If you need legal advice about your debt, here's the link to the trial for the online solicitor: justanswer.9pctbx.net/c/2873512/1147978/9320?sharedid=youtube-debt
Hi. Can i ask a question? I care 24/7 for my diaabled partner since January 2020 and my partner receives PIP since January 2020. We are both in Universal Credit. I never claimed for Carer'w Allowance due to not knowing about this Benefit. I recently found out and applied. My question is: Can Carer's Allowance be backdated to the day i started her care, January 2020 ? Thank you!
@kdlofty •Along with the people applying this is hell on earth you need a PHD to get this if you have a TBI (Brain Injury and 27 Fractures your completly screwed up ..I going to shove my head under a duvet this is killimg my mental any physical health ...I cant walk i have a kid i cant understand any of this jargon ?My son is 15 i cant understand how long actual Transitional protection lasts ?This is word Salad broken loo completely broken ..@SonyEricson...Death ?Through starvation ?Sorry TBI i cant understand anything i know people are all skint -But what is there to do ?A war on i cant read the meter i got a smart meter but its so complicated ?I own this phone but the tarrif for 3 GB ?Is huge and i dont want to ever take advantage of the system -Our council is skint -The loo my neighbour fixed i lost 10 kilos ?Feeding my son -
the management company of the flats where i live just passed on the rise in electricity to us - i do all i can to keep costs down but the management company shows that their bill has gone from 4k to 17k and they are making me pay - how come they don't get a discount and can they just pass this straight on to me??
You're from a poor country that's acting rich. The richest in your country are purchasing hatchbacks while going online to write long explanations of how Americans drive tin cans. You're screwed man. Your NHS is a complete joke. Your economy is a mess. There aren't any technologies used worldwide that come out of your country, meaning your government will take on more debts and collect higher taxes. So you are done for sure. Brits are done.
Hi ...Does anyone know what will happen to my carers allowance when i reach pension age in 2 years time , there will be no other person eligible to claim the benefit there after as all work full time .
I pay £10.07 to BT for my landline and broadband. I’m on Universal Credit. It’s well worth applying. It’s also a simple process; just provide BT with the relevant evidence. Obviously you pay for any landline calls, but it gives you a number at least and £10.07 is a bargain for Broadband.
Yes but your broadband is going to be pathetic in everyway unless you just do the odd email and crap. These social tariffs are a con, you're better off with 5G internet cell phone contracts etc. Even giffgaffs payasyou go SIMs are cheaper
@@2tuff-m4w No. I’m afraid you’re wrong; you clearly don’t have it. You only know what you’ve read somewhere and someone’s ’opinion’. BT Basic, as it’s called, is excellent. It has never failed once in any shape or context. I’ve had it since October 2021. I started off on £10.07 per month and it hasn’t shifted. My experience; my witness.
EE has home essentials a low income option for people on UC ect. I think that £15 pcm is ok for a basic broadband service. If there's any better deals please let me know.
Hi Justin! You might find more benefits you can get with the MoneyHelper benefits calculator: www.moneyhelper.org.uk/en/benefits/universal-credit/money-manager
Thanks for posting this information, it's Great that you are making such an effort as it will undoubtedly help out those who may be struggling financially right now in these difficult and challenging times. Educating people clearly about all the help currently available is commendable and I for one appreciate this. 👊💯
Ive just found out that if you get put over to universal credit from legacy benefits that you will lose your widowed parents benefit. I was absolutely gobsmacked since child maintenance isnt cointed yet a wodowed oarents payment is. I feep sick to my stomach and sad.
I have mental health problems sleep pain nerve damage restricted ability cellulites so I can't stand for any length of time what should I be claiming and I have a sick note for 30 days but my health's only getting worse what benefits can I claim. 😖iv triied to work with no chance of making money and then I I can't continue🤑ii can't drive and I've been beaten up on a public bus can I claim mobility rate benefits straite away I'm also dyslexic explaing that I'm to ill to work on building sits any m
Carers allowance is complicated - there are all kind of hacks such as legitimate work expenses that can be deducted from your pay - such as a lease car on PCP you need for your job or a mileage or meals allowance, half your pension contributions, any tax and NI etc - and also, dont forget that the earnings threshold means just that - it only counts earned income - not unearned income from, e.g., a workplace pension or income from premium bonds or investments. If your income rises, it is usually better to top up your pension contributions - most schemes allow this.
