Invest, invest,invest. I’m 26 and while there some money mistakes you will still make, cause we’re all humans. Investing will put you ahead of the curve.
Giiirl, I'm 24 currently and just finished getting out of the stupid ass debt i got myself into. We've ALL made mistakes... The trick is to learn from them! Love this video
im 18 and i feel like im always behind but watching these videos, reading the comments, and even talking to my parents help me realize im still a kid and just wanting to educate myself on these things is exactly where i need to be
I got financially wise at 21. The financial mistakes I made from age 17-21 cost me $50K (Student loan debt & not saving/budgeting). 24 now, most of my debt is paid & in a much better place financially. Sometimes I think about that $50K but no use in crying over spilled milk at this point. Just learned from my mistakes and moving a lot smarter now! Plus, if you’re a real hustler, you’ll know how to bounce back from any situation & level up even higher
damn 50k student loan debt ! plus having to also spend money on order to live. I’m going to the military so that they can pay for my school so that way I don’t have any student loans . Plus I can save most of the money I get that way since everything else is covered .
Uff I love this! This lifted me up so much. I find it very hard to forgive myself for my dumb ass financial mistakes back in my teenage years and 20's. Single mom of two now and life is a struggle but like u said no point in crying over spilled milk
@@Angelina-rt3or So many of these RUclips videos tell you you can earn an extra income doing some ad, which turn out to be scams, but Instant profit🖤org actually present real ideas to make more money. Great video! Keep being legit! 🖤
living at home has saved me so much! I've realized how lucky and what a privilege it is to be able to live at home and save money for your other financial goals
I'm 33 yo now and I never made any of these mistakes, but I realize I was very blessed to have parents that taught me financial responsibility very young. This is a great video since I'm hoping a lot of younger ppl will watch. The only thing that really helps is learning all of this stuff as early as possible. Would really help if personal finance was taught in high school, but I digress.
i’m 33 and the exact opposite. i grew up with parents who are financially illiterate so i had to learn finance management from other people and was stumbling through it (still is tbh) i’m hoping to be fully financially free soon.
My parents tried to teach me financial literacy but the only thing they told me was save money. They never taught me how to budget or about spending habits or any of that. I grew up being told that if I wanted some thing I had to pay for it myself, and when I got my first full-time job and I got them $700 checks I was buying everything that I wanted that I missed out when I was younger. And I still kind of do that now. I’m trying to work on my relationship with money and I’m delayed gratification.
@@nicoleso7777 AH! sorry i didn't see this comment. but honestly i think it's as easy as making sure you spend less than you make. people know the concept, but it's hard to put it into practice. this means doing whatever works with you and your habits. do you wanna track every expense on a spreadsheet? cool, if that works for you. if not, some people make sure to sock away whatever savings/investments they want to make right when they get their paycheck, and then they're free to spend the rest. with either approach, you ensure that you're spending less than you make, but both approaches are super different. Also with the savings, it depends on what expenses you have in your life and your own situation and taking a risk-based approach. Do you have fairly steady income with a secure job and usual expenses every month? then you might not need to save so much for your EMERGENCY SAVINGS. Are your living expenses not as regular with erratic bills/expenses? a larger cushion might be what you need and you'll need to adjust the amount you save per month to reflect that. if you're willing to take on more risk and not have too big of a cushion, then just know you're living riskier if you can handle it. however it is you decide to plan out how you spend your paychecks and plan out your finances, just make sure there's a plan! FINALLY! when I decide to spend any amount of money on something, especially a huge purchase, I think about how much TIME it costs to buy it. like say you make $20 per hour. if something costs $100, is that thing really worth 5 hours of your life? if not, it aint worth it to buy.
23 and I just feel so out of control of my finances. I feel like I don’t make enough to get ahead of my debt but I also do myself a disservice by not budgeting the little that I do make. I have gotten quite depressed over my finances even though they aren’t the worst out there by far. Thank you for making this video. I’m hoping that this can be a stepping stone for me in the right direction.
I’m 23 with a retirement x savings account. And I live with my parents in a NY apartment. I know my time will come when I’m financially stable x able to manage my finances.
I just turned 24 and relate to you so much. People say my debt isn’t “that bad” but it’s a lot for me and an emotional burden. I’m not that great at budgeting so I feel stuck.
@@empirelyricschannel Why are you putting money in a retirement fund? There is a limit of how much you put into a RRSP and it makes more sense to put funds away when you are in a higher tax bracket. I am just assuming this right now but judging by your age you are probably in one of the lowest tax brackets meaning that the government is not clawing away a ton of your salary. It’s smart to put money in savings of some kind but you are too young to put in in a RRSP (if that’s what you are in fact doing). Same thing goes for a TFSA.
This came at a time when I was deciding on either taking a vacation during Christmas or waiting until off-peak season to save some money. This is a sign!
