Note: My apologies for any voice echo. I moved into a new apartment recently and am figuring out the sound issues. Have ordered new equipment to help with that, but sound quality may not be 100% for a couple weeks while I figure it out. Appreciate all of your support regardless!
Location is a huge factor that doesn't get talked about enough when choosing credit cards! With no Sapphire or Capital One Lounges in my home state, I'm holding off on the Venture X and Sapphire Reserved for now. Great advice Matt!
Thanks so much Buck! Yeah super important to work backwards in a way and take a look at what travel partners make the most sense first and then adapt what Credit Cards have access to those partners.
It's great that we have so many different travel cards to choose from but it's down to the individual to pick the one(s) that offer the highest organic value. Great tips Matt!
This is awesome because you’re talking about stuff that’s not working. Seems weird but credit cards feel like it’s marketing for the best of all worlds. So many cards are great on paper but collapse in practice. So these CC negatives you talk about are actually positives
Thanks so much Elliott! Yeah it's one thing to see what the benefits look like on paper but like you said another to see how they actually work in real-life.
1) You can’t use all the credits and benefits. 2) Your location and travel style isn’t the right fit. 3) You’re not earning points in an ecosystem that makes sense for you. 4) A lower annual fee card could give you comparable benefits. 5) The multipliers don’t fit with your normal spending.
for #2 its definitely clutch to have CLEAR access at LAX for whenever I travel. It's a small touch but has made a difference a few times. HNL does NOT have CLEAR. RIP
I also live in Seattle Washington and recently switched to Team Hybrid from Cash Back. Which travel CCs would be good for me besides AMEX (I actually don't like AMEX and am a low spender). I know I'm only sticking to flexible currency like Chase Ulti-Points and TY Points, so co-branded cards are out. Plan on flying more to East Coast, California, and Europe.
When it comes to credit card perks having the wrong set up just for the flex can be a hefty hit. I don’t know why Amex is automatically linked to rich status have several friends that have a the plat and gold and they don’t know 10% of what it offers. I stopped being in the Amex eco system cause Chase fits me way better
Totally agree with this! Credit Cards should never be a flex and instead should work best just based on your own spending/travel preferences. Appreciate you watching!
Chicago airport lounges are all ass-it’s embarrassing. Any card whose main perk is lounge access is significantly devalued here, and it’s usually only worth getting a mid-tier $95 travel card.
Note: My apologies for any voice echo. I moved into a new apartment recently and am figuring out the sound issues. Have ordered new equipment to help with that, but sound quality may not be 100% for a couple weeks while I figure it out. Appreciate all of your support regardless!
🧐 listen u don't need to f-ing apologize thanks for the video buddy 🧐 I have too many fuckin credit cardz 🤣🤣🤣
Location is a huge factor that doesn't get talked about enough when choosing credit cards! With no Sapphire or Capital One Lounges in my home state, I'm holding off on the Venture X and Sapphire Reserved for now. Great advice Matt!
Completely agree Kevin thank you!
Good points/tips Matt! I don’t have a travel card yet and want to take a deeper dive into my top options’ travel partners that suit me best first
Thanks so much Buck! Yeah super important to work backwards in a way and take a look at what travel partners make the most sense first and then adapt what Credit Cards have access to those partners.
Great job on RUclips ♥️
Thank you Vicki :)
In short, Do Your Research! Thanks for the video Matt
Haha yes exactly!! Thanks Sledge!
It’s so important to get the right travel cards - especially the ones with high annual fees! Great tips here Matt!
Thanks Stan!
It's great that we have so many different travel cards to choose from but it's down to the individual to pick the one(s) that offer the highest organic value. Great tips Matt!
Completely agree! Appreciate you watching Monty!
Thank you
Thank you for watching!
Another stellar video, Mr. Matt!!! This is just the video that the credit card/banking community needs. Keep up the great work!!!
Thank you so much!!
This is awesome because you’re talking about stuff that’s not working. Seems weird but credit cards feel like it’s marketing for the best of all worlds. So many cards are great on paper but collapse in practice. So these CC negatives you talk about are actually positives
Thanks so much Elliott! Yeah it's one thing to see what the benefits look like on paper but like you said another to see how they actually work in real-life.
Solid tips Matt, especially for a travel focused setup.
Absolutely! Appreciate you JP!
1) You can’t use all the credits and benefits.
2) Your location and travel style isn’t the right fit.
3) You’re not earning points in an ecosystem that makes sense for you.
4) A lower annual fee card could give you comparable benefits.
5) The multipliers don’t fit with your normal spending.
Thank you!
for #2 its definitely clutch to have CLEAR access at LAX for whenever I travel. It's a small touch but has made a difference a few times. HNL does NOT have CLEAR. RIP
Haha yeah exactly! CLEAR has definitely relieved a lot of stress for me as well!
Watching, liking and commenting for the algorithm 👌🏻👌🏻👌🏻
Thanks so much Paul! Really appreciate you!
Matt the audio sounded fine to me.
Fantastic- thanks Paul! I"m glad it's probably just myself especially zeroing in on it haha. Appreciate you watching!
👍🏼👍🏼
Thanks for watching Xavier!
I also live in Seattle Washington and recently switched to Team Hybrid from Cash Back. Which travel CCs would be good for me besides AMEX (I actually don't like AMEX and am a low spender). I know I'm only sticking to flexible currency like Chase Ulti-Points and TY Points, so co-branded cards are out. Plan on flying more to East Coast, California, and Europe.
The Citi Strata Premier would be a good option!
When it comes to credit card perks having the wrong set up just for the flex can be a hefty hit. I don’t know why Amex is automatically linked to rich status have several friends that have a the plat and gold and they don’t know 10% of what it offers. I stopped being in the Amex eco system cause Chase fits me way better
Totally agree with this! Credit Cards should never be a flex and instead should work best just based on your own spending/travel preferences. Appreciate you watching!
Chicago airport lounges are all ass-it’s embarrassing. Any card whose main perk is lounge access is significantly devalued here, and it’s usually only worth getting a mid-tier $95 travel card.
Ah dang that sucks I'm sorry about that. Hopefully Chicago adds some better lounges in the future!
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@@MattWelterOfficial Matt….we have an agreement. What’s the meaning of this bronze color medal? 👀
@@ItsMeCJ 👀😂
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