Willing To Go Bankrupt For Transition | Financial Audit
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- Опубликовано: 20 сен 2024
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Nothing like a fun New Year upload issue ;) love ya'll, happy to be back! And a friendly reminder that the guests not only give permission for the titles/thumbnail, but often (like in this video) come up with the idea themselves.
Lol Caleb at least you know how many of us have notifications on! 😂 Also, maybe consider making the guest’s last name a blocked word so it can’t be shared in the comments. Just in case the guest didn’t want their full name out there. Love the videos & excited for what 2024 will bring!
Stop telling people to sell their bitcoin. You should tell them to stop buying bitcoin till they get out of debt. That's the worst financial advice you could ever give and there's about to be a lot of people that sold that may not be able to handle it moving forward.
@@rottenejl1 Why have such a volatile commodity in your portfolio when you're holding high interest debt at the same time? When you have high interest debt, you should de-risk your portfolio, so rebalance away from unstable things like bitcoin.
@@rottenejl1nah, they need to sell their bitcoin and then avoid it until they are at least out of debt
@@rottenejl1If you're in debt and have an asset that cannot reliably pay out greater than your interest rate, you should sell that asset. If you're missing payments, you should sell that asset. These are not topics that are up for debate among anyone who should be taken even remotely seriously.
Making 130k a year and missing a $140 cc payment is mind blowing to me.
He makes 86k himself but regardless the yearly amount of the minimum payment is less then 2 percent of the yearly amount made. Absolutely ridiculous missing those payments.
1. 130k a year is not enough to live comfortably, maybe as a single person, but not a two.
2. Like you said, missing a CC payment... tanks credit, not to mention they work IN finance and seem to have almost no idea about personal finance.
@Aodan it absolutely is enough. Maybe not in big more expensive cities but in my hometown it's absolutely enough to be comfortable. It's a town of 200k ppl.
It's so hard to feel sorry for them.
@Aodan Bruuuuh. It absolutely is enough! My husband and I live off about $100k a year. It's more than enough and we live in California.
the little studder when caleb almost said put on your big boy pants haha "put on you.. put, on.. put on your adult pants" lol
Bless his heart 🤣
Side stepping landmines
1:40 🙄😂
That's not even the right time. Lmao @@TimesFive
Its called being nice and considerate go touch grass@@nczioox1116
Most of these financial audits can be summed up with "you need to be an adult for all of your adulthood, not just when you want"
Indeed😮
Yes, but also it's not all that useful to sum it up like that. You need to dive into the detailed nitty gritty of why exactly each person isn't being an adult and try to change the root source, or find a work-around, and also kick their ass a little bit if they need it.
@@IAmebAdger Who cares about the root source? People are fat because they intake more calories then they use every day. Literally everything else is just self pity. You do not need therapy to cut 100 calories a day, to lose 1lb in a week.
@@IAmebAdgersounds like someone needs to be an adult and understand the world doesn’t care about your struggles
@@TheeKingToad I'm doing fine, thanks, we were having an academic argument until you made it personal.
Thank you so much for having more guests in their 30s and 40s, who have long term careers! It's a great balance against the 20s RUclipsrs and people still trying to find a long term place .
I kinda wanna go on the show but once he sees my debt he's going to yell at me 😂
Agreed! More 30’s and 40’s! Loving it
Missing credit card payments and then financing a brand new car for 72 months is real crazy
TWO brand new cars, TWO.
Does this individual look like they make rational decisions lmao
@@zackmatulis4094He looks like he makes very irrational decisions
She is the bread winner, time to take care of your finances hun. I would never ever allow a spouse who makes less money to roll us into plus 100k consumer debt, damn. ❤
Indeed
This channel has confirmed my theory that rarely is income the issue, 90% of the time it’s a spending problem.
I think there is also a self-selecting element of who ends up on the show. If you are someone on a low income, but without a spending problem you know what the problem is and aren’t going to seek out this type of advice.
And mental health
@@kateberger613no that's a cop out, grow up and go deal with your mental health.
Well duh lol. But obv the exception would be if you simply make minimum wage with multiple mouths to feed. Even frugality wouldn’t cut it.
Well, many sources will actually attribute the number one reason to medical expenses.
As someone who’s struggled with mental health, there’s a point where you have to stop lowering the expectations for yourself because of it. You can’t pat yourself on the back because at least you’re still alive. You’re setting the bar at literally just existing. It’s demeaning to expect so little of yourself. A big part of improving your mental health is to realize you’re just as capable as everyone else and setting higher standards. The whole point of going to a therapist is to get a hold of all your mental health issues.
so true! well said!
I like this mindset a lot!
Word. I had PTSD from a bad surgery at 22 that affected me most of my 20s. My MH wasn’t great before, but I was a basket case after.
But crying about being crazy doesn’t pay bills and I had to decide: was I gonna be crazy on a corner, or crazy in a condo?
And if I could be crazy in a condo, how was I going to go about getting there?
So first, I moved back home. Then I aggressively paid off my student loan. Then I aggressively paid off my car. They weren’t fun years - I didn’t party, travel, or eat out often - but by the time I was thirty, my career paid peanuts (less than this OP by a fair bit), but I had no “bad debt”. I stayed at home, and saved aggressively for a down payment. Anything that wasn’t an expense was immediately shifted to savings, and now I’m 35, have owned my condo for two years, and just upgraded my career such that I can start aggressively saving for retirement and a robust investment portfolio.
Still crazier than a bag of kicked cats - but I was right: it’s more comfortable being crazy in a condo than on a corner, so I really don’t truck with OPs who use “but my mentals” as a gloss over their issues.
Homie has a support system. They’re just shit at saving
I love this
Well said 👏!
Blaming the wife is disgusting to me. She has stuck with you through transition, extreme mental health episodes and reckless spending and you blame her in her absence for missed payments and bs spending?! You have put such a mental load on her, then scapegoat her when she isnt there to defend herself --honestly, it sickens me. Stop blaming, stop excusing, look in the mirror and grow up. Please, for the sake of your family, grow up.
Because that’s how men act 😂😂😂
@@lilithvalentine4292Get better coping mechanisms
Sticking with through mental health- would you say that if it had been a physical illness? Genuinely would you have said that about someone dealing with a horrible accident or disease?
He.. not she. Its got an adams apple
@@shaunthesheep2325 biological females can have Adam’s apples, it’s not even proof of someone being trans… someone needs to retake basic biology.