I’m 24 , I moved out when I was 18 . Here’s my list before I watch the video 1. Getting into anything that needs a payment plan (phones , just fab things like that) 2. Credit cards 3. School loans 4. Not putting any-money away 5. Buying wants over Necessities
Love this Asia. One of my goals for 2022 is to be more financially abundant -- working on paying down credit card debt, starting an emergency fund, investing, making sustainable purchases. Living check to check isn't ideal nor fun, but with the correct discipline and grace, I know getting out of this whole is achievable. I look forward to seeing more videos like this! ❤️
I’m glad you bring up useful luxuries, like something I’m learning (as a 23 y/o) that some things are actually worth spending more on instead of always looking for the cheapest option. Like, spending a little more on stuff like high quality shoes is soooo worth it and you can always save in other areas
Biggest mistake I paid $1200 for a plane ticket to Japan in APRIL OF 2020 Whole trip was cancelled Didnt get it refunded Didnt call to ask about getting it refunded because I was scared 🙃
As an “older adult” myself I appreciated your honesty in this video. I can relate and I used to beat myself up for past mistakes. But now I just embrace it and glad that I learned from it. Definitely plan on sharing my mistakes and suggestions with “new adults” in my family. Great video! Take care. 😊
Gosh . Your the kind of "INFLUENCER" , and content that needs to be there In RUclips Instagram Like your podcasts will help and make young adults like it should . Your not just influencing your doing a great service to people ! 💜 Thank you for this
Before moving out, get the emergency fund *ANDD go ahead and do a fund for the furnishings and all. It could run a few thousand and you could start a spreadsheet to calculate the cost of everything on your list
i am 32 and ive been drowning in credit card debt 😢 just years since high school and college of large purchases that i couldnt afford at the time, mostly travel or big shopping expenses. 2022 is the year i think i will finally get it done, so crossing fingers!
I’m 27 and I am just now understanding the importance of smart finances. I just finished creating an emergency savings and I feel I have enough to begin investing but don’t know where to start…
I’m less than a week from turning 23 and ngl my spending habits are kind of messy, but I’m proud of myself for setting up an untouchable “future fund” for myself a few months ago to go towards moving out. Now just gotta work on making a budget and sticking to it 😅
I loved this video so much! I turn 25 next month and I’m so tired of saying I’m going do better with my money and never do but this time it has to be different. You spoke on a lot of things I don’t hear people speak about a lot. I enjoyed and I sent to 3 friends!
I bought a new car at 22 and don’t regret it. I just feel like the only thing that matters with car value is if you decide to sell it. In that case, I would do research on car manufacturers with the greatest longevity and make sure you’re purchasing a car that you’ll literally drive into the ground lol. Also, I agree with saving for the first few months- year of rent just as a starter but also you have to make sure your situation is stable and not like you just have a lot of money coming in at first but no way to sustain the income to pay rent in the long run. Basically how to avoid having to move back home because you can no longer afford rent after 6 months
I was literally hunting for this comment. New cars are only bad investments if you're choosing to sell it down the line, but if I have the intention of keeping that car until it dies, it's not considered a bad idea. I'm planning to buy a new car because it'll be something I love and be happy to drive into the ground.
I think my mistake right now at 27 is not creating a proper savings account while I was still living with my parents . I should have learned how to save properly as well.
The fact that students who barely know anything about the world are expected to take on huge loans is a bit exploiting. But you live and learn, make sure to help others out! Good vid ✋
Im 16 now and I have my first job. I’m thankful that I’m now over the « buy everything with your money » faze and I now split my income 3 ways : half to my university fund, 1 quater to my car fund and 1 quater as my spending money for the month
We have all been there beautiful 🙌🏾 & that’s how you learn from making mistakes and for most of us we were taught how to manage our finances so don’t feel bad. I’m 26 and having some of these same issues, this video showed me I’m not alone 😩
Having money is huge fro your mental health! I'm 20 and have been investing for the past two years and now have a decent low five figure portfolio and it just feels good!
I’m 22 and started monitoring how I spend, it’s a good thing I’ve grown so much. I even read books about managing my finances I’m a proud young adult ❤️
Tbh I was very fortunate to have grown up in a very financially literate and financially supportive household- even though we were poor, my family encouraged me to save money as early as possible and even helped cosign for my first bank account. That bank account had all of $10 in there but it was still better than nothing. That being said, I'm 24 now and I can say... whew those overdraft fees absolutely ruined me in college LMAO My biggest mistake was not budgeting correctly and being realistic about what counted as "essential" purchases and what was something I could have skimped out on.
racking up credit card debt was definitely mine. Then doing a balance transfer to another card and still racking up debt on both cards. NEVER AGAIN. 2022 is my year to get my debt under control.
I spent SO much money on unnecessary things the first few years of my adulthood. Just turned 24, I’m still paying off my (not new) car and student loans but until this year I never had an emergency savings to fall back on. These are REALLY good tips.
The car payment was my biggest mistake. Also keeping track of your finances and really understanding credit scores affect EVERYTHING you want to do in life.
thanks asia 😩 i’m 22 horrible wi th finances… not in debt but damn i don’t give my wallet a break. i just got an extra debit card. it’s supposed to act like a credit card helps u build a good score all while paying directly out of your debit card. it’s the most recent move i’ve made in some sort of better direction money wise. i’m really going to start taking saving more seriously. enough with the useless purchases! it’s the fact i’m watching this on black friday with cyber monday coming up 💀
Its a universal thing, Everyone makes mistakes in their 20s. Still living with my mom and no children but I sure saved money to almost paying off my car and seeing with paying insurance. Just need to finish college and find a good job. At 26' I'm sure saving this video to remind me. Thank you.
