How we renovated our 1940's dream home... and paid it off!

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  • Опубликовано: 18 янв 2025

Комментарии • 264

  • @Without_words1
    @Without_words1 5 месяцев назад +118

    I would enjoy sitting in your house and reading a Miss Marple story with a nice cup of tea!

    • @ms_prescott_regrets
      @ms_prescott_regrets 4 месяца назад +7

      Such a lovely idea ❤

    • @Realvintagedollshouse
      @Realvintagedollshouse  4 месяца назад +8

      Oh how I would love to make that come true!

    • @SarahWilliams-z5u
      @SarahWilliams-z5u 4 месяца назад +3

      @@Realvintagedollshouseyour next video perhaps !?

    • @JG-gb3lm
      @JG-gb3lm 4 месяца назад

      Me too!!❤❤

    • @ladyw2014
      @ladyw2014 3 месяца назад +1

      Charming, your home is beautiful in everyway. My husband and I have have lived in our house for 18years built in 1938, we have paid our mortgage off a couple of years ago we love our home we have had to install a stairlift for me, multiple sclerosis unfortunately but we've made it our haven!! Love your gorgeous taste. 😊

  • @rla26368
    @rla26368 4 месяца назад +51

    One of the things that makes your decor so true to the forties is that you have items that are older than that. Normal working people didn’t throw away perfectly good furniture because it was “out of style”. You picking up thrift and previously owned is amazing for the environment as well as an eclectic decor. I am so happy that you and your mom are comfortable and happy. You deserve it.

  • @Needabreak365
    @Needabreak365 14 дней назад +7

    I saw a meme that said thrifting is so satisfying because it uses our hunting and gathering skills.
    I prefer thrift and antique stores over big box stores. I also prefer farmers market to grocery when I can.

  • @Nyctophora
    @Nyctophora 5 месяцев назад +62

    I'm happy that Rosa chose you and you got your house - after so much!

  • @finnjones9979
    @finnjones9979 5 месяцев назад +60

    As an interior designer who specialises in period homes, I love your passion. People always think that you need a lot of money to create a home...and of course that is true but creativity , thinking outside the box and an ability to express yourself through styling goes a long way as well. Everybody deserves to live in an aesthetically pleasing environment, even if it's a tiny flat. Don't underestimate the power of paint, wallpaper, some cushions and artwork ...even if they're pre loved.

    • @Realvintagedollshouse
      @Realvintagedollshouse  4 месяца назад +5

      Ahhh this is so wonderful to hear! xxx

    • @rinakaur7245
      @rinakaur7245 25 дней назад +1

      Can't justify replacing anything thats still fit for purpose. The only furnituee i've replaced in last 20 years is a sofa that used to give me back ache & mattress. Everything else still looks good. Even leather recliners are in good shape - no sagging.

  • @adam.kiedrowski
    @adam.kiedrowski Месяц назад +7

    You and your mother are so beautiful… I love your content… my grandmother, who was my best friend… And raised me recently passed… So I totally understand the bond you had with your grandfather and how important he was to you… Keep up the great work….. you’ll be the next Ruth Goodman!!

  • @sheilafelix113
    @sheilafelix113 5 месяцев назад +58

    I think the reason your design works is because prior to the late 1950s, people kept what they bought and added to it as they had funds. Money was always tight. So keeping an old sofa and putting a new cover on was cost effective, and a gift of a new trinket or painting was just added to the mix. Post World War 2 is when the ability to spend and build new came about, and when we saw decor become affordable to the masses. And trends came and went, and it became easier to refurnish a room every 10 or so years. Now we have RUclips and people redecorate every 6 months to a year. Chasing the newest look from Shabby Chic to Joanna Gaines. I prefer the eclectic gathered look of hand-me -downs and thrifted items that show a life lived and loved.

    • @timefortea1931
      @timefortea1931 4 месяца назад +10

      Well said and very true! People didn't have matching everything as much as they do today. Young marrieds would be given furniture from great aunts and grandparents, so effectively would be a few decades old.

