which is a situation that is not purposefully caused but cannot be avoided. Even land reclamation will not solve the problem
Actually in this economy now, no need to think about buying properties unless no need any loan. it will be more logical to create more cheaper rental houses that singles can ownself rent and feel safe in. Everything else is so expensive for daily living already, being single also means can only depend on oweself to pay for everything, means higher living cost on 1 income.
It's all about the 1st pot of gold. LOL. HDB lottery. most people are trying to get the 1st BTO as early as possible and then 5 years MOP, they can sell and buy a bigger HDB or upgrade to a condo. Or after 5 years MOP, you can rent out the HDB and buy a condo to stay in
8:55 how come they have so many belongings 😅 If I have so many possessions.. personally I'll be very stressful. 13:40 building govt managed coliving space could be an option indeed, I supposed young Singaporeans are more open than past generations nowadays.
If 50% of sinkies wants to remain single for whole life, government has to build another 50% additional house,maybe minus some who will go for pte home. Too many new citizens fighting for your bto. Deal with it.
Despite the many hurdles faced by singles in life and high living cost in sg, not only the current govt have no sympathy but even penalised them by setting an age barrier on the bto . Perhaps it is easier to change the current ruling party than to get marry....so singles can seriously considered this alternative . 😂
Tell you how to overcome this problem. If there is law that prevent you to own homes, not the private developer own and self build. Gather a club of single buyers to total up on 2 condo buildings of 1 acre. Register a developer company to build a project just say 1 acre land & 2 high rise building. 20x35 floors and 1 floor penthouse and roof (public rest area with cafeteria). Build by your appointed contractors, gather the money to pay and get loan. Solved. Not government build housing and quota limit to singles. You can own a unit by sharing the entire private project. 3 rooms 4 rooms you like. Its your combined project.
Singapore's policy of giving everyone a roof over the head is falling apart right before your eyes. The policy is good-intentioned but not sustainable.
Stick to old school thinking [plus unnecessary consideration of relative/friends gossip]then paid the heavy price lor.. who say must married? Rent till age 35.. then both buy resale 4 rm..after 5 years rent out one unit ..if u live your live by listening others or afraid others say u single mom..u too silly..remember, your home your life your happiness,, when u in trouble no one will lend u $$$$ or big help..they just say look for a bright side ..now this is the real bright side,, remember the rich or successful one don’t follow what others already struggling…this the big problem for locals heartlanders…almost all just follow rules..end of day CPF also not enough…die w debt
of course the policy should maintain. Couple have to try more than 6 timesto get a flat that requires 5 year contruction, It involved Family planning with two adults and future children, For singles there are more options , as a single they can continue to stay with parent as they were is one of them or rent a room outside Singles want to have own space and not expensive is a want , Couples have own space to start family is a need. .
Chinese helicopters cannot even afford resale HDB then what about condo? Over $2000 per sq ft even at OCR! Maybe all these chinese helipcopter should go to Johor lah, over there plenty of over built housing or so called ghost town, cheap cheap in ringgit only!😆😆😆
HDB should consider building 30m square studio cater to single only. Let them buy and if they go married later they must sell away their HDB studio to other Single and buy a bigger flat.
![[ENG SUB] 新加坡人不生小孩，是自由还是无奈？Why it's so hard to have children in Singapore | 双声道](/img/1.gif)
After watching, i think the problem the couple faced is more due to bad planning and the insistence of getting a flat in good matured locations. It has nothing much to do with competition from Singles as they are restricted to 2rm n non-matured. There are also priority given to family, so it is also a matter of luck. From the gov, the majority of families can get their BTO if they are not picky on the locations.
10:18 Very entitled couple.
Singles can only apply at 35 and restricted to 2 room BTO in a non-mature estate, paying extra $15,000, no stay near parents grant. And you think your 6 applications are a big deal? Ratio for singles to 1 unit is 15.6:1, compared to couples is 1.5:1. Couples are given more priority with a lot more supply, singles applied 9-11 times that took up 4 years just for applications and 5 years to build, move in at age 44. You have no restrictions but yet you choose to be picky in terms of location, instead of a house for kids. Don’t make yourself even more privileged by denying others, singles pay taxes too.