Ty for sharing stuff like this! You really give me hope so I don’t have to live in my car anymore. i also wanna Thank instant profit for trying to help others in tough situations 💕 you ARE appreciated! Blessings to you and your whole family gorg! oh lovely instant profit All the advice you give pertaining to being a self-made business woman/man, is so VALUABLE. Truly, ty for everything you're doing to help motivate and inspire the rest of us. You have a heart of gold girl and I appreciate you! Just subbed! To still remain positive after reading the comments left by a few complete morons is impressive.
I‘m from Germany and we have a different money mentality. Most people save a lot of money and build up till they move out. They only move out if they can easily afford the rent (which is minimum 1/3 of their income) So calculating with unexpected costs and enough savings is important, as well as investing, like you said. Don‘t ever take a loan for fashion etc. only for big investments like buying a house. Even a car should be easy to pay without money loan. I think you gave quite helpful tips for many people, it’s so important to resist impulsive consuming and expensive things you don’t need only because influencers or ads told you to buy it.
I messed up my credit soooo bad in my early 20's when I completely neglected my Kohl's Credit card and was so behind on payments that they had closed my account and it went to collections. I had to work my ass of from having a credit score in the 400's but I worked my way up and now am in the mid-700's. It is possible to rebuild your credit! 🙌🏽🙌🏽🙌🏽 Edit: I'm 27 now but was 23 when I had the lowest credit score.
A lil past my mid-twenties now (oh man I’m getting old), and I still have a lot to work on with my financial goals. I’ll be depressed and all of a sudden I spend money on things I DONT need, although I’ve been better some days!
Around 19 I regret putting my college reimbursement money to the side and helping my Mom pay for rent (I got about 3k my first two semesters can't remember how much after) but I definitely lived and learned from that. I was grateful for the pandemic because I was able to put the stimulus money and my own tax money to the side and got a brand new car July 2021 😁 I am 28 now and my struggle has been spending money on eating out if I can stop doing so much of that I can def save a lot more ! Pray for me 🙏
Watching this at the age of 16, and I hope I can apply all the knowledge that I learnt for the next coming years... Although it makes me anxious about the possible expenses in the future.
Impulsive buys was my money mistakes and then the whole break a big purchase into 4 payments with like Zip or after pay but I kept making big purchase that way so I ended up paying over $100 every other week. It just was terrible. My goal is to get $1000 in my savings, budget and cut off some subscriptions until I can get my savings/investments where I want them to be at ☺️ thank you for making this video ❤️
I've always been a natural saver, so spending is actually hard for me lmao. Great video!! Love hearing from other fellow 20 some year olds, because budget and finance is something none of us really ever learned, yet it's so vital to everyday life (especially in Capitalist North America opps hehe).
Even though 8 income streams sounds like a very lucrative way to go... I do not think that I could juggle that many. I think that I'd be content with about 3 or 4. But thanks for making the video! Very great information fron Instant profit🖤org
Money mistakes I made was not budgeting, not checking my account statements to monitor my spending and buying things that I wanted and not needed. Also not comparing prices to look for cheaper options. I'm in my second year of university and am budgeting (though i struggle to keep to it sometimes). I don't have unnecessary subscriptions. And I monitor my account to cut down on unnecessary expenses. It's all a learning curve tbf. I'm a bit unsure about investing though.
Thoroughly enjoyed this video and how it was shot. Video podcast style. Can you do a video about your setup and how you created this particular video? Love your work!
thank you for your wisdom. I am 20 and will learn from this. by the way, you speak very eloquently and articulate well. i would listen to you if you had a podcast
I might be a year late but coming across this video made me rethink about my money decisions. Back when I was in highschool I used to save up around a thousand dollars from my school allowance. But then when I started college and I got more freedom in my hands, I used all those money for traveling until I'm all wiped out completely. Now my current money mistake is that Im so obsessed with collecting photocards from my favorite korean idol group and I have been paying a lot of subscriptions.. I've been getting myself to be on track by watching videos like yours so thank you for the heads up! Hope I can get back to where I started.
I just hate the idea of paying someone's rent for poor quality housing (NYC) but I'm sort of tired of living with family at this point. I'm 23...I have about $150k in liquid savings and an investment fund in my tech company's stock. It's essentially the same issue in NYC housing market. Too expensive to buy but renting experience is not worth the cost here...I don't know what to do but stay put.
