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KILL YOUR BILLS! | How To Live Free #1 (Walk & Talk)
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- Опубликовано: 29 апр 2018
- In order to live a life of true freedom I feel the number one thing we all need to do is get rid of or drastically reduce our bills. In today's walk and talk, I discuss some tips and techniques for getting your bills down to a level that will allow you to have more income left out of each and every paycheck.
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"I dont' make a lot of money" Dude you know how many people with good paying jobs are broke at the end of the month? You're doing great!
Thanks!
Unfortunately I was one of those people smh..
I’m getting there. Killed 2 car loans by selling my cars and getting a old beater. And moved to a cheaper apartment. Next are my cards
Yep. They also take on too many bills, or live in too expensive of a place.
That's because they live beyond the're means
the scary part is most people are proud of having bills lol!!
lmao i just said this, they its the real way of being an “adult” by paying multiple bills😂
🤣🤣🤣🤣💀💀💀💀💀
This is frightening. Haha. Shalom.
That’s what l’ve heard some people say that it’s normal to have bills. I have bills but they are minimal bills..reasonable rent, phone and internet, that’s it!
Well, later on they realize that they had it made without bills. 🤣
So many people work to buy things they don't need, to impress people that they don't know.
Exactly!
Nice twist on what Ramsey says lol
Fight club….working jobs we hate to buy shit we don’t need
Bills are what keep people stuck doing work they don't care about. I don't make a lot of money, but I find that I am able to travel freely and pretty much eat whatever I want, see concerts, go to the movies, and buy things for myself because I don't have a ridiculous house or car payment. My biggest bill is my car insurance which is $115 a month so $1380 a year! Just cut my gym membership which was $450 a year. Instead just going to do more hiking, jogging, and buy a set of weights for home.
Wait car insurance is $115 a month???????
@@SatisfyingWhirlpools At the time of writing this comment I was 23 years old. so that's pretty typical I think for full coverage.
@@HellaBella - Have you looked into companies like metromile for your car insurance? I think there's a couple other insurance companies that charge by the mile as well. I'm down to $23 per month with metromile. Granted, I only have liability and I don't drive that much. Before that I had Geico at about $45 per month. Geico is a good company though for taking care of incidents.
Did you have to pay rent or mortgage?
You may be able to reduce your car insurance if you accurately report the miles you drive. Many people tell the insurance company they drive 20k miles per year when actually they may not. If you only drive 10k miles per year that can reduce your insurance cost.
I am a 63-year-old man that is semi-retired. Unfortunately, my rent has gotten ridiculous high and will have to leave. I will have to rely upon my SS check. Listening to your video has given me the courage to start a different life. I know I can do it!
Yes u can. Go for it. We can all do it. It's worth it.
Check out van life:) loads of great videos on youtube. Theres a channel called tiny homes with loads of van living. Tim has a video living in a car. You can sign up to a gym and shower there too:) good luck
My dad is turning 70 years old on November 7th and he just retired this week after 44 years in the workforce.
I hope that you are considering rental assistance. People get rich off of not having to pay for that no more. I think I'm going to start a site called, Don't pay for that any more. What you think?
Godspeed Ron.
This guy gets it
💯💯💯👍👍👍
You have a great set of lungs to walk that fast and talk the whole time! 😅
J Webb that's what I kept thinking.
LOL... Yup. For me it's either walk OR talk... can't do both!
Lol
Seriously? He's just walking. If you can't walk at that pace and talk you probably need more exercise.
@@shoutatthesky people are used to being severely unhealthy.
That’s why I’m a truck driver I honestly have no bills except my cell phone bill. 2 vehicles paid for and a rental property paid for. I’ve be let go of the “America dream “. Trucking also allowed me to become debt free
Yes me too I’m working on getting debt free. Trucking is the best thing that ever happen to me
I predict your channel will be huge. Very refreshing voice in today's society.
this channel is as long as the titanic and as deep as an iceberg lol
@@javi7602 I stand corrected! I thought the message as great and would resonate with more folks.
j dwyer It’s cool you checked in on your old comment
Well it's coming back around in the future
I loved this message. The lie that we all NEED TO HAVE ALL THE BILLS we are paying is what has kept many in financial bondage. Identifying which bills are essential is key!!
