How to find out if your student loan debt is being canceled by Navient

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  • Опубликовано: 23 ноя 2024

Комментарии • 344

  • @phenixxjones
    @phenixxjones 2 года назад +290

    They should cancel debt for all students that went to for-profit schools and/or had their loans serviced through navient

  • @dnini5421
    @dnini5421 2 года назад +176

    I'll believe it once it's off my credit

    • @rangerjoe2635
      @rangerjoe2635 2 года назад +4

      I agree with you on this one. Let's hope it does...I have $7,000 left on my Navient loan ugh. It sure sucks..

    • @Ms_BeMe
      @Ms_BeMe 2 года назад +6

      Well, I got an alert on my credit report last week and I logged on to check it and my student loan was taken off my credit report. No letter of why. So, when I started looking into even more, they said they transferred my student loans to another company to be managed, and this company is contracted with the gov't. Why would they zero out all my loans and closed them on my credit report just to transfer them to another company? I've had my loans transferred before and they never closed them and then took them off all three of the credit bureaus. The new company they transferred them to don't know nothing...all of this is just weird.

    • @sharondafierce
      @sharondafierce 2 года назад +1

      I got the same message that they transferred them but I didn’t see it come my credit report yet.

    • @dnini5421
      @dnini5421 2 года назад +8

      Update, all my student loans have been consolidated. It says 0.00 to be paid and I don't see the loans on my credit karma report. I'm hype 🤪

    • @Lionheart_He-Man
      @Lionheart_He-Man 2 года назад

      @@dnini5421 Really, oh that’s great 😃 What about me Navient 😩

  • @CruiseAndCasino
    @CruiseAndCasino 2 года назад +77

    What's crazy is private student loan companies do this all the time. They should be outlawed.

  • @KamielRandolph
    @KamielRandolph 2 года назад +32

    And this is great right after Navient sent me a email saying my student loan will now be serviced by aidvantage. I wonder how many other people they dropped off to other providers so they wouldn't have to pay.

    • @kennethrobinson6738
      @kennethrobinson6738 2 года назад +8

      Same boat. Navient pushed me off to aidvantage as well. From the looks of things, it is the same setup. They still can't explain how I went from paying $150 a month to $1,500 a month all because I got a $2 raise. SMH

    • @serenelibra61
      @serenelibra61 2 года назад +4

      Same foolishness that happened to me! PISSED ME OFF!

    • @Lady_Voronkova
      @Lady_Voronkova 2 года назад +1

      Me too

    • @carolynbell9915
      @carolynbell9915 2 года назад +2

      They did me the same way. I should be a Doctor with the amount they say I owe.

    • @sarahsteggell4999
      @sarahsteggell4999 2 года назад +1

      Same

  • @Xiuhcoatl0352
    @Xiuhcoatl0352 2 года назад +34

    Navient also saw this coming and sold off A LOT of loans to other companies. So tons of people still got screwed.

    • @rosybethz
      @rosybethz 2 года назад +9

      Im one of them :( mine was transferred over to another loan company

    • @sharondafierce
      @sharondafierce 2 года назад +2

      Rosy Zepeda mines too!

    • @monicavandeventer5429
      @monicavandeventer5429 2 года назад

      If your loan got transferred then you don’t qualify for the cancellation. That means that your loan was Federal, not private. Only private loans are being cancelled.

    • @logicalcritik2144
      @logicalcritik2144 2 года назад +1

      @@monicavandeventer5429 that can't be true if your went to a for profit school.

    • @monicavandeventer5429
      @monicavandeventer5429 2 года назад

      @@logicalcritik2144 there are Navient student loans that are Federal. Those student loans were just recently transferred to Aidvantage. The Lawsuit specifically said that only some, not all, Private student loans are being cancelled. If your loan was federal then you don’t qualify.

  • @Nluvwitmanuel
    @Nluvwitmanuel 2 года назад +57

    If you take what Navient says at face value your a fool. Of course they pushed forbearance over small payments. They stand to make even more on the back of those already defaulting. It is incredibly unbelievable that they deny this when predatory lenders do whatever they need to do to increase the bottom line. It's such a shame that it costs your life to go to college in this country. Paying 30 years for a bachelor degree is crazy!

    • @nbclark09
      @nbclark09 2 года назад +3

      Truth

    • @scorpiocara6798
      @scorpiocara6798 2 года назад +1

      Exactly

    • @Nda54Gem
      @Nda54Gem 2 года назад

      Indeed!!

    • @CoCo-yv3hl
      @CoCo-yv3hl 2 года назад

      A teenager isn’t a fool they are typically desperate & misinformed

    • @theninjacat7200
      @theninjacat7200 2 года назад

      You are not a fool. Naive, yes but not a fool. You are dealing with 18 yr olds charting their way through life, not savvy 30 something yr olds who have lived a few years and know all about loans and interest. If you ask the average student, he or she would say ' I understand I gotta pay back my loan...cool because I plan on getting a well paying job with this debt. What happens when the economy collapses and those jobs aren't available? What happens when a pandemic hits and closes your business? What happens when you are willing to work but someone is willing to work for less money so your job gets shipped overseas? Life happens but what is coming to light is this: predatory lenders made the journey of college financing hazardous for a generation.

  • @yildendelta6761
    @yildendelta6761 2 года назад +71

    Navient isn't the only one doing this, they don't tell you that a deferment capitalizes the interest and your principal goes up and up. They call that helping you when you can't make your payment. I know because this happened to a friend's daughter when she got sick and couldn't work for 2 years. Her principal went from under 20 grand to over 35, but yeah they're helping. College and college loans have gotten to be a huge scam and you can't file bankruptcy on the loans anymore. Also add that to the fact that a 4 year degree in biology only gets you a $25,000 a year starting salary, if you are lucky enough to find a job.