Kinda tired of everybody blaming their financial struggles on mental health. It’s such an easy cop out
Well this person does suffer from gender dis 4 E Ah
@deecee2174 I'm wondering how that equates to being poor with money. I've gone through severe depression and never was bad with money.
Same
@@thedude8526 Gender dis 4 e ah is not depression. I've never equated the both (they do somewhat correlate), and I have had depression too. Dis 4 e ah is apart of mental health
@deecee2174 I meant, how does it correlate with poor money management? I hear so many people use mental health as an excuse for their spending habits. I'm not seeing the connection between the two.
So I started watching your channel in May of 23. Fast forward 7 months later and I'm officially out of credit card debt. You motivated me to burn through 3.5k in bad debt in 7 months. Thanks so much my man. You deserve all the success and your videos/knowledge are invaluable.
Hell YEAH hustla! Outstanding work, congrats
🙏🏽💯@@dantegonzalezaguilar4657
Awesome!!🎉🎉🎉
Nice work dude, keep going! Feels great to get rid of that debt so don't let it come back
Good for you dude! You must be feeling great.
Being a mechanic and hearing $70k+ for a Subaru and a Kia is ridiculous to me, people will do anything to say they have a new car
Right. I have an old WRX.. Cost me 7k.. Paid cash.. great car.
@@BudsMcKenzie1paid 4 grand for my 94 Miata. And it's more reliable than any other car Ive owned including my 2011 WRX that spun rod 3 at around 80,000
@@8145dwerdna lol. That's a Subaru alright.
I've made it to 309K on my 2005 with the 2.0. Though its currently parked and awaiting head gaskets. I've thought of picking up a miata.. live near a lot of good mountain roads.
@@BudsMcKenzie1 literally most reliable car I've ever owned. My 95 (yes I own two lol) winter beater handles better than the Subaru did in the snow. Less acceleration traction, but handles better. Still more reliable despite needing a quart of oil damn near every fill up.
Parts are cheaper too (aside from hard tops lel). Including aftermarket.
@@8145dwerdna Ha, that's awesome. Some guy in my town has a lifted NA.
pretty cool.
Grinding my beans at home for tomorrow's coffee as i listen because i cant justify spending on Starbucks to the Caleb on my shoulder
I just started drinking straight black Folgers as a way to save money 😂
I have a Caleb on one shoulder and a leo skepi on the other
Homemade Cold brew is a life saver.
Had an espresso in the gym.. and I dont know where to bury myself
Ugh the second-hand cringe seeing someone who works in the financial sector that is also bad with their finances is unbearable. Good luck to their family, I hope they pull through.
I have seen so many people working in banks who haven't got a clue about personal finance...
It seems working in the financial sector does not correlate much with being good at personal finance.
@@IAmebAdgerLook how many banks had to be bailed out not that long ago. Clearly many of them are not properly managed by financially competent people.
his family*
yeah I once had a banking associate tell me they closed their credit card accounts because they were overspending. I guess a good decision for them but if you cant handle money, how are you able to give advice to someone who isnt overspending?
I met with a financial advisor that shared with me that he was behind three years on filing his own taxes. He also wanted me to take a home equity loan and invest the money with him. I couldn't get out of there fast enough.
You can see why everyone that comes on here is in debt. The reoccurring theme is zero accountability, everything has a excuse
we call them liberals
@@jeromesampson8097 lets go brandon!
RIGHT, there are always excuses and justifications or reasons why they believe their behavior was ok. I have watched a lot of follow ups and all of them are in worse positions than before because they don't change or poorly followed the sage advice given to them. (there was one exception that turned out great and im so happy for him)
I was about to comment the same thing. It's almost like they are proud to have the excuse.
@@jeromesampson8097facts 🤦🏽♂️💯😂😂
There's a peculiar motif emerging on this show, where mental health becomes a "get-out-of-jail" card for lack-luster financial decisions - good thing to remember.
Yea the dude who thinks he is a woman has mental health issues. Who would have thought?
Caleb (quite reasonably) supports therapy as a valid expense, but maybe some of these therapists are just nodding and affirming instead of doing their jobs
Yep. It's the one topic he won't push on, so it's where people go to hide.
@@mouseymousey02 Therapists can't make people change. The individual has to do their work.
Either you control your mind or your mind will control you.
This was a miss opportunity to put the title as, Transitioning to broke
fire
Truth
Yassss lol 😂
I love how people can’t just buy something nice for their spouse without getting it in return. Like “oh let’s get you a new car. And since you got a new car I might as well get one too” like what
delusions of grandeur
Especially a car like youre going to have access to one good car. Who cares if it isnt your dream car.
I agree, I think that's how the debt happen oh she got a new dress so I am going to get a new dress. She get this, so I get that. They make alot of money. To have this debt. I am no where near there amount and is debt free.
My dad would do this all the time. He wanted something, so he'd buy something for my mom to justify unnecessary spending... "but I got you a gift!"
Every guest ever: I was too depressed to live within my means.
I mean, aren't there any people too depressed to overspend??
If you're depressed you need other sources to keep you feeling something aside from hurting or wanting to die so anything to fill the void helps but it's not rational.
@craigwinslow6749 I'm poking fun. For many of these guests, it's just excuse making.
Haha I think that's called being a miserable rich old miser
"I'm so depressed, I went to work, ate sandwiches at night, and watched Netflix every day for 3 years, and now I have $300,000 in the bank."
When I had anxiety I used to cry if I spent more than £15 per week on food. I couldn't be these people!
Can I offer a free recommendation to the present and future married folks who appear on this show?
Maybe schedule your financial audits at such a time where both yourself and the spouse can attend, further facilitating your ability to remain on the same page financially?..
It's always rough when a married person shows up for a financial audit; yet the spouse is technically out of the loop until after the show finally airs.
I am super uncomfortable with the fact that the spouse isn't here, especially since Jesse talks about them so much around 19:00 about the financial conversations. "With the wife running the finances" makes it sound like Jesse is deflecting, throwing her under the bus, so to speak.
@@cerberusmutt4252these kinds of people always deflect and always have excuses
@cerberusmutt4252 Jesse deflected for almost the whole interview.
i think about this whenever its like that, when this video comes out that spouse must be mean mugging their partner for the next month, be in the doghouse for along time with all the excuses they make and put onto their spouse. lol
Men with this amount of outwardly shown mental issues don't care about their wives at all. He thinks about himself all day
Crazy spending , mental health issues, transition, a wife that is “ok” with it but spending recklessly. There are a lot of holes in here
Mid life crisis
“There are a lot of holes in here”
Are we not doing phrasing anymore?