🙏🏼🙏🏼🙏🏼Thank you ever so much for making this video. It's not always possible to remember all this info when your mind is busy thinking surrounded by chaos. This video allows you to pause and deal with each option as you're filling out forms and applications. You have thoroughly offered all the possible ways to help us out. Could you please create a video about migration to universal Credit. I've just received a letter informing me that I will recieve a letter telling me when to apply for migration. I am concerned about cutbacks and being paid less, also non payment during migration process. How will my family survive, got loads of overhead costs and household of 3 young kids. 🙏 create a video addressing my concerns.
Hey @nasirimran786! Thank you for the kind words. As for Universal Credit migration, there are excellent sources you can read, including one from Citizens Advice www.citizensadvice.org.uk/benefits/universal-credit/before-you-apply/moving-to-universal-credit-from-other-benefits/ and MoneyHelper www.moneyhelper.org.uk/en/benefits/universal-credit/who-is-affected-by-universal-credit. As for the video, we'll try our best to accommodate your request. Hope you have a good day!
I've had one UC loan for a fridge and one for a cooker. I need another for clothing but I've heard that isn't a valid reason for a load. Has anyone had a loan for anything else? Thanks.
If you have a UC loan still in progress then you cannot apply again until that one is paid off. If still needing a loan or funds then look to the DHP (Discretionary Housing Payment) from your local council
Hi Scott! you can get in touch with Universal Credit and ask them about it. Here's a link for more information about Universal Credit: moneynerd.co.uk/debt-management-plan-universal-credit/Good luck!
My gas bill is 70% standing charge the other part is what INEED to cook an heat water only, of all my costs the council tax is the biggest part of my pension going straight back to the ‘consolidation fund’ to pay pet projects like Ukraine.
Hi Uk! you can change your email address with Universal Credit without losing your claim. Sign in, then go to 'Security' and under 'your sign in details', find 'email' and choose 'change', then follow the instructions. More details can be found here: www.gov.uk/guidance/changing-the-sign-in-details-for-your-govuk-one-login
Please I need an advice no one is helping me I stop work from September due to my health condition I have all with my gp dwp decline me I need to apeal but in the other way I need financial support I don’t know which one I need to claim please any advice
Sorry to hear about your situation. This article might help if you decide to challenge a benefit decision- www.citizensadvice.org.uk/benefits/benefits-introduction/problems-with-benefits-and-tax-credits/challenging-benefit-decisions/
Hi Ryan! Here's a link to Money Manager's benefits calculator and more: www.moneyhelper.org.uk/en/benefits/universal-credit/money-manager Hope this helps!
@@MoneyNerd thank you sir for posting this veidio im a uk citizen im planning to book for full housing benefits in the UK im 16 an adult planning to study there im moving from overseas middle East... I wanted to ask if i can book for susized housing program in the uk overseas? Since I'm a uk citizen its my country and they cannot reject me and lastly how much pocket money would I get a day is it 30 pounds a day? I'm yr 11 planning to study yr 12 in the uk ill have to find nearest school i hope oxford
one thing never done,Never claimed any help with Housing costs,Part from Some UC what pays towards the rent,The way the future is going,Might be worth going for something like this,Some times I feel like world coming down at me,Knowing how bad this Country is now days with cost of living growing right through the roof
Hi Besty! There might be some benefits you can claim. Try the benefits calculator we have in the video description, or use the one from Citizens Advice www.citizensadvice.org.uk/benefits/benefits-introduction/what-benefits-can-i-get/ or StepChange www.stepchange.org/debt-info/claiming-benefits.aspx Good luck!
Hi for what can I apply if you know any other benefits I am just getting unvirsal credit but I am a house wife but I need to apply for some other benefits because I can't work now can you please help me if you know??