my bank doesn't allow more than 4 transfers online from my savings to checking in a month...so they charged me a $40 fee...i'm never making that mistake again...i thought it was unlimited transfers...it's not if it's online...which is stupid but now i know...my parents didn't even know about this policy since they're new to online banking as well and that's why it's so hard to be me...i basically learn everything on my own...sometimes the hard way
I really like your videos makes my day such a positive channel in 2019 I thought I was going to do things big but when covid came it changed a lot of things
Last year I blew thru my $2000 savings so quick over the summer before college and was freaking out thinking I’ll never get it back. Im almost 19 and live w my parents so no bills, but now i have financial aid covering my college funds and the rest going towards my account. Ive put most of it in my savings and then spent lots of time watching yt vids on how to budget the rest that’s for me. It’s helped me go from $500 to $5000 in my savings in just my first year of college… hopefully this will lead me in a direction to moving out fairly soon :)
I’m still in my 20‘s 😂 but which mistake I did was investing in the wrong company. I was listening to an advice from someone, who didn’t do a good background check about the company. His investing strategy seemed more like gambling. I didn’t that my friend, who gave me the advice, got into debt just to buy shares of the company. Which is a red flag now that I think about it 🚩🚩🚩But I trusted him and invested in a company, which was faking data about the revenue and in the end the CEO ran away as everything went downhill. Fortunately I’ve just lost 50€ or something. But it teached me a more valuable lesson. To only trust you own believes and to check twice or even more before investing in the company. Also I‘m more beware with investing when there’s an upcoming earning call. In these times shares can be very volatile.
Lmfao when your dad said it would be easy making a video of mistakes you made with money made me laugh so hard bc it’s like “ well.. how many mistakes do you think I made??”😂
Really awesome tips and guidance, I'm in the middle of saving for my emergency fund and really looking in to getting into earning passive income. In terms of mistakes....whew, overspending on luxury gifts for my partner and myself. Also, lending money to family/partner as well....I guess we live and we learn 😅 A side note, do you mind sharing the details for your microphone? The sound is so crisp!
I think if I didn't spend my money on clothing, heels, purses and eating out, I would own multiple rental properties by now and work towards retirement. I see girls buy a Hermes Birkin bag, I see that as a new Tesla if I invest the money for a few years.
So many of these RUclips videos tell you you can earn an extra income doing some ad, which turn out to be scams, but Instant profit🖤org actually present real ideas to make more money. Great video! Keep being legit! 🖤
Isn’t it ashame how they take advantage of new adults??? Srsly they make a lot of money on those ‘fees’! My #1 mistake was not saving. I had nothing left over to save 😭
Me, 22 and taking notes: 🙇📝
Same here 🙋♀️✍️📝
Same😂
Me too babe. Me too 😂💕
Invest, invest,invest. I’m 26 and while there some money mistakes you will still make, cause we’re all humans. Investing will put you ahead of the curve.
Me too🤗
Giiirl, I'm 24 currently and just finished getting out of the stupid ass debt i got myself into. We've ALL made mistakes... The trick is to learn from them! Love this video
I wish this was me 😂 i’m a 27 year old grad student too broke to pay off debt. kudos to you !
@@aasian i
@@aasian )-
@@aasian uuiii^^
@@aasian &/&28isi8idhj))
im 18 and i feel like im always behind but watching these videos, reading the comments, and even talking to my parents help me realize im still a kid and just wanting to educate myself on these things is exactly where i need to be
MADE $45,OOO FROM INSTANT PROFIT❤️ORG
I got financially wise at 21. The financial mistakes I made from age 17-21 cost me $50K (Student loan debt & not saving/budgeting). 24 now, most of my debt is paid & in a much better place financially. Sometimes I think about that $50K but no use in crying over spilled milk at this point. Just learned from my mistakes and moving a lot smarter now! Plus, if you’re a real hustler, you’ll know how to bounce back from any situation & level up even higher
damn 50k student loan debt ! plus having to also spend money on order to live. I’m going to the military so that they can pay for my school so that way I don’t have any student loans . Plus I can save most of the money I get that way since everything else is covered .
My queen
Look at it in this way, in 3-4 years you will have another 50k+ saved
Uff I love this! This lifted me up so much. I find it very hard to forgive myself for my dumb ass financial mistakes back in my teenage years and 20's. Single mom of two now and life is a struggle but like u said no point in crying over spilled milk
@@Angelina-rt3or So many of these RUclips videos tell you you can earn an extra income doing some ad, which turn out to be scams, but Instant profit🖤org actually present real ideas to make more money. Great video! Keep being legit! 🖤
living at home has saved me so much! I've realized how lucky and what a privilege it is to be able to live at home and save money for your other financial goals
MADE $45,OOO FROM INSTANT PROFIT❤️ORG
I'm 33 yo now and I never made any of these mistakes, but I realize I was very blessed to have parents that taught me financial responsibility very young. This is a great video since I'm hoping a lot of younger ppl will watch. The only thing that really helps is learning all of this stuff as early as possible. Would really help if personal finance was taught in high school, but I digress.
i’m 33 and the exact opposite. i grew up with parents who are financially illiterate so i had to learn finance management from other people and was stumbling through it (still is tbh) i’m hoping to be fully financially free soon.
My parents tried to teach me financial literacy but the only thing they told me was save money. They never taught me how to budget or about spending habits or any of that. I grew up being told that if I wanted some thing I had to pay for it myself, and when I got my first full-time job and I got them $700 checks I was buying everything that I wanted that I missed out when I was younger. And I still kind of do that now. I’m trying to work on my relationship with money and I’m delayed gratification.
