I would like to recommend to you a channel by the name of "Andrew Taylor". He is an American expat who retires in Malaysia. He is here under the MM2H (Malaysia My 2nd Home) program. He has lives here for 9 year plus. In his channel, he tells you his cost of living in Malaysia per month and anything you want to know about Malaysia.
I'm US citizen by birth and only 6 month in the States as a baby, been in Malaysia most of my time. For me the price in Malaysia especially food has increase but for people of the west it's cheap and very affordable.
Because of the higher income, the cost of living gets naturally higher. These foreign retirees find it too expensive to live in their home country. That's why they move to countries the cost of living is cheaper. On the other hand, they push up the local prices in a long run. That's how things work in the world around us.
Also human traficking monister sivakumar brought in 1 million poor bangladesh. Now june 30 thousand poor workers pleading to be let in. Also 1 million chinese and indian tourists until may 2024! All these tourists and poor workers will compete for rice and chickens as they need to eat too. So food price góng to go up further. Not enough rice but gov being more humans..shame.
I am grateful as a malaysia citizen we just pay rm1 at goverment hospital or clinic for treatement including medicine.. this is even cover for diabetic, high blood preassure colestrol.. no need insurance unless u want to get health care at private hospital or other insurance benefit. Me as goverment servant (teacher) i paid 0.. if anyone got into car accident or injured just call the ambulance and they treat u first.. instead of asking about insurance or any money... Way to go KKM
This guy has it figured out! I have been to cautious, afraid to drop everything and retire overseas. I feel like he is knocking down all of my excuses one by one. Everything you said about being priced out of your own country is exactly how I have felt.
If you are an expatriate living within MYR5,000.00 per month, residing in a smaller town, let's say Taiping, for example, you'll be living comfortably. If you live in the east coast region, the living cost is significantly lower but with access to generally good living facilities.
I'm older than you and I have realized that I should not be driving much longer. It's good to hear somebody else talk about the benefits of not having to own a car.
This is one of the most valuable channels I recently found on RUclips. Please keep going and make great videos with great content. I'm 57 Years old, living in Germany and in 3 years I'll retire and I'm planing to retire during Winter time in South east Asia. I'm keeping my fingers crossed that you make money with your channel. It's really good what you're doing.
You have one of the best channel like this! I have a permanent injury from work 25 years ago in Australia.I will never drive again because I have a traumatic brain injury. Australia like most western first world countries has gone down. The cost is just ridiculous. Also many people are just not happy and stressed out. You give me so many great ideas and make things possible for anyone. Looking forward to keep watching.
I feel the same about the west, I guess that's why when I travel to south east Asia I see lots of retired or pensioner's living there. I can't blame them, so one day I'll join them
Aloha ! 💛KL is a great city. You have a much better life now, so many grand and gorgeous places👍...if i could, i would leave my home and be a travel nomad as you do. But i can`t until now, at least i have two month holiday every year, then i feel exactly what you say, i get more life quality and more for my money, and i feel free and happier. Good content, thanks for the nice walk, i love parks🍀😊🙏
You're right that it's "work till you drop" in America. Sad but true. It's great to see a better way to live demonstrated the way you do in your travels. Always enjoyable!
Had a few friends who worked 40 years at their job. To retire, finally, and then pass away a year or two later. Not this guy. I am out to Laos very soon.
I attended colleges in the US in the 80’s and life was good back then even with our USD260 per month living allowances. We could afford to enjoy life as good as normal Americans - buying foods, sports, travel, etc. I guess it’s not the same anymore. It was a dream place to go and live. From what I can observe, overall quality of life is decaying in the US now.
I actually hate the idea of owning a car now. It use to be something that seemed like you had to have…..no where I lived was walkable. Now I focus on living in places that are walkable with good public transport. I love that you pointed that out.
Malaysia is a wonderful.place blessed with wonderful people and land...as expat diversity is huge and tolerance is on anothet level.wish we as expat that spend how lives here can get PR...may Allah help us inshallah ameen
Another great video! Very insightful. Hope you're having a good & joyful day in Kuala Lumpur! Life is too short to not take a chance. May you find contentment & peace wherever you go. Safe travels. Take good care.😊
Good to hear you out. Man of reality. At the moment, Malaysia is good choice to live out your reality, being able to live out your life the way you want, healthily and happy. Earn abroad and spend wisely where it is real. Your life is all about you to begin with.👍
welcome to Malaysia. Malaysia is a harmonious country for foreign tourists who want to start investment or life in Malaysia. And Malaysia is a country that is close and easy to enter Singapore or Thailand by land. I hope you are happy living in Malaysia with various cultures. and various traditional Malaysian foods.🫰🥳🏞️🇲🇾
Another one spot on. I’m in the insurance industry and what is being charged is almost insane. Plus all the other daily expenses going up by more than 10% makes it tough. That’s just another reason why we are looking forward to retirement in SEA.
And, for all the reasons ( and a few more ) you did mention, I am retiring early, leaving NYC and planning slow travel , primary in South East Asia , and then South/East Europe , plus Georgia , and maybe south/ central america. Great video as usual.
More Americans need to see that retiring overseas is a wonderful option. The cost of living is so affordable. Food, healthcare, no car! I grew up in HI and moved to SF after UH. I go back to HI often as all my family are still there. My wife and I go to Malaysia a lot. I love it there. Go to the Philippines, a much easier visa, and being from HI, you'll be familiar with the culture there. Like Malaysia they all speak your language.
Ipoh is way cheaper than KL and the best place for retirees. Rental for a fully furnished 4 bedroom house is from RM 1200 to 1500. Almost no jam unless it's peak hours-6.30am and 5.00pm.
I have a property back in the US that I go back to check up on. When I go back, as soon as my toes touch US soil, my cost per day is about $250-$300/day....in Europe, we're doing it for about $100-$200/ day....but when we're in Southeast Asia, specifically Da Nang, Vietnam, our family of 3 live and enjoy for about $80/ day. It's a huge difference so we geoarbitrage 6 to 9 months, (sometimes 11 months) out of the year.
