Takk! What about the two Tesla roadster you deserve for Tesla referral? Resell value of these would easily sorted this cash problem. Maybe the absence of two roadster not coming create the problem in the first place, because I find it natural to calulate these big values (250k$ each) into the total, but the roadsters are never comming are they? or comming way to late for Bjorn at least. Telsa or Elon should be deasent enough to cash out the resell value of these Telsa roadsters for Bjorn. Bjorn is maybe the single most important contributer that saved Tesla in 2014 in their tougest financial times for Tesla. Reccord sales in Norway in 2014 and also the years to come soly because of Millenium Falcon videos from Bjorn proving that the TMS is capable of being the main Family car in Cold winters in Norway. I support you Bjorn! Let us not forget that Bjorn lend out all the chademo adapters he got from referral program when there was only a few SuperCharger in Norway. He could have sold them instead, but he rather contributed selflessly for the early ev comminuty. We owe Bjorn a helping hand her! Greeting from Oslo Norway😊
@@bjornnyland maybe you can get the bank to give you a loan on the tesla roadster elegebility hence you would have to give them the rights to sell it off but it would give them something tangible that they can lend against. Even if they only lend 20% on each car with that kind of collateral but it still might help you. Maybe renting out the garage for some old car enthusiast who wants his cars at perfect tempreature this could give you a 3 year contract that you can lend against. If the renter has a good credit score the rental agreement is also something banks can lend against. I really hope you will make it through this difficulties good luck!
I think your initial gut feeling of not doing this video was the right move. Very difficult to feel sorry for someone sitting outside a Mansion they can’t afford, sorry but there it is!
Agreed. Dont think this vid will help in the long run. Man up and sell if needed. People usually learns from such a situation and i'm sure you will rise again.
@@teslauserexperience1971 He just told in the video he can't sell it because the prices dropped and he will loose money. It's better to focus on the income side in stead of selling stuff you don't own.
A million euro home based on a single income coming from a 300k sub yt channel is insane to me. Taking out 15% loans to add stuff like outdoor pool and heated garage is completely beyond my comprehension. I love your reviews and tests that provide the most grounded data on Evs one can find on the internet. So it pains me to see you are so out of touch with reality when it comes to finances. You are living beyond your means and you need to act sooner rather than later. And an extra loan is not the answer
Agree, stacking loans will only make things worse. Bjorn should get rid of debt asap and try to lower the monthly/recurring cost as much as possible. That outdoor pool and heated garage will also give high energy cost. It's not just the building cost.
Yes, Bjorn, I think the best and most durable way to move forward is to sell this place, and find a good, smaller house. You will get more life quality back.
Never thought i would write something like this but bro this is so messed up. You sit front of a big house, costs more than 15 mil, with pool and heated floor and you beg for money? Be a man and sell the damn house!
you need a financial planner, no loans for 10%, no bussines class flights, no houses renovating in thailand. You spend way to much, if not today, then another day you will drive yourself in a financial ditch.
@@EnteiIsDoge It's not that hard indeed. I'm also wondering because Bjorn is a tech/IT oriented guy when it comes to testing EVs. And he fills this Excel sheet with all his test data. But when it's about personal finance, this "skill" seems more or less absent. With all due respect to Bjorn of course.
Hi Bjørn, thanks to your video’s I’ve bought multiple EV’s for my family and also convinced friends and my parents to buy EV’s. All your detailed video’s and exceptional Google Sheet gave me the confidence to buy my first EV. It also showed how good the Scandinavian EV infrastructure is, which made us do 2 holiday roadtrips to Norway and Sweden. I’m actually typing this from our Airbnb is Sweden. It also made watching video’s about EV’s fun and I look forward to every new video you post! Let’s hope these small contributions help out enough so you don’t need to pay these huge interest rates anymore.
Don't let the RUclips fame spoil your family! Get that house somehow finished and sell it. Live a happy life besides RUclips. Your family needs you as a father and husband. They don't need no fancy villa and no public exposure. And we don't need that stuff either. We love your content because you're the ninja of EVs and a nice guy. Your house, your pool, your private car are none of our business.
Hi Bjørn, It’s not the 100K euros you need but see this small contribution as a thank you for the many years you made videos for us; the hours of content I enjoyed for free. I disagree with many comments I see beneath this video. We all make mistakes, you are aware of it and you are not blaming others. It could not have been easy for you to make this video. Selling the house is a loose-loose situation that benefits no-one. Keep your head up, you will fix this and all the best. Again, thank you for your videos so far and hopefully many more to come.
I really appreciate your videos and have watched your videos since 2018 before I bought my Tesla. Thanks for the great work you do and I cant wait to see what you do to grow your business .
Bjorn you cannot get emotionally attached to material items that keep you in debt. If you do you end up working for the material item just to keep it and you lose out on the enjoyment of life and spending time with your kids. If you cannot come up with the money by renting out rooms or garage space, taking another job, have wifey work etc., you have to cut your losses and sell the house for a more affordable place.
I used to watch your video and livestreams whilst I was at University 8 years ago, it inspired me to visit and travel across Norway and also made me want to buy a Tesla, with which I have travelled across Europe. So many haters here on YT, ignore them. I hope you keep making awesome content.
Thank you, I have been a subscriber here since 2014. Don't give up, sometimes difficult problems require creative solutions. Take all the sponsorships you can, it's a little inconvenience for us viewers but a big help for you right now!
