His Ex Destroyed His Life | Financial Audit

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  • Опубликовано: 10 ноя 2024

Комментарии • 1,1 тыс.

  • @CalebHammer
    @CalebHammer  11 месяцев назад +835

    On Friday, I audit the first ever politician on this show 😮

    • @thepleasantpuffin
      @thepleasantpuffin 11 месяцев назад +3

      Hunter "Dixie Normous" Biden

    • @soccerblonde14
      @soccerblonde14 11 месяцев назад +127

      please be George Santos 😳

    • @keashablew7728
      @keashablew7728 11 месяцев назад +2

      What?!?!

    • @607AAG
      @607AAG 11 месяцев назад +34

      You got Trump!? 🤣🤣

    • @andrewdowell2663
      @andrewdowell2663 11 месяцев назад +72

      In walks Donald Trump "what do you mean you took out a million dollar loan" "it was a small loan"

  • @danw5996
    @danw5996 11 месяцев назад +1455

    Never have I wanted a guest to succeed more then this guy.

    • @8LyJu8
      @8LyJu8 8 месяцев назад +12

      Him and the woman who was screwed up by her family. Both of them did everything as best as they could be found themselves in these terrible positions for others

    • @lyngirllove
      @lyngirllove 6 месяцев назад +2

      @@8LyJu8Mary is her name if I remember correctly, I think about her and her brothers a lot and hope things are going well for them ❤️.
      And this guest is definitely right there with her, they such lovely and deserving people!!

  • @AzrewYT
    @AzrewYT 11 месяцев назад +1080

    One bedroom apartment and the father is giving it to the daughter. The judge was right to give this man 100% custody. I hope he gets a million music clients soon

  • @erinerinerinOOO
    @erinerinerinOOO 11 месяцев назад +797

    I am disappointed in the fact that Caleb went to school for music composition and this show does not have a theme song.

    • @amyomeara2515
      @amyomeara2515 11 месяцев назад +28

      He should open a contest for the fans to submit compositions! Caleb!! Please?!!

    • @ipbyrne
      @ipbyrne 11 месяцев назад +50

      “Years of academy training wasted!”

    • @queenseabee8113
      @queenseabee8113 9 месяцев назад +2

      😂😂

    • @erictemple8599
      @erictemple8599 8 месяцев назад +23

      He does trumpet or trombone... he should make soundbites ... like "waaahhp waaahhp waaahhhh"

    • @chuckgamble5696
      @chuckgamble5696 8 месяцев назад +7

      ​@@erictemple8599Lmao like some Seinfeld shit? 😂

  • @debbz2150
    @debbz2150 11 месяцев назад +961

    If his daughter has a Christmas wishlist, I’d love to buy a gift or two from it to relieve the burden from him 🫶🏽 I was raised by a young single mom & know the struggle!

  • @ignorantenlightenment
    @ignorantenlightenment 11 месяцев назад +2120

    A single father taking care of his responsibility, I salute this man I hope and pray he gets things together 🙌🏾

    • @jeremygmail
      @jeremygmail 11 месяцев назад +49

      Amen! And even though I hated my ex through my divorce I was so thankful to not be in the red after that process.

    • @CalebHammer
      @CalebHammer  11 месяцев назад +86

      ❤❤❤

    • @katrina3560
      @katrina3560 11 месяцев назад +13

      A rarity! ❤

    • @godpilled9077
      @godpilled9077 11 месяцев назад +28

      When men file for custody they usually win, this guy seems responsible.

    • @minimalist_monk
      @minimalist_monk 11 месяцев назад +9

      He basically ruined his life. Leave these women alone. It’s not worth it.

  • @luxeydaze
    @luxeydaze 11 месяцев назад +666

    He seems like a great father who is trying his best. His daughter’s mom should pay child support. His daughter deserves it.

    • @deathpyre42
      @deathpyre42 11 месяцев назад +23

      To be fair, he's just really lucky not to be on the hook for child support, even with full custody.

    • @chimeragothic2972
      @chimeragothic2972 11 месяцев назад +156

      @@deathpyre42 No custodial parent pays child support.....because it would be paid to themselves as the custodial parent. Think before typing.

    • @wepainc.811
      @wepainc.811 11 месяцев назад +61

      @@deathpyre42your comment doesn’t make sense bro lol

    • @alexpopov6661
      @alexpopov6661 11 месяцев назад +36

      You seem young but i dont mean that in a derogatory way, so ill break it down for you. The american court system is incredibly biased towards mothers when it comes to custody, odds are if the dad is given full custody that means the mother is nowhere near to being in a position where she could pay the child support, 99.9% of the time.

    • @jessip8654
      @jessip8654 11 месяцев назад +42

      @@alexpopov6661 Actually if you look at the cold, hard facts, this is not true. In cases where the father fights for custody, he usually wins. Mothers just usually end up with full custody because fathers are more likely to either bolt or surrender custody.

  • @mr.awesome1576
    @mr.awesome1576 11 месяцев назад +369

    Having to pay for someone else’s legal fees especially when they initiated a divorce will always be insane to me

    • @omotayosatuyi252
      @omotayosatuyi252 11 месяцев назад +84

      Also the ex not paying child support when they killed their partner's financial career is ludicrous to me

    • @legoboy-ox2kx
      @legoboy-ox2kx 10 месяцев назад +31

      This is the reason you should almost never get married in the USA lol

    • @ciiscokid
      @ciiscokid 8 месяцев назад +9

      Doesn’t make sense unless its something he might have agreed to in order to get 100% custody we don’t know

    • @TheSimba86
      @TheSimba86 8 месяцев назад

      men get raked over the coals in court

    • @SammehMarley
      @SammehMarley 7 месяцев назад +2

      I know this is 4 months old, but the whole thing is that when you're married, the two people are functionally one person, so the money is both of theirs. So during the divorce, it makes sense for the money for both people's legal fees & stuff come from that "pool" of money, cuz they're not actually split yet, at that point.

  • @sheenmccart14
    @sheenmccart14 10 месяцев назад +100

    This dude was willing to actually sell things he realized he didn’t need. One of the only guests I ever remember doing that. I really respect this guy and am wishing him the best. You’ve got this!