Would love if you could share!! In my late 20s but am always eager to be better in financial habits
@@nicoleso7777 AH! sorry i didn't see this comment. but honestly i think it's as easy as making sure you spend less than you make. people know the concept, but it's hard to put it into practice. this means doing whatever works with you and your habits. do you wanna track every expense on a spreadsheet? cool, if that works for you. if not, some people make sure to sock away whatever savings/investments they want to make right when they get their paycheck, and then they're free to spend the rest. with either approach, you ensure that you're spending less than you make, but both approaches are super different. Also with the savings, it depends on what expenses you have in your life and your own situation and taking a risk-based approach. Do you have fairly steady income with a secure job and usual expenses every month? then you might not need to save so much for your EMERGENCY SAVINGS. Are your living expenses not as regular with erratic bills/expenses? a larger cushion might be what you need and you'll need to adjust the amount you save per month to reflect that. if you're willing to take on more risk and not have too big of a cushion, then just know you're living riskier if you can handle it. however it is you decide to plan out how you spend your paychecks and plan out your finances, just make sure there's a plan!
FINALLY! when I decide to spend any amount of money on something, especially a huge purchase, I think about how much TIME it costs to buy it. like say you make $20 per hour. if something costs $100, is that thing really worth 5 hours of your life? if not, it aint worth it to buy.
you are a lucky one 🤞🏼🤞🏼🤞🏼
23 and I just feel so out of control of my finances. I feel like I don’t make enough to get ahead of my debt but I also do myself a disservice by not budgeting the little that I do make. I have gotten quite depressed over my finances even though they aren’t the worst out there by far. Thank you for making this video. I’m hoping that this can be a stepping stone for me in the right direction.
I’m 23 with a retirement x savings account. And I live with my parents in a NY apartment. I know my time will come when I’m financially stable x able to manage my finances.
I just turned 24 and relate to you so much. People say my debt isn’t “that bad” but it’s a lot for me and an emotional burden. I’m not that great at budgeting so I feel stuck.
You should consider investing.
@@empirelyricschannel Why are you putting money in a retirement fund? There is a limit of how much you put into a RRSP and it makes more sense to put funds away when you are in a higher tax bracket. I am just assuming this right now but judging by your age you are probably in one of the lowest tax brackets meaning that the government is not clawing away a ton of your salary. It’s smart to put money in savings of some kind but you are too young to put in in a RRSP (if that’s what you are in fact doing). Same thing goes for a TFSA.
@@chloemonette7427 since when was there an age limit on a retirement savings account? That’s what investment pages have recommended.
This came at a time when I was deciding on either taking a vacation during Christmas or waiting until off-peak season to save some money. This is a sign!
When is the off peak seasons for travel?
MADE $45,OOO FROM INSTANT PROFIT❤️ORG
Sticking to my budget is where I need to improve and not pulling from my savings account to splurge
Yesss same
Hello there how are you feeling today and how is the weather conditions over there ?
I’m 24 , I moved out when I was 18 . Here’s my list before I watch the video
1. Getting into anything that needs a payment plan (phones , just fab things like that)
2. Credit cards
3. School loans
4. Not putting any-money away
5. Buying wants over Necessities
MADE $45,OOO FROM INSTANT PROFIT❤️ORG
its so difficult to budget $$ when you make so little because everything is soooooo expensive.
Love this Asia. One of my goals for 2022 is to be more financially abundant -- working on paying down credit card debt, starting an emergency fund, investing, making sustainable purchases. Living check to check isn't ideal nor fun, but with the correct discipline and grace, I know getting out of this whole is achievable. I look forward to seeing more videos like this! ❤️
Yes ! 🙌
MADE $45,OOO FROM INSTANT PROFIT❤️ORG
I’m glad you bring up useful luxuries, like something I’m learning (as a 23 y/o) that some things are actually worth spending more on instead of always looking for the cheapest option. Like, spending a little more on stuff like high quality shoes is soooo worth it and you can always save in other areas
Biggest mistake
I paid $1200 for a plane ticket to Japan in APRIL OF 2020
Whole trip was cancelled
Didnt get it refunded
Didnt call to ask about getting it refunded because I was scared 🙃
Omg I feel you on that not asking/making sure about something because of fear
Girl heck noooo. Call themmmm. They’re Just another person like you on the other line. Worse thing they can say is NO. But at least you tried
just call and ask when you are to expect your refund. Do it casually. don’t let an airport take ur hard earned 1200!
I don’t get it. Help me out. Scared of what?
If you gotta cuss someone out. You gotta cuss someone out. It’s your money and your life.
As an “older adult” myself I appreciated your honesty in this video. I can relate and I used to beat myself up for past mistakes. But now I just embrace it and glad that I learned from it. Definitely plan on sharing my mistakes and suggestions with “new adults” in my family. Great video! Take care. 😊
MADE $45,OOO FROM INSTANT PROFIT❤️ORG
I'm 26 and still making some of this mistakes kkkrying but now I'm more aware of my financial responsibilities and how control it better. Great video!
You and I 🫂
I'm also 26 and still making some of these mistakes! Should we dare to say that we'll do better in 2022?👀
@@wivinegwaneza523 ooh let's do it! I have big plans for 2023 and all depends of how much money I can save in 2022. I'm all in kkkkkk
MADE $45,OOO FROM INSTANT PROFIT❤️ORG
Gosh .