You helped us overcoming range anxiety with your videos before we bought our EV. We built a new home in 2021 and we experienced the spiraling of cost because you want to do things well and right the first time. It’s a little, but hope my contribution helps you and the family a bit! Stay strong and ignore the jealous haters out there!
6 месяцев назад+35
Thank you for all the videos, I enjoy them very much. You helped me a lot when I was buying my first EV - ID.3. And most probably you will help me when buying my next EV. It is time to return a favor. Good luck from Croatia! ☺
I agree with some comments here. Some things is better to keep private, financial problems, kids, where you live. So was better not to put this video on the internet. This is indeed bad budgeting and that for a guy that is good with numbers, that surprises me. It looks like you went on a spending spree, big house, swimming pool, expensive kitchen, two kids (because they costs also a lot of money) and that all at once. A swimming pool in Norway for those few weeks per year that it’s there hot enough? Really? that’s pure luxury, a waste of money if you ask me. Now comes the reality check. Cut costs and have discussion with the misses what you both can do about this situation. And if needed sell the house and live somewhere smaller, because the bigger the house the bigger the costs.
Thanks for all your great videos. I bought a TM3LR in 2021. I am at abort 150.000 km on the odometer. How many thousand DKK did I save on dino-juice? Time to pay you a bit back. Keep up the great work, Bjørn…
Thanks for all the reviews and other videos. You helped me a lot with my EV purchase. I hope that everything gets sorted out and you get to keep your house.
Bought an eC4 then replaced with a TM3 SR under your guidance. My father ran his own company for 20 years, its a hard slog. Don’t give up, not just yet, looks like your viewers give you a bit more time ….
Hi! After being a viewer for 5 years it’s time to give back! Your awesomeness guided me to all 3 electric cars I bought! Thank you for that! I’m sorry that I can’t loan you any money, if I could I would and have done it interest free. But I am I painter and i could fix your garage for free? Paint and all. It’s a 6 hour drive but it could be fun! Maybe there’s a cool car to try 😉 You’re without a doubt the best youtuber! Period!
That would be awesome. But the garage has low priority right now. It works fine just the way it is. Eventually I need to paint it so it will last. Maybe you can send me an email to teslabjorn@gmail.com? Thank you.
There's families that raise two kids in a 1 bedroom apartment where both parents work. A house that's over €1M with a heated pool is not needed and seems almost laughable compared to what most people are going through these days. You have no money for curtains but have a giant pool? Almost two grand on a shower wall? Priorities mate. If you want to keep the house then you can't do it on one income. I can't imagine my wife not helping out if the family had financial problems.
Not mentioning 70k NOK garage floor heater that still hardly able to keep up in colder times Questionable priorities at best Even when we let it slide He make 11M loan to bank and some more millions with Idehus just to complete this half n half house
yup many here in the US work 2 or even 3 jobs just so they can afford feeding their families and put their children in daycare or have grandparents watch over so they have time to work.
Usually never send money on youtube. You have teach me so much about Tesla and electric cars since I started following you in 2019. Well desereved. Hope you could ceep your house and looking forward to more videos of new electric cars. 🙂
Always enjoyed your content and you motivated me enough to buy an ev and start a RUclips channel. Still not monetised but I love making those videos . Thanks a lot for your hard work., you don’t deserve this hardship. I will try to bring more help.
It's easy to say but once you invested like this it's really hard. I would not recommend anyone building their own house unless they know how to do it themself. I think financial planning here was fine but like any building project it somehow costs 3 times more than all the contractors make you believe when you start...
Followed you for all these years, but wow…. Sitting in front of that palace of a house asking for money/more loan 🫠 Please seek professional financial help/advise - this is not sustainable. That house should not be a symbol of your life/achievement - your family is.
I feel like this didn't come as a surprise. That you've known for a while that this was most likely pushing beyond the limits of what you could afford. 15% interest is also insane. Now, in the comments it's mentioned your wife is not working. Personally, i would find it unacceptable if my partner was not taking part in the financial situation. To me, it seems like there's an easy fix to this. Sell the house, get rid of the 15% interest loan, wife starts working, you rebuild.
I have always used your videos as a resource and reference point to learn about new EVs and decide which to buy. Now after 9 different EVs (currently on my 3rd Tesla) they are still as important as ever. You probably dont NEED a big house, but you work hard and deserve it. Hope this little bit helps
Some positive ideas: a) get down your spending by lowering ALL costs including heat temp (1 deg C saves 5%), restaurant food, buy used child equip b) get a better loan directly from another bank, may be via lendo (if possible for self-employed) c) get more serious affiliate/sponsorship, if necessary use somebody who knows d) sun shield market is overpriced, I bought so called "double rollo" with free competition and fittings to all kind of frames for 30EU piece (even door size)
Thank you for the amazing work you do! Keep doing what you do best, and I'm confident that things will turn around. Your efforts are appreciated more than you know. I never buy an EV without it being "Bjørn Approved" 😎
Bjorn. You overstretched your finances. RUclips is the LAST place you should be coming on to seek help. You should know by now, youtube is full of crazies and people who hide behind their anonimity and tries to set the world on fire and happy to watch it burn. You and your wife need to figure this out privately, simple as. DO NOT go into any contract with anyone who approaches you off of RUclips, this would be most unwise. Good luck to you mate.
