Jansamarth form filling for Education Loan subsidy (Step by Step)| Ep 44
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- Опубликовано: 10 июл 2024
- Watch this video to know the JanSamarth education loan registration process step by step! You will be guided through the entire application process of the JanSamarth portal.
The below topics are discussed in this episode:
00:00 - Teaser
00:22 - Introduction
03:06 - Online Form filling
15:46 - Conclusion
The motive behind our effort is to empower students and their guardians to help them make informed decisions while taking an education loan.
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Request a callback by clicking the link below-
👉 www.wemakescholars.com/educat...
Our team of financial officers assists you with your entire education loan process until sanction, disbursement, and beyond. All the services offered by WeMakeScholars are free of cost as this initiative is supported by the IT Ministry, Govt. of India.
JOB Updates - We’re hiring and so do not lose on an amazing opportunity to work in a start-up that is growing 2x times - The links below include information on the roles we are looking for.
👉www.wemakescholars.com/hiring
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Here is a list of our must-watch from Loanflix Season 2. The titles of our previous episodes in this series and their links are as follows:
📍Education Loan on Agricultural Land as collateral
• Education Loan on Agri...
📍Do You Really Need an Education Loan? This Will Help You Decide!
• Do You Really Need an ...
📍6 Strange Facts About Education Loan
• 6 Strange Facts About ...
📍Beginners guide to Abroad Education Loan
• Beginners guide to Abr...
📍The 7 Biggest Education Loan Mistakes You Can Easily Avoid
• The 7 Biggest Educatio...
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Since the first episode in 2018, the LoanFlix series has now become the most comprehensive web series on RUclips on the abroad education loan process. LoanFlix season 2 brings you deeper insights into the topics related to the Abroad Education Loans space.
We've also covered practically every aspect of an abroad education loan in our LoanFlix series, which you can find below. So do watch the entire series if you want to know everything about education loans for abroad studies.
🔶LoanFlix Season 1
• Loanflix: The most com...
🔶Country-wise Education Loan Guides
• Country-wise Education...
🔶Testimonials- WeMakeScholars
• Testimonials- WeMakeSc...
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About the Presenter - Damini Mahajan is a visionary entrepreneur and co-founder of WeMakeScholars.com, an education finance start-up for international education. Damini has been mentioned as a "Top Women in Tech" by The Asian Entrepreneur. She has also been awarded as the winner of the Silicon Valley Challenge by Action for India 2016 and was in the Top 75 start-ups in Power of ideas by Economic Times at IIM Ahmedabad.
👉Script editor- Arjun R Krishna
👉Shot, Edited & Directed by Ravi Singh
👉Designs - Sanjeel Jatoth
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Please subscribe to our channel for more informative videos. Also, do like👍 and share’📢 with your friends. Good luck!✌
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#educationloan #studyabroad #jansamarthportal #onlineforms #jansamarthregistration
Space button in mothers name is not working in section 3, it's not allowing to type first name and last name with space
Hi Shreekrishna! There may be some technical glitch. You can try refreshing the page. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu They will evaluate your profile and check your eligibility with 14+ public and private lenders so you can get an education loan best suiting your profile.
00:02 Students applying for education loan in public sector banks must apply on Jan Summit portal for India or abroad.
02:09 Get assistance for technical issues on the Jansama portal
04:17 Eligibility for education loan subsidy scheme
06:26 How to fill out the education loan subsidy form step by step
08:22 Key details for education loan application while going abroad.
10:22 Completing applicant and co-applicant profiles
12:28 Verify account, add loans, upload documents and submit application
14:28 Choose the branch carefully and seek guidance from the college financial officer.
16:24 Request a call back for educational loan assistance
Very informative video with detailed explanation... 😊
Glad you liked it
Hii, i wanna ask that what kind of certificates that we need from our college like mine is in gujtat bvm college so which kind of and how many certificates or documents that o need from college please reply me earlier 🙏
Hi Jay, Documents required to fill in Jansamarth form is already mentioned in the video. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu
Hello Ma'am,
I registered on vidhya Laxmi portal and completed the loan application form and submitted to bank.
After tht they gave me loan application form from the bank side ( sbi) , there it was a question like are you eligible for CSIS ,if yes then provide income certificate with less than 4.5 L.
I didnt knew about subsidy scheme, otherwise i would have registered on jan Samarth portal .
So will i get the subsidy benefit now ?.
So will i get the subsidy
Hi Omkar! Yes, you can get the subsidy benefit. You can fill Jansamarth form even after registering on Vidyalakshmi portal. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu
Did u apply for this subsidy, bro?
Did u get csis benifit
Maine bhi vidyalaxmi poortal se apply kiya tha mere ko loan mila, but maine abhi tak subsidy ke liye cliam nahi kiya hai? Mam please help me to get my loan subsidy?
Hello ma'am!
While filling form, I was asked to fill my course details.
Unfortunately no UG courses from my university for available to choose (including mine).
I cannot proceed further as there's no OTHER COURSES option.
How can I apply for the subsidy?
Hi Parmod! You will be required to check whether your course is a technical/professional degree approved by NAAC / NBA / CFTI. We would also like to inform you that our team can help you with the entire process of obtaining an education loan at the lowest interest rate possible. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to check your eligibility with 14+ public and private banks so you can get the best education loan deal suiting your profile.