你是华人你不会华语？
The couple is just picky, just like anyone. Doesn't singles deserve a space (or home ) to call their own too? Ridiculous to think that Singles are like second class citizens. The whole point of "taking care" of married couples only just show how myopic the govt is. Pushing people to the brink of high real estate rental cost, especially for singles (not just couple or foreigners) will then make them unable to afford better healthcare for themselves especially with single income. To increase population with such policy is basically playing with fire. Exactly like one of the ministers comment "you need a very small space to have sex". Instead of trying to solve problems and understand the situation, they are sitting on their high horses and are totally either oblivious or have no solution. So why are they still making our poliicies?
You can type this because you have a very one dimensional view of policy making. in short, you are a simpleton. For instance, increasing the population can increase the economic output and collect more rents .at the same time, increasing the population can also cause housing competition problem , just like you mentioned. Either ways , is that a policy will have good and bad consequences and the policy maker will have to balance between the two.
You can question the policymakers efficacy all you want , but at the end of the day , what is your remedy?Sitting here and critising and yet offering no solution is like a keyboard rat warrior. Yes , you are one of them
Only agree with your first sentence. The other points, you just sound like a taxi uncle, complaining for the sake of complaining, with reasons that doesn't hold water. If giving priority to married couples doesn't increase the chance of newborns, giving priority to singles will??
And with your own logic, if couples aren't given priority and must go for more expensive options, wouldn't they also have less for healthcare? You know how much money is needed for the children's healthcare?
You want the bonus? Get married. It's a bonus, not an entitlement. Your entitlement is to go for resale or private.
ironically, any idea who came up with the idea only single after 35 are eligible for studio bto? current dpm wong.
@@russiasucks7170 food for thought, later couple married, then divorce, the man said he divorce a few times, bought 3-4 times bto already 🤣
你是华人你不会华语？
Well. Above 35, u have a 7k cap. Can we have a survey... for couples that have gotten bto, at 35, are they still making less than 7k ceiling? 1. Singles over 35 making above 7k, is not able to bto. 2. Even if they can bto, they r only restricted to 2 room. 3. In other words, they are forced into resale market, which bto buyers have bot and are selling to make a capital gain, which is then, passed on to resale flat buyer.
Really, it seems really unfair.
It seems like single, above 35, making more than 7k, is forced to buy a 3room resale flat...which can range from 350k to 650k, one person shouldering this amount (depends how old the flats are).
This 7k ceiling should be removed. And not just 35. Imagine u r 40, trying to buy a hdb, chances of u making less than 7k? And the hdb loan are only eligible to below 7k salary too.
And all the subsidies...e.g. living near ur parents...also does not apply.
I'm proud to be a Singaporean but when it comes to this, I feel less of a citizen. Its like I am forced to pay for the premium in resale flat, for bto folks (that have benefited from the gain). Choose to be single -> u mean u would rather couples just settle down for the sake of it for the house and divorce later? I think fairness of the policy needs to be review.
+1
very true, at age 35 our combined salary cannot even buy EC already which is capped at 16k, but we also dont have much cash on hand, hence we are stuck...salary only got to this level recent years
ironically, any idea who came up with the idea only single after 35 are eligible for studio bto? current dpm wong.
I don't know who you are
I don't know where you are
But I want you to know that you are God damn right~
Thank you for voicing out here, I really agreed to what you said as I am in such plight right now.
2 more years to 35, for single ,there's additional $15k impose,yes due to sole ownership but hello...it's only 2rm BTO...ok anyway, then my future spouse is a foreigner but we don't plan to have kid(s) first (because of money$) then PR is not immediate even application. Ok, putting these aside. Then~ let's say applying at 35 and took them to complete building ,ideally maybe 4 years,by then I'm 39 then reno cost is another new price tag,ok reno loan fine. But this 4 years,maybe we want to have kid...then I would it's still manageable because its still baby AND not forgetting kid(s) grow up fast...then adding 5 years MOP...wow...9 years then can sell but almost no way to profit or even buy a resale or back to a 4rm BTO since our kid is SC by then...so another 4,5 years to build ideally after applying. Then my kid would be 5,6years old and reno cost is a new higher level, by then I'm already close to 50 years old...then it didn't solve aging issue and baby matters...a non mature 2rm at kovan is $200k onwards when it's launched, so what's the price tag of a 2rm bto for me in next 2 years? (Not forgetting there's standard/plus/prime to consider) how much to really get chance of a 2rm bto? And how to really convince that everyone get a house of their own as what they said over the parliament ?