  • @jodeemackenzie
    @jodeemackenzie 11 месяцев назад +476

    This guy seems super humble and I think we are all pulling for him!! I hope his situation improves quickly!

  • @life_of_laurel8602
    @life_of_laurel8602 11 месяцев назад +683

    As a divorced mom of two who doesn't get child support and paid the thousands for my lawyer, I feel your pain! I do want to say that as stressful as the debt is, be sure you're allowing time with your daughter in this process! She wont understand your effort at her age, only if you were present in her day to day. You got this!

    • @GUITARTIME2024
      @GUITARTIME2024 11 месяцев назад +2

      Where's the dad? In jail?

    • @life_of_laurel8602
      @life_of_laurel8602 11 месяцев назад +39

      ​@raleighman3000 Do you not understand divorce??? When the woman makes more than the man you don't get child support, sometimes you have to pay them regardless of the custody. The system is broken for divorcee's with kids.

    • @deltafox1
      @deltafox1 11 месяцев назад

      @@life_of_laurel8602that's what I said in a previous comment here, that the child support system intends to milk money out of parents.
      In the majority of cases the mother gets custody, dad pays child support. And I was called sexist. Your case is very particular and not the norm.
      The whole system is rigged

    • @LaSombraa
      @LaSombraa 11 месяцев назад

      @@life_of_laurel8602whoever gets the kids should always get child support… such a ridiculous system. Hope you’re pulling through.

    • @laurieanderson2756
      @laurieanderson2756 11 месяцев назад +22

      Exactly what I was thinking. I think maybe Caleb’s so focused on the money, which is very important don’t get me wrong, but this man also needs to see his kid. The girl already doesn’t have the mother in the picture very much. She needs her dad!

  • @Protopat_Prints
    @Protopat_Prints 11 месяцев назад +394

    I feel like Uber and doordash between gigs would be a good idea for this guy. Keeps the schedule open for better gigs while also filling up the free time

    • @francoral
      @francoral 11 месяцев назад +11

      I agree

    • @MasterPoppa
      @MasterPoppa 11 месяцев назад +20

      I made 50k last year as a single father only working 4 days a week doing a similar job (Gopuff). If I worked every single day I could've made closer to 100k (every city's market is very different)

    • @salli2883
      @salli2883 11 месяцев назад +14

      This is a very volatile gig, especially if you use a car as your transportation. The cost of gas and increased mileage on the car can exceed what you make from something like uber, or breakeven. But in some situations its a great option, that might actually be a net positive for him.

    • @geralqueen
      @geralqueen 11 месяцев назад

      Agreed!

    • @Gr13fM4ch1n3
      @Gr13fM4ch1n3 11 месяцев назад

      Jesus​@@MasterPoppa

  • @CrystalKat
    @CrystalKat 11 месяцев назад +276

    This guy needs to get to homeschool programs. I did homeschool with my son and alllll the music programs and instruction was always full. And he could even work mornings! Wish this guy the best! Keep being a great dad.

    • @aUNCtarheeel
      @aUNCtarheeel 11 месяцев назад +7

      I hope he sees this!!!!

    • @Faustvonholle
      @Faustvonholle 11 месяцев назад +15

      Commenting to boost this, that's a phenomenal idea and I really want him to see this, or have Caleb send the idea his way

    • @alwaysemilia
      @alwaysemilia 11 месяцев назад +8

      oh that sounds like it would be a good fit. Hope he sees it and checks it out!

    • @lauraweiss7875
      @lauraweiss7875 11 месяцев назад +6

      This is a great idea!

    • @CrystalKat
      @CrystalKat 11 месяцев назад +8

      I guess I should share what we did- we got an instructor to come to a house, we had 5 kids (all same skill level, beginners, same age-ish), split the cost 5 ways (paid at the beginning of the month, so if you were sick or on vacation too bad for you!) met every Wednesday, Friday morning and 1.5 hrs each session so 3 hrs a week. But if this guy could get even 3 or 4 groups going that would be money he could make during the week and during school hours. And he could keep his one on ones in the evenings.

  • @mrscourtneyward
    @mrscourtneyward 11 месяцев назад +130

    I wish him well on his journey. Can’t even imagine what it’s like to be a single dad in 2023. I feel like He would KILL it as a bartender, he gives off those vibes

  • @Nimrukkti
    @Nimrukkti 11 месяцев назад +137

    If you work at the YMCA, theyll give you an extra discount on the childcare - plus they open so early that you could work the fitness floor or something until noon. Very flexible hours.

  • @aydihd
    @aydihd 11 месяцев назад +104

    This guy is a breath of fresh air compared to some of the people that come on this show 😂 I really hope he can turn his situation around and enjoy a stress-free future with his little girl!

  • @noheamalden2719
    @noheamalden2719 11 месяцев назад +110

    Suggestion: tap in to the homeschool community. That way you can offer lessons during normal school hours. Us homeschoolers appreciate when there’s classes/lessons during the morning and early afternoon 👍🏽

    • @FlyByFrancis
      @FlyByFrancis 8 месяцев назад

      Upvoted 👍 great suggestion

    • @tessaoshea5697
      @tessaoshea5697 2 месяца назад

      Yes. And if you can do an orchestra or matching band you'll be able to increase your hourly

  • @mrscassandrasolano
    @mrscassandrasolano 11 месяцев назад +102

    Caleb is SO aware of the real costs and responsibilities it takes to be a parent. This needs to be talked about more! We need more education about what it really takes-financially and emotionally to be a good parent. If Caleb ever has stinky smelly kids I’m sure he’ll be a great dad.

    • @javierajaviera3939
      @javierajaviera3939 8 месяцев назад +3

      Usually people that are more aware of the real costs and responsibilities of parenthood, tend to decide go childfree, me included 😅

  • @Astro95Media
    @Astro95Media 11 месяцев назад +151

    I went through it, too. $22,000 divorce from 2016-2018. Got custody of my then-two-year-old daughter. Had to borrow money for the whole process and was six figures in total debt by the end. But it was worth it. Got a new job a few months after it ended. Income went way up and I started attacking all my debt like there was no tomorrow. Three years later, I was debt free, saving for her college and building wealth. Praying for ya, Lester. You can do this!!