You are Mr. EV, So please keep up the good work! About your house: the timing of buying the house and the interest rates are an evil combination at the moment. I cross fingers that you manage to keep the house. Additional options: - Wifey works part time - you rent two rooms in the house to a student or do some B&B Whatever… good luck my friend
In Sweden we would say that you "live above your assets", meaning you have a lifestyle that you simply cant afford in the long run. Im a big fan of your channel and I have been watching for a long time, but honestly you have to start with your behaviour and change that first. Sure, more money now can maybe help you in the short run but not in the long run. You have a house most people could just dream of, but honestly you need to realize that also. If most of your income today comes from youtube directly then im sure you can make more money from adlinks, sponsored videos, selling merch or whatever. Doing car and tech youtube is on the more profitable side compared to other genres.
I like your channel ⚡️ I have a very similar situation as you have two children, only the amount takes a long time, mine is a little less, I wish you good luck, everything will be fine 💪❤️
watching your videos since 2013 and, also thanks to your reviews, I bought my first Model S in 2014, which is still running. Looking forward to future EV reviews. All the best. Greetings from Switzerland
Thanks Bjorn, your work is excellent and I'm sorry about this problem, I hope you can work some deal out. If most of your viewers can contribute somehow, I think it will help big time. It is extremely valuable, I'm in the process of upgrading from niro phev to kona ev, both used of course, but it's thanks to you and your data. Also contact Harry from Harry's garage to see if some kind of collaboration is possible, he also gave you high prise for your work.
I like your work and appreciate it a lot. But I'm seriously worried. You play a hero earning money for your family and wife's relatives. And you get no help from her side. She even doesn't know Norwegian and/or English. She never worked. She does nothing. And if shit happens she will be completely helpless. You don't help her by allowing her to do nothing. It's not a sign of love. You hurt yourself, her, and your kids this way. Take care and rethink your life before it's too late.
I doubt Bjørn is a controlling abusive husband refusing her to learn the language and work for a living. I bet it's more like the wife never had to work or learn the language because of Bjørns success, so why bother? Well, this is probably why. If things go tits up, you better be able to pitch in. Easy to say in hindsight, though. Bank would've given another mill in mortgage loan *easy* to the wife if she had steady income.
This is not bailout money, it's just thanks for the countless hours of entertainment you have provided. When researching EVs I pretty much went through your entire back catalogue and finally settled on a used Model S, in large part due to you demonstrating how usable they can still be. I'm now on my second one. While I agree with some of the comments in that you could have made better choices, it's not always easy to see that in the heat of the moment. Circumstances have also been unfortunate. So don't hit yourself too hard. Love from Finland.
But why did you do everything at once? The Garage, the Pool, the second layer paint, even the kitchen You could have done that at a time you have the Money Im Kind of sorry for your Situation, but this Storys are Always the same ... You can only spend what you have Good luck ❤
We could justify the pool and garage as the both are reason they're moving But man never thought the house itself to be that big and empty yet still cost 14m NOK!?
It probably was cheaper to do it all at once rather then later. Easy trap to walk into. Like people who want to restore a classic car, then go too far to get everything right and end up with an unfinished project and no money.
Är själv inte den rikaste av person, men här får du en symbolisk summa av 50kr (~5USD). Tack!! för dina kunskaper du förmedlat genom åren med EV-fordon 💪🤓
This is such a bizzare video to watch.... Content itself and the way you choose to frame this shot. I bought my apartment in 2019 and to this day, there are still some things missing because I simply did not have the money to buy them yet. Why did you prioritize building a pool of all things is beyond me. + all the weekend trips, eating out, etc... If you really want to keep the house, sell some other assets if you have them. Try to get a new, longer loan (mortgage) to get the monthly payments down. If not, sell the house. DO NOT, I REPEAT, DO NOT GET ANOTHER LOAN., ESPECIALLY PRIVATE LOAN UNBELIVABLY EXTREMELY BAD IDEA!!
A little something. I'm really sorry to see you this tired and stress Bjørn. It sounds like an awful situation to be in. Having built a house my self, and having small kids I know a lot of the feelings you've been talking about. What I'm about to say might not feel great to hear, but know that it comes from a place of love. You need to learn something from the first half of this video. "It was expensive, yes. But we felt we made the right choices." Bjørn. It sounds like you still haven't learned from your mistake. And still haven't realized where you went wrong. You need to stop defending the bad decisions and start taking responsibility. It took me 5 years to have most of the house/garage/yard finished, and I did a lot of it myself. Because I couldn't afford it any other way. "I felt we kind of need this" If you can't afford it it doesn't matter what you feel. The pool is there, its done. And sure, its energy efficient. But you can't afford that 1 euro per day to have it even warmer. So stop defending it. That is one euro that could go to pay the loan and it reflects poorly on you. If you can't afford it you simply can't spend 100k on having the house painted. It would cost you 1/5 of that to do it yourself. (talking for experience) If you didn't have time, or if it would affect your video output I'm sure you could have gotten it done in an evening or to by arranging a dugnad/meet and greet. Buy the paint on sale, buy drinks and hotdogs, rent a scaffolding and invite some followers to help you out and maybe see some new EVs in person. Sure, not having shower doors is inconvenient. But the reality is you can't afford to pay 50k to avoid that inconvenience . Wardrobes is nice to have. Not a need to have. Elfa trådkurver can often be had for free on Finn and would do just OK for a couple of years. You need to stop feeling and start using your spreadsheet ninja skills to calculate in stead. Reduce your expenses. Increase your income. Take the sponsored videos as long as it's a product you can stand by and you do it in a way that still maintains your credibility. To end on a positive note, getting Isabell into kinder garden is going to be a gamechanger. So use that opportunity to take care of yourself as well. Kids don't need a big house, they need a loving father. Losing sleep to money and working at night does no good. I really hope you're able to find a solution.