I figure I would need 30k per year to pay for medical, property, and car insurance currently if I did not work and stayed in the US. This does not count any other living expenses. And I make nice money, but after a variety of deductions, I barely get half of my pay. And if I stayed here, I'd also probably be alone for the rest of my life. The whole thing is a waste of one's life. I plan to put the house up for sale next spring and GTFO.
same here. Our property taxes have gone crazy. I am in Washington State. There is not one tax the Gov doesnt love. Between the crime, homeless and high cost of living, we are out. Heading to Laos, my wifes home country. Looking for peace and relaxation and a low cost of living. Tired of being taxed to death. I just noticed on my garbage bill, I get taxed on that. Taxing your garbage. Come on, enough is enough.
Thks. I was born in sabah malaysia and am retired in toronto canada. You are so correct to the fact that in the west the cost is the main reason retirees might have to relocate to low cost high quality country.
V. good presentation of the reasoning behind your choice to leave. On youtube you can find many others from the West have made that same decision @ at least researching the idea. We welcome all of you good people.
Absolutely on point. Subscriber since you started. Working thru the process to make the move from the States to Thailand. Great country, amazing people. Hope to see you there.
Another very strong Vlog from you... and you are right. I aim to retire and go within 3 years when I am close to 60.... I recently sold a property that I now rent back at $2390 AUD per month for an ultra modern townhouse... nearly blew me away. I pay around $1000 for my car a month and again a very nice car however that is before running costs etc. I am fortunate to be on my own these days and cannot wait for the next 3 years to close out... In the meantime I have regular trips when I can across SEA. I am lucky to be in a position to retire soon, many cannot or are less fortunate. Love your work and " Live the life you love."
Thank you for sharing much appreciated. We will be going to Thailand in November. Looking forward to that at the same time. Nervous love all your video. Keep posted. We will keep watching and stay safe.😘
Malaysia is accessible from Thailand either by air (90 minutes flight), by car or bus if you love to be adventurous or rail (check out the sleeper train). 90 days free visa for visitors of many countries.
Thank you- next time, instead of a can of cola, try "teh halia" or ginger tea- if you don't want ginger milk tea (standard), just say, teh halia kosong- then it's just ginger tea- and always say, "kurang manis" for the less sugar variant, or tanpa gula (any drink)- if you want your drink, sugar free. Godspeed. I hope you enjoy every moment of your stay in KL 🌺
I'm so glad u r enjoying Msia, my country! Come down to Seremban, PD & Malacca, your cost would be cut to 1/2 plus minus all the traffic & noice pollutions, not to mention it's a lot greener, where we've waterfalls, beaches & more! 😆
It thrills me to see another of your videos hit my in box. I'm with you, get out with whatever you can salvage while you're well enough to travel independently. It's the travelling lone that bothers me. Do you travel with a partner, enjoy casual liaisons or are you just happy with your own company and don't feel lonely and isolated while away from the States.
Housing, food, and transportation prices are absurdly high in America. You either learn to live with the high prices, find a workaround, or move to Mexico, South America, Eastern Europe, or Southeast Asia. It's mind-boggling how one can just be surviving in America while thriving and living one's best life in a lcol country!
My two ideas for a nice retirement area are the Albanian Riviera or Dalat Vietnam. Both have cool climates not hot and humid every day of the year like Thailand or the Philippines and no strict visa requirements. An American citizen can spend an entire year in Albania with just your U.S. passport upon arrival.
@@mafarnsims1563 Im not sure but it's either 30 or 90 days but you can easily just cross the border into Laos or Cambodia and keep renewing it indefinitely.
My cost in malaysia is about 1500 ringgit per month per person. The most it is 2k ringgit. So it is about the same as you if you live in usa (1 to 1). Sometimes i do skip lunch.
Every year my auto insurance costs went up - skyrocketed in fact. Every year my auto license and registration costs went up. Every year my employer insurance costs went up so much that roughly half of the last 5 years. I opted to have no insurance to save the thousands that the coverage would have cost. I was *fortunate* not to have a bad illness during those 5 years. However, I had hernia surgery a couple years before that - also w/o insurance. I paid cash and negotiated many costs, but it still set me back over 6 grand. I was able to pay 1,200 usd for one service where they told me simply, "If you had insurance, we would bill them 20,000, they would take half a year and knock it down to 3,000 - and you would probably be on the hook for 2,000 of that 3,000 via a deductible." They preferred 1,200 cash in hand up front, rather than to wait for the insurance company to drag their feet on any payment. Nothing in The States was getting less expensive, nor will it get less expensive ever again. It's RIDONKULOUS! America is dying, and it is happening really fast.
Oh my That surgery bill That is painful to have to pay I wish I knew the answer I can only say, let’s get the majority or healthcare done in the lower cost Asian countries I appreciate this comment, thank you
Hey bud. I noticed you drink regular soda. Please keep tabs on your A1C level and your daily blood sugar as you get older. If they go up please consider going Keto and eliminating the sugars and carbs. Love your channel.
pro bike riders love their 8 oz. cans of Coke. A little soda in small amounts can give you enough calories and that carbonation we crave when doing exercise, not too harm anything,. JMHO
For living quiet and very affordable living. Ipoh, Perak is better than KL, Penang, Johor. Delicious affordable food. Housing very affordable rental or purchase. It's crazy happy and peaceful town with everything affordable
But Ipoh tourist spot scattered around the city and not within walking distance..i believe westerners wouldn't opted for Ipoh..they rather choose KL and Penang
Retired expat from the US living jn Thailand six years. Everythjng great here. Prices low, no inflation. Wifes house is paid off. We have two cars. An old Suzuki Truck and 2021 Toyota. Both run great. Cars not too expensive here. Insurance reasonable. My health insurance here $2100/year. Haventt missed the US for a moment.
Malaysia is better, you could buy condo or land housing under your own name. There's a program called The Malaysia My Second Home (MM2H) Program. MM2H program is a residency scheme allowing foreigners to live in Malaysia on a long-term visa.