Then giving couple with a newborn baby 5rm bto just simply because they can afford .
Then there's really no point for public to apply and ballot, simply to say priorty goes to high nett PCI and family nucleus profile applicants then comes to the old and/or singles...seriously?
Now we know why more and more people chose to either stay single or without kids. Gov should walk the ground, come down from their castle to really look into the problems people are facing. They are suppose to help solve problem not creating more. 😢
我不是单身者,可是我觉得三十五岁才可申请预购组屋,是太迟了。因为我不一定申请到. 即使申请到我还要等组屋建好..从申请到申请成功等组屋建好至少要花五年左右的时间. 太久了。
我认识几个人都超过收入限制，去买公寓了，结果变成跟投资者竞争😅
Singles pay same tax rate so why are we penalised by restrictions and if i earn more, i pay more tax as well but yet i cannot qualify to buy hdb at the same level playing field? Because i am single and trying to be prudent to buy hdb to plan for my retirement, yet i am forced to look at higher cost housing. How is this fair?
Singles buying resale HDB at prices above BTO price rubs salt in the wound. You buy the resale BTO that other people don’t want; they use their BTO to earn quick bucks from your hard earning savings and upgrade. Singles clearly are discriminated. No idea why singles would vote for PAP. What are you hoping for when it is the same govt?
ironically, any idea who came up with the idea only single after 35 are eligible for studio bto? current dpm wong.
@@fhetfet6402 are you sure? Then what will happen when he becomes Prime Minister? Should singles be more worried then?
@@KC-oc7ki I wrote an email to hdb asking abt this when the policy went into effect. unless there's another lawrence wong..
你是华人你不会华语？
I also agree it is unfair to Singles. Gov wants to benefit family first. I would suggest building more BTOs and meahwile lower the restriction for Singles to solve this problem.
ya. They purposely build slow and restrict bto unit to drive up land price so that SLA can sell the free land for a higher profit from HDB for own profit & agenda, to achieve own benefit make married couple to bid so many times and wait so long, and worse deprive singles from own equal chance. Our gov sector n civil servants are abundant and one of most well paid in the world, cannot plan n build enough for the citizens but purposefully plan to create such bto scarcity situation for decades. Always in shortage? Cannot plan to let supply meet demands? Have all the age population marriage and demographic data n immigrants data all at finger tips. Even a primary school student can’t plan so far off within an hour.
ironically, any idea who came up with the idea only single after 35 are eligible for studio bto? current dpm wong.
actually property for staying ones, in SG, is worthless, merely hold it for a while after 25years value drops, Govt take back and build again.
Singles with money maybe can just buy private, if not most of them are already lucky with parents having their own house, they can continue living in them.
你是华人你不会华语？
I think people forgot that Singles can only get 2-room BTOs... if people would look at the number of 2-room BTOs offered in every exercise.... they would understand there's not much difference.... unless HDB offered a lot more 2-rooms BTOs in every exercise, then that will be benefiting Singles.... as of now, i really see no difference.... So don't understand what these Couples or Families are complaining about.
Sometimes 2 blocks out of 10 , only about 100 2rm bto units
This Bto 2 room many are for elderly.
9851你是华人你不会华语？
年轻人的就业和创业决策应该由自己考虑，政府不应该因为这些原因来限制他们。政府应该提供给年轻人机会，剩下的考量和权衡取舍应该交给他们自己
But there are also lots of married couples who are opting to be child-less? do you penalized couples who BTO-ed and are childless, or does HDB impose the higher price tag on them?
The whole system is unfair and discriminatory to singles. Basically, singles are forced to the resale markets to make the married couples rich from selling their BTOs. A lot of these BTO owners don't even live in those flats. They continue to stay with their parents and wait until the 5 years is up to sell and make a quick buck.
Don't assume everyone only thinks about money like you. And if you know anyone who bought and doesn't live in the unit, you can report and they'll get into trouble.
@@livethiswayTV really? No? You didn't know anyone who did this?
@@Slla-th5vt you know? Then report la. Kpkb only
@@livethiswayTV you probably didn't have much friends or get out much.