    • @jacqueline8559
      @jacqueline8559 4 месяца назад

      ​​@@timefortea1931 Even when we were married, 34 years ago, we had very little. We married, and moved into a tiny 2 bedroom house, just when property prices were sky high!! This was the ONLY place we could afford, but we had little money left after paying the mortgage and bills. We bought a new bed. My parents bought a washing machine and fridge freezer, as Wedding presents. My in-laws bought the cooker and a bathroom suite ( there wasn't one !?) My father in law was a builder, so he fitted that and new kitchen cupboards. We were Loaned 2 REALLY old sofas. So, bed, sofas and no other furniture...Each month we saved a little, We bought wardrobes, dressers, carpets, lamps, cushions. The stuff that makes a house a home. We brought our 2 sons home, over the years, Eventually they outgrew the tiny bedroom they shared. We were lucky to find a buyer quickly, and moved to a new build 3 bedroom house. Then, several years later, we emigrated. Now we fully own our 4 bed/4bath house, which I can't believe! We've been very lucky. Still, those years in our teeny tiny house were very happy! It's who you're with, not what you've got. Every small purchase gave us such joy.....

  • @countesscable
    @countesscable 3 месяца назад +21

    We struggled to buy a small terraced house when I was first married in our early twenties (23 and 21) and lived in 2 rooms upstairs with just a £29 cooker, second hand washing machine, old carpet given by my aunt, kitchen cupboards that we rescued from rubbish, outside toilet, No heating. But it had a lovely bay window flooded with sunshine, a garden and the most homely comfort feeling. We did bits and bobs as time went along and struggled through the financial crash with 3 children. 43 years later and we’re still here with it lovely and modernised with 9 Grandchildren to share it with.

  • @gaylepeltier2782
    @gaylepeltier2782 4 месяца назад +19

    I tip my hat to you and your mother. Your house is just so very sweet. What the two of you have achieved is beyond phenomenal. And God bless Rosa for wanting her house to go to a family…..she certainly knew what she was doing. I’ve just recently discovered you on RUclips and Instagram. Now I’m trying to watch all your videos. Bye for now. Love from Canada. 🇨🇦

  • @drleahwatson8880
    @drleahwatson8880 4 месяца назад +20

    I am so happy to hear you say what has bugged me for ages. The videos about houses, including the tiny houses, never give details about how it was possible financially. Good on you and your Mum, your style and personality are winners in my books.

  • @kellybryson7754
    @kellybryson7754 4 месяца назад +22

    I am in awe that you could pay off the house in 8 years! That is awesome!

  • @lindaparker7199
    @lindaparker7199 4 месяца назад +5

    You and your mother have done well.

  • @Seahag-xx7zp
    @Seahag-xx7zp 24 дня назад +3

    You know you’re in your home when your stove has a name
    Long live Glenda!

  • @judis6224
    @judis6224 5 месяцев назад +18

    Hats off to you and your mum.😊

  • @Laura-wb2se
    @Laura-wb2se 25 дней назад +4

    It’s refreshing to hear the story of people who are very honest about their lack of finances. It takes much more creativity and ingenuity to accomplish projects on a tight budget. Looks like you did alright 😅

  • @jenarauschke5896
    @jenarauschke5896 3 месяца назад +4

    Beautiful home! Love the vintage style. Also, Wallace and Grommit garden!! Hehehehehhe🥰

  • @madameraquel
    @madameraquel 5 месяцев назад +29

    I rarely comment on those that I subscribe to, because I'm a weirdo-super-quiet-goth-girl-nerd. But this whole story is one of the most uplifting things I've watched in a really long time. It was also fascinating to learn how home pricing/finance works on your side of the pond. Thanks for sharing =)

  • @MaryFern-q4x
    @MaryFern-q4x 4 месяца назад +9

    I'm thinking Rosa was an old school Roman Catholic, and you and your mother are very blessed now because she was.