Hi @hamdardafg549! If you want more information on how you can know more benefits that are available to you, feel free to visit www.moneyhelper.org.uk/en/benefits/universal-credit/money-manager
As for the travel expenses for some reason that years ago I was paying £8-50 for a return and it didn't matter which way you went it was the same but in the last year or so the bus fair has slumped to a£2-00 run which is cheep but as I'm getting near to getting a bus pass it is all rediculus but this £2 bus fair system won't last much longer then they will start putting it back up again that's why I'm saying is stupid as of in any sense to go by.😊
also I'm helping a friend have lights on and a quick shower. she is paying 92 pence a kWh and if she wants hot water it to expanse . she owe me probably a thousand pounds butte can't get any housing cost backend the landlord is taking the money for rent arrears but she's was on esa but she had to chang to Asa and universal credit she only wanted housing benefit now after 7 years bak to jsa the elitric is £1,168.67 since October with no help or payments if I didn't spend my money from when I worked she wouldn't be able to eat.??????? any addvice people
She needs debt adviser to on Martin Lewis money saving Forum and ask the question in the correct thread for benefit. As I don't quite understand what your asking.
People on various benefits seem better off than a lot of Pensioners! If you have done the right thing and saved for your retirement, you will have to pay for everything and get taxed on top of that! The Pension system in this country is a racket! If you get virtually only one benefit, this seems to open the door to many savings that pensioners who have saved and sacrificed cannot get, in fact they pay tax to pay benefits to people who are better off than them! The so-called 10% rise that pensioners are to receive is a ‘con’, as tax has to be paid on it and all other pensions that we have paid into. This results in a fraction over only 6% rise!
Yep. It doesn't pay to work nowadays. Another kick in the teeth, if you worked hard, bought your house and cleared your mortgage, that can be taken off you if you need to go into care. Yet our little brown gimmegrunts that come here illegally get to stay in 4* & 5* hotels, 3 meals a day, spending money, free phone and no bills to pay. Makes you proud to be British
I I’m sick my son has been awarded enhanced daily living I thought he would still qualify for child elementof my universal credit.he is really poorly and totally dependent on me he isn’t well enough for education or work and I can’t manage with my child element being stopped I thought I was entitled to child elementof Universel because he is on enhanced
What about people who have no tech or Computer elitert i have no tech Smartphone etc my friend help me then what under the carpet with us dim people who have no tech or Computer plèase inlighting me both kev ì have no grind or axe with ok just info 4 my bread in
@@stuontwo677 the wise One it must give you sø much pleasér to give people english to spell it right When I cant spell ìm sorry but stlu on two I would use a multi cooker ìm shit at spelling Help people dont slag us off ķev kev kev kev kev kev kev kev kev kev kev kev kev kev kev kev kev kev kev kev kev kev kev kev kev
When I put comment in your ŕeply Was tåking the piss thanks if I need Help thankyou I tid not have a stroke I have had a stroke thanks be Safe my your god go with lev ķev kev kev kev kev kev kev kev kev kev kev kev kev kev kev kev kev kev kev kev kev kev kev kev kev
If you need legal advice about your debt, here's the link to the trial for the online solicitor: justanswer.9pctbx.net/c/2873512/1147978/9320?sharedid=youtube-debt
Hi. Can i ask a question?
I care 24/7 for my diaabled partner since January 2020 and my partner receives PIP since January 2020. We are both in Universal Credit. I never claimed for Carer'w Allowance due to not knowing about this Benefit. I recently found out and applied.
My question is: Can Carer's Allowance be backdated to the day i started her care, January 2020 ? Thank you!
Budget squeezed? It's been absolutely strangled to death.
What was the solution?
@kdlofty •Along with the people applying this is hell on earth you need a PHD to get this if you have a TBI (Brain Injury and 27 Fractures your completly screwed up ..I going to shove my head under a duvet this is killimg my mental any physical health ...I cant walk i have a kid i cant understand any of this jargon ?My son is 15 i cant understand how long actual Transitional protection lasts ?This is word Salad broken loo completely broken ..@SonyEricson...Death ?Through starvation ?Sorry TBI i cant understand anything i know people are all skint -But what is there to do ?A war on i cant read the meter i got a smart meter but its so complicated ?I own this phone but the tarrif for 3 GB ?Is huge and i dont want to ever take advantage of the system -Our council is skint -The loo my neighbour fixed i lost 10 kilos ?Feeding my son -
the management company of the flats where i live just passed on the rise in electricity to us - i do all i can to keep costs down but the management company shows that their bill has gone from 4k to 17k and they are making me pay - how come they don't get a discount and can they just pass this straight on to me??