    • @pinkyblessed2218
      @pinkyblessed2218 11 месяцев назад +4

      Good for you!👏👏👏 And your child!

    • @ThePeacePlant
      @ThePeacePlant 10 месяцев назад

      So who did you message on Instagram to help you trade stocks? I always see comments on RUclips suggesting a great trader who can help you become financially free, like I see you have already done!
      I am joking obviously. Those people and comments are all scammers

    • @Verethill18
      @Verethill18 6 месяцев назад +2

      6 figures debt cleared in 3 years? 😮

  • @Nettingyournetworth
    @Nettingyournetworth 11 месяцев назад +127

    You got this dude!! I hope you read the comment section and get some motivation. You're a great dad and you have your whole life ahead of you ✊️

  • @Doctaphil64
    @Doctaphil64 11 месяцев назад +121

    I think many of us needed this episode after watching Boogie2988 make up excuses for 2 hours straight. We're rooting for you, guy! Hope he can grind this debt down and move on with his life. God bless you for taking care of your family.

  • @stevenewsome5306
    @stevenewsome5306 11 месяцев назад +56

    Much love and respect man. I’ve been in family court 6 yrs, spend 35k, 4 different lawyers and finally got 50-50 with his grandmother. The mom lied on the birth certificate. he was 3 when I found out -now 9. Just getting 50-50 was hell but finally a perfect situation for him. It was worth every cent, heartache and troubles. Family is everything & priceless. ❤

    • @osirismalu3394
      @osirismalu3394 11 месяцев назад +2

      35k??????? Those numbers are ridiculous

    • @viewtube51
      @viewtube51 11 месяцев назад +1

      thank you for the birth control. Ouf.

    • @countrymusicandcher8593
      @countrymusicandcher8593 11 месяцев назад

      ​@@osirismalu3394TBH over 6 years 35k sounds like realy cheap. Sadly 😢

    • @user-vg8ox3he1i
      @user-vg8ox3he1i 11 месяцев назад +1

      why should a FATHER have to fight for custody over his GRAND-MOTHER. That is insane!!

    • @stevenewsome5306
      @stevenewsome5306 11 месяцев назад +5

      @@user-vg8ox3he1i it was the mothers mom but you’re right I shouldn’t have had to fight at all. I took a dna test and he came back mine, then I had to fight to get any rights whatsoever, then visitation, then 50-50. Courts are biased and side with the woman in most cases, even if it is a grandmother.

  • @bamboozled1668
    @bamboozled1668 11 месяцев назад +35

    The way his face lights up when he talks about his daughter tells me she's in good hands 💕

  • @katiempojer
    @katiempojer 11 месяцев назад +61

    This man is a real man. He’s doing the best he can divofce is brutal

  • @BossMan_Jerm
    @BossMan_Jerm 11 месяцев назад +70

    Damn for the dad to get full custody, his ex wife must be just off the freaking rails

  • @jodileeglammo1354
    @jodileeglammo1354 11 месяцев назад +27

    This guy seems super sweet. I hope you have him back on and his situation improves 1000%

  • @veronicasmemories
    @veronicasmemories 9 месяцев назад +9

    These are my favorite kinds of guests. No bs, cool and level headed

  • @kadachiman7234
    @kadachiman7234 11 месяцев назад +38

    Probably the first guest that I have seen who is realistic, accepting and aware of his current situation.......and prepared to do something about it.
    You have got this mate as you are very levelheaded.

  • @gjchawks17
    @gjchawks17 11 месяцев назад +174

    As someone who spent way too much money in attorney fees, I understand how it just spirals out of control. Just wrapped up a 3 year lawsuit and I’m out ~22k after “winning”. It’s brutal watch everything get drained away and things get pushed back for seemingly no reason. Luckily I was able to recover some of my money (unlike a divorce/custody battle) but the hole it put me felt like I was ruined. I feel for him and wish him the best of luck

    • @ericmason1285
      @ericmason1285 11 месяцев назад +2

      Should've just done mediation. It's like $100 and works even better than attorneys.

    • @GUITARTIME2024
      @GUITARTIME2024 11 месяцев назад +1

      Not bad for 3 yrs.

    • @26Sundrops
      @26Sundrops 11 месяцев назад +4

      @@ericmason1285 Not always. It's typically a lower risk for high costs, but claiming that it works better just isn't true in many cases. It always depends on the specific situation and whether both parties can set aside personal interests to solve the root problem.

    • @ericmason1285
      @ericmason1285 11 месяцев назад +8

      @@26Sundrops sorry, have you actually done mediation?
      Neither party can just be like "no." There's a 3rd party, the mediator, who forces an agreement, and if one party is not agreeable, they'll override them and it gets out into a court order.

    • @gjchawks17
      @gjchawks17 11 месяцев назад

      @@ericmason1285 I sued multiple parties over a house I bought. There was no way to not bring lawyers into it. I went up against a title company, a lawyer representing the title company and the seller

  • @meagon1020
    @meagon1020 11 месяцев назад +78

    This was an amazing audit! I relate to this one a lot because I wasn't able to pick up a second job to pay off my debt until my son was old enough due to a lack of support. Amazingly, Lester has such a supportive family and I really hope he can pick up a second job to pay down his debt. It's a double-edged sword because you're doing something to benefit your family's future but feel terrible as a parent for not spending as much time with them while they're still young. Keep fighting the good fight Lester, your daughter will notice it as she grows up. ❤

    • @ckreon
      @ckreon 11 месяцев назад +10

      So tough - it's trading one thing for another. Just gotta hope the trade ends up benefiting them more in the long run. Sadly that's not always the case. Parents are always stuck between a rock and a hard place.

    • @matthewv4170
      @matthewv4170 11 месяцев назад

      He could find a work from home job

    • @Doctaphil64
      @Doctaphil64 11 месяцев назад +3

      God bless you for taking responsibility and care of your family

    • @ThePeacePlant
      @ThePeacePlant 10 месяцев назад

      What bills were you paying that stopped you from getting a second job so you wouldn't lose government assistance? I am genuinely curious, this is not an attack

    • @meagon1020
      @meagon1020 10 месяцев назад

      @@ThePeacePlantI didn’t have government assistance. I couldn’t get a second job while my son was so young because I didn’t have a babysitter and childcare in the US is extremely expensive so my second job income would end up going towards that and not debt. That’s no longer an issue though because he is old enough to watch himself if/when I work a second job.