  • @kathleenorr9237
    @kathleenorr9237 5 месяцев назад +14

    Your mum sounds an amazing woman ❤❤

  • @Needabreak365
    @Needabreak365 14 дней назад +4

    I had a similar home buying experience. All the houses I could afford, while technically livable, needed soooo much work.
    Then suddenly a house I had been stalking online, but couldn’t afford, dropped its price. AND while I was in closing, rates dropped making the payment even cheaper! That house saved me, and when I sold it, the proceeds got us through COVID.
    It literally saved me multiple times.

  • @dannicordery3461
    @dannicordery3461 5 месяцев назад +31

    I love your story, your childhood with your mum mirrors my own with my hardworking single parent household. I never went without and she made every rented home (all 12 of them) feel incredibly homely. We also love all things vintage, second hand and Victorian. We now live apart but in 2017 she bought her first and forever home, a small mid terrace that's a treasure trove. I bought our 2 up 2 down 3 years later with my partner, both minimum wage earners so qe had a teeny budget, it hadn't been lived in for 8 years so in bad shape but we have DIYed almost everything and filled it with second hand and passed down vintage furniture.
    Really glad I have found your channel, its wonderful.

  • @carolinebentley4347
    @carolinebentley4347 3 месяца назад +6

    Just came to your channel today, have sat and binged watched 😂 you are an inspiration and I just love your style and down to earth attitude your home is wonderful and I hope you and your mum have many happy, peaceful and prosperous years there.

  • @emmaraft4854
    @emmaraft4854 Месяц назад +5

    Inspirational. I wish you every joy.

  • @annetteperks
    @annetteperks Месяц назад +5

    I love your home and your gas cooker even more. ❤

  • @ONEOFAKINDSISTAH
    @ONEOFAKINDSISTAH 4 месяца назад +20

    It’s great to hear a lovely inspiring story of grafting, clearing mortgage debt and creating your own personal sanctuary. Bless Rosa, your grandparents and you and your mum.

  • @millie8984
    @millie8984 5 месяцев назад +21

    The ability to see potential in things is a great gift to have. You are absolutely right about decorating for you.

  • @WithLoveKristina
    @WithLoveKristina 5 месяцев назад +10

    I adore your house and I’m so happy you were able to pay it off!

  • @teenabrown9786
    @teenabrown9786 4 месяца назад +5

    What an amazing story you have shared. I love the fact how real you have been. I to don’t like all these fancy staged mansions on RUclips. It doesn’t fit with me and my stage of life. I’m 64 and live in a 1930’s mining house in Australia. I love what you and your mum have achieved with your dream home. Well done ! 😍🇦🇺🦘

  • @karateana7593
    @karateana7593 3 месяца назад +9

    That's such a cool house story, stoked for you and yr Mum, your house is great.

  • @lynseycobden203
    @lynseycobden203 4 месяца назад +11

    Good for you and mum!!! Girls out there smashing it. So proud x

  • @juicer7784
    @juicer7784 3 месяца назад +6

    And paid off the house!!🎉🎉🎉

  • @hetedeleambacht6608
    @hetedeleambacht6608 3 месяца назад +8

    how great your mum and you get along so well you can live together!!

  • @dee4174
    @dee4174 3 месяца назад +4

    We did the same. Threw money at the mortgage and paid it off early. It's good once it's paid off! 😊

  • @Michelle_moonlover
    @Michelle_moonlover 5 месяцев назад +12

    I love your home. We dont follow trends and do our own thing too. I love the little nod to Rosa at the end ❤

  • @kristinalundbergh7851
    @kristinalundbergh7851 4 месяца назад +6

    I so needed a positive and loving story today.
    Thank you for sharing you and your mother’s inspiring journey❤️

  • @marymcmahon2983
    @marymcmahon2983 4 месяца назад +4

    This.. you are absolutely amazing😊Your frame of mind levity and positivity is delightfully contagious. I found myself in your mom’s situation at one time in my life. Have raised a wonderful family of six children. ❤ now find myself. widowed. Your story has just given me fuel and I’m saying, Mary, onward, Christian soldier you and Jesus got this. I live in the States in Chicago Illinois. I’m gonna roll up my sleeves and see what God is going to bring. Thank you, darling you and your mom hugs and kisses from Mary in Chicago…and my gosh, if you’re ever within distance of travel, please stay with me.!!