@@Slla-th5vt ya ya ya nothing else to say so resort to personal attacks, good job. Also, you think singles won't do the same, buy and don't stay? Your opinions are obviously biased and assumes couples are evil and singles are the all angels. Lol... Also, we don't see singles hogging BTOs because there are NO singles who have BTOs, not because singles are the best people in the world.
Shouldn't let PR and LTVP buy HDB 😂
2537你是华人你不会华语？
限制年轻专业人士的住房选择，新加坡可能无意中为吸引全球人才设置了障碍。年轻的外籍人士或当地人可能会在其他国家寻找更为宽松的居住安排，这可能会影响新加坡在全球市场的竞争力。这样的政策长远看来会返噬，年轻的人的压力会越来越大，结婚的人年龄越来越晚，不想结婚的想法和比例也会随着年龄的增加而增加。
我是马来西亚人，我觉得疫情三年新加坡政府的政策，造成新加坡租房和买房市场的价格更加难以被负担。
这不仅仅是新加坡的年轻人感到愤怒，我听到外国劳工，也在 RUclips 频道，抨击新加坡的房租非常离谱。
我认为，新加坡政府必须拿出更大的决心，来解决这个问题。
不就是涌进新加坡的“移民”在炒房。
2023新闻：新建的HDB，‘4房式’ 是70万新币起跳，’5房式‘ 从95万新币起跳
@@stevenlim9640又是你这负能量的厮到处传播负能量，到处散播不是很真实的讯息啦！😅😂😂😂
其实新加坡房租不贵，现在的物价起的太高了。一间bto 的售价以每五年作为对比之下房租的价格就不贵了
@@stevenlim9640你那里听来的？ 新5 房不可能95万
单身者只能买2房式bto， 我不知道你们在说对你们哪里不公平啊。
对单身着不公平
i totally agree that is really unfair to those singles. how long can we live in the new home after getting keys, renovation etc??? i believe that the age limit for single scheme should be flexible
5255你是华人你不会华语？
新加坡人都知道拥有bto 将来卖一定赚钱的！单身者只能眼巴巴看着别人受益！新加坡许多单身都是职场上的佼佼者！薪资水平一般超过7 千了，既便月入一万多也难应付私宅的代款，卖房也难赚钱，许多政府的津贴都亨受不到！本身还是高纳税者😢、真的不公平！HDB 还有漏洞：有些佣有私宅的夫妻、相当富有，把私宅代款付清了、换名到未成年孩子名下、居然还可以再申请bto 什至5 房式的，HDB 是不是应该调查一下这些富有的家庭未成年孩子拥有私宅，同时还佔了一间bto. 也不知道如何申报收入的？这样的例子还不少呢？
@Minos-Charge说得太对了.不论当年提倡节育或今日鼓励生育,都是为个人与国家的未来因时制宜的政策.
Bto 就是鼓励家庭准备的。单身不在考虑之内
你觉得不公平就结婚啦。不是说薪水很高吗？那怎么可能找不到结婚伴侣？？不想结婚的话，那就买1房condo, 或2room BTO lor! 靠北这么多干什么？不要结婚，就不要跟有家庭的人抢3,4,5room BTO! 滚开啦！😂
@@qqba9678 牛头不对马嘴！
不是每个人都想单身的!!
現代的人生活压力大，生活圈子小，情场网上的骗子又多，想找一个伴侣说不难其实真的难，总不能到底喊我想交男(女)朋友吧，如果本地有一个像《非诚不扰》的节目，或常常主办单身的一些交遊的活动，总比去私人相亲好吧!!!希望政府会关注
Discrimination agaist single, The HDB policy can be perceived as a form of age and marital status discrimination. By restricting younger singles' access to affordable housing, it inadvertently creates a societal divide based on marital status and age. This could be viewed as an infringement on individual rights, where housing, a basic need, is tied to personal life choices.
ironically, any idea who came up with the idea only single after 35 are eligible for studio bto? current dpm wong.
9164你是华人你不会华语？
Give single 1 bto = 1 vote. Give couple 1 bto = 2 vote. Simple math.
Buy BTO at age 35++, get the house at age 40 to 45, then suddenly u meet the right one and get married while waiting bouse, but u cannot sell small house becos u stay less than 5 years or house havent even build. life is unfair
In short, build more flats lah.. by building so little, ain't they controlling the market price?