You're from a poor country that's acting rich. The richest in your country are purchasing hatchbacks while going online to write long explanations of how Americans drive tin cans. You're screwed man. Your NHS is a complete joke. Your economy is a mess. There aren't any technologies used worldwide that come out of your country, meaning your government will take on more debts and collect higher taxes. So you are done for sure. Brits are done.
Hi ...Does anyone know what will happen to my carers allowance when i reach pension age in 2 years time , there will be no other person eligible to claim the benefit there after as all work full time .
I pay £10.07 to BT for my landline and broadband. I’m on Universal Credit. It’s well worth applying. It’s also a simple process; just provide BT with the relevant evidence. Obviously you pay for any landline calls, but it gives you a number at least and £10.07 is a bargain for Broadband.
Yes but your broadband is going to be pathetic in everyway unless you just do the odd email and crap. These social tariffs are a con, you're better off with 5G internet cell phone contracts etc. Even giffgaffs payasyou go SIMs are cheaper
@@2tuff-m4w No. I’m afraid you’re wrong; you clearly don’t have it. You only know what you’ve read somewhere and someone’s ’opinion’. BT Basic, as it’s called, is excellent. It has never failed once in any shape or context. I’ve had it since October 2021. I started off on £10.07 per month and it hasn’t shifted. My experience; my witness.
EE has home essentials a low income option for people on UC ect. I think that £15 pcm is ok for a basic broadband service. If there's any better deals please let me know.
Hi Justin! You might find more benefits you can get with the MoneyHelper benefits calculator: www.moneyhelper.org.uk/en/benefits/universal-credit/money-manager
Thanks for posting this information, it's Great that you are making such an effort as it will undoubtedly help out those who may be struggling financially right now in these difficult and challenging times. Educating people clearly about all the help currently available is commendable and I for one appreciate this. 👊💯
Hi Stuart! Thank you so much for your kind words. Like you said, the more people who know their options, the better. Have a good day!
Ive just found out that if you get put over to universal credit from legacy benefits that you will lose your widowed parents benefit. I was absolutely gobsmacked since child maintenance isnt cointed yet a wodowed oarents payment is. I feep sick to my stomach and sad.
Hi @witchysame4273, I'm sorry to hear that. Hope all is well.
I have mental health problems sleep pain nerve damage restricted ability cellulites so I
can't stand for any length of time what should I be claiming and I have a sick note for 30 days but my health's
only getting worse what benefits can I claim.
😖iv triied to work with no chance of making money and then I I can't continue🤑ii can't drive and I've been beaten up on a public bus
can I claim mobility rate benefits straite away I'm also dyslexic explaing that I'm to ill to work on building sits any m
Try limited capability for work thrus universal credit that what I did. I hope that helps
Carers allowance is complicated - there are all kind of hacks such as legitimate work expenses that can be deducted from your pay - such as a lease car on PCP you need for your job or a mileage or meals allowance, half your pension contributions, any tax and NI etc - and also, dont forget that the earnings threshold means just that - it only counts earned income - not unearned income from, e.g., a workplace pension or income from premium bonds or investments.
If your income rises, it is usually better to top up your pension contributions - most schemes allow this.
🙏🏼🙏🏼🙏🏼Thank you ever so much for making this video. It's not always possible to remember all this info when your mind is busy thinking surrounded by chaos. This video allows you to pause and deal with each option as you're filling out forms and applications.
You have thoroughly offered all the possible ways to help us out.
Could you please create a video about migration to universal Credit. I've just received a letter informing me that I will recieve a letter telling me when to apply for migration. I am concerned about cutbacks and being paid less, also non payment during migration process. How will my family survive, got loads of overhead costs and household of 3 young kids.
🙏 create a video addressing my concerns.
Hey @nasirimran786! Thank you for the kind words. As for Universal Credit migration, there are excellent sources you can read, including one from Citizens Advice www.citizensadvice.org.uk/benefits/universal-credit/before-you-apply/moving-to-universal-credit-from-other-benefits/ and MoneyHelper www.moneyhelper.org.uk/en/benefits/universal-credit/who-is-affected-by-universal-credit. As for the video, we'll try our best to accommodate your request. Hope you have a good day!