    • @PRIZM_LOCK
      @PRIZM_LOCK 2 года назад +3

      agree! a Graphics design class and or art class...4 year college 85k gets you a 35K a year job. SMH!

    • @theninjacat7200
      @theninjacat7200 2 года назад +2

      The biggest punch in the gut is this...you think you are bettering yourself by going to college - increasing job opportunities and securing a better future. After years of getting through college and taking out loans, you graduate and have heavy debt. The debt gets heavier when you get sick or lose wages. You cannot simply write off your debt in bankruptcy no matter how devastating your circumstances. You really begin to feel like a fool once you realize you went to college and amassed debt while your friends, siblings, cousins, neighbors skipped college, got jobs paying more than you and live better than you.

    • @PRIZM_LOCK
      @PRIZM_LOCK 2 года назад

      @@theninjacat7200 Dude, thats so true! im in huge debt while thinking i was going to make a very good life for me and my family. At the end, my friends with no college and or went to the tech, are now getting 100K+ jobs while im struggling and watching them buy land, buy boats, buy four wheelers having vacation time with there family each year. How sad...

  • @jenniferphillips6566
    @jenniferphillips6566 2 года назад +48

    We should talk. I can remember countless times being on the phone with Navient explaining our situation. Forbearance was all that was ever offered. Don't the record conversations for quality control? Where are all the recordings now?

    • @paulforster7746
      @paulforster7746 2 года назад +1

      That was my thought. They’d basically prompt you through the forbearance process.

    • @lauralarrabee7870
      @lauralarrabee7870 2 года назад

      Yes that’s what I was offered and it wasn’t explained very well the csr’s were all foreign. I recall the CSR center was in Vietnam.

    • @theninjacat7200
      @theninjacat7200 2 года назад

      I have the same question.

    • @CoCo-yv3hl
      @CoCo-yv3hl 2 года назад

      Exactly

  • @jaimeavila4382
    @jaimeavila4382 2 года назад +19

    Omg. I received a call from Navient today stating that i qualified for the forgiveness program which removed $45,668 from a $46,643 loan I had. The only amount i have to pay is $975 in 5 installment of $195/month and after 90 to 120 days my student loan debt will drop to $0. I couldn't be happier, i feel like i won the lottery.

    • @HairByKeshia
      @HairByKeshia 2 года назад +2

      Would you mind sharing the school you attended?

    • @jaimeavila4382
      @jaimeavila4382 2 года назад +4

      I attended UEI in 2002 for dental assistant program for the amount of a $14,000 loan and in 2005 i attended ITT Technical Institute for the associate in science for the amount of $26,000. Over the years i had a difficult time paying back the loan and defaulted. In 2009 i went into a based-income repayment program which i qualified for $5/month but the interest was so high that month after month i saw the amount growing., fast forward to today i owed over $46,000 in student loan untill i received a call from Navient yesterday helping me to fill out the forms for the forgiveness.

    • @HairByKeshia
      @HairByKeshia 2 года назад +4

      @@jaimeavila4382awh man, I'm so happy for you. Congratulations. I pray my situation is going to produce the same outcome. Thanks for sharing your information.

    • @misses4439
      @misses4439 2 года назад

      You’re on every post lying please stop

    • @caramela4830
      @caramela4830 2 года назад +1

      Congrats!!! What a day!! 🎉

  • @anjobanjo1221
    @anjobanjo1221 2 года назад +42

    They absolutely steered me to deferment and forbearance rather than IDR plans. Former employees have said this was commonplace, too.
    I have a feeling I won't see any benefit from this settlement.

    • @JRN007
      @JRN007 2 года назад +2

      Same

    • @JRN007
      @JRN007 2 года назад +1

      They also messed up my Perkins loan when had me consolidate. It was 8000 $ that was supposed to be forgiven for public service. They ruined that.

    • @KJ-ib4mh
      @KJ-ib4mh 2 года назад

      I was suggested deferment as well. I'm just expecting to not be on the list and nothing will change.

    • @elizabethcongedo6134
      @elizabethcongedo6134 2 года назад

      @@JRN007 same

    • @timothyhalligan8513
      @timothyhalligan8513 2 года назад +1

      "If you think you qualify, you don't need to do anything. Navient will contact you." Yeah, I doubt they will.

  • @susanasalinas8797
    @susanasalinas8797 2 года назад +34

    Would be nice if Nelnet would cancel all student loans also!!!

    • @kalikotv3207
      @kalikotv3207 2 года назад +2

      You are absolutely right , I was thinking about it and noticed your comment

    • @Catlady916
      @Catlady916 2 года назад +1

      I’m waiting for this to happen too

    • @scorpiocara6798
      @scorpiocara6798 2 года назад +2

      @@Catlady916 you can't wait u have to take action like these ppl did

    • @joseluiscuervo6818
      @joseluiscuervo6818 2 года назад +2

      yes, it would be nice, I have submitted different forms to student aid for canceling my student debt since I went to ITT Tech, but months have passed and nothing has been done. Nelnet and all this companies are the worst

    • @kalikotv3207
      @kalikotv3207 2 года назад

      @@scorpiocara6798 where do I have to go to get that done

  • @bloop6461
    @bloop6461 2 года назад +14

    I don’t know why they won’t just cancel all of our loan debt because ain’t nobody paying it back anyways

  • @aleeshak9897
    @aleeshak9897 2 года назад +9

    I borrowed 16 thousand and it ballooned to 30 thousand ive been paying for 13yrs and it’s made no difference! I’ve been on forbearance 13 yrs!!! I’m gonna lose it if they don’t write mine off! I’ve suffered and I’m still suffering and need help!!