  • @sylvain123
    @sylvain123 5 месяцев назад +9

    I'm really inspired by your channel. I too own a 1940s home in Australia. I am getting lots of decorating ideas from you. You have a lovely welcoming home. It's friendly and cosy like a warm hug. I'm hoping to achieve this in my home ☺️ Thanks for sharing your story 🏡

  • @sandraford4235
    @sandraford4235 4 месяца назад +2

    My take on your ceiling rose is that everybody had a dining table,it would maybe utility style furniture very plain and chunky and it would be shoved against the wall then the ceiling rose would be over the table for the light fitting .As for the stairs I remember stair runners made from linoleum still patterned with an edging ,it would be held down with a clip on each side of each that could be moved like windscreen wipers if you needed to change the runner .The carpet runner could be held down with brass stair rods on every step .I worked at a place in the 70s that still had a linoleum stair runner .I went to walk down but slipped and my bum hit every stair going down ,I havnt been the same since .haha.Incidently you should see my art work ,it mostly depicts how Britain was in the early 1950s as I was growing up in Liverpool x

  • @dianeford6796
    @dianeford6796 3 месяца назад +7

    What an inspiration you are. I loved this video so much. I think your mum is a wonderful lady and to be able to do all this with her is wonderful. I love your beautiful home so much, it is so cosy and welcoming and has given me so many ideas. Thank you so much for spending this time with us and letting us into your home and your life, Diane x

  • @vanessacassidy6846
    @vanessacassidy6846 4 месяца назад +6

    I adore your kitchen 😍 the 40s are my favourite era. I love the clothes too

  • @heathersantellano2751
    @heathersantellano2751 4 месяца назад +4

    Having had a similar upbringing as the only child of a single mother doing her best, I now find myself in another similar situation in trying to transition from renting to finally buying a home. We have a budget to stick to, and we're still early in the process, but you've given some incredible advice here. I've also found that at least in my area, people want newer homes instead of the quirky and beautiful older homes I'm drawn to. You've definitely made me feel more confident that owning my dream vintage home is totally possible. ♥

  • @1925garden
    @1925garden 5 месяцев назад +13

    Love the ambience created by mixing vintage and antique items from different time periods. It's much more vibrant and interesting than having everything matching from the same era. Deepest admiration for your frugality and diy spirit. And wow congrats on paying your mortgage off.

  • @JD-zb4ve
    @JD-zb4ve 3 месяца назад +6

    wonderful, beautiful series!!

  • @darlenebradley6756
    @darlenebradley6756 29 дней назад +3

    I so identified with your story. When I sold my house in Florida, where I had raised my children, I was shocked to have 3 offers on it less than a day after listing. I, too, took the low bid because it was going to a young, single mother, with the help of her dad. I knew she needed it and it was in a great neighbohood, across the street from the elementary school. It was emotionally difficult to be selling it, but knowing it would be home to this mom and her little boy.

    • @mandynuttall6627
      @mandynuttall6627 22 дня назад

      That is so lovely! Well done for helping that family x

  • @asa1973100
    @asa1973100 4 месяца назад +4

    I could listen to you all day you are absolutely hilarious . You’ve certainly got chutzpah

  • @harperwood3562
    @harperwood3562 4 месяца назад +7

    This is delightful, refreshing, and informative. Thank you!