My husband and I decided to go carless about 2 1/2 years ago. Just last week someone tried to give us a car, and we turned them down because we don't want the bills associated with having a car. Plus I like the reduced stress from having fewer possessions. Sometimes this lifestyle is difficult simply because people don't get it, but perhaps that is some of the appeal as well.
I haven't had a working car for over 6 years. It's amazing the money you save. I get around by foot, bicycle or bus. occasionally I use Uber. There are times I think with a car, I'd go job hunting more vigorously. I own a home too so having a car to transport goods and supplies would be helpful. But it can be done.
drive a toyota it wont cost you much at all haha im 20 my insurance around 35-40 a month and gas varies depending on jobs but i wouldnt ever go without a vehicle its necessary where i live and what work i do my tacoma is my money maker
only maintenance is oil and tires not really a big deal either ive had 2 replaced already for free because ive got non repairable flats
Yes, car repairs are ridiculous.
As long as you aren't begging anyone for anything, it's NONE OF THEIR BUSINESS.
We pay $450 a month all utilities paid for a two bedroom apartment. It's actually a house that has been divided in to three apartments. It's not that great of a place but it's in a decent neighborhood. Car is paid off. Car insurance is $107 a month. Netflix $15.28, two phones $125 a month. Spotify $10 month. Storage payment for our travel trailer (long story) $100 a month. We plan on in the next year moving into our travel trailer and doing some traveling out west. Boondocking is FREE!!! We are saving for a truck first as our Jeep just won't pull up mountains.
Very true I'm 40 years old no kids no wife no gf no car note I have a room I rent for $90.00 a week everything is included my phone bill is $40.00 a month like my uncle always say u gotta have a head in u're shoulder God is good 😊.
I was in a really bad mood at work and this came up on my feed. Not only the suggestions are appreciated, but you alone in nature being calm really helped.
Glad my video could help!
You can live in your car no rent no utilities I did it for 5 months in Florida working at Walmart . Now I'm back paying $640 a month for a 1 bed shit hole now I'm thinking of moving back in my car and moving out to Arizona I hate paying rent and utilities it's throwing money down the toilet if I could ever afford it I would love to get an RV like a class c one of the small ones to live in.
We need to get rid of the thinking 'the more things the more happiness' is an insidious illusion.
I make my own deodorant toothpast laundry detergent soap smell good's! I don't own a TV and proud of it 😁 and I drive a gas scooter which I pay $3 to fill up for the week
We are all in this together bro. The 1% have been screwing everybody for hundreds of years. Community and inclusion and supporting each other the only way out of the trap...
Thank you for the tips…. Very helpful! I just canceled my $120 phone bill and signed up for cricket.
Preach! Bills are basically gatekeepers of luxuries. I consider a roof over my head, fresh water and warmth a basic one (in a civilization). Every other - added on top - creates more weight. When you realize what you truly need is less than the society is selling you - you can unload and carry on with more bucks in your pocket. Many small presents and unique experiences can be unlocked that way. Capitalism needs to create a feeling of being inadequate and "less than" to sell product. Live true to yourself and avoid sheep mentality! Great video! 👽
I'm a sucker for a black man who speaks well.
Hahaha! Don't make me blush 😊
Love your rhetorical bent on society and the ills of spiraling debt.
Minimalism is something eventually everyone is going to have to embrace due to escalating costs, Global political strife, and eventual dwindling of resources.
The baggage we carry in life is so excessive that I don't think we can see past the piles.
Good work, nice Channel just subscribed.
I agree. We have created such a mess with all the capitalism and loss of connection to the earth. It's like a runaway train. I'm jumping off just like you!
This comment was years, if not decades ahead of its time.
Excellent point. Consumerism feels nice in the moment, but it's a short-term high to cover up a lack of meaning, and the negative effects of consumerism far outweigh the positives on both a personal and environmental level. In the end, nature always wins.
I love your message Tim. It took me a few years to be free, but I'd never go back under any circumstances, because I am free as I can be. Thank you.
