Best Capital One Credit Card Combo for Maximum Rewards!

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  • Опубликовано: 8 ноя 2024

Комментарии • 87

  • @WinTheMissingNumber
    @WinTheMissingNumber Месяц назад +27

    You forgot about the 10,000 Miles from Venture X, worth $100. So the effective annual fee is (-$5). You'll get $5 in your pocket just for having this card and travel lightly !!!

    • @MaxMilesPoints
      @MaxMilesPoints  Месяц назад +5

      Yup you're right! Thanks for pointing that out

    • @ryanshannon6963
      @ryanshannon6963 Месяц назад +1

      Was going to say that. That makes the first set-up basically free if you utilize the ANNUAL $300 travel credit and cash out the 10k points every year.

    • @andrewzhang5345
      @andrewzhang5345 Месяц назад

      The 300 credit isn't worth 300. Since it's a coupon through C1 travel portal, your only option really is to buy flights, as hotels tend to have very inflated prices on the portal. But now you lose the 5x on flights, ie you lost at least $15. In other words, the 300 credit is worth at most 285, and potentially even less (in particular, the travel portal sometimes doesn't show all flight availability, especially the cheapest flights).

    • @jackieso9304
      @jackieso9304 Месяц назад +1

      Does Capital One allow household members to combine miles/cash back earned with each other like Chase cards do?

    • @Ben..E
      @Ben..E Месяц назад

      @@andrewzhang5345 How do you lose $15 off the travel credit because C1 doesn't reward back at 5x? Its just you don't get the 1500 miles with that credit. Also C1 does price match if you find a better fare after you book it (but you still are using the credit anyway, you do get that decrease in back it a credit to your mileage bank. I will agree that the hotels may not be the cheapest on the portal, but that wasn't the case for me on a recent trip. Yeah, we were nerfed a bit on the bill credit vs. coupon, but it didn't bother me, but at least I'm not paying $550 or $695 for lounge access (and all the other hoops you jump through to get positive value from the AF from the other premium travel cards).

  • @joshuaniles-dancy585
    @joshuaniles-dancy585 Месяц назад +3

    So glad someone finally put a video out of this awesome duo. Simple + effective

  • @jpking0
    @jpking0 Месяц назад +5

    This is such a great combo, and agreed with the growing number of transfer partners the Savor and VX combo is slept on. Awesome having all my major spend categories covered with only 2 cards.

  • @whoweare3350
    @whoweare3350 Месяц назад +5

    Max please do a video on how to reserve a rental car with the Venture X. I wonder is it better to book through the portal or directly from Hertz online? Also could use your guidance to make sure I’m not missing out on any of the perks in the process of renting. 🤓

  • @oui.monsieur
    @oui.monsieur Месяц назад +4

    Nice edit as always. Cool thumbnail and music to set the vibe sir!

  • @TheThirdoftheFifth
    @TheThirdoftheFifth Месяц назад +4

    My combo amex gold & venture x. Used to do chase & venture x but majority of my spending is groceries and dining out.

    • @hc2777
      @hc2777 Месяц назад

      Can amex and C1 points be combined?

    • @matmat_chu
      @matmat_chu Месяц назад

      ​@@hc2777 not exactly, but a lot of their transfer partners overlap like aeroplan or virgin atlantic so you can technically combine them there

  • @saulmartinez6165
    @saulmartinez6165 Месяц назад +2

    Would love a video on some ways to spend your C1 miles!

  • @TheAndyzilla
    @TheAndyzilla Месяц назад +4

    I got this setup and is amazing. About to redeem a first class flight on JAL thanks to the venture x 😄

    • @MaxMilesPoints
      @MaxMilesPoints  Месяц назад +2

      First Class?!? You fancy! 🥂

    • @TheAndyzilla
      @TheAndyzilla Месяц назад +1

      @@MaxMilesPoints it will be my first time in japan. So i gotta ball out ya feel me? 🥂

    • @jpking0
      @jpking0 Месяц назад

      @@TheAndyzillawhat partner to you transfer to in order to fly on JAL? I know about using Amex to fly on ANA, but would be nice to know what I can use to fly to Japan with C1

    • @TheAndyzilla
      @TheAndyzilla Месяц назад

      @@jpking0 I'm going to use cathay. Business are 89k points and first are 130k iirc. But you can transfer 70% of the value of the redemption and buy off the remaining points.

    • @ryanshannon6963
      @ryanshannon6963 Месяц назад

      @@jpking0 Would be any Avios x-fer partner, then most likely to Iberia. What's strange for me is that I can't actually book any JAL flights using the Iberia/ExecClub, but I can see the availability, unless it's phantom. If I choose anything other than Economy (Premium Economy, Business or First) then I end up with an error. First class I can understand restricting, *and maybe J class*, but premium economy seems like an odd choice to me for restricting.