I’ll be moving to Sarawak at the end of this year! I will not be able to enjoy my retirement in US. I was in Kuching in March getting my Visa application in. The SMM2H is way more reasonable since Peninsular Malaysia is not. Malaysia, here I come! 😊
KL life expenses fr us Msian is still expensive as compared to living in Kuching the capital of Sarawak( East Msia- in Borneo isĺand) Life is at a slower pace with more multi cultures as we have many indigenous natives here .
The great part about doing short term visa in Vietnam is I don't believe they have requirements for a certain income or health insurance unlike Thailand.
Everything you just said is 100% true, and it’s getting worse, I’m watching this video as I’m unpacking a small bag of groceries I just paid $2.36 for one organic tomato 🤦🏻 one!!!!!
Agreed with housing and car as it is so expensive in Toronto, Canada. Helps a lot if you have paid off the mortgage for a detached house in Toronto (approx: $1.4 Mil (CAD)). Fortunately in Canada, we are covered for health care as the provincial goverment covers most of our health care as well as our companies where we work. -- cover our drugs, dental, massage, etc.. If the company does not cover dental, there is a means tested coverage from the Canadian govt -free- for a canadian family that earns less than $90K (CAD) in YR 2024. Not bad for health care in Canada. Great points for Americans and Canadians. Thank you.
This is scary for anyone who is getting close to retirement. I have thought about what to do when I retire and I see so many people working here in the US well into their seventies and eighties. Especially people who live in big cities and interesting places.
Hello there. You may want to try a medical check up in one of the many private hospitals, should you want to experience the healthcare system and the prices (unlikely affordable to the locals unless they are covered by insurance). You can't visit government hospitals though because those are for locals (chargeable only RM1 per person per visit including medicines) and they are supercrowded at almost all time.
@@RetireandGo are you still here? Should you plan to visit melaka, I am more than happy to take you around. Its about 2 hours drive from KL, plenty of bus services (several trips per hour) and the ticket price is less than RM15 (USD4?). Melaka is about 800 years old where else KL is around 200-250 years only.
There is a florida native here. His name is andrew taylor. He has a channel like you. He has to live with 2k usd in usa. He could not afford it. So he moved here 9 years ago.
Aloha. Nice to watching your video today. As always, very informative. Cam yiu tell me how long you can apply for tourist visa to stay in KL? You’re absolutely right about the cost of living in US after my friar time travel to Southeast Asia. I’m looking forward to explore more SE near future. Be honest with you, I will have a trip coming near future to Italy and I’m not feeling good about the cost that I will spend there for a week. 😂. I had a wonderful time in SE Asia for more than three weeks and not break the bank fiord sure. Good health. Aloha
Not sure if some of the commentors are getting the full message behind your videos sometimes. Some are though...that's good. First, it is a big leap to go from relative security of staying put, in a social and financial sense. You had a dream grounded in travel experience, took a lay of the land and expenses, formulated an exit strategy (savings, asset sales, investments) and you knew the risks and did it anyway. What many of us out here watching you are thinking is "How much do I need to save / have in my 401k or equity in my house ...in order to liquidate, be in cash (investments)....and then make the move?
It’s a good point you make I saw these things : 1. I was working in pain from military injuries and I needed to retire early 2. AI was decimating the IT field so I had to act fast 3. I saw the West declining into insanity and chaos and I wanted out The answer was sell everything, invest it, get out That’s just what I did haha
i appreciate this video. im 31 F in los angeles and i feel every day im priced out of this country. its good to hear u have the same feelings on accommodations some times i feel like im "giving up" or should "try harder" to afford a 1,800 a month... its legitimately not worth it and considering u gotta sing a contract and if u dont pay you SOL for ever on you rental history? tf outta here
I hear ya So expensive now There are remote jobs now and great jobs overseas I say try them out through your thirties You are young healthy Travel and work
It's really hard trying to figure out where to retire. Thailand? Vietnam? Korea? Malaysia? Where would my dollar go further? I still have 8 years until I retire, but it's always good to think about the future.
Ya here in Tucson was reasonable 20 years ago now California moving in making it not good anymore," luckily I have VA taking care of me but will make the exodus soon😅
@@RetireandGo it is actually insurance through my wifes employer. The employer pays for it. We are lucky, we are eligible for Medicare coverage, but for younger people the medical insurance situation in America is not looking good.
What app do you use for your Visa.? Interesting.. I didnt know they had an app for that. Great info here. Thanks for providing this important information. Anything to make traveling in foreign countries easier is golden information. Cheers.
@@RetireandGo YOU are doing much more traveling than we will be doing. Pretty much going to Laos, and may venture out from there, a little bit. I found Chris Barth, Ex Pat services in Laos. It looks like we will be able to secure a 12 month Visa. Cheers Mate, Happy and Prosperous Travels.
Great Video! You have touched 3 significant reasons that many people are facing in the west. I am curious how do you do your income taxes from your savings and other assets held in your country while you are living abroad?
Great question On a visitor visa you are safe On an extended visa not so safe, you are subject to laws if you stay over tourist time limits Each country is different but no long visa for me
Then ya gotta work 60 hours a week to pay for apartment that you only sleep in And in usa you have to have a car Just to get to supermarket is miles away Cost of car yearly plates gasoline insurance some states charge property tax on car
The car is the worst! I have a paid off car, but still it's too much. Just got new tires, paid 6 months insurance, alignment with "special parts" needed, smog, registration and new drivers permit. Cha ching! Someday soon i need to punt it.