When you own yourself, you are free. Become debtfree, and things become easier, and you'll open your eyes.
It's not about how much you make, it's about how much you keep. Good talk. Great video, thanks.
Thanks John! 👍
Well it IS ABOUT HOW MUCH I MAKE.
The more I make the more I can save, invest. If you make just barely break-even to your expenses and needs, then your on the treadmill of slavery.
@@goldHydrangeas I feel what ur saying, but not necessarily. Too many ppl increase their income only to increase their expenses. Lifestyle inflation can lead to long term wage slavery. Let's break these chains!
@@johnsgym3132 well that’s where self-control comes in and a bit of humility. Who said or forced them to “increase their expenses”?
@@goldHydrangeas Agreed. It’s human behavior. My original post was only quoting “Rich Dad, Poor Dad”
Tim, I recently bought a van. I put over half down and financed the rest. I’m getting my van and bills paid off, getting my daughter in college and I’m going to live van life. I’m excited!
Tim says to "Kill your bills... or at least put them on Life Support!" 🤣 I love it!💫
You probably save more than most people making four times what you make. My old neighbors were in mid thirties with half a million worth of debt. They couldn't believe we were same age but had no debt. I'm 40 now and have about 3k worth of debt (wife wanted boat) and have two kids. My boss hates it because he says they love people in debt because they have to come to work.
Everything you said is so true! I was paying $350 truck payment, $200 car insurance, $300+ gas & tolls, and $150 extended warranty every month 😳 I was so stressed! Then last year I gave my truck back to the lender, then lost my job a short while after. Getting rid of that truck (and losing that job) changed my life! 😌🙏🏼 I used half of my tax return last year to buy a cash car that needed a little work & my boyfriend and I did the repairs ourselves. My car insurance is $70 now and gas is maybe $40 a month 😄 Not having a real schedule has given me the freedom to take my kids on a few really cool trips using my savings and to be able to put my 8 year old son with Autism into an intensive therapy program halfway across the state that he otherwise wouldn’t have been able to do when I was working (currently getting unemployment). 🙌🏽 Never would have been able to do this with my previous bills!
Awesome!
You inspire me Tim
Amen! Took me 10 years but I am debt free. I used Dave Ramsey’s program to do it. BTW, love the scenery 😍
Your rich
I hope you're still debtfree!
I love it, "put your bills on life support!" Hilarious! I think I'll do that!
I got tired of paying rent and having to answer to someone else so I bought a camper. It would be considered a beater in the camper world, but with the money I save only paying $100 for lot rent, I can save up and get a better one. My kids can have more also. The struggle for clothes, food, and unexpected expenses when they all hit together was way more real. I'm hooked to electricity and only paying $40 a month for utilities. I can't wait to start my travelling adventures.
Well gone!
I'm so with you on this philosophy of keeping expenses low. We are so brainwashed in this country. I've looked at purchasing a condo/townhouse but with HOA fees, etc. it's like another form of enslavement. No thank you. I'm still deciding but think I'm going to buy a travel trailer because I want my own spot to hang out, and space to breathe.
I canceled my Netflix 6 months ago and haven't missed it as much as I thought I would.
Getting rid of at 2 least unnecessary subscriptions today! I’m ready to be free from this work world!
My new favorite RUclips channel! Awesome brother. Keep the videos coming. -Adam
Wow! Thanks for that! I will try to keep making content worth of your praise.
Chasing the American Dream is a debt/death trap. Get out of debt, stay out of debt. Live frugally, you may be surprised how spoiled you are. Just discovered your channel, love your style/message.
Smart man.
I've got it down to the beater car, and the rented trailer on the mountainside for 350 a month.
Why rent? All taxes, repairs and upkeep on this old trailer are not out of my pocket or my time!
6,5 Years for me to change my lifestyle into yours. My kids are then all 18 years of age and up. I can't wait. In the meantime I am having a garden and I learn how to grow food.
Renting a room in Ca is around 700.00 to share, and up. I saw ads yesterday for rooms for rent 800.00, 1,200. Kinda crazy....