  • @jfdeuce1911
    @jfdeuce1911 Месяц назад

    For gas you can sign up for the Citi custom cash back and earn 5%. If that’s worth it to you.

  • @jthegreat3627
    @jthegreat3627 9 дней назад

    What’s the difference between the Savor and Savor One, I just got an email saying I’m pre approved for the Savor and I already have the VX. Is one better than the other ?

  • @garrettoler2584
    @garrettoler2584 18 дней назад

    Still going to fall into the 6 month rule for getting approved for both, right?

  • @Jon-vb8ce
    @Jon-vb8ce Месяц назад +2

    Any idea if the free Uber membership for Savor One will be gone or renewed in November? Huge benefit that’s a big loss to the value of that card if not.

    • @MaxMilesPoints
      @MaxMilesPoints  Месяц назад +1

      No word on that yet, I hope they extended it past November cause I just got the Savor One lol

  • @AK-xu5sj
    @AK-xu5sj Месяц назад +1

    I'm getting 10x on Uber with my Savor One.

  • @sachinbalkarran644
    @sachinbalkarran644 Месяц назад

    Do you plan on doing other videos for other credit duos? Would be good to see how to maximize for Chase, particularly for groceries & gas

    • @ryanshannon6963
      @ryanshannon6963 Месяц назад +1

      Chase isn't great for those particular two, unless you use like Walmart+ sub and order exclusively online for pickup. Gas is a rotational category. If gas/groceries is your thing (which it is for me) then Citi Strata Premier is where you want to go. The x-fer partners (for airlines) are largely similar, but there are a couple airlines that don't overlap. I have this specific combination (as well as Chase Trifecta), which I rarely use the Chase Trifecta other than Doordash. I will say that if you Costco, the Citi card WILL NOT WORK there. I think the only Citi card that would work is their costco co-branded citi card. That's why I use the VX for Costco (including the Costco gas). If you spend over $9,500 in gas per year, then you gain economic benefit with Citi Premier 3x on gas vs VX 2x on everything.

  • @KeithW901
    @KeithW901 Месяц назад

    Rental car wise - you get emerald executive, hertz gold plus, and avis preferred plus through visa infinite on venture x

    • @ryanshannon6963
      @ryanshannon6963 Месяц назад

      With Venture X you can President's Circle (which was actually renewed, thankfully). The other's I've used a bit, but Hertz with the Circle perk definitely adds value especially with the ease of picking up and dropping off (aside from the pandemic era where it was slim pickings everywhere). It's literally make a res online, walk on the lot, pick out your car, drive off, then drop off.

    • @gregw.2049
      @gregw.2049 Месяц назад

      This Hertz perk ends Dec 31, 2024 from what I’m seeing. Gave me pause when considering the VX but I will probably still go ahead and apply. With that said, is there a set time period when offers are refreshed for the VX or does it just depend on the perk?

  • @MichelleSchwartz-bf4ck
    @MichelleSchwartz-bf4ck Месяц назад

    This is very helpful. I got the Capital Venture X card and I also have Chase Sapphire card as well. I am planning to visit Korea in June and looking to book for Asiana Airlines. What is the best way to maximize points have from both cards to book flights? Appreciate your suggestions.

  • @elenapetroiu5447
    @elenapetroiu5447 Месяц назад

    Thank you , global entry does not come with TSA?

    • @MaxMilesPoints
      @MaxMilesPoints  Месяц назад +2

      It does global entry comes with TSA Precheck. TSA Precheck doesn’t come with global entry though

  • @lynellewhite
    @lynellewhite Месяц назад +1

    BUMMER -- "Effective January 1, 2025, Venture and Spark Miles cardholders will no longer receive complimentary lounge access. Venture and Spark Miles cardholders have 2 complimentary visits to the Capital One Lounge or Plaza Premium Lounges to use by December 31, 2024."
    Back in 2022, I was able to use my Cap One Venture to use the lounge in DFW. But now they're taking this perk away by the end of the year. :(

  • @BonVoyageMiles
    @BonVoyageMiles Месяц назад

    Kind of wishing i had the regular savor vs the one….

  • @christolentino
    @christolentino Месяц назад +3

    I already have Capital Venture for over a year, if I sign up for venture X will I be eligible for the 75k bonus?

    • @akanda_omo
      @akanda_omo Месяц назад +1

      Yes. I got the Venture and was later approved for the Venture X

    • @fred5784
      @fred5784 Месяц назад

      If you upgrade, then no.

  • @jacobs4985
    @jacobs4985 Месяц назад

    how about amex platinum + venture x

  • @yvjyang
    @yvjyang Месяц назад

    C1 duo lite version lol love it. It’s the VX and S1 for me 😌

  • @stevepeacock7327
    @stevepeacock7327 Месяц назад

    do you know if an authorized user's purchases count towards the $4k needed to spend in 3 months for travel points bonus? Thanks...(capital One venture X) You make great videos.