  • @meep7979
    @meep7979 11 месяцев назад +30

    I’m rooting for this guy. I know he can turn his situation around

  • @DarrickBaker4
    @DarrickBaker4 11 месяцев назад +39

    Another receptive guest! Open, honest, and realistic about why he is in his situation. Needs to be a bit more aggressive towards getting that job and figuring out the schedule after that! I really think he will get this all taken care of!

  • @joshuatolermedia
    @joshuatolermedia 11 месяцев назад +37

    He might want to check out being a stagehand at some of the local venues in Austin. It's in the "live music" scene but they usually get a "minimum" rate and are typically late at night for load outs. Definitely a great way for a musician to supplement their income in a town like Austin!

    • @christinateresabrown
      @christinateresabrown 11 месяцев назад +2

      He has a 4 year old, he can’t work nights.

    • @joshuatolermedia
      @joshuatolermedia 10 месяцев назад

      14:12 time stamp. His dad can help him out for 3 nights a week. Stagehand work is typically "on call" and a great side hustle for musicians. If he's making OT since it's later at night, he would probably hit $30/hr at OT with a 4 hour minimum call. That's an extra $1200-1400/month (for three nights a week). Just giving an idea that might benefit him in the long run. If he lives in Austin (because we lived in Austin for 5 years) there are numerous venues that WILL hire him on the spot to stagehand nights. *@@christinateresabrown

  • @randygood651
    @randygood651 11 месяцев назад +12

    One of the best episodes in a while ! This guy seems like he's responsible, but just in a tough spot in life. Most of your guest just seem like they enjoy self destruction and making excuses.

  • @samanthaw.861
    @samanthaw.861 11 месяцев назад +83

    A down to earth dude with responsibilities and accountability and minimal BS spending?? What is this madness?!
    More of these, please.

  • @Ppinkerton999
    @Ppinkerton999 11 месяцев назад +32

    I’m not gonna lie, I would donate to Him if it were for his legal fund!!! I’d donate no matter what for a lot of people, especially if they are actually wanting to change but this man is really doing the right thing and sucks that he is in this spot /:

  • @jakealberda4487
    @jakealberda4487 8 месяцев назад +4

    This is a guy I can get behind. 100% accountability and willingness to work to get out of his situation. Also, he seems very appreciative of the help he has from friends and family. A breath of fresh air from the typical guest on the channel.

  • @serendipityhere2029
    @serendipityhere2029 11 месяцев назад +56

    My ex is the reason I had to take on $30k in debt...and it was technically not a messy divorce. I feel for him.

    • @jenn8179
      @jenn8179 11 месяцев назад +7

      Same! I had an "amicable" divorce and I paid $22k! Ridiculous!

    • @somedudeinatunnel3102
      @somedudeinatunnel3102 11 месяцев назад

      Am I missing something? You're both women, what cost you so much money, just a divorce attorney? Didn't the money you both got in the divorce pay for the lawyer and then some?
      Sorry for my ignorance, I'm a single male.

    • @tttriple
      @tttriple 11 месяцев назад

      So, you just assume their husbands were wealthy? Lol. On top of that, the money trickles, not a lump sum. ​@@somedudeinatunnel3102

    • @jenn8179
      @jenn8179 11 месяцев назад

      @@somedudeinatunnel3102 I was the only one working for 10 years of our marriage. We decided he would be the stay-at-home parent because I had the better job. But even after the kids were in school full-time, he refused to work. And yes, $22k just for an attorney. Even though we agreed on everything. My attorney asked for fees to be paid because there was no reason we had to go to court. The judge said "Nope". And he took half of everything. From a job I've been working at for 20 years...before I even knew him.

    • @tatianabritton6258
      @tatianabritton6258 11 месяцев назад

      ⁠@@somedudeinatunnel3102getting a divorce is very expensive and that’s just legal act of the separation. Factor in assets, children and a spouse who doesn’t want to cooperate/gets entitled which all drags out the process and the attorney fees start to add up very quickly.

  • @Gr13fM4ch1n3
    @Gr13fM4ch1n3 11 месяцев назад +13

    I really feel for this guy and want him to succeed. It's hard as a creative person to not be able to live and do what you're called to do, and on top of that provide for a child on your own. I wish he and his daughter the best.

  • @nathankay-doney2143
    @nathankay-doney2143 8 месяцев назад +2

    This is genuinely the most heartbreaking & heartwarming episode i’ve seen. Props to this man!

  • @Bippityboppityboop
    @Bippityboppityboop 4 месяца назад +3

    Someone without kids doesn't understand the schedule of having one. Anything and everything can happen. My daughter was diagnosed with Epilepsy at age 7 and then was disabled from a wreck at age 15. I wish I could work my ass off to pay off debt, but no one to help out with her😢

  • @noahorr3480
    @noahorr3480 11 месяцев назад +6

    Daily driving a 2003 Avalon with 270K miles love it! I'm more of a Honda fanboy myself but it's refreshing to see someone who's not in debt for a fancy SUV.

  • @brendanalder8293
    @brendanalder8293 11 месяцев назад +3

    You're trying your best mate and your daughter will love you ever the more for it.
    Much respect from Australia

  • @Pandefly
    @Pandefly 11 месяцев назад +93

    There really should be state-funded litigation lawyers like there is for criminal defense. It’s horrific that people HAVE to pay out of pocket for for civil cases when they can be just as important as criminal cases.

    • @JunkSock
      @JunkSock 11 месяцев назад +11

      But then everyone has to pay for it. More people should learn law and then donate their expertise

    • @nomadic_orthodox
      @nomadic_orthodox 11 месяцев назад +10

      We have that in Europe. It’s not a perfect system but better than forcing people into debt for years or decades.

    • @Pandefly
      @Pandefly 11 месяцев назад +14

      @@JunkSock I hate to break this to you, but you will have to pay your taxes regardless of what the government decides to do with it.