  • @soomay9855
    @soomay9855 5 месяцев назад +13

    Such an inspiring and encouraging explanation. Enjoy being with your Mum and both revel in your hard work in creating the home of your desires. My Mum and I were also very close, I continue to miss her every day. Enjoy being together x

  • @manuelafrohlich9327
    @manuelafrohlich9327 4 месяца назад +4

    this ia ao heartwarming. thank you 🤩

  • @sezhouse7897
    @sezhouse7897 5 месяцев назад +9

    You are so confident and strong. Your mum sounds great. What an achievement to own your home. I've never had a home to call my own. Thank you for this video. You have worked wonders in your house and garden.

  • @clairehunter6648
    @clairehunter6648 4 дня назад

    I love the story of how you bought the house off Rosa and she specifically wanted it to go to a lovely family. So heartwarming ❤

  • @fionasmall4384
    @fionasmall4384 3 месяца назад +6

    What a lovely story x

  • @Raylike-x7f
    @Raylike-x7f 4 месяца назад +3

    You are so sweet. Very happy you found a nice house you could make your own the way you wanted. Good for you and your mother!

  • @preppyandanimals4833
    @preppyandanimals4833 4 месяца назад +4

    Wow great job well done both of you gals !!!

  • @shellyj7929
    @shellyj7929 4 месяца назад +4

    I love your home. We also have a small home. It looks like a dollhouse next to our neighbors. I’m in the US. We can pay down our mortgage at anytime. It’s interesting how you had to find different lenders. You did such an amazing job paying it off!! Congratulations

  • @vickiselekman1884
    @vickiselekman1884 11 часов назад

    Your home feels like a comfy old pair of slippers, in a good way. I love your attitude and concern for the “theme” of history and comfort. I’m so jealous!!

  • @luisagomes-fw5ki
    @luisagomes-fw5ki 5 месяцев назад +13

    You really know what you want. I do admire you. Keep safe and keep smiling. You are great.❤

  • @robinbirdj743
    @robinbirdj743 4 месяца назад +3

    I had to create a laundry space in my old house. The basement, where it’s located, was open on 3 sides! Then I found out the house was sliding off its foundation.
    When I’d dealt with that, I found the whole bathroom subfloor needed replaced; the wood vanity was so rotted, I kicked it apart with three blows and carried it out myself.
    The upside of the only bathroom being worked on and inaccessible was the air flow to the open basement - you could see right down into it for three days!
    I had time to think about what I wanted and also determined to make it feel like it went with the rest of the house and that I’d stepped back in time.
    The OG claw foot tub and fuse box were my inspiration. I found maple flooring for $300 and had it installed for $300, then shellacked it myself.
    The house hadn’t been heated for two years so all the wallpaper was peeling.
    All ceilings but two were heavy „ popcorn.“
    Some of the windows didn’t close (nor did they open).
    This year, I found three windows weren’t even glass! The plexi was loose and the amount of air leakage was substantial enough to notice :))
    I also designed a kitchen from scratch. Your cooker is AWESOME; you’d love my electric 1927 Hotpoint B&W range!
    I designed my empty kitchen around it and two Hoosiers .
    It also has OG floorboards which run the length of the 15‘ room!
    ❤your channel even more now that I’ve heard your story. I’m also a trauma survivor who landed here in this neglected house as after a tough few years.
    Old houses are comforting.
    I’ll sew curtains and bake cookies this morning ❤
    Here’s to healing in a house which helps us live more simply.

  • @ButtercupBerry1234
    @ButtercupBerry1234 4 месяца назад +3

    what a beautiful house ....well done 🙂

  • @kristinradtke
    @kristinradtke 4 месяца назад +4

    This definitely inspires me to pay off my house, which is very Grandma vintage/secondhand furnished too, by the way. Like you and your mum, I pay a lot more per month than the minimum payment. I'm on track to pay it off in 5 years. THANK YOU for the morale boost! Also, love your stove and bathtub.

  • @autumnfall8829
    @autumnfall8829 4 месяца назад +7

    You are soooooooo RIGHT!! My hubs and I found a 1920 Craftsman for sale by owner. It has only had 2 owners plus us. We have renovated for 6 years now and it will be paid off in 1 1/2 years, no mortgage. It's my dream home and I've made it 100% ours. Full of antiques and vintage. You step in another time in my home as well.