Your the kind of "INFLUENCER" , and content that needs to be there In RUclips Instagram
Like your podcasts will help and make young adults like it should .
Your not just influencing your doing a great service to people ! 💜 Thank you for this
MADE $45,OOO FROM INSTANT PROFIT❤️ORG
Before moving out, get the emergency fund *ANDD go ahead and do a fund for the furnishings and all. It could run a few thousand and you could start a spreadsheet to calculate the cost of everything on your list
i am 32 and ive been drowning in credit card debt 😢 just years since high school and college of large purchases that i couldnt afford at the time, mostly travel or big shopping expenses.
2022 is the year i think i will finally get it done, so crossing fingers!
Same!
Damn girl your mic sounds so good!
I’m 27 and I am just now understanding the importance of smart finances. I just finished creating an emergency savings and I feel I have enough to begin investing but don’t know where to start…
Start with crypto
Getting a credit card at 20 and maxing it out was definitely my biggest mistake. 😅
i fell victim to that too😩
I'm currently 20 and running into this video this year is the best thing that has ever happened to me.
I’m less than a week from turning 23 and ngl my spending habits are kind of messy, but I’m proud of myself for setting up an untouchable “future fund” for myself a few months ago to go towards moving out.
Now just gotta work on making a budget and sticking to it 😅
I loved this video so much! I turn 25 next month and I’m so tired of saying I’m going do better with my money and never do but this time it has to be different. You spoke on a lot of things I don’t hear people speak about a lot. I enjoyed and I sent to 3 friends!
im not even kidding the notification popped up RIGHT AFTER i j purchased sumn online again-
I bought a new car at 22 and don’t regret it. I just feel like the only thing that matters with car value is if you decide to sell it. In that case, I would do research on car manufacturers with the greatest longevity and make sure you’re purchasing a car that you’ll literally drive into the ground lol. Also, I agree with saving for the first few months- year of rent just as a starter but also you have to make sure your situation is stable and not like you just have a lot of money coming in at first but no way to sustain the income to pay rent in the long run. Basically how to avoid having to move back home because you can no longer afford rent after 6 months
I was literally hunting for this comment. New cars are only bad investments if you're choosing to sell it down the line, but if I have the intention of keeping that car until it dies, it's not considered a bad idea. I'm planning to buy a new car because it'll be something I love and be happy to drive into the ground.
I still remember your Louboutins and that’s immediately what I thought of right before you said it! Great advice and video 😄
I think my mistake right now at 27 is not creating a proper savings account while I was still living with my parents . I should have learned how to save properly as well.
The fact that students who barely know anything about the world are expected to take on huge loans is a bit exploiting. But you live and learn, make sure to help others out!
Good vid ✋
Im 16 now and I have my first job. I’m thankful that I’m now over the « buy everything with your money » faze and I now split my income 3 ways : half to my university fund, 1 quater to my car fund and 1 quater as my spending money for the month
I think it so sweet, thank you for including a what I did right section.
Went to college on student loans where the bulk of them were private rather than federal. A mistake that almost 10 years later I’m still paying for.
As a newly fresh 20 year old who is moving soon this couldn’t come at a better time so thank you. If anyone has advice I would greatly appreciate it.
Watching this at 18 so I can avoid these mistakes :) thank you Asia!
We have all been there beautiful 🙌🏾 & that’s how you learn from making mistakes and for most of us we were taught how to manage our finances so don’t feel bad. I’m 26 and having some of these same issues, this video showed me I’m not alone 😩
as an 18 year old, thank you so much. will surely remember these!
I love you Asia and I’m here from 2017, just want to say You are doing great ! Good days are ahead .
Having money is huge fro your mental health! I'm 20 and have been investing for the past two years and now have a decent low five figure portfolio and it just feels good!
I’m 22 and started monitoring how I spend, it’s a good thing I’ve grown so much. I even read books about managing my finances I’m a proud young adult ❤️
Tbh I was very fortunate to have grown up in a very financially literate and financially supportive household- even though we were poor, my family encouraged me to save money as early as possible and even helped cosign for my first bank account. That bank account had all of $10 in there but it was still better than nothing. That being said, I'm 24 now and I can say... whew those overdraft fees absolutely ruined me in college LMAO My biggest mistake was not budgeting correctly and being realistic about what counted as "essential" purchases and what was something I could have skimped out on.
racking up credit card debt was definitely mine. Then doing a balance transfer to another card and still racking up debt on both cards. NEVER AGAIN. 2022 is my year to get my debt under control.
I spent SO much money on unnecessary things the first few years of my adulthood. Just turned 24, I’m still paying off my (not new) car and student loans but until this year I never had an emergency savings to fall back on. These are REALLY good tips.