This is really bad budgeting at work, I'm sorry. Yes, interest rates have been bad but not since yesterday. You overextended. I truly wish you the best though, maybe you should add more product placements or ads into your videos.
he is a very hardworking and decent guy and the hardest youtuber i know in the ev segment with all that 1000km chalenges etc. Because of him hundreds of Tesla have been sold maybe even thousands. He deserves every support there is!
@@johnair1 can only agree, Bjorn's great but I've learned from hard experience that the hardest worker doesn't get the biggest rewards! It's how you work and what you do with the rewards.
After so many years of unbiased and honest reviews, it's sad to see you have to make this video. People who have never taken risks to get ahead or experienced hardship themselves, won't understand what you are going through. Take care.
I'm sorry to hear that Bjorn. Those interest rates are crazy and I guess it will go more crazy. Hope that you find a solution to keep the house for you and the family!
Let's not complain or criticize, but think about how we can give something back to Björn for the hard work and entertainment of the last few years. Perhaps a GoFundMe would be most effective, as only a comparatively small fee is deducted there. Good luck Björn :)
This is a good idea, although he'd probably need to get about €200K so he can pay the taxes as well. And here RUclips takes 30% of the donations and, on top of that, he has to pay taxes on the rest. The GoFundMe is a good idea anyway, the best one given the circumstances aside from getting a direct loan from someone.
Bjørn, I remember coming across your summer 2014 Europe road trip video on a random night in autumn of that year, and from that moment on I was hooked to the idea of EVs and road-tripping in an EV. Back in 2021, I finally bought a used classic Ioniq that has since safely and reliably transported our little family to many places in Europe. So I do feel I want to appreciate all the hard work you put into your channel and getting the word about EVs out there. That said, I also advise you to accept you overstretched yourself with the house for now. You are already in an unhealthy position financially and making videos you thought you would never make and humiliating yourself (your words) will drive you into an unhealthy state mentally, too. Take this video down to avoid word spreading that you are in a squeeze (which potential buyers will use to leverage you down on the price), put up the house for sale and downsize. You’ll recover mentally, emotionally immediately and financially in the mid- to long-term by doing so.
Takk! What about the two Tesla roadster you deserve for Tesla referral? Resell value of these would easily sorted this cash problem. Maybe the absence of two roadster not coming create the problem in the first place, because I find it natural to calulate these big values (250k$ each) into the total, but the roadsters are never comming are they? or comming way to late for Bjorn at least. Telsa or Elon should be deasent enough to cash out the resell value of these Telsa roadsters for Bjorn. Bjorn is maybe the single most important contributer that saved Tesla in 2014 in their tougest financial times for Tesla. Reccord sales in Norway in 2014 and also the years to come soly because of Millenium Falcon videos from Bjorn proving that the TMS is capable of being the main Family car in Cold winters in Norway. I support you Bjorn! Let us not forget that Bjorn lend out all the chademo adapters he got from referral program when there was only a few SuperCharger in Norway. He could have sold them instead, but he rather contributed selflessly for the early ev comminuty. We owe Bjorn a helping hand her! Greeting from Oslo Norway😊
Thank you. That was one of the nicest comments here :) Pinned
I follow Bjorn since MF. Bjorn is a major reason, prehaps the biggest reason, why I drive an EV today.
@@_kj2same here. Proud owner of an eniro for 5 years due to KiaBjorn.
@@bjornnyland maybe you can get the bank to give you a loan on the tesla roadster elegebility hence you would have to give them the rights to sell it off but it would give them something tangible that they can lend against. Even if they only lend 20% on each car with that kind of collateral but it still might help you.
Maybe renting out the garage for some old car enthusiast who wants his cars at perfect tempreature this could give you a 3 year contract that you can lend against. If the renter has a good credit score the rental agreement is also something banks can lend against.
I really hope you will make it through this difficulties good luck!
@@_kj2 Same for me.
I think your initial gut feeling of not doing this video was the right move. Very difficult to feel sorry for someone sitting outside a Mansion they can’t afford, sorry but there it is!
Agreed. Dont think this vid will help in the long run. Man up and sell if needed. People usually learns from such a situation and i'm sure you will rise again.
@@teslauserexperience1971 He just told in the video he can't sell it because the prices dropped and he will loose money. It's better to focus on the income side in stead of selling stuff you don't own.
Love to you and the family, Bjorn. Your channel is an unbelievable resource for all EV drivers.
A million euro home based on a single income coming from a 300k sub yt channel is insane to me. Taking out 15% loans to add stuff like outdoor pool and heated garage is completely beyond my comprehension. I love your reviews and tests that provide the most grounded data on Evs one can find on the internet. So it pains me to see you are so out of touch with reality when it comes to finances. You are living beyond your means and you need to act sooner rather than later. And an extra loan is not the answer
Agree, stacking loans will only make things worse. Bjorn should get rid of debt asap and try to lower the monthly/recurring cost as much as possible. That outdoor pool and heated garage will also give high energy cost. It's not just the building cost.
Ditto. If he gets sick, injured or can't produce YT content for whatever reason it will get much worse.
Couldn't say better !!!
Yes, Bjorn, I think the best and most durable way to move forward is to sell this place, and find a good, smaller house. You will get more life quality back.
