I have been talking about this, there are so many black women who have earned their degrees. Now we are the ones who are making less money, because we are paying our money out in student loans.
Thank-you Professor Hunter. I am so proud of you. You have a great forum which allows us to express our reality. Big Blessings to you and continued Success.
I've been waiting for you to give this topic more attn. Karen. As usual, thank you for being a leading perspective in issues that are important to the Brown community.
I would encourage anyone to get a degree in Engineering. All you need is a Bachelors to earn a decent living. No need to attend graduate school and take on more debt. The industry you want to target the most is Aerospace. Aerospace is booming right now. I've been in Aerospace for 15 years and I've never seen it this hot. Get a degree that pays well.
Dr. Hunter Thank you for talking about this topic. Please do more. We need to change the narrative to pursue career and financial counseling with children as early as possible. A career path may not require a four-year college degree. If so, plan early on and not just in high school. I am a black financial aid administrator and this needs to be done.
I am in my late 40s, havea Masters Degree and have been paying on my student loan debt for about 20yrs. I fully expect to die one day still owing student loan debt. It really hurts that no one seems to care how much my education TRULY cost me. I have just accepted that I will probably never own a home or accumulate wealth for my family.
You should be in income driven debt relief program or whatever it’s called for student loans. After 20 years those loans are supposed to drop off. Look into that
Thanks for the topic. Two things, one Black women not being paid fairly. So more degrees with hopes of standing out against competition. Wht women earning $300K and a woman of color doing same job earning half of that. Two, they have given Ukraine (all due respect to the war) two rounds for $5B each financial assistance in less than 3 months to a country. Yes, get our homeless off the streets, help with business loans, update our education system..to name a few. Yes, get rid of the student loans debts. Businesses and corporations had no intention on hiring us. We have been made a mockery of easy access to money for education that are loaded with outrageous interest rates and no access to jobs we are over qualified to do.
Unpopular opinion, we make choices in life and there are consequences to our choices. As Ameisha stated, people borrowed money and purchased clothes, autos and rented apartments. Some of the borrowers attended expensive out of state universities. Several of these student owe more than $50,000 but they don't have a degree. We reap what we sow. Bottom line is, we have got to learn to make better choices.
Sometimes people, like one of my dearest friends, have a cherished person commit suicide while on track to completing a high earning degree. Because that bereft friend has empathy and emotional depth, she fell into severe depression and was unable to complete her degree. Sometimes a person needs a car because they're working while going to school and the city transport won't fit with class schedules. Sometimes the out-of-state school is a prestigious one which will set you up nicely with a network of connections for life. One way to spend life is to try to make sure no one gets one over one you- another way is to care enough about the ones who aren't taking advantage to let the others slide, valuing helping those who need it, versus getting the satisfaction of denying others any potential benefit that you personally deem as 'undeserved'. I find a lot of people want consequences for poor planning everyone else, but when disaster strikes for them personally(job loss, cancer, savings lost, home lost, etc.) they're the first to stand in line and cry for help.
College needs to be more affordable. In addition, loans need to be canceled. They know they charged more than what many of those degrees were worth which is fraudulent. It also shows that many companies used to pay most of education now its been passed to citizens.
Paid off my student loans in 10 years granted I owed less than 30k from a public state university …it helps that I switched my major from English to Nursing and having family help me by charging me reduced rent and the Extra left over I put that toward my payments and paid the highest interest rates first…we need to have a community of relatives to assist… my college associates many went back home and put all thier money toward debt and investing… the biggest thing is family support it is possible
It is absolutely ridiculous that we have so many barriers, the biggest ones being financial, to having an educated U.S. population. But not surprising at all. Meanwhile, no one can change a light socket, knows how to grow food, can even unplug a toilet without making a phone call. All knowledge is valuable and we need to question more strongly why and to whose benefit it is that we are encouraged to be ignorant of all the things.
JIM CROW ECONOMICS, when u add the understanding of the evolution of HBCU's Carter G Woodson's literature the miseducation of the negro the burning house analogy Reigns Supreme.