  • @thomashiggins1466
    @thomashiggins1466 4 месяца назад +3

    Your home is lovely! Your sweat equity shows!

  • @eastcoastrabbit4474
    @eastcoastrabbit4474 4 месяца назад +6

    Just came across your channel. I love your inspiring story, and I love your home. There's something very comforting about the 40s & 50s, an era of stability and promise. Very good job on paying off your mortgage. Being debt free is awesome!

  • @TraceyEvans-o8v
    @TraceyEvans-o8v 4 месяца назад +6

    What an inspiring story and you deliver it so beautifully. You have created my perfect home, I hope it brings you many years of happiness and security. ❤

  • @TiberiusMarshall
    @TiberiusMarshall 4 месяца назад +9

    Currently in the process of buying a house with my mum and seeing this video has made me so incredibly hopeful and happy and it's so nice to see someone else in a similar situation to us, hopefully in a few years time and 🥹 thank you!!!

    • @AbsyntheAndTears
      @AbsyntheAndTears 4 месяца назад +5

      I bought a house with my mom in 2021, it's pretty much all vintage and antique. Good luck to you and your mom! ❤

  • @SlapHappyRetirement
    @SlapHappyRetirement 5 месяцев назад +13

    All I can say is GOOD ON YOU AND YOUR MUM !

  • @sarahwales6276
    @sarahwales6276 3 месяца назад +3

    That’s so nice you live with your Mum, I would live with my Mum too. ❤

  • @juliea.extramarieaubertcmo8262
    @juliea.extramarieaubertcmo8262 4 месяца назад +3

    Cooker from Liverpool yay . You are amazing. Love your videos thank you

  • @lynnc5649
    @lynnc5649 Месяц назад +2

    Congratulations on paying off your mortgage early. We took on a 'fixer upper' 1950s house and like you, we worked on it over time and paid down on the mortgage saving so much in interest cutting loan time to less than half. It meant being frugal with everything, but it was all worth it. The freedom to do what you wish to your property and the privacy and sense of security is everything in my book. 🙂 Oh and your home is adorable!

  • @nutmegnutter7234
    @nutmegnutter7234 3 месяца назад +3

    This is a beautiful story ❤ thank you for sharing. ❤

  • @julieemig432
    @julieemig432 4 месяца назад +4

    Wonderful. Your hard work paid off

  • @SharonGeorge-kb9wu
    @SharonGeorge-kb9wu 3 месяца назад +5

    It’s a beautiful house 😊

  • @elsiestormont1366
    @elsiestormont1366 3 месяца назад +3

    Well done! 👏🏻

  • @maebee562
    @maebee562 4 месяца назад +4

    You are just fabulous!!!!! 😊 Love your vibe, and your lovely little home 🏡

  • @tupelomiss8315
    @tupelomiss8315 4 месяца назад +3

    Yours stephanie & your mums Hannah home 🏡 is so comforting .I love it. Thank you so much for sharing it. 🙋‍♀️🌻🏡

  • @johnwynne-qx6br
    @johnwynne-qx6br 4 месяца назад +3

    Well done keep on living your dreams

  • @gail-elizabethengland7853
    @gail-elizabethengland7853 Месяц назад +2

    What a fabulous home buying story! If anyone deserves a great home, it's you and your Mom. I'm so happy for you and frankly, I love what you've done with it. I too have a "miracle" home buying story, so I know how all the stars must align to find a place, get a mortgage, pay it off and over time fix the place up. Sending you both great Blessings!

