Mera cibil score bhi 780 h mere pass itr bhi h transaction bhi achi h but fir bhi mere kuch cards reject ho jate h specially lyftm free like amz pay icici what may be reason bro
Bro maine ek cheez notice ki hai k exactly 3 saal baad enquiry automatically delete ho jaa rahi hai. Mere 3 saal me 56 enquiry thi ab ghat k 16 ho gai. Ab next month aur ghat k 14 ho jaayegi.
Bhai mere pas credit card hai aur ek bike loane and paylater bhi hai payment on time hai sabka phir bhi cibil score decrease hota ja raha hai kuch time pahle maine apne credit card ka utilization 40%use kar liya tha to isse bhi CIbil down hua tha phir maine usko bhi 30% se kam kiya phir bhi har mahine cibil score down ho raha hai bhai kya karu
Its not just secured home loan. Its a combination of age of credit card. My oldest credit card is roughly 7years old at this point combined with never missing a payment and keeping utilisation in check
Yeh apke credit score ko sirf temporarily affect karega kuch mahino baad jab ap apka secured credit card ko thik tarike se use karoge,time se bill pay karoge, utilisation below 30 percent rakhoge then apka score dhire dhire badne lagega.@@imtiyazali4110
Bhai 7 month me ek hard enquiry hui hai wo b faltu ki personal loan ki call aayi thi uss se jo mujhe lena b nahi tha, to kya mera civi down hoga ?
Sir mera Cibil - 760, Experian -790 Credit Age-5 month Mujhe axix Flipkart credit 💳 Card approval milega.....??
7 months age me apply karna
@@InsightsByApoorv Kal hi update hua cibil(Transunion)-763 credit Age-6 Month ab apply kar sakta hoon.....???
Mera cibil score bhi 780 h mere pass itr bhi h transaction bhi achi h but fir bhi mere kuch cards reject ho jate h specially lyftm free like amz pay icici what may be reason bro
Credit age history ki wajah se
Sir, Mera Cibil(Transunion) "754" hai cibil age 4 month mujhe Sbi ka simply click credit 💳 card milega....????
Mil jay ga
Bro maine ek cheez notice ki hai k exactly 3 saal baad enquiry automatically delete ho jaa rahi hai. Mere 3 saal me 56 enquiry thi ab ghat k 16 ho gai. Ab next month aur ghat k 14 ho jaayegi.
Yes
Generally CIBIL 36 months tak data deta hai
Uske baad vo old data ho jata hai
@TRADERRAJ-jk2gt yes its happening. The thing is are those omitted enquiries visible to lenders? If yes then mere to L lag jaaenge
Generally lenders don’t use enquires older than 36 months. Some do, most don’t.
Payment history bhi delete hoti hai kya 3 sal me batao
@@riteshshinde887 Nai hoti😭.
what creditcards u use bro?
Amazon icici, hdfc diners black, Amex Rewards. Also had axis flipkart one but closed it 2 weeks back due to service issues
Pre-approved card mila tha kya?
kind of, salary account ke saath tha!
@@InsightsByApoorv source of income kya daale jisase jaldi offer mile
Bhi thinks for video. bahut deno ke baad achcha laga kisi ka video detail me dekh kar credit card per
Thanks 🙏
Payment history bhi delete hoti hai kya 3 sal me batao
yes
किसी कारण वर्ष से लोन या क्रेडिट कार्ड का एप्लीकेशन रिजेक्ट हो जाए तो उसकी इंक्वारी कितने दिनों बाद हट जाती है
36 months
Pahli baar maine kisi ka itna high cibil score dekha
Hahahahhaa
Ho sakta hai kisi ka bhi
Bhai mere pass 22500 k limit ka secured credit card h aur mera cibil score 747 h muje unsecured credit card kb mile gaa aur kitne cibil pr mile gaa and mera cibil kb 800+ hoga please tell me bro
Kuch defaults hai kya pehele ke? CIBIL Report check kari?
@@InsightsByApoorv Naa bhai Koi default nhi h
Ketne time m muje unsecured credit card mil jaaye gaa aur kb mera score 800 hoga
@@InsightsByApoorv reply kro bhai
Unsecured card to abhi hi mil jana chahiye. Kahi apply kiya?
What is your age of oldest card?
@@InsightsByApoorv 3 moths ho gye fd credit card ko bhai.
Mere age 19 year h to kita time aur lge bhai muje milne m
HDFC credit card 10 lak limit how possible ?
It is possible :)
Thank you for such simple explanation
🙏 thanks
Do subscribe for more such content!
Bro sabhi bureau explain kr dena next video me 🙌🏻💯
🙏
Aapko first card kaise mila tha
you can try to get a cobranded card, vo easily mil jata hai!
Bhai mere pas credit card hai aur ek bike loane and paylater bhi hai payment on time hai sabka phir bhi cibil score decrease hota ja raha hai kuch time pahle maine apne credit card ka utilization 40%use kar liya tha to isse bhi CIbil down hua tha phir maine usko bhi 30% se kam kiya phir bhi har mahine cibil score down ho raha hai bhai kya karu
Kitna down ho rha hai?
Har mahine 4/5 down ho raha hai please bro koi solution btao🙏🏻
Itna chill hai yr
Thoda uper neeche hota rahega depending upon your reported utilization and inquiries. Thode time me uper aajaega
Very nice bro...such a useful information
Thank you 🙏
Good bro ❤
Thanks 🙏
Good 👍
Thanks 🙏
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Excellent bro.very informative video.💯👍
Thanks 🙏
Very informational video!
Thanks a lot bro ! ✌🏻
Great video!
🙏
Good 😊
Bhai tumhari limit itni kaise mil gai yar
Never defaulted, good relationship with the bank.
Even if all things are maintained still they reduce score by no reason
Score might fluctuate here and there by a bit as its a model. But should not be a thing to worry for
Whats Making Your Cibil Score 805
Secured Home Loan
Bhai Ab Ek Secured Credit Card Bhi Lelo Aur Badega Aapka Score
Its not just secured home loan. Its a combination of age of credit card. My oldest credit card is roughly 7years old at this point combined with never missing a payment and keeping utilisation in check
👍
🙏
Maine ek mahine mein 56 enquiry kar Li hai ab main ful tension mein hun mere pass bus 1 secure credit Card hai 😢😢😢
Har roz ka do credit card ya loans me apply kiya ?
@@InsightsByApoorv ji sir lagbhag daily apply Karta tha 🥺 aap koi solution batao sir
Thoda thand rakho
3-4 mahine me credit score normal ho jaega… aur apply mat karna
Yeh apke credit score ko sirf temporarily affect karega kuch mahino baad jab ap apka secured credit card ko thik tarike se use karoge,time se bill pay karoge, utilisation below 30 percent rakhoge then apka score dhire dhire badne lagega.@@imtiyazali4110
O bha 😂😂😂😂😂😂😂
😮
Be honest tere ko ma ki ksm h jawab de dena
Ur age
Ur work profession n itta limit kaise mila ???
882 h exprien cibil to
Be honest tere ko ma ki ksm h jawab de dena
Ur age
Ur work profession n itta limit kaise mila ???