Thank you, Prof Hunter for having this panel to discuss this pressing subject! It's really frightening to hear the debt amount owed by our students!! I read an article where it's stated that Black women are the most educated group in the USA now (👍🏽). While we celebrate this statistic on some level, one has to wonder if such statistic is fuelling the debt interest rate for Black women? Coupled with the other factors, i.e., lower pay scale, less likely to be offered jobs comparable to their qualifications, we know that what we're being told is not adding up for our people and is the cause of this problem! Maybe we should "change the narrative" as you've suggested, Prof. Hunter!! We need to encourage our children to pursue their education and we also need to demand our bigger piece of the pie! Afterall, we earned it!!💯
They winning and losing simultaneously. Glad my daughter has taken my wise counsel. She will be an engineer like myself with a small amount of debt going into a high earning career.
Wow sister a amazing day for black women. What about a amazing day for black people. Last I heard black women produce black sons. When did black women divorce the black race.? Just saying
I am sooooo disappointed (we definitely need student loan debt cancellation) but there are no efforts to put a stop to it or at least get rid of the outrageous interest rates. I am in shock at kids and parents signing off on these loans and promissory notes even today despite what's in the news about graduates not earning enough to pay on the loans.
The establishment does not want the people lowest on the totem pole to ascend. They don't want to pay what we are worth. They need a low-waged workforce for capitalism to survive.
College is a trick bag if your not doing math or science your wasting your time to go to college .. networking you would get farther..since black women do not make high salaries compared to white men your never going to get ahead
Student loan borrowers need to understand how compound interest works before they agree to taking out a loan. At the same time, the entire student loan system needs a makeover. Interests rates on student loans are high and borrowers end up only paying off interest every month. The Income Driven Programs have proven itself to be ineffective. Forgiving loans is a wet bandaid and will benefit the individual, but it won't fix the system. The next wave of student borrowers will experience the same problem. The government at the very minimum needs to lower the interest rates and give people an opportunity to pay off principle, and not just interests for 25 years.
Ok tell me if I’m wrong. My daughter have been playing basketball forever. So the plan was to get a scholarship for college. She goes to a school. It’s not a big scholarship but the plan was to get to a four year school. She does great her freshman year. Deans list and she was getting great playing time and making progress but when it’s time to make moves for next year she announces that she doesn’t want to play anymore. Now I’m upset because I think she’s throwing away opportunities. Others are saying oh she’s good she can get student loans which is NOT what I want. I do not want her to be saddled with this enormous debt and she will most likely need her Masters or PHD but getting her to see you have to use EVERYTHING to her advantage is a job all itself and todays youth just refuse to listen to their parents
Sadly, people voted for a President that has a history of working for corporate interests while Bernie would have likely kept or fought for the promises he made.
Gives a whole new meaning to: WE gotta work twice as hard to get half as much…👀 on steroids💪🏽💪🏽💪🏽💪🏽🤦🏽♀️ and now we KNOW it’s on-purpose and there’s no meritocracy 👉🏽Elon
Bw we gon have to go towards Technology, Robotics, Healthcare, and Engineering. Also, while in school do work study or work 2 offset the loans if possible. We gon have to work smarter on this one
I do not think children should be pushed into college and unfortunately we should be more strategic about our field of study. In a perfect world, people could specialize in what interests them and work as much as they wish to while still being able to afford necessities such as food, shelter, utilities, healthcare and childcare. But that is just not our reality, and capitalism dictate the labor market. What we should teach children is that they need a skill that is in demand to pay the bills, and that they can and should always self teach like you all are doing with Knarrative. Doesn’t have to be at the University level. With that said, you can make any field work, but it will not be easy. Choose your hard. ✨
Excuse Me Mrs Karen You are Not asking the RIGHT QUESTIONS !! How many Bl Women will Qualify for the Forgiveness ?? More/Primarily yt Folks will BENEFIT from this; who can Afford to pay when Indigenous AMERIKAN ADOS NIIJI Can NOT !! What say You to these Truths..
I have been talking about this, there are so many black women who have earned their degrees. Now we are the ones who are making less money, because we are paying our money out in student loans.
That's your fault
Thank-you Professor Hunter. I am so proud of you. You have a great forum which allows us to express our reality. Big Blessings to you and continued Success.
I've been waiting for you to give this topic more attn. Karen. As usual, thank you for being a leading perspective in issues that are important to the Brown community.
You are so welcome!
@Dookey Dave I said Brown to encompass the entirety of the diaspora.
I would encourage anyone to get a degree in Engineering. All you need is a Bachelors to earn a decent living. No need to attend graduate school and take on more debt. The industry you want to target the most is Aerospace. Aerospace is booming right now. I've been in Aerospace for 15 years and I've never seen it this hot. Get a degree that pays well.
