REVIEW: I paid rent with the BILT Rewards Credit Card for over a year. The Unexpected Results

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  • Опубликовано: 16 июн 2024
  • I optimize every dollar I spend in life to get the biggest cash back or rewards through credit cards. Watch this video to see if I was happy with the Bilt credit card to pay my rent for the past 15 months! #biltmastercard #bilt #rent
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    You earn 1x points on rent without the transaction fee up to 50,000 points per year when you make 5 transactions each statement period.
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Комментарии • 108

  • @franciscomerino5586
    @franciscomerino5586 3 месяца назад +2

    Great review, very informative, I picked up extra info I didn’t get from other reviews, thank you ! 😊 👌🏽✨

  • @franciapressoir
    @franciapressoir 5 месяцев назад +1

    Amazing Video! 100% AGREE

  • @corylemons7242
    @corylemons7242 11 месяцев назад +3

    Informative.

  • @nightblood8109
    @nightblood8109 Год назад +1

    Great video. Thanks for sharing!

  • @trinhle4520
    @trinhle4520 2 месяца назад +1

    Thank you. It’s an amazing card. I just use it to pay for my mortgage. It works. Thanks a lot!

    • @CagedJock
      @CagedJock 2 месяца назад +1

      Wait! You can pay mortgage??

    • @trinhle4520
      @trinhle4520 2 месяца назад +1

      Yes, I did

    • @priestesslucy3299
      @priestesslucy3299 Месяц назад

      ​@@CagedJock you can use your points to contribute towards your down payment.
      Mortgage payment might also be on the table but I'm pretty sure the point value is lower

  • @daegrun
    @daegrun 10 месяцев назад +3

    US Bank+ credit card does wifi and utilities cash back categories. But I am liking Bilt still.

  • @BaturalpAkin
    @BaturalpAkin Год назад +3

    This is awesome, I'm sold!

    • @techmentormaria
      @techmentormaria  Год назад +2

      Hope you enjoy it! I’ve been using it so much since I got it

    • @BaturalpAkin
      @BaturalpAkin Год назад

      @@techmentormaria Thank you! Still waiting to get approved

  • @JKweez
    @JKweez 10 месяцев назад +3

    I love this channel

  • @ThePytyty
    @ThePytyty 9 месяцев назад +1

    Maria thanks for your video is so greatly appreciated. I pay rent via direct debit, my landlord withdraw the funds from my checking account. If I provide him with the Bilt account/routing numbers may do the trick. What are your views on this?

  • @CleonaOliver
    @CleonaOliver 11 месяцев назад +5

    Hi Maria great video! I do have a question though, will this BILT card work if your pay the landlord on Venmo? I am a bit confused on how this card works if you have private landlord vs the typical an apartment or managing company.

    • @techmentormaria
      @techmentormaria  11 месяцев назад +2

      Yes, here’s the official link that explains how: support.biltrewards.com/hc/en-us/articles/6561447272717-I-pay-rent-by-check-Paypal-Venmo-Zelle-can-I-still-use-the-Bilt-Mastercard- :)

  • @fernandaizar2846
    @fernandaizar2846 10 месяцев назад

    Thank you for all the tips! When setting up auto pay for internet, did you use the credit card option or “online banking” as we set up the rent payment?

  • @tripswithgreg5189
    @tripswithgreg5189 5 месяцев назад

    How about paying your home mortgage with this BILT card? Great video and info. Thanks.

  • @timtime88
    @timtime88 8 месяцев назад

    I like to know more about the loyalty program

  • @leahtheanimationfan40
    @leahtheanimationfan40 7 месяцев назад +3

    1:33 Linking other credit cards with the BILT wallet. You're the only one I've heard talk about this

  • @jadenguyen8771
    @jadenguyen8771 Год назад +3

    Does this only apply to the USA? How about Europe? Thanks for sharing.

    • @techmentormaria
      @techmentormaria  Год назад +1

      I believe most credit card rewards systems are only in place in the US!

  • @StephKoffroth
    @StephKoffroth 5 дней назад

    HELP! Do you have to book the travel through their portal to get 2x points? Or if I go straight to the airline website, book the flight, and pay with BUILT, would it still give me 2x points for travel?

  • @david04g35
    @david04g35 10 месяцев назад +2

    Credit scores for this card?

  • @bansrivora9087
    @bansrivora9087 Год назад +3

    Hello. I didn’t get a lot of credit limit. It’s very near to the amount of my actual rent. What’s a good way to increase credit limit?