    • @tklfutura
      @tklfutura 2 года назад

      It’s like, we chose forbearance so that we Don’t go into default, but now only those who have defaulted qualify for the effing cancellation!?! Hell no! we need make some phone calls and get our debts cancelled, I mean I don’t mind paying it if it didn’t balloon to like double the original, but they getting away with murder

  • @chrise.321
    @chrise.321 2 года назад +3

    So I need to be in "default" (ruining my credit!) rather than still making on-time payments for a '99‐'00 loan at a school that went out of business over 10 years ago?

  • @blackOneTime
    @blackOneTime 2 года назад +33

    They switched my student loan from Navient to another company

    • @NicholasCordero
      @NicholasCordero 2 года назад +3

      I'm curious about the same thing everything applies to me also.

    • @latisharobinson3529
      @latisharobinson3529 2 года назад +1

      Drop the link to website please

    • @jvalenzuela7396
      @jvalenzuela7396 2 года назад +4

      Same here… my loan got switched to Aidvantage

    • @buttrpecan9
      @buttrpecan9 2 года назад

      Mine got switched to another company. Part of my loan, I was in attendance at a for profit school during the years that qualify.

    • @girleyreds11-11
      @girleyreds11-11 2 года назад

      @@jvalenzuela7396 I think we all did but alzheimer Biden extended relief so loan payments dobt start til like match or april now

  • @williamvillena9632
    @williamvillena9632 2 года назад +18

    DON'T PAY BACK STUDENT LOANS IF THEY CANT KEEP THEIR PROMISE NEITHER SHOULD WE WE ARE STRONGER TOGETHER 💪

  • @NicholasCordero
    @NicholasCordero 2 года назад +11

    Navient just told my loan to another company so how does that work.

  • @motorcyclemike1299
    @motorcyclemike1299 2 года назад +7

    It doesn't say how to find out like the title says.

  • @LuckyBastardCandleCo
    @LuckyBastardCandleCo 2 года назад +15

    I would give my degree back for cancellation of half my debt if I could

    • @chychy5699
      @chychy5699 2 года назад +1

      Facts I never used the degrees to obtain a job.

    • @Asi_de_bello
      @Asi_de_bello 2 года назад

      I'm with you! I actually believed in the scam that an education will get one higher pay...not in HEALTHCARE where the raise is barely a 2-3%max raise (at least for us minions not the HIGH PAYING EXECUTIVES with BONUSES) is what we get IF THAT!! NOTHING MORE! NOT EVEN IF ONE GOES ABOVE AND BEYOND...NOPE JUST A PITTANCE OF 2-3% with a MASTER DEGREE - NEEDING TO REPAY 103k and growing with interest!!!!!!
      I have 24 years left to work..HOW THE F*** am i to repay this debt and still save for retirement whiles I still support a household of working grown kids (that work can't even move out due to ridiculous rents these days) on my own. No child support ever. Dad a deadbeat. Someone tell me how...I don't see a future I am trying to create, fight for...I really don't. I want to enjoy grandkids and I don't even see them coming because they are unaffordable according to my girls. How sad.
      I would happily give it up and glady work three jobs to find some happiness w/out student loans. Sorry for complaining but I needed to get this albatross out of me.

    • @azeemali7102
      @azeemali7102 Год назад

      Like wise prior to loosing stable job paid down 2k now in forebarance accumulated twice the amount of inerest! Dang...

  • @702Tech
    @702Tech 2 года назад +53

    I'm trying to figure out who at all qualifies for this. That I know of, Navient shifted everyone to Aidvantage (or something). So do we qualify too??

    • @Gkmandy
      @Gkmandy 2 года назад +29

      Exactly, are they pushing us to another company so they don't have to forgive our loans?

    • @alexalawrence7095
      @alexalawrence7095 2 года назад +10

      No. The loans that were transferred to Aidvantage were not private student loans. So, we won't benefit this, unfortunately.

    • @702Tech
      @702Tech 2 года назад +24

      @@alexalawrence7095 yea I called and looked into it. The funniest / craziest part is ppl who's loans defaulted will get the cancelation. So responsible ppl who's been paying the entire time don't get shit hahah

    • @maehavoc1680
      @maehavoc1680 2 года назад +11

      @@702Tech shut up. You sound like an privileged bitter baby. Responsible people were scammed by these predatory student loan companies and schools when they were teenagers. They were lied to and prayed upon. Lives ruined. This is why they won the settlement and rightfully so. Be happy for them and stop being a petty bum. Redirect that energy to these loan companies not the victim.
      Defaulted loans ruin your credit and credit means everything in the USA. You can’t buy a house, buy a car, pay higher interest rates, and have low approval odds. You think they wanted to live like that? You know what? Go back to school 😂 you have a lot to learn

    • @aprilmorgan9807
      @aprilmorgan9807 2 года назад +1

      Private student loans qualify.

  • @wisdomSP
    @wisdomSP 2 года назад +18

    Navient conveniently convinced me to refinance my original loan years ago. I can only assume that this would take me off the eligibility list.

    • @Asi_de_bello
      @Asi_de_bello 2 года назад +1

      I consolidated my loan of 97k and it went up to 103k and grew substainally with interst prior to pandemic. I am so scared and its not like I haven't been trying to pay down with any extra money I have or come into.