It's not a million euros, it's a million NOK, about 100k€. You guys need to pay more attention.
Never thought i would write something like this but bro this is so messed up. You sit front of a big house, costs more than 15 mil, with pool and heated floor and you beg for money? Be a man and sell the damn house!
you need a financial planner, no loans for 10%, no bussines class flights, no houses renovating in thailand. You spend way to much, if not today, then another day you will drive yourself in a financial ditch.
Nobody needs a financial planner. He just needs an excel sheet and some free time to look over his finances. This stuff is not that hard
@@EnteiIsDoge It's not that hard indeed. I'm also wondering because Bjorn is a tech/IT oriented guy when it comes to testing EVs. And he fills this Excel sheet with all his test data. But when it's about personal finance, this "skill" seems more or less absent. With all due respect to Bjorn of course.
Hi Bjørn, thanks to your video’s I’ve bought multiple EV’s for my family and also convinced friends and my parents to buy EV’s.
All your detailed video’s and exceptional Google Sheet gave me the confidence to buy my first EV.
It also showed how good the Scandinavian EV infrastructure is, which made us do 2 holiday roadtrips to Norway and Sweden. I’m actually typing this from our Airbnb is Sweden. It also made watching video’s about EV’s fun and I look forward to every new video you post!
Let’s hope these small contributions help out enough so you don’t need to pay these huge interest rates anymore.
Don't let the RUclips fame spoil your family! Get that house somehow finished and sell it. Live a happy life besides RUclips. Your family needs you as a father and husband. They don't need no fancy villa and no public exposure. And we don't need that stuff either. We love your content because you're the ninja of EVs and a nice guy. Your house, your pool, your private car are none of our business.
Hi Bjørn, It’s not the 100K euros you need but see this small contribution as a thank you for the many years you made videos for us; the hours of content I enjoyed for free. I disagree with many comments I see beneath this video. We all make mistakes, you are aware of it and you are not blaming others. It could not have been easy for you to make this video. Selling the house is a loose-loose situation that benefits no-one. Keep your head up, you will fix this and all the best. Again, thank you for your videos so far and hopefully many more to come.
I really appreciate your videos and have watched your videos since 2018 before I bought my Tesla.
Thanks for the great work you do and I cant wait to see what you do to grow your business .
Everyone has rough times, sometimes. You have helped me, with your work. I wish you well!
Best regards from Bulgaria!
Bjorn you cannot get emotionally attached to material items that keep you in debt. If you do you end up working for the material item just to keep it and you lose out on the enjoyment of life and spending time with your kids. If you cannot come up with the money by renting out rooms or garage space, taking another job, have wifey work etc., you have to cut your losses and sell the house for a more affordable place.
Uncle Bjørn is like a family member to us and we stand by our EV family.
Don't give up on your dream!
Thanks for all you EV related RUclips videos Bjorn, you taught me so much before I bought one in the UK 👍🏻🏠🙏🏻
I used to watch your video and livestreams whilst I was at University 8 years ago, it inspired me to visit and travel across Norway and also made me want to buy a Tesla, with which I have travelled across Europe. So many haters here on YT, ignore them. I hope you keep making awesome content.
Thanks Bjorn for all Your hard work and very informative and cool videos. Hope You will be able to sort out the situation with the house.
I have followed you since the early days and profited a lot from your EV knowledge. This is just a small token of appreciation.
Thank you, I have been a subscriber here since 2014. Don't give up, sometimes difficult problems require creative solutions. Take all the sponsorships you can, it's a little inconvenience for us viewers but a big help for you right now!
You helped us overcoming range anxiety with your videos before we bought our EV.
We built a new home in 2021 and we experienced the spiraling of cost because you want to do things well and right the first time.
It’s a little, but hope my contribution helps you and the family a bit!
Stay strong and ignore the jealous haters out there!
Thank you for all the videos, I enjoy them very much. You helped me a lot when I was buying my first EV - ID.3. And most probably you will help me when buying my next EV. It is time to return a favor. Good luck from Croatia! ☺
I agree with some comments here. Some things is better to keep private, financial problems, kids, where you live. So was better not to put this video on the internet. This is indeed bad budgeting and that for a guy that is good with numbers, that surprises me. It looks like you went on a spending spree, big house, swimming pool, expensive kitchen, two kids (because they costs also a lot of money) and that all at once. A swimming pool in Norway for those few weeks per year that it’s there hot enough? Really? that’s pure luxury, a waste of money if you ask me. Now comes the reality check. Cut costs and have discussion with the misses what you both can do about this situation. And if needed sell the house and live somewhere smaller, because the bigger the house the bigger the costs.
I didn't know either that outside pools are common in Norway 😮
Thanks for all your great videos. I bought a TM3LR in 2021. I am at abort 150.000 km on the odometer. How many thousand DKK did I save on dino-juice? Time to pay you a bit back. Keep up the great work, Bjørn…
Thanks for all the reviews and other videos. You helped me a lot with my EV purchase. I hope that everything gets sorted out and you get to keep your house.
I hope you find a solution and keep everything you've worked so hard for. Wishing you the best
One can never overstate what Bjorn is doing on his channel! Thank you!
Bought an eC4 then replaced with a TM3 SR under your guidance. My father ran his own company for 20 years, its a hard slog. Don’t give up, not just yet, looks like your viewers give you a bit more time ….
Hi! After being a viewer for 5 years it’s time to give back! Your awesomeness guided me to all 3 electric cars I bought! Thank you for that!
