Few truly realize from experience that the best investment one can make is in THEMSELVES by improving their skills and knowledge. A strong primary source of income only comes when you add real value to society. Think of it like this: An employee to their employer A hero to their audience A cricketer to their fans A business to its customers A teacher to their students, and so on. When you create value for others, success naturally follows. 😌
Thank you. I have received several emails from people who shared that they own valuable items but lack adequate insurance. It's a reminder that we should always prioritize insurance over discretionary spending.
I am one of those…27 YO iPhone 15 pro HDFC ergo 25L Health Insurance Metlife 12L Life Insurance No Term life insurance….planning to buy but confused….any suggestions?
This one is perfect. Especially the marriage part and starting early. His expectations are low unlike many young people who wants to retire at 40 with 10 cr corpus.
@@Akshaymeowmeow This is a highly subjective question-it depends entirely on the lifestyle one wish to maintain after retirement and the age at which you plan to retire.
@@Akshaymeowmeow(100 - Age of retirement) X Annual Expenses at time of retirement Eg if we are retiring at 60 years then 40X and if we are retiring at 35 years then 65X. Here X is annual expenses
Clear and grounded perspective-not in a rush to retire or chasing an unrealistic goal of hundreds of crores. This is something most of us can relate to.🎉❤
00:02 Your career is independent from your employer; manage it wisely. 01:45 Transitioning industries significantly boosts salary potential. 03:30 Aggressive salary growth is essential for wealth accumulation. 05:10 Invest in yourself and choose high-paying industries for career growth. 06:59 Investing lessons learned through early losses shaped future financial approach. 08:43 Planning early ensures financial readiness for retirement and child's education. 10:24 Planning financial goals is essential for financial success. 12:03 Financial health requires more than basic insurance; a holistic plan is essential. Crafted by Merlin AI.
Few questions kapl sir - very good video 1. ur spouse supported you in al this? 2. How is your lifestyle and what all compromises you made apart from a normal marrige 3. How should salaried people like me start pls pls answer
The support of a spouse is the backbone of any journey, and family support makes all the difference. I have been fortunate to have my spouse and family by my side every step of the way. Our lifestyle remained balanced, and I don’t feel we had to make any compromises along this journey
Very realistic podcast. Thanks Wint team. We want one more detailed podcast with him, you haven't asked about home loan or whether he has bought home or not. His views on Mutual Funds. If he watches this, kindly share your views bro. Much appreciated !
Not sure why wint wealth team shares 10 minutes podcast. I can lot of People askg questions, half information is not good. @wintwealth can you take questions and request him to answer. That will give more clarity to your viewers. Its a humble request
@@rajasekharreddy805 That may fall under investment advice, so I’m unable to share specifics. However, you might want to look into funds that replicate Indian indices like Nifty or Sensex.
My takeaways: 1. Take course according to your choice from NISM (initiative of SEBI) 2. Take course of Six Sigma Certification Course. 3. More certificate courses from IIM, or others. Will do all these just after completing my college graduation (after 6-7 months). Currently focused on my freelancing.
Why you were in hurry to change the topic at 6:08? he was sharing an interesting experience, which might have helped several people who are looking for job or job change!
That's a really good decision on marriage, spend less on other's satisfaction and spend more on your personal experiences and also great advice on the active income part. He's enjoying life as well as focused on his financial goals. Very realistic and humble person, everything he said is relatable and we can apply in our lives as well. Wint should interview more people like Kapil, loved the podcast throughout.
This guy is gem. Pure golden information to viewers especially for salaried personnel. Thank you for bringing this episode. Nothing fancy just practical advice from his experience.
Few truly realize from experience that the best investment one can make is in themselves-by improving their skills and knowledge. A strong primary source of income only comes when you add real value to society. Think of it like this: An employee to their employer A hero to their audience A cricketer to their fans A business to its customers A teacher to their students, and so on. When you create value for others, success naturally follows. 😌
Bro I am also 34 by March 2025 35 both my parents were seriously ill like dad was on dialysis from last 12 years and mom was suffering from Dementia or Alzeihmer both passed out in 2020 and 2023 no was there for them to look out I left all things and was looking after them now both if them are not there I went into depression from last 1.5 years now came out of this and not understanding what and how to do😢
I see many people are able to relate with this man as he is also an average guy, coming from an average background, building corpus doing average boring things. Good.