  • @dream_chaser5879
    @dream_chaser5879 Месяц назад

    This is my first time hearing about the loyalty program. If I want to use that to pay rent with my CSP do they still waive the fees, or do they charge you for using a credit card if it isn’t theirs?

    • @MrLeo10187
      @MrLeo10187 25 дней назад

      They charge fees if it isn’t theirs

  • @angellove21000
    @angellove21000 2 месяца назад +1

    Hi, my landlord is asking me to specify if the account I will be using is checking or savings account, but Bilt credit card is neither. Do you have some advice on what to put it under? Thanks!

    • @MrLeo10187
      @MrLeo10187 25 дней назад +1

      It’s a checking account. The Bilt app gives you a “checking account” so you can use that.

  • @kenyonbissett3512
    @kenyonbissett3512 6 месяцев назад +1

    If they set up through an ACH program, shouldn’t you be able to pay a mortgage that way?

  • @johnnykwon3999
    @johnnykwon3999 Год назад

    I live in San Francisco. Do you happen to know if Bilt Dining will be available here any time soon?

    • @techmentormaria
      @techmentormaria  11 месяцев назад

      Not that I know of but I hope they will make it available!

  • @shireensingh7905
    @shireensingh7905 4 месяца назад

    I am unable to link my Chase cc card

  • @david1watson
    @david1watson 10 месяцев назад +3

    I am a homeowner, but my daughter is in college and I pay her rent. Do you know if I can use the Bilt card to pay her rent? My name is not on the lease, but I am a guarantor of the lease.

    • @doantrangle9803
      @doantrangle9803 10 месяцев назад +4

      Yes. I am in the same situation as yours and I earn points for paying my daughter’s rent

    • @vrcshortys152
      @vrcshortys152 5 месяцев назад

      better question is why are you paying her rent?

    • @ivand0007
      @ivand0007 4 месяца назад +7

      ​@@vrcshortys152Because he's her father? Goofy question

  • @mannygathers2114
    @mannygathers2114 10 месяцев назад +3

    Loyalty program details…

  • @Nowayhomek
    @Nowayhomek 3 месяца назад

    Could I pay through PayPal?

  • @lenn55
    @lenn55 Год назад +6

    I'm curious as too why you're renting and haven't bought a place of your own? Another great video and love you accent!

    • @techmentormaria
      @techmentormaria  Год назад +16

      I have an investment property but decided against buying in NYC because of the high cost and taxes for everything here + I want to stay flexible with my own home

    • @MR-nz8bv
      @MR-nz8bv Год назад +2

      ​@@techmentormaria This is the way. IMHO, too many people over-index on investment growth vs lifestyle fit when considering their primary home. If they align, great. But why not separate them if you can max both!

    • @ivand0007
      @ivand0007 4 месяца назад +1

      Why do you care

    • @MsLkane
      @MsLkane 3 месяца назад +1

      @@techmentormaria I made the same decision here in LA. Interest rates need to go down more and I'm in a rent controlled duplex. Staying put. :)

  • @youngodyssey16
    @youngodyssey16 10 месяцев назад

    If I wanted to cash app someone 100 bucks that means it’s double in points so that 200 points and if it was rent day that would be 400 in points??

    • @youngodyssey16
      @youngodyssey16 10 месяцев назад

      Or Zelle someone

    • @ivand0007
      @ivand0007 4 месяца назад

      Nah. Nobody would pay for a money transfer and that's not possible with a credit card. 😂😂😂

  • @alimohammad-we9en
    @alimohammad-we9en Год назад

    You are genus

  • @jordyvillegas2126
    @jordyvillegas2126 7 месяцев назад

    Would this work for my mortgage?

  • @GunterandthePenguins
    @GunterandthePenguins 3 месяца назад

    Can I use this on zelle to pay my landlord?

    • @MrLeo10187
      @MrLeo10187 25 дней назад

      Zelle is coming soon I hope

  • @Sixpaths22
    @Sixpaths22 8 месяцев назад +1

    Does this card allow you to save YOUR PERSONAL would be rent money on other things?
    Im asking if the card pays your rent with your own hard earned money but just put in a card to give you points ? Or does the card pay your rent using the banks money?

    • @techmentormaria
      @techmentormaria  8 месяцев назад +4

      I don’t understand this question 😅 credit card pays for rent. I pay off credit card. So I pay.