Thanks for the tip
@@shenquejames7598 You're welcome.
💯
Dr. Hunter Thank you for talking about this topic. Please do more. We need to change the narrative to pursue career and financial counseling with children as early as possible. A career path may not require a four-year college degree. If so, plan early on and not just in high school. I am a black financial aid administrator and this needs to be done.
I am in my late 40s, havea Masters Degree and have been paying on my student loan debt for about 20yrs. I fully expect to die one day still owing student loan debt. It really hurts that no one seems to care how much my education TRULY cost me. I have just accepted that I will probably never own a home or accumulate wealth for my family.
so sorry...
You should be in income driven debt relief program or whatever it’s called for student loans. After 20 years those loans are supposed to drop off. Look into that
Cancel the Education loans!
Ignorantly making choices doesn't absolve you of the responsibility of that debt.
Stay independent & strong ladies...👍
Thanks for the topic. Two things, one Black women not being paid fairly. So more degrees with hopes of standing out against competition. Wht women earning $300K and a woman of color doing same job earning half of that. Two, they have given Ukraine (all due respect to the war) two rounds for $5B each financial assistance in less than 3 months to a country. Yes, get our homeless off the streets, help with business loans, update our education system..to name a few. Yes, get rid of the student loans debts. Businesses and corporations had no intention on hiring us. We have been made a mockery of easy access to money for education that are loaded with outrageous interest rates and no access to jobs we are over qualified to do.
Unpopular opinion, we make choices in life and there are consequences to our choices. As Ameisha stated, people borrowed money and purchased clothes, autos and rented apartments. Some of the borrowers attended expensive out of state universities. Several of these student owe more than $50,000 but they don't have a degree. We reap what we sow. Bottom line is, we have got to learn to make better choices.
Sometimes people, like one of my dearest friends, have a cherished person commit suicide while on track to completing a high earning degree. Because that bereft friend has empathy and emotional depth, she fell into severe depression and was unable to complete her degree. Sometimes a person needs a car because they're working while going to school and the city transport won't fit with class schedules. Sometimes the out-of-state school is a prestigious one which will set you up nicely with a network of connections for life. One way to spend life is to try to make sure no one gets one over one you- another way is to care enough about the ones who aren't taking advantage to let the others slide, valuing helping those who need it, versus getting the satisfaction of denying others any potential benefit that you personally deem as 'undeserved'. I find a lot of people want consequences for poor planning everyone else, but when disaster strikes for them personally(job loss, cancer, savings lost, home lost, etc.) they're the first to stand in line and cry for help.
College needs to be more affordable. In addition, loans need to be canceled. They know they charged more than what many of those degrees were worth which is fraudulent. It also shows that many companies used to pay most of education now its been passed to citizens.
Paid off my student loans in 10 years granted I owed less than 30k from a public state university …it helps that I switched my major from English to Nursing and having family help me by charging me reduced rent and the Extra left over I put that toward my payments and paid the highest interest rates first…we need to have a community of relatives to assist… my college associates many went back home and put all thier money toward debt and investing… the biggest thing is family support it is possible
It is absolutely ridiculous that we have so many barriers, the biggest ones being financial, to having an educated U.S. population. But not surprising at all. Meanwhile, no one can change a light socket, knows how to grow food, can even unplug a toilet without making a phone call. All knowledge is valuable and we need to question more strongly why and to whose benefit it is that we are encouraged to be ignorant of all the things.
👏🏽👏🏽👏🏽!!!
End those loans, cancel the debt!
JIM CROW ECONOMICS, when u add the understanding of the evolution of HBCU's Carter G Woodson's literature the miseducation of the negro the burning house analogy Reigns Supreme.
Any knowledgeable black person working as a financial professional realizes lending and empathy are remote concerns in American banking.
Thank you, Prof Hunter for having this panel to discuss this pressing subject!
It's really frightening to hear the debt amount owed by our students!!
I read an article where it's stated that Black women are the most educated group in the USA now (👍🏽).
While we celebrate this statistic on some level, one has to wonder if such statistic is fuelling the debt interest rate for Black women?
Coupled with the other factors, i.e., lower pay scale, less likely to be offered jobs comparable to their qualifications, we know that what we're being told is not adding up for our people and is the cause of this problem!