Ma'am in 9:38 are we willing to repay interest, if we click yes what is the amount to be filled there?
Maam at 14:30 can we add cooperative bank as im getting low interest rate loan from them, Will i get the subsidy? Please reply and thanks.
Hi! You can get subsidy but the education loan product of Cooperative Bank is not very competitive compared to the other options in the market. We can provide the lowest interest rates by negotiating on behalf of our students with banks. I think it will be a better idea to speak to your financial officer by requesting a callback on this link: bit.ly/3KLb0zu to see which bank will offer you the best terms
Thanks a lot for showing all the details clearly. ❤️
Hi! Glad you found the video helpful. For further one-on-one guidance with the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/3KLb0zu Once you fill out the form, they will get back to you to evaluate your profile and check your eligibility with 14+ public and private lenders so you can get the best education loan suiting your profile.
@@WeMakeScholarsis there by fees to consult with your team
@@i_am_sabirrr All of our services are completely free of cost as we are funded and supported by the Ministry of IT, Government of India. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu
@@WeMakeScholarsmam How To cancel Loan Application Form
Mam i applied through jansmarth for education loan but the banker is saying that i had to apply through vidhya laxmi portal and they cannot procees my application further or i have to talk to higher authorities and they are also saying to apply through vidya laxmi😢
Hi! Jansamarth portal is there to claim the subsidies provided by the government. For an education loan, you may apply via Vidyalakshmi portal or get in touch with us by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
I have the exact same problem can u please tell me that what can we do now
@@palakrai9229do subsidy cover only 3-4% interest or full interest?
Many bank saying you get 3-4% of interest you pay per year during course!
Same problem banker says apply on vidayalakshmi but can't apply on vidayalakshmi due to registered on jansamarth plz help
Same problem for me too
Lot of informative video
Thanks for your guidance
nice mam it was helpful
Hi Rajendra! Glad you found the video helpful. For further one-on-one guidance with the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
From which bank you took loan and what interest? Im thinking for cooperative bank as rest all are giving at interest > 10%.
Do subsidy cover only 3-4% interest or full interest?
Many bank saying you get 3-4% of interest you pay per year during course!
Hi ma'am, will the government pay the interest on a monthly basis or will the applicant have to pay the interest.
I% wil be paid on quarterly basis. Your bank will take care of it
Hi Krethick! The total interest accumulated during the moratorium period (Course duration + 6 months) will be paid off by the Government at the end. If you are seeking help from our loan team with the Education Loan process request a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to evaluate your profile and check your eligibility with 14+ Public and private lenders and walk you through the entire process.
Hi mam the same problem is showing in my application 14:05 .....that is you are not eligible for under scheme...... income is greater than the limit set.....and new application does not proceed bcz of same adhar card then what should I do...and how to cheak my income
Hi Yogesh! The student's family annual income should not exceed 4.5L to avail of the CSIS subsidy. You can apply again after cooling period of 60 days. You can ask your parents about their annual income. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu Once you fill out the form, they will get back to you to evaluate your profile and check your eligibility with 14+ public and private lenders so you can get the best education loan deal suiting your profile.
Mam hum loan kisi bhi bank se le skte hai ya jis bank me humara account hai sirf ussi se apply kr sakte hai? Jis bank se hum loan lena chahte h usme account hona compulsory hai?
Namaste! aap apne education loan ke liye koi bhi bank chun sakte hain. Bas dhyan rakhen ki aapako jis bank se loan liyaa hai uske sath naya loan account kholna hoga. Ham 15+ public aur private banks ke sath jude hain. isaliye, ham loan prapt karane ki aapaki chances ko badate hain. Hamari team se bat karne keliye, iss link bit.ly/48cTdcR par callback request kijiye.
Mam I'm getting problem in application it is showing borrower responunce is not available ......What should I do next.
mam I applied from Jan samrath for pg from SBI but SBI loan manager said we are not giving loan through this portal you have to log in from Vidya Lakshmi but in Vidya laksmi I am not able to proceed because I had submitted from Jan samrath mam what should I do please help and my classes already started University pressing me to pay the fees but I don't have what should I do mam
Hi Gaurav! We would suggest you to speak with our loan team for this matter, we will try to help you get an education loan for your higher studies by checking your eligibility with 14+ public and private lenders so you can choose a bank that best suits your profile and needs. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
Hallo Mam.(Students loan)
My Question is!!Where will the money come from after applying?My Bank account or anywhere else.
Hi Surendra! The subsidy of the interest accumulated during moratorium period will be paid by the government to the banks directly. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu
I'm getting problem in applying the applicatiom ....... It is showing borrower responce is not avaliable
Dear team,
I'm curious about the scheme. I started college in October 2022 to study b. Sc nursing for four years. The first year's tuition is 175000, and I paid 140000. Now since the remaining period is three years, the total fees for the next three years are 525,000, and I wish to apply for an education loan. I have a receipt for my first year of college fees. But, for the following three years, I have a genuine certificate with the cost structure; is this sufficient, or do I need to attach any other documents?
Hi Vijay! Yes, the fee structure would be sufficient proof of your total tuition fee cost. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu Once you fill out the form, they will get back to you to evaluate your profile and check your eligibility with 14+ public and private lenders so you can get an education loan at best terms and the lowest ROI possible.