Hello uncle,,first time found this chanel..have a nice day in malaysia..oh ya,,are u alone or with somebody in mlysia..by the way,enjoy happy in mlysia and thanks for visiting mlysia..
hi..i enjoy your insightful posts..your videos are well done..make sense..and are a great service to us travelers..can you give me recommendations for a hotel room/apt/condo….in that area where you are in this video..$12-$15/day..i am retired and going to se asia soon..probably landing in KL ..and staying for a month or two at least…thanks for your help…
Oh this is great you will enjoy Malaysia I stayed in three hotels in Kuala Lumpur on this trip All three will be reviewed with prices and video in My Malaysia videos All three were fine That’s a good price range for me
Welcome back to Kuala Lumpur friend. Hope you feel safe while in Malaysia. If you miss your hometown in Hawaii, maybe you can visit Perhentian Island on the East Coast, Langkawi in the north or Sipadan and Ligitan in Sabah, Borneo east Malaysia.
I know man 84 in miami Gets 2300 a month social security He uses that to pay for rent of 2300 A month He is still working ! 😮 Gotta eat pay electricity etc
Surely U also get a free sauna here. As long u keep walking not a less 2 minutes 😅 But yeah.. Many choosing Malaysia as a "transit" Coz of its geographical. Its middle of 3 hotspots tourists choice. Indonesia, thai and Singapore.
I live in the border with Mexico. Spend 50% of my time on the Mexican side. Do you think, in this situation, it’s a good idea to have one of the travelers insurance you mentioned in your previous videos?
I would like to recommend to you a channel by the name of "Andrew Taylor". He is an American expat who retires in Malaysia. He is here under the MM2H (Malaysia My 2nd Home) program. He has lives here for 9 year plus. In his channel, he tells you his cost of living in Malaysia per month and anything you want to know about Malaysia.
Thank you I appreciate this !
I bailed out of Seattle 28 years ago now on MM2H living the good life! Tons of money and laying back chilling! Own my own luxury condo cash
This is awesome!
I love to read this
I'm US citizen by birth and only 6 month in the States as a baby, been in Malaysia most of my time. For me the price in Malaysia especially food has increase but for people of the west it's cheap and very affordable.
Good points
I will make Malaysia part of every year
Because of the higher income, the cost of living gets naturally higher. These foreign retirees find it too expensive to live in their home country. That's why they move to countries the cost of living is cheaper. On the other hand, they push up the local prices in a long run. That's how things work in the world around us.
Also human traficking monister sivakumar brought in 1 million poor bangladesh. Now june 30 thousand poor workers pleading to be let in. Also 1 million chinese and indian tourists until may 2024! All these tourists and poor workers will compete for rice and chickens as they need to eat too. So food price góng to go up further. Not enough rice but gov being more humans..shame.
Thank you so much to everyone for the wonderful comments on this video :-)
I am grateful as a malaysia citizen we just pay rm1 at goverment hospital or clinic for treatement including medicine.. this is even cover for diabetic, high blood preassure colestrol.. no need insurance unless u want to get health care at private hospital or other insurance benefit. Me as goverment servant (teacher) i paid 0.. if anyone got into car accident or injured just call the ambulance and they treat u first.. instead of asking about insurance or any money... Way to go KKM
Yes true
It is a good system :-)
This guy has it figured out! I have been to cautious, afraid to drop everything and retire overseas. I feel like he is knocking down all of my excuses one by one. Everything you said about being priced out of your own country is exactly how I have felt.
This was so nice to read !
Thank you :-)
If you are an expatriate living within MYR5,000.00 per month, residing in a smaller town, let's say Taiping, for example, you'll be living comfortably. If you live in the east coast region, the living cost is significantly lower but with access to generally good living facilities.
I appreciate this information
I'm older than you and I have realized that I should not be driving much longer. It's good to hear somebody else talk about the benefits of not having to own a car.
Good point
For me it was traffic and money
This is one of the most valuable channels I recently found on RUclips. Please keep going and make great videos with great content. I'm 57 Years old, living in Germany and in 3 years I'll retire and I'm planing to retire during Winter time in South east Asia. I'm keeping my fingers crossed that you make money with your channel. It's really good what you're doing.
I’m am very happy to inspire you !
You have one of the best channel like this! I have a permanent injury from work 25 years ago in Australia.I will never drive again because I have a traumatic brain injury. Australia like most western first world countries has gone down. The cost is just ridiculous. Also many people are just not happy and stressed out.
You give me so many great ideas and make things possible for anyone. Looking forward to keep watching.
Thank you so much
I appreciate this feedback
God bless
I agree his channel is awesome.
I feel the same about the west, I guess that's why when I travel to south east Asia I see lots of retired or pensioner's living there. I can't blame them, so one day I'll join them
I understand
I think it’s a good retirement plan
Earn in the west
Retire in the east
When you speak about the USA it sounds exactly like Australia. You're on the right track my friend. Great videos.
I understand
Yeah, it was time for me to get out of the US
Thank you and have a great week
Aloha ! 💛KL is a great city. You have a much better life now, so many grand and gorgeous places👍...if i could, i would leave my home and be a travel nomad as you do. But i can`t until now, at least i have two month holiday every year, then i feel exactly what you say, i get more life quality and more for my money, and i feel free and happier. Good content, thanks for the nice walk, i love parks🍀😊🙏
Thank you
I am happy to visit and stay in Malaysia
I’m planning a few trips here this year
You're right that it's "work till you drop" in America. Sad but true. It's great to see a better way to live demonstrated the way you do in your travels. Always enjoyable!
Thank you
I agree, I can’t just work forever
We need to take some time for us as well
Nice Scenery ❤
True :-)
Have a good week
Had a few friends who worked 40 years at their job. To retire, finally, and then pass away a year or two later. Not this guy. I am out to Laos very soon.
Oh yes, I saw this in the military as well
We have to cherish and enjoy our years of life
I attended colleges in the US in the 80’s and life was good back then even with our USD260 per month living allowances. We could afford to enjoy life as good as normal Americans - buying foods, sports, travel, etc. I guess it’s not the same anymore. It was a dream place to go and live. From what I can observe, overall quality of life is decaying in the US now.
Yes this is true
I actually hate the idea of owning a car now. It use to be something that seemed like you had to have…..no where I lived was walkable. Now I focus on living in places that are walkable with good public transport. I love that you pointed that out.
I agree with you
I sold my last car
I don’t see owning another
Have a great day sir !
