Never Worry About Interest Rates
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- Опубликовано: 26 апр 2024
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The CFI equation does not work with say a 5 year balloon payment at the end personal mortgage/loan where you have a significant amount for that balloon. It has to be a credit card or a fixed rate mortgage. Correct?
Excellent!❤
I have a line of credit through one of my businesses. I am curious though. It is at 11.44 percent interest a month. I am thinking about chunking that into loans. But I don’t think the interest rate goes down as you pay it. It stays at 11.44 . You can pay it down early though.
Time and balance> interest
Try 6 month chunk payments.
@@Jesus-kt5dc the formula is CFI (cash flow index = Loan Balance/minimum monthly payment. If the result is 50 or below you pay that loan off first. The lower the number the more money you are wasting. If it is closer to 100 you pay those payments last according to the number. Greatest number list your debts. Pay accordingly.
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