If your a home owner rent out those empty rooms!!!
It's passive income that you may not be able to get later on so better to get it now. Allow that passive income to pay off your mortgage early or put it aside for retirement.
I am a travel nurse and tried to go without a car. It didn't work out. I walked to grocery stores had a pull cart. I tried uber to get to work and wasn't dependable. I wasn't in shape to bike to work. So I shipped my car lol. I rented a room and it wasn't good. The lady was crazy so I paid for a studio.
Tim, EXACTLY!! The biggest bill you will ever have is some form of housing....PAY IT OFF QUICKLY! We paid off our modest house
in three years...we have flip phones and a Hoopty car....ZERO debt.... Now we have the finances to enjoy experiences that make us happy...Like travel, discovering other cultures....and helping others through troubled times
It's funny how people 'pity' you when you don't have all the latest gadgets, the nicest car, or the big house, but it's really one of the best feelings. Having no debt is so freeing! That's awesome that you paid off your house in 3 years. That's like 17 years quicker than average lol.
I'm so with you on not having a car. I live in a major city with good public transit. A few years ago my 12 yr old car needed transmission work, I knew it was going to upwards of $1200. I sold it to CarMax for $200. Life has been good. I have more time to read and think while on public transit. It is hands down one of the best financial decisions I have made. I will buy a car in a year or two, Because I have a lifestyle change coming and I'll need one.
Timothy, I totally agree with you. I'm giving myself 4 years to payoff this bills that keep me enslaved. I've been working towards this for 1 year so far. Thanks for your videos and the scenery.
V Knighten I'm a year and a half into that same journey. I dropped $1000 a month in bills. It was a long slow journey lol but I did it! This year I'm buying things that I need to get my RV ready for travel. Keep up the good work
nicole lopez Thank you Nicole. Safe journey on your travels.
I encourage you! YES! I was there too. My plan was to get rid of student loans in five years......I had $52000 accumulated from university. It went down to $12000 in 4 years.....and now, I can't wait for next year. One more year of payments and it will be over! Even though I was a straight A student and got Bachelor's and Master's degrees in International Administration, I could not find a job for almost 10 years after graduating. Seriously, I could not get a job even as a dish washer nor a fast food server! I did what everyone else told me to do: get a student loan and study hard and be the best student, and life will be easy and money will come! But it did not work that way. Nobody ever cared for my degree. So, I don't do anymore what everyone says, I think for myself and decide for myself what I need in life. But that student loan was soooooo huge! And I am about to finish paying it off. One year is left for me! Gosh, one year, and I will free myself from being a slave to Sallie Mae! And I can wipe my behind with those diploma's as they took so many years of my life...........When I finally pay my last payment, I will celebrate for sure! It will be my first day of freedom! And I encourage you to not deviate from your plan. Keep paying, give yourself small rewards for paying off big chunks. One day you'll be free from debt you will feel sooooo unrestrained, like a flying bird high in the sky.... Don't lose hopes and just keep going!
Hard to believe this was a full 4 years ago before the Covid-19 pandemic 😷 which officially started on March 13, 2020. I bookmarked this video to watch it more than once.
simplicity is perfection
Timothy I just stumbled on your channel because this is how I feel right now. I AM SICK AND TIRED OF BEING SICK AND TIRED! I no longer want to be enslaved to the "system" .
Hearing you speak on this brings me so much relief and it makes me happy to see you hiking while doing so. Thank you so much for your light!
😊😊😊😊😊
hopefully more people,would be enlightened,like tim,you,and myself.
👏👏🤝🤝
Honestly I'm sick of the "grind".
Right now we own a house, 2 vehicles, and 2 kids in school. Its a very expensive life. On a good note, I am a self employed roofer so I have some degree of control over my schedule. But it can be very tough, I find myself pulling away from my work more and more to do the things I enjoy instead. Life is too short to just work it away. I need to take care of my family, but I definitely don't want to slave for the almighty dollar any more than necessary.
This video just reminded me of two subscriptions I have that I never use. One for £50 and one for £9.99, that's about $85 I've now cancelled. Thanks Tim.