    • @soufiane4527
      @soufiane4527 11 месяцев назад +1

      That's unfair, you will increase taxes that what he meant. We then can decide as a society if we are ok or not, that is a different discussion.@@Pandefly

    • @MustardAndFries
      @MustardAndFries 11 месяцев назад +2

      Issue with this is your dramatically increase the number of frivolous civil cases.

  • @tonyahenry4167
    @tonyahenry4167 11 месяцев назад +19

    His spending wasn’t bad he just got a lot on his plate

  • @careyhalsey2156
    @careyhalsey2156 11 месяцев назад +70

    I was a single parent and one huge cost that Caleb didn’t ask about was health insurance for him and his child , especially since he doesn’t have a full time job that might offer that benefit. Even through the marketplace, it costs a lot. He also needs life insurance since he has a child. I hope he can get to a better place.

    • @Dan16673
      @Dan16673 11 месяцев назад

      Yeah that price is insane. Need full time w benefits

    • @pinkyblessed2218
      @pinkyblessed2218 11 месяцев назад

      Great point!

  • @dragonstooth4223
    @dragonstooth4223 11 месяцев назад +21

    This is a lesson in be careful who you breed with.
    Hope he gets through this. He seems like a nice guy and humble.

    • @tobene
      @tobene 11 месяцев назад +4

      Breed with? Are you a race horse?

  • @JWEATHERSBY
    @JWEATHERSBY 10 месяцев назад +2

    This is legit one of my favorite sessions I've seen on here in a while! I can't wait to get some kind of follow-up on this one.

  • @eliharvyk
    @eliharvyk 11 месяцев назад +137

    Hey Caleb. Appreciate the quality content and consistency as always.
    Would love to see more grown *ss adults on the show, like that 40ish lady that had $200k in student loans. We need to know what those paths down the road look like. :)

    • @rayagray6321
      @rayagray6321 11 месяцев назад +2

      Or maybe don't take out so many loans. I'm 26 and own my house and vehicles and have zero debt. And have over 10k in savings that's not counting my checking. It's not hard to be successful. Stop spending on stupid sh*t. I never went to college and make $40 an hour and once a week get payed $60 an hour. Which each day is 10 hour days. I make over 1k a week sometimes 2k. But I will be moving up in pay starting the beginning of the year and will be up to 45 an hour that's almost 70 an hour on overtime days. So yeah I don't need college.

    • @loganvandyke7153
      @loganvandyke7153 11 месяцев назад +35

      @@rayagray6321he was just asking for more people on that are older and have student loan debt he didn’t say any opinion on what’s right 😭why you go off like that

    • @NikkiJ20
      @NikkiJ20 11 месяцев назад +16

      ​@rayagray6321 who this for?! Your comment was so unnecessary and belittling ....but good for you!!! Clearly you're looking for someone to pat you on your back👏🏾

    • @johncruz7923
      @johncruz7923 11 месяцев назад +11

      @@rayagray6321girl your dad ain’t here, stop preaching to the choir😂😂

    • @rest0re871
      @rest0re871 11 месяцев назад +20

      @@rayagray6321 That was the cringest, most random brag/rant I've ever seen lol. Who are you trying to impress right now? 😂

  • @darbydeford6270
    @darbydeford6270 11 месяцев назад +4

    Seems like a great guy doing whatever it takes for his kid. He can definitely improve this situation.

  • @paigeaustin4790
    @paigeaustin4790 11 месяцев назад +3

    great episode… i do hope everything he’s disclosing won’t hurt him in a custody battle..

  • @davidwehmhoff5710
    @davidwehmhoff5710 11 месяцев назад +3

    This was a tough one. Glad my guy is stepping up and trying to make it all work for the benefit of his child. Hopefully he gets the ship right and progresses.

  • @loriej9297
    @loriej9297 11 месяцев назад +3

    Stocking at grocery stores is a great option for overnight work. Walmart and Costco also do stocking overnight.

  • @AxisZtv
    @AxisZtv 11 месяцев назад +7

    I wish with all my heart Caleb's channel would've have existed and been on my radar 10 years ago... I would've literally paid money for this show. I would've been in a much better place in life (and honest my situation isn't that bad and I make good money). One of the most important channels on youtube. Just a glimpse... 2 months ago I charged $2500 on doordash, in the last month I've only spent $75 budgeted and under budget. Caleb is doing important work and changing lives!

  • @Cooowop
    @Cooowop 11 месяцев назад +3

    U got this my man 💪💪 its going to suck, but get yourself that extra job or two and bust out of debt.
    I really appreciate you taking care of your daughter 🙏
    Ty Caleb and team as well

  • @jones2277
    @jones2277 11 месяцев назад +5

    i'm rooting for him! here's my suggestion: create a RUclips page and teach some different musical techniques. it's a great way to get some new clients and to bring in passive income.

  • @ethansaki
    @ethansaki 11 месяцев назад +4

    Really cheering for this dude. Hope he comes back for a follow up and we can all celebrate with him together.

  • @a.a.5690
    @a.a.5690 11 месяцев назад +56

    Raised by a (much younger than this guy) single father. Until high school I saw him before school and after 7pm. My grandma and aunt helped tremendously and he worked his butt off to provide a solid home and eventually became a very successful business owner. Looking back I am incredibly thankful for the stability even if we wish we had more time together in childhood we have time together now.
    My half-sister got the oppsite side raised by our mother that barely worked, bounced rentals and schools, never had any stability and it effects her to this day. She has more time with a parent but it didnt translate into well being.

    • @Amanda-xx7sj
      @Amanda-xx7sj 11 месяцев назад +4

      Did your mom have any extended family to help like your dad did? That makes a huge difference.

    • @a.a.5690
      @a.a.5690 11 месяцев назад +3

      ​@@Amanda-xx7sjyes a very strong support system as well.
      The biggest difference was truly Dad decided it was up to him to work hard and make a difference. Mom decided fun and doing something that made her happy always took precedence over ability to pay bills and provide. She was always saying 'it will work out eventually' wiyh no effort on her part to make things work.
      All of her children raised in her home went without a lot growing up. And tofay they anticipate financially taking care of her as she ages.

  • @1nnu3ndo
    @1nnu3ndo 11 месяцев назад +27

    I really like how Caleb always says 'we' and 'us'... he makes it feel like he's in it with them.