    • @markwelburn2129
      @markwelburn2129 6 месяцев назад

      The rent payment is more like a Debit Transaction, linked to your Checking Account. But, all other uses are Credit Card purchases, and the payment system works identically. So, the big bonus with Bilt is that you get points for paying rent, and no transaction fees, like the fees with Plastiq.

    • @antifragilekitty
      @antifragilekitty 4 месяца назад +2

      the card isn’t going to pay your rent for free lmao. it charges the card, then you pay off your credit card bill. it’s a regular credit card.

  • @dabaydestrian437
    @dabaydestrian437 Год назад

    A year? I thought it just came out a few months ago

  • @Zigblat
    @Zigblat 5 месяцев назад

    The points are only 1/2%. So 3 points is 1.5%. I currently use a Visa card that pays 2.5%. This is better even with a credit card payment fee. So if you say you're getting 2 points on your Wifi, that's 1%. Again, I pay Wifi with the 2.5% card for 2 and a half times more cash.

    • @ivand0007
      @ivand0007 4 месяца назад +2

      You don't know what you're saying bud

    • @ivand0007
      @ivand0007 4 месяца назад

      Your fee is definitely much higher but okay bud

    • @ivand0007
      @ivand0007 4 месяца назад

      WiFi and utilities, not rent genius

  • @ivand0007
    @ivand0007 4 месяца назад

    My dream girl

  • @TheJesseacosta
    @TheJesseacosta Год назад

    I signed up for Bilt rewards and linked my cards to my account. How do I get reward points? Everything I see on the site says I have to have a Bilt card to get any points.

    • @techmentormaria
      @techmentormaria  Год назад +1

      You should get 2x points on Lyft rides and 5x points for the restaurants that are part of bilt dining! Have you tested it?

    • @rickbarrington
      @rickbarrington 11 месяцев назад

      @@techmentormariaso the BILT rewards bonus points only apply to BILT partners?

    • @scott548
      @scott548 10 месяцев назад

      If you use the cards you linked(bilt wallet) at one of their dining partners you get 5x bilt points in addition to whatever rewards you get from the credit card. If you link your Lyft acct to bilt, you get 2x bilt points. You don’t need the bilt Mastercard.

  • @stephenayriss5049
    @stephenayriss5049 Год назад +2

    If you get rewards for nothing, you are the product.

    • @WealthOfOpportunity
      @WealthOfOpportunity Год назад +6

      Clearly you don't understand how credit cards work

    • @Jiggy609
      @Jiggy609 11 месяцев назад +2

      🤡

    • @retrospective_gear
      @retrospective_gear 9 месяцев назад

      The cost of doing business

    • @ivand0007
      @ivand0007 4 месяца назад +1

      You think you're sharing groundbreaking knowledge here or something 😂😂😂

  • @brettwerner9544
    @brettwerner9544 6 месяцев назад +2

    Answer this, what is the support they offer. Here's the answer, NONE. OK, you can do an online chat and they will respond overnight. It sucks. SUCKS

    • @therealmichaelw
      @therealmichaelw 6 месяцев назад

      You can call and get someone fairly quickly, I think I was on hold maybe 5 mins middle of the day east coast time. It’s a Wells Fargo card so when you call Bilt I believe it eventually goes to them for support.

    • @ronswanson1410
      @ronswanson1410 5 месяцев назад

      @@therealmichaelw bot

    • @ivand0007
      @ivand0007 4 месяца назад

      You're such a needy piece of work dude 😂😂😂

    • @ivand0007
      @ivand0007 4 месяца назад

      ​@@ronswanson1410cry about it. Their support isn't bad at all. Y'all just like to complain about everything

  • @ivand0007
    @ivand0007 4 месяца назад

    Mamacita

  • @yr2208
    @yr2208 Год назад +22

    You are extraordinarily cute 😍

    • @BkJ4son
      @BkJ4son 11 месяцев назад +17

      Damn you didn’t even get a thanks lol

    • @vexy-_-1122
      @vexy-_-1122 10 месяцев назад

      Weirdo

    • @TheQuickyouknow
      @TheQuickyouknow 9 месяцев назад +6

      @@BkJ4son extraordinarily? You live in a small town?

    • @DewlayLomo
      @DewlayLomo 8 месяцев назад +4

      Dropping loads all over her Bilt points!!!

    • @patricktrossbach668
      @patricktrossbach668 8 месяцев назад +5

      Don’t be a simp.