Add "No friends or family after coming out". Yea....statistically impossible.
But he’s only got one, and it’s an exit…..
No holes where it counts tho.
I agree with many on here saying that mental health should not be used as an excuse for continual bad behavior. I had major depression as a teen and you do eventually have a choice to make or at least loved ones must help you to avoid bad decisions. The two new car purchase wasnt a "splurge" it was a VERY HORRIBLE decision by two people.
Yeah, especially because buying a car is not an one click purchase. This person's wife should have stopped the purchase. The wife is helping enable the bad spending
Agreed. There really is no "excuse" for bad financial decisions. Whether you made the decision in a manic episode, or with full cognition, the impact on your life is the same. Mental health is your responsibility to manage, no different than plain ol' bad habits.
That sort of thing happens in relationships a lot because controlling your budget and being controlling financially look the same to someone who's worried about that. No one takes the reigns because no one wants to be controlled or seen as controlling.
I don't understand how she paid $35,000 for a Kia Sportage. 🤔
Looks like the plug ins are a little more than ex and lx trimsot sure I did a Google search and that's why I saw @@nitroustommy3668
Sometimes when I hear people agreeing so plainly like this, I feel like they are not actually listening. It almost feels like a symptom of shutting down but in a way that is unlikely to cause further discomfort.
I concur - no follow up questions or pushback
Seems odd
Yes.
It can happen if you know deep down that Caleb's right, but your everyday self hasn't built the necessary habits yet.
It’s smart when you are dealing with crazy degenerate people
This summed up what made me uneasy about their demeanor. It sounds like they conceptually understand that they’re in a terrible financial situation, but it is almost like it is compartmentalized away from being “real life” because it’s just numbers on a page. It’s similar to the survival mechanism of dissociation, but it’s preventing progress from happening and just allowing themselves to continue to drown
This is why people panick and freak out when they lose their job because they have too many payments and too much lives to maintain.
this dude is mentally ill
The last time Inlost a job I cracked open a bottle of bubbly, made a nice dinner, sat down and RELAXED.
@@smustiphersame
Maybe for some people, these people on the show are taking out loans with no prospects. I bet you could give any of them 100k, clear their debts, and cut their cards and they’ll be in the same place or worse in 5 years
“We eat out so much bc I’m bulimic” is insane
makes no sense wouldn’t she just puke in the restaurant toilets then ?
I don't understand her reasoning, can someone please explain. Why would eating out help with her bulimia?
@@caitepriestley881I’m not sure but maaaybe so they only have a certain amount of food around so she can’t binge?
@@caitepriestley881it could be the idea of going to a public bathroom to purge might be more overwhelming of a thought than the urge to purge. she did say it’s “the worst way” so this was my first thought of it, definitely not the healthiest way but hey if this is helping her overcome that struggle it may be worth it for the family as a whole
Only the real ones remember "JESSE P. 1 3 24 A 1 SOFI MOOMOO + END"
Caleb getting wild with these clickbait titles
I don't know if he will like the last name being revealed
I only clicked because of this amazing title 😂
Best title hands down.
SoFi moo moo
The Many Faces of Caleb
1:40 The "suspicious" face
2:24 The "angry slapping hands" face
4:50 The "regular" squint face
14:40 The "over dramatic extended" squint face
16:42 The "angry dad" face
16:48 The "I don't believe you" squint face
21:03 The "don't lie to me" face
30:29 The "5x zoom in" squint face
31:59 The "angry finger" face
39:49 The "blank" face
46:21 The "how I talk to a 12 year old" squint face
Thank you❤
So fun clicking through these timestamps. Thank you! 😂
Best timestamps
10/10
You're doing the Lord's work!
This is great 🤣
@@AndDrew Thanks! I did one for Caleb's latest video as well, it's a lil funnier🤣
What were they talking about in minute 39? Keep censoring it, and I don't get it. The going out for dinner thing.
So they are married, living together, both work from home, and they use the wife’s car more? I don’t care if it’s a dream car, sell the brand new car and use the car payment against your debt.
Preach I got rid of my car and it paid off my student loans
@43:40 Caleb fighting every fiber in his body to not say "Put your big boy pants on" due to the situation 😂
THANK YOU FOR THE TIME STAMP!!!!!! Someone above tagged the wrong one, and I'm still mid video 😆
it's wild cause you can say put your big boy pants on to biological women and we don't bat an eye at it
He says big girl pants all the time, because unlike you, he's not a bigot.
@@lurksmcgee its alot of things you can say to biological women and we wont care. That's why I never understood the misgendering thing how they want to make it a crime. Its dumb. Terms like dude, guys, hell even bruh was referred to men at one time and as time went on became gender neutral. 😂
Tbh he should be able to say whatever he wants since it's his show...we need to stop catering to these types of people..
And speaking of which all the mental stuff he went thru was BC of the transitioning 100%%
The wife should be on the show. Without her there, Jesse has a built in excuse for their lack of knowledge, and far less can be addressed.
Or she at least could have better prepared with the monthly numbers for utilities, etc. so Caleb could build them a budget.
The wife is right there
That’s a dude
Jessie’s partner needs to dump this red flag and find someone better
That’s a whole man bro 🤦🏽♂️💯
Everybody blames their financial issues on either mental health or somebody else lol.
Well, aside from blaming someone else, there are only so many ways you can blame yourself. One of those ways is "I failed to educate myself" and another way is "I failed to deal with my mental issues", and the last way is "I failed to fix my laziness". They're all valid ways to blame yourself, most people opt for the first two, few people are willing to opt for the last one, but that's the one the audience wants to see the most.
Clearly you're one of them lol @@IAmebAdger
@@zachhoog I'm a self-blamer who often opts for the "I failed to fix my laziness" and then looks for ways to improve. Which are you?
Mental health can have negative effects like that. Especially because a lot of people with various mental health problems just feel like giving up and lack motivation. Or if they don’t lack motivation, then it’s just harder to get it going.
Well, yeah lol. Mental health struggles absolutely impact what people do or don't do with their money. I'm fine with hearing that context as long as the person on the show recognizes the mistakes they made and want to seek help and put in the work to change their behavior.