I heard 3 cases from different people on how 3 families own 2 hdb flats. They live in 1 one then rent out the other whole flat for rental. Is this legal. Is this morally right. I even have property agent sughest i rent out a room to tourist for several weeks under pretext of friend. I have another neighbor who told me about such lonang. And a few neighbprs who told me its alright to rent out 2 rooms for 3 roon hdb flat. And ok to rent out the extra room built by hdb under major upgrading. Its not ok. Dont mess with hdb and run the risk of kena flat confiscation. Dont try to outsmart govt. Ignprance doesnt mean can go scottfree.
10:19 Finally can see his selfish face...
Why selfish? You want marry but no good BTO number. If you in his shoe you will want to allow single to buy three room or above?
奇怪耶，单身的人同样缴税，还要等到35岁才能申请房子，而且只能申请两房，请问哪里公平了？最好想要结婚的人也申请两房式啦。
社会延续需要下一代，社会福利也很大程度依赖下一代的税收，同时抚育下一代的成本这么高，选择结婚有小朋友的家庭得到政策的倾斜不是才比较公平吗？
The main reason for allowing couples to apply for BTOs is for the formation of family units (having children). For the mature couple gunning for high demand BTOs waiting till their late 30s to get a home, with statistically much lower chances of conceiving, why should they have priorities over singles ? Govt should revise OUTDATED policies to combat the profiteering of DINKS.
I can understand from govt point of view to let couple buy BTO (for family planning) compare to single getting smaller BTO. But now the times has change, more couples do not want to have kids and sell their BTO flat to earn more money to upgrade to Condo. If couples not planning to have kids they also do not need a 4 rooms or 5 rooms bto which they can sell as a super profit later.
So i think govt plan should change. everyone will pay the market rate for bto and once the couple have a kid the govt will refund the subsidy rate to offside their housing loan.
For single, i think min they can allow to buy 3 room bto, so if they happen to find a partner, they can already stay in the house and dont need to sell their smaller 2 room or wait another 5 yr to get a better house
ironically, any idea who came up with the idea only single after 35 are eligible for studio bto? current dpm wong.
4470你是华人你不会华语？
By age 35, salary less than 7000 should be a problem already, now fresh grad 5000-6000 sgd... u tell me 10 yrs u cannot hit 7k? Should make the celling higher and minimal salary as well like between 6k-10k
singles should pay less taxes then
Please build more 2 room flats then. You see the high application rate from singles. It means a huge number of singles still haven’t got their 1st flat.
Why must it be 2 rms? Why should we let them define how we live as singles? We may be single with children
@@lilyofthevalley5957single with children can bto 3room.
One of the main reason for married couple to get a BTO so that they can quickly settled down and start making babies. However, a lot of couples nowadays are not planning to have baby, they are just waiting for MOP and sold the flat for a 100% profit.
To achieve the target of more babies, we should impose a baby tax, those selling flat after MOP and without any baby should impose a 20% tax on profit, alternatively, a baby tax can be included in purchase price for married couple, within 3 years if they have baby, the tax will be refunded.
There should be measures to ensure couple getting BTO are those that really want to start a family, otherwise they should be seen as just two single staying together and therefore should be treated the same as single since they do not contribute to more babies like the single. of course, exemption should be given for those who are not able to conceive due to medical reason.
ironically, any idea who came up with the idea only single after 35 are eligible for studio bto? current dpm wong.
not just couples. The problem will still exists if you allow Singles to buy 3room BTO or 4room BTO.
I am Single but I don't agree should allow below 35 to enter HDB market, just imagine if 25yrs old single can start buying HDB resale or BTO, property price sure goes up drastically, supply low demand high. If resale market goes up, BTO prices will go up also and this will lead to domino effect in time to come, let us think long term, don't get offended just because Singles want privacy.
I m married with kids but I agree the current policy is discrimination against single. funny...
@@fhetfet6402 nothing to discriminate la, we have limited resources, someone has to sacrifice
One of the problem why is the government allowing PR to buy resale flat... Many PR i knew , after buying resale the flat, they get the money and go back to their old country... Are we Singapore dumb or what................ This also push the property prices to shoot up so ridiculously...
ironically, any idea who came up with the idea only single after 35 are eligible for studio bto? current dpm wong.