I’m sorry that I can’t loan you any money, if I could I would and have done it interest free.
But I am I painter and i could fix your garage for free? Paint and all.
It’s a 6 hour drive but it could be fun! Maybe there’s a cool car to try 😉
You’re without a doubt the best youtuber! Period!
That would be awesome. But the garage has low priority right now. It works fine just the way it is. Eventually I need to paint it so it will last. Maybe you can send me an email to teslabjorn@gmail.com? Thank you.
There's families that raise two kids in a 1 bedroom apartment where both parents work. A house that's over €1M with a heated pool is not needed and seems almost laughable compared to what most people are going through these days. You have no money for curtains but have a giant pool? Almost two grand on a shower wall? Priorities mate.
If you want to keep the house then you can't do it on one income. I can't imagine my wife not helping out if the family had financial problems.
Not mentioning 70k NOK garage floor heater that still hardly able to keep up in colder times
Questionable priorities at best
Even when we let it slide
He make 11M loan to bank and some more millions with Idehus just to complete this half n half house
As he said, he deserves it... 🙄
yup many here in the US work 2 or even 3 jobs just so they can afford feeding their families and put their children in daycare or have grandparents watch over so they have time to work.
@@WartornNOR Good 1 😄 Oh and he deleted the "bad" comments. He prob figured he didnt not deserve those...
I can't imagine my or any wife simply trusting in her man becoming more and more dependent...
Tack! From Sweden with love! Without you the world of electric cars wouldn't be the same. And Wifey deserves that pool!
Usually never send money on youtube. You have teach me so much about Tesla and electric cars since I started following you in 2019. Well desereved. Hope you could ceep your house and looking forward to more videos of new electric cars. 🙂
I bought an Ioniq years ago because of you and I love EVs now. Thx
Over 8 years in a Tesla thanks to you mostly. Hope it helps. 🙏 love to wifey and family
All the best Bjørn! Get those sponsorships man!
Always enjoyed your content and you motivated me enough to buy an ev and start a RUclips channel. Still not monetised but I love making those videos . Thanks a lot for your hard work., you don’t deserve this hardship. I will try to bring more help.
We are driving a 2014MS85 and a classic ionic 2018 because of your RUclips channel. Keep up the good work.
Thanks for all the reviews, Bjorn!
Solution is easy, downgrade and don’t live above what you can afford.
Second that. Take this as a wakeupcall.
It's easy to say but once you invested like this it's really hard. I would not recommend anyone building their own house unless they know how to do it themself. I think financial planning here was fine but like any building project it somehow costs 3 times more than all the contractors make you believe when you start...
Followed you for all these years, but wow…. Sitting in front of that palace of a house asking for money/more loan 🫠 Please seek professional financial help/advise - this is not sustainable. That house should not be a symbol of your life/achievement - your family is.
I feel like this didn't come as a surprise. That you've known for a while that this was most likely pushing beyond the limits of what you could afford. 15% interest is also insane.
Now, in the comments it's mentioned your wife is not working. Personally, i would find it unacceptable if my partner was not taking part in the financial situation.
To me, it seems like there's an easy fix to this. Sell the house, get rid of the 15% interest loan, wife starts working, you rebuild.
And the crazy thing is that they even wanted to hire a nanny.
@@bounty112that’s insane! If they didn’t fly business class every year that would have saved him tons of money too!
Yea, it looked like he had an expensive kind of living and i always wondered how he maintained it, seems like reality just catched up
Thanks for all the content all this years that we have watched for free. Hope you make it through!
Thanks for all the work you did. You were one of the deciding factors for buying an 2022 Ioniq. And now also the new Kona EV.
Your Videos are reference for ev-car-testing. Thank you for your work. Good Luck
Hey Bjorn, have had loads of enjoyment from your videos over the years. Hope this small amount helps a bit. Take it easy
Thanks for all the hard reviewing work over the years!
I have always used your videos as a resource and reference point to learn about new EVs and decide which to buy. Now after 9 different EVs (currently on my 3rd Tesla) they are still as important as ever.
You probably dont NEED a big house, but you work hard and deserve it. Hope this little bit helps
I didnt have looked all your Videos Like this also, but i think i get the Situation. Thx for all your very good reviews! Grüße aus Bayern:)
Have enjoyed your videos for a few years now. So it is time for a thank you. Thank you!
This is not much, but thanks for all the vids, i have really enjoyed your content for the last few years. Hope you can figure this out.
Some positive ideas:
a) get down your spending by lowering ALL costs including heat temp (1 deg C saves 5%), restaurant food, buy used child equip
b) get a better loan directly from another bank, may be via lendo (if possible for self-employed)
c) get more serious affiliate/sponsorship, if necessary use somebody who knows
d) sun shield market is overpriced, I bought so called "double rollo" with free competition and fittings to all kind of frames for 30EU piece (even door size)
Thanks! Great videos and my 'go to' when looking for information about EVs!🙏
Thanks for your wonderful work!
Danke für deine Videos und für Presenting Norway! We ❤ your Road Trips!
Thank you for the amazing work you do! Keep doing what you do best, and I'm confident that things will turn around. Your efforts are appreciated more than you know. I never buy an EV without it being "Bjørn Approved" 😎
Thank you for your great videos! Hope you recover soon!
Dziękujemy. Thanks for all the knowledge I got from this channel.
Thank you for the videos Björn. Here is a small contribution. I hope things work out.