35k for a Kia sportage is wild. That car is garbage. Wouldn’t spend a dime over 10k for that car
I don't know much about cars, but when a kia matches a subaru in price, that sounds off
You'd spend anywhere close to 10k 🤯🤯
We have a Sportage and really like it! But we bought used around $17k, paid in full. But yikes. Not worth much more than that 😂
Saying you “own a kid outright” is so weird to me
So here we have an Adult human being who has brought 2 children in this world and is LITERALLY prioritizing every personal desire they can imagine over the safety and financial security of their spouse and offspring. And does so with basically a shoulder shrug.
Do you expect anything less from an AGP freak.
It’s called narcissistic personality disorder.
Agreed. He’s so selfish.
@@HaileysHealth i hate when people shove the -phobic into every comment, but its not bc of the gender stuff at all. if that was the only debt this person had, it would be manageable. its everything else, like financing 2 cars with 4 other loan payments.
@@imdva In his own words it's all tied together.
Maybe it’s just me, but I really feel these audits have taken a toll on Caleb. He genuinely seems like the stress has impacted him and isn’t as carefree (for lack of better term) as he originally was when conversing during these. Please remember to also prioritize your well being since you’re receiving all that energy all the time. We appreciate what you’re doing to make us a better financial community! ❤
Yeah you could really tell when he started getting short with people quicker than usual and it seemed like he was getting tired of hearing the same excuses.
@@youngroosevelt38I (personally, only my opinion) feel they often do take advantage of his kindness and willingness to give the benefit of the doubt to proffer all the usual excuses and I imagine it can be a little exhausting for him to feel that “why are you here then if you’ve got all the justifications up your sleeve” sort of feeling. It’s like having to sit down to dinner with the same indifferent partner every night like Groundhog Day. He does much better than I would with his reaction tempering and emotional control because boy would I have words with some of these characters 😂 just hope he’s treating this like a job and taking the hat off at the end of the day.
I saw him on a podcast say he’s always anxious and worried because he became a slave to his youtube channel and views going up or down,will it start to fail, being consistent with content and things like that so it sounded like his success has made him miserable because it’s no longer fun it’s his everything now. I hope he’s okay mentally.
@@ConvosinnatureI’ve been wondering what I would do in his situation. Diversifying the content is a risk, but may be worth taking. It was nice how the guest episode turned out but maybe something similar for an episode a week? I don’t blame him for sticking with this now that he seems to have a steady supply of free guests, but it’s not worth it if it’s getting too frustrating
It’s hilarious how everyone forces extreme accountability on the guests but then shows compassion for Caleb for neglecting his health. The selectiveness is mind boggling. Caleb is stressed b/c he lives in a capitalist society and has to continue being productive to make money. If his guests are stressing him out that’s b/c he has no boundaries and is not putting up emotional safeguards. That’s on him just like it’s on the guests to stop spending.
Work from home…$70,000 in new car debt lmao. This situation is actually pretty easy to get under control. Sell the cars, buy one $15,000 car to share. Even if you accept that the cars were a product of mental health problems…they claim they are no longer depressed and getting better. Ok great, sell the cars now. Surprised Caleb didn’t suggest thst.
Probably didn’t suggest that because they bought the cars because of their “mental health problems”.
@@Ramonaaa448 Probably, which is why these audits with people who are clearly not mentally well are kind of pointless. I was still a disappointed he didn’t push back a little harder on that. Is driving a car that isn’t brand new really worse for your mental health than having a payment you can’t afford which snowballs into more and more unpaid bills and wrecked credit and overall financial headaches?
Tell them their new cars are now USED cars. OMG! Now they are driving their dream used cars.
@@Ramonaaa448yeah man I only get out of my episodes when I have physical objects over 30K each
He has two kids and he was about to leave them with lifelong trauma from his suicide because he couldn't "live as a woman"? Such narcissism.
100%. If you're single so whatever, I don't care but when you have a spouse and kids, you now have responsibilities greater than yourself. If you need help, get help.
Long story short, in every way possible: A person who prioritizes themselves and their wants over their ultimate responsibility of their children. Selfish.
“For lack of a better term, I’m a stock broker” so what job is the actual job? 😅
There are a lot of positions at a brokerage firm where an individual holds the stock broker licenses but doesn’t actually function as a stock broker. She just said she was a stock broker to be concise and avoid having to get too complicated trying to explain what she actually does.
Probably an analyst. Someone who doesn't get the $25,000 a month bloomberg terminal but does statistical modeling.
@@jeffredfern3744 I used to work on the Bloomberg terminals 😂
She breaks stocks duh
I was going to say I work people who have series 7 licenses and the 2-15 license issued by the state for insurance and annuities. It was confusing how ahe made so little.
It’s crazy how common it is people use mental health as an excuse for their bad habits, this person works in finances & has a great income but uses their mental health as an excuse for being financially irresponsible.
Crazy people do crazy shit with money. All part of being crazy.
@@brandonj6548very true
He's got some screws loose alright, he should be a patient in a mental asylum.
I know for me personally when I get super stressed or a bit manic I just end up spending a bunch of money because “who cares I could die tomorrow” and then a week later I’m like “why did I do that?” So instead of using at as an excuse my boyfriend really helps me realize when I’m starting to get to that point and he’ll take all my credit cards and will leave me with 1 debit card which he knows I won’t use since I won’t get points, and it’s helped so much. I agree with you saying people using mental health as a crutch when they’re not willing to do the work to help themselves. What my boyfriend and I do in regards to my finances may sound weird, but it has helped me so much from spending crazy amounts of money!
Being irresponsible with money is literally one of the most famous signs someone has entered mania. I think you’re being unfair, manic spending is a known issue of her mental health disorder.
Wasn't upset until I learned that kids were in the picture. You gotta get your life together for their sake if not your own.
The mental strength and restraint caleb has is incalculable
He needs a metal!!
I'll say. I could never do this job.
@@csv_mycenteverybody has their vice.. doesn't discredit him
This trans is skinwalking his wife...
I don’t know how the constant lip smacking from Jesse didn’t drive him insane it’s driving me insane
Caleb, stop getting finessed with the mental health excuse. Anyone who watches your videos knows that is an easy out to claim.
its a valid factor to consider, but worth noting how common it comes up when people are discussing the trainwreck of their finances
To be honest Caleb probably knows at this point someone who is going to blame mental health is not going to be willing to hold themselves accountable anyway, it saves him time to just accept the answer and move on because there's no point in arguing with someone who is convinced they're a victim
@@alpaca6462then why do the audit? Once they start blaming everything on mental health he should just stop the interview and say “I can’t help you then, I’m not a therapist, I do finances.”
@@OhYeaMista Coz he can still help with the financial side? He can't comment much on their mental health but he can comment on their financial health. Everything else is then up to them to handle.