Yup...keep it simple. Your on the right path Tim!!
You are probably saving more then most! And living the life you have created- well done!
Thanks Vinaka!
my bills went from 1200/mo- 50/mo ( phone) . Moved back to my parents hahahah
Nice!!!
I went completely homeless!! Only one bill a month and one debt to pay off so far! Its been nice to get my life the way i want to!!! Its been a long time to make it possible but im so much happier rn!!!
🤣 😂
I had to re watch that video. I love this guy!
Great video. We are empty nesters and trying to figure out how/where/when to downsize. Love your channel and admire your philosophy. Keep up the good work!
I am so inspired by this channel
Lower your bills as much as possible then try to get passive income streams up to that level. Then you're truly free.
Split your bills with someone. MetroPCS has 2 phones with unlimited all for $80. I split Netflix and phone bill with my sister. I now have Netflix and phone for $46 an month.
This is GOLD!👌🏼
@@cmahesse Glad I could help someone. Look up house hacking for more stuff like this. I split multiple bills with family members and found an couple to move in with. Granted my house is big enough for two families, but you would be amazed how cheap all my bills are when I only have to pay 1/2. Now I'm only out 1200 for every thing because of roommates.
@@aaronhartmann7658 Yeah, I know all about house hacking! 😄 I listen to a bunch of real estate investing podcasts.
Car note is 400 a month for my Silverado... been researching buying a topper for the bed and converting it into a sleeper, that way I can be fully mobile working seasonal work in different locations, and have a comfy lil nook in my vehicle for sleep
Go for it!
I've been telling my friend this the longest time. Money = Options = Freedom = Time
you should get mint mobile! they're $30/month for unlimited! But you have to pay it all upfront, which is $360. My husband and I are planning on living in an RV to kill our bills. once there, we'll invest heavily with the money that would have gone to bills. 😇 ofc I'll also have an 110 lb dog, but he's worth it 👌 my life would have no meaning without pets. 🐶
Mint mobile! I’ll look into this…thank you for this tip! my partner and I are looking to go this route as well. Almost out of debt and look forward to spending more time together and the fur kids:)
Best video I have ever seen about killing your bills. I do have some bills, but I had surely more.
I have rent (very cheap one), home insurance for my studio apartment, electricity bill, basic 4G plan on my phone 1 Mb/s for cheap and music subscription to Google Music. I had Netflix, but I canceled it 3 Years ago when I sold TV out.
I am now full 3 Years without TV and Netflix. I found to watch on Netflix very few movies a month, so I overpaid for something I never cared to open most of the time. My rent reduces bills - water, sauna included, everything gets fixed etc.
My home insurance is lowest one. Because my payment fee if something happens is €250 instead of €150 - so you pay less - because if something happens you will pay for that issue more. So it's pointless to pay more.
Unless you are really poor who can not afford that when problem will occur.
I am minimalist, this made me go loco with my decisions, I have basically only 4 bills coming to my bank and one from my Debit card. I found internet to be cheap in general, but it hooks you for sure if you'll pay for speed.
I had 50 Mb/s, I used to watch RUclips instead of going out. Now I have slow internet, I still can watch RUclips and listen music, read blogs - but I save €10 a month and have real life instead of Online life.
Awesome, you sound like me. I have two bills: My rent and my phone, cable and internet which is a three in one bill. Everything else can go in my pocket for savings!
A beautiful walk.. a very helpful topic! Thanks for sharing ideas on how to live more free. I appreciate your humility and love your positive attitude! :)
This whole soliloquy gave me the impetus to watch Kill Bill all over gain. Thanks Timothy.
Youre the first black man on the trail i have seen. Good to see ya.
@@ABCblahblahblah if it had nothing to do, the output would be random- whites 33%, blacks33%, other 33% etc. But its definitely not. People on trails are about 90% euroamericans, 7% asians, 3% afro. Maybe im missing black ppl. We ARE different. Lets compose music like whites, play like asians and dance like blacks and youve got the dream. Thats why im missing "them".
I've been in trails and touristic areas where I'm the only brown around 🙂
Love it! I'm on the, "Don`t have to buy that anymore," life style conversion.