Thank you, sir! If there’s one genius you can spot in the entire video, it’s Warren Buffett. Start reading about him-he has the power to inspire and educate so many people, myself included.
I'm glad you made this video. Wealthiya par hum bhi yeh believe karte hain ki transformation hamesha possible hai, bas sahi mindset aur efforts ki zarurat hoti hai. Ek samay main kuch bhi nahi tha, aur aaj ek accha ghar, $500k monthly income aur ek pyari beti ka pyar mila hai. Aise inspiring stories logon ke liye ek reminder hoti hain ki hard work aur sahi planning se sab kuch achieve ho sakta hai. Great content, keep it up!
Awesome podcast - can you get another one with the same person with increased duration. This looks like a very short one. This man guide many of us salaried people . Thanks Wint wealth
00:02 Your career is independent from your employer; manage it wisely. 01:45 Transitioning industries significantly boosts salary potential. 03:30 Aggressive salary growth is essential for wealth accumulation. 05:10 Invest in yourself and choose high-paying industries for career growth. 06:59 Investing lessons learned through early losses shaped future financial approach. 08:43 Planning early ensures financial readiness for retirement and child's education. 10:24 Planning financial goals is essential for financial success. 12:03 Financial health requires more than basic insurance; a holistic plan is essential.
This video truly resonates! It's inspiring to see a financial growth story that doesn’t rely on a foreign job or a fat salary. Your basic yet effective planning and execution are commendable. Thanks for sharing your journey and proving that with determination and smart choices, anyone can achieve financial stability 🙏👏
Considering his age and the already existing corpus, he can end up with much more than 5 crores by the time he is 60. Maybe he shouldn't have so much in index funds. Instead should go for active funds as the Index fund bubble has burst. People hyped them up too much but many good active funds have beaten their benchmarks easily.
I felt im not eligible for this channel interview with all exorbitant numbers ppl mention .. this one is good im able to very closely relate to my corpus ..
Really a great interview can relate many things. If possible please explain how you are going to take care of new child expenses after 5 year with SIP. Just the planning part that will be helpful
All good except spent 7-8 lacks for 1 month south indian trip...seems too good to be true...max it could have been to 1-2 lacks.(May be if its 5 star hotels then also max 3-4 lack). This guy would've gotten a nice abroad trip for 7 lacks( but still its good to explore india first but 7 lacks seems unrealistic also knowing the fact that its 5-6 years back). Also btw a basic wedding is good for 200 - 300 people( Giving food to peopls is a good practice as its just once in lifetime. Don't go too luxury. Dont go too simple. Keep in middle. just treat it as charity and it will come back to you eventually.
Financial independence is essential in your career, as it enables you to take risks confidently. This is the key message we aimed to highlight in this video
what is his investment plan/approach for his kids expenses, that cover all expenses of kid maintenance, school fees etc. Can WintWealth explains please
Honestly, there isn't many easy ways to exponentially increase your salary without going abroad! And without a great MNC behind your back, the possibility of that too is very stark.
Would prefer to follow people who buy flat worth 5 cr at this age. Money sitting in bank , dmat doesnt hold value for me unless you are enjoying it ! Make memories and live a life rather than a miserable who keeps depositing
Fill this form to be featured on Wint Wealth: forms.gle/iuUgM7fyGTfUUiVE9
Few truly realize from experience that the best investment one can make is in THEMSELVES by improving their skills and knowledge. A strong primary source of income only comes when you add real value to society. Think of it like this:
An employee to their employer
A hero to their audience
A cricketer to their fans
A business to its customers
A teacher to their students, and so on.
When you create value for others, success naturally follows. 😌
Any possibility of asking questions to him? Where to send ques?
People have iPhone but they don’t have term insurance … magic statement
leave term insurance ...many don't have even health insurance
@@tedlasso2887 What are these two???
Thank you. I have received several emails from people who shared that they own valuable items but lack adequate insurance. It's a reminder that we should always prioritize insurance over discretionary spending.
I am one of them sadly
I am one of those…27 YO
iPhone 15 pro
HDFC ergo 25L Health Insurance
Metlife 12L Life Insurance
No Term life insurance….planning to buy but confused….any suggestions?