Also, the more realistic answer is that they are already sitting there with the mics on and he's making content either way. Stopping the interview halfway or even earlier is just poor business practice when he can get a full RUclips video out of it.
I dunno if he's getting finessed when he makes money off the video either way. It's up to the guest to accept good council or walk away with nothing.
Hi Caleb! Thanks for doing what you do. My emergency fund isn't fully there and my inner Caleb convinced me to not impulse buy a gaming console a few weeks back. Right after that, my pet got sick. That console is now vet bills! Staying afloat okay, though. That console just got pushed further into the future. Thank you, Caleb!
Congratulations! It's really hard to make that mental switch and pick the less fun choice, good job doing that 😀
Oh my! I thought i am the only one with " inner caleb ❤"
I try to Listen to him:
Nope, no, dont buy that. No,no,no,
No fast food for you. KEEP your money.
Noooooo!
Hope the doggo is doing well. Love that you vocalized this
@b1232r Thank you for the well wishes! It's actually my guinea pig, as silly as that sounds. My little pair of brain-dead potato sisters got me out of a really bad spot mentally several years ago, and now one has a bladder stone she needs to pass. They're seniors now, so any health problem could be the end if not taken care of.
@@CorVids1031My guinea pig is going to be 8 in October, I see him no differently than a dog owner would their dog 🥺
Poor wife...... having to deal with this level of narcissistic insanity has gotta be rough.
I think this episode is one where Caleb was a little too nice. Mental health is important but not a cop out. "Eating out is a break from all the other stresses" or maybe we change our perspective and grow ourselves personally and learn how to cook good food at home, learning a new skill such as cooking will give you a great sense of accomplishment. Learn to make bread specifically, go into any bread group and you will hear multiple people talk about how theraputic it is and it costs next to nothing.
At some point you have to stop saying "I have to spend money here, here and here cause I can't deal" and figure out how to grow yourself to where you dont have that crutch.
You've done it! You've solved poverty and mental health issues! Master scholar
@@milkymilk53She’s not wrong. She is saying that creating small goals and reaching them while also being in a like-minded community can do great things to help pull you out of depression. That’s how I feel when I look back on what got me out of mine as a teenager.
He's probably afraid this dude will get mad and deck him since THESE type of people are obviously mentally unstable
They are eating out because she has bulimia. Caleb is understanding of mental health and has compassion. He can teach you more than just financial solutions.
Yeah because he’s afraid RUclips will rip him to shreds for being “transphobic”
"I blame my mental health for everything" "My wife handles all our money. Not me"
The poor wife…on all counts….assuming she originally married a man aswell
@@pisces89the poor ex wife
@@Gekkco She dodged a fkin bullet.
Weird theory I think he is the wife he is talking about.
@@pisces89 she did marry a man and she's still married to a man.
I've been binging these videos over the last couple of weeks and they've completely changed the way i do my finances. I wrote down all my debts, my income, my bills and made a plan to pay everything off within the next 6 months while also going for a stacked savings account. Already close to paying off 1 of my cards. Thank you Caleb, these videos really help!
Once children are involved, we go from being the victims of circumstance to the ones capable of inflicting trauma. Fake it till you make it. Stop thinking about yourself so much if you feel you're so awful.
“It’s not my fault”
It’s my wife, it’s my mental instability, it’s my neighbors, it’s my preference, it’s my doctors, it’s my insecurities, it’s my father, it’s my dreams but: “ a lot of it is my fault”
The only thing we didn’t blame was God.
Ok, maybe
“My hillbilly neighbors are judgmental”
Calling them “hillbillies” when the couple lives in Austin isn’t going to be making friends with the neighbours though.
“They don’t like me because they’re hillbilly rednecks who lowered property values”
I mean…. Or it could be that you called them hillbilly hicks and that’s not neighbourly 😮
wow, factors in life affect spending habits. Shock and awe.
I don't know, I also heard her say it's her own fault a lot. I interpreted her nonchalance as acceptance that she knows she's made a mess and didn't try to defend it. Not the worst we've seen for sure!
Exactly. Everything is somebody else’s fault, never hers.
They were judgemental, they were actual being actively hateful. She felt unsafe. I understand all that debt is crazy and maybe there was less expensive options, but don't reduce hate to just simply judging
This is the first time where I feel like the censoring impacted my understanding of the episode. I have NO IDEA what her issue is with fast food so that entire discussion about him putting it in her budget. I’m genuinely curious and feel like that impacted my understanding of the whole situation
I thought "pregnant" at first, but they're trans, so that wouldn't make sense??? Also it's not an excuse for eating out anyway?? Then I thought maybe anorexic?? Maybe eating out forces them to eat since it's quick and easy?? I don't know.
@@smolexfundie6458 bulimia and stomach acid is where my head went, which is why Caleb was confused but accepting. But I’m still confused. I have a binge eating disorder myself which is partially why in so curious
Eating disorder - Bulimic
Yeah, I'm totally missing something. Hmmmm
I assume eating out helps keep her from binging and maybe the idea of a public bathroom keeps her from purging but I have no idea
Quit blaming "the wife."
Great comment
The single phrase "my manic depressive phase" pretty well tells me that this person literally wants mental illness to be part of their personality. Not that it's rare nowadays
I’m having trouble believing her because of how weird the phrasing is. The US hasn’t used manic depressive as a term in decades and you don’t have a “manic depressive phase”: you cycle through mania and depression. Someone who’s bipolar might say they were going through a manic phase when they made impulsive purchases but not a manic depressive phase.
You know real mental illness exists right? You can’t just decide someone’s lying because you don’t like the phrasing they used.
Every person who comes on this show isn’t in a bad position because they can’t earn enough, it’s because they spend too much
That is the majority of americans who are.. 'living paycheck to paycheck'.
@@DJSolistica You are right. The last statistic I saw was 62% of Americans live paycheck to paycheck. Another major issue is CC debt with the average CC holding a 23% interest rate. It’s easy to drown then.
@mommak8342 Problem with pay check to pay check stat is so many people wastefully spend. They think they need everything, and that's why it's paycheck to pay check.
Not all people, obviously, but I have seen plenty like it.
@@ashtinpeaks9972 Bingo
@@ashtinpeaks9972 I agree. This is why there is such a high percentage for sure.
One theme I've noticed from many of these episodes is that some people are just professional victims. They need to be a victim, or else they can actually be held accountable for their behaviors.