So true, so true, every time i watch your videos brother i end up hungry, great work, PEACE!!!
Oh that’s good !
Eat, enjoy, have a great day
Malaysia is a wonderful.place blessed with wonderful people and land...as expat diversity is huge and tolerance is on anothet level.wish we as expat that spend how lives here can get PR...may Allah help us inshallah ameen
Good point
We all need to be kind and treat each other well
Another great video! Very insightful. Hope you're having a good & joyful day in Kuala Lumpur! Life is too short to not take a chance. May you find contentment & peace wherever you go. Safe travels. Take good care.😊
Thank you for these kind words of inspiration :-)
@@RetireandGo You're most welcome! Cheers!
Good to hear you out. Man of reality. At the moment, Malaysia is good choice to live out your reality, being able to live out your life the way you want, healthily and happy. Earn abroad and spend wisely where it is real. Your life is all about you to begin with.👍
Malaysia has been a peaceful stop for me :-)
Be kind to us and our local cultures.. We will take care of you.. We speak english almost everywhere
Thank you
Have a great day
Killin’ it bro…fantastic video, thank u
Thank you so much
I’m really enjoying this Malaysia trip
welcome to Malaysia. Malaysia is a harmonious country for foreign tourists who want to start investment or life in Malaysia. And Malaysia is a country that is close and easy to enter Singapore or Thailand by land. I hope you are happy living in Malaysia with various cultures. and various traditional Malaysian foods.🫰🥳🏞️🇲🇾
Malaysia is wonderful
I’m here about twice a year as I travel Asia
Another one spot on. I’m in the insurance industry and what is being charged is almost insane. Plus all the other daily expenses going up by more than 10% makes it tough. That’s just another reason why we are looking forward to retirement in SEA.
I’m very happy for you planning this change
You will find a new adventure ahead
9:59 "My plan is..l'm out of here baby.." 🤣 Btw good food you're having there.. I like the sound of that crunchiness. Enjoy Malaysia from Kelantan.
Haha yes ! Oh yes great foods
And, for all the reasons ( and a few more ) you did mention, I am retiring early, leaving NYC and planning slow travel , primary in South East Asia , and then South/East Europe , plus Georgia , and maybe south/ central america. Great video as usual.
Oh this is fantastic
A fun slow travel retirement sounds perfect for you
You deserve it
Good plan. I am envious
@@SN-tv9eb the world is waiting for you :-)
Go say hello
More Americans need to see that retiring overseas is a wonderful option.
The cost of living is so affordable. Food, healthcare, no car!
I grew up in HI and moved to SF after UH. I go back to HI often as all my family are still there. My wife and I go to Malaysia a lot. I love it there.
Go to the Philippines, a much easier visa, and being from HI, you'll be familiar with the culture there. Like Malaysia they all speak your language.
I agree
Yes I do enjoy my trips to Malaysia
And these morning walks
No,stay in Malaysia. There are already too many Americans in the Philippines..and they’re not paying rent. Re:Military bases.
Amen brother. I agree with you 100%. Thanks for the insight.
Thank you
Have a great week
Ipoh is way cheaper than KL and the best place for retirees. Rental for a fully furnished 4 bedroom house is from RM 1200 to 1500. Almost no jam unless it's peak hours-6.30am and 5.00pm.
I appreciate this information!
Thank you
🇲🇾🤝😃✌️🤲👍Selamat datang saudara,semoga saudara sihat selalu ameenn
Thank you so much !
Very kind !
I have a property back in the US that I go back to check up on. When I go back, as soon as my toes touch US soil, my cost per day is about $250-$300/day....in Europe, we're doing it for about $100-$200/ day....but when we're in Southeast Asia, specifically Da Nang, Vietnam, our family of 3 live and enjoy for about $80/ day. It's a huge difference so we geoarbitrage 6 to 9 months, (sometimes 11 months) out of the year.
I can totally relate to this
This is me going to the US for the holidays !
Ugh …
I figure I would need 30k per year to pay for medical, property, and car insurance currently if I did not work and stayed in the US. This does not count any other living expenses. And I make nice money, but after a variety of deductions, I barely get half of my pay. And if I stayed here, I'd also probably be alone for the rest of my life. The whole thing is a waste of one's life. I plan to put the house up for sale next spring and GTFO.
Yes..At my end I’m retired and I have 42k expenses just in rent and car expenses..Am I crazy
I support your plan 100 percent!
Get out and go enjoy your life
You deserve it
same here. Our property taxes have gone crazy. I am in Washington State. There is not one tax the Gov doesnt love. Between the crime, homeless and high cost of living, we are out. Heading to Laos, my wifes home country. Looking for peace and relaxation and a low cost of living. Tired of being taxed to death. I just noticed on my garbage bill, I get taxed on that. Taxing your garbage. Come on, enough is enough.
GET OUT QUICKLY THE STATE 🇺🇸 BEFORE YOU GO POOR AND BROKE
Same as being in malaysia but we use Ringgit not usd
Beautiful deer park for jogging
Yes true it’s a nice walking area :-)
Thks. I was born in sabah malaysia and am retired in toronto canada. You are so correct to the fact that in the west the cost is the main reason retirees might have to relocate to low cost high quality country.
Yes
It saved my retirement
:-)
V. good presentation of the reasoning behind your choice to leave. On youtube you can find many others from the West have made that same decision @ at least researching the idea. We welcome all of you good people.
It’s good to look into alternatives
Asia works !
Bravo 👏🏻👏🏻👏🏻👏🏻👏🏻Very impressive video 👍🏻👍🏻👍🏻👍🏻glad you enjoyed your time in Malaysia 🇲🇾🇲🇾🇲🇾🇲🇾surely you wanted to stay here forever!!😀☺️
I will return every year :-)
Absolutely on point. Subscriber since you started. Working thru the process to make the move from the States to Thailand. Great country, amazing people. Hope to see you there.
This is fantastic to read!
I want the best for you
Thailand sounds great !
