How Much Box Truck Insurance Cost? | I'll Show You How to Find The Best Rates

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  • Опубликовано: 8 янв 2025

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  • @boss-lyfe
    @boss-lyfe  2 года назад +1

    ✅💲30-Day free trial to DAT Load board 👉 www.boxlyfe.com/DAT-FREE-TRIAL * Promotion for new subscribers only
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  • @boss-lyfe
    @boss-lyfe  2 года назад +3

    If you'd like to support the channel, you may do so via Patreon www.patreon.com/BoxTruckLife
    Thank you so much!

  • @gp37128
    @gp37128 2 года назад +7

    There is no "full coverage". It's liability, comprehensive, medical payments, bodily injury, uninsured, underinsured, etc. You have some or all of these things. But even having all of them, doesn't mean you have "full coverage". If you're going to be giving advice about getting insurance, this is something you need to know.

  • @creativemanifestation8295
    @creativemanifestation8295 Год назад +1

    Hello and gratitude. What if you are renting or leasing a box truck??? I can see getting $100k on cargo insurance, but what about truck insurance if you do not purchase a truck but rent???

  • @PuppyHeaven-k5k
    @PuppyHeaven-k5k 6 месяцев назад +1

    Can I still net atleast 1500 a week with a box truck rental?

  • @landseaandairtransport1471
    @landseaandairtransport1471 3 года назад +14

    I was quoted 10k for one year 1100 down feeling blessed in New Jersey

  • @habebewallah
    @habebewallah Год назад +1

    Can you get a progressive quote without an agent??

    • @boss-lyfe
      @boss-lyfe  Год назад

      You should be able to get a quote, but they'll most likely transfer you to an agent.

  • @Silvaman61
    @Silvaman61 Год назад +1

    Thank you for the heads up!!

  • @jimyjank
    @jimyjank Год назад +1

    Thanks!!! You put me on GAME!

  • @rigoespinoza2747
    @rigoespinoza2747 3 года назад +4

    I'm in California and I'm getting charged for 2400k a month with 6k down payment got a 2022 box truck with interstate authority is that a price? Also 0 experience on top think I'm might just have to bite it alot of people never called me back to insurance was hard to get insured here in California

    • @boss-lyfe
      @boss-lyfe  3 года назад +3

      You have to take into account that you are insuring a new truck, so naturally, it's going to be more expensive. They probably have your truck valued at 90k, while the rest of us have older trucks. I'd still shop around for a lower price so when it comes time to renew, you have options.

    • @rigoespinoza2747
      @rigoespinoza2747 3 года назад +1

      @@boss-lyfe ya thanks I thought so too but if I would have stay intrastate would also be cheaper insurance but I have a policy to go beyond a 500 radius but ya I'm nervous as heck never been in debt just a little overwhelming but I'm definitely a go getter I appreciate your advice I really like your channel, motivates me to keep pushing won't be easy

    • @boss-lyfe
      @boss-lyfe  3 года назад +1

      @@rigoespinoza2747 You're in good company, Hermano, you'll be ok. “ I knew that if I failed I wouldn't regret that, but I knew the one thing I might regret is not trying.” ~Jeff Bezos

    • @rigoespinoza2747
      @rigoespinoza2747 3 года назад +2

      @@boss-lyfe thanks again I wish the best for all of us I'll keep watching and in touch brother

    • @MrDmacc1
      @MrDmacc1 2 года назад

      Did you register your company in CA?

  • @DjIronClaw
    @DjIronClaw 2 года назад +1

    progressive in Brooklyn nyc $68k with no payment plan , and said accident 3/17/20 wtf.... driving record isn't the worst

    • @boss-lyfe
      @boss-lyfe  2 года назад

      That's insane, no business can make money with a quote like that.

  • @reggiegrayii8179
    @reggiegrayii8179 2 года назад

    Thanks 🙏 for the valuable advice Sir

  • @ericramirez6146
    @ericramirez6146 Год назад

    How far back do they go when checking ur driving record?

  • @KentPetersonmoney
    @KentPetersonmoney Год назад

    My job was selling an old box truck for a low price. Of course 3 reasons kept me for going for it. I have no idea how expensive the insurance would be. I already know it will be higher than a car. Also I have no Idea how to take care of the maintenance and how much it will be. For my car fixing the front breaks a few hundred dollars but with a box truck I imagine it would be alot higher. Also I live in an apartment meaning I have no where to park it. I think living out in the country with neighbors not too close would be the best place to keep a box truck. These were the 3 main reasons but another reason I passed on it. The truck like from the late 90's and it was hard to find parts for it which was another red flag for me.