Maybe we should "change the narrative" as you've suggested, Prof. Hunter!!
We need to encourage our children to pursue their education and we also need to demand our bigger piece of the pie!
Afterall, we earned it!!💯
AND health insurance INCLUDING birth control.
They winning and losing simultaneously. Glad my daughter has taken my wise counsel. She will be an engineer like myself with a small amount of debt going into a high earning career.
Wow! Black women are the backbone of the family and country
I love this topic...bc I have a degree with a double major and I have never worked in my field...Never was able to purchase books after my 1st year.
Wow sister a amazing day for black women. What about a amazing day for black people. Last I heard black women produce black sons. When did black women divorce the black race.? Just saying
I am sooooo disappointed (we definitely need student loan debt cancellation) but there are no efforts to put a stop to it or at least get rid of the outrageous interest rates. I am in shock at kids and parents signing off on these loans and promissory notes even today despite what's in the news about graduates not earning enough to pay on the loans.
The establishment does not want the people lowest on the totem pole to ascend. They don't want to pay what we are worth. They need a low-waged workforce for capitalism to survive.
More debt but not going to make enough to pay off the debt. You're always going to be in a trick bag. I mean, you go to college to get a job.
College is a trick bag if your not doing math or science your wasting your time to go to college .. networking you would get farther..since black women do not make high salaries compared to white men your never going to get ahead
Student loan borrowers need to understand how compound interest works before they agree to taking out a loan. At the same time, the entire student loan system needs a makeover. Interests rates on student loans are high and borrowers end up only paying off interest every month. The Income Driven Programs have proven itself to be ineffective. Forgiving loans is a wet bandaid and will benefit the individual, but it won't fix the system. The next wave of student borrowers will experience the same problem. The government at the very minimum needs to lower the interest rates and give people an opportunity to pay off principle, and not just interests for 25 years.
Ok tell me if I’m wrong. My daughter have been playing basketball forever. So the plan was to get a scholarship for college. She goes to a school. It’s not a big scholarship but the plan was to get to a four year school. She does great her freshman year. Deans list and she was getting great playing time and making progress but when it’s time to make moves for next year she announces that she doesn’t want to play anymore. Now I’m upset because I think she’s throwing away opportunities. Others are saying oh she’s good she can get student loans which is NOT what I want. I do not want her to be saddled with this enormous debt and she will most likely need her Masters or PHD but getting her to see you have to use EVERYTHING to her advantage is a job all itself and todays youth just refuse to listen to their parents
Inbox if you need guidance with scholarships.
Sadly, people voted for a President that has a history of working for corporate interests while Bernie would have likely kept or fought for the promises he made.
but Bernie could not and did not win. So you just don't vote?
Gives a whole new meaning to:
WE gotta work twice as hard to get half as much…👀 on steroids💪🏽💪🏽💪🏽💪🏽🤦🏽♀️ and now we KNOW it’s on-purpose and there’s no meritocracy 👉🏽Elon
Bw we gon have to go towards Technology, Robotics, Healthcare, and Engineering. Also, while in school do work study or work 2 offset the loans if possible. We gon have to work smarter on this one
Don’t pay if it’s a private loan.
Congratulations to her! However, respect for her, not surprising. She is in, Kudos!
I do not think children should be pushed into college and unfortunately we should be more strategic about our field of study. In a perfect world, people could specialize in what interests them and work as much as they wish to while still being able to afford necessities such as food, shelter, utilities, healthcare and childcare. But that is just not our reality, and capitalism dictate the labor market. What we should teach children is that they need a skill that is in demand to pay the bills, and that they can and should always self teach like you all are doing with Knarrative. Doesn’t have to be at the University level. With that said, you can make any field work, but it will not be easy. Choose your hard. ✨
Are black women the ONLY ones in debt?
May the LORD give us understanding
Cancel loans 😒 😑 🙄
5:10 asking for handouts … still
Zero responsibility
Pay up. Welfare is not enough?
Excuse Me Mrs Karen You are Not asking the RIGHT QUESTIONS !! How many Bl Women will Qualify for the Forgiveness ?? More/Primarily yt Folks will BENEFIT from this; who can Afford to pay when Indigenous AMERIKAN ADOS NIIJI Can NOT !! What say You to these Truths..
Um...how is that even a question when there is ZERO forgiveness on the table?