  • @marysatterwhite1982
    @marysatterwhite1982 4 месяца назад +7

    The carved star on your house is for protection. 😊❤

  • @dooglebee
    @dooglebee 26 дней назад +1

    I rent an apartment here in America, and although it's a bit small (339 square feet or 103 meters, I think), I really like it. The only downside, as you mentioned, is that I'm limited as to how I can decorate and make the space truly my own. I absolutely agree that you should decorate your home with only yourself in mind. I would be thrilled to find a quaint little house like you and your mum were blessed to find! I don't require (or want) a large home. Small, cozy, and intimate is what I want. I am also a fan of retro and era decor, and I must say you have done an amazing job of renovating your home! To reflect the 1940s era. Watching your videos makes me wish I could afford to find my own sweet little house and totally make it mine. Needless to say, Im a big fan of your channel! ❤

  • @sprogohomeaway9602
    @sprogohomeaway9602 16 дней назад +1

    You have a lovely comfortable home to be proud of. Thank you for sharing how you paid it off. Xxx

  • @judis6224
    @judis6224 5 месяцев назад +5

    I know how you feel Hannah,been through crap.still standing,looking at buying our own house,then we won't have the rent raised,or sold.must feel safe.😊

  • @angelal6700
    @angelal6700 4 месяца назад +3

    I paid off doing same thing! 😊Just without all that revolving paperwork.

  • @rubylace9963
    @rubylace9963 4 месяца назад +2

    This is a very inspiring story and I loved the little tribute to Rosa in the end

  • @thebatridesagain
    @thebatridesagain 5 месяцев назад +12

    Currently updating (or down-dating?) my house to the late 70s early 80s home of my dreams. Not there yet but I’m on my way…..
    Your home is beautiful 😍

  • @LinFo23
    @LinFo23 5 месяцев назад +12

    That is absolutely fantastic! I'm blown away by your strength and willingness to do whatever you had to do in order to complete your dream! Well done 👏

  • @joleneharwood8493
    @joleneharwood8493 5 месяцев назад +6

    I love your story ❤️. I feel like the way you saved your money and your ethos of spending and making the absolute most of your home is a true 1940s way of living 🙏 I loved the authenticity

  • @suev3339
    @suev3339 28 дней назад +1

    Found your channel and tho I’m an American I enjoy hearing the stories of the 40’s and your beautiful little home. I can see my “Mom’s life in the 40’s” just a bit thru the war and as a married woman w/her hubby still serving in the Marines until I came in the picture at the turn of the decade. That began a whole new story in a cross country move.

  • @ruthfuller2105
    @ruthfuller2105 23 дня назад +1

    Well done to you and your mum. All the hard work, the saving, working hard paid off. Your home is lovely. Full of nostalgia. You're right in your home is how you make it for yourself. I hope you continue to make many happy memories in your home. 🏠 ❤

  • @shellyj7929
    @shellyj7929 4 месяца назад +3

    I love your home. We also have a small home. It looks like a dollhouse next to our neighbors. Our was built in 1880. I decorate in all vintage styles. Whatever makes our hearts happy. I’m in the US. We can pay down our mortgage at anytime. It’s interesting how you had to find different lenders. You did such an amazing job paying it off!! Congratulations

    • @albionessengland6267
      @albionessengland6267 Месяц назад

      In these islands many mortgages are for a period of 25 years (subject to age of applicant/s, set on a 2 year fixed interest and term contract, with the option of making limited 'overpayments' either monthly and/or in lump-sum if one can afford.This knocks years off the time term: eg: overpaying in one year to the equivalent amount of, say, 1 year up to 5 years (dependent upon what one can afford).
      Just before the 2 year contract is up, one looks for another mortgage lender to switch to with as low an interest rate as possible, fixed payment for 2 years and with a similar allowance for optional overpayments. And if one has paid, say, the equivalent of 5 years during their first 2 years with the original lender then one would only need a 20 year period with this second lender.
      During the 2 years with this second mortgage lender one does the same, or similar, as done with the first mortgage lender by overpaying each month. Just before the end of the fixed 2 year contract, one switches again to a different mortgage lender. But this time ( because overpayments amounting to the equivalent of, say, 5 years have again been made), one would look for the same type of mortgage loan but for a period of 15 years. And so on, and so on every 2 years until final payment made.
      This allows overpayments to be made when these can be afforded and, therefore the possibility of outright ownership in a much shorter time than 25 years.
      I do not know if this is what happens in other countries but it is certainly possible here if one can afford overpayments.