Therapy is great and all, but not every therapist is actually trying to help the client. Some are just taking easy money to smile and nod and affirm everything.
Wouldn't be the first one to affirm everything, am I right?
@@Adam-iy2ko Yup, I think this guest has been affirmed a little too much already...
Most therapists, in my experience, exist to keep you coming back to therapy. I have heard of precious few that set a goal up front for what the exit plan is.
That's the majority of therapists.
The only person that can fix your stuff is yourself.
As a therapist, I agree. First, there are tons of therapists/counselors out here that should not be providing this service to anybody because they bring too much of their personal stuff into their job. But I also think a lot of therapists get caught up in “the process” and either allow their clients to be endless clients or forget about the goals set from the start.
PTSD from procedures you’ve voluntarily chose to do to yourself is crazy I’m sorry
Well undergoing these procedures literally requires mental health issues
Did she say that the procedures themselves caused the PTSD? No, she did not. It’s unfortunate she lives in a world where she’s been treated like sht just for doing everything she can to exist as authentically as possible. Perhaps that’s one of the combination of things that caused it. I would caution you not to jump to such conclusions.
Massive assumption there. You have no idea how any of this works.
Totally agree!
Must be nice to be so out of touch with reality that you think insulting mental health patients makes you a big strong person. Totally normal behavior. Not weird at all
A car payment of 697 dollars for 6 years. That’s more than enough to max out a Roth IRA account each year with a little left over.
But come on man! She wants a new car!!!! 🤣
But it's a SUBARU!! haha
Total months payments on debt is nearly $2000, (not including the mortgage) Could have had 4 individual retirement accounts going...
@@ses-ei7ocnot even a good suby, WRX or nothing
I'm joking. I do love my paid off Forester though! @@austinjacobsen7689
I’m sorry, but it’s just ridiculous how the “mental health” problem just gradual get more and more worse as the BS starts to get called out
More consistently keeping the debt tracker on screen is extremely helpful for trying to visualize what’s going on, thank you! Love the content you guys put out, keep it up!! 1million subs will be here in no time.
"I can't assume anybody is going through gender transition like I am." what a statement. Nobody is paying thousands of dollars for gender transition surgery... really?!
In my personal opinion, saying you have mental health issues isn't an excuse to not pay your bills. Especially if you're bringing in plenty of money to pay said bills.
I think we could tell this person is mentally ill without them saying it anyways 🤔
Wait until I tell you your mental health affects literally every portion of your life at every second. But I do agree that there is a difference between I cant do something because I have x vs I struggle to do something because of x but I want to change
@@kodiaxx8307 I can’t tell if you only read the first sentence of my post or not….like what you said was the entire point to the second part of my comment 😂 I’m AuDHD with clinical depression so it’s not like I’m foreign to this lmao
@kodiaxx8307 100% agree. I too have some significant mental health issues, but as best as I'm able I've never let it prevent me from achieving things and making something of myself. Sure, it can be challenging at times; last year was one of my worst and I'm still trying to improve every day. Nevertheless I have a successful career, because I choose to overcome my obstacles rather than succumb to them!
Facts!!
When you forget to update the title from the organizational one to something legit before hitting upload😂
13:56 Im not a parent but saying the kid is yours outright is hilarious 😂 like you paid off the loan 🤣
I thought the same thing😆
Pro tip NEVER use the home inspector your realtor recommended.
They can’t look behind walls or above ceilings, it’s almost a complete waste of money. They miss obvious stuff all the time too
I appreciate this tip!! ❤
They got a second opinion.
Facts. I made this mistake on my first house and that inspector missed major issues.
'Hmm, we're in debt. What to do, what to do. Oh, I know! Let's buy two brand new cars. Good thing we both work from home!'
I know right. The math isn’t mathing
Episodes like this are getting annoying. People justifying bad spending habits due to mental health. There's no constructive way to respond that from a financial perspective.
You dont need 100 dollar bras from Victoria secret....theyre not even properly comfortable for real breasts...hans bras are THE BEST hands down. This person is weird
Don't need to be comfortable for real breasts when they aren't real.
Hearing the “mental health issues” on every episode is getting exhausting. I’m starting to think people are taking advantage of Caleb with that excuse. Because they know he can’t really “fault” them for it and therefore they’re able to dodge a majority of accountability.
Yup. There's a huge difference between "My mental health is poor because my brain is malfunctioning but I'm doing the best I can" and "my mental health is poor because the world won't accommodate my reality of endless free money and infinite convenience"
Very true… but then again, gender dysphoria is a very clear sign of severe mental illness.
@@grammaurai6843You forgot to add “I always thought someone else would deal with all of my exhaustive attention seeking behavior”
She literally said she had her first manic episode where she spent money recklessly. You thinking people should just be responsible enough to not have a mental health problem is exactly the same as saying someone should be responsible enough to not get sick
spending recklessly is literally a diagnostic symptom of a bipolar manic episode. that's like telling a paraplegic to just get up and walk.
while mental health is important we can’t use it as a perpetual excuse to forego any sense of personal responsibility. Also I believe the over validation of certain issues creates an emotional paralysis in some of these people.
Delusion isn't conducive to healthy self-image or self-control.
The delusion is the solution for a lot of people. It strips them from being accountable for their actions
Ugh, “these people” tells me even need to know about you.
calling trans people delusional is major ick. You ooze transphobia. @@grammaurai6843
@@lauraweiss7875 your reaction to the words "these people" tells us everything we need to know about you. They could have been speaking about the people that come on Caleb's show. Quite a few of them use their emotional crap as an excuse to not take responsibility for their actions. But go ahead and assume it's in the worst possible context.
I admire the way caleb talks to everyone the same. He never pulls the punches but you can always tell he has good intentions and is on their team so it stays productive and rarely gets out of hand.
How TF is transition covered with no out of pocket but I pay every time I go to the dr for basic S? Women pay for having babies but a man can get cosmetic surgery and voluntary hormones for free? We’re also in Tx with some of the best insurance in the country so wtf.
Modern Sodom + Gommorah
Dude what? She said she spent like 20 thousand transitioning
The only problem I have with mental health is when people use it as an excuse. “My manic depression so bought X” “I was unstable so I bought X” when clearly they’re still mentally unstable based on the recent purchases being shown in these shows. Mental health is real but using it as a crutch just makes the problem worse
That is so funny
Actually having bipolar and impulsive purchasing is a part of the illness think you should really look deeper into this issue before making a judgement
@@abbiealverez2960 if they know it's an issue, they could be responsible while they're not manic and put up safe guards. Bipolar runs in my family and there are many options we have used to combat it. Spouse controlling money, cancelling cards, telling banks to lower daily/weekly spending limits, getting a financial trustee to control everything, cash envelopes etc
Amazing take. You've single handedly solved mental health illnesses and poverty!