    • @boss-lyfe
      @boss-lyfe  Год назад

      Valid reasons, a lot jump right in without thinking.

  • @ericramirez6146
    @ericramirez6146 Год назад

    How much would ur insurance be if ur never gonna drive the truck urself?

    • @boss-lyfe
      @boss-lyfe  Год назад +1

      You would have to ask your insurance agent to be sure. Your drivers would still need to be covered under your insurance.

  • @therealmvpee
    @therealmvpee Месяц назад

    Why does my credit score have to be available?

  • @DeMuckklebones
    @DeMuckklebones Год назад

    is $2034 a month for commercial box truck insurance good

    • @tracijones1247
      @tracijones1247 10 месяцев назад +1

      Lord have mercy. I hope I don't have to pay that much

    • @PuppyHeaven-k5k
      @PuppyHeaven-k5k 6 месяцев назад

      @@tracijones12472034$ a month is not much, if you’re making 25,000 a month gross

  • @jasonwhite1738
    @jasonwhite1738 2 года назад +1

    By the way do u have to get a separate insurance for ur truck when you are not dispatched like what we have as non trucking or bobtail insurance?

    • @boss-lyfe
      @boss-lyfe  2 года назад

      I have another video with a trucker insurance agent. He is from Red Ox Insurance. Give him a call, and he'll be able to tell you exactly what you need.

  • @5TR8FLV5H
    @5TR8FLV5H 2 года назад +1

    Just fyi, I talked to USAA and they go through Progressive $$$$$

  • @kirmizi397
    @kirmizi397 Год назад

    I don’t have truck but still Can I make a insurance?

    • @boss-lyfe
      @boss-lyfe  Год назад

      You can, but it would have to be attached to some kind vehicle. As your agent, he'll be able to tell you what you can and can't do.

  • @JPCreole
    @JPCreole 2 года назад +1

    $3k down $1,500 a month from Progressive is that decent?

    • @boss-lyfe
      @boss-lyfe  2 года назад +1

      It could be lower but that is not far from the norm. I interviewed a commercial truck insurance agent yesterday. Check my videos, and call him directly. He specializes in commercial insurance for semi and box trucks.

    • @JPCreole
      @JPCreole 2 года назад +1

      This was for a Tractor trailer, I got much lower quote on a box truck and cargo van. Do you have any insurance agents in the Connecticut area that you can recommend?

    • @boss-lyfe
      @boss-lyfe  2 года назад +1

      @@JPCreole Red Ox Insurance, I have a video with him. Give him a call, he specializes in commercial insurance.

    • @JPCreole
      @JPCreole 2 года назад

      @@boss-lyfe thank you, I really appreciate it.

    • @leohoward7545
      @leohoward7545 2 года назад

      That's who I called today. They told me $2,600 down and $1,300 a month

  • @ABTVLIVE
    @ABTVLIVE 3 года назад +3

    I heard Ohio have cheap commercial insurance

    • @boss-lyfe
      @boss-lyfe  3 года назад +2

      It's pretty fair, especially when you compare it to other cities like Connecticut and NYC 🙂

    • @ABTVLIVE
      @ABTVLIVE 3 года назад +2

      @@boss-lyfe I’m in California it’s high out here crazy 🤦🏿‍♂️

    • @boss-lyfe
      @boss-lyfe  3 года назад +1

      @@ABTVLIVE I can imagine, these rates really cut into your profits, especially during slow seasons. The insurance rates still have to be paid no matter what rates you accept.

  • @MrJachacon
    @MrJachacon 2 года назад +1

    That’s to expensive, I pay $500 with all those coverage

    • @boss-lyfe
      @boss-lyfe  2 года назад +1

      It is, but it depends on the driver's credit and driving history. I've heard of people getting quoted 4k a month, it's insane.

    • @hbzentertainment3038
      @hbzentertainment3038 2 года назад

      Where did you get your quote from?

    • @SmithsDynamic
      @SmithsDynamic 2 года назад

      I know you don’t live in nyc or Ct for sure lol