This one is perfect. Especially the marriage part and starting early. His expectations are low unlike many young people who wants to retire at 40 with 10 cr corpus.
Thank you
how much corpus do you think is enough for india? to retire
@@Akshaymeowmeow This is a highly subjective question-it depends entirely on the lifestyle one wish to maintain after retirement and the age at which you plan to retire.
@@Akshaymeowmeow(100 - Age of retirement) X Annual Expenses at time of retirement
Eg if we are retiring at 60 years then 40X and if we are retiring at 35 years then 65X.
Here X is annual expenses
@@AnilSharma-ny2ws no inflation considered, life expectancy etc?
Finally someone who i can relate with unlike others with the unimaginable numbers
+1
+1
-2. I cancelled both of you.
@@Vet_resource Never mind
To get Rs 5 cr corpus in next 15 years how much yearly we need to invest in SIP.
First time a genuine and practical discussion. No excel sheet bhkar, if you this you have so much and retire in 15 years crap. Nice.
Clear and grounded perspective-not in a rush to retire or chasing an unrealistic goal of hundreds of crores. This is something most of us can relate to.🎉❤
Thank you
00:02 Your career is independent from your employer; manage it wisely.
01:45 Transitioning industries significantly boosts salary potential.
03:30 Aggressive salary growth is essential for wealth accumulation.
05:10 Invest in yourself and choose high-paying industries for career growth.
06:59 Investing lessons learned through early losses shaped future financial approach.
08:43 Planning early ensures financial readiness for retirement and child's education.
10:24 Planning financial goals is essential for financial success.
12:03 Financial health requires more than basic insurance; a holistic plan is essential.
Crafted by Merlin AI.
Nice Merlin ai
Genuine, honest and relatable
Few questions kapl sir - very good video
1. ur spouse supported you in al this?
2. How is your lifestyle and what all compromises you made apart from a normal marrige
3. How should salaried people like me start
pls pls answer
The support of a spouse is the backbone of any journey, and family support makes all the difference. I have been fortunate to have my spouse and family by my side every step of the way. Our lifestyle remained balanced, and I don’t feel we had to make any compromises along this journey
Very clear, humble & genuine insights. Thanks for sharing
Thank you
What a brilliant podcast! Crisp and so insightful!!
bro is visionary ..thanks for much needed motivation
Very realistic podcast. Thanks Wint team.
We want one more detailed podcast with him, you haven't asked about home loan or whether he has bought home or not.
His views on Mutual Funds.
If he watches this, kindly share your views bro.
Much appreciated !
Not sure why wint wealth team shares 10 minutes podcast. I can lot of People askg questions, half information is not good. @wintwealth can you take questions and request him to answer. That will give more clarity to your viewers. Its a humble request
I am currently living on rent, don’t own any real estate, and am not invested in any active mutual funds.
@@kapilanandoffical Can you tell us which index fund you invest
@@rajasekharreddy805 That may fall under investment advice, so I’m unable to share specifics. However, you might want to look into funds that replicate Indian indices like Nifty or Sensex.
This guy is speaking from his heart! Genuine interview. Liked it!
Thank you - Glad you liked it it
My takeaways:
1. Take course according to your choice from NISM (initiative of SEBI)
2. Take course of Six Sigma Certification Course.
3. More certificate courses from IIM, or others.
Will do all these just after completing my college graduation (after 6-7 months). Currently focused on my freelancing.
Six Sigma from which institute brother?
Why you were in hurry to change the topic at 6:08? he was sharing an interesting experience, which might have helped several people who are looking for job or job change!
What an amazing clarity - Wint can you get a longer video with this guy
Supreme confidence. Just loved this guy.
Thank you
Pankaj tripathi younger version and similar attitude :)...on serious note he is humble and by his wrods we can make out if he is genuine or not.
He is very logical and pragmatic, answered to the point. loved it
This guy is nice and have realistic expectations of life
Insightful, thanks for sharing such a practical things.
Thank you
Great one, the guy was very clear and practical.
practical insights full of wisdom - The man is just amazing, but the video is like a trailer only.
This guy will go a long way. All the best bro. I can relate myself :)
Thank you
Very good insights on future life goal plannings.