@jessie6600 not a terrible person, but impulsive decisions can be made from mental problems. A lot of people who aren't diagnosed with anything try to use it as an excuse though.
this person said their kid is a high functioning autistic and the laundry list of issues this person rattled off it's going to be never ending for this person. Its always something
Agreed
I think she mentioned every single mental disorder.
Ridiculous
Where did those diagnoses come from? Probably self-diagnosed!
@cristianaraujo9293 I found out that Mr. Beast has been bought out by Disney, and that makes the whole 'Chris' thing make a lot more sense
I think you need to start doing episodes with people who think they are good at finances. Would be good to show both ends of the spectrum.
I'd watch that, but only if they make similar or less money than I do.
This was the embodiment of that Family Guy sketch
"Oh, I'm transgender."
"Oh, sorry, do whatever you want all the time."
Just paid off the last 10K of my student loans before I clicked on the video! Now I only have 25K on my %0 car loan! You have helped me get rid of CC debt and student loans. Thank you, Caleb!
Way to go Jesus!
Awesome job! I paid off my car and paid 30k of my student loans. I have a little left but should be caught up in 12 months I’m so excited!
@@PomsNTomsMom92Amen Jesus is Lord!!! Only possible through him!
@@taylorspastpresent1014 great job! It’ll be worth it
Can we get you on the show? lol we need a success story, and you didn't even have the benefit of personalized guidance from Caleb.
I like how she literally says she likes to be completely honest because it might help someone out there. Then they have a conversation about eating out and every other word is censored.
I have watched this part back over and over again trying to figure out what the heck they're talking about. 😂 Am I the only one? Still haven't solved the mystery.
thats a dude
@@jadewaldron582I haven’t figured it out either
@@jadewaldron582bulimia
I assumed it was a RUclips thing
I just found this show a couple weeks ago and have binged the hell of it at work. Caleb thank you for what you are doing. My wife and I are starting to be more attentive to our finances. I think the biggest thing is mental health. Everyone is struggling... It's terrifying how many people are in need of help. Thanks for bringing this issue up and making it aware. And i would give anything to have your ear and sit for 1 hour and have you help me budget. Thank again.
I mean this in a very supportive way, but if you'd "give anything" then, seriously, why not give a few min of your time to write Caleb? He accepts applications to be on his show, and the show even gives some standard amt for reimbursement of travel expenses to get there. Try it, he might have you on the show! Do me a favor - come back and comment here if you get on the show; I'll for sure watch it. Thanks! :)
@@anyviolet I did apply back when I made this comment maybe I can apply again
One of the greatest things about this show is the relatability. Believe it or not, as someone with an eating disorder, the fast food can be a saving grace. It can be a burden as I’m trying to get out of debt. But like Caleb said. I’ve started putting up systems and I’ve worked a buffer into my budget for when I have withdrawals. I’ve done so well lately. Since I’ve first started watching Caleb I have paid off my credit cards, medical debt, and taken a huge chuck out of my car. I’m gunning after those student loans. It’s been a journey but without Caleb and his relatable guests idk where I’d be now. Probably still struggling week to week.
Is that from taking the advice he gives or picking up the trends of how people are broke, just curious how you made so much progress!!
@@rachelkmeck I’m actually going to school for accounting rn. So yes Caleb, but also I listen to bigger pockets, audiobooks on Spotify like financial feminist, and the power of a habit, because I genuinely enjoy them and they help me relate my school work to real life situations. I also watch budget mom and a few other finance RUclipsrs. And the overall advice is, spend less, make more. So I found a second job. Working two jobs, while going to school and juggling internships has been wild but it’s paying off very quickly and I’m almost out of the dark. I also started with a lot less debt than most. I think at highest I was at $45k. So once I knuckled down, it evaporated.
Thank you Caleb and the guests who share their stories. You have had a profound impact on my life!
As of yesterday, I now have a fully funded emergency fund for the first time in my life. I am in the most financially secure position I have ever experienced!!
channel manager accidentally let this one out too early 😭😂
How do you mean?
Im starting to believe my wife is right and Jesus is coming back.
Yea it's Sodom and Gomorra up in here
She is correct.
So you're telling me that I have broken my back 2 times, and I cannot even get insurance to pay for chiropractic or PT, but this person gets insurance to pay for gender reassignment? WTF is wrong with this country.
Someone else having good insurance is not what’s causing you to have bad insurance.
@@annataymond9529 the fact elective cosmetic surgery is covered by insurance, ever, is the problem.
Your points valid, procedures for your back is life saving compared to this person's desire to project sexually
It would be hilarious to see Caleb's heart rate on these videos whenever he starts listing the unnecessary spending
2 bpm per Taquito
Such a good idea, a "Caleb's heart rate" check in haha!
I felt like Caleb went too easy on this one. I understand MH issues are real but that can’t be an excuse for FINANCIAL decisions. I felt like getting rid of the cars that she can’t obviously afford would’ve been a starting point. Not enough high pitch Caleb for me. I still love you Caleb ❤ keep doing what you are doing!
Maybe he was concerned he’d get attacked in the comments section.
@@matthewpie28then he’s doing a real disservice if that’s the case.
@@matthewpie28that’s exactly what I was thinking. Sad because reality is reality regardless of who you are or how you identify
@@GardenLikeAMotherThis is the new America, unfortunately - and that’s coming from a gay man. So much has changed and it’s made life difficult for just regular gay people trying to live a normal “not in your face” life. I’m just trying to save for retirement and take care of my family. I don’t need a rainbow flag to be my identity.
@@matthewpie28 Maybe stop clicking on online ragebait. Just a thought.
I’m ready to crush this year’s financial goal. Can’t wait to see what Caleb and the team have planned for this year. Gonna be great
Needing to go out to eat as a treatment for bulimia sounds like bullshit. I think she knows this.
As a side note, do you really need to censor "bulimia"? I know RUclips recently made their policy stricter, but the mere mention of the word shouldn't count as "imitable content".
A 36-yr old broker who can't pay their bills and has a negative net worth doesn't inspire confidence for most investors. At least she works from home so investors can't see the tats, etc. I expect financial professionals to look the part and actually be competent with money. I guess I'm just old school.