Hi @@ayushgupta766 , Different profile ka liya different document lagte h and bht sare document hote h toh ap ek call request kar dijiya bit.ly/3MVP0Sy is link per jaa kar.
Hi Mam i applied inthe jansamrth portal but in the last step they ask do you hve any existing loan I try to proceed but they show it is required to fill so plz mam help what is the solution reply as soon as possible man🙏😣
In the last step of choosing the bank. Can't we change bank from Sbi(as shown in video) to any of our choice of banking partner like kotak or bob..?
Hi, you can change the bank to any of your choice. I hope you’ve understood. For further queries, request a callback at bit.ly/48cTdcR. Our loan team will get back to you shortly.
Hey
I applied for a loan in sbi.
But i had given canara bank account no as i had earlier decided to take loan from canara bank.
Only after knowing that sbi had a much lower interest i decided to switch to sbi.
So i had already given my canara bank account details before choosing bank.
Since the account number and bank didnt match my loan was rejected.
When i decided to apply again its saying that the aadhar card has already applied and i cant apply again.
I tried contacting jansamarth but their number is showing server unreachable.
What can i do?
Could you pls provide any other number to contact jansamrth other than number shown in their website.
Hi Sanjeev! You can apply again in the Jansamarth portal after 60 days of cooling period. To contact Jansamarth, the number on their website is the only number. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
Hello, The co-applicant is retired what should I do in employment queries?
I got admission in a public University, so i don't have any tuition fees , so how do I get a education loan for covering my other expenses in 2 years ( I'm looking for a master's program) ?
Hello! We are here to assist you, you can definitely can get education loan for your other expenses, our team will help you determine your eligibility in 15+ public and private banks and help get best education loan which suits your profile. To get assistance request call back on the link: bit.ly/48cTdcR
I have applied in jansamarth and the application is rejected stating that "product not matched & not accepting referred application". What may be the reason for this? Now I can't reapply as it is saying that I have already applied using the aadhar/pan
Hi Adhya! You can reapply in Jansamarth portal after 60 days of cooling period. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu
Sister I have one arrear in the second semester could I make a fake certificate of one subject
Mam , it there any need of collateral if i take laon of 7 lakh from JanSamarth. Portal because i belong to Ews and family income is not more than 4.5 lakh. ?
Hi Anuj! You can claim the Jansamarth subsidy if you are going for a technical/Professional course in India. and your family income is less than 4.5L. Few public banks also provide unsecured education loans up to 7.5L. We suggest you speak with our team so they can help you check your eligibility and evaluate your profile with 14+ public and private banks. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
Hi ma'am very informative video can you please tell me what to do if our co applicant is unemployed or farmer
Ma'am whose adhar and pan deatails are required parents or students
Hi Astha! Both the applicant and co-applicants Aadhar and PAN is required. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu
Hai Ma'am
I submitted an application by giving income details twice, by mistake (student's income - actually there is no income - and co-applicant's income). Message came that I am not eligible because my income exceeds the limit. I tried to apply again correcting the mistake, but the message is that I cannot apply again this time with the same aadhar and pancard numbers. I sent an email to them requesting to remove my application so that I would be able to resubmit the application. Reply came that I cannot submit the application before 30 days. Is there any way to submit the application now as my college is insisting me to give them the loan details. Kindly reply.
Hi Elokam! To avail the subsidy, you will have to wait 30 days to reapply again in Jansamarth portal. However, we can help you secure an education loan within the deadline. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further. Also, they will evaluate your profile and check your eligibility with 14+ public and private lenders so you can get an education loan with the best terms and lowest ROI possible.
Mam, what are number of dependants in co applicant information means if i keep my mother as my co applicant and father is the one who is the only employed.
Hi Rahana! Primary co-applicants will be both of your parents. You can add your father as the Financial co-applicant. For further one-on-one guidance with the loan process, please connect with our loan team by requesting a callback on this link: bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further. Also, they will evaluate your profile and check your eligibility with 14+ public and private lenders so you can get an education loan with the best terms and lowest ROI possible.
Hi Mam
Where the amount will be credited
Like if i apply for loan, amoumt will be credited to my bank account?
Hi Vinit! The tuition fees will be paid directly to your university and your living expenses are disbursed to your account or a Forex card depending on the course and country you are going for. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan so that they can evaluate your profile and check your eligibility with 14+ public and private lenders.
what should be the family itr for applying education loan? i tried so many times, but i was unable to clear the eligibility critaria.
Hi Anchit, If you’re opting for a STEM course and taking your education loan from a public bank, your co-applicant’s income is not assessed by banks as you’re pledging a collateral. However, if you’re opting for an unconventional course like MBBS, banks require a financially strong co-applicant. Additionally, Private banks and NBFC’s require 2/3 years of ITR with 5-6 LPA as source of income filed. Request a callback at bit.ly/48cTdcR. Our team will get back to you soon and find the reason for your concern and hopefully assist you in getting an education loan so that you can claim your subsidy .