The car payment was my biggest mistake. Also keeping track of your finances and really understanding credit scores affect EVERYTHING you want to do in life.
thanks asia 😩 i’m 22 horrible wi th finances… not in debt but damn i don’t give my wallet a break. i just got an extra debit card. it’s supposed to act like a credit card helps u build a good score all while paying directly out of your debit card. it’s the most recent move i’ve made in some sort of better direction money wise. i’m really going to start taking saving more seriously. enough with the useless purchases! it’s the fact i’m watching this on black friday with cyber monday coming up 💀
About to buy a used car tomorrow you’re vidéo helped me feel relieved I thought I was making a mistake because the car is not new
Its a universal thing, Everyone makes mistakes in their 20s. Still living with my mom and no children but I sure saved money to almost paying off my car and seeing with paying insurance. Just need to finish college and find a good job. At 26' I'm sure saving this video to remind me. Thank you.
Wow, I definitely have a lot of those early money mistakes as well 😂.
Ty for sharing stuff like this! You really give me hope so I don’t have to live in my car anymore. i also wanna Thank instant profit for trying to help others in tough situations 💕 you ARE appreciated! Blessings to you and your whole family gorg!
oh lovely instant profit All the advice you give pertaining to being a self-made business woman/man, is so VALUABLE. Truly, ty for everything you're doing to help motivate and inspire the rest of us. You have a heart of gold girl and I appreciate you! Just subbed!
To still remain positive after reading the comments left by a few complete morons is impressive.
MADE $45,OOO FROM INSTANT PROFIT❤️ORG
When I was in college, I put all of my sorority expenses on my credit cards. I'm 22 and still paying the cards off. Ladies, don't do it lol
I‘m from Germany and we have a different money mentality. Most people save a lot of money and build up till they move out. They only move out if they can easily afford the rent (which is minimum 1/3 of their income) So calculating with unexpected costs and enough savings is important, as well as investing, like you said. Don‘t ever take a loan for fashion etc. only for big investments like buying a house. Even a car should be easy to pay without money loan. I think you gave quite helpful tips for many people, it’s so important to resist impulsive consuming and expensive things you don’t need only because influencers or ads told you to buy it.
thank you so much, now i dont feel so bad about my own money mistakes anymore, seems like it happens to all of us and we just learn
Love to see you shining a light on this for people in their 20's! It's nearly always better to start earlier 😁
I messed up my credit soooo bad in my early 20's when I completely neglected my Kohl's Credit card and was so behind on payments that they had closed my account and it went to collections. I had to work my ass of from having a credit score in the 400's but I worked my way up and now am in the mid-700's. It is possible to rebuild your credit! 🙌🏽🙌🏽🙌🏽
Edit: I'm 27 now but was 23 when I had the lowest credit score.
A lil past my mid-twenties now (oh man I’m getting old), and I still have a lot to work on with my financial goals. I’ll be depressed and all of a sudden I spend money on things I DONT need, although I’ve been better some days!
Around 19 I regret putting my college reimbursement money to the side and helping my Mom pay for rent (I got about 3k my first two semesters can't remember how much after) but I definitely lived and learned from that. I was grateful for the pandemic because I was able to put the stimulus money and my own tax money to the side and got a brand new car July 2021 😁 I am 28 now and my struggle has been spending money on eating out if I can stop doing so much of that I can def save a lot more ! Pray for me 🙏
Hello there how are you feeling today and how is the weather conditions over there ?
Your mic is superB. You made very good valid points👌
I just love her voice 💕💕💕... plus as a 16 year old it helps me learn and get an awareness. Thank you so much💕💕😊😊
I love being a teenager and coming across videos like these, super enlightening
Just turned 20 last month, this was amazing to know! thank you
im 18 but one of the biggest money mistakes ive made was spending money i dont have and impulsive buying
I’m still paying off my collections from a financial mistake at 19
Watching this at the age of 16, and I hope I can apply all the knowledge that I learnt for the next coming years... Although it makes me anxious about the possible expenses in the future.
Impulsive buys was my money mistakes and then the whole break a big purchase into 4 payments with like Zip or after pay but I kept making big purchase that way so I ended up paying over $100 every other week. It just was terrible. My goal is to get $1000 in my savings, budget and cut off some subscriptions until I can get my savings/investments where I want them to be at ☺️ thank you for making this video ❤️
Thank you for the chapters!!
I am turning 20 next year I am so glad I got the opportunity to watch this video just in time. 💯💯💯
Love your content! I have the same mistake as yours about the debit card. I will follow your tips! Thank you for your advice.
Just Turned 20 Dec 29th, 2021. I'm so thankful for these videos SAVING SAVING SAVING.
I've always been a natural saver, so spending is actually hard for me lmao. Great video!! Love hearing from other fellow 20 some year olds, because budget and finance is something none of us really ever learned, yet it's so vital to everyday life (especially in Capitalist North America opps hehe).
This is the first video I’ve watch of you and I like you 😌😊 just wanted to let ya know ❤️
Even though 8 income streams sounds like a very lucrative way to go... I do not think that I could juggle that many. I think that I'd be content with about 3 or 4. But thanks for making the video! Very great information fron Instant profit🖤org
MADE $45,OOO FROM INSTANT PROFIT❤️ORG
Money mistakes I made was not budgeting, not checking my account statements to monitor my spending and buying things that I wanted and not needed. Also not comparing prices to look for cheaper options. I'm in my second year of university and am budgeting (though i struggle to keep to it sometimes). I don't have unnecessary subscriptions. And I monitor my account to cut down on unnecessary expenses. It's all a learning curve tbf. I'm a bit unsure about investing though.
