Explaining My Cash Envelope Categories | I Have 80 Cash Envelopes!!!
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- Опубликовано: 9 июл 2024
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🛒 PRODUCT LINKS:
Kate Spade Wallet:
surprise.katespade.com/produc...
Cash Wallet Dividers: luxedesignsshop.com/products/...
A6 Cash Envelopes: www.theaestheticdollar.com/pr...
Cream Moterm Binder: www.amazon.com/dp/B0916YQ2RN/...
Brown Checkered Binder: www.etsy.com/listing/12558235...
Taupe Moterm Binder: www.amazon.com/dp/B09YCTV2VW?...
Black Binder: www.beenrad.com/product/all-b...
Simplicity Dashboard: luxedesignsshop.com/products/...
Budget Dashboard: luxedesignsshop.com/products/...
Luxury Dashboard: luxedesignsshop.com/products/...
Cash Trackers: www.etsy.com/shop/BrokeBoyBud...
$1, $5, $10 Savings Envelopes: www.etsy.com/listing/13949563...
Placeholders: www.theaestheticdollar.com/pr...
100 Envelope Challenge Box: luxedesignsshop.com/products/...
Cash Tray: www.amazon.com/Mantello-Acryl...
Calculator: www.amazon.com/dp/B08XTGYGW5?...
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🖤 ABOUT ME:
I’m 21 years old and started my cash stuffing journey with my boyfriend during the summer of 2022. We both work full-time and are working towards paying off debt and increasing our savings while still having fun in our early twenties!
your "over budget" envelope is such a good idea!!! I'm constantly going over and using my miscellaneous... having a separate over budget category is genius 🤩🤩
Thanks!! Although mine is always empty so I always have to pay myself back when I go over budget 😭😭 need to bulk it up a little
I’m finally prepping to order a bunch of envelopes and I am SO glad you’ve added and went over these. My brain works less when I have 10 categories instead of “fun” plus its easier to prioritize and not loose track.
Great video. 80 seems like a lot, but finances are personal... you do what works for you.
Thank you 🥰
There's nothing wrong with having a lot of envelopes.. I have 60 in just 😬 2 binders (haven't really seperated them yet.) it may be going to be possibly 70 or even maybe 80 now. For me, I just want my family to really be prepared. Plus, I'm tired of stressing financially. You do you. Happy cash stuffing. Love LOVE all the categories. I just came across this video, and I just subscribed. I'm looking forward to watching more videos. I have been budgeting for a while but haven't ever launched any videos. I'm waiting to possibly start next year.
You should do it!! 🥰 and thank you so much for your comment ❤️
I binged your videos when I found you a month or so ago! My husband and I instantly started a “long day” cash envelope!!! It’s the best because those days always come around 😅
Aww! 🥰 and yes so true lol
You do what works best for you. If some have an issue with it, oh well…they’re not paying your bills LOL
EXACTLY! ❤️
more envelopes have been making it easier for me, and I’m definitely going to break the categories down more and get more envelopes. At the beginning I was using my personal money for everything I wanted that wasn’t a bill, which was terrible lol, cause I spent it all on take out. Now I have a take out envelope and I haven’t spent any of my personal money!!!!! Also stopped eating out as much because there was a smaller budget for it :)))
💜I have a lot of envelopes too. I like them to be specific. It makes more sense to me💜
Same! ☺️
This is super helpful for anyone who is starting cash envelopes and budgeting. Since I am new, video like this that explains basic primary pieces helps me understand it better. Great video Aya ❤
Thanks! Glad it was helpful ☺️
I just love it I have lots of envelopes myself. You go girl
I like that you separate all categories. I like to do that too! I feel like it keeps my life organized and intentional 😊
I agree! 🥰
I love how thorough you are with your envelopes. Movies are so expensive, but they do have memberships available, which is cheaper because I have one and I get two free movie tickets a month. But it depends what movie theaters 💜.
Thanks 🥰 I’ll definitely look into that for my theater!
Love your video! I have 30 envelopes that I cash stuff and like 6 in my wallet plus 2 savings challenges and save all my coins per year lol
I LOVE The Aesthetic Dollar! I get all of my cash stuffing items from her!!
Absolutely loved watching this!!!!
Yay!! So glad you enjoyed ❤️
I don’t know if you mentioned the grade for the classroom but ‘the oak inside the acorn’ was and still is one of my favorite childhood books.
That’ll be perfect for el ed! I’ve never heard of that story before
I have 81 envelopes as well! And I still feel like I need more since I want to create a "holiday" binder! Lol household and toiletries are different, sometimes I need random things like a spatula or more plates, or a flower vase, or water filter for my Keurig. For pet insurance I am paying $42 a month with $250 deductible and 90% reimbursement. For home and vacation, I made 2 separate binders for them!!! omg Disney! we go once a year, my fav place!!!!!! you can use etsy for etsy taxes since you have to pay taxes for etsy quarterly and not annually.
I need holiday envelopes! I have the templates but haven’t had time to make them yet. Don’t know where they’ll go since all my binders are nearly full 😭 guess I’ll have to order another 😂 and whatttt how the heck do I pay Etsy taxes?!?!