Thailand is OK but I prefer Malaysia 90 days Social visa on arrival
@@phillipjaric6518 That is nice for sure
Another very strong Vlog from you... and you are right. I aim to retire and go within 3 years when I am close to 60.... I recently sold a property that I now rent back at $2390 AUD per month for an ultra modern townhouse... nearly blew me away. I pay around $1000 for my car a month and again a very nice car however that is before running costs etc. I am fortunate to be on my own these days and cannot wait for the next 3 years to close out... In the meantime I have regular trips when I can across SEA. I am lucky to be in a position to retire soon, many cannot or are less fortunate. Love your work and " Live the life you love."
You have a good plan in action
Wow yes that’s good rent !
Thank you for sharing much appreciated. We will be going to Thailand in November. Looking forward to that at the same time. Nervous love all your video. Keep posted. We will keep watching and stay safe.😘
I’m excited for you and your travels!
Malaysia is accessible from Thailand either by air (90 minutes flight), by car or bus if you love to be adventurous or rail (check out the sleeper train). 90 days free visa for visitors of many countries.
@@fauzanriez9472 the sleeper train sounds interesting!
The ninja cat with a vicious look😂. Good video my brother 🙏
Haha yes I love them
Cats
Thank you- next time, instead of a can of cola, try "teh halia" or ginger tea- if you don't want ginger milk tea (standard), just say, teh halia kosong- then it's just ginger tea- and always say, "kurang manis" for the less sugar variant, or tanpa gula (any drink)- if you want your drink, sugar free. Godspeed. I hope you enjoy every moment of your stay in KL 🌺
Oh my that sounds delicious
Thank you !
I'm so glad u r enjoying Msia, my country! Come down to Seremban, PD & Malacca, your cost would be cut to 1/2 plus minus all the traffic & noice pollutions, not to mention it's a lot greener, where we've waterfalls, beaches & more! 😆
Yes for sure !
It thrills me to see another of your videos hit my in box. I'm with you, get out with whatever you can salvage while you're well enough to travel independently. It's the travelling lone that bothers me. Do you travel with a partner, enjoy casual liaisons or are you just happy with your own company and don't feel lonely and isolated while away from the States.
Hey, grab a friend and go
Try Thailand first
Lots of nice places for couples
Housing, food, and transportation prices are absurdly high in America. You either learn to live with the high prices, find a workaround, or move to Mexico, South America, Eastern Europe, or Southeast Asia. It's mind-boggling how one can just be surviving in America while thriving and living one's best life in a lcol country!
I agree with you
It has saved my retirement
good luck 👍 cheers 🍻. from australia 🇦🇺
Good luck to you ! I want to visit Australia someday
Fantastic vid, great insight, can't wait for the next one!
You are very kind thank you
I’m happy you enjoyed it :-)
Great message. Thank you. Ninja Cat!!
Yes! Haha
Keep an eye on them cats !
I'm Malaysian. Great 😃👍 video. The Ninja cat 😺😺 was a hilarious title 😅😅😅😅😅
Thank you and have a great weekend
Singing to the Choir here
Great video
Outstanding :-)
I’m going to sing this: have a wonderful day !
wow this should be viral. So damn TRUE!!!
Thank you
I hope it inspires you to be happy and make positive changes in life
:-)
Great observations and advice. Another thing I can't afford in the USA is drama. haha
I agree completely!
My two ideas for a nice retirement area are the Albanian Riviera or Dalat Vietnam. Both have cool climates not hot and humid every day of the year like Thailand or the Philippines and no strict visa requirements. An American citizen can spend an entire year in Albania with just your U.S. passport upon arrival.
I need to look into this
Albania might be fun for 2025
How many days do you get for a tourist visa in Vietnam?
@@mafarnsims1563 Im not sure but it's either 30 or 90 days but you can easily just cross the border into Laos or Cambodia and keep renewing it indefinitely.
My cost in malaysia is about 1500 ringgit per month per person. The most it is 2k ringgit. So it is about the same as you if you live in usa (1 to 1). Sometimes i do skip lunch.
I like a light lunch as well as I’m roaming Malaysia :-)
Every year my auto insurance costs went up - skyrocketed in fact. Every year my auto license and registration costs went up. Every year my employer insurance costs went up so much that roughly half of the last 5 years. I opted to have no insurance to save the thousands that the coverage would have cost. I was *fortunate* not to have a bad illness during those 5 years.
However, I had hernia surgery a couple years before that - also w/o insurance. I paid cash and negotiated many costs, but it still set me back over 6 grand. I was able to pay 1,200 usd for one service where they told me simply, "If you had insurance, we would bill them 20,000, they would take half a year and knock it down to 3,000 - and you would probably be on the hook for 2,000 of that 3,000 via a deductible." They preferred 1,200 cash in hand up front, rather than to wait for the insurance company to drag their feet on any payment.
Nothing in The States was getting less expensive, nor will it get less expensive ever again. It's RIDONKULOUS! America is dying, and it is happening really fast.
Oh my
That surgery bill
That is painful to have to pay
I wish I knew the answer
I can only say, let’s get the majority or healthcare done in the lower cost Asian countries
I appreciate this comment, thank you
Close to Perdana Botanical Garden is the Taman Tugu. You should visit it someday.
Oh yes I love perdana :-)
Welcome to Malaysia.
Thank you so much !
I love visiting Kuala Lumpur
Most interesting observations.
I’m happy to bring these ideas to you for consideration
Hey bud. I noticed you drink regular soda. Please keep tabs on your A1C level and your daily blood sugar as you get older. If they go up please consider going Keto and eliminating the sugars and carbs. Love your channel.
Only Coke Zero or Diet Coke for me :-)
I agree with you !
pro bike riders love their 8 oz. cans of Coke. A little soda in small amounts can give you enough calories and that carbonation we crave when doing exercise, not too harm anything,. JMHO
@@RetireandGo I am still searching for the elusive DIET PEPSI in south east asia. Have you had any luck?