I have selected wrong branch is there any way to change it
❤
after bank rejecting my education loan application in janasamarth portal when can i re appply
Hi Devendra! You can apply again after 60 days of cooling period. Jansamarth portal is to avail of the subsidy. For an education loan, you may apply via Vidyalakshmi portal or get in touch with us by requesting a callback on this link: bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further. Also, they will evaluate your profile and check your eligibility with 14+ public and private lenders so you can get an education loan with the best terms and lowest ROI possible.
My bank is denying for loan through the Jansamarth portal and through vidyalaxmi I won't get subsidy like Jansamarth... The bank is SBI 😢 What should I do now 😞
Hi sheetal, unfortunately, we can not help you but yes usually students face this type of problem because banks are not fully aware of the Jansamarht portal that's why they refuse in that case you need to write an email or call on Jansamarth helpline number. For more details related to scholarships or Education loans, you can visit bit.ly/3MVP0Sy
Hello mam!
I asked about jansamarth in 2 of my bank they said they r not providing education loan on tht instead they told me to apply in Vidyalakshmi just becoz subsidy nd my family income also cums below 4.5L,
so is there any othr way or i hve to apply only in Vidyalakshmi portal mam
Hi Harinee! All banks which is regulated by RBI provides subsidy. You can apply in Vidyalakshmi portal first and then in Jansamarth portal. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further. Also, they will evaluate your profile and check your eligibility with 14+ public and private lenders so you can get an education loan with the best terms and lowest ROI possible.
Thanks a lot for information
Hi, Tejas! Glad you found the video informative. For further one-on-one guidance with the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
Who is the co-applicant ??
Could the student's father be a co-applicant?
And also clarify who is the apply for the loan student or father??
Thanks
Hello I've already taken the loan from bank and Can I apply for this scheme now to my loan account for the subsidy given by govt ?
Hi Dinesh! Unfortunately, You are required to apply for the CSIS scheme while applying for your education loan.
Hello mam i am minir so I didn't have my pancard so how can i process m application in jansmarth
Hi Anjali! A PAN card is a mandatory document for an education loan, you may apply for one online, and get an acknowledgement number within 24 hours. In your case, you can get a minor PAN card as you are not above 18. Along with that, you may also connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to evaluate your profile and check your eligibility with 14+ Public and private lenders so you can get an education loan best suiting your profile, with the lowest interest rates.
What is subsidy .. we have to payment on whole loan amount or amount after sunsidy... and interest rate is too high(8.5%) than scholar loan .. how interest and emi calculated
Hey Rekha! So basically Jansamarth subsidy is an online platform for directly connecting lenders with beneficiaries. Citizens can avail loans under 13 Central government schemes under 4 loan categories. If you meet the eligibility requirement of these schemes, you will be given a concession on rate of interest on your loan amount. You can use this education loan emi calculator for your better understanding: www.wemakescholars.com/education-loan/emi-calculator. For any further queries, feel free to reach us out at: bit.ly/48cTdcR, Our expert team will help you with all information that you need. Thank you.
Hello mam , i can't able to select branch ,and its displayed me that u can't find ur bank product so ur ineligible ,i cant select state bank of India
Hi Nirmal! We suggest you contact our Financial Officer so they can check whether the problem is actual or if there is any issue with the application. We will also help you to check your eligibility with multiple lenders at once, so you can get an education loan with the cheapest interest rates. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
Mba course is applicable for csis scheme? This is professional course can i select the option
Hey! MBA course is applicable for CSIS scheme.
We can help you in getting the education loan so that you can claim your subsidy. We are partners of 15+ public and private banks. Hence, increasing your chances of getting an education loan. Request a callback at bit.ly/48cTdcR. Our loan team will get back to you shortly.
@@WeMakeScholars can i apply in jan samath or Vidya Lakshmi Portal?
Hi, please note that if you’re eligible to claim the subsidy then you can apply in Jansamarth Portal. Here is the link to check your eligibility to avail the subsidy: www.wemakescholars.com/education-loan/csis: If not you may apply in Vidya laxmi portal.
In either of the cases we encourage you to take your education loan via Wemakescholars. We facilitate lesser loan processing time. We’ve partnered up with 15+ public and private banks, increasing your odds of getting an education loan. Additionally, we do not charge any service charges as we’re funded and supported by Government of India, Ministry of IT and come under the Digital India Campaign. Feel free to request a callback at bit.ly/48cTdcR. Our loan team will get back to you shortly.
ma’am i applied education lona but bankers is saying they haven’t received application
Hi! We suggest you to get in touch with our Financial Officers so they can help you check your eligibility with 14+ public and private lenders and help you select the best Indian lender that suits your profile and requirements. Speak with them via: bit.ly/48cTdcR
Now in jan samarth portal only one education loan scheme is available which is for students pursuing studies in india. There is no option for abroad students.
Yes! You’re right. But don’t worry. We can help you in securing an education loan for your overseas studies. We’ve partnered up with 15+ public and private banks, increasing your chances of getting the loan. On top of that, we do not charge any service charges as we’re funded and supported by the Ministry of IT and come under the Digital India Campaign.
Feel free to request a callback at bit.ly/48cTdcR A dedicated financial officer will get in touch with you shortly.