"Keep your bills on life support."😁 I love it!
I'm a few years late to your channel, but this year I will be selling my car, and pretty much everything I own, and backpacking across the country, and living the free life besides my cell phone and insurance.. I'm glad I'm not the only one doing it lol
That's awesome Michael! There are a few of us out here who want to live free and are willing to take the steps needed to do it.
How’s it going so far
@@ntrasmr87 not as well as planned
@@MJG164 don’t give up
@@ntrasmr87 I don't plan on giving up, I just need to do things slower, and not rush myself, it's a big commitment completely changing my life for the better hopefully
I killed two bills during your vid. 1) Deezer -> haven't listened to it for 3 months or so 2) audible , haven't listened to an audiobook for like 2 months. That's 20$/month right there
Damn brother, I think u walked past your camp and still going!!! Lol Take Care, great talk !!!
People don't realize when they retire. Soc sec doesn't pay that much and rent is sky high and a single paycheck don't get it in the long run. Buy 1/2 acre land, mobile home on a yr round stream to generate own electricity and water and buy solar wind generater and big barrels to store rain water. Cheapest way to live. With gravitational feed flow system for gardens.
Great message, you mentioning that your Boss was questioning your choice of cars. That is the trap, put no value into their opinion as they are not living your life. Most likely that person is not happy but is living the 'plan' and your choices actually scare them so they question your path. Keep the positive guidance coming!
Tim!! I’m currently on a sabbatical for the 2nd time in my life the 1st time I didn’t understand the blessings in the break! This time I’m wiser and I can appreciate this season!! I love your videos and I agree that being free saved my life and gave me new purpose
You really do walk fast. I think you covered 5 miles during this video. Enjoying your videos. You’re in a beautiful place.
The goal isn't to make more money. It's to hold on to more money that you already make. It requires a shift in thinking and attitude.
Great topic!! I want to thank you, I never realized there was any such thing as seasonal work, while I don't need it right now, at least I know that seasonal work is an option. Thanks again!!
Great video Tim! I know a lot of people who pay a hundred dollars or more for satellite or cable TV. We actually have just Netflix and pay $15.28 a month for it. It's all we need.
I’ve got my bills down to a third of my monthly take home pay. I own my own house, no mortgage. I don’t have any credit card debt or loans. Still feel stuck as I have bills to pay every month, so have to work.
I lived very minimal once upon a time .. lived in my parents basement, no car , made good money and saved a lot, but I was miserable !! I suggest living within your means.. if you use a credit card, pay it off every month.. enjoy your life
Bingeing on your awesome vids! Thanks for sharing you, Tim. Grateful for your advice and encouragement. Blessings!
I really appreciated this. Your talk here made me feel more energized and ready to pursue my freedom
So I'm a private dude and you have been making me want to share my story thanks for your light brother maybe I'll see you out there one day #vanlife
I've been subscribed to your channel for a while - the first video I seen was about you giving up the "American Dream." I just watched one of your latest videos and mid-way through something just clicked in me. Thank you for the total inspiration and may you continue on your journey and sharing your pov / philosophies with the rest of us.
You’re very welcome! Thank you for sticking around 👍🏾
I have a lovely job and I'm a live-in helper for my mother. I offered rent, but Mom refused. I do most of the housework, run errands, and generally assist her anyway she needs. She's still in pretty good shape, just needs a bit of help now and then.
I usually don't eat out, but I may start, once a month a local church sells take out lunches which raises money for their different ministries in the community, such as a food pantry -- that I like, I can help out and still get some yummy food for much cheaper than a restaurant.
I will however eat out a bit more, maybe every couple of months, I don't drink alcohol, and I really don't get to socialize much. One of my co-workers and I used to split the cost of a large pizza, and she took some home to her husband. So we may start that again.
Also finding inexpensive clubs to join -- often they have refreshments, so that's an option.
Also for the last four years I have gotten a membership at our local pioneer village. One admission is $18, one full access, unlimited visits costs $55 for a year. Way better, and it's a nice place to get away from hussle and bustle of the modern world.