  • @TheCOMICCOMMANDER
    @TheCOMICCOMMANDER 2 года назад +9

    Navient transferred my loan to Aidvantage. Is that a way to avoid canceling my debt?

  • @taylorjohnston8936
    @taylorjohnston8936 2 года назад +8

    Shady Navient just transferred my loans too 😮‍💨

  • @alyseh9539
    @alyseh9539 2 года назад +27

    Yeah only for private loans and not federal they conveniently gave them to "another company".

    • @jaimeavila4382
      @jaimeavila4382 2 года назад +4

      Not true. I got forgiven private and federal loans. I feel blessed.

    • @yskthe_god7038
      @yskthe_god7038 2 года назад +1

      Mines got pass on to another company but I didn’t look at it because I thought it was a scam.

    • @alyseh9539
      @alyseh9539 2 года назад

      @@jaimeavila4382 it is true just because it didn't happen to you doesn't mean it didn't happen to others. Grow up.

    • @jaimeavila4382
      @jaimeavila4382 2 года назад +1

      I had 4 federal loans and 2 private for total of $46,000 and everything got forgiven not sure what happen but i received a call from Navient telling me i qualified for the forgiveness and started the process but before that on December 2021 i had received a email from Navient that the my loan was getting transferred to Aidvantage, I'm assuming those where the federal loans that total $34,000.

    • @josephinemiller4780
      @josephinemiller4780 2 года назад +1

      @@jaimeavila4382 mine was also transferred from Navient to Aidvantage in December 2021.

  • @eugenebruno1481
    @eugenebruno1481 2 года назад +3

    Navient just sent me a letter sayings "we've approved the forbearance request on your private loan." " Your forbearance period 9/2021-1/2022. Funny thing is i did not apply for any forbearance. And actually those dates I did not have any money to pay them I was not picking up their phones. Is it something fishing? Anyone?

  • @PC-iv5so
    @PC-iv5so 2 года назад +14

    Hilarious..ITT...2002-2012...that should put a dent into the generation of graduates who signed into a lifetime of payments to rich bankers at 18..as if they knew they were signing into Servitude of Banks for life...unfair fees and penalties like me made the costs double within 5 years of my loans....ridiculous.

  • @leolamyerly7221
    @leolamyerly7221 2 года назад +3

    Sallie Mae/ Navient did this too me and I saved everything.

  • @rhondaeby9081
    @rhondaeby9081 2 года назад +3

    I certainly hope 🙏 so cause they gave me more debt than I requested to help my daughter and now I'm 71 and it's a debt nightmare at my age on Social Security and sickly

  • @t0nyab.760
    @t0nyab.760 2 года назад +28

    Navient conveniently sold my loan before this went in. Imagine that.

    • @reesely
      @reesely 2 года назад +5

      Same here

    • @virgendesign
      @virgendesign 2 года назад +5

      I was just about to ask, is this for only people that currently still have the loans under Navient, or any loans that went thru. Cuz mine started with Sallie Mae, then went to Navient and no Nelnet

    • @Ms_BeMe
      @Ms_BeMe 2 года назад

      @@virgendesign mine too the same thing and now my loans were closed and taken off my credit reports. No explanation as to why and I'm not sure if I'm in the clear here....

    • @kimoramicheal8353
      @kimoramicheal8353 2 года назад

      😦

    • @QuayBaes
      @QuayBaes 2 года назад +1

      If it started with in 2002-2010 you would qualify

  • @dawnicajones8585
    @dawnicajones8585 2 года назад +3

    I have a loan thru navient since 2010 and haven't paid a dime on it been in forbearance the whole time. I borrowed 10 ot 11 thousand and now i owe 20 thousand dollars but since my loan is a Federal loan it's not getting forgiving and i think that is bull shit!

  • @LaBelle22
    @LaBelle22 2 года назад +16

    While it sounds good but how stupid is it that we all don’t qualify but by case only!😡🤬🤬 everyone is still struggling to pay regardless the status of your loans! 😡🤬 it’s totally not fair.

    • @RedRoseGold3080
      @RedRoseGold3080 2 года назад +1

      Right!

    • @albertoacosta6788
      @albertoacosta6788 2 года назад +2

      You signed up for it no one put a gun to your head, probably lied to from your teachers or loved ones usually how it goes

    • @mikehughes8023
      @mikehughes8023 2 года назад +1

      Not everyone is struggling. That is the reason why some don’t qualify for loan forgiveness.

    • @AV-bz2zv
      @AV-bz2zv 2 года назад

      “Not fair”? It’s not fair that you have to pay for schooling which you chose to go to?
      How about it’s not fair for people who have fallen ill to cancer or other diseases and now are stuck with a giant bill they never asked for.
      Students are a big part to blame for the skyrocketing educational financial debt this country has. They chose to stop paying their debt and try to get the government to bail them out which only caused it to accumulate more and more.
      I don’t want to hear the eventual idiot say “don’t compare that, this is about our education!”…
      If anyone deserves to have their debts wiped it is the ones who suffered and never asked for it.
      Bums like you need to repay for classes that YOU SIGNED UP for… you contractually signed and agreed to pay for a service. I chose to find a career job instead of college. I do not want my hard earned money and taxes being given to you or anyone who just refuses to repay.
      Unless there was a reason such as illness, death in the family, extreme financial hardship… I’m fine with that. Otherwise, be a grown ass adult and pay up. 👏

    • @AV-bz2zv
      @AV-bz2zv 2 года назад

      Lmao, I see you replied and deleted your comment? Sorry, no I do not have a silver spoon. I work for everything I own and every service I agree to. It’s called being responsible. 🤷🏻 I guess you belong to the people who want others like myself to pick up your tab. I can only imagine you in the bar. 😂