Just a question... Do I have to go to other websites like vidhyalakshmi after completing all steps in jansamarth website ?🙏🏻 Please answer ASAP
Hi Pratik! After completing all the steps in the Jansamarth portal. You have to wait for the result. If your application gets accepted by the bank then you have to visit the branch. Otherwise, you need to apply in the Vidyalakshmi portal. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu
Hello ma'am after checking eligibility in jansamarthan fr education loan bank manager is now saying to change the co applicant details. I also got the email of rejection but i couldn't re apply.
Hi, That is why we suggest our students process their Education Loans via us instead of visiting banks directly. The Education Loan process can be long and daunting with a lot of paperwork, which makes the bank managers avoid It in the first place but don't worry we can help you with this issue. Don't wait for more and reach out to our team today by visiting: bit.ly/3MVP0Sy our team will contact you within 48 hours.
I discontinued Filling Info From account details section , bcz i thought it after this when i have to upload the documents it will ask for itr file , so mama what can i do , or now it automatically says yes to itr ???
Hi Satyam, Kindy write a mail to customer.support@jansamarth.in stating your issue you’re facing. To avoid delay, you can process your loan via Wemakescholars. We’re partners of 15+ public and private banks, increasing your odds of getting the loan. Additionally, we don't charge any service fees. Speak with our financial officer to know the best bank suitable for your profile. Simply request a callback at bit.ly/48cTdcR. Our team will get in touch with you shortly.
Hello mam, when i want to apply for this scheme, means after completed the loan application form or before.
Hi! The Jansamarth form should be filled out before or during your education loan process. We would suggest you to talk to our Financial Officer about the same, so they can help you with the entirety of your education loan process. Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
mam,
i am stuck on 8 no stage document upload stage because of i was completed diploma after ssc and portal asking for HSC certificate and this certificate is mandatory then how to complete my application process please suggest.
and thanks for your advance support.
Hi Mahesh! You can submit your Diploma certificate instead of 12th marksheet. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
Hi mam, I got loan sanctioned 7.5 laks through Jan samarth portal - canarabank vidyalaxmi edu loan , my q. Is bank san. 93500 for 1st semester and they add accursed interest of 5000. I opted into to be paid by me at the end of the course I.e aft. 5years eng student. I want to know when interest subsidy will come to my account. I ask bank official, they say we don't know, I ask customer care jan samarth portal they say bank will say, we don't know. Mam can you clarify when int subsidy will credited to my account
Hey! The timeframe for claiming or disbursing subsidies can vary. It depends on when the government allocates funds and processes the claims. For further queries, request a callback at bit.ly/48cTdcR. Our team will get back to you.shortly.
Excuse me maam
While filling the coapplicant details
What to fill in place of employment details because my mother is my co applicant and she is a housewife.pls tell what to fill
Hey! Kindly select ‘others’ in the employment details section. For further queries, request a callback at bit.ly/48cTdcR. Our team will get back to you shortly.
By mistake i have type amount high and upload and showing not eligible but i have to change because i have done by mistake so how could i do
Hey! You need to approach the bank you’ve applied to. Request them to cancel your application. After a cooling period of 6months, you’ll be able to re-apply in the Jansamarth Portal. To avoid the delay, you can process your loan via Wemakescholars. We’re empanelled with 15+ public and private banks. Based on your profile our team can suggest you the best bank. And we don’t charge any service fees. Request a callback at bit.ly/48cTdcR. Our team will get back to you shortly.
Hello mam actually i also facing this problem income is great3r then limit set how to solve
Hi! To avail subsidy, the student's family annual income should not exceed 4.5L. If family income exceeds the limit then you are not eligible for CSIS.
Good
Hi Hari! Glad you found the video helpful. For further one-on-one guidance with the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
Should i pay the amount in the form of emi or if yes can i choose the time period in which i pay
Hi Harsh, This is for subsidy that is the interest accumulated during moratorium period will be paid by the government. After moratorium period, you have to pay the amount in the form of EMIs. Loan amount can be repaid anytime after 6 months of taking disbursement. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu
Hello Mam, logged and completed the application process by entering all the details for education loan and subsequently the application is with the bank, waiting to approach the concerned Bank officials,if we find any difficulty will come to you
Hi Shivalingappa! We can help escalate your loan application in the bank. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu
Mam my school name is not available in that particular list as iam currently pursuing my btech(cse) in nit . But my school name is not there in list. What should i do?
Please guide me
Hi Ashu! You can choose 'other' in the university column and then fill in the name of your university in the next column. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu Once you fill out the form, they will get back to you to evaluate your profile and check your eligibility with 14+ public and private lenders so you can get an education loan at best terms and the lowest ROI possible.
@wemakescholars I'd applied through jansmarth portal for educational loan and now the bank manager says that my name is not in the list and I've to apply through vithyalakshmi portal .then I've try to apply through vithyalakshmi portal, there displaying the instruction "you have already login in jansmarth so can't login with vithyalakshmi portal"...what can I do now mam?
Hi Karishma, Firstly you have to delete your application from the Jansamarth portal and then you have to wait for 60 days after which you can apply on the Vithyalakshmi portal. However, you are studying abroad or in India? you can visit bit.ly/3MVP0Sy
@@WeMakeScholars Then that would delete the application for subsidy, right?
We won't be having the subsidy benefit and moreover have to wait for 2 more months, right?