I dnt want to go on unverisal credit . System is broken and can stop payment
Tax credits are being phased out. If you have savings of over 16k can you still get child element universal credit?
Thank you Thank you, For the good advice, it's very appreciated. 😊🙏🏾❤️💜
How much time does take to get of carar’s allowance approval letter
I've had one UC loan for a fridge and one for a cooker. I need another for clothing but I've heard that isn't a valid reason for a load. Has anyone had a loan for anything else? Thanks.
Yea
@@ryanhorow4590 I'm looking for an example?
How to get UC loan? I need for a courses
Hi Kyahr! You can start by going to this link: www.gov.uk/universal-credit/how-to-claim
If you have a UC loan still in progress then you cannot apply again until that one is paid off. If still needing a loan or funds then look to the DHP (Discretionary Housing Payment) from your local council
I have a job now but can I claim back pay from when I was unemployed?
Hi Scott! you can get in touch with Universal Credit and ask them about it. Here's a link for more information about Universal Credit: moneynerd.co.uk/debt-management-plan-universal-credit/Good luck!
My gas bill is 70% standing charge the other part is what INEED to cook an heat water only, of all my costs the council tax is the biggest part of my pension going straight back to the ‘consolidation fund’ to pay pet projects like Ukraine.
It is disgusting abuse by the gov
How to change my email with universal credit without losing my claim
Hi Uk! you can change your email address with Universal Credit without losing your claim. Sign in, then go to 'Security' and under 'your sign in details', find 'email' and choose 'change', then follow the instructions. More details can be found here: www.gov.uk/guidance/changing-the-sign-in-details-for-your-govuk-one-login
Please I need an advice no one is helping me I stop work from September due to my health condition I have all with my gp dwp decline me I need to apeal but in the other way I need financial support I don’t know which one I need to claim please any advice
Sorry to hear about your situation. This article might help if you decide to challenge a benefit decision- www.citizensadvice.org.uk/benefits/benefits-introduction/problems-with-benefits-and-tax-credits/challenging-benefit-decisions/
Thankyou but i find it hard to wacth coz my conserstaion level you are great is thier a paper i can read with help thanks kev
Hi Ryan! Here's a link to Money Manager's benefits calculator and more: www.moneyhelper.org.uk/en/benefits/universal-credit/money-manager Hope this helps!
Thank you for sharing.
You're welcome! Glad you found this video helpful.
*Excellent educational ensemble.*
Thank you!
@@MoneyNerd thank you sir for posting this veidio im a uk citizen im planning to book for full housing benefits in the UK im 16 an adult planning to study there im moving from overseas middle East... I wanted to ask if i can book for susized housing program in the uk overseas? Since I'm a uk citizen its my country and they cannot reject me and lastly how much pocket money would I get a day is it 30 pounds a day? I'm yr 11 planning to study yr 12 in the uk ill have to find nearest school i hope oxford
one thing never done,Never claimed any help with Housing costs,Part from Some UC what pays towards the rent,The way the future is going,Might be worth going for something like this,Some times I feel like world coming down at me,Knowing how bad this Country is now days with cost of living growing right through the roof
Hi Dale! thanks for sharing your thoughts.
Is there any hardship grants for anyone in the UK??
Yes if you're brown and came here illegally from France
Hi Besty! There might be some benefits you can claim. Try the benefits calculator we have in the video description, or use the one from Citizens Advice www.citizensadvice.org.uk/benefits/benefits-introduction/what-benefits-can-i-get/ or StepChange www.stepchange.org/debt-info/claiming-benefits.aspx Good luck!
@@ScoreGuru123🤣🤣🤣🤣
@@ScoreGuru123 Your comment is racist
Yes but these are loans to be paid back.
Congratulations on your "Extra Benefits You Could Claim" inspirational thanks for sharing. Debt To God. 🙏
Thank you MB, I hope I was able to help
Great post, thanks dude.