  • @missdee212
    @missdee212 2 года назад +10

    Hopefully my Loyola student loans will qualify. I'm tired of loans worst decision made was going to college/university

    • @Mokilla2525
      @Mokilla2525 2 года назад

      Same here. Wish I didn't take out those loans at 17-18 years old

  • @ricbra33
    @ricbra33 2 года назад +3

    I was a single father who went back to school for a new chance at a better career plus for my kid's benefit and as a result, I was saddled with enormous debt that I am still paying on 20 years later. It was two different 2-year for-profit colleges and it didn't take me long until I found out how ludicrous the "student loan racket" is, our government profiting on its own citizens who looking for a second chance to go back to school and seek out a better life. I'm going to be 62 soon and it's obvious I will never be able to repay the $40,000+ amount of money I still owe. Thank goodness the federal student loan is "on pause" because of covid, but that is supposed to end soon. I just sent my 2021 taxes to Navient today hoping can still make the income-driven repayment plan because I can hardly afford to give them any more than I do now which is around $63 a month. Really hope, because I was "lured" into for-profit colleges as they were so easy to be accepted into, that these crazy-high student loans can someday be forgiven. If not forgiven, I will die still owing and the student loans will just have to die with me.

  • @lorigoodpaster2657
    @lorigoodpaster2657 2 года назад +6

    My loans were serviced by Navient and I could swear that I have already paid my loans off, but apparently I have to pay them twice. I am willing to go through this because what is going to happen is when I find out that I have already paid these loans once, I am demanding that they return every dime If have had to pay out over the years with interest! Also, my student loans have been transferred to aidVantage, according to my email I received on February 4, 2022. Also, about 2012 or so, I had requested a forbearance that never took place. So, shouldn't my loans have been cancelled for being told to go to forbearance when that never took place and they continued to take money from my tax returns every year from 2013-2017!

    • @johnstarks32
      @johnstarks32 Год назад

      Are u still paying or did the forgive your loans?

  • @skyylea9859
    @skyylea9859 2 года назад +11

    Y’all it doesn’t matter it they sold them .. they are still going to be forgiven bc it’s where they originated from !!!! Stop giving Navient hope … GN

  • @theresaoutlaw397
    @theresaoutlaw397 2 года назад +9

    I got switched to Aidvantage without my consent

    • @tall_lady_1
      @tall_lady_1 2 года назад +2

      I got a letter in the mail that says my student loans was transferred to Aidadvantage as well that I should contact them and my default will be forgiven. I'm not buying it and my loans should be totally forgiven too!

    • @Yukia76
      @Yukia76 2 года назад +1

      Me too

    • @Yukia76
      @Yukia76 2 года назад +1

      @@tall_lady_1 Yea I’m am not default anything, I’m just go to keep making payments. I am not falling for the okey-dokey

  • @rosybethz
    @rosybethz 2 года назад +4

    My Navient loans just got transferred to Aidvantage. Smh

  • @WANIEWAN2
    @WANIEWAN2 2 года назад +5

    I meet all of the above criteria. Why do I feel like I’m gonna get screwed

  • @laurab9518
    @laurab9518 Год назад

    Navient hasn’t updated my credit and I paid it off 100 percent 5 weeks ago. They also won’t send me a payoff letter. If this prolongs, I will want to go to court. The balance ruins credit and even when I pay, it still says I owe

  • @theninjacat7200
    @theninjacat7200 2 года назад

    I borrowed from Sallie Mae which became Navient and I paid Navient until I consolidated and get yet another Servicer...Where's my relief?

  • @BuffaloNYSkyWatcher
    @BuffaloNYSkyWatcher 2 года назад +3

    How can they say they don’t push forbearance……it’s as easy as responding yes to a email, and BAM loans in forbearance. Kinda funny how they transferred a lot of loans also.

  • @peteyakasquarebear
    @peteyakasquarebear 2 года назад +2

    They do deferments. It's the same as forbearance. They just word it differently.

  • @askaudreyanything2971
    @askaudreyanything2971 2 года назад

    I was told I needed to do forbearance and would like to talk to the attorney. Your story says no one has come forward. I was told it over the phone so there should be a recording.

  • @tfraley
    @tfraley 2 года назад

    My school loans were original with Navient but have since been sold to another company. I have never refinanced or anything. However, I would imagine since they sold the debt that I am out of luck.

  • @crackrjack31
    @crackrjack31 2 года назад +5

    They should talk to me. I still have my emails saying "reply "yes" to activate forbearance".

  • @laguna1173
    @laguna1173 2 года назад +2

    What about my credit that’s screwed???!!!!! No one is saying anything about that!

  • @mescalito9545
    @mescalito9545 2 года назад +3

    John Remondi Net Worth
    The estimated Net Worth of John F Remondi is at least $82.8 Million dollars as of 2 February 2021. Mr. Remondi owns over 762,376 units of Navient Corp stock worth over $70,156,812 and over the last 18 years he sold NAVI stock worth over $4,800,000. In addition, he makes $7,793,320 as President, Chief Executive Officer, and Director at Navient Corp.

  • @RedRoseGold3080
    @RedRoseGold3080 2 года назад +6

    What about Ivy Tech?!

    • @MekaJay
      @MekaJay 2 года назад

      And Medvance/Fortis College?