    • @newworldbro
      @newworldbro 10 месяцев назад +2

      it’s a great psychological tactic. Makes it so you’re not seen as attacking someone, but rather helping and being a part of the conversation.

  • @kellysmith6315
    @kellysmith6315 11 месяцев назад +16

    Look at hotels for night audit. They usually have a full time person who needs 2 days a week off that you could cover. Plus extra for this sick/vacation days.

  • @chriscresswellcomposer
    @chriscresswellcomposer 11 месяцев назад +4

    As a fellow musician, who can make really good hourly, but it's not as steady as a 9-5... an answer is online lessons and/or increasing your marketing. Lessons for students overseas might work with the 'overnight' hours and are in high demand.

  • @Userforeverneverever
    @Userforeverneverever 11 месяцев назад +27

    What a sweet humble guy, one of the more admirable guests calab has had on. He has a great heart and him and his daughter will be just fine god willing 🙏

  • @b.m.4066
    @b.m.4066 11 месяцев назад +8

    Wish this guy all the best but it reminds me of what Dave Ramsey has said many times. Marriage is grand, divorce is about 50 grand. Be careful who you stand at the altar with

  • @milkymilk53
    @milkymilk53 10 месяцев назад +2

    Damn this hits so close to home. Been through the same situation as this guy. Keep your head up bro and keep pushing onwards

  • @SimonCas
    @SimonCas 11 месяцев назад +16

    Just started but very interested in this episode. I went through a custody case for about a 2 years, costed about 15k. Got nothing accomplished, no improvements in the agreements, it was a shit show from beginning to end. The first lawyer just ghosted after $2500 retainer. Court system is Texas is a lose lose situation.

    • @debisho01
      @debisho01 11 месяцев назад +1

      A grandma friend at work had an anonymous donor (we think maybe the attorney or even the judge) pay her bill in full! She even got her retainer back!! This was in Tarrant County ….

  • @girlybaker1241
    @girlybaker1241 10 месяцев назад +1

    One of my favorite episodes, so much helpful information

  • @chrisg5352
    @chrisg5352 11 месяцев назад +48

    I appreciate how this episode highlights the bias the judicial system has against male fathers who are genuinely trying to take care of their kids. No child support or assistance provided. I wish nothing but the best for this father and his daughter. May they prosper and be happy!!

    • @TylerG60
      @TylerG60 11 месяцев назад

      You don't have to say male father's lol. If you're a father you're obviously a male. If you think you're a female father you have some serious issues.

    • @Diashi1267
      @Diashi1267 11 месяцев назад +12

      Seriously. He pays the child’s full bills and yet receives no support from the mother. If the genders were reversed he would either be required to pay child support or end up in jail

    • @mmmd3429
      @mmmd3429 11 месяцев назад +4

      ​@@Diashi1267Nailed it, flip the genders and the comments would be WILD.

    • @kellyfoland2329
      @kellyfoland2329 11 месяцев назад +5

      It makes me sick how much lawyers overcharge fathers involved in custody litigation. It's been that way for a very long time. I'm a woman but have always felt fathers end up with a raw deal.

    • @nomadic_orthodox
      @nomadic_orthodox 11 месяцев назад +5

      A commenter just highlighted that she also doesn’t get child support from her ex-husband. The system is broken but that doesn’t mean that all fathers always pay child support.

  • @Slayzlee
    @Slayzlee 10 месяцев назад +2

    So proud of this man. Full custody and doing his best for his daughter

  • @AmaZaneChannel
    @AmaZaneChannel 11 месяцев назад +16

    He should consider doing zoom guitar lessons and setup a Calendly so he can get clients all over the world 🙌

    • @dynamicdanam3644
      @dynamicdanam3644 11 месяцев назад +1

      I added a similar suggestion on a comment where some people suggested connecting with home schoolers. Even adults who what to learn and are teleworking may have flexibility time during his available hours to do lessons via Zoom.

  • @milhouse7145
    @milhouse7145 11 месяцев назад +32

    Responsible guy with a young daughter, decent looking and can play guitar. Don't think he will be single too long. His ex must have really screwed up.

  • @richhands5269
    @richhands5269 11 месяцев назад +23

    My three favorite channels: Caleb Hammer, Stock Brotha, & How Money Works. Make my week complete! 🔥 🔥 🔥

    • @JoonyaaTV
      @JoonyaaTV 11 месяцев назад

      Nice!!! my top 3 are Soft White Underbelly, ESPN, and Caleb Hammer

    • @joeherrejon
      @joeherrejon 11 месяцев назад +2

      Solid picks! Mine are Caleb Hammer, The Money guy Show, and Reventure Consulting!

    • @xX_HaRdBaLLz_Xx
      @xX_HaRdBaLLz_Xx 11 месяцев назад +4

      Fake🥸 Come on be honest. You say this everywhere but you just switch the names up. Can you come up with anything else to say or atleast say all the other RUclipsrs that are your “Three favorite channels”😂

    • @missmia196
      @missmia196 11 месяцев назад +4

      ​@@xX_HaRdBaLLz_Xx lol right I see this exact comment every week 🤖

    • @coldcheesebot
      @coldcheesebot 11 месяцев назад +1

      mine are Caleb, Graham Stephen and The Money Guys :))

  • @katyhaynes1765
    @katyhaynes1765 11 месяцев назад +6

    When he was talking about not wanting to switch to a 9-5 or other FT job that's not in his current career field because it wouldn't bring much more than his current income home, I kept thinking...... yeah, but you're not paying taxes or setting anything aside for them right now. If you had a FT W2 job, you'd be bringing more home, and it would be post-tax. And you'd likely have some benefits either provided or given at a lower cost than you're currently paying while self-employed.

  • @DuckyB
    @DuckyB 11 месяцев назад +39

    Hey Caleb. Grandma here who is always available to pick up grandkids to and from school and to after school activities for free. I think $25 a month Spotify thank you to his father and sister is very minimal. To ask them to chip in $8 each is kind of a slap in their faces. Just a thought.

    • @kaylalindstedt6887
      @kaylalindstedt6887 10 месяцев назад +4

      I thought the same thing.