Hlw mam pls reply !! I want to ask something !! Mam me ak time pe 1 course keliye vidyalaxmi portal me 2 alag alag bank me application dal sakta hu kya ???
Hey! It is possible to apply for the same course in two different banks in the Vidyalakshmi portal. If you need any assistance in your education loan process, kindly connect with us by raising a callback request at bit.ly/48cTdcR. Our team will get back to you shortly and help with your education loan process
Hie ma'am
I'm from wardha, Maharashtra
Sir maine jansamarth portal se pura process complete hua and muze respected bank me referred bhi kr Diya
PR fir ek email comes as "the loan application didn't match with any bank product"
Sir what can I do now?
Please help
Hi Tanu, unfortunately, we cannot help you with this for the JanSamrath application form, you have to apply through the portal helpline number. For more details related to scholarships or Education loans, you can visit bit.ly/3MVP0Sy
Hii mam... i completed my portal form with submit bank name which is near by me ...by manually sarching the bank name
But now i got a mail by jan smarth portal that my application is not eligible for csis as per scoring set by multiple banks.
Now what i do .
Hi Prabhjot! The eligibility for CSIS subsidy is :
1. The student should enroll for a Technical / Professional degree in NAAC, NBA, CFTI accredited or regulatory approved institutes in India..
2. The student's family annual income should not exceed 4.5L.
If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu so that they can evaluate your profile and provide you with the best education loan deal suiting your profile by checking your eligibility with 14+ public and private lenders.
Hay mam, Dr.ambedkat scheme eligible for pg diploma programs?
Hi Parimal! Unfortunately, Ambedkar scheme is only applicable for masters and Ph.D levels abroad. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Mam I'm 2nd year bds student then what qualification I fill 12 th Or professional?but my university was not there
Hi Yash, You need to select 12th in the education qualification. If your University is not showing in the portal, kindly write a mail to customer.support@jansamarth.in regarding the issue you’re facing. To avoid delay, you can process your loan via Wemakescholars. We’re empanelled with 15+ public and private banks, increasing your odds of getting the loan. Based on your profile our team can suggest you the best bank. Additionally, all our services are completely free of cost. Simply request a callback at bit.ly/48cTdcR. Our team will get back to you as soon as possible.
Hello mam how to cancel registration from janasamarth portal , because i fill amount of 6.5lakh but they approved for 2.25 lakh and now im able to fill vidhya laxmi portal because already registered through janasamarth 🙃
Hi, unfortunately, you cannot apply to the Vidya Lakshmi portal because you have already applied on the Jansamrath. For more details related to scholarships or Education loans, you can visit bit.ly/3MVP0Sy
Hi mam...
After filling co applicant deatails
They showing
"It seems your annual income exceeded mandatory filling of income tax return (ITR) please verify your income through CBDT.
How to complete please help mam..
Hi Yeshwanthy! The student's family annual income should not exceed 4.5L to avail of the subsidy. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu Once you fill out the form, they will get back to you to evaluate your profile and check your eligibility with 14+ public and private lenders so you can get the best education loan deal suiting your profile.
If I need a loan for post graduation, is it necessary to attach 10th marksheet?
Absolutely! You need to attach your 10th, 12th, and degree marksheets along with the loan application and submit them to the bank. This is to evaluate your academic performance. We can definitely help you secure an education loan for your PG course. We can even assist students who have scored as low as 50% in their academics to get the loan. We increase your chances of getting the loan as we are empanelled with 15+ public and private banks. Based on your profile, our team can suggest the best bank for you. Furthermore, we don’t charge any service fees. Simply request a callback at bit.ly/48cTdcR. Our team will get back to you shortly.
its not accepting "visvevaraya technological university"(BELGAVI , KARNATAKA) in step 3 where we provide graduate details n others. somebody please help
Hey! Kindly write an email to customer.support@jansamarth.in regarding your concern. For further queries, request a callback at bit.ly/48cTdcR. Our team will respond to you as soon as possible.
Mam I want to ask whether my brother's income includes in the family income as he is above 18 and married and my father had died.
Hi Sourabh, Kindly note that your family income includes your brother's earnings. We can certainly help you get an education loan so that you cam claim the subsidy if you’re eligible. Speak with our team as they can check your eligibility for the subsidy. We’re empanelled with 15+ public and private banks. Based on your profile, our team can suggest you the best bank. And all our services are completely free of cost. Just request a callback at bit.ly/48cTdcR. Our team will get back to you as soon as possible.
Hey , I'm applying for loan in SBI , here they are asking for bank account details and I don't have SBI account, is it mandatory to fill the account details of my other account or can I say I don't have a bank account
Hey Meenakshi! If you are applying for an education loan through SBI, you have to create a new SBI savings account. So, you can ask the bank to create a new account to start with your loan application process. Also, if you're planning to apply for an education loan through SBI, you might be asked to visit the branch multiple times. On applying through WeMakeScholars, our financial officers will take care of communicating with the lenders and make the process easier for you. Also, remember that we don't charge anything for our services. You can contact our team here: bit.ly/48cTdcR. Our financial officers will analyze your profile and provide you with the best available option for you. For more information regarding SBI bank loans, you can go through this article: www.wemakescholars.com/education-loan/sbi-bank
Mam I was Filling Co Applicant Details , But by mistake i chose OTHER in place of SALARIED , and then i proceeded it said it said itr and there was no option of NO so i have to to press proceed , and after this account details came i left there and not put tha information , how can i edit this section or solve this issue mam plz reply mam
Hi Satyam, Kindy write a mail to customer.support@jansamarth.in stating your issue you’re facing. To avoid delay, you can process your loan via Wemakescholars. We’re partners of 15+ public and private banks, increasing your odds of getting the loan. Additionally, we don't charge any service fees. Speak with our financial officer to know the best bank suitable for your profile. Simply request a callback at bit.ly/48cTdcR. Our team will get in touch with you shortly.