Exactly. And the situation is also made worse with the government granting increasing so many more PRs.
Given that Singapore doesn't allow same sex marriage, so it's BS to say it's about family, because same sex can adopt kids.
Everyone is a taxpayer, therefore, they should be all be treated equally. I would say regardless which is fair, it's a fact that this is an age and gender discrimination.
The only way the current setup is morally right is if and only if married couples are forced to pay higher income tax rate, and homosexual have lower income tax rates. no service = no taxation.
ironically, any idea who came up with the idea only single after 35 are eligible for studio bto? current dpm wong.
Bto is a bonus,not an entitlement. No one stopping you from getting a resale or private.
2 room flexi is very small, the person could be wanting to get married and make sense to get a bigger unit.
The lack of Land mass in Singapore is the root issue and there is also the problem of people preferring flats located in certain areas. To add on, land are also used in the development of migrant domitories. At this rate, no matter what kind of public policy is implemented, it will not solve the problem. Worse still, the 35 year old policy is causing a segregation between Singles and Married Couples which is a situation that is not purposefully caused but cannot be avoided. Even land reclamation will not solve the problem
政府组屋，是给予收入普通的新加坡人居住的环境，不是全部人都急缺需要立刻买bto。需要先解决普通（穷？）人的需要，不是单身人士。同样的，新加坡很小，何必全部人都选成熟区去bid呢？ 我住在woodlands 20多年，今年第二次bto的4房将会交钥匙，我们只申请一次就得到这房子。也许是幸运？ 但我认为是因为这里比较少年轻人要买；我女儿就不选这边，结果申请很多年才拿到抽签机会，她们原本是要申请sbf，后来申请bto。她的其他朋友申请到woodlands后，决定放弃，很可惜。
Actually in this economy now, no need to think about buying properties unless no need any loan. it will be more logical to create more cheaper rental houses that singles can ownself rent and feel safe in. Everything else is so expensive for daily living already, being single also means can only depend on oweself to pay for everything, means higher living cost on 1 income.
我觉得年轻家庭拿不到bto也是应为他们不是什么地方都要的。
为何没人问会不会是外来人口增加导致组屋供应不足？
It's all about the 1st pot of gold. LOL. HDB lottery.
most people are trying to get the 1st BTO as early as possible and then 5 years MOP, they can sell and buy a bigger HDB or upgrade to a condo. Or after 5 years MOP, you can rent out the HDB and buy a condo to stay in
那我单身bto一个二方式 我结婚之后 我们必须都住在这个bto里面 直到mop结束吗
总结:政府叫35岁以下单身人士diam diam跟父母住不要讲东讲西,要搬出去自己给钱,不要给钱就快去结婚高生儿育女提高生育率。
基本是惩罚单身人士。就算成功申请，单身人士还要“罚款”$15k. HDB向我解释，2rm flats 本来就是给老人家买的， 现在让单身人士购买，是priviledge。 要不，单身人士只能买resale。 所以多$15k 并不过份。
不是每个人都付得起或愿意付现在resale 的杀人放火的价格呀。大多数人的薪水又没像房价一样，一直往上飙。要单身人士组织家庭？ 拜托，什么都贵，现在结婚不像父母以上那几代，现在随时都会离婚。 自己婚前辛苦赚的钱， 还要50％分出去。何必呢？婚内赚的分，无所谓，婚前的，不公平。
结婚还要被限制自由，不能想做什么就做什么。
现在新加坡什么都贵，一般打工人士，有几个觉得薪水是绰绰有余的？成立家庭不是要加重自己的负担？
一直催单身人士结婚生子的人，最可恶因为这些人大多都不会在别人遇见困难时，尤其是经济困难 （如长期失业这种困难），而伸出援手。大多都会偶尔做做戏，装关心。有几个会真心帮忙？
When I retire, we want to move to smaller flat but my children are not yet 35 and single.
BTO本來就應該優先留給首次已婚家庭這非常合理。政府的限制必定有一定的原因。
原本就有让已婚的夫妇有优先权。
@@juneamanda2944 所以不用改、現在政策就ok
我觉得应该限制每对夫妻只能买一次BTO。不然就只是在给结婚夫妻开后门赚钱，而不是单纯的解决房屋问题。
@@Slla-th5vt 如果5年后就售出赚钱、要再申请新的bto 就只有少过2%的机会、所以不用担心、他们不可能花$在不到2%成功率的bidding.