@@ayaplans thesimplebudget was explaining on her one RUclips video one time that you need to pay every 3 months or else they penalize you with a fee… it scared me away so that’s why I end up doing custom orders on my Instagram 🥹🥹 and omg time for new motermssssss lol
@TheFancyDollar - Do you put the random things (spatula, plates, vase, etc) under your household envelope? Sorry, I'm trying to get some envelopes set up, so I'm trying to get things straight in my head. Toiletries would be like shampoo, conditioner, deodorant, razors, body wash, skincare, makeup, etc? Is that right? @ayaplans
@@Jodie_M yes! ☺️
@@ayaplans Thank you 😊
Great video. I was approaching nearly 40 envelopes myself and wanted more. Thanks for sharing!
Thank you!! 🥰
Awesome run down of envelopes!!!❤
I can honestly say I wish I had signed up for pet insurance a long time ago. My dog is older now and this year has been the most I have taken her to the vet. The insurance really helps out a lot.
Yeah I need to hop on that soon. My cat is only 2 years old but anything can happen
I signed up for pet insurance by CARE under my job and it's so good. I think I am paying $42 a month right now- for $250 deductible and 90% reimbursement!
I really enjoyed your video ❤
What a wonderful and thorough video!
Thanks! ❤️
Love your videos! Love watching as your videos keep me motivated to cash stuff and pay off debt.
How do you prioritize which envelope to cash stuff each month?
Thank you so much! 🥰 since we are pretty much living paycheck to paycheck right now, I am only cash stuffing the necessities and a few other envelopes. I have not been able to stuff my sinking funds envelopes for quite some time (travel, wedding, house, etc.). We are focusing on paying off debt and honestly there is not much leftover after bills and necessities to cash stuff other envelopes 😢 this debt should be knocked out soon though! So then I will stuff my other envelopes. And that amount just depends on how much we have in our budget or if we have a specific thing planned. For example, if we have a vacation planned, I’ll know how much I need to stuff based on the total amount of expenses. But when stuffing sinking funds, I just normally put however much I want (however much I have to work with) 🥰 hopefully that explains it! Thanks for asking!
80 envelopes? Yayyy I don’t feel so bad and crazy having like 60 lol thank you girl
Haha I counted them and was like whhhaaatttt 😳😂
@@ayaplans and you know why I laughed? Because this week I made myself all my envelopes, so if I have time today before my trip I will sort them out because like you i added new categories and others specified them. Since I have extra binders…. Why not? There’s no such thing as too organized lol I love it. I had about 60ish let’s see how many I end up with. Fun, fun, fun
For the phone envelope you could put money slowly so you have it when get your phone
You explained everything well. 💚👍🏽
Thanks ☺️
Love it!
Thanks!
Awesome breakdown of your envelopes! Love all of them! And love how you have minimal debt in your credit card! #goals ❤ I use lemonade as my pet insurance! I heard great reviews from them. My pet insurance is $89 per month, pretty maxed with reimbursement and benefits and my dog is a 9 year old mixed baby 20lbs. Hope that helps you gauge how much you’ll spend!
Thank you so much!!! 🥰
Hi new subbie ❤ I love the idea of all the envelopes but I will get soo overwhelmed when I can’t stuff them 😭
Thanks for subscribing! And you definitely don’t need to stuff every envelope every time you get paid!! Especially the sinking funds. Those will grow over time ❤️
Olá sou brasileira e assisto seus vídeos legendado 😊 você é muito organizada parabéns
That’s so cool! Thank you ❤️
I need to make Canva pro envelope too. Great catergories. I am guilty of going back through all my envelope for a *note.
Thanks! Lol I look for star notes everytime I get cash
Keep in mind star notes are worth more than the face value of the bill.. And etsy is 1099 since ur self employed
I know. I looked up how much they are worth online. I have a couple that are rare and the rest aren’t. And yup, I just got my taxes done this weekend.
@@ayaplans I have a few and I just keep looking for more lol good tip though for those that don’t know :) love your videos beauty :)
@@monicacrummel235 thanks girl 😊
Awesome video.
Thanks 🥰
@ayaplans - off topic but that thumb ring keeps catching my eye. Where's it from if you don't mind me asking.
I got it from a surf shop in Florida while I was on vacation. Sorry I don’t have a link 😭
@@ayaplans That’s ok, thanks for the info 😊
How much are you stuffing at a time 1000s? I don’t have that much to stuff so having a ton of envelopes doesn’t really make sense does it??
If you look at my cash stuffings, they are a little over $1,000 or less. Do what works for you! I have so many categories because I don’t want to combine certain things. For example, I could combine dental and medical, but I don’t want to. So that means two envelopes instead of one.
Can you please send info on the nail brand that you use? Thank you!
The brand is imPress
@@ayaplans Thank you!
Hey, I’m new. 😆 Where do you get the simple envelopes? Also… your nails look nice!
Thanks! They’re from the aesthetic dollar
@@ayaplans on Etsy?
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What size planner are you using now??
Half letter
@@ayaplans ahh ok. Thank you