  • @bigcee6374
    @bigcee6374 Месяц назад

    Can you product change the quick silver?To the venture one card

    • @MaxMilesPoints
      @MaxMilesPoints  Месяц назад

      It's possible, go into your app and it'll give you the option to explore other products you can change your card to

  • @jackieso9304
    @jackieso9304 Месяц назад

    Does Capital One allow members of the same household to combine miles/cash back earned into one account like Chase does?

  • @mufassahahaha
    @mufassahahaha Месяц назад

    So I want to maximize my Marriott Bonvoy points for a vacation. I know I can transfer Amex points directly to Marriott, but I also have many Capital One / Bilt Points. Can I transfer my Capital one / Bilt points to a transfer parter (ie Air Canada), and then re- transfer miles from Air Canada to Marriott Points?

  • @kataclysmic4350
    @kataclysmic4350 Месяц назад

    HOW DO YOU USE THE TSA PRECHECK!??

    • @MaxMilesPoints
      @MaxMilesPoints  Месяц назад

      Pay for TSA Precheck or Global Entry with the credit card

  • @AK-xu5sj
    @AK-xu5sj Месяц назад

    They've uped the Global Entry credit to $120.

  • @karengong8309
    @karengong8309 Месяц назад

    I am wondering if the rental car insurance from the VX is for world wide. We are planing to rent a car in Jeju Island Korea this up coming trip, the insurance options provided by the car rental company is very confusing. If VX covers it then we can waive the ones from the rental company. Thanks

    • @MaxMilesPoints
      @MaxMilesPoints  Месяц назад

      As far as I know it'll cover Jeju car rental as long as you meet the requirements. This is a good article that outlines some of the coverage the Capital One Venture X covers:
      www.nerdwallet.com/article/travel/capital-one-venture-x-car-rental-insurance

  • @dhiyaesmail1297
    @dhiyaesmail1297 Месяц назад +3

    Savor one and venture 😃

  • @kevinlocdang
    @kevinlocdang Месяц назад

    How’s about venture X business and?

  • @aaliyahpinkerton7722
    @aaliyahpinkerton7722 Месяц назад +1

    Does the no fee capital one reward card allow for you to convert the savor points from cash to rewards ?

    • @dipsbabla
      @dipsbabla Месяц назад +1

      Yes when paired with a venture card

    • @maxdo6039
      @maxdo6039 Месяц назад

      @@aaliyahpinkerton7722 yup!

  • @alexcandoortiz968
    @alexcandoortiz968 Месяц назад +1

    I want the Savor One next

  • @jchengnc
    @jchengnc Месяц назад

    I have Capital One Venture X already with my wife as authorized user. Could this duo work if my wife gets the SavorOne? Could we combine the points?

    • @MaxMilesPoints
      @MaxMilesPoints  Месяц назад

      Yup you can combine points with different capital one miles accounts. Captial one is one of the banks that has the most lenient policy when it comes to moving capital one miles from member to member

    • @jchengnc
      @jchengnc Месяц назад

      @@MaxMilesPoints Thanks! love the channel , i'm a big fan and subscriber!

    • @jchengnc
      @jchengnc Месяц назад

      @@MaxMilesPoints Awesome thanks! love the channel, big fan and subscriber!

  • @asude4533
    @asude4533 Месяц назад +1

    300$ travel credit is for every year?

  • @jona2080
    @jona2080 Месяц назад

    Got this combo. Too bad the transfer partners are garbage. No domestic airlines and crappy hotels

    • @MaxMilesPoints
      @MaxMilesPoints  Месяц назад

      Air Canada, Avianca, British Airways, Cathay, Flying Blue, Turkish and Virgin are all great transfer partners. I can't remember the last time I transferred Amex or Chase points to a domestic airline since domestic airlines are bookable via most of the partner airlines listed above. I would have to agree that Capital One doesn't have any good hotel transfer partners though.

  • @christopheresquivel4169
    @christopheresquivel4169 Месяц назад +2

    Been wanting to get the Venture X for a while now but waiting for a 90k offer

  • @nalanidejesus
    @nalanidejesus Месяц назад

    I have both venture and venture X. Does anyone know if i can down grade venture to savore one?

    • @maxdo6039
      @maxdo6039 Месяц назад

      @@nalanidejesus mixed data points on whether you can downgrade or not. Some blogs say you can but a lot of data points on Reddit mention that they’ve contacted Capital One multiple times and every time they were denied the downgrade. So ymmv

    • @akanda_omo
      @akanda_omo Месяц назад

      In the Capital One app, click on special offers then click on explore upgrades. You should then be able to see which upgrades/downgrades are available to you