That's a really good decision on marriage, spend less on other's satisfaction and spend more on your personal experiences and also great advice on the active income part. He's enjoying life as well as focused on his financial goals. Very realistic and humble person, everything he said is relatable and we can apply in our lives as well. Wint should interview more people like Kapil, loved the podcast throughout.
Thank you
This fellow is quite interesting. Thank you for bringing him on the show.
This guy is gem. Pure golden information to viewers especially for salaried personnel. Thank you for bringing this episode. Nothing fancy just practical advice from his experience.
Thank you - Glad you liked it it
Great interview and absolutely relatable content
Glad you found it helpful (:
Thank you
This man is very sensible....very nice video😊
Thank you
Nice to hear. Simple and straight forward. Good idea to first ask about insurance and emergency fund before buying iPhones.
Thank you
Few truly realize from experience that the best investment one can make is in themselves-by improving their skills and knowledge. A strong primary source of income only comes when you add real value to society. Think of it like this:
An employee to their employer
A hero to their audience
A cricketer to their fans
A business to its customers
A teacher to their students, and so on.
When you create value for others, success naturally follows. 😌
This is the best one. Thanks!
The guy is very level headed. Hats off
Thank you
Very good podcast, good clarity
Thank you
Watching this video 3rd time from ystrday- Great knowledge
Very Realistic Guy !! Genuine numbers and open conversation. Nice
Thank you - Glad you liked it
At 34…l am lost I have nothing…I wish I had a friend like this guy since 2006…! Wasted my life in call centres… now I have no life
Start today with determination, who knows a decade from now, you might be in one these videos
@I had tears in my eyes reading ur comment.. thank you for your kind words.!
Why not, you can do it. Our Best Wishes!❤@@D.2601
You can always re-start. Best wishes for your journey - I am sure you would do great
Bro I am also 34 by March 2025 35 both my parents were seriously ill like dad was on dialysis from last 12 years and mom was suffering from Dementia or Alzeihmer both passed out in 2020 and 2023 no was there for them to look out I left all things and was looking after them now both if them are not there I went into depression from last 1.5 years now came out of this and not understanding what and how to do😢
Awesome podcast - anyone having such clarity can create wonders - keep teaching is
Thank you
It would be have great if some more questions on "how to maximise your salary" have been asked, such as step by step plan etc.
On point! #simple facts explained in short time!
You earn and invested really good but please focus on your health as well. Best luck!
God bless you ❤
Keep smiling n growing
We want more videos like these. Common middle class people with nice goals and investment planning.
No abroad jobs; no fancy stuffs. Great video!
Thank you
Enough about wealth, now you both shift the focus on Health
Nice 😅😅🎉🎉🎉
Most realistic and practical advice
Thank you - glad you liked it
A switched on type young man! God bless!!
Thank you
Too good ❤
Thank you Kapil sir - appreciation from you means a lot 😊
Ajinkya's 'I can imagine' response to Kapil at 10:01 was too personal. xD xD xD
It might seem that way due to the editing, but Ajikinya was genuinely great throughout the interview.
I see many people are able to relate with this man as he is also an average guy, coming from an average background, building corpus doing average boring things. Good.
Just loved the clarity of this guy!!😊
Thank you
Loved this video!!
aise extraordinary log milte kahan hai????
Finally someone whom we can relate to
Thank you
Very few genuine finance channels these days. This is one of them. ❤
Thank you team wint wealth 👍
Very informative video.
Such a clear vision!
I worked with this man for 4 months in encore - I never knew I was working with a genius mindset - miss you kapil sir
Thank you, sir! If there’s one genius you can spot in the entire video, it’s Warren Buffett. Start reading about him-he has the power to inspire and educate so many people, myself included.
Wow! this was such an insightful podcast.
Thank you
Thank you so much for such videos, really inspired with such honesh people. This motivates us keep working towards our goal and build FIRE corpus.
I'm glad you made this video. Wealthiya par hum bhi yeh believe karte hain ki transformation hamesha possible hai, bas sahi mindset aur efforts ki zarurat hoti hai. Ek samay main kuch bhi nahi tha, aur aaj ek accha ghar, $500k monthly income aur ek pyari beti ka pyar mila hai. Aise inspiring stories logon ke liye ek reminder hoti hain ki hard work aur sahi planning se sab kuch achieve ho sakta hai. Great content, keep it up!