    • @albionessengland6267
      @albionessengland6267 Месяц назад

      Lenders compete with each other to provide favourable terms to 'desired' customers and will often also lend in cases of high-loan-to-value with younger applicants: usually at higher interest rates to cover the risk.

  • @hislittlemrs.9235
    @hislittlemrs.9235 4 месяца назад +15

    Even if you have to move, dont sell, rent it out to people youve researched and verified as good tenants. That way you will always have a home in your pocket if life knocks you down hard. It happens faster than you can imagine. Wishing you a happy secure future.

  • @jeansando6849
    @jeansando6849 4 месяца назад +5

    Great information! I think you highlighted one privilege you were blessed with and that’s your Nan and her wonderful connections to her community that helped you find this great house! It’s a wonderful way to find the perfect house for you to put all that hard work into.

  • @TGardner-oq4vv
    @TGardner-oq4vv 4 месяца назад +3

    lol. You had me when the estate agent made the tree a “ feature “. Subscribed and settled down with a cuppa tea for the rest of the story.

  • @flowermeerkat6827
    @flowermeerkat6827 14 дней назад +1

    I've just discovered your channel and I am captured!

  • @eternity-minded
    @eternity-minded Месяц назад +1

    Thank you for sharing your new home and how you were able to pay off your mortgage. You were correct in stating that others have not been forthcoming with how they were able to pay off their homes, which places you head and shoulders above them in my estimation. May the LORD GOD bless you and your family.🙂

  • @lorivingot5495
    @lorivingot5495 4 месяца назад +4

    That was a fascinating story! You're a very good speaker, very eloquent and engaging. 😁

  • @jblkcns
    @jblkcns 4 месяца назад +3

    Glenda's toaster is so practical

  • @ReviveUK
    @ReviveUK 27 дней назад +1

    Extra special backdrop to your journey ❤ love it

  • @debby-ex6ir
    @debby-ex6ir 2 месяца назад +3

    What a fascinating story about how you got the house! I applaud your efforts and I love the vintage charm and warmth you have instilled in your home. I wish you and your mother many, many happy healthy years ahead in your wonderful abode. I just found your channel and love the history and all things British (having visited with my husband and family many times). Cheers from Toronto Canada!!!

  • @sp-bl1sl
    @sp-bl1sl Месяц назад +1

    You are so right; the biggest decorating mistake you can make is decorating with other people in mind. You do that and you will end up with a very boring house! I have a friend who is an interior designer and she spends a huge amount of time helping his clients discover their on taste. And yes to the vintage and anything with a story. Gives a house texture and interest.

  • @rebeccaritchie3315
    @rebeccaritchie3315 10 дней назад

    As someone who rented until she was 40, rental brain is totally a thing. When my husband and I decided to buy, our kids were graduated from high school and the youngest was on his way to college. We’d rented in a very expensive area (a few houses down from where my parents lived, and they’d inherited that house from my grandparents) because of the quality of the schools. Our landlord decided he wanted to renovate (during Covid!!), and so we had 6 months to find a house we could afford. We must have bid on 4 houses before finally getting the one we moved into. It’s not perfect, and we paid a little more than we wanted to, but that’s just the real estate market post-covid. Little by little, we’re replacing, renovating and improving what we want to, and we love it. It seriously took me a year before I decided to paint the kitchen (it was this weird brick red color) and started hanging pictures with actual nails instead of command strips. 😂

  • @rooshaeveransje
    @rooshaeveransje 4 месяца назад +3

    Your house is absolute beautiful, Hannah!! I’m currently making over my room and I love that classic 1940s look, and I have to say, I take a lot of inspiration from your home!💗