@@ghostbusters4627 第一次2%，再接下来呢？时间过的越久，机会不就也加大了。总之BTO就应该只有一次。赞助他们买房一次就好，干嘛还要赞助第二次？买过BTO还想买房，就应该靠自己了。政府赞助他们无本白赚的两次机会，还要问为什么单身人士能够BTO。单身人士交的税还更多，又不像结婚夫妻，一堆福利回扣还唧唧歪歪不休。
哎 我们两个小朋友了 first timer 还在等抽。可能真的已婚夫妻需求很大吧
8:55 how come they have so many belongings 😅 If I have so many possessions.. personally I'll be very stressful. 13:40 building govt managed coliving space could be an option indeed, I supposed young Singaporeans are more open than past generations nowadays.
We only live once. 30 years old should be ready for life planning alri. Stay singles are happier people.
But I know quite a few singles buy BTO just so they can rent out later..
25岁结婚，bto，5年内没房子，我才不生孩子捏。30岁才来生，搞不好还需要医疗来助孕。做新加坡人很辛苦一下。
If 50% of sinkies wants to remain single for whole life, government has to build another 50% additional house,maybe minus some who will go for pte home.
Too many new citizens fighting for your bto. Deal with it.
Y must aim for bto? Lots of resale hdb in the market..
BTO much cheaper
Most of them pick good location.
Govt should see individual situation & give BTO options
I’m a victim of e stupid rules
ironically, any idea who came up with the idea only single after 35 are eligible for studio bto? current dpm wong.
Build less condo!!! Build more HDB!!!!
共产社会也有人关注房价？
不爽？咬我们啦
奇怪，结婚的人不能去外面租房吗？😅
面子
Please make bto ready faster, citizens already waited long enough till they are 35.
gov is planning the limited land use for their own private condo / landed investments.
NS should be enlist at age 35.
2023新闻：新建的HDB，‘4房式’ 是70万新币起跳，’5房式‘ 从95万新币起跳
@stevenlim9640 又是你这厮……又到处散播不实的讯息！😅😂😂😂
在古代，一个普通人赚20两银子才能满足生活，不会挨饿。朝廷专门设置一个部门去研究，如何让百姓只赚18两，这样百姓才会更努力，国家才更稳定。
Despite the many hurdles faced by singles in life and high living cost in sg, not only the current govt have no sympathy but even penalised them by setting an age barrier on the bto . Perhaps it is easier to change the current ruling party than to get marry....so singles can seriously considered this alternative . 😂
新加坡怎么会那么多人呀？经常听到国人不生，还那么多人。
Tell you how to overcome this problem. If there is law that prevent you to own homes, not the private developer own and self build. Gather a club of single buyers to total up on 2 condo buildings of 1 acre. Register a developer company to build a project just say 1 acre land & 2 high rise building. 20x35 floors and 1 floor penthouse and roof (public rest area with cafeteria). Build by your appointed contractors, gather the money to pay and get loan. Solved. Not government build housing and quota limit to singles. You can own a unit by sharing the entire private project. 3 rooms 4 rooms you like. Its your combined project.
多盖一点一室一厅一厨一卫的组屋是不是会好点
政府已注意到这一点，新建组屋中都会有几套这样的小型房，即可让人购买也可用于租赁，而且遍布全岛，方便相关人士，不再象以前一样在一个地点建整栋这样房型的组屋，
Can buy private after 21. Whats the problem
上海不让非上海籍的外地单身人士买房，非常无语的政策
如果你在上海工作、交税是可以买的、如果不限制、上海北京工作的年轻外地人更难买到房
why compare BTO single and married? compare private = 0%. pap cant abuse.
Conclusion look at sale of balance 😂
我就是为了屋子匆匆结婚，结果现在生不如死，孩子5岁了好无辜，屋子给了但是还要很长久时间才交屋，现在面对着支离破碎的家，我都不懂要怎样走下去
go look for dpm desmond wong.
请把这支视频发给政府看！
Sph is government
Singapore's policy of giving everyone a roof over the head is falling apart right before your eyes. The policy is good-intentioned but not sustainable.