Hey Xav! you're welcome
Hi for what can I apply if you know any other benefits I am just getting unvirsal credit but I am a house wife but I need to apply for some other benefits because I can't work now can you please help me if you know??
Hi @hamdardafg549! If you want more information on how you can know more benefits that are available to you, feel free to visit www.moneyhelper.org.uk/en/benefits/universal-credit/money-manager
how get free house uk
Find abandoned one, get in, change locks.
As for the travel expenses for some reason that years ago I was paying £8-50 for a return and it didn't matter which way you went it was the same but in the last year or so the bus fair has slumped to a£2-00 run which is cheep but as I'm getting near to getting a bus pass it is all rediculus but this £2 bus fair system won't last much longer then they will start putting it back up again that's why I'm saying is stupid as of in any sense to go by.😊
Hi David! thanks for sharing your thoughts.
also I'm helping a friend have lights on and a quick shower. she is paying 92 pence a kWh and if she wants hot water it to expanse . she owe me
probably a thousand pounds butte can't get any housing cost backend the landlord is taking the money for rent arrears but she's was on esa
but she had to chang to Asa and universal credit she only wanted housing benefit now after 7 years bak to jsa the elitric is £1,168.67 since October with no help or payments if I didn't spend my money from when I worked she wouldn't be able to eat.??????? any addvice people
She needs debt adviser to on Martin Lewis money saving Forum and ask the question in the correct thread for benefit. As I don't quite understand what your asking.
Go to CAB they are really good at helping. How lovely you help her.
That’s wrong I have worked mine out to £1200.00 for the year that’s not bad not £3000.00 they said it would cost
People on various benefits seem better off than a lot of Pensioners! If you have done the right thing and saved for your retirement, you will have to pay for everything and get taxed on top of that! The Pension system in this country is a racket! If you get virtually only one benefit, this seems to open the door to many savings that pensioners who have saved and sacrificed cannot get, in fact they pay tax to pay benefits to people who are better off than them! The so-called 10% rise that pensioners are to receive is a ‘con’, as tax has to be paid on it and all other pensions that we have paid into. This results in a fraction over only 6% rise!
Yep. It doesn't pay to work nowadays. Another kick in the teeth, if you worked hard, bought your house and cleared your mortgage, that can be taken off you if you need to go into care. Yet our little brown gimmegrunts that come here illegally get to stay in 4* & 5* hotels, 3 meals a day, spending money, free phone and no bills to pay. Makes you proud to be British
Suckers!
I I’m sick my son has been awarded enhanced daily living I thought he would still qualify for child elementof my universal credit.he is really poorly and totally dependent on me he isn’t well enough for education or work and I can’t manage with my child element being stopped I thought I was entitled to child elementof Universel because he is on enhanced
*please contact me for free advice via email. Fully confidential. No need to disclose NINO and other refs etc. Just bureaucratic timeline.*
You are entitled for £1.500 monthly
How so? This is a genuine question.
What about people who have no tech or Computer elitert i have no tech Smartphone etc my friend help me then what under the carpet with us dim people who have no tech or Computer plèase inlighting me both kev ì have no grind or axe with ok just info 4 my bread in
Please start with trying to write a coherent sentence.
@@stuontwo677 the wise One it must give you sø much pleasér to give people english to spell it right When I cant spell ìm sorry but stlu on two I would use a multi cooker ìm shit at spelling Help people dont slag us off ķev kev kev kev kev kev kev kev kev kev kev kev kev kev kev kev kev kev kev kev kev kev kev kev kev
Did you have a stroke writing that
1. Claim universal credit. that's 7 bills a month there easy
2. Get the trap line booming
Am universal credit not working now am sick only house benefit but I don’t know what to claim am struggling need advice please
Terrible sound
Hi Antec! thanks for the feedback, will try to have this fixed.
When I put comment in your ŕeply Was tåking the piss thanks if I need Help thankyou I tid not have a stroke I have had a stroke thanks be Safe my your god go with lev ķev kev kev kev kev kev kev kev kev kev kev kev kev kev kev kev kev kev kev kev kev kev kev kev kev
HOLY CRAP YOUR AUDIO IS TERRIBLE.
Software exists to reduce GRIM distortions.
Hi Gazz! thanks for the feedback, will try to get this fixed