Hii ma'am I'm applying this loan but the problem is I didn't getting otp in email. What to do for this.
Hi Zoya! You can skip the email verification as it is not necessary to complete the whole process. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu They will evaluate your profile and check your eligibility with 14+ public and private lenders so you can get an education loan best suiting your profile.
Mam don't have the income Certificate of the co-applicant any other way without the income Certificate
Hi Prasad! If the co-applicant is salaried then form 16 can be submitted. Otherwise, income certificate or ITR is necessary. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
step 6 .. course cost ko fill krne ke baad something went wrong aara hain ..what to do??
Hello, try again by carefully entering your cost of course details as shown in the video. If you’re still facing the issue, write a mail to customer.support@jansamarth.in .
To avoid the delay in your education loan process, Feel free to request a callback at bit.ly/48cTdcR. One of our financial officers will get back to you soon.
Hello ma'am
I have some issues with filling my form actually I'm studying engineering and have already completed 2 of my studies I want loan for remaining 2 years and how should I proceed at course details bcz it's asking alternative University or institutions??
Hi! Please connect with our team on hello@wemakescholars.com. Kindly share your basic details as your Name, Registered email id and phone number which will help us track your application and the team will soon get back to and help you out with it.
Hi . i started repaying my education loan (abroad), can i apply for subsidy now or it should be applied before loan process ?
Hi Chandu! If you have already taken the disbursement then the scheme will no be longer applicable. Please don't hesitate to reach out to us in case you require assistance by requesting a callback on this link bit.ly/48cTdcR. Once you complete the form, they will get back to you to guide you further.
Ma'm
I file my ITR but now I need education loan for PG.
Can my mother become co-applicant.
She is having pan card. But she do not file ITR.
Please reply soon
Thank you
Hi Arsalaan! There are some documents that can be submitted in case of no ITR. Also if you are taking an education loan from public lenders, then no ITR is not an issue. Kindly request a callback using this link: bit.ly/3KLb0zu so our loan team can reach out to you to evaluate your profile and check your eligibility with 14+ Public and private lenders. As a result you can choose the best lender suiting your profile with the lowest ROI.
Hi, I want to know Which Income certificate will be required for it ?
Will it is required to be income certificate on my name or my fathers name ???
Hi Reeshikesh! Income certificates are issued by the Municipal corporation / Gram panchayat to confirm and testify applicants' annual income. This certificate establishes the annual income of citizens for all legal and official purposes. This certification helps to establish the economic status of the applicant making him / her eligible for various government welfare schemes and programs, etc. You also have the option to skip the button as well.
Hi madam Maine Bank of India se education loan liya hai engineering ke lie ab me csis aur kisi subsidy ke lie apply kr skta hu kya aur kaha apply kru
Hi Manish! The subsidy can only be applied while applying for an education loan. So, you can't avail the subsidy now as your education loan is sanctioned.
Hello Mam, i have applied CSIS through jansamarth portal but unfortunately bank is not aware about that portal, now i want to apply through vidyalakshmi portal. Is there any way? Vidyalakshmi portal says you have already registered in jansamarth portal byt i want to apply in vidyalaksymi portal
Hi! We would suggest you talk with our Financial Officer as if you are applying for your education loan via WeMakeScholars, it is not made mandatory to apply on Vidya Lakshmi Portal. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
I have taken some personal loan from slice pay. Due that my CIBIL score is not good. But now I wanted to apply for loan for PG course. Will I get the loan or not?
Hi Shashank, The CIBIL score is one of the most important parameters for an education loan application, where both the applicant's and co-applicant's CIBIL is checked. Please speak with your Financial Officer by requesting a callback bit.ly/3MVP0Sy. They will connect and will provide you with a detailed understanding of the same.
Mam i want to ask tht when my loan sanction by bank then the amount of loan is credited in my acc or it directly paid to my University acc.?
Hi Teja, It completely depends on the bank you're taking the loan from. While some banks directly wire transfer the amount to the universities, others provide the facility to disburse the entire loan amount into your personal account. We are partnered with both types of banks. We can connect you to those banks that provide your preferred disbursement type. This can save your valuable time and effort as we can connect you to multiple banks at on go. Speak with our team as they can suggest the best deal matching your profile. Simply request a callback at bit.ly/48cTdcR. Our team will get in touch with you shortly.
That , while applying through jansamarth portal it is asking to upload my 12 th marksheet. But the government not issued 12th marksheet tiill now.what should I upload. .?