嗯，有道理。 应该延到40岁。 40岁才能基本判定，放弃婚姻了。
单身，申请一房式好了。 像宾馆一样的。
I am single, but i think the government did thr right thing to prioritise married people. They contribute population while singles don't.
单身人没结婚有罪吗？二等良民？单身会被罚款吗？
我觉的单的新加坡人应该有权力买新的三房式房.不能因为单身就只可以买两房式.就没选择单身人士为什么就只可以住老人般的房子没有活动空间？希望政府给单身人士多个选择而不是要那些人要大间就买公开市场花更多钱要知道他们是一个人养自己的家连新的三房式也不可以买有点过分公平！希望政府让😢单身士一个自己喜欢的房子BPO三房式.结不结婚是他们的选择自由不能因单身就不可以买新屋三房或！
No
To all the singles out there. To Work hard n Buy a private property ba. Or else just find a partner and rom.😅 otherwise continue stay with ur parents
Lols sounds like punishment for us singles.
變相懲罰單身人士。想一直換對象不行嗎
要組建家庭有迫切需求？那就不要ㄔㄥ ㄐㄧㄚ
when there's pap. forget about marrying.
Stick to old school thinking [plus unnecessary consideration of relative/friends gossip]then paid the heavy price lor.. who say must married? Rent till age 35.. then both buy resale 4 rm..after 5 years rent out one unit ..if u live your live by listening others or afraid others say u single mom..u too silly..remember, your home your life your happiness,, when u in trouble no one will lend u $$$$ or big help..they just say look for a bright side ..now this is the real bright side,, remember the rich or successful one don’t follow what others already struggling…this the big problem for locals heartlanders…almost all just follow rules..end of day CPF also not enough…die w debt
Join other nation
of course the policy should maintain. Couple have to try more than 6 timesto get a flat that requires 5 year contruction, It involved Family planning with two adults and future children, For singles there are more options , as a single they can continue to stay with parent as they were is one of them or rent a room outside Singles want to have own space and not expensive is a want , Couples have own space to start family is a need. .
in your own finite dumb, limited brain capacity, I perfectly understand your inability to comprehend needs of others except your own.
有这样多便宜的转售还要贪心等BTO, 活該等久久。
你是怕转售的BTO没人接盘吧，哈哈哈哈哈，BTO就不应该上市交易。
连结婚生孩子都要管，新加坡越来越像中国了，果然是坡县！
pap earn trillions from land.and they have no problem living in big bigger and biggest mansions.
说来说去就只是在帮政府说话
Single should migrate
以前单身人士连购买 bto的权力都没有。现在可以买就诸多投诉。那些每个月薪水超过7千块钱就去买公寓咯。那些年龄小过35岁不能等就去买公寓咯。不要给你一寸你要拿一尺。
你结婚你就比人家大塞啊？你这种黑心的垃圾看不起单身人士，我敢保证你以后老了肯定被你的不孝子搞到气急身亡😝😝🫵🏽
sohais
Chinese helicopters cannot even afford resale HDB then what about condo?
Over $2000 per sq ft even at OCR!
Maybe all these chinese helipcopter should go to Johor lah, over there plenty of over built housing or so called ghost town, cheap cheap in ringgit only!😆😆😆
时代改变， 更多人单身或是对另外一半有更高要求 （不因为要结婚而结婚）， 35岁之后才可以买BTO是有点迟了，因为要等几年的时间。
28岁应该是不错的年纪， 因为已经有固定收入， 思想已经成熟。 让年轻人早点买房子也可以让他们把钱“存”起来， 至少开始可以有自己的资产。
政府也要换个角度想， 如果更早让单身者可以拥有房子， 也有可能促进结婚率， 因为可能其中一方已经有房子所以可能更快（更方便）结婚。 也可以考虑， 让BTO80%给新婚夫妇， 比较大的单位， 然后20% 给单身者一房一厅比较小的单位。 而且也可以考虑把单身者BTO放在同一座或是固定在某一代， 这也可以让更多单身者有更多“接触”的机会。
HDB should consider building 30m square studio cater to single only.
Let them buy and if they go married later they must sell away their HDB studio to other Single and buy a bigger flat.
你的 BTO 的数量做够来，不是没有这种争端咯～ Hai Ya