@@josephschickler5192 oh good point
I only see the Pepsi one or something
The black can
Iam malaysia people,welcome to malaysia ❤❤❤❤❤
Very kind of you
I really enjoy Malaysia. :-)
Welcome
To the club. More and More Americans opened up and woke up past 3 years and moved across the borders in big numbers.
I agree
I was late to the game haha
For living quiet and very affordable living. Ipoh, Perak is better than KL, Penang, Johor. Delicious affordable food. Housing very affordable rental or purchase. It's crazy happy and peaceful town with everything affordable
Hmm interesting!
I’m going to try Penang later this year
But Ipoh tourist spot scattered around the city and not within walking distance..i believe westerners wouldn't opted for Ipoh..they rather choose KL and Penang
You'll need a car in Ipoh though. But since it's a small city, fuel & parking cost is relatively low.
Singles can opt to use a motorcycle
@@klloo5689 a big BMW would be fun
I’m too nervous though haha
I would love it
Retired expat from the US living jn Thailand six years.
Everythjng great here. Prices low, no inflation.
Wifes house is paid off. We have two cars. An old Suzuki Truck and 2021 Toyota. Both run great. Cars not too expensive here. Insurance reasonable. My health insurance here $2100/year.
Haventt missed the US for a moment.
I appreciate this information!
Very nice
Some good home prices in Thailand!
@RetireandGo Foreigners can't own homes in Tland, only condos. There's a way do it using a corporarion,but tricky.
Malaysia is better, you could buy condo or land housing under your own name. There's a program called The Malaysia My Second Home (MM2H) Program. MM2H program is a residency scheme allowing foreigners to live in Malaysia on a long-term visa.
@@Darkside.315 this is great information thank you !
@@Darkside.315 nah, I'll take Tland any day. People much friendlier.
So true abt insurance, there is no oversight and it’s rigged to not pay when it’s truly needed.
Yes that’s the way I see it
It’s a broken system
I’ll be moving to Sarawak at the end of this year! I will not be able to enjoy my retirement in US. I was in Kuching in March getting my Visa application in. The SMM2H is way more reasonable since Peninsular Malaysia is not. Malaysia, here I come! 😊
Good for you
Low cost retirement!
You deserve it
KL life expenses fr us Msian is still expensive as compared to living in Kuching the capital of Sarawak( East Msia- in Borneo isĺand)
Life is at a slower pace with more multi cultures as we have many indigenous natives here .
Thank you for choosing Malaysia
You are most welcome!
Have a great day
The great part about doing short term visa in Vietnam is I don't believe they have requirements for a certain income or health insurance unlike Thailand.
Hmm this is good information thank you
Everything you just said is 100% true, and it’s getting worse, I’m watching this video as I’m unpacking a small bag of groceries I just paid $2.36 for one organic tomato 🤦🏻 one!!!!!
Oh my
I understand
My food costs in my home state of Hawaii was outrageous
I learned to cook big meals that would last us several days to save money
😮😮😮
Agreed with housing and car as it is so expensive in Toronto, Canada. Helps a lot if you have paid off the mortgage for a detached house in Toronto (approx: $1.4 Mil (CAD)). Fortunately in Canada, we are covered for health care as the provincial goverment covers most of our health care as well as our companies where we work. -- cover our drugs, dental, massage, etc.. If the company does not cover dental, there is a means tested coverage from the Canadian govt -free- for a canadian family that earns less than $90K (CAD) in YR 2024. Not bad for health care in Canada.
Great points for Americans and Canadians. Thank you.
Oh yes Hawaii and Canada are both very expensive housing markets
I had to get away
It’s interesting seeing how you plate your rice, with rice as a side dish rather than the main
Oh ! Interesting observation!
Love malaysia
I was in a ups store yesterday in miami to mail some packages
I asked how much for a po box
The smallest was 360 dollars a year
INSANE
I know, crazy
I just use a families home address
Nothing gets mailed anymore haha
This is scary for anyone who is getting close to retirement. I have thought about what to do when I retire and I see so many people working here in the US well into their seventies and eighties. Especially people who live in big cities and interesting places.
I understand completely
I was nervous about how to afford retirement
This travel saved me
Hello there. You may want to try a medical check up in one of the many private hospitals, should you want to experience the healthcare system and the prices (unlikely affordable to the locals unless they are covered by insurance). You can't visit government hospitals though because those are for locals (chargeable only RM1 per person per visit including medicines) and they are supercrowded at almost all time.
Good point !
I may walk into some clinics as well and check some prices
@@RetireandGo are you still here? Should you plan to visit melaka, I am more than happy to take you around.
Its about 2 hours drive from KL, plenty of bus services (several trips per hour) and the ticket price is less than RM15 (USD4?). Melaka is about 800 years old where else KL is around 200-250 years only.
A foreigner can still use the government hospital n the costs will be way less than a private hospital.
@@fauzanriez9472 interesting , Melaka
I need to research this more !
There is a florida native here. His name is andrew taylor. He has a channel like you. He has to live with 2k usd in usa. He could not afford it. So he moved here 9 years ago.
Interesting! I’ve can see the draw for sure
Goood healthy low cost living
Aloha. Nice to watching your video today. As always, very informative. Cam yiu tell me how long you can apply for tourist visa to stay in KL? You’re absolutely right about the cost of living in US after my friar time travel to Southeast Asia. I’m looking forward to explore more SE near future. Be honest with you, I will have a trip coming near future to Italy and I’m not feeling good about the cost that I will spend there for a week. 😂. I had a wonderful time in SE Asia for more than three weeks and not break the bank fiord sure. Good health. Aloha
I understand
I went to Latin America early this year and it was too expensive for me
I left and flew to Asia
I understand
I went to Latin America early this year and it was too expensive for me
I left and flew to Asia
Not sure if some of the commentors are getting the full message behind your videos sometimes. Some are though...that's good. First, it is a big leap to go from relative security of staying put, in a social and financial sense. You had a dream grounded in travel experience, took a lay of the land and expenses, formulated an exit strategy (savings, asset sales, investments) and you knew the risks and did it anyway. What many of us out here watching you are thinking is "How much do I need to save / have in my 401k or equity in my house ...in order to liquidate, be in cash (investments)....and then make the move?