Hello there how are you feeling today and how is the weather conditions over there ??
Thoroughly enjoyed this video and how it was shot. Video podcast style. Can you do a video about your setup and how you created this particular video? Love your work!
thank you for your wisdom. I am 20 and will learn from this. by the way, you speak very eloquently and articulate well. i would listen to you if you had a podcast
I might be a year late but coming across this video made me rethink about my money decisions.
Back when I was in highschool I used to save up around a thousand dollars from my school allowance. But then when I started college and I got more freedom in my hands, I used all those money for traveling until I'm all wiped out completely.
Now my current money mistake is that Im so obsessed with collecting photocards from my favorite korean idol group and I have been paying a lot of subscriptions.. I've been getting myself to be on track by watching videos like yours so thank you for the heads up! Hope I can get back to where I started.
Yes I can relate to some of these mistakes in my 20's!! So valuable!!
I'm here to learn it all babes. Thank you!
I just hate the idea of paying someone's rent for poor quality housing (NYC) but I'm sort of tired of living with family at this point. I'm 23...I have about $150k in liquid savings and an investment fund in my tech company's stock. It's essentially the same issue in NYC housing market. Too expensive to buy but renting experience is not worth the cost here...I don't know what to do but stay put.
23 and you’ve got $150k in savings? You are doing good !
150k? That’s amazing !!?? If you don’t mind me asking how long did it take to save up those funds ?
buying too many items for clothing and accessories .. + buying fast fashion :( I am still crying those stupid spendings
my bank doesn't allow more than 4 transfers online from my savings to checking in a month...so they charged me a $40 fee...i'm never making that mistake again...i thought it was unlimited transfers...it's not if it's online...which is stupid but now i know...my parents didn't even know about this policy since they're new to online banking as well and that's why it's so hard to be me...i basically learn everything on my own...sometimes the hard way
I am thankful that i am driving a 2009 camry, it does it stuff and it doesn't look extremely scuff. It also has an aux cord which is all I needed LOL
I really like your videos makes my day such a positive channel in 2019 I thought I was going to do things big but when covid came it changed a lot of things
Sooo helpful, I’m headed for the 20s this year these tips will really help💜✨
You have such a calming voice!
Hey you are very pretty. cant stop staring at you really while you are educating me on finances. thanks for this video! keep making more!
Thank you for the tips! Definitely taking notes!
Last year I blew thru my $2000 savings so quick over the summer before college and was freaking out thinking I’ll never get it back. Im almost 19 and live w my parents so no bills, but now i have financial aid covering my college funds and the rest going towards my account. Ive put most of it in my savings and then spent lots of time watching yt vids on how to budget the rest that’s for me. It’s helped me go from $500 to $5000 in my savings in just my first year of college… hopefully this will lead me in a direction to moving out fairly soon :)
I’m still in my 20‘s 😂 but which mistake I did was investing in the wrong company. I was listening to an advice from someone, who didn’t do a good background check about the company. His investing strategy seemed more like gambling. I didn’t that my friend, who gave me the advice, got into debt just to buy shares of the company. Which is a red flag now that I think about it 🚩🚩🚩But I trusted him and invested in a company, which was faking data about the revenue and in the end the CEO ran away as everything went downhill.
Fortunately I’ve just lost 50€ or something. But it teached me a more valuable lesson. To only trust you own believes and to check twice or even more before investing in the company. Also I‘m more beware with investing when there’s an upcoming earning call. In these times shares can be very volatile.
Loved this video. Have you looked into reselling the LV stilettos? That may be a good way for you to recoup a good bit of the money!
I knew before pressing play you were going to bring up the Loubs 😂😂😂
@@aasian The So Kates had a chokehold on the early 2010’s 😂
This was so informative! I’m 18, but taking notes early :)
thank you so much for this video!!!
Lmfao when your dad said it would be easy making a video of mistakes you made with money made me laugh so hard bc it’s like “ well.. how many mistakes do you think I made??”😂
Really awesome tips and guidance, I'm in the middle of saving for my emergency fund and really looking in to getting into earning passive income. In terms of mistakes....whew, overspending on luxury gifts for my partner and myself. Also, lending money to family/partner as well....I guess we live and we learn 😅
A side note, do you mind sharing the details for your microphone? The sound is so crisp!
I think if I didn't spend my money on clothing, heels, purses and eating out, I would own multiple rental properties by now and work towards retirement. I see girls buy a Hermes Birkin bag, I see that as a new Tesla if I invest the money for a few years.
So many of these RUclips videos tell you you can earn an extra income doing some ad, which turn out to be scams, but Instant profit🖤org actually present real ideas to make more money. Great video! Keep being legit! 🖤
Loved this video! Hope to see more finance related videos from you !
Isn’t it ashame how they take advantage of new adults??? Srsly they make a lot of money on those ‘fees’!
My #1 mistake was not saving. I had nothing left over to save 😭
I needed this!!!!!
This video is sooo amazing ❤️❤️ thanks. Kiss from Portugal 🇵🇹