    • @christinewallace9251
      @christinewallace9251 7 месяцев назад +2

      Me too. He needs to lean on his family a lot right now, so no need to cause any friction on something so trivial.

  • @daphne10120
    @daphne10120 11 месяцев назад +2

    I like this guy a lot. I agree with other comments recommending things like door dash while kiddo is at school and between lessons. He’s a good dad and a good guy, I have faith he will pull through.

  • @courtney3540
    @courtney3540 11 месяцев назад +6

    With his income the way it is, he may qualify for government assistance. He's a 2 person household with a low income. The YMCA often offers financial assistance for low income families as well.

  • @mirrojas
    @mirrojas 7 месяцев назад +1

    Going to child custody court was the most stressful things I’ve ever done. It was all worth it but it does a toll on you mentally & physically, especially financially. We push through, don’t complain & make it everyday for our kids. Take care of yourself! I’m glad he has a support system. Look into providing homeschool lessons through a local group!

  • @kaitlinspringer323
    @kaitlinspringer323 11 месяцев назад +3

    Great audit! I’m a pro musician, so I get it. I make about 75% of my money in a 6 month period, so I need a summer fund on top of an emergency fund. For Lester-check with the school district if they need any guitar consultants. I guarantee there are a bunch of teachers who are not guitarists teaching guitar classes and they would love your help. Go in on your own time, help students, and get paid by the district or the school if they have the funds.

  • @mbplove
    @mbplove 11 месяцев назад +2

    He's such a positive guy, I wish him the best

  • @kelliewarren6198
    @kelliewarren6198 11 месяцев назад +11

    This episode was hard to get through because as much as I respect Caleb, he doesn’t understand all that goes into parenthood. He suggests overnight work and leaning on free childcare way too much. A 4 year old sleeping at grandpas a lot may not be feasible and who’s to say grandpa is willing to do that? Or that dad wants to do that? Idk. That always just leaves a bad taste in my mouth.

    • @primepossum6997
      @primepossum6997 11 месяцев назад +4

      Yeah but what's the alternative? Just continue to fall behind on debt, never get ahead, and then rely on your kid to keep you going in retirement

    • @alephnaught8343
      @alephnaught8343 11 месяцев назад +1

      people have blind spots, and they cannot see their own blind spots.

    • @kelliewarren6198
      @kelliewarren6198 11 месяцев назад +3

      @@primepossum6997oh I totally get it. I just think there are alternatives to overnight, and it shouldn’t be used as a blanket one-size-fits-all suggestion

    • @ThePeacePlant
      @ThePeacePlant 10 месяцев назад

      I noticed that. Also if he gets government assistance he can't make a certain of money or he will lose government assistance, so him working more hours or a second job as he suggested is not a solution for this dudes specific situation

  • @blakeclark8262
    @blakeclark8262 11 месяцев назад +2

    I truly hope this young father gets ontop of this as im sure he would want more time with his child rather having to work so much. Keep going and hopefully easier days ahead and time to build beautiful moments with your child

  • @msmong123
    @msmong123 11 месяцев назад +5

    I have worked in the middle of the night and had full time job it is not fun and can be dangerous! A kid is another world …I feel like someone who actually is a parent would be more qualified to speak on this

  • @katlas
    @katlas 11 месяцев назад +1

    He is a great guest. I wish the best for him.

  • @JTL20001
    @JTL20001 11 месяцев назад +3

    Please Caleb can you make a comprehensive solo video going over all the rules and recommendations of what to invest in and a timeline of how much you shoukd have saved for retirement. It would be so helpful to get all of this information straight from you!

    • @ChaddeusThaddeus
      @ChaddeusThaddeus 11 месяцев назад

      Start with a 401k max company match and extra if you can do the same with a Roth IRA. Save what you can and open an account with a financial advisor then put what you can into the account and they'll have an investing strategy that will compound into bigger yields. My broker account made like 8% this year with the outfit I'm investing with. What you want for retirement is up to you, my retirement account has a calculator of projected monthly retirement income from all sources (401k, ira, SSC, dividends etc) if that helps.

  • @Nona_1989
    @Nona_1989 Месяц назад +1

    It is ludicrous how messed up the custody courts are to men. His ex doesn’t have to pay child support? If it was him on that end, I’m sure they’d make him pay.

  • @nathonbrewer7775
    @nathonbrewer7775 11 месяцев назад +16

    How did a judge authorize $0 for child support? I'm a single dad as well. I'm supposed to get like $300 a month. Needless to say she owes almost $20k in support. I'll never get it so I have had to figure things out on my own.

    • @GUITARTIME2024
      @GUITARTIME2024 11 месяцев назад +7

      What? She could go to jail for that, or a paycheck garnishment. Get on the ball.

    • @alexs_toy_barn
      @alexs_toy_barn 11 месяцев назад +6

      Women have the unwritten right to ignore any family court ruling if it doesn't favor them, it's unfair but that's the way our legislators have made it, tragic in the extreme to see how far our society has fallen

    • @dynamicdanam3644
      @dynamicdanam3644 11 месяцев назад +3

      Ensure the IRS is notified and you will eventually receive any refunds she would be due in the future. If she ends up receiving Social Security benefits, they would be offset.

    • @nathonbrewer7775
      @nathonbrewer7775 11 месяцев назад +1

      Thanks all for the info.

    • @somethingawesome1462
      @somethingawesome1462 11 месяцев назад

      I’m assuming it’s bc she doesn’t have an income. He said she’s going back to college so her occupation might just be student

  • @saresheppp
    @saresheppp 11 месяцев назад +1

    Really rooting for this guy!

  • @suvireijo
    @suvireijo 11 месяцев назад +3

    As a teacher wanting to get nights full. I would check the worldwide teaching site for guitar lessons. They do speak english in GB and Australia(meaning different timezone). It might be not much but still it's in the hours you are ready to take for working. This is one option that opens a new revenue❤

  • @cassandrawilder4635
    @cassandrawilder4635 10 месяцев назад +1

    All the blessings to this man!!! As a single mom with an ex who doesn’t visit, send money, nothing - it brings me joy to know there’s dads like this man in the world who are really showing up for their child no matter what 🙏🏼

  • @FabiWann
    @FabiWann 11 месяцев назад +8

    Get a lower rent, work 15-25 more hours a week and you're gold, man!