It’s a good point you make
I saw these things :
1. I was working in pain from military injuries and I needed to retire early
2. AI was decimating the IT field so I had to act fast
3. I saw the West declining into insanity and chaos and I wanted out
The answer was sell everything, invest it, get out
That’s just what I did haha
i appreciate this video. im 31 F in los angeles and i feel every day im priced out of this country. its good to hear u have the same feelings on accommodations some times i feel like im "giving up" or should "try harder" to afford a 1,800 a month... its legitimately not worth it and considering u gotta sing a contract and if u dont pay you SOL for ever on you rental history? tf outta here
I hear ya
So expensive now
There are remote jobs now and great jobs overseas
I say try them out through your thirties
You are young healthy
Travel and work
@@RetireandGo ok thank you your a mentor
You have made a wise decision: travelling while you are still healthy and capable. Enjoy your life!🎉
Thank you
I agree
These are the active years
Spot on geographic arbitrage is the solution. Another great video.
Yes true
It saved my retirement
:-)
It's really hard trying to figure out where to retire. Thailand? Vietnam? Korea? Malaysia? Where would my dollar go further? I still have 8 years until I retire, but it's always good to think about the future.
I’m glad you are researching early
You will be prepared
Maholo’s for another great video Brother!!
A big aloha to you !
Ya here in Tucson was reasonable 20 years ago now California moving in making it not good anymore," luckily I have VA taking care of me but will make the exodus soon😅
I understand
Globally changing demographics will affect heath are
I hope AI will provide a buffer
Just got a letter from our health care provider, saying that the insurance may not being paying anymore. Not good.
Interesting
Are they refunding you the remainder of your policy?
Shop around and get another policy
Keep us updated
@@RetireandGo it is actually insurance through my wifes employer. The employer pays for it. We are lucky, we are eligible for Medicare coverage, but for younger people the medical insurance situation in America is not looking good.
What app do you use for your Visa.? Interesting.. I didnt know they had an app for that. Great info here. Thanks for providing this important information. Anything to make traveling in foreign countries easier is golden information. Cheers.
It seems like each country has a customs app these days haha
Have you noticed this too ?
@@RetireandGo YOU are doing much more traveling than we will be doing. Pretty much going to Laos, and may venture out from there, a little bit. I found Chris Barth, Ex Pat services in Laos. It looks like we will be able to secure a 12 month Visa. Cheers Mate, Happy and Prosperous Travels.
Great Video! You have touched 3 significant reasons that many people are facing in the west. I am curious how do you do your income taxes from your savings and other assets held in your country while you are living abroad?
Great question
On a visitor visa you are safe
On an extended visa not so safe, you are subject to laws if you stay over tourist time limits
Each country is different but no long visa for me
Then ya gotta work 60 hours a week to pay for apartment that you only sleep in
And in usa you have to have a car
Just to get to supermarket is miles away
Cost of car yearly plates gasoline insurance some states charge property tax on car
Yes true
My state was so expensive
Following you soon!
Nice :-)
The world awaits you
I’m excited for you !
you did the right thing!! 100%
I agree
It’s the way to go
The car is the worst! I have a paid off car, but still it's too much. Just got new tires, paid 6 months insurance, alignment with "special parts" needed, smog, registration and new drivers permit. Cha ching! Someday soon i need to punt it.
Yes cars are so expensive true
Glad you like retiring in Malaysia, hope the weather doesnt get you down looking at your profusely sweating throughout the video
Oh yes it’s hot true haha
@@RetireandGo I've lived here 58 years and still never get used to it, ever
Great video and honest thoughts. All makes sense. Please kindly let us know what insurance company and plan you are using. Many thanks!
Find the right one for you
Google top five travel insurance companies in Asia
Most around $100 a month for great coverage
Hello uncle,,first time found this chanel..have a nice day in malaysia..oh ya,,are u alone or with somebody in mlysia..by the way,enjoy happy in mlysia and thanks for visiting mlysia..
Very kind of you
Thank you and have a great week
Welcome to my beautiful country..enjoy your stay
Thank you for this kindness
Most welcome
Believe the Malaysian General Hospitals charges RM2 or is it RM10 for an outpatient consultation plus medication for foreigners.
Oh nice
I thank you for this information
hi..i enjoy your insightful posts..your videos are well done..make sense..and are a great service to us travelers..can you give me recommendations for a hotel room/apt/condo….in that area where you are in this video..$12-$15/day..i am retired and going to se asia soon..probably landing in KL ..and staying for a month or two at least…thanks for your help…
Oh this is great you will enjoy Malaysia
I stayed in three hotels in Kuala Lumpur on this trip
All three will be reviewed with prices and video in
My Malaysia videos
All three were fine
That’s a good price range for me
Welcome back to Kuala Lumpur friend. Hope you feel safe while in Malaysia. If you miss your hometown in Hawaii, maybe you can visit Perhentian Island on the East Coast, Langkawi in the north or Sipadan and Ligitan in Sabah, Borneo east Malaysia.
Interesting!
I’ll have to research that island
Thank you
I know man 84 in miami
Gets 2300 a month social security
He uses that to pay for rent of 2300
A month
He is still working ! 😮
Gotta eat pay electricity etc
It’s so expensive I know
Surely U also get a free sauna here. As long u keep walking not a less 2 minutes 😅
But yeah.. Many choosing Malaysia as a "transit"
Coz of its geographical. Its middle of 3 hotspots tourists choice.
Indonesia, thai and Singapore.
Good point! It’s location is perfect for the places I want to live
I live in the border with Mexico. Spend 50% of my time on the Mexican side. Do you think, in this situation, it’s a good idea to have one of the travelers insurance you mentioned in your previous videos?
That’s several months
Ask your insurance if they cover in Mexico , maybe with a cheap rider plan
Otherwise yes, get travel insurance to be safe :-)
@@RetireandGo Thanks man!