  • @scottmills5120
    @scottmills5120 2 года назад +2

    They just sold off my loan to aidvantage

  • @Specialcot77
    @Specialcot77 2 года назад

    I been on IBR for over 10 yrs from 60K to 90k since 2010 Private College

  • @raew5263
    @raew5263 2 года назад +1

    They need to cancel any loans after you graduate + can’t find work.

  • @garnetrose2528
    @garnetrose2528 2 года назад +1

    Some countries offer free or low cost college. Why is it we cannot do the same?

    • @marchess7996
      @marchess7996 2 года назад

      Because college is a money grab. Unless ur going for a masters or more it’s pointless.
      I went to college and regret it because I don’t really use my degree from almost 20 years ago. I’m in my 40’s and have a decent 55-60k a year job with pretty good benifits oddly enough one of the benifits is 80% in state tuition covered for my kids when they go to college. But by then 8 and 10 years away respectively college will be astronomical high and who knows if that perk will still be a thing because of it.
      Some degrees especially masters or more do pay off with jobs typically starting at 70,000 or more in certain fields . But even still to expect an 600-1000 payment a month for 30 plus years is ridiculous.
      I can tell u from experience that when expecting a middle class family making around 120 a year to pay out 1200-1600 a month just for 2 student loan payments is highway robbery! Once u factor in mortgage, utilities, food, child care ohhhh the child care, car payments , gas ect…..it’s ridiculous. So people who go to college end up in the hole every month or barely scraping by with decent jobs for 30 years . It’s crazy.
      Luckily my wife works in the public sector so her loans got forgiveness after 10 years. Still that was 10 years of 500-900 a month just for hers because believe me when u even get small raises they gotta get theirs .
      It’s just not a good system. It’s not right for someone to get educated and get a good 50-75 a year job and struggle to make ends meet. The fact that these student loans payments tend to average 25-35% of bring home after taxes for most people is ridiculous.
      It should be between 5-10% max
      Colleges shouldn’t be so expensive. Someone should be able to go to school for 4 years and say pay 200-300 a month for 10 years after at most and be done.
      A 4 year degree shouldn’t be 100k in debt . It should be 30-40k at most . Colleges are greedy .

  • @BabygirlKisha4316
    @BabygirlKisha4316 2 года назад +2

    What if Navient sold off my loans?

  • @nellynuz42069
    @nellynuz42069 2 года назад +2

    They should just cancel all debt!

  • @topteamvanderbilt4289
    @topteamvanderbilt4289 2 года назад

    Called Naviant and they said no you'll be paying us back in May.

  • @theyclosechannelsthatspeak428
    @theyclosechannelsthatspeak428 2 года назад +1

    They sold my loans back to Nelnet and left interest for me to pay. I don't even get that.

  • @CoCo-yv3hl
    @CoCo-yv3hl 2 года назад +1

    They need to cancel all those shady loans

  • @jubjub444
    @jubjub444 2 года назад +3

    Just cancel all student loans by this point

  • @jimibones178
    @jimibones178 2 года назад

    You can't. I've called them twice. The details haven't been finalized yet

  • @yskthe_god7038
    @yskthe_god7038 2 года назад +3

    I got a letter in the mail but when I check my credit my student lose was closed out $0. Aidvantage. Who is this. I never made obligation with them so I don’t know if I should follow up. $50K. Plz Jesus grab the wheel. I beg for forgiveness. I did get a degree in OSHA by the way. I just want to make my family happy so I choose to go to school after playing with the devils bread. D boy. So this would really bring change. Comments on how this will work for State funded University?

  • @trayyyyyyy
    @trayyyyyyy 2 года назад

    Just received my letter saying mine will be canceled and i have money owed back to me!!!!!

  • @CantTreadOnMe
    @CantTreadOnMe 2 года назад +1

    I meet all that criteria. Why are they still telling me I owe still? I literally paid down $28k down to $818 and now they wanna cancel it!? It's already paid off almost, will I get reimbursed all that money!?

    • @brittanycee1184
      @brittanycee1184 2 года назад +3

      Someone mentioned in another comment that only defaulted loans will qualify. So people who’ve been paying won’t get this. And it’s only for federal loans so navient sold off peoples whose loans weren’t federal to aidvantage or something like that.

    • @CantTreadOnMe
      @CantTreadOnMe 2 года назад +1

      @@brittanycee1184 Ohhh man of course. Thanks for the heads up. The worst part is they pulled me out of school in middle of class when I had 2 months left til graduation and get my degree cuz I couldn't get anymore loans to pay. So I basically went through the whole college thing and made it to the end than didn't get my degree and stuck with $28k loans. Im beyond pissed still about it all. This whole college garbage is a scam! Been paying for 18 years now and I got nothing to show for it.

    • @brittanycee1184
      @brittanycee1184 2 года назад +1

      @@CantTreadOnMe yeah I went to a shoddy art school that was waaaay overpriced. They knew exactly what they were doing I was 18 and didn’t know wth I was getting myself in. I live in TN and we have a college lottery program where the state pays for the first two years of school in a community college for high school graduates. But of course they started that after I was done with school so yeah that’s the way things tend to work out for me.

    • @CantTreadOnMe
      @CantTreadOnMe 2 года назад

      @@brittanycee1184 Yeah well it's definitely a you live you learn type of thing. Wish I knew what I knew now I would've never wasted my time or money. I just got my CDL A license and been driving a big rig for over a decade now and yhe money and benefits are just as good without a degree. Trade schools are great but im not a fan of college anymore unless its for something really worth while I suppose. Well I wish you the best!

  • @aleeshak9897
    @aleeshak9897 2 года назад

    I’m mad because I still am struggling to pay and they probably won’t writ mine off because I’m current, I’ve had to beg borrow and steal to pay my loans and now I may be punished for paying up current so my wages wouldn’t be garnished ? Great!