Awesome podcast - can you get another one with the same person with increased duration. This looks like a very short one. This man guide many of us salaried people . Thanks Wint wealth
Always waiting for a new videos , thanks
Thank you
00:02 Your career is independent from your employer; manage it wisely.
01:45 Transitioning industries significantly boosts salary potential.
03:30 Aggressive salary growth is essential for wealth accumulation.
05:10 Invest in yourself and choose high-paying industries for career growth.
06:59 Investing lessons learned through early losses shaped future financial approach.
08:43 Planning early ensures financial readiness for retirement and child's education.
10:24 Planning financial goals is essential for financial success.
12:03 Financial health requires more than basic insurance; a holistic plan is essential.
Very interesting and informative video! Thank you! Wint Wealth.
Thank you - I am glad you liked it
Excellent insights, thanks Kapil!!
Thank you
Life goals of average Indian man 9:09
this type of knowledge should also be taught in school because this what secure your future
Absolutely agree - financial literacy is essential and should be introduced in schools.
You make beautiful videos that stand out from the rest
This video truly resonates! It's inspiring to see a financial growth story that doesn’t rely on a foreign job or a fat salary. Your basic yet effective planning and execution are commendable. Thanks for sharing your journey and proving that with determination and smart choices, anyone can achieve financial stability 🙏👏
Thank you - Glad you liked it
This guy is a real alpha 🗿🗿
Glad you liked the video
Very good informative.
Thank you - Glad you liked it 😊
Great guy
Best interview of 2024!!
Thank you - Glad you liked it
Considering his age and the already existing corpus, he can end up with much more than 5 crores by the time he is 60. Maybe he shouldn't have so much in index funds. Instead should go for active funds as the Index fund bubble has burst. People hyped them up too much but many good active funds have beaten their benchmarks easily.
Nice podcast 👌🏻👌🏻
Thank you
I felt im not eligible for this channel interview with all exorbitant numbers ppl mention .. this one is good im able to very closely relate to my corpus ..
finally a good video
Thank you
Last few seconds was ultimate 😂😂
Salute 🙌🙌🙌🙌
Thank you
Really a great interview can relate many things. If possible please explain how you are going to take care of new child expenses after 5 year with SIP. Just the planning part that will be helpful
It was covered in the podcast - Might get released later in form of follow up videos
All good except spent 7-8 lacks for 1 month south indian trip...seems too good to be true...max it could have been to 1-2 lacks.(May be if its 5 star hotels then also max 3-4 lack).
This guy would've gotten a nice abroad trip for 7 lacks( but still its good to explore india first but 7 lacks seems unrealistic also knowing the fact that its 5-6 years back).
Also btw a basic wedding is good for 200 - 300 people(
Giving food to peopls is a good practice as its just once in lifetime.
Don't go too luxury. Dont go too simple. Keep in middle.
just treat it as charity and it will come back to you eventually.
Respect your opinion - Thanks
Very sensible
Thank you
Can you inform, how he switched from operations to consulting??
Financial independence is essential in your career, as it enables you to take risks confidently. This is the key message we aimed to highlight in this video
what is his investment plan/approach for his kids expenses, that cover all expenses of kid maintenance, school fees etc. Can WintWealth explains please
Haha the last line has got me chuckling 🤣
😃
Relatable, honest and an amazing person.
Thank you Nidhi
interesting discussion
I liked the climax
Very good
Thank you
Sorted man.
Thank you
Honestly, there isn't many easy ways to exponentially increase your salary without going abroad! And without a great MNC behind your back, the possibility of that too is very stark.
can someone tell me what exactly is nps and eps or epf what he said
thank you
Last one is hilarious😂
😁
Is it individual corpus or joint with wife or other members of family
Individual
@@kapilanandoffical how do u know
@@sghsjsrxz2481 Because I am the person who was featured in this video - PennywisePro is the firm name
Would prefer to follow people who buy flat worth 5 cr at this age. Money sitting in bank , dmat doesnt hold value for me unless you are enjoying it ! Make memories and live a life rather than a miserable who keeps depositing
I request admin do add timestamps as well❤
Could have been a longer video. Nevertheless, great insights.
Thank you