I'm finding ways to cut back on groceries, and really not spending very much except on things that I really want or need.
Great video Timothy, great thoughts, thanks for posting.
YOU ARE A VERY SMART MAN ABOUT THIS LIFE AND WORLD WE LIVE IN . PRAYING THAT GOD SENDS A NICE WOMEN WITH THE SAME SMARTNESS OF YOURSELF....WILL MAKE A TEAM AND RELATIONSHIP/MARRIAGE.......YOUR SO INTELLIGENT. I DONT BELIEVE IN CARNOTES EITHER AND STILL HAVE A DECENT CAR FOR MYSELF NOT TO IMPRESS OTHERS.. NOT WEIRD JUST SMART.😚😚PEACE AND BLESSINGS.
You definitely speak with honesty and make some clear points. One of my stresses is definitely bills. I really wanna start to save better and watch my spendings. Just watching this is making me more determined. Gotta start somewhere. Thanks.
Now that I am retired I'm going to reduce my bills.
We switched our phone plan from 125 a month contract to 50 a month prepaid. No more overage charges or strange charge surprises. We got rid of internet/cable and took old hobbies back up instead. We save 200 a month just from these two changes.
It's hard to stay motivated so we made a list of money we've saved by not buying things. A new espresso machine is 80 bucks, so we saved 80 by not buying it. It helps to see the money we would've spent start adding up. Reminds us how purchases take away from savings.
I know how silly and basic that sounds, but a lot of times we spent money because it was there. We didn't see that connection between buying and our lack of savings. We would just wonder where all the money had gone and start looking toward next payday to "fix" it.
That's not saving actually
If this guy keeps it up he will have 111k subs very soon.
Great video. Folks, my health insurance through Obama care, is $32 a month. I am a 50 year old woman in Houston. It is a basic plan.
One way I found to cut down my streaming service bills was to check out movies from the library/borrow them from friends. I also watch a lot of RUclips. Small stuff but it helps!
Great vibes on this channel. Refreshing. Thanks man!
Thanks Nicholas! And you're welcome!
I love love love this!! Peace and love girl you spoke my whole truth. I had this whole revelation over a year ago and have yet to regret a moment of it ups or downs. I have appreciated and loved my life more and its been a better experience for my children
Girl?
I think that once you don't have a 50 hour work week you have the time to find out how to get things for free and basically exploit the offers out there that you just don't have time to deal with when you are working. I liken working to being on like the jet stream that you can get out of... for instance the only time you have to buy groceries is the weekend, when everyone else is doing that, so you don't have the time or space to find good buys or good cuts of meat, you just have to grab what you can and get out of there... but once you get off the jet stream there is this whole world.
You are so right! My husband works fulltime and I stay home figuring out ways to stretch our $$. I just turned down 2 jobs because I knew we'd be spending more on everything because I wouldn't have time to shop the deals.
I don't know how I found your channel but I'm glad I did. Good Stuff.
spotify, flip phone, and room for rent bill. The only thing I can see myself is ditching Spotify and using youtube to mp3 lmao. but thats only a 10 dollar save. My flip phone is 20 bucks a month. I believe my bills total per month is like 830$ including the rent....Living in queens, NY it ain't too bad. I refuse to have a car, used to have one though. Transit is another thing I spend money on, however I pay it as I go. Food is covered based off my income. Wifi is generously not locked. Gotta play it smart.
I love this!!! I just found your channel, this is the 2nd video I've watched and I'm loving the message! I make a pretty good living. Followed Dave Ramsey's Baby Steps in order to kill my debts and (in your words) put my bills on life support. You're right about work as well. Now that I live below my means, going to work has a completely different feeling. I like the industry I'm in but there's a lot of things I don't like about my current job. I stay there now because there are some things I like about it and for the time being, I'm able to continue putting money away for the future. The feeling that if something happened and I walked in there tomorrow and either quit or got let go but I'd be completely fine financially is such a liberating feeling.
the nature views in the background, the sound of the ground as you walk and your soothing voice makes a great healing experience. resonate with what you said.
Thank you Tim,❤.