Thank you Bjorn for what you have given us all these years
Bjorn. You overstretched your finances. RUclips is the LAST place you should be coming on to seek help. You should know by now, youtube is full of crazies and people who hide behind their anonimity and tries to set the world on fire and happy to watch it burn.
You and your wife need to figure this out privately, simple as. DO NOT go into any contract with anyone who approaches you off of RUclips, this would be most unwise.
Good luck to you mate.
True❤
I wish you all the best - thanks for all your content. You paved the way for so many people (and perhaps even companys) concerning EVs.
Thanks for the amazing content! Hope you manage to keep the beautiful house: you and your family deserve it!
Thanks for all the content and the videos
Thank you Bjørn for everything, you helped me deciding on the best EV for me. Hope this helps you, keeping your house! Greetings from Austria
Thanks for all the videos!
You are Mr. EV,
So please keep up the good work!
About your house: the timing of buying the house and the interest rates are an evil combination at the moment.
I cross fingers that you manage to keep the house.
Additional options:
- Wifey works part time
- you rent two rooms in the house to a student or do some B&B
Whatever… good luck my friend
In Sweden we would say that you "live above your assets", meaning you have a lifestyle that you simply cant afford in the long run. Im a big fan of your channel and I have been watching for a long time, but honestly you have to start with your behaviour and change that first. Sure, more money now can maybe help you in the short run but not in the long run. You have a house most people could just dream of, but honestly you need to realize that also.
If most of your income today comes from youtube directly then im sure you can make more money from adlinks, sponsored videos, selling merch or whatever. Doing car and tech youtube is on the more profitable side compared to other genres.
I like your channel ⚡️ I have a very similar situation as you have two children, only the amount takes a long time, mine is a little less, I wish you good luck, everything will be fine 💪❤️
Thank You for all your videos.
Thanks for the great content over the years and your creativity. I can't help you out, I can only say thanks with a small contribution.
Not impressive budgeting but I've watched so many hours of your content and bought an EV as a result so it's a good time to give back.
Thanks for the Tesla Model 3 videos you've created over the years. (Your videos influenced the decision on getting a MY21 Performance.)
Thanks for all your years of entertainment
watching your videos since 2013 and, also thanks to your reviews, I bought my first Model S in 2014, which is still running. Looking forward to future EV reviews. All the best. Greetings from Switzerland
Love your content! Keep up the great work :)
Thanks for all your hours of work, many knowledge about electric cars came from your videos, that’s worth something.
Danke from Germany. I love your content and the sheets especially. I consider lending you 1000€, please make a short video on possible conditions.
Danka!😂 And because you always say: Yo what’s up! I love it!
Thanks Bjorn, your work is excellent and I'm sorry about this problem, I hope you can work some deal out. If most of your viewers can contribute somehow, I think it will help big time. It is extremely valuable, I'm in the process of upgrading from niro phev to kona ev, both used of course, but it's thanks to you and your data.
Also contact Harry from Harry's garage to see if some kind of collaboration is possible, he also gave you high prise for your work.
I like your work and appreciate it a lot. But I'm seriously worried. You play a hero earning money for your family and wife's relatives. And you get no help from her side. She even doesn't know Norwegian and/or English. She never worked. She does nothing. And if shit happens she will be completely helpless. You don't help her by allowing her to do nothing. It's not a sign of love. You hurt yourself, her, and your kids this way. Take care and rethink your life before it's too late.
My wife has to work so we can afford our house. Totally normal.
I doubt Bjørn is a controlling abusive husband refusing her to learn the language and work for a living. I bet it's more like the wife never had to work or learn the language because of Bjørns success, so why bother?
Well, this is probably why. If things go tits up, you better be able to pitch in. Easy to say in hindsight, though. Bank would've given another mill in mortgage loan *easy* to the wife if she had steady income.
she probably has him whipped, hence this situation
Dude, that is a private decision between them.
@@Republic3D At this point, nothing about Bjorn's situation is private.
A little appreciation, thanks Bjørn 👍
Dziękujemy. Thanks for all videos, tests, excels with data.
This is not bailout money, it's just thanks for the countless hours of entertainment you have provided. When researching EVs I pretty much went through your entire back catalogue and finally settled on a used Model S, in large part due to you demonstrating how usable they can still be. I'm now on my second one.
While I agree with some of the comments in that you could have made better choices, it's not always easy to see that in the heat of the moment. Circumstances have also been unfortunate. So don't hit yourself too hard. Love from Finland.
Love your videos from many years ago and hopefully you will raise enough funds. Here’s a little thank you that you for sure deserve.
Thank You for all the EV-content 😀 working hard and spending your time to entertain all of us! ❤
But why did you do everything at once?
The Garage, the Pool, the second layer paint, even the kitchen
You could have done that at a time you have the Money
Im Kind of sorry for your Situation, but this Storys are Always the same ... You can only spend what you have
Good luck ❤
We could justify the pool and garage as the both are reason they're moving
But man never thought the house itself to be that big and empty yet still cost 14m NOK!?
It's usually the woman that demands the world even if it's unreasonable.
It probably was cheaper to do it all at once rather then later. Easy trap to walk into. Like people who want to restore a classic car, then go too far to get everything right and end up with an unfinished project and no money.
I've enjoyed your videos for years, thanks!
Är själv inte den rikaste av person, men här får du en symbolisk summa av 50kr (~5USD).