  • @Lexibeez8907
    @Lexibeez8907 2 года назад +17

    I am not in default, but everything else applies to me. Do i qualify?

    • @jonathancruz7547
      @jonathancruz7547 2 года назад +7

      I have the same question. My private loan was taken out in 2008 for a for-profit school on the settlement list. Federal loans moved to Aidvantage. Navient kept my private loan only. Never defaulted and it would be unfortunate if we don't qualify for debt cancelation on our private loans because we didn't go into default.

    • @Lexibeez8907
      @Lexibeez8907 2 года назад +14

      @@jonathancruz7547 i just found out we do not qualify, because we did not default. Smh. They should help all the people in our situation also. I graduated from stupid Everest College/Corithian and now I have a worthless degree and still paying my loan after 18 yrs.

    • @AbsurdImprobability
      @AbsurdImprobability 2 года назад +6

      @@Lexibeez8907
      Make sure to apply for forgiveness from the department of education. All of this is building the groundwork that will allow them to continue to forgive more of the misleading loans that were being forced on us in the middle of our programs. Upload all your documentation you can get and then wait. I would expect that this is only the beginning.

    • @Lexibeez8907
      @Lexibeez8907 2 года назад +1

      @@AbsurdImprobability will do! Thank you for your advice!

    • @jonathancruz7547
      @jonathancruz7547 2 года назад +1

      Just found this. It might be a chance if you attended a for profit college.
      "The $1.7 billion in relief is focused “only on borrowers that struggled to repay their loans,” Pierce explains. Borrowers who received non-subprime student loans from Navient to attend a select list of for-profit schools such as DeVry University and University of Pheonix, may also be eligible to have their debt canceled.

  • @danieldougan269
    @danieldougan269 2 года назад +8

    All student debt from all lenders and servicers should be discharged, and all college should be tuition-free so people don't have to borrow money in the future.
    And IDGAF what conservatives think about it. We need to put an end to all of this madness and make college tuition-free.
    To pay for it, tax the rich until their eyes bleed.
    The USA needs dramatic, fundamental changes in our economy because what we've been doing so far only works well for corporations like Navient and the wealthy few who buy our politicians.
    Before you say this is a pipe dream, this is how it already works in many other rich countries that are much smarter and more decent than the USA is.

    • @lynnf.6649
      @lynnf.6649 2 года назад

      You do realize that practically nowhere on the planet is college free for the masses!! If you believe that is the way it works…SMH… In some more developed countries, you have to achieve a certain score on standardized tests to receive a public education past the 10th grade! Those who promote free education for all because so and so country does it leave out the highly exclusionary criteria for a government /tax payer funded higher education. People are so economically ignorant of the fact that if the government took all monies from every billionaire, it would not be enough to fund Medi-care for 3 years! The power of certain groups on the far-right and far- left depends upon peoples’ ignorance…In addition, many of the developed countries that provided a taxpayer/government funded higher education for those who meet their criteria have populations of approximately 10 million people +/- with the masses paying an exceptionally high portion of their income in taxes.

    • @danieldougan269
      @danieldougan269 2 года назад

      @@lynnf.6649 Sweden does it for everyone who can meet the academic standards. The other Nordic nations do as well.
      Also, you may well be right about taxing the rich not generating enough revenue, but it's a good start! I would personally be willing to pay more taxes if it meant no student debt. But the rich must pay more first. We are the richest nation in the history of the world, so we can make things like this happen if we want to. We must tip the scales in favor of a broader middle class instead of haves and have-nots.
      I'm strongly in favor of importing many of the policies from the Scandinavian countries. They have the highest quality of life on earth. I am not saying they're perfect, and I don't care for the weather, but life is so much better there economically for ordinary people than in the USA. Here in the USA, we have a culture that says, "I don't give a shit about the welfare of other people, and you can't make me!" The pandemic has shown this.
      Even if it's not totally tuition-free in some other developed countries, it's still a lot less expensive than it is here. Canada is an example of this.
      These are not extreme ideas at all. Almost no one in the USA is looking to emulate Venezuela or Cuba. This is just asking the USA to act more like its allies.
      As far as the difference in population, it evens out because the tax base from which the money is drawn is also smaller.
      I have years of experience in the health insurance and public health industries, and I have earned a master's degree in health administration. I am here to tell you that the USA has the dumbest healthcare system in the developed world. We pay our the nose and get inferior outcomes.
      The governments of some rich nations pay less per-capita to cover everyone than we pay just for the government to cover some people. And that's not including private insurance and self pay. We must make radical changes to many aspects of our healthcare system because it's extremely broken. And, of course, some people and industries are getting fabulously rich from this broken system while patients go bankrupt. It's absurd. Single-payer healthcare in Canada isn't even controversial. Even the conservatives there support it. Several years ago, the UK wanted to institute some mild competition between hospitals, and the conservative PM had to reassure the people that he wasn't moving toward an American-style system because they were understandably afraid of that happening. Conservatives abroad are often to the left of our Democratic Party.
      Another way to help pay for programs like this is to dramatically slash defense spending. We outspend the next 11 nations combined on defense. We could cut our defense spending in half and still outspend every other country on earth. Our defense spending is mostly designed to enrich large defense contractors, not to make things better for our people in the Armed Forces.

  • @ladydelahaye
    @ladydelahaye 2 года назад

    They took my taxes several years Brown Mackie College ...navient ...I get it back ?

  • @lisa9600
    @lisa9600 2 года назад +1

    Was anyone able to get their student loans cancelled from University of Phoenix?