Hi! we would suggest you to wait till you get your marksheet. Meanwhile if you are looking out for an education loan our team will assist you in determining your eligibility with more than 15+ public and private banks and will offer you the finest education loan which suits your profile. To talk to our financial officer, please click the link and ask for a callback: bit.ly/48cTdcR
Mam actually I have cleared my ielts exam nd I wanna study abroad country but I due to financial problem Im not able to make my dream comes true. Could I get this loan for visiting country
Hi Jant! We can help you get an education loan for your studies abroad so you can fulfill your dreams, But we would require a few more details to evaluate your profile and check your eligibility with 12+ Public and private lenders. Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Please help me mam. Actually i couldn't able to select my brach and it has been automatically selected port blair branch sbi.
What can i do now. Am from odisha and can't visit andaman to reject this.
Hi! You can write to the bank authorities to reject your application. But still, you will have to wait 60 days after getting rejected, and then you can reapply with the correct bank branch. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu They will evaluate your profile and check your eligibility with 14+ public and private lenders so you can get an education loan best suiting your profile.
Subsidy recieve on intrest or principle amount, if study in in India,then eligible for subsidy?
Hi! The subsidy is given on your Interest amount during the moratorium period.
Mam if i already have taken loan from the bank and fall under the category can i apply for subsidy once loan amount is disbursed?
Hi Samar! No, it's not possible to avail of the scheme once the disbursement is taken. However, if you have taken an education loan via Wemakescholars, we encourage you to get in touch with our Financial Officer for a detailed understanding and assistance on it.
Hi mam I am a diploma student I don't have 12th mark sheet but it's mandatory document what should I do.
Hi Vicky, You can fill your diploma's marksheet in 12th marksheet blank. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu
In aadhar verification I count not get otp ...y
Hi Dhanush! If your Aadhar card is not linked to your phone number, you will not receive an OTP.
Ma'am is it compulsory to fill type of employment details??
Hi Nithin! Yes, It is mandatory to fill employment type as your subsidies are based on your Income / Family income. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu
By mistake i uploaded my father's adhar & PAN in step 3 how can i change it?
Hi Aakarsh, You can't change the documents you uploaded. You have to wait 60 days after getting rejected, then you can reapply with correct documents. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu
Hlo,
I am looking for education loan for graduate course, could you please confirm that whose income details and bank details willl be filled and uploaded on portal, mine or my parent's ?
Hi Jitendra! Both your (If any) and your co-applicants income need to be filled. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu
I don't have itr file neither my father. Can I still get the benefits of the scheme
Hi Rahul! Yes, you can still claim subsidies from Jansamarth portal but you will be required to show your Income certificates. If your education loan was sacntioned via WeMakeScholars feel free to get back to your Financial Officer, they will guide you further.
Ma'am I have a question that my education load has already sanctioned a month ago, so in that case can I apply for csis scheme?
Hi Shovan, CSIS subsidy can only be applied while applying for an education loan. So, you can not apply for it now.
Hey bro
I have a question
Did you got full money in your bank account
Example if i applied for 6lakhs then will i get 6laks full at a time or it divides into 4yr like 1.5lk each year or directly full 6laks
@@abhishekchandra9410 No bro you will not get the money to your account , bank will pay your college fees directly to the college account.
If we change the institute in 2nd year then if this loan facility is continued?
Hi Pranali! Jansamarth portal is for subsidy not for loan. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu
I have started the education loan application on Jan Samarth portal but due to some reasons I could not complete it.
But I have applied through Vidya Laxmi portal and after clicking on submit , the Vidya Laxmi portal is showing that "you have already registered with Jan Samarth portal, kindly log in to jan Samarth portal" .
I'm not able to complete my application on Jan Samarth portal .
Hi Parth, Kindly write a mail to customer.support@jansamarth.in regarding the issue you’re facing. To avoid any delay, you can process your loan via Wemakescholars. We can help you get an education loan so that you can claim your subsidy. We increase your odds of getting the loan as we’re empanelled with 15+ public and private banks. Our financial officer can connect you to that best bank, matching your profile. Additionally, all our services are completely free of cost. Request a callback at bit.ly/48cTdcR a dedicated financial officer will get back to you shortly.
Hello Mam,
I took a scholar loan of 7.5 lakhs, 2 years ago. But during that time I have applied directly through SBI since the college has tie ups, where CSIS was included in scholar loan. If i want to cliam the intrest now, how can i do through jansamrath?
Kindly help in solving the query.
Hi Ashwith! If you have applied for the CSIS (Central Sector Interest Subsidy) during your loan application, you won't have to pay the interest as the government will consider it at the time of loan application.
mam my question is the interest of this loan is paid by us to the bank or by the government to the bank Plzs reply mam its emergency
Hi Rohini! The total interest accumulated during the moratorium period (Course duration + 6 months) will be paid off by the Government at the end directly to the Bank. If you are seeking help from our loan team with the Education Loan process request a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to evaluate your profile and check your eligibility with 14+ Public and private lenders and walk you through the entire process.
mam mujhe jan samarth portal par apni loan applicatin or registration id cancel karni hai kaise kar sakta hu. kyuki bank wale only vidya laxmi pe hi keh re hai. for education loan .
Hi Aniket, Jansamarth portal is there to claim the subsidies provided by the government. You can write to the bank authorities to reject your application. For an education loan, you may apply via Vidyalakshmi portal or get in touch with us by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.