Tack!! för dina kunskaper du förmedlat genom åren med EV-fordon 💪🤓
Thanks! Keep us updated on your progress!
This is such a bizzare video to watch.... Content itself and the way you choose to frame this shot.
I bought my apartment in 2019 and to this day, there are still some things missing because I simply did not have the money to buy them yet. Why did you prioritize building a pool of all things is beyond me. + all the weekend trips, eating out, etc...
If you really want to keep the house, sell some other assets if you have them. Try to get a new, longer loan (mortgage) to get the monthly payments down.
If not, sell the house. DO NOT, I REPEAT, DO NOT GET ANOTHER LOAN., ESPECIALLY PRIVATE LOAN UNBELIVABLY EXTREMELY BAD IDEA!!
Agree, private/personal loans are cash killers by nature. Mortage rates are around 4-5%. Personal loans, 10% and up.
A little something.
I'm really sorry to see you this tired and stress Bjørn. It sounds like an awful situation to be in. Having built a house my self, and having small kids I know a lot of the feelings you've been talking about. What I'm about to say might not feel great to hear, but know that it comes from a place of love.
You need to learn something from the first half of this video. "It was expensive, yes. But we felt we made the right choices." Bjørn. It sounds like you still haven't learned from your mistake. And still haven't realized where you went wrong. You need to stop defending the bad decisions and start taking responsibility. It took me 5 years to have most of the house/garage/yard finished, and I did a lot of it myself. Because I couldn't afford it any other way.
"I felt we kind of need this" If you can't afford it it doesn't matter what you feel.
The pool is there, its done. And sure, its energy efficient. But you can't afford that 1 euro per day to have it even warmer. So stop defending it. That is one euro that could go to pay the loan and it reflects poorly on you.
If you can't afford it you simply can't spend 100k on having the house painted. It would cost you 1/5 of that to do it yourself. (talking for experience) If you didn't have time, or if it would affect your video output I'm sure you could have gotten it done in an evening or to by arranging a dugnad/meet and greet. Buy the paint on sale, buy drinks and hotdogs, rent a scaffolding and invite some followers to help you out and maybe see some new EVs in person.
Sure, not having shower doors is inconvenient. But the reality is you can't afford to pay 50k to avoid that inconvenience .
Wardrobes is nice to have. Not a need to have. Elfa trådkurver can often be had for free on Finn and would do just OK for a couple of years.
You need to stop feeling and start using your spreadsheet ninja skills to calculate in stead. Reduce your expenses. Increase your income. Take the sponsored videos as long as it's a product you can stand by and you do it in a way that still maintains your credibility.
To end on a positive note, getting Isabell into kinder garden is going to be a gamechanger. So use that opportunity to take care of yourself as well. Kids don't need a big house, they need a loving father. Losing sleep to money and working at night does no good. I really hope you're able to find a solution.
Thanks
This is really bad budgeting at work, I'm sorry. Yes, interest rates have been bad but not since yesterday. You overextended.
I truly wish you the best though, maybe you should add more product placements or ads into your videos.
He could have saved a lot of money by just going to ikea thb.
he is a very hardworking and decent guy and the hardest youtuber i know in the ev segment with all that 1000km chalenges etc. Because of him hundreds of Tesla have been sold maybe even thousands. He deserves every support there is!
@@midastouch1140 That's literally what Bjørn says in the video.
He could sell his own car cleaning products 🙃😉
@@johnair1 can only agree, Bjorn's great but I've learned from hard experience that the hardest worker doesn't get the biggest rewards! It's how you work and what you do with the rewards.
I hope that as a community we can help you out!
After so many years of unbiased and honest reviews, it's sad to see you have to make this video. People who have never taken risks to get ahead or experienced hardship themselves, won't understand what you are going through. Take care.
Danke! Takk! You literally made me buy my first electric car in 2018 (BMW i3) and take away the Reichweitenangst… 😊
I'm sorry to hear that Bjorn. Those interest rates are crazy and I guess it will go more crazy. Hope that you find a solution to keep the house for you and the family!
Bedankt
Thank You! All the best for you and your family!
Let's not complain or criticize, but think about how we can give something back to Björn for the hard work and entertainment of the last few years.
Perhaps a GoFundMe would be most effective, as only a comparatively small fee is deducted there. Good luck Björn :)
This is a good idea, although he'd probably need to get about €200K so he can pay the taxes as well. And here RUclips takes 30% of the donations and, on top of that, he has to pay taxes on the rest. The GoFundMe is a good idea anyway, the best one given the circumstances aside from getting a direct loan from someone.
GoFundMe could be a good idea indeed. And then get rid of that expensive (high interest) loan.
Tack! For all the great content. We all make mistakes.
Bjørn, I remember coming across your summer 2014 Europe road trip video on a random night in autumn of that year, and from that moment on I was hooked to the idea of EVs and road-tripping in an EV.
Back in 2021, I finally bought a used classic Ioniq that has since safely and reliably transported our little family to many places in Europe. So I do feel I want to appreciate all the hard work you put into your channel and getting the word about EVs out there.
That said, I also advise you to accept you overstretched yourself with the house for now. You are already in an unhealthy position financially and making videos you thought you would never make and humiliating yourself (your words) will drive you into an unhealthy state mentally, too.
Take this video down to avoid word spreading that you are in a squeeze (which potential buyers will use to leverage you down on the price), put up the house for sale and downsize. You’ll recover mentally, emotionally immediately and financially in the mid- to long-term by doing so.