  • @angeltexas3208
    @angeltexas3208 2 года назад

    I got transferred to Aidvantage and I owe a mortgage over$200.000.00. They offered $200 something a month payback. 😡😡😡

  • @charlenedenino545
    @charlenedenino545 4 месяца назад

    The only debt that was cancelled was the debts that were in default that’s it. They couldn’t find the loanee so they decided those are the debts to cancel .

  • @rubifelic4425
    @rubifelic4425 2 года назад

    I have a loan for more 20 years, it was a fraud, it was $6.000 now is $ 14.000.....unfear...

  • @internalthoughted1721
    @internalthoughted1721 2 года назад +2

    imagine navient thinking they have never did anything predatory lmaoo

  • @contactstackbenefitonteleg9792
    @contactstackbenefitonteleg9792 2 года назад +14

    I dunno… I was one of those people that didn’t care about a credit score, didn’t get any education about how important your credit score is, and I racked up debt like an idiot. I worked really hard and educated myself and I’ve brought my credit score from 480 to 732 and I’m still going up with him . I feel like the government blaming credit reporting companies instead of the lack of financial education in their own public education system is foolish.

  • @tincorinne
    @tincorinne 2 года назад

    they are harassing me calling me several times daily. My financial aid office says they can't do that. They are borderline harassing me for payment.

  • @vickigoshert789
    @vickigoshert789 2 года назад

    I have a student loan I've had this for several years.i was on so call

  • @xrpizzle
    @xrpizzle 2 года назад +1

    I'm a regular every jerk that has been payed my my student loans for 15 years. ..why do I still have to pay. Total Bs

  • @Lionheart_He-Man
    @Lionheart_He-Man 2 года назад

    I fall under all those criteria, sign that bill judge, I need to get these loans paid off…..by Navient!!!

  • @lalarodgers3141
    @lalarodgers3141 2 года назад

    They took my whole income tax one year. I wonder will I get that back?

  • @vickigoshert789
    @vickigoshert789 2 года назад

    I was on disability when going to school but mine was not discharged

  • @maryquast9199
    @maryquast9199 2 года назад

    It took me 15 years but I paid off all my navient loans...

  • @algblessed1975
    @algblessed1975 2 года назад

    Navient said, "No we didn't".....how simple can you get.

  • @ShannonL7
    @ShannonL7 2 года назад

    They were sneaky and transferred or possible sold my account to a completely different company prior to the outcome if the lawsuit.

  • @jamein545
    @jamein545 2 года назад

    Thanks for canceling mine so happy

  • @sumadhipandian5993
    @sumadhipandian5993 2 года назад

    I paid mine full with interest!

  • @debbiehall362
    @debbiehall362 2 года назад

    Gerry A. no vacation here . tried to pay . interest rates high never the same interest year after year. no success. bark at others. not those
    whole tried and still trying!

  • @biggins-2178
    @biggins-2178 2 года назад +2

    Navient sold my husband's to fed loan in December!!

  • @Mariah_678
    @Mariah_678 2 года назад +2

    I believe I qualify!!!!

  • @lisaeleanor8559
    @lisaeleanor8559 2 года назад

    I was in default with another company and my account. Was Sold to Navient do I qualif

  • @zongyang779
    @zongyang779 2 года назад

    How do we know that we are one ? I log into my acct but the system its no longer exist

  • @thewolfesdentv5796
    @thewolfesdentv5796 2 года назад

    My loans werent in default but they were delinquint does that mean i dont qualify? I went to a for profit school in 2008 (ACI in Baltimore). I think i should qualify.

    • @maehavoc1680
      @maehavoc1680 2 года назад

      You should. Mine weren’t defaulted and were forgiven. Try calling navient and speak to an actual person. Ask for your balance. The website and automated system said I still owed but the agents said I had a 0 balance. I went to the art institute from 2007-2011. All my private loans were forgiven. Unsurprisingly my federal loans serviced via navient didn’t.

  • @bennyblanco2547
    @bennyblanco2547 2 года назад

    What happens if navient sold ur loan to aidvantage?

  • @aneva2464
    @aneva2464 2 года назад +1

    They transferred mine to another company

  • @ginachae
    @ginachae 2 года назад +1

    I refinanced my Navient loans so I'm shit out of luck

  • @karma4872
    @karma4872 2 года назад +1

    Years ago, I went to a pharmacy tech school. HIGH TECH INSTITUTE. With a lifetime of continued Education. Well, this company is no longer

    • @malanated
      @malanated 2 года назад

      Same here, I went to Everest 🤷‍♀️💀🤦‍♀️

  • @annagrace1159
    @annagrace1159 2 года назад

    🚨NAVIENT announces this after hastly sending notifications, with no option to opt out that our loans will be rolling over to a new shell company for management. I call this unloading the baggage 🎒

  • @contactstackbenefitonteleg8591
    @contactstackbenefitonteleg8591 2 года назад

    Successful transaction from this man

  • @rnt45t1
    @rnt45t1 2 года назад

    How bout paid back? I want my money back!

  • @raybon7939
    @raybon7939 2 года назад +2

    The first step in me leaving third world u.s. is right here student loan forgiveness.

  • @karlabebley6486
    @karlabebley6486 2 года назад

    How you get your student loan

  • @jamesbledsoe5241
    @jamesbledsoe5241 2 года назад

    They can give me back my money I been paying since 2008 while I was in the school and the private loan I paid off two years ago

  • @shanalee8469
    @shanalee8469 2 года назад

    Thank you JESUS CHRIST FOR CANCELING MY LOANS