Being competent with money I expect, but TBH I don’t care anywhere near as much about how a financial professional looks vs their actual competence. Tbh, good tattoos are probably a plus, similar to a Rolex or the Hermes tie-that shit is expensive, so if you can budget that out you’ve got your personal shit together.
@@nmfitts but they'd need to be GOOD tattoos. Not the little dinosaur on the skateboard, or the half-finished anime girl, the blurry smear of... a lady at a vanity mirror? I think?
@@nmfitts Good tattoos? Okay, lol. Still, if someone has to "budget" for tattoos, even "good" ones, he probably isn't someone who you should trust with your money unless you only have $20 to invest.
Agreed. The tube top is a bit much for a stockbroker.
@@libertarian4323it’s like they’re homemade. My friends little brother let his friend practice tattooing before he was trained. He has a chicken and sheep on his thighs. He was 17. They are hilariously bad but much easier on the eye than this person
I love how real and invested Caleb is, but almost every guest is so unstable/ delusional it feels like a huge waste of his time. These people are all entertainment of the sideshow with none of the encouragment, growth, and change leading to a better future.
I completely agree
Ever since he really took off he's been attracting extremely, obviously personality disordered guests and it's genuinely making me worry for his mental health and boundaries.
@@grammaurai6843 It's up to him to choose whoever gets on a show though.
I guess everyone loves watching a train wreck
I imagine he picks these people for views. He's fine @@grammaurai6843
What is this title?
Hahaha here before it changes!!
Must be the default storage title??
It's probably how his production team labels the videos before uploading to RUclips. "Name of Guest + Date + Ads".
Literally gave me a stroke
Yeah what’s up w title?
In the beginning I was feeling sorry for her but by the end I honestly believe she's glad to collect every single mental problem and using it as excuses
@@MayaRose-nz5gx I really don't know why you people make a fetish about what's in someone else's pants and can't just treat someone with respect and not make it a gender issue. This is about finance.
@@TinkHerBella fetish? Yall the onea making a fetish out of it. We just are saying the reality.
@TinkHerBell why should anyone respect and accept him when he can't do that himself. Why should anyone respect his financial position when he can't and simply blames it immediately on mental health rather than being disciplined and taking responsibility.
People like you whom provide them excuses and accept their shitty actions are part of the problem.
@ashhammer2415 yeah see you're just another person sad and lonely on the internet who just wants to spread hate to fill the void of love and happiness in your soul. See you take it out on others. Some take it out on themselves financially. You have no clue what people are going through or how they cope with their daily struggles that everyone has. But it's easier to sit on your high horse and spread hate than to spread positivity and learn and grow as a human
@@TinkHerBell the issue is this man had hormonal issues in the form of low testosterone which could have been fixed by a dedicated routine of going to the gym to specifically gain muscle and a healthy diet thats low in sugar and avoids processed foods as much as possible. But no he was pushed into getting rid of his testosterone (the single biggest indicator of health in man) and now pretends he is a woman.
13:55 that phrasing had me rolling for a sec😅. Just got off talking about 72 month car loan terms then saying the 4 yr old is theirs out right like they just finished paying her off💀
Oh my god that constant ‘yep’ ‘agreed’ ‘I already know that’ without seeming to take anything Caleb is saying to heart … driving me up a wall. It feels like a way (whether consciously or subconsciously) to “take accountability” without truly taking accountability.
No one on this show wins with yall. Either they are ridiculous and don’t take accountability or their actual agreement is questionable. Yall just like to judge ppl. It’s so clear.
@@TJrules299thank you!!! If she gave a reason, they'd be calling it an excuse. She agrees, it's hiding from accountability. People just want someone to tear apart on this show
Sometimes folks can't turn off active listening. Shit I'd be active listening as.long as.possible as a stemming/soothing technique until I
Broke down balling.
Then I'd still be balling and nodding my head and saying "you're right I know you're absolutely correct"
She kept her cool somehow...maybe it IS that she's deflecting
@@attackonghouls583 Nah, it goes a bit deeper than that. The way she weaponizes mental health against herself to justify her problems. It's clear she'd rather be self-destructive than actual face her problems. When shes cutting him off with 'yep' 'agreed', she knows that she's done this to herself and a part of her likes it. I was in that mindset for a while, when you dislike yourself to that degree it feels good to self-destruct and look like the victim to everyone around you. It took a lot of confidence building and finding trust with myself to get out.
@@TJrules299 There doesn't seem to be much indication that her approach or behavior will change from this conversation and I think that's why there are a lot of people frustrated in the comments.
"So what are your thoughts on this, you're just like yea"
"No, it sucks but I've had this conversation with myself 100 times."
"Ok, then why has nothing changed then?"
"there's not a good one, I'm just not doing it"
How can you work IN FINANCES and have such horrible finances.
I trying to imagine what kind of outfit would hire this type of individual. Wonder what the bosses, clients or competition will do once they see this video
Im gonna get flamed for this but a lot of trans people Ive met or know are very self oriented. Not necessarily selfish, but they think about themselves and their problems a lot and struggle to deal with other responsibilities like work or education. @@brianmurphy250
Same way but nutjobs work as psychologists
Eh, people are very different at work. I know chefs that have their SO cook or just make easy slop for themselves at home.
Hi Caleb, happy new year! Thanks to your videos, I ended 2023 with a fully funded emergency fund, started a retirement fund, and a travel fund. I needed money for some vaccines and vet bills lately so I dipped into my emergency fund without guilt while still feeling happy about my progress in my finances. ✨️
Congratulations dude🎉🎉🎉
Proud of ya 👏🏻👏🏻
I dont understand how someone pulls out 10 grand from their 401k for "various small bills" How is 10 grand in bills small?
@gregutz4284 even still, thats 10% of their annual income.
Caleb, I suggest you have no more than 1 Jerry Springer episode each week, so we can pick the non-Springer episode to watch.
I’m sorry that this person has these issues. But these are my least favorite episodes. Truth be told it’s really hard to learn anything when almost every issue or answer is responded to with “I have a mental health issue”. I understand it may help others, but I hate the episodes where sooo much of the focus is purely on that.
Right, like I attempted suicide when I was 15, but now I'm 26 with $300 on one credit card, no student loans, a paid off car, and a fantastic fiancé, and a roof over our heads. Mental health is not our fault but it IS our responsibility. In this world, there are very few excuses
Fast food in your budget and excusing it because an eating disorder saves you from mental health issues, but it’s a mental health issue