  • @vidyavisions
    @vidyavisions 11 месяцев назад +1

    You got this Lester! You have a good head on your shoulders brotha 💪

  • @420vicnic
    @420vicnic 11 месяцев назад +3

    Honestly if he has from 7:30am to noon open, the perfect job (in my opinion) would be doing something like uber eats. In my experience, in my area, most of the career people who work in food delivery start around lunch time, so you can get your pick of the morning orders. If he or his daughter are ever sick, he can just not clock in. My auto insurance went up like $8 extra per month, which you can make in no time.
    🍀 good luck, you've got this bruv!

    • @meggggg
      @meggggg 11 месяцев назад

      I used to deliver for fun and morning's were always my favourite! I'd park between Starbucks and A&W and all the deliveries would be 1 mile away and almost always good tips! Haha

  • @RoseWater20
    @RoseWater20 11 месяцев назад +2

    As many have said look in the homeschooling community for teaching lessons. The homeschooling community in Denton is very strong and Denton is also its own little music community. Really would be a great side gig and maybe even become full time.

  • @Lil_lady_lee
    @Lil_lady_lee 11 месяцев назад +22

    Keep fighting the good fight! You’re a good father and good people always prosper in the end. Your daughter will recognize that as she grows.
    This episode is so insightful and relatable. Honestly just can’t give up when you have a child 🙏🏽
    I’m currently 28 and separated from my husband for a month now and he hasn’t tried to see our daughter. He actually won’t even let me get her things, from his house (legally), that I bought with my money. I’ve literally been starting from scratch with my daughter and just started working from home. She was born late October of this year.

    • @ThePeacePlant
      @ThePeacePlant 10 месяцев назад

      It makes me wonder why he won't let you get anything from his house. I feel you are leaving information out that made him not let you get anything from his house, sort of that you may be a problem as much as much as you make the father out to be. Please enlighten me if my thought is wrong.

    • @Lil_lady_lee
      @Lil_lady_lee 10 месяцев назад

      @@ThePeacePlant as my therapist put it, it’s the last thing he can control about me. I didn’t state that I was not at fault of anything. I take accountability for the emotional reactions I had when I should’ve been the rational one, I did lose my wits at times. I tried my best to be all for him but it was not enough. He wanted me to be in absolute agreement with every single decision he made. I couldn’t possibly do it, then it would mean I’m giving up all autonomy. I wanted to talk about issues and work through them, he didn’t want to talk or change things. We tried therapy, he talked smack about all of them not doing their jobs. Understandable but then wouldn’t try to work things out with me. He would blame me for every problem and it got to the point that I truly believed I was the problem because he would convince me so well. Honestly it was a lot of things that I was turning a blind eye to. He said he loved me within the first week of dating and I should’ve known better.

    • @Lil_lady_lee
      @Lil_lady_lee 10 месяцев назад

      @@ThePeacePlant oh yeah, I called the cops on him because he started yelling obscenities, breaking my belongings and threatening me as soon as I got home from the hospital with our newborn. This was because I told him I didn’t want to have visitors in the house for the first month of postpartum but that then it would be great. I also asked him why his family didn’t come to visit our baby at this hospital? She was born premature and we were hospitalized for two weeks, that set him off.

    • @Galworld761
      @Galworld761 10 месяцев назад

      Good people don’t always prosper in the end. That is a platitude. Sometimes karma is busy. That is why we need to be prepared or take lessons to heart. Good luck to you on your fresh start.

  • @jdefioreart3530
    @jdefioreart3530 2 месяца назад

    Its guests like this that light a fire under me. He’s doing the best he can and he’s going to get through this! No excuses, just needs a little help getting there! More guests like this guy! 😊

  • @Ria24Ria
    @Ria24Ria 11 месяцев назад +12

    Why doesn’t he just do Uber eats from 7am to noon. It seems like it would work for him .

    • @LawrenceTimme
      @LawrenceTimme 11 месяцев назад +2

      He addressed that near the end.

  • @elletoye9666
    @elletoye9666 7 месяцев назад

    I’m late to this but this guest is my favourite! He’s so relatable and it feels like he just needs a break. He’s causing no dramas and is making the best out of a crappy situation that he’s been left in. Really hope it works out for him and his daughter X x

  • @coldcheesebot
    @coldcheesebot 11 месяцев назад +3

    Calebbbbb never disappoints! Keep at it! :)

  • @sesshylover17
    @sesshylover17 11 месяцев назад

    I like that these vids come out on my work from home days

  • @Susancov
    @Susancov 11 месяцев назад +181

    *The wisest thought that is in everyone's minds today is to invest in different income flows that do not depend on the government, especially with the current economic crisis around the world. This is still a good time to invest in gold, silver and digital currencies (BTC, ETH.... Stock)*

    • @henrypaterson4384
      @henrypaterson4384 11 месяцев назад

      Even with the bad economic, My life has totally changed since I started with $3,000 and now I make $68,700 every 14days for the past 3 months, I can afford any car or house of my choice right now and I don’t need to worry about my retirement ….,God bless Mrs Eleanor Nelson Barnes

    • @liciaramos320
      @liciaramos320 11 месяцев назад

      After I got upto 500k trading with Mrs Eleanor Nelson, I bought a new House, a new car and I'm now able to send my kids to a better school in the states When someone is straight forward with what he or she is doing people will always speak up for them.

    • @Frankdonald5
      @Frankdonald5 11 месяцев назад

      Wow that’s amazing seeing people talking about her.. well it’s no longer a new thing to hear So much about her❤️ I was watching her interview on FOX when she said ‘’Crypto investment is profitable with a good professional broker’’ I quickly contacted her, I started with 3k now I have almost 175k in my coin base

    • @stephenbush21
      @stephenbush21 11 месяцев назад

      How do I get started, have a little savings of $3,000 l've been wanting to invest

    • @Frankdonald5
      @Frankdonald5 11 месяцев назад

      I will drop her WhatsApps❤️ now ✍️

  • @mexecutioner83
    @mexecutioner83 11 месяцев назад +2

    I myself was/am in a very similiar situation......single dad life.....keep up it up, Lester!